TPMT 2015-3 COMPLIANCE AND MODIFICATIONS

Escrow      Maturity   Loan     Mortgage     First      Orig Bal  Rate   Orig     Balloon   Orig Term Amort    Late    Late      I OTerm   First Rate First Pay  Next Rate  Next Pay   Margin   Init Rate Per   Life   Rate   Rate    Pay      Index   Occ Type    Purp Type     Appr Type  Appr Date  Appr      Sales Amt      Prop Type      Lien     Sr Lien Amount Jr Lien  LTV         CLTV   Doc Type    DTI    Total    Credit  PMI Type   PMI      PMI Cert   DDEvent  Cred Exception        Compliance Exception   Compliance  Cleared Compliance    Lender      Subject To Section32Flag TIL APR TIL    Finance    Finance  Finance    HOEPA    HOEPA Fee  HOEPA   HOEPA  HOEPA  HOEPA  HOEPA  State    State Fee State   State  State  State  Fees      Document  Modification ModDate    ModRate Mod PI  ModFirstPmtDt ModMaturityDt ModBalance ModBalloon ModComments    Prepay  Prepay Desc   Neg  Neg Am Teaser  Neg  Original  1st Time   Loan     Seasoned  HARP
State       Date       Type     Type         Payment              Type   Rate                         Term     Charge  Charge              Change     Change     Change     Change              Cp        Rate  Rate   Floor  Change  Change   Type                                                    Value                                   Position                Amount                                         Income   Score              Level               Level                                                 Exception   Exception             Response    Predatory                        Status Charge     Charge   Charge     Points   Threshold  Points  Rate   Rate   High   Status Points   Threshold Points  Rate   Rate   High   Captured  Used For                                                                                                           Pen                   Am   Amount Rate    Am   P I       Homebuyer? Status   > 3 Years Loan?
                                             Date                                                              %       Grace                                                                              Cp    Cp            Freq    Freq                                                                                                                                                                                                                                                                                  Category                                      Lending                                            Status   Variance   and Fees            and            Status Cost          and Fees           and            Status Cost   For       Testing                                                                                                                                  Flag                Pmt
                                                                                                                       Period                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Fees                  Loan                             Fees                  Flag   Testing                                                                                                                                                                Cap
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Status                                                 Status

NO           5/18/2031 FIXED    Conventional  6/18/2001  76544.19 F         10.19 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/3/2001     87000                SINGLE FAMILY         1              0     5000       87.98  93.73 FULL         52.62     2989     581                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No            10.7865 PASS    172800.77 PASS          -0.65  3644.96   5,831.94 PASS        10 N/A    NO     N/A     3644.96           N/A            N/A    N/A    YES       Final     Yes            4/1/2013    4.25  460.04      5/1/2013      6/1/2031   69793.83            Cure default        36 Penalty       N                            682.5 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             violation -                                                                                                                                                                                                                                                   HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disbursement date                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prior to RTC                                                                                                                                                                                                                                                                                                                                                                             1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date- Loan                                                                                                                                                                                                                                                                                                                                                                    amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     funded same day as                                                                                                                                                                                                                                                                                                                                                                       prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing, 5/18/2001 -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO            8/1/2030 FIXED    Conventional   9/1/2000  53635.99 F         11.59 NO              360      360       0         0                                                                                                                       PRIMARY     REFI CASHOUT          70   8/1/2000     50000                SINGLE FAMILY         1              0               107.27 107.27 FULL         20.65     2942     681                                       1                                                                                            YES        No               12.4 PASS     141938.8 PASS          -3.17  3035.99   4,048.00 PASS        10 N/A    NO     N/A     3035.99           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25   339.8     10/1/2012      9/1/2030   47417.92            Cure default        36 Penalty       N                           534.83 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           6/15/2031 FIXED    Conventional  7/15/2001 127828.59 F          8.79 NO              360      360       0         0                                                                                                                       PRIMARY     REFI R/T            1004               131000                SINGLE FAMILY         1              0        0       97.58  97.58 FULL         48.62     5733     673                                       1                                                                                            YES        No             9.0354 PASS    238302.74 PASS          -0.77  2448.12  10,003.04 PASS        10 N/A    NO     N/A     2448.12           N/A            N/A    N/A    YES       Final     Yes            4/1/2013       4  655.05      5/1/2013      7/1/2031  101698.26            Cure default        36 If full       N                          1009.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO           10/1/2018 MISC.    Conventional  11/1/1988    140000 A          8.25 NO              360      360       5        15             4/1/1989   5/1/1989   4/1/2015   5/1/2015    3.125      5.75     1     14  3.125       6        6 6 Month PRIMARY     PURCHASE            1004   8/9/1988    240000         240000 SINGLE FAMILY         1              0        0       58.33  58.33 FULL         29.94     6833       0                                       1                                                                                            NO         No              10.47 PASS    321733.36 PASS        2730.59     1630            N/A            N/A    N/A    N/A        1630           N/A            N/A    N/A    YES       Final     Yes           12/5/2003   5.375  865.31      2/1/2004     10/1/2018  105601.08            Cure default         0               N                          1051.77 NO         Complete Y         NO
                       ARM                                                                                                                                                                                                                     LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           4/1/2029 5/1 OR   Conventional   5/1/1999    492000 A         6.125 NO              360      360       5        15             4/1/2004   5/1/2004   4/1/2015   5/1/2015     2.25         5     2 11.125   2.25      12       12 1 Yr    PRIMARY     REFI R/T            1004  2/16/1999    945000                SINGLE FAMILY         1              0        0       52.06  52.06 STATED /     24.26    18000     724                                       1                                                                                            YES        No              6.885 PASS    695001.45 PASS        3021.12  -2096.2  39,422.02 PASS        10 N/A    NO     N/A     -2096.2           N/A            N/A    N/A    YES       Final     Yes           7/21/2003     4.5 2535.31      9/1/2003      4/1/2029  462615.06            Cure default        36 Penalty       N                          2989.44 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           4/1/2029 5/1 OR   Conventional   5/1/1999    440000 A         6.625 NO              360      360       6        15             4/1/2004   5/1/2004   4/1/2016   5/1/2016      2.5         5     2 11.625    2.5      12       12 1 Yr    PRIMARY     REFI CASHOUT        1004   2/2/1999    587000                SINGLE FAMILY         1              0        0       74.96  74.96 FULL         44.33    10097       0                                       3                        Exception: Finance    TIL Exception                                 YES        No               6.99 PASS    609931.11 FAIL        -171.65  6230.34  34,682.14 PASS        10 N/A    NO     N/A     6230.34           N/A            N/A    N/A    YES       Final     Yes            8/1/2003     4.5 2278.71      9/1/2003      4/1/2029  415793.61            Cure default        36 Penalty       N                          2817.37 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Under                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $171.65.                                                                                                                                                                                                                                                                                                                                                                       20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Lender under estimated                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     daily per diem                                                                                                                                                                                                                                                                                                                                                                           months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     interest in finance                                                                                                                                                                                                                                                                                                                                                                      interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges by 161.94 -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES           6/1/2029 5/1 OR   Conventional   7/1/1999    245000 A          6.75 NO              360      360       5        15             6/1/2004   7/1/2004   6/1/2015   7/1/2015     2.25         5     2  11.75   2.25      12       12 1 Yr    PRIMARY     REFI R/T            1073   4/5/1999    580000                CONDO                 1              0        0       42.24  42.24 FULL         32.14     8150     788                                       1                                                                                            YES        No              7.154 PASS    355664.55 PASS         502.15      250  19,558.25 PASS        10 N/A    NO     N/A         250           N/A            N/A    N/A    YES       Final     Yes            8/1/2003    4.25 1236.42      9/1/2003      6/1/2029  232429.93            Cure default        36 Penalty       N                          1589.07 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           6/1/2029 5/1 OR   Conventional   7/1/1999    492000 A           6.5 NO              360      360       6        15             6/1/2004   7/1/2004   6/1/2015   7/1/2015     2.25         5     2   11.5   2.25      12       12 1 Yr    PRIMARY     REFI R/T            1004  4/26/1999    925000                SINGLE FAMILY         1              0        0       53.19  53.19 STATED /     33.14    16400     753                                       1                                                                                            YES        No              6.909 PASS    684041.16 PASS         815.13      425  39,276.93 PASS        10 N/A    NO     N/A         425           N/A            N/A    N/A    YES       Final     Yes           8/14/2003   4.875 2642.54     10/1/2003      6/1/2029  464623.97            Cure default        36 Penalty       N                          3109.77 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lesser of: a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period, or b)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month''s
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period.
NO            9/1/2029 5/1 OR   Conventional  10/1/1999     73800 A          7.25 NO              360      360       5        15             9/1/2004  10/1/2004   9/1/2015  10/1/2015     2.25         5     2  12.25   2.25      12       12 1 Yr    PRIMARY     REFI R/T            1004  8/20/1999    160000                SINGLE FAMILY         1              0        0       46.13  46.13 FULL            20  3294.66     758                                       1                                                                                            YES        No              7.596 PASS     112251.6 PASS         122.11   1307.5   5,799.40 PASS        10 N/A    NO     N/A      1307.5           N/A            N/A    N/A    YES       Final     Yes           8/26/2003   5.375   330.6     11/1/2003      9/1/2029   55423.21            Cure default        36 Penalty       N                           503.45 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES          10/1/2029 5/1 OR   Conventional  11/1/1999    320000 A         7.875 NO              360      360       5        15            10/1/2004  11/1/2004  11/1/2015  12/1/2015      2.5         5     2 12.875    2.5      12       12 1 Yr    PRIMARY     REFI CASHOUT        1004  9/27/1999    400000                SINGLE FAMILY         1              0        0          80     80 FULL         46.45  10334.3     700                                       1                                                                                            YES        No               7.81 PASS     508017.1 PASS        1703.66   -978.5  25,717.48 PASS        10 N/A    NO     N/A      -978.5           N/A            N/A    N/A    YES       Final     Yes           3/10/2003   4.875 1734.79      5/1/2003     10/1/2029  309389.75            Cure default        36 Penalty       N                          2320.23 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months or 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          10/1/2029 5/1 OR   Conventional  11/1/1999    122700 A         6.875 NO              360      360       5        15            10/1/2004  11/1/2004  10/1/2015  11/1/2015     2.25         5     2 11.875   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1004   8/2/1999    227000         222750 PUD                   1              0        0       55.08  55.08 FULL         34.42     7271     750                                       1                                                                                            NO         No              7.276 PASS     181775.2 PASS          -3.13   377.75            N/A            N/A    N/A    N/A      377.75           N/A            N/A    N/A    YES       Final     Yes          11/12/2002    5.25  648.96     12/1/2002     10/1/2029     122700            Cure default        36 Penalty       N                           806.06 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest @ 2%
YES          12/1/2029 5/1 OR   Conventional   1/1/2000    520000 A         7.125 NO              360      360       6        15            12/1/2004   1/1/2005  12/1/2015   1/1/2016     2.25         5     2 12.125   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1004 11/11/1999    920000         920000 PUD                   1              0        0       56.52  56.52 FULL         18.14    45085       0                                       3                        Exception: Finance    TIL Exception                                 NO         No              7.496 PASS     801431.3 FAIL        -712.07     1207            N/A            N/A    N/A    N/A        1207           N/A            N/A    N/A    YES       Final     Yes           7/21/2003     4.5 2698.85      9/1/2003     12/1/2029  499160.73            Cure default        36 Penalty       N                          3503.34 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                   charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance-                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed by                                                                                                                                                                                                                                                                                                                                                                        20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $712.07. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           1/1/2030 5/1 OR   Conventional   2/1/2000    562500 A         7.375 NO              360      360       5        15             1/1/2005   2/1/2005   1/1/2016   2/1/2016     2.25         5     2 12.375   2.25      12       12 1 Yr    PRIMARY     REFI CASHOUT        1004 11/16/1999    750000                SINGLE FAMILY         1              0        0          75     75 FULL         24.05 21926.62     754                                       3                        Exception: Finance    Missing Docs                                  YES        No               7.76 PASS    903183.35 FAIL         -366.8    902.5  44,827.78 PASS        10 N/A    NO     N/A       902.5           N/A            N/A    N/A    YES       Final     Yes            4/1/2004     4.5  2906.3      5/1/2004      1/1/2030     531225            Cure default         0               N                          3885.05 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Under                                                                                                                                                                                                                                                                                                                                                  capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $366.80 -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES           1/1/2030 5/1 OR   Conventional   2/1/2000    259920 A         7.125 NO              360      360       5        15             1/1/2005   2/1/2005   1/1/2016   2/1/2016     2.25         5     2 12.125   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1004 11/17/1999    324900         324900 PUD                   1              0        0          80     80 FULL         34.87     7477     797                                       1                                                                                            NO         No               7.61 PASS    408395.75 PASS         253.44     1296            N/A            N/A    N/A    N/A        1296           N/A            N/A    N/A    YES       Final     Yes            8/1/2003    4.25 1308.44      9/1/2003      1/1/2030   248986.6            Cure default without capitalization  N                          1751.13 YES        Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1
                       ARM                                                                                                                                                                                                                     Weekly
YES           3/1/2030 5/1 OR   Conventional   4/1/2000    440800 A          7.25 NO              360      360       5        15             3/1/2005   4/1/2005   3/1/2016   4/1/2016     2.25         5     2  12.25   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1004   1/6/2000    551000         551000 SINGLE FAMILY         1              0        0          80     80 FULL         26.91    13163     764                                       1                                                                                            NO         No              8.012 PASS    741499.25 PASS         105.76     4842            N/A            N/A    N/A    N/A        4842           N/A            N/A    N/A    YES       Final     Yes            8/1/2003   4.875 2372.03     10/1/2003      3/1/2030  423038.98            Cure default        36 Penalty       N                          3007.03 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           6/1/2030 5/1 OR   Conventional   7/1/2000    485000 A         7.875 NO              360      360       5        15             6/1/2005   7/1/2005   6/1/2015   7/1/2015     2.25         5     2 12.875   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1004   3/6/2000    640000         294000 SINGLE FAMILY         1              0               164.97 164.97 FULL         22.37    19500     788                                       3                        Exception: Finance    TIL Exception                                 NO         No              8.352 PASS    847271.51 FAIL       -1416.47     7209            N/A            N/A    N/A    N/A        7209           N/A            N/A    N/A    YES       Final     Yes           1/21/2004     4.5 2347.77      3/1/2004      6/1/2030  434227.97            Cure default        36 Penalty       N                          3516.59 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed                                                                                                                                                                                                                                                                                                                                                                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $1,416.47 due to                                                                                                                                                                                                                                                                                                                                                                      equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     fees. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                      of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO            5/1/2030 PAYMENT  Conventional   6/1/2000    301000 A          6.25 NO              360      360       5        15             8/1/2000   6/1/2001   6/1/2015   7/1/2015    1.875       4.7     0  10.95  1.875       1       12 12      PRIMARY     PURCHASE            1004   4/4/2000    400000         377000 SINGLE FAMILY         1              0        0       79.84  79.84 FULL         23.73    10633     801                                       3  Exception: Missing copy of Modification     Missing Docs                                  NO         No              7.363 PASS    449817.53 PASS        6562.87   456.41            N/A            N/A    N/A    N/A      456.41           N/A            N/A    N/A    YES       Final     No                                                                                                             0               Y        10    6.25  7.5   1853.31 NO         Complete Y         NO
                       OPTION                                                                                                                                                                                                                  Month                                                                            DETACHED                                                                                                                                       agreement-  - Rating - 3;                                                                                                                                                                                                                                                           HUD1
                       ARM                                                                                                                                                                                                                     MTA
NO            9/1/2030 3/1 OR   Conventional  10/1/2000    185000 A          7.75 NO              360      360       5        15             9/1/2003  10/1/2003   9/1/2015  10/1/2015     2.75         2     2  13.75   5.75      12       12 1 Yr    PRIMARY     REFI R/T            1025   8/2/2000    234000                2 FAMILY              1              0        0       79.06  79.06 FULL         40.94  7573.25     793                                       1                                                                                            YES        No              8.733 PASS    340883.51 PASS        4953.15   3217.5  14,476.61 PASS        10 N/A    NO     N/A      3217.5           N/A            N/A    N/A    YES       Final     Yes          11/23/2007       6 1122.87     12/1/2007      9/1/2030   167026.7            Cure default         0               N                          1325.37 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization
YES           4/1/2028 5/1 OR   Conventional   5/1/1998    199200 A          6.75 NO              360      360       5        15             4/1/2003   5/1/2003   4/1/2015   5/1/2015     2.25         5     2  11.75   2.25      12       12 1 Yr    PRIMARY     REFI R/T            1004  2/11/1998    337000                PUD                   1              0        0       59.11  59.11              29.82     6466     761                                       3                        Exception: Finance    TIL Exception                                 YES        No              7.354 PASS    299214.51 FAIL        -510.86   1484.5  15,755.35 PASS        10 N/A    NO     N/A      1484.5           N/A            N/A    N/A    YES       Final     Yes           3/18/2004    4.75    1059      5/1/2004      4/1/2028  181780.98            Cure default        36 Penalty       N                          1292.01 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                   charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge underdisclosed                                                                                                                                                                                                                                                                                                                                                                    lesser of: a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $510.86, appears                                                                                                                                                                                                                                                                                                                                                                      20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     lender did not include                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $400 settlement fee                                                                                                                                                                                                                                                                                                                                                                      months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     and $120 sub-escrow                                                                                                                                                                                                                                                                                                                                                                      interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     fee in finance charge                                                                                                                                                                                                                                                                                                                                                                    the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     calculation.* - Rating                                                                                                                                                                                                                                                                                                                                                                   prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                                                     within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              b) 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period.
YES           4/1/2028 5/1 OR   Conventional   5/1/1998    345000 A         6.625 NO              360      360       5        15             4/1/2003   5/1/2003   4/1/2016   5/1/2016     2.25         5     2 11.625   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1004  2/18/1998    460000         465000 SINGLE FAMILY         1              0        0          75     75 SIVA         34.87     8105     777                                       1                                                                                            NO         No              7.322 PASS    516119.29 PASS          40.36   3491.6            N/A            N/A    N/A    N/A      3491.6           N/A            N/A    N/A    YES       Final     Yes           3/16/2004   4.125 1647.04      5/1/2004      4/1/2028  300798.93            Cure default        36 Penalty       N                          2209.08 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lesser of: a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months''
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              b) 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              or c) such
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lesser amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              as may be
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              applicable
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              law.
YES           5/1/2028 5/1 OR   Conventional   6/1/1998    383500 A         6.875 NO              360      360       5        15             5/1/2003   6/1/2003   5/1/2015   6/1/2015     2.25         5     2 11.875   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1004  3/17/1998    590000         590000 PUD                   1              0        0          65     65 FULL         18.16    23722     770                                       1                                                                                            NO         No              7.257 PASS    567393.87 PASS        3530.55 -3105.57            N/A            N/A    N/A    N/A    -3105.57           N/A            N/A    N/A    YES       Final     Yes           3/18/2004     4.5  977.65      5/1/2004      5/1/2028  172325.01            Cure default        36 Penalty       N                          2519.32 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lesser of: a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              exceeding 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, or b)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months''
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period.
YES          10/1/2028 5/1 OR   Conventional  11/1/1998    340000 A         6.625 NO              360      360       5        15            10/1/2003  11/1/2003  10/1/2015  11/1/2015     2.25         5     2 11.625   2.25      12       12 1 Yr    PRIMARY     REFI R/T            1004  7/17/1998    640000                SINGLE FAMILY         1              0        0       53.13  53.13 FULL         26.19    10359     755                                       1                                                                                            YES        No              7.097 PASS    490416.24 PASS       14750.64   1025.5  27,073.53 PASS        10 N/A    NO     N/A      1025.5           N/A            N/A    N/A    YES       Final     Yes            4/1/2004     4.5 1757.27      5/1/2004     10/1/2028  312688.95            Cure default        36 Penalty       N                          2177.06 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          11/1/2028 5/1 OR   Conventional  12/1/1998    390000 A          6.25 NO              360      360       5        15            11/1/2003  12/1/2003  11/1/2015  12/1/2015    2.375         5     2  11.25  2.375      12       12 1 Yr    PRIMARY     REFI R/T            1004  9/23/1998    700000                PUD                   1              0   100000       55.71     70 STATED /     35.27    11650     732                                       3                        Exception: Finance    TIL Exception                                 YES        No              6.312 PASS     482326.3 FAIL        -693.42      693  31,192.64 PASS        10 N/A    NO     N/A         693           N/A            N/A    N/A    YES       Final     Yes            4/1/2004     4.5 2021.57      5/1/2004     11/1/2028  360387.26            Cure default        36 Penalty       N                           2401.3 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                 STATED                                                                                            charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed                                                                                                                                                                                                                                                                                                                                                                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $693.42. Appears                                                                                                                                                                                                                                                                                                                                                                      equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan closed late and                                                                                                                                                                                                                                                                                                                                                                     months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     credit for interest                                                                                                                                                                                                                                                                                                                                                                      interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     caused under
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure) - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
YES          11/1/2028 5/1 OR   Conventional  12/1/1998    427500 A         6.625 NO              360      360       5        15            11/1/2003  12/1/2003  11/1/2015  12/1/2015    2.375         5     2 11.625  2.375      12       12 1 Yr    PRIMARY     REFI R/T            1004  9/15/1998    732000                SINGLE FAMILY         1              0                 58.4   58.4 FULL         27.28    16363     730                                       1                                                                                            YES        No              6.883 PASS    587950.41 PASS        1617.52 -1467.18  34,211.85 PASS        10 N/A    NO     N/A    -1467.18           N/A            N/A    N/A    YES       Final     Yes           3/20/2004   4.375 2196.31      5/1/2004     11/1/2028  396516.99            Cure default         0               N                          2737.33 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization
YES           1/1/2029 3/1 OR   Conventional   2/1/1999    465000 A           6.5 NO              360      360       5        15             1/1/2002   2/1/2002   1/1/2016   2/1/2016     2.25         2     2   12.5   2.25      12       12 1 Yr    PRIMARY     REFI CASHOUT        1004  9/24/1998    620000                PUD                   1              0        0          75     75 FULL         36.38    11050       0                                       1                                                                                            YES        No              6.698 PASS    616984.99 PASS         518.48      325  37,193.87 PASS        10 N/A    NO     N/A         325           N/A            N/A    N/A    YES       Final     Yes           2/17/2006       6 2735.51      4/1/2006      1/1/2029  407603.82            Cure default        36 Penalty       N                          2939.12 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           3/1/2029 5/1 OR   Conventional   4/1/1999    102000 A         6.125 NO              360      360       6        15             3/1/2004   4/1/2004   3/1/2016   4/1/2016     2.25         5     2 11.125   2.25      12       12 1 Yr    PRIMARY     REFI CASHOUT          70 12/19/1998    140000                SINGLE FAMILY         1              0                72.86  72.86 FULL         34.58     3167     769                                       3                        Exception: Finance    TIL Exception                                 YES        No              6.619 PASS    134930.29 FAIL        -167.91      568   8,110.45 PASS        10 N/A    NO     N/A         568           N/A            N/A    N/A    YES       Final     Yes          11/18/2002    4.75  539.34      1/1/2003      3/1/2029      97000            Cure default        36 Penalty       N                           619.77 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Charges underdisclosed                                                                                                                                                                                                                                                                                                                                                                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $167.91. Lender did                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not include $150.00                                                                                                                                                                                                                                                                                                                                                                      months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Settlement Fee and                                                                                                                                                                                                                                                                                                                                                                       interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $15.00 Courier Fee. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES           4/1/2029 5/1 OR   Conventional   5/1/1999    649900 A         6.375 NO              360      360       5        15             4/1/2004   5/1/2004   4/1/2016   5/1/2016     2.25         5     2 11.375   2.25      12       12 1 Yr    PRIMARY     REFI R/T            1004  2/26/1999    830000                SINGLE FAMILY         1              0        0        78.3   78.3 SIVA            29    20000       0                                       3                        Exception: Missing    Missing Docs                                  YES        No                  0 FAIL            0 FAIL     -884545.69   2737.5  51,745.76 PASS        10 N/A    NO     N/A      2737.5           N/A            N/A    N/A    YES       Final     Yes           8/15/2003   5.125 3581.73     11/1/2003      4/1/2029  611023.16            Cure default        36 Penalty       N                          4054.54 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             final TIL-  - Rating -                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                3;  Exception: Missing                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Right to Cancel form-                                                                                                                                                                                                                                                                                                                                                                    lesser of: a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months''
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              b) 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              or c) such
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lesser amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              as may be
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              applicable
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              law.
YES           4/1/2029 5/1 OR   Conventional   5/1/1999    420000 A          6.75 NO              360      360       5        15             4/1/2004   5/1/2004   4/1/2016   5/1/2016      2.5         5     2  11.75    2.5      12       12 1 Yr    PRIMARY     PURCHASE            1004  2/18/1999    655000         655000 SINGLE FAMILY         1              0        0       64.12  64.12 FULL          44.1     8250     739                                       1                                                                                            NO         No              7.078 PASS    599701.13 PASS        2403.04    -1653            N/A            N/A    N/A    N/A       -1653           N/A            N/A    N/A    YES       Final     Yes           10/1/2003   4.875  2237.6     11/1/2003      4/1/2029  391499.12            Cure default without capitalization  N                          2724.12 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM                                                                                                                                                                                                                     Weekly
YES           4/1/2029 5/1 OR   Conventional   5/1/1999    450000 A         6.875 NO              360      360       5        15             4/1/2004   5/1/2004   4/1/2015   5/1/2015    2.375         5     2 11.875  2.375      12       12 1 Yr    PRIMARY     PURCHASE            1073   3/1/1999    875000         875000 CONDO>8FLOORS         1              0        0       51.43  51.43 FULL         40.36    14333     720                                       3                        Exception: Missing    Missing Docs                                  NO         No                  0 FAIL            0 FAIL     -635861.62    804.5            N/A            N/A    N/A    N/A       804.5           N/A            N/A    N/A    YES       Final     Yes           8/14/2003   4.875 2426.84     10/1/2003      4/1/2029   425310.9            Cure default         0               N                          2956.18 YES        Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              (HIGH RISE)                                                                                                                                                          final TIL- Missing                                                                                                                                                                                                                                            HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                Final TIL, so unable                                                                                                                                                                                                                                                                                                                                              capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     to complete compliance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     testing. - Rating - 3;
YES           4/1/2029 3/1 OR   Conventional   5/1/1999    369600 A           6.5 NO              360      360       5        15             4/1/2002   5/1/2002   4/1/2016   5/1/2016     2.25         2     2   12.5   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1004  2/25/1999    462000         462000 SINGLE FAMILY         1              0        0          80     80 STATED /     35.98    10853     762                                       3                        Exception: Missing final HUD-1- Hud appears to be Final but is missing signatures or true/certified stamp.
                       3/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                           STATED
                       ARM                                                                                                                                                                                                                     Weekly
 - Rating - TIL Exception                    NO         No          6.88 PASS     509041.81 FAIL      -1510.28     847           N/A                  N/A        N/A        N/A             847           N/A          N/A    N/A     YES              Yes             2/18/2008       4.75    1958.81  3/1/2008       4/1/2029      313432.39          Cure default with capitalization    N                                  2336.13 NO         Complete Y          NO
3;
Exception:
Finance
charge not
within
tolerance-
Under
disclosed
$1510.28
due to
fees. -
Rating - 3;
"
YES           8/1/2029 5/1 OR   Conventional   9/1/1999    340000 A          7.25 NO              360      360       5        15             8/1/2004   9/1/2004   8/1/2015   9/1/2015    2.375         5     2  12.25  2.375      12       12 1 Yr    SECOND HOME REFI R/T            1004  11/6/1998    450000                SINGLE FAMILY         1              0        0       75.56  75.56 FULL         35.98 21136.57     736                                       1                                                                                            NO         No              7.455 PASS    512529.27 PASS         222.97      527            N/A            N/A    N/A    N/A         527           N/A            N/A    N/A    YES       Final     Yes           10/1/2003   4.875 1833.84     11/1/2003      8/1/2029  322956.49            Cure default        36 Penalty       N                           2319.4 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           6/1/2029 7/1 OR   Conventional   7/1/1999    153000 A         6.625 NO              360      360       5        15             6/1/2006   7/1/2006   6/1/2015   7/1/2015    2.375         5     2 11.625  2.375      12       12 1 Yr    PRIMARY     PURCHASE            1073  4/23/1999    193000         193000 CONDO                 1              0        0       79.28  79.28 FULL         48.82     5765     615                                       1                                                                                            NO         No              6.926 PASS    212522.64 PASS         -40.34    515.8            N/A            N/A    N/A    N/A       515.8           N/A            N/A    N/A    YES       Final     Yes          12/17/2003   5.625  888.05      3/1/2004      6/1/2029  143734.13            Cure default without capitalization  N                           979.68 YES        Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1
                       ARM                                                                                                                                                                                                                     Weekly
YES           6/1/2029 5/1 OR   Conventional   7/1/1999    398000 A           6.5 NO              360      360       5        15             6/1/2004   7/1/2004   6/1/2015   7/1/2015     2.25         5     2   11.5   2.25      12       12 1 Yr    PRIMARY     REFI R/T            1025  4/30/1999    615000                2 FAMILY              1              0                64.72  64.72 FULL         37.31  8348.81     789                                       3                        Exception: HUD-1 in   Missing Docs                                  YES        No              6.824 PASS    543925.56 FAIL       -5643.78  -2281.4  32,022.51 PASS        10 N/A    NO     N/A     -2281.4           N/A            N/A    N/A    YES                 Yes           8/15/2003   4.875 2136.42     11/1/2003      6/1/2029  375025.68            Cure default        36 Penalty       N                          2515.63 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                   file is estimated-                                                                                                                                                                                                                                                                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                Considered estimated                                                                                                                                                                                                                                                                                                                                              capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     due to lack of                                                                                                                                                                                                                                                                                                                                                                           lesser of: a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower signature                                                                                                                                                                                                                                                                                                                                                                       20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     and/or                                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamp/certification                                                                                                                                                                                                                                                                                                                                                                      months''
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     from settlement agent                                                                                                                                                                                                                                                                                                                                                                    interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance                                                                                                                                                                                                                                                                                                                                                                       prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within                                                                                                                                                                                                                                                                                                                                                                        within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                                       month period,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges under                                                                                                                                                                                                                                                                                                                                                                            b) 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed by                                                                                                                                                                                                                                                                                                                                                                             allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $5,643.78. Source of                                                                                                                                                                                                                                                                                                                                                                     equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     under disclosure is                                                                                                                                                                                                                                                                                                                                                                      of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     unknown. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                   prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              or c) such
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lesser amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              as may be
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              applicable
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              law.
YES           6/1/2029 5/1 OR   Conventional   7/1/1999    253500 A         6.625 NO              360      360       5        15             6/1/2004   7/1/2004   6/1/2015   7/1/2015     2.25         5     2 11.625   2.25      12       12 1 Yr    PRIMARY     REFI R/T            1004  4/14/1999    325000                SINGLE FAMILY         1              0        0          78     78 FULL         25.82     8510     781                                       3                        Exception: Finance    TIL Exception                                 YES        No              6.886 PASS    348731.43 FAIL           -540   1222.5  20,160.11 PASS        10 N/A    NO     N/A      1222.5           N/A            N/A    N/A    YES       Final     Yes            9/1/2003   4.875 1367.08     10/1/2003      6/1/2029  240367.19            Cure default        36 Penalty       N                          1623.19 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed                                                                                                                                                                                                                                                                                                                                                                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $540.00. Appears                                                                                                                                                                                                                                                                                                                                                                      equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     finance charge                                                                                                                                                                                                                                                                                                                                                                           of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     calculation did not                                                                                                                                                                                                                                                                                                                                                                      original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     include settlement                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     fee, courier and wire                                                                                                                                                                                                                                                                                                                                                                    amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     fee. - Rating - 3;
NO            7/1/2029 5/1 OR   Conventional   8/1/1999     77000 A         6.875 NO              360      360       6        15             7/1/2004   8/1/2004   7/1/2015   8/1/2015     2.25         5     2 11.875   2.25      12       12 1 Yr    PRIMARY     REFI R/T            1004  5/25/1999     97000                SINGLE FAMILY         1              0        0       79.38  79.38 FULL         32.26  3130.98     772                                       3                        Exception: Finance    TIL Exception                                 YES        No              7.306 PASS     113093.2 FAIL        -236.42  1152.75   6,058.50 PASS        10 N/A    NO     N/A     1152.75           N/A            N/A    N/A    YES       Final     Yes          11/12/2002   5.125   381.8     12/1/2002      7/1/2029   59283.15            Cure default        36 Penalty       N                           505.84 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed                                                                                                                                                                                                                                                                                                                                                                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $236.42. Lender did                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not include the                                                                                                                                                                                                                                                                                                                                                                          months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $150.00 Settlement Fee                                                                                                                                                                                                                                                                                                                                                                   interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     and the $64.00 Courier
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Fee in the TIL Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges calculations.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
YES           9/1/2029 5/1 OR   Conventional  10/1/1999    240000 A         7.125 NO              360      360       5        15             9/1/2004  10/1/2004   9/1/2015  10/1/2015     2.25         5     2 12.125   2.25      12       12 1 Yr    PRIMARY     REFI CASHOUT        1004  8/10/1999    315000                SINGLE FAMILY         1              0        0       76.19  76.19 FULL         36.41     6893     697                                       1                                                                                            YES        No              7.378 PASS    359305.32 PASS        5279.69      955  19,119.85 PASS        10 N/A    NO     N/A         955           N/A            N/A    N/A    YES       Final     Yes           3/16/2004   4.625 1258.95      5/1/2004      9/1/2029   225596.2            Cure default        36 Penalty       N                          1616.93 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
YES          10/1/2029 5/1 OR   Conventional  11/1/1999    569600 A          7.25 NO              360      360       5        15            10/1/2004  11/1/2004  10/1/2015  11/1/2015      2.5         5     2  12.25    2.5      12       12 1 Yr    PRIMARY     PURCHASE            1004  8/11/1999    712000         712000 PUD                   1              0        0          80     80 FULL         28.97    36288     668                                       3                        Exception: Finance    Missing Docs                                  NO         No              7.694 PASS    890141.25 FAIL       -1508.34     7468            N/A            N/A    N/A    N/A        7468           N/A            N/A    N/A    YES       Final     Yes           7/21/2003     4.5 2962.58      9/1/2003     10/1/2029  546118.48            Cure default        36 Penalty       N                          3885.68 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                   charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed                                                                                                                                                                                                                                                                                                                                                                   lesser of: a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $1,508.34 due to                                                                                                                                                                                                                                                                                                                                                                      20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     fees. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                      equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              b) 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              or c) such
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lesser amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              as may be
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              applicable
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              law.
YES          11/1/2029 5/1 OR   Conventional  12/1/1999    129000 A         7.375 NO              360      360       5        15            11/1/2004  12/1/2004  11/1/2015  12/1/2015     2.25         5     2 12.375   2.25      12       12 1 Yr    INVESTMENT  REFI R/T            1004  9/29/1999    240000                SINGLE FAMILY         1              0        0       53.75  53.75 FULL         20.13  9872.92     763                                       1                                                                                            NO         No              7.589 PASS    198558.77 PASS         183.65   678.51            N/A            N/A    N/A    N/A      678.51           N/A            N/A    N/A    YES       Final     Yes           8/21/2002   5.375  702.93     11/1/2002     11/1/2029   86420.47            Cure default        36 The first     N                           980.98 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT     / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                thirty six
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         months a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              made in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount in any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              twelve month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period during
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              borrower[s]
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              will pay a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty.  The
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              be equal to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the lesser of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              (a) six
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              any amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              this Note;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              (b) two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              percent of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              any amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              this Note; or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Note; or (c)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              such lesser
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount as may
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              be allowed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              applicable
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              law.   The
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              maximum
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              applicable
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to this
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the maximum
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              each of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of this loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to this
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount.
YES           1/1/2030 5/1 OR   Conventional   2/1/2000    204250 A         7.375 NO              360      360       5        15             1/1/2005   2/1/2005   1/1/2016   2/1/2016      2.5         5     2 12.375    2.5      12       12 1 Yr    PRIMARY     PURCHASE            1004 10/13/1999    220000         215000 SINGLE FAMILY         1              0        0          95     95 FULL          32.9     8453     699 UNITED           30    4162290        3                        Exception:            Missing Docs                                  NO         No              8.714 PASS    358550.34 PASS         131.74  3688.75            N/A            N/A    N/A    N/A     3688.75           N/A            N/A    N/A    YES                 Yes            3/4/2004   4.625  1040.2      5/1/2004      1/1/2030  103301.58            Cure default        36 The first     N                          1410.71 YES        Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                               GUARANTY                                                      Incomplete/Illegible                                                                                                                                                                                                                                                                                                                                              without                thirty six
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                HUD-1 in file-                                                                                                                                                                                                                                                                                                                                                    capitalization         months a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Incomplete/Illegible                                                                                                                                                                                                                                                                                                                                                                     prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 in file. HUD not                                                                                                                                                                                                                                                                                                                                                                   made in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed by borrower or                                                                                                                                                                                                                                                                                                                                                                    excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed/stamped by                                                                                                                                                                                                                                                                                                                                                                        of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent. -                                                                                                                                                                                                                                                                                                                                                                         original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount in any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              twelve month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period during
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              borrower[s]
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              will pay a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty.  The
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              be equal to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the lesser of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              (a) six
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              any amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              this Note;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              (b) two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              percent of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              any amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              this Note; or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Note; or (c)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              such lesser
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount as may
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              be allowed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              applicable
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              law.   The
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              maximum
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              applicable
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to this
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the maximum
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              each of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of this loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to this
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount.
YES          12/1/2029 5/1 OR   Conventional   1/1/2000    490000 A         6.875 NO              360      360       5        15            12/1/2004   1/1/2005  12/1/2015   1/1/2016     2.25         5     2 11.875   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1004  11/5/1999    640000         640000 PUD                   1              0        0       76.56  76.56 SIVA         35.63    11890     762                                       3                        Exception: Finance    TIL Exception                                 NO         No              7.416 PASS    748254.78 FAIL       -1692.63  1844.45            N/A            N/A    N/A    N/A     1844.45           N/A            N/A    N/A    YES       Final     Yes           8/14/2003   4.875 2641.68     10/1/2003     12/1/2029  468936.66            Cure default        36 Penalty       N                          3218.95 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                   charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed                                                                                                                                                                                                                                                                                                                                                                   lesser of: a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $1,692.63. Lender                                                                                                                                                                                                                                                                                                                                                                     20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     did not include $1,480                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Settlement Fee, $12.50                                                                                                                                                                                                                                                                                                                                                                   months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Wire Fee, $5.00                                                                                                                                                                                                                                                                                                                                                                          interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Electronic Fee and                                                                                                                                                                                                                                                                                                                                                                       the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $125.00 Loan Tie-In                                                                                                                                                                                                                                                                                                                                                                      prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Fee in to TIL Finance                                                                                                                                                                                                                                                                                                                                                                    within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     calculations. - Rating                                                                                                                                                                                                                                                                                                                                                                   month period,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                                                     b) 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              or c) such
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lesser amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              as may be
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              applicable
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              law.
YES          12/1/2029 5/1 OR   Conventional   1/1/2000    132000 A          6.75 NO              360      360       5        15            12/1/2004   1/1/2005  12/1/2015   1/1/2016     2.25         5     2  11.75   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1073 11/16/1999    165000         165000 CONDO                 1              0        0          80     80 FULL         37.22     3420     739                                       3                        Exception: Finance    TIL Exception                                 NO         No              7.362 PASS    200467.43 FAIL        -593.41    900.1            N/A            N/A    N/A    N/A       900.1           N/A            N/A    N/A    YES       Final     Yes            9/1/2003       5  720.02     10/1/2003     12/1/2029  126167.97            Cure default        36 Penalty       N                           856.15 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                   charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed                                                                                                                                                                                                                                                                                                                                                                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $593.41. - Rating -                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                                       months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          12/1/2029 7/1 OR   Conventional   1/1/2000    256750 A         7.375 NO              360      360       5        15            12/1/2006   1/1/2007  12/1/2015   1/1/2016      2.5         5     2 12.375    2.5      12       12 1 Yr    PRIMARY     PURCHASE            1004 11/19/1999    395000         395000 SINGLE FAMILY         1              0                   65     65 FULL         30.61     8895     714                                       3                        Exception: Finance    TIL Exception                                 NO         No              7.708 PASS     412578.7 FAIL        -319.33    17.02            N/A            N/A    N/A    N/A       17.02           N/A            N/A    N/A    YES       Final     Yes           10/1/2003   5.875 1477.32     11/1/2003     12/1/2029  236642.07            Cure default        36 Penalty       N                          1773.31 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Under                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed by $319.33 -                                                                                                                                                                                                                                                                                                                                                                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           1/1/2030 5/1 OR   Conventional   2/1/2000     58800 A             7 NO              360      360       5        15             1/1/2005   2/1/2005   1/1/2016   2/1/2016      2.5         5     2     12    2.5      12       12 1 Yr    PRIMARY     REFI CASHOUT        1004 11/22/1999     73500                SINGLE FAMILY         1              0        0          80     80 FULL         22.31     2253     674                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No               7.84 PASS     96238.32 PASS       12857.33  1304.64   4,596.02 PASS        10 N/A    NO     N/A     1304.64           N/A            N/A    N/A    YES       Final     Yes            6/6/2003   4.625  295.82      7/1/2003      1/1/2030   54253.47            Cure default        36 Penalty       N                            391.2 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             violation - expiration                                                                                                                                                                                                                                        HUD1                                                                                                without                within the
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                date not 3 days after                                                                                                                                                                                                                                                                                                                                             capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature                                                                                                                                                                                                                                                                                                                                                                   months at 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction                                                                                                                                                                                                                                                                                                                                                                     allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date- RTC expiration                                                                                                                                                                                                                                                                                                                                                                     equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date is one day too                                                                                                                                                                                                                                                                                                                                                                      of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     early, however, loan                                                                                                                                                                                                                                                                                                                                                                     prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     did fund properly. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES          12/1/2029 5/1 OR   Conventional   1/1/2000    298400 A         6.875 NO              360      360       5        15            12/1/2004   1/1/2005  12/1/2015   1/1/2016     2.25         5     2 11.875   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1004 10/24/1999    373000         373000 SINGLE FAMILY         1              0        0          80     80 SIVA         44.87    18883       0                                       3                        Exception: Missing    Missing Docs                                  NO         No                  0 FAIL            0 FAIL     -456238.28     1390            N/A            N/A    N/A    N/A        1390           N/A            N/A    N/A    YES       Final     Yes            9/1/2003   4.875 1608.73     10/1/2003     12/1/2029  285572.59            Cure default        36 Penalty       N                          1960.28 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             final TIL-  - Rating -                                                                                                                                                                                                                                        HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                3;                                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           5/1/2030 PAYMENT  Conventional   6/1/2000    346000 A          4.75 NO              360      360       5        15             8/1/2000   6/1/2001   5/1/2015   6/1/2015    1.875       6.2   3.2  10.95  1.875       1       12 12      PRIMARY     PURCHASE            1004  3/26/2000    432500         432500 PUD                   1              0        0          80     80 STATED /      21.9    13000     666                                       1                                                                                            NO         No               7.34 PASS    540578.56 PASS        1552.14  -1187.7            N/A            N/A    N/A    N/A     -1187.7           N/A            N/A    N/A    YES       Final     Yes            2/1/2006    5.75 1607.04      3/1/2006      5/1/2020  251934.17            Cure default        36 Penalty       N              4.75  7.5    1804.9 NO         Complete Y         NO
                       OPTION                                                                                                                                                                                                                  Month                                                                                                                                               STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     MTA                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest @ 2%
YES           6/1/2030 3/1 OR   Conventional   7/1/2000    336900 A         7.625 NO              360      360       5        15             6/1/2003   7/1/2003   6/1/2015   7/1/2015      2.5         2     2 13.625  5.625      12       12 1 Yr    PRIMARY     REFI R/T            1004  5/10/2000    423000                PUD                   1              0        0       79.65  79.65 SIVA         42.04     9000     707                                       3                        Exception: Finance    TIL Exception                                 YES        No              8.551 PASS    612910.18 FAIL         -673.7     1331  26,823.00 PASS        10 N/A    NO     N/A        1331           N/A            N/A    N/A    YES       Final     Yes           7/20/2005    5.25 1874.36      9/1/2005      6/1/2030  311770.94            Cure default        36 Penalty       N                          2384.56 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                   charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Under                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed by $673.70.                                                                                                                                                                                                                                                                                                                                                                    20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            7/1/2030 3/1 OR   Conventional   8/1/2000    117500 A         7.875 NO              360      360       6        15             7/1/2003   8/1/2003   7/1/2015   8/1/2015     2.25         2     2 13.875  5.875      12       12 1 Yr    PRIMARY     PURCHASE            1073   5/1/2000    149000         146900 CONDO 5-8             1              0    22000       79.99  94.96 FULL         26.79     5584     758                                       3  Exception: Missing copy of Modification     Missing Docs                                  NO         No              8.318 PASS    202706.17 PASS          23.26   871.75            N/A            N/A    N/A    N/A      871.75           N/A            N/A    N/A    YES       Final     No                                                                                                            36 Penalty       N                           851.96 YES        Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 CMT                                                                              FLOORS                                                                                                                                         agreement- Tape data indicates subject loan                                                                                                                                                                                                                                         HUD1                                                                                                                       within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                          was modified, but no Modification Agreement                                                                                                                                                                                                                                                                                                                                                                    36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               in file. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                                         20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           6/1/2030 5/1 OR   Conventional   7/1/2000    400000 A          7.75 NO              360      360       5        15             6/1/2005   7/1/2005   6/1/2015   7/1/2015    2.375         5     2  12.75  2.375      12       12 1 Yr    PRIMARY     PURCHASE            1004  5/12/2000    500000         500000 PUD                   1              0        0          80     80 SIVA         36.36    13000     746                                       3                        Exception: Finance    Missing Docs                                  NO         No              8.367 PASS    709418.71 FAIL       -1376.68     3115            N/A            N/A    N/A    N/A        3115           N/A            N/A    N/A    YES       Final     Yes           5/19/2003   5.125 2202.39      7/1/2003      6/1/2030  386051.04            Cure default        36 The first     N                          2865.65 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                                                   charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without                thirty six
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance-                                                                                                                                                                                                                                                                                                                                                        capitalization         months a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed by                                                                                                                                                                                                                                                                                                                                                                        prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $1376.69. - Rating -                                                                                                                                                                                                                                                                                                                                                                     made in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                                       excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount in any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              twelve month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period during
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              borrower[s]
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              will pay a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty.  The
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              be equal to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the lesser of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              (a) six
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              any amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              this Note;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              (b) two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              percent of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              any amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              this Note; or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Note; or (c)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              such lesser
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount as may
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              be allowed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              applicable
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              law.   The
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              maximum
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              applicable
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to this
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the maximum
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              each of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of this loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to this
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount.
YES           7/1/2031 3/1 OR   Conventional   8/1/2001    477000 A          6.75 NO              360      360       5        15             7/1/2004   8/1/2004   7/1/2015   8/1/2015     2.75         2     2  12.75   2.75      12       12 1 Yr    PRIMARY     REFI R/T            1004  4/26/2001   1010000                SINGLE FAMILY         1              0        0       47.23  47.23 FULL         30.62    12917     766                                       3  Exception: Missing copy of Modification     Missing Docs                                  YES        No              6.483 PASS    601558.24 PASS        2305.95  -2134.5  38,295.48 PASS        10 N/A    NO     N/A     -2134.5           N/A            N/A    N/A    YES       Final     Yes                                   0                                                                        0               N                          3093.82 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                       agreement-  - Rating - 3;                                                                                                                                                                                                                                                           HUD1
                       ARM                                                                                                                                                                                                                     Weekly
YES           1/1/2032 5/1 OR   Conventional   2/1/2002    260000 A             6 NO              360      360       5        15             1/1/2007   2/1/2007   7/1/2015   8/1/2015     2.25         5     1     11   2.25       6        6 6 Month PRIMARY     REFI R/T            1073 10/29/2001    370000                CONDO 5-8             1              0        0       70.27  70.27 SIVA         18.38    15000     769                                       3                        Exception: Finance    TIL Exception                                 YES        No              5.112 PASS    235436.49 FAIL        -618.56     4050  20,462.32 PASS        10 N/A    NO     N/A        4050           N/A            N/A    N/A    YES       Final     Yes           8/19/2003    5.25 1440.34     11/1/2003      1/1/2032  254269.02            Cure default         0               N                          1558.84 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            FLOORS                                                                                                                                                               charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance-                                                                                                                                                                                                                                                                                                                                                        capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $618.56. - Rating - 3;
YES           2/1/2032 5/1 OR   Conventional   3/1/2002    521500 A         6.375 NO              360      360       5        15             2/1/2007   3/1/2007   8/1/2015   9/1/2015     2.25         5     1 11.375   2.25       6        6 6 Month PRIMARY     REFI R/T            1004 11/16/2001    745000                SINGLE FAMILY         1              0        0          70     70 SIVA         40.11    19000     744                                       1                                                                                            YES        No              5.194 PASS    479755.29 PASS           2.82  3250.63  41,438.09 PASS        10 N/A    NO     N/A     3250.63           N/A            N/A    N/A    YES       Final     Yes           8/29/2003   4.875 2777.03     11/1/2003      2/1/2032  511336.12            Cure default without capitalization  N                          3253.49 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM
NO            3/1/2032 5/1 OR   Conventional   4/1/2002    440000 A           6.5 NO              360      360       5        15             3/1/2007   4/1/2007   9/1/2015  10/1/2015     2.25         5     1   11.5   2.25       6        6 6 Month PRIMARY     REFI R/T            1004 12/26/2001    558000                SINGLE FAMILY         1              0        0       78.85  78.85 FULL         25.69 19521.66     764                                       3                        Exception: Finance    TIL Exception                                 YES        No               5.24 PASS    407771.58 FAIL        -426.83  1366.75  34,940.21 PASS        10 N/A    NO     N/A     1366.75           N/A            N/A    N/A    YES       Final     Yes          10/11/2004   5.125 2408.41     12/1/2004      3/1/2032  424560.06            Cure default        36 Penalty       N                           2781.1 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance-                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed by                                                                                                                                                                                                                                                                                                                                                                        20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $426.83. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES           4/1/2032 5/1 OR   Conventional   5/1/2002    532500 A         6.125 NO              360      360       5        15             4/1/2007   5/1/2007  10/1/2015  11/1/2015     2.25         5     1 11.125   2.25       6        6 6 Month PRIMARY     REFI R/T            1004   3/7/2002    975000                SINGLE FAMILY         1              0        0       54.62  54.62 SIVA         22.82    20000     823                                       3                        Exception: Finance    TIL Exception                                 YES        No              4.955 PASS     468321.3 FAIL        -594.69     1627  42,541.33 PASS        10 N/A    NO     N/A        1627           N/A            N/A    N/A    YES       Final     Yes            8/1/2003     4.5  2713.3      9/1/2003      4/1/2032  523894.32            Cure default without capitalization  N                          3235.53 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance- Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $594.69. Appears
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     lender did not include
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     escrow and signing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     fees in amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     financed - Rating - 3;
YES           5/1/2032 5/1 OR   Conventional   6/1/2002    291000 A          6.25 NO              360      360       5        15             5/1/2007   6/1/2007   5/1/2015   6/1/2015     2.25         5     1  11.25   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  2/28/2002    550000                SINGLE FAMILY         1              0                52.91  52.91 FULL         25.13     9318     786                                       3                        Exception: Finance    TIL Exception                                 YES        No              5.269 PASS    276081.38 FAIL         -575.6     1740  23,164.72 PASS        10 N/A    NO     N/A        1740           N/A            N/A    N/A    YES       Final     Yes           1/12/2005   5.375 1528.83      3/1/2005      5/1/2032  262166.27            Cure default        36 Penalty       N                          1791.74 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance- Under                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $575.60 due                                                                                                                                                                                                                                                                                                                                                                    20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     to fees - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                    equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES           7/1/2032 5/1 OR   Conventional   8/1/2002    500000 A             6 NO              360      360       5        15             7/1/2007   8/1/2007   7/1/2015   8/1/2015     2.25         5     1     11   2.25       6        6 6 Month PRIMARY     REFI R/T            1004  5/15/2002    640000                SINGLE FAMILY         1              0        0       78.13  78.13 FULL         30.08    14208     798                                       3                        Exception: Finance    TIL Exception                                 YES        No              5.004 PASS    446909.37 FAIL        -494.53    993.8  39,874.47 PASS        10 N/A    NO     N/A       993.8           N/A            N/A    N/A    YES       Final     Yes            8/1/2003     4.5 2486.33      9/1/2003      7/1/2032  482113.29            Cure default         0               N                          2997.76 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance- Under                                                                                                                                                                                                                                                                                                                                                  capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $494.53. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES           9/1/2032 5/1 OR   Conventional  10/1/2002    336000 A          5.25 NO              360      360       5        15             9/1/2007  10/1/2007   3/1/2016   4/1/2016     2.25         5     1  10.25   2.25       6        6 6 Month PRIMARY     REFI R/T            1004  7/23/2002    540000                PUD                   1              0    42000       62.22     70 FULL         37.89  10039.5     650                                       3                        Exception: Finance    TIL Exception                                 YES        No              4.544 PASS    272280.48 FAIL        -625.97   858.18  26,811.35 PASS        10 N/A    NO     N/A      858.18           N/A            N/A    N/A    YES       Final     Yes           11/4/2003   4.875 1769.92      1/1/2004      9/1/2032  328099.73            Cure default         0               N                          1855.41 NO         Complete Y         YES
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance-                                                                                                                                                                                                                                                                                                                                                        capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $625.97. - Rating - 3;
NO            9/1/2032 5/1 OR   Conventional  10/1/2002    705900 A           5.5 NO              360      360       5        15             9/1/2007  10/1/2007   9/1/2015  10/1/2015     2.25         5     1   10.5   2.25       6        6 6 Month PRIMARY     PURCHASE            1004   8/6/2002    905000         905000 SINGLE FAMILY         1              0        0          78     78 FULL         32.92    16667     675                                       3                        Exception: Finance    TIL Exception                                 NO         No              4.659 PASS    583763.91 FAIL        -531.49  1350.75            N/A            N/A    N/A    N/A     1350.75           N/A            N/A    N/A    YES       Final     Yes           7/19/2003     4.5 3585.55      9/1/2003      9/1/2032   697203.3            Cure default         0               N                          4008.03 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance-                                                                                                                                                                                                                                                                                                                                                        capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $531.49. - Rating - 3;
YES          12/1/2032 5/1 OR   Conventional   1/1/2003    496000 A             5 NO              360      360       5        15            12/1/2007   1/1/2008   6/1/2015   7/1/2015     2.25         5     1     10   2.25       6        6 6 Month PRIMARY     REFI R/T            1004  10/8/2002    650000                SINGLE FAMILY         1              0        0       76.31  76.31 FULL         33.38    11000     788                                       3                        Exception: Finance    TIL Exception                                 YES        No              4.211 PASS    366756.79 FAIL        -498.88   982.96  39,601.36 PASS         8 N/A    NO     N/A      982.96           N/A            N/A    N/A    YES       Final     Yes           1/21/2004     4.5 2455.54      3/1/2004     12/1/2032  475473.49            Cure default         0               N                          2662.64 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance-                                                                                                                                                                                                                                                                                                                                                        capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $498.88. - Rating - 3;
YES           2/1/2033 5/1 OR   Conventional   3/1/2003    390000 A         4.875 NO              360      360       5        15             2/1/2008   3/1/2008   8/1/2015   9/1/2015     2.25         5     1  9.875   2.25       6        6 6 Month PRIMARY     REFI R/T            1004 11/13/2002    740000                SINGLE FAMILY         1              0        0        52.7   52.7 FULL         27.27    10916     780                                       1                                                                                            YES        No              4.272 PASS    294130.77 PASS         705.73      769  31,130.15 PASS         8 N/A    NO     N/A         769           N/A            N/A    N/A    YES       Final     Yes           1/21/2004     4.5 1978.17      3/1/2004      2/1/2033  384115.12            Cure default without capitalization  N                          2063.92 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM
NO            4/7/2034 FIXED    Conventional   5/7/2004  83891.13 F         8.095 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/23/2004     85000                SINGLE FAMILY         1              0        0        98.7   98.7 FULL         40.91     2210       0                                       1                                                                                            YES        No               8.29 PASS    141250.76 PASS           0.01  1531.49   6,588.77 PASS         8 N/A    NO     N/A     1531.49  6,588.77 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  430.13     12/1/2012      5/1/2034   66438.82            Cure default        36 Penalty       N                           621.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           6/4/2034 FIXED    Conventional   7/4/2004 126010.44 F         8.108 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/24/2004    126000                SINGLE FAMILY         1              0        0      100.01 100.01 FULL         37.14     5000       0                                       1                                                                                            YES        No               8.28 PASS    212355.39 PASS           0.02  2068.23   9,915.38 PASS         8 N/A    NO     N/A     2068.23           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  665.32     12/1/2012      7/1/2034  103194.64            Cure default        36 If a full     N                           934.16 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/21/2034 FIXED    Conventional  1/21/2005 102945.84 F         6.842 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  12/6/2004    140000                SINGLE FAMILY         1              0        0       73.53  73.53 FULL          56.4  2166.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.02 PASS    141563.93 PASS           0.02  1855.37   8,087.24 PASS         8 N/A    NO     N/A     1855.37  8,087.24 PASS         8 PASS   NO     YES                 Yes            4/1/2014  6.8424  477.43     4/21/2014    12/21/2034   63404.99            Cure default        36 Penalty       N                           674.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                              without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           4/8/2035 FIXED    Conventional   5/8/2005  82114.34 F         8.592 NO              360      360    1.57        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/11/2005    100000                SINGLE FAMILY         1              0        0       82.11  82.11 FULL         30.38     2096     674                                       1                                                                                            YES        No               8.81 PASS    148748.11 PASS           0.02  1632.45   6,438.55 PASS         8 N/A    NO     N/A     3570.12  4,828.91 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  341.09     12/1/2012      5/1/2035   53975.59            Cure default         0               N                           636.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           5/20/2035 FIXED    Conventional  6/20/2005 262539.95 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/3/2005    325000                SINGLE FAMILY         1              0        0       80.78  80.78 FULL         25.26  9272.25     598                                       1                                                                                            YES        No               9.51 PASS    524623.55 PASS           0.02   4213.9  20,666.08 PASS         8 N/A    NO     N/A      4213.9         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1576.05      8/1/2012     10/1/2035   253668.6            Cure default        36 If a full     N                          2174.86 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/15/2029 FIXED    Conventional 12/15/1999  94187.96 F          9.39 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  5/18/1998     97000                SINGLE FAMILY         1              0        0        97.1   97.1 FULL         28.51     5350     700                                       1                                                                                            YES        No              10.07 PASS     193831.3 PASS          15.89  5288.37   7,086.50 PASS        10 N/A    NO     N/A     5288.37           N/A            N/A    N/A    YES       Final     Yes           7/17/2007    6.14  614.04     8/17/2007     7/17/2037   100897.9            Cure default         0               N                           784.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           9/12/2034 FIXED    Conventional 10/12/2004 163763.89 F         7.091 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/27/2004    248000                SINGLE FAMILY         1              0        0       66.03  66.03 FULL          46.6  5750.08       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               7.26 PASS    234821.07 PASS           0.01  2754.16  12,880.78 PASS         8 N/A    NO     N/A     2754.16         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  846.92     12/1/2012     11/1/2034  132438.36            Cure default        36 Penalty       N                          1099.53 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     in violation of state                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed. Beyond                                                                                                                                                                                                                                                                                                                                                                          amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment term. -                                                                                                                                                                                                                                                                                                                                                                       prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           9/6/2035 FIXED    Conventional  10/6/2005 227738.13 F         6.842 NO              360      360    0.75        10                                                                                                                       PRIMARY     REFI CASHOUT  Stated      7/11/2005    339000                SINGLE FAMILY         1              0                67.18  67.18 FULL         11.72 14084.67     708                                       3                        Exception: Error on   RESPA                                         YES        No               6.99 PASS    312502.66 FAIL       -1045.84  4483.45  17,860.37 PASS         8 N/A    NO     N/A    10068.48 13,395.28 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1261.82     12/1/2012     11/1/2035  201968.47            Cure default        36 Penalty       N                          1491.12 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      Value Only                                     DETACHED                                                                                                                                                             final HUD-1- Hud                                                                                                                                                                                                                                              HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Modified after                                                                                                                                                                                                                                                                                                                                                    capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower signed. Item                                                                                                                                                                                                                                                                                                                                                                    20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1101.00 closing fee                                                                                                                                                                                                                                                                                                                                                                      equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     was added later, total                                                                                                                                                                                                                                                                                                                                                                   months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     at bottom of page does                                                                                                                                                                                                                                                                                                                                                                   interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not match having this
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount added. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;  Exception:
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Finance charge not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     within tolerance-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Finance charges
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $1,045.84. Lender did
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not include $1,045.86
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Settlement charge to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     TIL Finance charges
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     calculations.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Additional fee added
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     to HUD without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
YES         10/26/2025 FIXED    Conventional 11/26/2005  82272.84 F         9.935 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/26/2005     99000                SINGLE FAMILY         1              0        0        83.1   83.1 FULL         41.65  2776.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.07 PASS     108185.9 PASS           0.01   762.74   6,520.81 PASS         8 N/A    NO     N/A      762.74           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  595.74      8/1/2012     11/1/2025   68446.73            Cure default        36 Penalty       N                            790.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/4/2033 FIXED    Conventional  10/4/2003  175336.8 F         6.709 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/1/2003    210000                SINGLE FAMILY         1              0                83.49  83.49 STATED /     22.84     4800       0                                       1                                                                                            YES        No               7.02 PASS    237784.61 PASS           0.01  5428.61  13,592.66 PASS         8 N/A    NO     N/A     5428.61         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  897.78     12/1/2012     10/1/2033  136607.35            Cure default        36 Penalty       N                          1132.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/13/2032 FIXED    Conventional  5/13/2004 128505.75 F             7 NO              340      340       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/29/2004    146000                SINGLE FAMILY         1              0                88.02  88.02 FULL         32.83     4139       0                                       3                        Exception: State loan State Loan Not Compliant                      YES        No               7.02 PASS    167591.25 PASS           0.01      297  10,256.70 PASS         8 N/A    NO     N/A         297         0 N/A          0 N/A    NO     YES       Final     Yes           7/19/2012    5.25  672.52      8/1/2012      9/1/2032  100271.67            Cure default        36 Penalty       N                              870 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             - not compliant-                                                                                                                                                                                                                                              HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Borrowers Bill                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Rights And Consumer                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Caution Disclosures. -                                                                                                                                                                                                                                                                                                                                                                   original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           5/3/2024 FIXED    Conventional   6/3/2004 249756.06 F           7.8 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/5/2004    270000                SINGLE FAMILY         1              0        0        92.5   92.5 FULL         60.11  5134.17       0                                       1                                                                                            YES        No               8.02 PASS    248283.12 PASS           0.01  4099.98  19,652.49 PASS         8 N/A    NO     N/A     4099.98 19,652.49 PASS         8 PASS   NO     YES       Final     Yes           10/7/2012    5.25 1526.15     11/1/2012      6/1/2024  159515.74            Cure default        36 Penalty       N                          2058.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/8/2034 FIXED    Conventional  12/8/2004 123595.74 F         8.593 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/22/2004    145000                SINGLE FAMILY         1              0                85.24  85.24 FULL         13.24  7241.83       0                                       1                                                                                            YES        No               8.78 PASS    223554.28 PASS         230.01  1852.82   9,739.43 PASS         8 N/A    NO     N/A     1852.82  9,739.43 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010     7.5  812.31     12/1/2010                116174.72            Cure default        36 If a full     N                           958.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/15/2024 FIXED    Conventional 12/15/2004 109104.45 F           7.8 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/21/2004    114000                SINGLE FAMILY         1              0                95.71  95.71 FULL         14.67  5206.33       0                                       1                                                                                            YES        No               8.04 PASS    108616.33 PASS              0  1946.38   8,572.65 PASS         8 N/A    NO     N/A     1946.38  8,572.65 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  650.57      8/1/2012     12/1/2024   71107.68            Cure default        36 Penalty       N                           899.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          12/1/2034 FIXED    Conventional   1/3/2005 102907.35 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/17/2004    128000                PUD                   1              0        0        80.4   80.4 STATED /     45.74     2080       0                                       1                                                                                            YES        No               7.79 PASS    160502.65 PASS           0.83     1934   8,077.87 PASS         8 N/A    NO     N/A        1934  8,077.87 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25   520.8     12/1/2012      1/1/2035   81767.89            Cure default        36 Penalty       N                           726.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                        STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/13/2035 FIXED    Conventional  8/13/2005 201318.81 F         7.843 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/13/2005    235000                SINGLE FAMILY         1              0        0       85.67  85.67 FULL         37.88  6359.17       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.02 PASS    325883.94 PASS           0.01  3309.15  15,840.77 PASS         8 N/A    NO     N/A     8244.92  9,900.48 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1128.63     10/1/2012      8/1/2035  180311.63            Cure default        36 Penalty       N                          1455.26 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Missing FACTA for the                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 2;  borrower. FACTA                                                                                                                                                                                                                                                                                                                                                                          3% if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     provided in file is                                                                                                                                                                                                                                                                                                                                                                      full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for co-borrower only.                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                            months; 2% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           4/12/2024 FIXED    Conventional  5/12/2004 124756.24 F          7.58 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/25/2004    133000                SINGLE FAMILY         1              0                 93.8   93.8 FULL         19.45     5200       0                                       1                                                                                            YES        No               7.78 PASS    119826.11 PASS           0.02  1901.55   9,828.38 PASS         8 N/A    NO     N/A     1901.55         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  798.33      8/1/2012      6/1/2024   84731.12            Cure default        36 If a full     N                          1011.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/29/2034 FIXED    Conventional 11/29/2004 106767.08 F         9.329 NO              360      360       5        10                                                                                                                       PRIMARY     REFI R/T            1004 10/12/2004    106800                SINGLE FAMILY         1              0        0       99.97  99.97 FULL          18.8  8275.16       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.54 PASS    213546.76 PASS           0.02  1911.84   8,388.42 PASS         8 N/A    NO     N/A     1911.84         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  574.79     12/1/2012     12/1/2034   90065.15            Cure default        36 Penalty       N                           884.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/26/2035 FIXED    Conventional  8/26/2005 124983.21 F          9.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/21/2004    130000                SINGLE FAMILY         1              0        0       96.14  96.14 FULL         16.21  7406.25       0                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               9.28 PASS    245466.99 PASS           0.03      309   9,973.94 PASS         8 N/A    NO     N/A         309  9,973.94 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  663.79     11/1/2012      8/1/2035  105848.85            Cure default        12 3% 12 mos, 2% N                          1028.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with                   24 mos, 1% 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         mos
NO           4/15/2029 FIXED    Conventional   5/1/1999     50400 F         12.49 NO              360      360       4        15                                                                                                                       PRIMARY     PURCHASE            1004  3/25/1999     56000          56000 SINGLE FAMILY         1              0                   90     90 FULL         49.25     1430     509                                       1                                                                                            NO         No              13.57 PASS     146793.6 PASS         -48.87     3740            N/A            N/A    N/A    N/A        3740           N/A            N/A    N/A    YES       Final     Yes           12/8/2005       6  288.97      1/8/2006     12/8/2035      50400            Cure default         0               N                           537.51 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          1/17/2035 FIXED    Conventional  2/17/2005 214285.96 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/16/2004    245000                SINGLE FAMILY         1              0                87.46  87.46 FULL         17.13  9289.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.77 PASS    333769.63 PASS           0.01  3580.79  16,856.41 PASS         8 N/A    NO     N/A     3580.79           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  711.71      8/1/2012      2/1/2035   184233.4            Cure default        36 12 mos 3%, 24 N                          1512.43 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   mos 2%, 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         mos 1%
NO            3/1/2035 FIXED    Conventional   4/1/2005 168610.52 F         8.864 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073   8/6/2002    172000                CONDO<5FLOORS         1              0        0       98.03  98.03 FULL          23.9  8027.92       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.02 PASS    316257.77 PASS           0.03  2374.69  13,298.87 PASS         8 N/A    NO     N/A     2102.69  8,054.27 PASS         0 N/A    NO     YES       Final     Yes            7/2/2012    5.25  896.93      8/1/2012      4/1/2035  142753.76            Cure default with      No PP         N                           340.26 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                           FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO           8/20/2031 FIXED    Conventional  9/20/2001 148190.93 F        10.622 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/6/2001    150000                SINGLE FAMILY         1              0                98.79  98.79 FULL         14.47  10778.5       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No              10.77 PASS    346515.28 PASS           0.02  1815.81  11,710.01 PASS        10 N/A    NO     N/A     1815.81           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  888.16      8/1/2012      1/1/2031     129275            Cure default        36 Penalty       N                          1369.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge exceeds state                                                                                                                                                                                                                                                                                                                                                                     3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment limitation                                                                                                                                                                                                                                                                                                                                                                    amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of 1%. Prepayment                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty term has                                                                                                                                                                                                                                                                                                                                                                         the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                    months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/23/2032 FIXED    Conventional 11/23/2002  74742.75 F         8.309 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/3/2002     82000                SINGLE FAMILY         1              0                91.15  91.15 FULL         10.92     6529       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.68 PASS    131015.61 PASS           0.02  2498.76   5,779.52 PASS         8 N/A    NO     N/A     2498.76           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  374.89     11/1/2012     11/1/2032   55764.94            Cure default        36 Penalty       N                           564.61 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceeds state                                                                                                                                                                                                                                                                                                                                                                            3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limitation of 1% for                                                                                                                                                                                                                                                                                                                                                                     amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment charge.                                                                                                                                                                                                                                                                                                                                                                       prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment term                                                                                                                                                                                                                                                                                                                                                                          the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                    months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/2/2033 FIXED    Conventional  11/2/2003 127913.31 F          8.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  8/25/2003    135000                SINGLE FAMILY         1              0                94.75  94.75 FULL         41.22   5153.5       0                                       1                                                                                            YES        No               8.27 PASS    218332.89 PASS           0.01      297  10,209.30 PASS         8 N/A    NO     N/A         364  6,380.82 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  712.65      8/1/2012     11/1/2033  109612.55            Cure default        36 Penalty       N                           960.97 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/7/2033 FIXED    Conventional  11/7/2003 119886.61 F         8.428 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/17/2003    120000                SINGLE FAMILY         1              0        0       99.91  99.91 FULL        104.69     2900       0                                       3                        Exception: Prepayment Right To Cancel Exception                     YES        No               8.78 PASS    213572.05 PASS           0.02  3813.86   9,285.82 PASS         8 N/A    NO     N/A     3813.86  9,285.82 PASS         8 PASS   NO     YES       Final     Yes            7/1/2013    5.25  680.53      8/1/2012     11/1/2033  104673.03            Cure default        36 Penalty       N                           915.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- (OH)                                                                                                                                                                                                                                                                                                                                                   capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Maximum penalty is 1%                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of OPB for 60 months.                                                                                                                                                                                                                                                                                                                                                                    unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Subject penalty is                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tiered for 36 months                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     at 3%, 2% and 1%.                                                                                                                                                                                                                                                                                                                                                                        the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty term has                                                                                                                                                                                                                                                                                                                                                                         months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: RTC                                                                                                                                                                                                                                                                                                                                                                           principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation -                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disbursement date                                                                                                                                                                                                                                                                                                                                                                        the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prior to RTC                                                                                                                                                                                                                                                                                                                                                                             months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date-                                                                                                                                                                                                                                                                                                                                                                         of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Expected disbursement                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date was 10/8/2003.                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Actual disbursement                                                                                                                                                                                                                                                                                                                                                                      the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date was 10/7/2003 -                                                                                                                                                                                                                                                                                                                                                                     months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO           12/1/2034 FIXED    Conventional   1/6/2005 141924.96 F         8.482 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/11/2004    142000                SINGLE FAMILY         1              0                99.95  99.95 FULL         41.15  3089.58       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.52 PASS    250814.13 PASS           0.01   544.29  11,310.45 PASS         8 N/A    NO     N/A      544.29  7,069.03 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  810.65      8/1/2012      1/1/2035  128279.45            Cure default         0               N                          1089.43 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          10/24/2032 FIXED    Conventional 11/24/2002  116251.2 F         8.555 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/10/2002    118000                SINGLE FAMILY         1              0        0       98.52  98.52 FULL         27.22     3300       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.91 PASS    210877.08 PASS           0.02  3707.89   9,003.46 PASS         8 N/A    NO     N/A     3707.89  9,003.46 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  627.98     12/1/2012     11/1/2032   93194.39            Cure default        36 Penalty       N                           898.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Ohio exceeds State                                                                                                                                                                                                                                                                                                                                                                    average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regulations, term has                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          12/9/2034 FIXED    Conventional   1/9/2005 337852.22 F         7.843 NO              360      360       4        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/23/2004    490000                SINGLE FAMILY         1              0        0       68.95  68.95 FULL         39.55  7099.58     639                                       1                                                                                            YES        No               8.01 PASS    546770.27 PASS           0.01  5426.89  26,594.03 PASS         8 N/A    NO     N/A     5426.89           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  1854.2      8/1/2012      2/1/2035   293981.8            Cure default        36 Penalty       N                          2442.21 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES         12/17/2034 FIXED    Conventional  1/17/2005    172505 F         6.842 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 11/17/2004    260000                PUD                   1              0        0       66.35  66.35 FULL         33.15  3949.58       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.02 PASS    237071.13 PASS           0.02  2963.33  13,563.33 PASS         8 N/A    NO     N/A     2963.33 13,563.33 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  910.12      8/1/2012      1/1/2035  144019.47            Cure default        36 Penalty       N                          1129.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           3/4/2035 FIXED    Conventional   4/4/2005 200805.36 F         7.948 NO              360      360   0.682        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/14/2005    230000                SINGLE FAMILY         1              0                87.31  87.31 FULL         24.38  7720.75     742                                       1                                                                                            YES        No               8.02 PASS    328420.16 PASS           0.01  1425.92  15,950.36 PASS         8 N/A    NO     N/A      3055.5 11,962.77 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1115.41      8/1/2012      4/1/2035  177526.89            Cure default        36 Penalty       N                          1466.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO           6/20/2035 FIXED    Conventional  7/20/2005 161767.58 F         8.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   6/2/2005    162000                SINGLE FAMILY         1              0        0       99.86  99.86 FULL         55.03  5419.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.02 PASS    302617.47 PASS           0.03  2724.65  12,723.43 PASS         8 N/A    NO     N/A     2452.65  7,677.21 PASS         0 N/A    NO     YES       Final     Yes           9/17/2012    5.25  878.17     10/1/2012      8/1/2035  140297.95            Cure default with capitalization     N                          1282.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO           7/29/2035 FIXED    Conventional  8/29/2005  94993.74 F            10 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/8/2005     95000                SINGLE FAMILY         1              0                99.99  99.99 FULL         32.45  6249.33     604                                       1                                                                                            YES        No              10.04 PASS    205402.86 PASS           0.01      297   7,575.74 PASS         8 N/A    NO     N/A         297  7,575.74 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  504.27     11/1/2012      8/1/2035   80411.34            Cure default        36 If a full     N                           833.61 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           6/27/2037 FIXED    Conventional  7/27/2007    136247 F          9.45 NO              360      360    2.18        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/22/2007    170000                SINGLE FAMILY         1              0        0       80.15  80.15 FULL          43.6  5210.75     595                                       3                        Exception: Missing    State Loan Not Compliant                      YES        No               9.46 PASS    275943.53 PASS        1391.75      157  10,887.20 PASS         8 N/A    NO     N/A         157         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  784.73      8/1/2012      8/1/2037  131163.39            Cure default       348 If a full     N                          1145.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         more then 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    months before
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      the final
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Note allows                                                                                                                                                                                                                                                                                                                                                                   payment due
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for a prepayment                                                                                                                                                                                                                                                                                                                                                                         date, a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty that last 348                                                                                                                                                                                                                                                                                                                                                                    penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     months. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                    to $250.00.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Michigan. Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state required
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosures Consumer
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Caution and Home
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Ownership Counseling
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Notice and Borrower's
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Bill of Rights. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO           9/17/2023 FIXED    Conventional 10/17/2003  63895.63 F         8.749 NO              240      240       5        15                                                                                                                       PRIMARY     REFI R/T            1004  11/7/2001     65000                SINGLE FAMILY         1              0                 98.3   98.3 FULL         61.56  2241.68       0                                       1                                                                                            YES        No               8.82 PASS     71935.17 PASS           0.02      322   5,085.89 PASS         8 N/A    NO     N/A         322         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  460.93      8/1/2012     11/1/2023   47170.06            Cure default        36 If a full     N                           564.62 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/12/2024 FIXED    Conventional 11/12/2004 219674.11 F         8.296 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/4/2004    222000                SINGLE FAMILY         1              0        0       98.95  98.95 FULL          16.7  6477.25       0                                       1                                                                                            YES        No               8.52 PASS    234640.71 PASS              0  3580.42  17,287.50 PASS         8 N/A    NO     N/A     3580.42 12,965.62 PASS         8 PASS   NO     YES       Final     Yes            8/3/2011       2  909.71      9/1/2011     12/1/2031  182255.37            Cure default        36 Penalty       N                          1878.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full during
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full during
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/16/2034 FIXED    Conventional  1/16/2005  87910.15 F         8.833 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/11/2004     94000                SINGLE FAMILY         1              0        0       93.52  93.52 FULL          47.2  3073.42       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.04 PASS    164578.21 PASS           0.03  1633.16   6,902.16 PASS         8 N/A    NO     N/A     1361.16  4,149.71 PASS         0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  545.01     10/1/2012      2/1/2035   86077.03            Cure default         0               N                           696.82 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          2/28/2035 FIXED    Conventional  3/28/2005 138267.18 F          7.72 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/14/2005    160000                SINGLE FAMILY         1              0                86.42  86.42 FULL            35     3001       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.78 PASS    218099.18 PASS           0.02   808.76  10,996.67 PASS         8 N/A    NO     N/A      808.76 10,996.67 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  594.38      8/1/2012      3/1/2035   94420.38            Cure default        36 If a full     N                           987.66 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           3/21/2035 FIXED    Conventional  4/21/2005 174971.59 F         6.842 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/5/2005    250000                SINGLE FAMILY         1              0                69.99  69.99 FULL         21.73  5453.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.01 PASS       240350 PASS           0.01  2894.79  13,766.14 PASS         8 N/A    NO     N/A     2894.79 13,766.14 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  889.98      8/1/2012      4/1/2035  141647.03            Cure default        36 Penalty       N                          1145.63 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          4/11/2035 FIXED    Conventional  5/11/2005 164275.73 F         8.209 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/15/2005    195000                SINGLE FAMILY         1              0                84.24  84.24 FULL         40.95  3407.83     707                                       1                                                                                            YES        No               8.27 PASS    279346.11 PASS           0.01  1023.44  13,060.18 PASS         8 N/A    NO     N/A     1023.44 13,060.18 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  716.68      8/1/2012      5/1/2035     114282            Cure default        36 If a full     N                          1229.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          5/19/2035 FIXED    Conventional  6/19/2005 157440.58 F          8.69 NO              360      360   0.008        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/7/2005    200000                SINGLE FAMILY         1              0                78.72  78.72 FULL         30.06  4099.17       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.78 PASS    287312.12 PASS          22.02   1250.3  12,495.22 PASS         8 N/A    NO     N/A     2624.58  9,371.42 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  899.12     10/1/2012      7/1/2035  143373.42            Cure default        36 20% in 36     N                          1231.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   mos, 3 mos
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              mo period in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20%
NO           5/25/2035 FIXED    Conventional  6/25/2005  247907.6 F         6.842 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/15/2005    310000                SINGLE FAMILY         1              0                79.97  79.97 FULL          25.4  6390.42     722                                       3                        Exception: Missing    Missing Docs                                  YES        No                  7 PASS    340434.86 PASS           0.01  3997.66  19,512.80 PASS         8 N/A    NO     N/A     3997.66         0 N/A          0 N/A    NO     YES                 Yes            7/1/2012    5.25 1289.86      8/1/2012      6/1/2035  206069.71            Cure default        36 If a full     N                          1623.18 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             final HUD-1- HUD in                                                                                                                                                                                                                                                                                                                                               with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file is not signed by                                                                                                                                                                                                                                                                                                                                             capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower or                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by the                                                                                                                                                                                                                                                                                                                                                                    months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     title company. -                                                                                                                                                                                                                                                                                                                                                                         penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/11/2032 FIXED    Conventional  1/11/2003  82005.95 F         9.044 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/7/2002     82000                SINGLE FAMILY         1              0        0      100.01 100.01 FULL         22.03     4040       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.43 PASS       159190 PASS           0.01  2710.35   6,343.65 PASS         8 N/A    NO     N/A     2710.35           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  368.36     12/1/2012      1/1/2033   54921.96            Cure default        36 If a full     N                           662.46 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      penalty at 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          9/11/2023 FIXED    Conventional 10/11/2003 132581.38 F         5.881 NO              240      240    0.01        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/22/2003    205000                SINGLE FAMILY         1              0        0       64.67  64.67 FULL         25.49     4419     748                                       1                                                                                            YES        No               6.29 PASS     97463.81 PASS           0.01  4255.59  10,266.06 PASS         8 N/A    NO     N/A     7454.05  7,699.55 PASS         8 PASS   NO     YES       Final     Yes          11/12/2013       2  472.46     12/1/2013     11/1/2028   73419.03            Cure default        36 Penalty       N                           940.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO          11/22/2034 FIXED    Conventional 12/22/2004 176763.99 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/3/2004    250000                SINGLE FAMILY         1              0        0       70.71  70.71 FULL         16.44     8688       0                                       1                                                                                            YES        No               7.77 PASS    275318.29 PASS           0.01  2946.28  13,905.42 PASS         8 N/A    NO     N/A     2946.28 13,905.42 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  993.41     11/1/2012      1/1/2035  156279.19            Cure default        36 Penalty       N                           1247.6 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           5/21/2032 FIXED    Conventional  6/21/2002 131218.58 F         9.652 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/1/2002    137600                SINGLE FAMILY         1              0        0       95.36  95.36 FULL         18.27     6834       0                                       1                                                                                            YES        No              10.03 PASS    275369.32 PASS           0.01   4143.9  10,165.97 PASS        10 N/A    NO     N/A      4143.9           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  674.27     12/1/2012      6/1/2032   98807.05            Cure default        36 Penalty       N                           1117.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            2/3/2033 FIXED    Conventional   3/3/2003 126070.04 F         8.555 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/2/2003    126100                SINGLE FAMILY         1              0                99.98  99.98 FULL          24.1  3491.93       0                                       1                                                                                            YES        No               8.91 PASS    228840.85 PASS           0.01  3993.94   9,751.71 PASS         8 N/A    NO     N/A     3993.94           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  741.42     10/1/2012      3/1/2033  111565.63            Cure default        36 Penalty       N                           974.27 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           1/6/2034 FIXED    Conventional   2/6/2004  151939.3 F         9.162 NO              360      360    0.81         0                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/14/2003    152000                SINGLE FAMILY         1              0        0       99.96  99.96 FULL         44.56     6722       0                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               9.53 PASS    299384.52 PASS           0.01  4819.42  11,769.59 PASS         8 N/A    NO     N/A     8485.52  8,827.19 PASS         8 PASS   NO     YES       Final     Yes          10/10/2012    5.25  774.45     12/1/2012      2/1/2034  118865.92            Cure default        36 Penalty       N                          1240.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing evidence of final title, only have                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               preliminary title. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                        capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months at 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           10/5/2034 FIXED    Conventional  11/5/2004 115446.45 F         8.593 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/17/2004    128000                SINGLE FAMILY         1              0        0       90.19  90.19 FULL         15.95     5615       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.78 PASS    208833.81 PASS           0.03  1965.06   9,078.51 PASS         8 N/A    NO     N/A     1965.06         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  588.05     12/1/2012     11/1/2034   91957.91            Cure default        36 Penalty       N                           895.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    0% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
YES         12/13/2029 FIXED    Conventional  1/13/2005 200405.94 F         6.934 NO              300      300   0.007        10                                                                                                                       PRIMARY     REFI CASHOUT  Missing                  286000                SINGLE FAMILY         1              0        0       70.07  70.07 FULL         34.07     4591     753                                       1                                                                                            YES        No               7.02 PASS    223416.01 PASS           0.02  1436.95  15,917.52 PASS         8 N/A    NO     N/A     3085.19 11,938.14 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1141.41      8/1/2012      1/1/2030  156583.14            Cure default        36 Penalty       N                          1407.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
YES           2/8/2035 FIXED    Conventional   3/8/2005 336926.07 F         6.595 NO              360      360   0.464        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/15/2005    445000                SINGLE FAMILY         1              0                75.71  75.71 FULL         37.46  6304.17       0                                       1                                                                                            YES        No               6.75 PASS    442778.53 PASS           0.01   5438.2  26,519.03 PASS         8 N/A    NO     N/A      5438.2           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1893.88      8/1/2012      6/1/2035  302569.77            Cure default        36 Penalty       N                          2150.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES          3/30/2035 FIXED    Conventional  4/30/2005 197256.36 F         6.842 NO              360      360   0.774        10                                                                                                                       PRIMARY     REFI CASHOUT  Exterior    3/10/2005    255000                SINGLE FAMILY         1              0                77.36  77.36              42.58  3033.33       0                                       1                                                                                            YES        No               7.01 PASS    271047.16 PASS           0.02  3349.12  15,512.58 PASS         8 N/A    NO     N/A     8184.07 11,634.43 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1017.43     12/1/2012      5/1/2035  161001.63            Cure default        36 36 months 3   N                          1291.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      Drive-by                                       DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   months
                                                                                                                                                                                                                                                                                 (2055,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                capitalization         interest on
                                                                                                                                                                                                                                                                                 1075, 466,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   prepay
                                                                                                                                                                                                                                                                                 2095)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        exceeding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20%.
NO          12/22/2033 FIXED    Conventional  1/22/2004  120405.3 F          9.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/11/2003    123000                SINGLE FAMILY         1              0                97.89  97.89 FULL         27.11     4166       0                                       1                                                                                            YES        No               9.28 PASS     236475.3 PASS          -6.47    303.5   9,608.14 PASS         8 N/A    NO     N/A       303.5  6,005.09 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  441.21     11/1/2012      2/1/2034   66997.76            Cure default        36 Penalty       N                           990.51 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          6/24/2034 FIXED    Conventional  7/24/2004 376598.66 F         6.967 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/6/2004    470000                SINGLE FAMILY         1              0                80.13  80.13 FULL         45.12  6173.08       0                                       1                                                                                            YES        No               7.01 PASS    524048.88 PASS           0.03  1644.74  29,996.31 PASS         8 N/A    NO     N/A     1644.74 29,996.31 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1944.36      8/1/2012      7/1/2034  304052.31            Cure default        36 If a full     N                          2497.23 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/19/2028 FIXED    Conventional 10/19/2003  70703.62 F         7.658 NO              300      300       5        15                                                                                                                       PRIMARY     REFI R/T            1073  8/11/2003     71000                SINGLE FAMILY         1              0        0       99.58  99.58 FULL             0        0       0                                       1                                                                                            YES        No               8.05 PASS     90617.68 PASS          -4.99   2386.3   5,465.39 PASS         8 N/A    NO     N/A      2386.3         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  385.45     12/1/2012     10/1/2028   49831.75            Cure default        36 3%, 2%, 1% in N                            529.8 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   years 1, 2, 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           4/23/2034 FIXED    Conventional  5/23/2004 158652.98 F         9.335 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/12/2004    168000                SINGLE FAMILY         1              0        0       94.44  94.44 FULL         35.53  5346.17       0                                       1                                                                                            YES        No               9.52 PASS    317308.37 PASS           0.01  2575.75  12,486.18 PASS         8 N/A    NO     N/A      6312.6  7,803.86 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  892.35      8/1/2012      5/1/2034  138977.22            Cure default        36 Penalty       N                          1314.96 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          4/18/2035 FIXED    Conventional  5/18/2005 100443.93 F         6.846 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         3/30/2005    139000                CONDO                 1              0        0       72.26  72.26 FULL          8.75 10332.17     773                                       1                                                                                            YES        No               7.03 PASS    138261.68 PASS           0.02  1861.61   7,886.59 PASS         8 N/A    NO     N/A     1861.61  7,886.59 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  491.88      8/1/2012      5/1/2035   78435.31            Cure default        36 Penalty       N                            657.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lesser of: a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3%,2,%,1% in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years 1,2,3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              on the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance or b)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance as of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              business day
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of each
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the prior 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/1/2030 BUY DOWN Conventional  12/1/2000  83457.99 F         10.29 NO              360      360       0        15                                                                                                                       PRIMARY     PURCHASE            1004 10/19/2000     85000          80000 SINGLE FAMILY         1              0        0      104.32 104.32 FULL         32.95     3952     692                                       1                                                                                            NO         No               12.8 PASS    234712.48 PASS       43562.29  4386.52            N/A            N/A    N/A    N/A     4386.52           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  520.27      8/1/2012     12/1/2030   73602.75            Cure default        36 PPP if paid   N                           750.35 YES        Complete Y         NO
                                                                                                                                                                                                                                                                                                                                DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              with 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO            3/1/2035 FIXED    Conventional  4/21/2005 168933.51 F          8.22 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/9/2005    182000                SINGLE FAMILY         1              0                92.82  92.82 FULL         14.57   8687.5       0                                       3                        Exception: State loan State Loan Not Compliant                      YES        No               8.27 PASS    287468.53 PASS           0.02   793.24  13,451.22 PASS         8 N/A    NO     N/A      793.24         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25     944      8/1/2012      4/1/2035  150244.99            Cure default with      Penalty       N                          1265.58 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             - not compliant-                                                                                                                                                                                                                                              HUD1                                                                                                capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Consumer                                                                                                                                                                                                                                                                                                                                                                         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Caution and Home                                                                                                                                                                                                                                                                                                                                                                         3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Ownership Counseling                                                                                                                                                                                                                                                                                                                                                                     amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Notice - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                     prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           6/14/2037 FIXED    Conventional  7/14/2007     76976 F          9.84 NO              360      360       0        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/2/2007     77000                SINGLE FAMILY         1              0        0       99.97  99.97 FULL         14.06  5682.96     652                                       3                        Exception: Missing    Missing Docs                                  YES        No               9.86 PASS    163907.35 PASS         809.33      157   6,145.52 PASS         8 N/A    NO     N/A         157  3,840.95 PASS         8 PASS   NO     YES       Final     Yes            8/1/2011    8.75  598.61      9/1/2011                 76091.59            Cure default        60 Penalty       N                           669.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- Final                                                                                                                                                                                                                                                                                                                                                                       original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 is not                                                                                                                                                                                                                                                                                                                                                                             principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by                                                                                                                                                                                                                                                                                                                                                                        balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO           10/4/2032 FIXED    Conventional  11/4/2002 199661.11 F         7.129 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                  280000                UNKNOWN               1              0                71.31  71.31 FULL         21.79   5868.7       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No                7.4 PASS    289972.07 PASS           0.02  5173.98  15,558.97 PASS        10 N/A    NO     N/A     5173.98           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  1080.5     10/1/2012     12/1/2032  161475.85            Cure default        36 Penalty       N                          1345.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceeds state                                                                                                                                                                                                                                                                                                                                                                            5% if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limitation of only a                                                                                                                                                                                                                                                                                                                                                                     full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1% prepayment penalty                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for a term up to 3                                                                                                                                                                                                                                                                                                                                                                       months; 4% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     years. The subject                                                                                                                                                                                                                                                                                                                                                                       paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan has a 36 month                                                                                                                                                                                                                                                                                                                                                                      within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment penalty for                                                                                                                                                                                                                                                                                                                                                                   second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     5% in the 1st year, 4%                                                                                                                                                                                                                                                                                                                                                                   months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     in the 2nd year, and                                                                                                                                                                                                                                                                                                                                                                     if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3% in the 3rd year.                                                                                                                                                                                                                                                                                                                                                                      full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     The prepayment term                                                                                                                                                                                                                                                                                                                                                                      the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has expired. - Rating                                                                                                                                                                                                                                                                                                                                                                    months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;
NO           9/11/2033 FIXED    Conventional 10/11/2003 181566.84 F             7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  8/20/2003    218000                SINGLE FAMILY         1              0        0       83.29  83.29 FULL         31.79     3800       0                                       1                                                                                            YES        No               7.02 PASS    253606.36 PASS           0.02      322  14,499.59 PASS         8 N/A    NO     N/A         322 10,874.69 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25   920.7     12/1/2012     10/1/2033   140094.2            Cure default        36 Penalty       N                          1207.92 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full during
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full during
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            8/4/2034 FIXED    Conventional   9/4/2004  67035.88 F         8.833 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1025  6/29/2004     80000                2 FAMILY              1              0        0        83.8   83.8 FULL          29.2     2530       0                                       1                                                                                            YES        No               9.06 PASS     125578.3 PASS              0  1324.58   5,256.90 PASS         8 N/A    NO     N/A     1324.58         0 N/A          0 N/A    NO     YES       Final     Yes           12/1/2012    5.25  334.81      1/1/2013      9/1/2034   52038.41            Cure default        36 Penalty       N                           531.36 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           2/17/2032 FIXED    Conventional  9/17/2004  70889.01 F         9.208 NO              330      330       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/30/2004     75000                SINGLE FAMILY         1              0        0       94.52  94.52 FULL         59.49  2436.33       0                                       3                        Exception: Prepayment Missing Docs                                  YES        No                9.3 PASS    124834.94 PASS           0.02   561.95   5,626.16 PASS         8 N/A    NO     N/A      561.95         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  444.35     10/1/2012      4/1/2032   65157.12            Cure default        36 If paid in    N                            591.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   full penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state-  - Rating -                                                                                                                                                                                                                                                                                                                                            capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;  Exception: State                                                                                                                                                                                                                                                                                                                                                                     36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan - not compliant-                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Required state                                                                                                                                                                                                                                                                                                                                                                           amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosures are not                                                                                                                                                                                                                                                                                                                                                                      prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     present in the loan                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           4/13/2034 FIXED    Conventional  5/13/2004 112104.94 F         8.833 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/1/2004    118000                SINGLE FAMILY         1              0        0          95     95 FULL         31.14     3628       0                                       1                                                                                            YES        No               9.03 PASS    209769.61 PASS          22.02  1956.55   8,811.87 PASS         8 N/A    NO     N/A     1956.55         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  593.39      8/1/2012      5/1/2034   92416.58            Cure default        36 Penalty       N                            888.6 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/22/2033 FIXED    Conventional  2/22/2003 100027.87 F         7.573 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/6/2002    119000                SINGLE FAMILY         1              0        0       84.06  84.06 FULL         19.52     3949       0                                       3                        Exception: Prepayment State Loan Not Compliant                      YES        No               7.91 PASS    156802.16 PASS           0.01  3235.23   7,743.41 PASS         8 N/A    NO     N/A     3235.23         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  511.55      8/1/2012      2/1/2033   77148.77            Cure default        36 Penalty       N                           704.43 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Michigan                                                                                                                                                                                                                                                                                                                                               capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limits prepayment to                                                                                                                                                                                                                                                                                                                                                                     3% the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1%. Subject prepayment                                                                                                                                                                                                                                                                                                                                                                   12 months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is 3% in year 1, 2% in                                                                                                                                                                                                                                                                                                                                                                   for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year 2 and 1% in year                                                                                                                                                                                                                                                                                                                                                                    second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3. Prepayment period                                                                                                                                                                                                                                                                                                                                                                     months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has expired. - Rating                                                                                                                                                                                                                                                                                                                                                                    for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;  Exception: State                                                                                                                                                                                                                                                                                                                                                                   12 months;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan - not compliant-                                                                                                                                                                                                                                                                                                                                                                    based on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing evidence the                                                                                                                                                                                                                                                                                                                                                                     average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer Caution and                                                                                                                                                                                                                                                                                                                                                                     balance on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Home Ownership                                                                                                                                                                                                                                                                                                                                                                           the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Counseling Notice and                                                                                                                                                                                                                                                                                                                                                                    business day
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower Bill of                                                                                                                                                                                                                                                                                                                                                                         for prior 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rights were provided                                                                                                                                                                                                                                                                                                                                                                     months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     at time of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     application. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;
NO          10/28/2033 FIXED    Conventional 11/28/2003 117009.88 F         9.904 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/10/2003    117000                SINGLE FAMILY         1              0               100.01 100.01 FULL         34.13     4625       0                                       1                                                                                            YES        No              10.28 PASS    253318.43 PASS           0.03  3661.11   9,067.90 PASS         8 N/A    NO     N/A     3661.11         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  506.06      8/1/2012     11/1/2033   77836.85            Cure default        36 Penalty       N                          1018.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           5/24/2034 FIXED    Conventional  6/24/2004 179014.53 F         9.704 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/6/2004    179000                SINGLE FAMILY         1              0        0      100.01 100.01 FULL         56.37     6078       0                                       1                                                                                            YES        No                9.9 PASS    375491.98 PASS           0.01  2979.31  14,082.82 PASS         8 N/A    NO     N/A     2979.31 14,082.82 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1053.98     10/1/2012      7/1/2034  164150.42            Cure default        36 Penalty       N                          1532.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/27/2034 FIXED    Conventional  9/27/2004 190926.96 F         9.974 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/5/2004    191000                SINGLE FAMILY         1              0        0       99.96  99.96 FULL         53.89     6073     570                                       3  Exception: Title issue - unable to          Missing Docs                                  YES        No              10.02 PASS     411701.5 PASS           20.3   740.86  15,214.89 PASS         8 N/A    NO     N/A     1397.29  9,509.31 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1138.41      8/1/2012     10/1/2034  179089.96            Cure default        36 Penalty       N                          1671.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       determine lien position- Title issue -                                                                                                                                                                                                                                              HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               borrower not reflected on title - Rating -                                                                                                                                                                                                                                                                                                                                              capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               3;                                                                                                                                                                                                                                                                                                                                                                                                             3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/22/2034 FIXED    Conventional 12/22/2004    266761 F          7.96 NO              360      360   0.005        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/27/2004    350000                SINGLE FAMILY         1              0        0       76.22  76.22 FULL          47.5     4997     664                                       1                                                                                            YES        No               8.01 PASS    436605.03 PASS           0.01  1405.63  21,228.43 PASS         8 N/A    NO     N/A     1405.63           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1454.47      8/1/2012      1/1/2035  230160.15            Cure default        36 If during the N                          1949.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         from the Date
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of Loan an
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 20
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              percent of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              any 12 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Lender shall
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              be entitled
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to collect as
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              a prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty an
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount which
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              does not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              exceed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the stated
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              rate for a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period of 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              computed on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              any such 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in excess of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20 percent of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan.
YES          8/12/2035 FIXED    Conventional  9/12/2005 156917.07 F         6.954 NO              360      360   0.096        10                                                                                                                       PRIMARY     REFI CASHOUT        1073  7/14/2005    235000                CONDO                 1              0        0       66.77  66.77 FULL         34.43  3638.58     688                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               7.02 PASS    218193.95 PASS           0.01  1024.22  12,471.43 PASS         8 N/A    NO     N/A     1946.52  9,353.57 PASS         8 PASS   NO     YES       Final     Yes          10/19/2010       2   348.7     11/1/2010                115148.77            Cure default        36 Penalty       N                          1039.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           4/19/2034 FIXED    Conventional  5/19/2004 144604.63 F         8.221 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/27/2004    145000                SINGLE FAMILY         1              0        0       99.73  99.73 FULL         28.57  6391.42       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.27 PASS    246131.66 PASS           0.03   697.89  11,512.54 PASS         8 N/A    NO     N/A     1305.49  7,195.34 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  773.98      8/1/2012      5/1/2034  120543.11            Cure default        36 Penalty       N                          1083.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          11/1/2034 FIXED    Conventional  12/3/2004 115816.83 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  9/27/2004    116000                SINGLE FAMILY         1              0        0       99.84  99.84 FULL          8.42    11582       0                                       3                        Exception: Finance    Missing Docs                                  YES        No               8.51 PASS    201817.54 FAIL        -376.39  2480.57   9,066.90 PASS         8 N/A    NO     N/A     2480.57  9,066.90 PASS         8 PASS   NO     YES       Final     Yes          10/15/2012    5.25  661.65     11/1/2012     12/1/2034  103881.98            Cure default        36 If prepaid in N                           877.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   full, penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Refinance                                                                                                                                                                                                                                                                                                                                              capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     variance $376.39 -                                                                                                                                                                                                                                                                                                                                                                       36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              3% fee for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              fee for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              fee for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
YES          12/6/2024 FIXED    Conventional   1/6/2005  86729.78 F         9.535 NO              240      240      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/14/2004     87000                SINGLE FAMILY         1              0        0       99.69  99.69 FULL         43.63  2395.23     625                                       1                                                                                            YES        No               9.82 PASS    109489.14 PASS         100.01  1615.72   6,809.12 PASS         8 N/A    NO     N/A     3735.25  5,106.84 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  570.67      8/1/2012      1/1/2025   62215.66            Cure default        36 Penalty       N                           810.43 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           12/8/2034 FIXED    Conventional   1/8/2005 168935.54 F         6.847 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/1/2004    269500                SINGLE FAMILY         1              0                62.69  62.69 FULL          7.25    36918       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               7.01 PASS    232215.29 PASS           0.01  2756.83  13,294.30 PASS         8 N/A    NO     N/A     2756.83         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  950.34      1/1/2012      1/1/2035     149503            Cure default        36 Penalty       N                          1106.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceeds state                                                                                                                                                                                                                                                                                                                                                                            the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limitation of only a                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1% prepayment penalty                                                                                                                                                                                                                                                                                                                                                                    the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for a term up to 3                                                                                                                                                                                                                                                                                                                                                                       prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     years. Penalty term                                                                                                                                                                                                                                                                                                                                                                      the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                    months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         12/15/2034 FIXED    Conventional  1/15/2005 172620.81 F         8.586 NO              360      360   0.007        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/5/2004    216000                SINGLE FAMILY         1              0        0       79.92  79.92 FULL         54.72  3234.66       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.78 PASS    311986.64 PASS           0.01  2985.05  13,570.86 PASS         8 N/A    NO     N/A     7214.26 10,178.15 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25     977     11/1/2012      2/1/2035   154001.3            Cure default        36 Penalty       N                          1337.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure for                                                                                                                                                                                                                                                                                                                                                                           20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower, only                                                                                                                                                                                                                                                                                                                                                                           equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower FACTA in                                                                                                                                                                                                                                                                                                                                                                     months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                      interest
NO           1/11/2035 FIXED    Conventional  2/11/2005  89548.32 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/14/2004     91000                SINGLE FAMILY         1              0        0       98.41  98.41 FULL         22.41  4848.58       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.29 PASS    173393.45 PASS           0.01  1657.37   7,031.28 PASS         8 N/A    NO     N/A     1657.37  7,031.28 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  502.09     10/1/2012      2/1/2035   79297.27            Cure default        36 Penalty       N                           725.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            3/7/2035 FIXED    Conventional   4/7/2005 247348.29 F         7.607 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/14/2005    300000                SINGLE FAMILY         1              0        0       82.45  82.45 FULL         36.71  5925.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.79 PASS    386137.45 PASS           0.02  4342.54  19,440.46 PASS         8 N/A    NO     N/A     4342.54 19,440.46 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  1264.9     12/1/2012      4/1/2035  199773.04            Cure default        36 Penalty       N                          1747.62 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
NO           4/27/2035 FIXED    Conventional  5/27/2005 229819.16 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/9/2005    242000                SINGLE FAMILY         1              0        0       94.97  94.97 FULL         19.25 10665.17       0                                       1                                                                                            YES        No               8.26 PASS    386281.98 PASS           0.02  3730.34  18,087.11 PASS         8 N/A    NO     N/A     9366.67 11,304.44 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1216.09      8/1/2012      6/1/2035  194284.32            Cure default        36 Penalty       N                          1701.03 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            8/1/2030 FIXED    Conventional   9/1/2000 155766.81 F         10.89 NO              360      360       0         0                                                                                                                       PRIMARY     PURCHASE            1004  7/18/2000    155000         148999 SINGLE FAMILY         1              0        0      104.54 104.54 FULL         38.86     5588     731                                       3                        Exception: Finance    TIL Exception                                 NO         No              11.26 PASS    378128.48 FAIL        -760.48  5286.15            N/A            N/A    N/A    N/A     5286.15           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  941.31      8/1/2012      9/1/2030  132086.07            Cure default        60 Penalty       N                          1470.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         60 months, at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge underdisclosed                                                                                                                                                                                                                                                                                                                                                                    20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $760.48. Appears                                                                                                                                                                                                                                                                                                                                                                      allowance,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     lender did not include                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $524.26 Processing                                                                                                                                                                                                                                                                                                                                                                       months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Fee, $185.00                                                                                                                                                                                                                                                                                                                                                                             advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Settlement Fee and                                                                                                                                                                                                                                                                                                                                                                       interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $40.00 Courier Fee in                                                                                                                                                                                                                                                                                                                                                                    the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     TIL Finance charges                                                                                                                                                                                                                                                                                                                                                                      prepaid at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     calculations. - Rating                                                                                                                                                                                                                                                                                                                                                                   the rate in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                                                     effect at the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              time of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment.
NO          10/12/2030 FIXED    Conventional 11/12/2000  144164.3 F         12.69 NO              360      360       0         0                                                                                                                       PRIMARY     PURCHASE            1004  10/3/2000    140000         138900 SINGLE FAMILY         1              0                   97     97 FULL         49.63     3985     568                                       3                        Exception: Finance    TIL Exception                                 NO         No              13.66 PASS       426813 FAIL        -244.26   9661.3            N/A            N/A    N/A    N/A      9661.3           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25  916.71      9/1/2012      1/1/2035  144781.51            Cure default        60 Penalty       N                          1559.85 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge underdisclosed                                                                                                                                                                                                                                                                                                                                                                    20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $244.26, it appears                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the lender did not                                                                                                                                                                                                                                                                                                                                                                       months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     include the title                                                                                                                                                                                                                                                                                                                                                                        interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     agent's settlement fee
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of $200 or courier fee
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of $30. - Rating - 3;
NO          12/19/2031 FIXED    Conventional  1/19/2002 117281.96 F         9.162 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT          70 11/27/2007    124000                SINGLE FAMILY         1              0        0       94.58  94.58                  0        0       0                                       3  Exception: Missing    Exception: Prepayment Missing Docs                                  YES        No               9.53 PASS    231112.59 PASS           0.02  3737.75   9,083.54 PASS        10 N/A    NO     N/A     3737.75           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  684.83     10/1/2012      1/1/2032   99679.73            Cure default        36 Penalty       N                           957.38 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       final 1003-           penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               (initial/handwritten  per state- (MI)                                                                                                                                                                                                                                                                                                                                                   capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               1003 was not          Maximum penalty is %                                                                                                                                                                                                                                                                                                                                                                     5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               provided) - Rating -  of the amount of any                                                                                                                                                                                                                                                                                                                                                                     unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               3;                    prepayment made within                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3 years. Subject                                                                                                                                                                                                                                                                                                                                                                         balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty is tiered at                                                                                                                                                                                                                                                                                                                                                                     the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     5%, 4% and 3% for 36                                                                                                                                                                                                                                                                                                                                                                     months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     months. Penalty term                                                                                                                                                                                                                                                                                                                                                                     the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has expired. - Rating                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;                                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/30/2028 FIXED    Conventional  5/30/2004 122650.48 F          6.75 NO              294      294       5        15                                                                                                                       PRIMARY     REFI R/T            1004  10/1/2001    153000                SINGLE FAMILY         1              0                80.16  80.16 REDUCED      23.05     3705       0                                       2                        Exception: Prepayment State Loan Not Compliant                      YES        No               6.78 PASS    128758.04 PASS           0.01      309   9,787.32 PASS         8 N/A    NO     N/A         309         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  676.39     10/1/2012     11/1/2028    88317.9            Cure default        36 Penalty       N                           854.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Lender's                                                                                                                                                                                                                                                                                                                                               capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     note imposes a penalty                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     within first 36 months                                                                                                                                                                                                                                                                                                                                                                   amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     at 3% of the amount                                                                                                                                                                                                                                                                                                                                                                      prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepaid for the first                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     12 months; 2% of the                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount prepaid for the                                                                                                                                                                                                                                                                                                                                                                   the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     second 12 months and                                                                                                                                                                                                                                                                                                                                                                     prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1% of the amount                                                                                                                                                                                                                                                                                                                                                                         the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepaid for the last                                                                                                                                                                                                                                                                                                                                                                     months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     12 months which exceed                                                                                                                                                                                                                                                                                                                                                                   of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stat regulations: the                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     usury statutes provide                                                                                                                                                                                                                                                                                                                                                                   the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     that a lender may not                                                                                                                                                                                                                                                                                                                                                                    months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge a prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     fee or penalty in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     excess of 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount of any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3 years of the date of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the loan, or any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment fee or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty at all
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     thereafter, or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prohibit prepayment at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     any time. Mich. Comp.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Laws Ann.o
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     438.31c(2)(c).
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not compliant with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state regulations but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO          10/10/2031 FIXED    Conventional 11/10/2001  117534.2 F          8.29 NO              360      360       0         0                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/9/2001    115000                SINGLE FAMILY         1              0                102.2  102.2 FULL         69.34     3989     665                                       3  Exception: Missing    Exception: Finance    TIL Exception                                 YES        No             8.5289 PASS       204108 FAIL         -520.9   3094.2   9,155.20 PASS        10 N/A    NO     N/A      3094.2           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  682.62      8/1/2012     11/1/2031   99357.85            Cure default        36 36 mos 1%     N                            886.3 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 2;  Charge underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     in the amount of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $520.90. Per
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     itemization of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     pre-paid finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges, lender did
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not include the $520
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Settlement fee as a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     part of the finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges. - Rating - 3;
YES          9/21/2034 FIXED    Conventional 10/21/2004 304821.84 F         8.092 NO              360      360   0.001        10                                                                                                                       PRIMARY     REFI CASHOUT        1073  8/11/2004    333000                CONDO                 1              0                91.54  91.54 STATED /     37.12     6375       0                                       1                                                                                            YES        No               8.26 PASS    512338.12 PASS           0.02  4938.76  23,990.65 PASS         8 N/A    NO     N/A     4938.76           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1697.86      8/1/2012     10/1/2034  265436.84            Cure default        36 Penalty       N                          2256.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                        STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
YES         10/21/2034 FIXED    Conventional 11/21/2004 251879.75 F         8.586 NO              360      360   0.512        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/28/2004    285000                SINGLE FAMILY         1              0        0       88.38  88.38 FULL         26.45  8940.75       0                                       1                                                                                            YES        No               8.77 PASS    455036.21 PASS        2000.02  2156.36  19,977.87 PASS         8 N/A    NO     N/A     2156.36           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1305.81      8/1/2012     11/1/2034  205829.75            Cure default        36 Penalty       N                          1952.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           1/24/2035 FIXED    Conventional  2/24/2005 138006.95 F         8.095 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 12/15/2004    138000                SINGLE FAMILY         1              0        0      100.01 100.01              33.26  3856.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.27 PASS    232168.02 PASS           0.01  2319.77  10,854.97 PASS         8 N/A    NO     N/A     2319.77 10,854.97 PASS         8 PASS   NO     YES                 Yes            7/1/2012    5.25  727.24      8/1/2012      2/1/2035  115304.13            Cure default        36 Penalty       N                          1021.82 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                              with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           3/3/2035 FIXED    Conventional   4/3/2005 297841.59 F         7.999 NO              360      360   0.457        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/14/2005    490000                SINGLE FAMILY         1              0                60.78  60.78 FULL         54.16  4997.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.01 PASS    489271.81 PASS           0.01      409  23,794.61 PASS         8 N/A    NO     N/A         409           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1653.45     10/1/2012      4/1/2035  262153.15            Cure default        36 Penalty       N                          2185.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO           9/22/2035 FIXED    Conventional 10/22/2005  271497.5 F          7.65 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/22/2005    358000                PUD                   1              0                75.84  75.84 FULL         53.82     6731       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No              7.656 PASS     423556.5 PASS        1375.58    205.5  21,703.36 PASS         8 N/A    NO     N/A       205.5 21,703.36 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010       6 1530.56     12/1/2010                255284.97            Cure default with capitalization     N                          1930.15 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    final 1003- Both      FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Initial and Final     Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               1003 missing from the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               loan file - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               3;
NO           3/10/2033 FIXED    Conventional  4/10/2003 128237.63 F         8.064 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/20/2003    135000                SINGLE FAMILY         1              0        0       94.99  94.99 FULL         15.43     6137       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.41 PASS    216627.62 PASS         250.01  3806.85   9,954.46 PASS         8 N/A    NO     N/A     3806.85         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25   630.4      8/1/2012      4/1/2033   95500.29            Cure default        36 Penalty       N                           946.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/27/2033 FIXED    Conventional  9/27/2003 129142.28 F         8.182 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/30/2003    134000                SINGLE FAMILY         1              0        0       96.38  96.38 FULL         34.08     4447       0                                       1                                                                                            YES        No               8.53 PASS    221980.87 PASS           0.03  4083.15  10,004.73 PASS         8 N/A    NO     N/A     4083.15 10,004.73 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  672.75     12/1/2012      9/1/2033  102141.97            Cure default        36 Penalty       N                              964 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           9/4/2033 FIXED    Conventional  10/4/2003 247217.83 F             7 NO              360      360   0.608        10                                                                                                                       PRIMARY     REFI R/T            1004  7/19/2003    280000                SINGLE FAMILY         1              0        0       88.29  88.29 FULL         30.17    11200       0                                       1                                                                                            YES        No               7.02 PASS    345260.97 PASS           0.01      394  19,745.91 PASS         8 N/A    NO     N/A      430.14 14,809.43 PASS         8 PASS   NO     YES       Final     Yes           5/11/2009       3  792.44      7/4/2009                204232.58            Cure default        36 Penalty       N                          1644.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           6/14/2034 FIXED    Conventional  7/14/2004  87907.92 F          8.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/25/2004     88000                SINGLE FAMILY         1              0                 99.9   99.9 FULL         14.05  4965.92     704                                       1                                                                                            YES        No               8.92 PASS    163866.26 PASS           0.02   544.58   6,989.07 PASS         8 N/A    NO     N/A      544.58           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  455.94     12/1/2012      7/1/2034   70718.36            Cure default        36 Penalty       N                           697.86 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/9/2016 15 YEAR  Conventional  11/9/2001    111000 F           9.4 YES             180      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/24/2001    111000                SINGLE FAMILY         1              0                  100    100 FULL          30.8     3806     635                                       2  Exception: Missing    Exception: Prepayment Missing Docs                                  YES        No             10.017 PASS    149688.63 PASS          65.09     4955   8,483.60 PASS        10 N/A    NO     N/A        4955           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25  663.28      9/1/2012     12/1/2033  102020.33            Cure default        36 Penalty       N                           925.26 NO         Complete Y         NO
                       BALLOON                                                                                                                                                                                                                                                                                                  DETACHED                                                                                                                                       evidence of title-    penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final policy. per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Commitment in file. - Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;           with State regs but                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO           3/18/2034 FIXED    Conventional  4/18/2004  117004.9 F         7.348 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/3/2004    130000                SINGLE FAMILY         1              0        0          90     90 REDUCED      26.79     4625       0                                       1                                                                                            YES        No               7.53 PASS    175184.45 PASS           0.02  2050.95   9,196.32 PASS         8 N/A    NO     N/A     2050.95         0 N/A          0 N/A    NO     YES       Final     Yes            7/3/2012    5.25  604.35      8/1/2012      5/1/2034   94123.91            Cure default        36 If prepaid in N                           805.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   full, penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% fee for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              fee for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              fee for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
YES          8/30/2034 FIXED    Conventional  9/30/2004 138584.68 F         8.227 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/26/2004    175000                SINGLE FAMILY         1              0        0       79.19  79.19 FULL         63.15  2663.25       0                                       1                                                                                            YES        No               8.28 PASS    236133.94 PASS           0.02   707.42  11,030.18 PASS         8 N/A    NO     N/A      707.42 11,030.18 PASS         8 PASS   NO     YES       Final     Yes           12/1/2012    5.25     751      1/1/2013     10/1/2034  116964.14            Cure default        36 Penalty       N                          1038.92 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            2/9/2035 FIXED    Conventional   3/9/2005 108467.48 F         9.082 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/14/2005    118000                SINGLE FAMILY         1              0        0       91.92  91.92              45.12  3274.25       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.29 PASS    209956.29 PASS           0.03  1936.97   8,522.44 PASS         8 N/A    NO     N/A     1936.97         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  619.13     11/1/2012      3/1/2035   97782.42            Cure default        36 Penalty       N                           879.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           4/11/2025 FIXED    Conventional  5/11/2005  129067.4 F         8.455 NO              240      240       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/28/2005    140000                SINGLE FAMILY         1              0        0       92.19  92.19 FULL         39.39  5453.75       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               8.54 PASS     139603.7 PASS           0.02    730.3  10,266.97 PASS         8 N/A    NO     N/A       730.3         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  826.78      8/1/2012      5/1/2025   92496.39            Cure default        36 Penalty       N                          1116.42 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Mich. Comp.                                                                                                                                                                                                                                                                                                                                                                   prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Laws Ann. o 493.71(2)                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allows for a maximum                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment penalty of                                                                                                                                                                                                                                                                                                                                                                    the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1% for the first 3                                                                                                                                                                                                                                                                                                                                                                       prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     years. The Note                                                                                                                                                                                                                                                                                                                                                                          the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     indicates the                                                                                                                                                                                                                                                                                                                                                                            months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment penalty to                                                                                                                                                                                                                                                                                                                                                                    of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     be 3% for the 1st                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year, 2% for the 2nd                                                                                                                                                                                                                                                                                                                                                                     the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year and 1% for the                                                                                                                                                                                                                                                                                                                                                                      months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3rd and final year.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty has
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;
YES           4/7/2033 FIXED    Conventional   5/7/2003 102828.52 F         9.534 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/21/2003    103000                SINGLE FAMILY         1              0        0       99.83  99.83 FULL         21.68     4000       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.92 PASS    212676.89 PASS           0.03  3317.01   7,960.92 PASS         8 N/A    NO     N/A     3317.01           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  548.84     12/1/2012      5/1/2033    82587.2            Cure default        36 Penalty       N                           867.19 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Missouri                                                                                                                                                                                                                                                                                                                                               capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limits prepayments to                                                                                                                                                                                                                                                                                                                                                                    3% for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2%. Prepayment period                                                                                                                                                                                                                                                                                                                                                                    first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has expired - Rating -                                                                                                                                                                                                                                                                                                                                                                   months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
NO            9/5/2033 FIXED    Conventional  10/5/2003  97752.67 F         7.999 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T      2055 w/Interior           98000                SINGLE FAMILY         1              0        0       99.75  99.75 FULL         57.83     4944       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.04 PASS    160768.53 PASS           0.02      322   7,794.45 PASS         8 N/A    NO     N/A         322  7,794.45 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  556.12     10/1/2012     10/1/2033    84989.4            Cure default        36 Penalty       N                           717.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/4/2033 FIXED    Conventional  10/4/2003 175657.62 F         8.182 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  8/19/2003    172000                CONDO                 1              0        0      102.13 102.13 FULL          16.9  8847.14       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.52 PASS    301819.45 PASS           0.02  5437.87  13,617.58 PASS         8 N/A    NO     N/A     5437.87         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  863.94     12/1/2012     10/1/2033  131458.54            Cure default        36 Penalty       N                          1311.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term have expired. -                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/23/2033 FIXED    Conventional 10/23/2003  99997.18 F             9 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/18/2003    100000                SINGLE FAMILY         1              0        0         100    100 FULL         65.61  3081.57       0                                       1                                                                                            YES        No               9.03 PASS    189980.82 PASS           0.03      322   7,974.01 PASS         8 N/A    NO     N/A         322  4,983.76 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  576.38     10/1/2012     11/1/2033   88274.99            Cure default         0               N                            804.6 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           5/10/2034 FIXED    Conventional  6/10/2004  121863.8 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/21/2004    125000                SINGLE FAMILY         1              0                97.49  97.49 FULL         33.11     3276       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.53 PASS    243689.98 PASS           0.01  2130.18   9,578.69 PASS         8 N/A    NO     N/A     2130.18  5,986.68 PASS         6 PASS   NO     YES       Final     Yes           10/1/2012    5.25  638.29     11/1/2012      6/1/2034   98438.79            Cure default        36 Penalty       N                          1009.51 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not allowed on loans                                                                                                                                                                                                                                                                                                                                                                     3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with an annual                                                                                                                                                                                                                                                                                                                                                                           amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     interest rate over 8%.                                                                                                                                                                                                                                                                                                                                                                   prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty term expired -                                                                                                                                                                                                                                                                                                                                                                   the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            8/6/2032 FIXED    Conventional   9/6/2004 109971.94 F         8.749 NO              336      336       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/21/2004    110000                SINGLE FAMILY         1              0                99.97  99.97 FULL         42.01     3997       0                                       1                                                                                            YES        No               8.78 PASS     185442.5 PASS           0.03      309   8,773.04 PASS         8 N/A    NO     N/A         309  8,773.04 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  586.56     12/1/2012      9/1/2032   86634.82            Cure default        36 If a full     N                           878.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           4/29/2031 FIXED    Conventional  7/29/2005 143590.94 F         8.749 NO              310      310       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/14/2005    152000                SINGLE FAMILY         1              0        0       94.47  94.47 FULL         42.15     7939       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.77 PASS    219414.96 PASS           0.02      309  11,462.56 PASS         8 N/A    NO     N/A         309  7,164.10 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  820.34      8/1/2012      5/1/2031  117595.46            Cure default         0               N                          1169.99 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           6/10/2032 FIXED    Conventional  7/10/2002    125000 F          7.51 NO              360      360       4        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/16/2002    140000                SINGLE FAMILY         1              0                89.29  89.29 FULL         13.12  7625.14     729                                       3  Exception: Missing final 1003- Missing      Missing Docs                                  YES        No               7.51 PASS     189953.2 PASS          -1.53        0  10,000.00 PASS        10 N/A    NO     N/A           0           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  706.15      8/1/2012      7/1/2032  104794.46            Cure default        24 If full       N                           874.87 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Initial and Final 1003 - Rating - 3;                                                                                                                                                                                                                                                HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              24 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO            4/1/2032 2/1 OR   Conventional   5/1/2002    110000 A          8.06 NO              360      360       5        15             4/1/2004   5/1/2004  10/1/2015  11/1/2015     6.07         3     1  14.06   6.07       6        6 6 Month PRIMARY     REFI CASHOUT        1004  1/22/2002    110000                SINGLE FAMILY         1              0        0         100    100 FULL          34.7   3983.3     735                                       1                                                                                            YES        No              8.521 PASS     187960.2 PASS           64.7     3391   8,476.25 PASS        10 N/A    NO     N/A        3391           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25   589.6      8/1/2012      6/1/2037   98231.12            Cure default        24 Penalty       N                           811.75 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            4/1/2032 FIXED    Conventional   5/1/2002    130000 F           8.9 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/11/2002    130000                SINGLE FAMILY         1              0        0         100    100 FULL         49.72  3760.16     671                                       3                        Exception: RTC to be  Right To Cancel Exception                     YES        No               9.12 PASS    245728.36 PASS          -17.7   1879.5  10,196.39 PASS        10 N/A    NO     N/A      1879.5           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  795.62     10/1/2012      6/1/2032   117230.3            Cure default        12 Penalty       N                          1036.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             on H-8 form - not same                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     lender refi-  - Rating                                                                                                                                                                                                                                                                                                                                            capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                                                     20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            7/8/2034 FIXED    Conventional  8/28/2004  86193.15 F         9.823 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/25/2004    103000                SINGLE FAMILY         1              0        0       83.68  83.68 FULL         45.92  3600.25       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.05 PASS    183675.84 PASS              0  1607.79   6,766.83 PASS         8 N/A    NO     N/A     1607.79  4,229.27 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  505.74      8/1/2012      9/1/2034   79402.89            Cure default        36 Penalty       N                           745.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/10/2034 FIXED    Conventional 12/10/2004 108661.38 F         8.339 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1073  8/27/2004    110000                CONDO                 1              0        0       98.78  98.78 NIVA         40.97     3930       0                                       1                                                                                            YES        No               8.54 PASS    189605.25 PASS              0  1939.83   8,537.72 PASS         8 N/A    NO     N/A     1939.83         0 N/A          0 N/A    NO     YES       Final     Yes           6/26/2012    5.25  611.35      8/1/2012      1/1/2035    96742.6            Cure default        36 3% first      N                           823.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   year, 2% the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         2nd year, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the 3rd year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              on amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid, if paid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in full in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          1/20/2035 FIXED    Conventional  2/20/2005  227175.7 F         7.843 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/8/2004    245000                SINGLE FAMILY         1              0                92.73  92.73 FULL         20.77  7906.41       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.02 PASS    367776.78 PASS           0.02  3771.28  17,872.35 PASS         8 N/A    NO     N/A     3771.28           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1182.88      8/1/2012      2/1/2035   187545.1            Cure default        36 Penalty       N                          1642.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           4/18/2035 FIXED    Conventional  5/18/2005 118451.65 F         8.586 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/22/2005    118500                SINGLE FAMILY         1              0        0       99.96  99.96              43.92  6222.59       0                                       1                                                                                            YES        No               8.78 PASS    214120.07 PASS           0.01  2084.52   9,309.37 PASS         8 N/A    NO     N/A     2084.52  9,309.37 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  673.61      8/1/2012      6/1/2035  107617.17            Cure default        36 Penalty       N                           918.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          5/12/2035 FIXED    Conventional  6/12/2005 193109.75 F         6.842 NO              360      360     0.8         0                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/27/2005    296500                SINGLE FAMILY         1              0        0       65.13  65.13 FULL         24.12     6241       0                                       1                                                                                            YES        No               7.02 PASS    265383.49 PASS           0.02  3312.84  15,183.75 PASS         8 N/A    NO     N/A     8045.42 11,387.81 PASS         8 PASS   NO     YES       Final     Yes            7/2/2012    5.25 1003.76      8/1/2012      6/1/2035  160362.09            Cure default        36 Penalty       N                          1264.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          5/30/2025 FIXED    Conventional  6/30/2005  114794.6 F         8.792 NO              240      240       6        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/14/2005    130000                SINGLE FAMILY         1              0        0        88.3   88.3 FULL         23.18  4389.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.06 PASS    131575.27 PASS           0.01  2155.47   9,011.13 PASS         8 N/A    NO     N/A      4964.5  6,758.35 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  742.49      8/1/2012      6/1/2025   83444.61            Cure default        36 Penalty       N                          1017.56 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           8/9/2035 FIXED    Conventional   9/9/2005 112376.15 F         8.455 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/11/2005    119000                SINGLE FAMILY         1              0                94.43  94.43 FULL         33.99  3861.83     653                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.54 PASS    198244.83 PASS           0.02   837.38   8,923.10 PASS         8 N/A    NO     N/A      837.38           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  601.65     12/1/2012      9/1/2035    95939.8            Cure default        36 If a full     N                           860.51 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            7/9/2033 FIXED    Conventional   8/9/2003   95509.9 F           7.2 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/23/2003    130000                SINGLE FAMILY         1              0        0       73.47  73.47 FULL         41.83     2375       0                                       1                                                                                            YES        No               7.53 PASS    140985.28 PASS           0.02  3103.58   7,392.51 PASS         8 N/A    NO     N/A     3103.58         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  472.92     11/1/2012      8/1/2033   71802.33            Cure default        36 Penalty       N                           648.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              00 months;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              based on the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance past
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              6 months
YES          8/16/2035 FIXED    Conventional  9/16/2005 331676.98 F         9.576 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/21/2005    351000                SINGLE FAMILY         1              0                 94.5   94.5 FULL         33.34  7551.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.76 PASS    684265.45 PASS           0.01  5303.63  26,109.87 PASS         8 N/A    NO     N/A     5303.63           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1805.54      8/1/2012      9/1/2035  290072.05            Cure default        36 Penalty       N                          2807.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/28/2034 FIXED    Conventional  2/28/2004 104623.19 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/9/2004    120000                SINGLE FAMILY         1              0        0       87.19  87.19 FULL         42.57  2409.33       0                                       1                                                                                            YES        No               8.54 PASS     182559.3 PASS           0.02  1868.09   8,220.41 PASS         8 N/A    NO     N/A     1868.09  8,220.41 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  525.01      8/1/2012      2/1/2034   81262.97            Cure default        36 If a full     N                           792.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/15/2024 FIXED    Conventional 12/15/2004 132767.56 F         9.128 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/1/2004    134000                SINGLE FAMILY         1              0        0       99.08  99.08 FULL         47.98     4349       0                                       1                                                                                            YES        No               9.29 PASS    158026.82 PASS           0.02  1467.18  10,504.03 PASS         8 N/A    NO     N/A     1467.18  6,565.02 PASS         8 PASS   NO     YES       Final     Yes           11/2/2012    5.25  952.21     10/1/2012     12/1/2024  103081.29            Cure default with capitalization     N                          1205.53 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
YES           2/7/2030 FIXED    Conventional   3/7/2005 173932.55 F         7.579 NO              300      300   0.008        10                                                                                                                       PRIMARY     REFI CASHOUT  Missing     1/29/2005    256000                SINGLE FAMILY         1              0        0       67.94  67.94 FULL         43.26  5291.84       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.78 PASS    217367.88 PASS           0.02  3004.43  13,674.25 PASS         8 N/A    NO     N/A     7266.36 10,255.69 PASS         8 PASS   NO     YES       Final     Yes            7/2/2010       2  393.91      8/1/2010                130078.15            Cure default        36 Penalty       N                          1294.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure - Rating -                                                                                                                                                                                                                                                                                                                                                                    20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           5/28/2034 FIXED    Conventional  6/28/2004 156242.51 F         6.451 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/29/2004    203000                SINGLE FAMILY         1              0    53000       76.97 103.08 FULL         42.58     4577       0                                       1                                                                                            YES        No               6.51 PASS    198390.84 PASS           0.02   915.35  12,426.17 PASS         8 N/A    NO     N/A      915.35         0 N/A          0 N/A    NO     YES       Final     Yes            8/1/2012    5.25  804.89      8/1/2012      7/1/2034  125866.31            Cure default        36 Penalty       N                           982.55 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          10/5/2034 FIXED    Conventional  11/5/2004 163944.52 F         8.339 NO              360      360   0.805        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/13/2004    218000                PUD                   1              0        0        75.2   75.2 FULL          26.2  6023.33       0                                       3  Exception: Incomplete/Illegible copy of     Missing Docs                                  YES        No               8.53 PASS    285999.91 PASS           0.01  2856.83  12,887.02 PASS         8 N/A    NO     N/A     6873.38  9,665.26 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  867.97     12/1/2012     11/1/2034  135730.11            Cure default        36 Penalty       N                          1241.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    subject lien Mortgage- Incomplete subject                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               lien mortgage due to missing PUD Rider -                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;                                                                                                                                                                                                                                                                                                                                                                                                    20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO          12/22/2034 FIXED    Conventional  1/22/2005 239028.72 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/7/2004    250000                SINGLE FAMILY         1              0        0       95.61  95.61 FULL            40  7771.22       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.27 PASS    462276.52 PASS           0.01  3866.44  18,812.98 PASS         8 N/A    NO     N/A     3866.44         0 N/A          8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1254.46     10/1/2012      1/1/2035  197735.46            Cure default        36 Penalty       N                          1937.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            3/1/2031 FIXED    Conventional   4/1/2004 129646.08 F         9.222 NO              324      324       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/9/2004    130000                SINGLE FAMILY         1              0                99.73  99.73 FULL         44.36     5242       0                                       3                        Exception: State loan Missing Docs                                  YES        No               9.29 PASS    223351.75 PASS           0.01   696.43  10,315.97 PASS         8 N/A    NO     N/A      696.43         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  702.21     12/1/2012      4/1/2031   99341.25            Cure default        36 If a full     N                          1087.35 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             - not compliant-                                                                                                                                                                                                                                              HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing the Borrower's                                                                                                                                                                                                                                                                                                                                            capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Bill of Rights and the                                                                                                                                                                                                                                                                                                                                                                   the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer Caution                                                                                                                                                                                                                                                                                                                                                                         months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosures. - Rating                                                                                                                                                                                                                                                                                                                                                                    penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                                                     of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           3/12/2036 FIXED    Conventional  4/12/2006    143000 F          9.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/28/2006    143000                SINGLE FAMILY         1              0        0         100    100 FULL         27.83  5333.33     661                                       3                        Exception: Missing    TIL Exception                                 YES        No               9.85 PASS     302852.8 FAIL        -231.26        6  11,439.52 PASS         8 N/A    NO     N/A           6 11,439.52 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  839.42      8/1/2012      5/1/2036  136814.34            Cure default         0               N                          1238.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Under
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $231.26 -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO           3/25/2032 FIXED    Conventional  4/25/2002  67360.92 F         9.409 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/26/2002     70000                SINGLE FAMILY         1              0                96.23  96.23 FULL         28.16     2088       0                                       1                                                                                            YES        No               9.81 PASS     137225.3 PASS           0.01  2284.22   5,206.14 PASS        10 N/A    NO     N/A     2284.22           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  400.44      8/1/2012      6/1/2032   59286.47            Cure default        36 If a full     N                           561.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            2/9/2035 FIXED    Conventional   3/9/2005  75463.61 F         7.848 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/21/2005     92000                SINGLE FAMILY         1              0                82.03  82.03 FULL          7.26  9884.92       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               8.05 PASS    122423.03 PASS           0.01  1416.64   5,923.76 PASS         8 N/A    NO     N/A     1416.64  5,923.76 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  440.72      8/1/2012      4/1/2035   70144.71            Cure default        36 Penalty       N                           545.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Ohio Rev.                                                                                                                                                                                                                                                                                                                                                                     prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Code Ann. o 1321.52(C)                                                                                                                                                                                                                                                                                                                                                                   the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allows maximum                                                                                                                                                                                                                                                                                                                                                                           months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment of 1% of                                                                                                                                                                                                                                                                                                                                                                      the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the original principal                                                                                                                                                                                                                                                                                                                                                                   prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     balance. The Note                                                                                                                                                                                                                                                                                                                                                                        the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     reflects the                                                                                                                                                                                                                                                                                                                                                                             months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment penalty as                                                                                                                                                                                                                                                                                                                                                                    of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3% of the average                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     balance for the last 6                                                                                                                                                                                                                                                                                                                                                                   the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     months for the 1st                                                                                                                                                                                                                                                                                                                                                                       months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year, 2% the 2nd year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     and 1% the 3rd and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final year. Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty has expired. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO           2/22/2035 FIXED    Conventional  3/22/2005  206217.1 F         6.595 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/5/2005    280000                SINGLE FAMILY         1              0                73.65  73.65 FULL         24.89  6734.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.75 PASS    271057.64 PASS           0.01  3381.54  16,226.84 PASS         8 N/A    NO     N/A     3381.54 16,226.84 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1065.69      8/1/2012      3/1/2035  169289.45            Cure default        36 Penalty       N                          1316.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            3/9/2035 FIXED    Conventional   4/9/2005  118319.6 F         6.842 NO              360      360       5        10                                                                                                                       PRIMARY     REFI R/T      Exterior    2/24/2005    182000                SINGLE FAMILY         1              0                65.01  65.01 FULL         26.97  3239.17       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.02 PASS    162654.97 PASS           0.02  2082.57   9,298.96 PASS         8 N/A    NO     N/A     2082.57         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  615.58     12/1/2012      4/1/2035   97222.16            Cure default        36 If a full     N                            774.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      Drive-by                                       DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                 (2055,                                                                                                                                                                                        Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                 1075, 466,                                                                                                                                                                                    Policy - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                           the first 36
                                                                                                                                                                                                                                                                                 2095)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          7/14/2035 FIXED    Conventional  8/14/2005 168090.25 F          6.99 NO              360      360   0.009        10                                                                                                                       PRIMARY     REFI CASHOUT        1073   7/1/2005    254000                TOWNHOUSE             1              0        0       66.18  66.18 FULL         56.03     3434       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.02 PASS    234553.55 PASS           0.01      459  13,410.50 PASS         8 N/A    NO     N/A      948.86 10,057.88 PASS         8 PASS   NO     YES       Final     Yes           6/26/2012    5.25  939.77      8/1/2012      9/1/2035  150980.66            Cure default        36 Penalty       N                          1117.18 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           6/20/2033 FIXED    Conventional  7/20/2003 128000.12 F         8.428 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   6/5/2003    128000                SINGLE FAMILY         1              0        0         100    100 FULL         79.52     3884       0                                       1                                                                                            YES        No               8.79 PASS    228129.04 PASS           0.01  4175.16   9,906.00 PASS         8 N/A    NO     N/A     4175.16  9,906.00 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  756.97     10/1/2012      8/1/2033  115181.99            Cure default        36 Penalty       N                           977.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3%  of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              UPB for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the UPB for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
NO           11/3/2034 FIXED    Conventional  12/3/2004  72350.71 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Exterior    9/22/2004     75000                SINGLE FAMILY         1              0        0       96.47  96.47 FULL         31.53  2296.67       0                                       1                                                                                            YES        No               8.55 PASS    126357.71 PASS           0.01  1403.22   5,675.80 PASS         8 N/A    NO     N/A     1403.22  5,675.80 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  377.47     12/1/2012     12/1/2034   59146.66            Cure default        36 Penalty       N                           548.07 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      Drive-by                                       DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                 (2055,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                 1075, 466,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   3% if prepaid
                                                                                                                                                                                                                                                                                 2095)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within one
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year, 2% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years.
NO           12/2/2032 FIXED    Conventional   1/2/2003  81807.08 F         9.779 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 11/16/2002     88500                SINGLE FAMILY         1              0        0       92.44  92.44 FULL         24.29     4500       0                                       1                                                                                            YES        No              10.18 PASS    174546.24 PASS              0  2704.52   6,328.20 PASS         8 N/A    NO     N/A     2704.52           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  465.75     12/1/2012      1/1/2033   69442.41            Cure default        36 36 month      N                           704.58 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepay if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         paid within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1st year then
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% penalty,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 4%, if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third year 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty
NO           12/5/2036 FIXED    Conventional   1/5/2007    112999 F          8.99 NO              360      360    0.03        10                                                                                                                       PRIMARY     REFI R/T            1004  11/1/2006    113000                SINGLE FAMILY         1              0        0         100    100 FULL         28.59     4900     671                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No                  9 PASS    215192.08 PASS        1009.15      157   9,027.36 PASS         8 N/A    NO     N/A         157  9,027.36 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  642.08     10/1/2012      1/1/2037  105739.82            Cure default        12 Penalty       N                           911.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title policy but there is a                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Commitment - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           5/23/2032 FIXED    Conventional  6/23/2002 107701.42 F        10.873 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/9/2002    115000                SINGLE FAMILY         1              0        0       93.65  93.65 FULL         23.46     4640       0                                       1                                                                                            YES        No              11.29 PASS     261286.4 PASS           0.02  3458.22   8,339.46 PASS        10 N/A    NO     N/A     3458.22           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25   571.4     12/1/2012      6/1/2032   83785.77            Cure default        36 If prepaid in N                          1015.36 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   full, penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% fee for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              fee for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              fee for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO            6/5/2033 FIXED    Conventional   7/5/2003 137685.78 F         7.937 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/21/2003    141000                SINGLE FAMILY         1              0        0       97.65  97.65 FULL         23.91     4200       0                                       3                        Exception: Prepayment State Loan Not Compliant                      YES        No               8.27 PASS    228169.18 PASS           0.03  4332.16  10,668.29 PASS         8 N/A    NO     N/A     4332.16         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  787.13      8/1/2012      7/1/2033  120032.18            Cure default        36 Penalty       N                          1004.23 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan                                                                                                                                                                                                                                                                                                                                                                    months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-                                                                                                                                                                                                                                                                                                                                                                         the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing consumer                                                                                                                                                                                                                                                                                                                                                                         principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     caution disclosure. -                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            6/9/2034 FIXED    Conventional   7/9/2004  93532.59 F          9.21 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/21/2004    125000                SINGLE FAMILY         1              0                74.83  74.83 FULL         10.05     7628       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.42 PASS    184217.21 PASS           0.01   1716.2   7,345.31 PASS         8 N/A    NO     N/A      1716.2         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  488.66     12/1/2012      7/1/2034   75793.74            Cure default        36 Penalty       N                           766.76 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceeds state                                                                                                                                                                                                                                                                                                                                                                            3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limitation of only a                                                                                                                                                                                                                                                                                                                                                                     amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1% prepayment penalty                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     within a 3 year term.                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty term has                                                                                                                                                                                                                                                                                                                                                                         months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                    the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/10/2034 FIXED    Conventional  1/10/2005  74966.72 F        10.074 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/18/2004     75000                SINGLE FAMILY         1              0        0       99.96  99.96 FULL         19.17     3729       0                                       3                        Exception: Missing    TIL Exception                                 YES        No               10.3 PASS    164719.56 FAIL         -71.91  1441.88   5,881.99 PASS         8 N/A    NO     N/A     3273.59  3,676.24 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  403.31      8/1/2012      2/1/2035   63944.92            Cure default        36 Penalty       N                           661.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within                                                                                                                                                                                                                                                                                                                                                                        unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Under                                                                                                                                                                                                                                                                                                                                                                         principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $71.91 -                                                                                                                                                                                                                                                                                                                                                                       balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 01
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12months.
NO            2/9/2035 FIXED    Conventional   3/9/2005 163932.14 F         8.448 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/22/2005    164000                SINGLE FAMILY         1              0                99.96  99.96 FULL         35.84     4630       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.52 PASS    288760.66 PASS           0.02   1087.2  13,027.60 PASS         8 N/A    NO     N/A      1087.2  9,770.70 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  852.34     11/1/2012      3/1/2035   134614.5            Cure default        36 If a full     N                          1254.46 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           2/28/2035 FIXED    Conventional  3/28/2005  83452.13 F         6.739 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T      AVM          2/7/2005    110803                SINGLE FAMILY         1              0        0       75.32  75.32 FULL         27.43     5846       0                                       3  Exception: Missing    Exception: Missing    State Loan Not Compliant                      YES        No               6.78 PASS    111498.07 PASS          20.01      289   6,653.05 PASS         8 N/A    NO     N/A         289         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25   464.9     10/1/2012      4/1/2035   73710.18            Cure default        36 Penalty       N                           540.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 2;  Exception: State loan                                                                                                                                                                                                                                                                                                                                                                    equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-                                                                                                                                                                                                                                                                                                                                                                         if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Consumer                                                                                                                                                                                                                                                                                                                                                                         full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Caution Notice and                                                                                                                                                                                                                                                                                                                                                                       the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower's Bill of                                                                                                                                                                                                                                                                                                                                                                       months; 2% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rights - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                     paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            3/5/2033 FIXED    Conventional   4/5/2003  131020.5 F         7.819 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  2/14/2003    135000                SINGLE FAMILY         1              0        0       97.05  97.05 FULL         22.69     4164       0                                       3                        Exception: Prepayment State Loan Not Compliant                      YES        No               8.16 PASS    213288.78 PASS           0.01  4138.08  10,150.59 PASS         8 N/A    NO     N/A     4138.08         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  743.65      8/1/2012      4/1/2033  112655.71            Cure default        36 Penalty       N                           944.92 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Not                                                                                                                                                                                                                                                                                                                                                    capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliance with state                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regs but beyond term                                                                                                                                                                                                                                                                                                                                                                     unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of PPP - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-                                                                                                                                                                                                                                                                                                                                                                         the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Michigan Consumer                                                                                                                                                                                                                                                                                                                                                                        months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Caution and Home                                                                                                                                                                                                                                                                                                                                                                         the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Ownership Counseling                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Notice and Borrower's                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Bill of Rights not                                                                                                                                                                                                                                                                                                                                                                       the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     provided. - Rating -                                                                                                                                                                                                                                                                                                                                                                     months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                                       of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/14/2024 FIXED    Conventional  2/14/2004 134763.16 F         6.798 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/4/2003    171000                SINGLE FAMILY         1              0    20000       78.81  90.51 FULL         30.35  6393.83       0                                       1                                                                                            YES        No               7.02 PASS    114399.93 PASS           0.02  2313.49  10,595.97 PASS         8 N/A    NO     N/A     2313.49         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  803.44     11/1/2012      2/1/2024   82220.93            Cure default        36 Penalty       N                          1028.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO            2/3/2034 FIXED    Conventional   3/3/2004 144479.71 F         8.749 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/26/2003    150000                CONDO                 1              0                96.32  96.32 FULL         58.62     3546       0                                       1                                                                                            YES        No               8.77 PASS    264971.69 PASS           0.03      297  11,534.62 PASS         8 N/A    NO     N/A         297  8,650.96 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  831.65     10/1/2012      3/1/2034  128457.94            Cure default        36 If a full     N                          1136.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           2/14/2035 FIXED    Conventional  3/14/2005 241827.62 F         8.352 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/12/2005    242000                SINGLE FAMILY         1              0        0       99.93  99.93 FULL         37.22  5285.08       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.52 PASS     422089.1 PASS           0.03  3626.32  19,056.10 PASS         8 N/A    NO     N/A     3354.32 11,537.52 PASS         0 N/A    NO     YES       Final     Yes           10/1/2012    5.25 1253.73     11/1/2012      3/1/2035  198008.26            Cure default         0               N                          1834.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           4/22/2035 FIXED    Conventional  5/22/2005 127626.04 F         6.643 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/6/2005    225000                SINGLE FAMILY         1              0        0       56.72  56.72 FULL         42.33   2520.5       0                                       3                        Exception: Late       Late charge not allowed                       YES        No               6.77 PASS    168817.98 PASS           0.01  1697.62  10,074.27 PASS         8 N/A    NO     N/A     1697.62  6,296.42 PASS         8 PASS   NO     YES       Final     Yes            9/1/2013  4.6432  658.42     10/1/2013      4/1/2035  107578.41            Cure default        36 Penalty       N                           818.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with Principal         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- N.Y. Real Prop.                                                                                                                                                                                                                                                                                                                                            foregiveness           36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Law o 254-b allows a                                                                                                                                                                                                                                                                                                                                                                     3% if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     maximum late charge of                                                                                                                                                                                                                                                                                                                                                                   full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2% after 15 days. The                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Note reflects a late                                                                                                                                                                                                                                                                                                                                                                     months; 2% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge of 5% after 15                                                                                                                                                                                                                                                                                                                                                                    paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     days. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                      within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                                                     months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            4/2/2037 FIXED    Conventional   5/2/2007    120431 F          9.24 NO              360      360       3        10                                                                                                                       PRIMARY     REFI R/T            1004  3/13/2007    143000                SINGLE FAMILY         1              0        0       84.22  84.22 FULL         57.71     2529     561                                       3                        Exception: Missing    State Loan Not Compliant                      YES        No               9.25 PASS    235911.53 FAIL        -172.59      158   9,621.84 PASS         8 N/A    NO     N/A         158         0 N/A          0 N/A    NO     YES                 Yes            9/1/2012    5.25  654.36     10/1/2012      5/1/2037  108485.59            Cure default        60 Penalty       N                           989.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                              with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         60 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       equal to the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- Final HUD                                                                                                                                                                                                                                                                                                                                                                   lesser of 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is missing from the                                                                                                                                                                                                                                                                                                                                                                      of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     File - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    amount or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      $250.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with state regs, but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is beyond PPP term. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge under disclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $172.59. Unable to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     determine exact cause
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of under disclosure.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Fees utilized not from
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Final HUD. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;  Exception: State
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan - not compliant-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Michigan - Missing the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer Caution &
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Home Ownership
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Counseling Notice and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the Borrowers Bill of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rights Disclosure. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES         10/27/2033 FIXED    Conventional 11/27/2003 124874.83 F         9.208 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/3/2003    125000                SINGLE FAMILY         1              0        0        99.9   99.9 FULL         50.41  3794.25       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.28 PASS    244358.71 PASS           0.02   780.74   9,927.53 PASS         8 N/A    NO     N/A      780.74           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  653.35      8/1/2012     11/1/2033  100492.99            Cure default        36 Penalty       N                          1023.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/8/2033 FIXED    Conventional   1/8/2004  98005.92 F         8.436 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/11/2003     98000                SINGLE FAMILY         1              0  9860.18      100.01 110.07 FULL         78.03     3560       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.79 PASS    174780.31 PASS           0.01  3095.83   7,592.81 PASS         8 N/A    NO     N/A     3095.83  7,592.81 PASS         8 PASS   NO     YES       Final     Yes            2/1/2013    5.25  490.19      3/1/2013      1/1/2034   74588.27            Cure default        36 Penalty       N                           749.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          5/11/2035 FIXED    Conventional  6/11/2005 304099.87 F         6.842 NO              360      360   0.005        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/19/2005    383000                SINGLE FAMILY         1              0        0        79.4   79.4 FULL         32.11  7070.25       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.01 PASS    417649.22 PASS           0.01  4953.09  23,931.74 PASS         8 N/A    NO     N/A     4953.09           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1582.17     12/1/2012      6/1/2035  250852.03            Cure default        36 Penalty       N                           1991.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower, only                                                                                                                                                                                                                                                                                                                                                                           20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower FACTA in                                                                                                                                                                                                                                                                                                                                                                     equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                      months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          7/21/2035 FIXED    Conventional  8/21/2005 381738.56 F         8.339 NO              360      360      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/29/2005    418000                SINGLE FAMILY         1              0        0       91.33  91.33 FULL         34.67  8939.41       0                                       1                                                                                            YES        No               8.51 PASS    665380.79 PASS           0.01  6092.95  30,051.65 PASS         8 N/A    NO     N/A     6092.95           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 2036.46     12/1/2012      8/1/2035  324119.47            Cure default        36 Penalty       N                          2891.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          8/12/2035 FIXED    Conventional  9/12/2005 192857.27 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/18/2005    203000                SINGLE FAMILY         1              0                   95     95              26.94  6318.33       0                                       3                        Exception: Missing    Missing Docs                                  YES        No               9.27 PASS    373114.44 PASS           0.02  3252.11  15,168.41 PASS         8 N/A    NO     N/A     3252.11           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1099.83     10/1/2012      9/1/2035  176040.47            Cure default        36 Penalty       N                          1563.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- The HUD                                                                                                                                                                                                                                                                                                                                                                     of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     provided was not                                                                                                                                                                                                                                                                                                                                                                         principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by the                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Settlement Agent. -                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          8/29/2035 FIXED    Conventional  9/29/2005  99908.09 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/27/2005    135000                PUD                   1              0        0       74.01  74.01 FULL         21.86   3762.5       0                                       3  Exception: Missing    Exception: Missing    TIL Exception                                 YES        No               8.26 PASS    167865.18 FAIL        -329.97  1890.47   7,841.41 PASS         8 N/A    NO     N/A     1890.47           N/A            N/A    N/A    YES                 Yes            7/1/2012    5.25  600.62      8/1/2012     12/1/2035   97024.81            Cure default        36 Penalty       N                           739.49 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                              with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title - Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;           Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- Final                                                                                                                                                                                                                                                                                                                                                                       unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 is not                                                                                                                                                                                                                                                                                                                                                                             principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by the                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent. -                                                                                                                                                                                                                                                                                                                                                                         the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance                                                                                                                                                                                                                                                                                                                                                                       the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                                       balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Charges underdisclosed                                                                                                                                                                                                                                                                                                                                                                   the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $329.97 due to fees -                                                                                                                                                                                                                                                                                                                                                                    months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/30/2029 FIXED    Conventional  8/30/1999  71792.27 F           9.1 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/5/1999     90000                SINGLE FAMILY         1              0                79.77  79.77 FULL         41.94     1979     613                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               9.65 PASS    141401.98 PASS           8.01  3367.45   5,473.99 PASS        10 N/A    NO     N/A     3367.45           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  474.68     10/1/2012      3/1/2030   65118.42            Cure default        36 If a full     N                           582.83 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Policy. Commitment in file. -                                                                                                                                                                                                                                         HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;                                                                                                                                                                                                                                                                                                                                                                             capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty 5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/14/2034 FIXED    Conventional  8/14/2004 138438.09 F         8.353 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         6/18/2004    194000                SINGLE FAMILY         1              0        0       71.36  71.36 FULL        124.62  2772.42       0                                       1                                                                                            YES        No               8.53 PASS    241797.28 PASS           0.03  2199.37  10,899.10 PASS         8 N/A    NO     N/A     2199.37  6,811.94 PASS         6 PASS   NO     YES       Final     Yes           2/13/2014   4.625  347.95      3/1/2014                 76032.57            Cure default        36 Penalty       N                           1050.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if paid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 1% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           4/15/2033 FIXED    Conventional  5/15/2003  48988.72 F         8.064 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/31/2003     49000                SINGLE FAMILY         1              0        0       99.98  99.98 FULL         34.45     2616       0                                       2  Exception: Missing    Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.45 PASS     82954.04 PASS           0.02  1748.76   3,779.20 PASS         8 N/A    NO     N/A     1748.76         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  244.96     10/1/2012      5/1/2033   37026.05            Cure default        36 Penalty       N                           361.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final Title.  per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;         Penalty for he State                                                                                                                                                                                                                                                                                                                                                                     3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term have expired. -                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          2/17/2034 FIXED    Conventional  3/17/2004 136692.27 F         9.576 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/29/2004    137000                SINGLE FAMILY         1              0        0       99.78  99.78 FULL         36.43     3494       0                                       1                                                                                            YES        No               9.78 PASS    282234.01 PASS           0.01  2417.08  10,742.02 PASS         8 N/A    NO     N/A     2417.08 10,742.02 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  715.16     11/1/2012      3/1/2034  110232.37            Cure default        36 Penalty       N                          1156.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           6/15/2034 FIXED    Conventional  7/15/2004  90073.23 F         8.963 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/28/2004    106000                SINGLE FAMILY         1              0                84.98  84.98 FULL         25.45     5800       0                                       3                        Exception: State      State Loan Not Compliant                      YES        No               9.17 PASS    171634.27 PASS           0.02   1665.1   7,072.65 PASS         8 N/A    NO     N/A      1665.1         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  500.33     11/1/2012      7/1/2034   77763.56            Cure default        36 PPP within 12 N                           722.34 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             compliance violation-                                                                                                                                                                                                                                         HUD1                                                                                                with                   months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     No state compliance                                                                                                                                                                                                                                                                                                                                               capitalization         to 3%  of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     documents located. The                                                                                                                                                                                                                                                                                                                                                                   unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Michigan Consumer                                                                                                                                                                                                                                                                                                                                                                        balance,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Caution and Home                                                                                                                                                                                                                                                                                                                                                                         within 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Ownership Counseling                                                                                                                                                                                                                                                                                                                                                                     months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Notice and the Bill of                                                                                                                                                                                                                                                                                                                                                                   to 2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rights were not                                                                                                                                                                                                                                                                                                                                                                          unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     located in the file. -                                                                                                                                                                                                                                                                                                                                                                   balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              within 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           1/20/2035 FIXED    Conventional  2/20/2005 196754.48 F         8.586 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/4/2004    218000                SINGLE FAMILY         1              0                90.25  90.25 FULL         21.86   8867.5       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.77 PASS    355444.02 PASS           0.03   3241.7  15,481.02 PASS         8 N/A    NO     N/A     8065.42  9,675.64 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1042.35      8/1/2012      2/1/2035  165264.39            Cure default        36 Penalty       N                          1524.88 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/25/2035 FIXED    Conventional  2/25/2005 128413.72 F         9.576 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/14/2004    128500                SINGLE FAMILY         1              0        0       99.93  99.93 FULL         34.81   3688.5       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.79 PASS    265227.02 PASS           0.03  2356.74  10,084.56 PASS         8 N/A    NO     N/A     2356.74           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25   749.9      8/1/2012      4/1/2035  119352.09            Cure default        36 Penalty       N                           1086.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.Based
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              on the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              past 12 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              ends.
NO           7/12/2035 FIXED    Conventional  8/12/2005 116978.13 F         8.586 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/29/2005    125000                PUD                   1              0        0       93.58  93.58 FULL         23.04  3934.67       0                                       2  Exception: Missing evidence of title-  -    Missing Docs                                  YES        No               8.78 PASS    211460.61 PASS           0.02  2062.74   9,193.23 PASS         8 N/A    NO     N/A     2062.74  9,193.23 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  581.48     12/1/2012      8/1/2035   92547.92            Cure default        36 Penalty       N                            906.6 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Rating - 2;                                                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the fourth 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO            8/3/2035 FIXED    Conventional   9/3/2005  89930.88 F         9.964 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/12/2005     90000                SINGLE FAMILY         1              0        0       99.92  99.92 FULL         38.61     3486     601                                       2  Exception: Missing    Exception: Prepayment Prepay Penalty Not Enforceable                YES        No              10.04 PASS    193881.09 PASS           0.03   567.57   7,149.06 PASS         8 N/A    NO     N/A      567.57         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  496.58     12/1/2012      9/1/2035   79184.93            Cure default        36 Penalty       N                           786.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy, but have      Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               prelim - Rating - 2;  with State regs but                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/23/2037 FIXED    Conventional  2/23/2007 111938.48 F          9.15 NO              360      360       5        10                                                                                                                       INVESTMENT  REFI CASHOUT        1073   1/3/2007    165000                CONDO>8FLOORS         1              0        0       67.84  67.84 FULL             0     4800     642                                       3  Exception: Missing final 1003- There is no  Missing Docs                                  NO         No              9.167 PASS    217931.52 PASS        1062.52    203.1            N/A            N/A    N/A    N/A       203.1           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  650.57     10/1/2012      3/1/2037  107499.64            Cure default with capitalization     N                           915.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                              (HIGH RISE)                                                                                                                                    1003 in the loan file - Rating - 3;                                                                                                                                                                                                                                                 HUD1
NO           1/14/2034 FIXED    Conventional  2/14/2004  90004.39 F         8.917 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/1/2003     90000                SINGLE FAMILY         1              0        0      100.01 100.01 FULL         62.98     3365       0                                       1                                                                                            YES        No               9.29 PASS    171721.36 PASS           0.02  2943.35   6,964.88 PASS         8 N/A    NO     N/A     2943.35  6,964.88 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  472.96      8/1/2014      3/1/2034   73350.15            Cure default        36 Penalty       N                           718.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/9/2034 FIXED    Conventional  10/9/2004 136279.95 F         8.092 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/24/2004    147000                SINGLE FAMILY         1              0        0       92.71  92.71 FULL         49.94  5275.92       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.28 PASS    229196.44 PASS           0.02  2347.99  10,714.56 PASS         8 N/A    NO     N/A     2347.99         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  724.22     12/1/2012     10/1/2034   113022.4            Cure default        36 Penalty       N                          1008.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- (MI)                                                                                                                                                                                                                                                                                                                                                   capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Maximum penalty                                                                                                                                                                                                                                                                                                                                                                          equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     permitted is 1% of the                                                                                                                                                                                                                                                                                                                                                                   of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount of any                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment made within                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3 years. Subject                                                                                                                                                                                                                                                                                                                                                                         the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty is tiered                                                                                                                                                                                                                                                                                                                                                                        months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beginning with 3%.                                                                                                                                                                                                                                                                                                                                                                       the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty term has                                                                                                                                                                                                                                                                                                                                                                         principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO          11/22/2034 FIXED    Conventional 12/22/2004 270635.15 F          7.14 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/10/2004    345000                SINGLE FAMILY         1              0                78.45  78.45 FULL         46.83     3899       0                                       3                        Exception: Late       Late charge not allowed                       YES        No               7.26 PASS    389860.01 PASS         677.01  2436.56  21,455.89 PASS         8 N/A    NO     N/A     2436.56 13,409.93 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1420.25     12/1/2012     12/1/2034  222539.84            Cure default        36 Penalty       N                          1826.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- Late charges                                                                                                                                                                                                                                                                                                                                               capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceed state max of 2%                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12months.
NO           1/19/2035 FIXED    Conventional  2/19/2005 262261.91 F         8.486 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/21/2004    265000                SINGLE FAMILY         1              0        0       98.97  98.97 FULL         56.46     4491       0                                       3                        Exception: Late       Late charge not allowed                       YES        No               8.51 PASS     463417.7 PASS           0.02   625.21  20,930.94 PASS         8 N/A    NO     N/A      625.21 13,081.84 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1368.41     10/1/2012      2/1/2035  216120.13            Cure default        36 PPP if paid   N                          2014.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- 5% late charge                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceeds the max                                                                                                                                                                                                                                                                                                                                                                          3% for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed 2% for the                                                                                                                                                                                                                                                                                                                                                                       1st 12 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state of New York. -                                                                                                                                                                                                                                                                                                                                                                     period; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              for the 2nd
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       12 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                                                     period and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              for the final
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    12 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      period.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- PPP exceeds
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     maximum allowed by the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State of New York. PPP
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has expired. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;
YES           4/7/2035 FIXED    Conventional   5/7/2005 153964.43 F         8.586 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/14/2005    195000                SINGLE FAMILY         1              0        0       78.96  78.96 FULL         19.61  6701.17     644                                       1                                                                                            YES        No               8.79 PASS    278414.91 PASS           0.03  2809.34  12,092.41 PASS         8 N/A    NO     N/A     6578.57  9,069.31 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  779.76      8/1/2012      5/1/2035  124340.12            Cure default        36 Penalty       N                          1193.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           8/3/2035 FIXED    Conventional   9/3/2005 190269.47 F         6.936 NO              360      360   0.008        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/22/2005    245000                SINGLE FAMILY         1              0        0       77.66  77.66 FULL         20.35  6843.58     732                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.01 PASS    263941.36 PASS           0.03  1438.83  15,106.45 PASS         8 N/A    NO     N/A     3112.13 11,329.84 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  979.68      8/1/2012      9/1/2035  157392.13            Cure default        36 Penalty       N                           1257.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months, at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower. FACTA                                                                                                                                                                                                                                                                                                                                                                       20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     within the file is for                                                                                                                                                                                                                                                                                                                                                                   allowance,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower only. -                                                                                                                                                                                                                                                                                                                                                                         equal to the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              lessor of 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, or 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           4/1/2032 5/1 OR   Conventional   5/1/2002    479200 A         6.125 NO              360      360       5        15             4/1/2007   5/1/2007   4/1/2015   5/1/2015     2.25         5     1 11.125   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  2/12/2002    599000         599555 PUD                   1              0        0          80     80 FULL         45.77    10468     715                                       1                                                                                            NO         No              5.072 PASS     432774.8 PASS          45.47     1195            N/A            N/A    N/A    N/A        1195           N/A            N/A    N/A    YES       Final     Yes           7/25/2003     4.5 2434.11      9/1/2003      4/1/2032  469987.07            Cure default         0               N                          2911.67 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           9/1/2032 5/1 OR   Conventional  10/1/2002    985000 A         5.875 NO              360      360       5        15             9/1/2007  10/1/2007   9/1/2015  10/1/2015     2.25         5     1 10.875   2.25       6        6 6 Month PRIMARY     STREAMLINED   BPO As-Is   7/15/2002   1750000                SINGLE FAMILY         1              0        0       56.29  56.29 SIVA         39.52    25000     789                                       1                                                                                            YES        No              4.888 PASS    855341.21 PASS        6248.43    -5846  79,026.70 PASS        10 N/A    NO     N/A       -5846           N/A            N/A    N/A    YES       Final     Yes           8/20/2003   5.125 5374.14     11/1/2003      9/1/2032  971554.22            Cure default         0               N                          5826.65 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR               REFI                                                         DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
NO           9/22/2034 FIXED    Conventional 10/22/2004  82738.84 F         8.092 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/25/2004     89000                SINGLE FAMILY         1              0                92.97  92.97 FULL         38.97     3614       0                                       1                                                                                            YES        No               8.29 PASS     139281.9 PASS           0.01  1556.74   6,494.57 PASS         8 N/A    NO     N/A     1556.74         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  472.01     10/1/2012     12/1/2034   74254.89            Cure default        36 Penalty       N                            612.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/20/2033 FIXED    Conventional 11/20/2003 127290.26 F         7.446 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/29/2003    160000                SINGLE FAMILY         1              0                79.56  79.56 FULL         39.92  4878.25       0                                       1                                                                                            YES        No               7.78 PASS    195457.89 PASS           0.02  4029.35   9,860.87 PASS         8 N/A    NO     N/A     4029.35         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  652.29      8/1/2012     11/1/2033   100328.5            Cure default        36 Penalty       N                           885.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           2/20/2034 FIXED    Conventional  3/20/2004  66999.85 F         9.576 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/6/2004     67000                SINGLE FAMILY         1              0        0         100    100 FULL          51.1  1785.33       0                                       1                                                                                            YES        No               9.81 PASS    138464.64 PASS           0.01  1312.09   5,255.02 PASS         8 N/A    NO     N/A     1312.09  5,255.02 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  356.72     10/1/2012      4/1/2034   55214.49            Cure default        36 Penalty       N                           567.09 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/8/2028 FIXED    Conventional   1/8/1999  45045.06 F          8.92 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/5/1998     72000                SINGLE FAMILY         1              0                62.56  62.56 FULL         25.48     1880       0                                       1                                                                                            YES        No               9.34 PASS     86131.33 PASS          12.02     1622   3,473.84 PASS        10 N/A    NO     N/A        1622           N/A            N/A    N/A    YES       Final     Yes            1/6/2007       6   249.2      2/6/2007      1/6/2037   43227.09            Cure default        60 Penalty       N                           359.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the fourth 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO          12/23/2032 FIXED    Conventional  1/23/2003  67968.26 F         9.289 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/23/2002     72000                SINGLE FAMILY         1              0        0        94.4   94.4 FULL          41.7     1825       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               9.68 PASS    136325.64 PASS           0.01   2301.5   5,253.34 PASS         8 N/A    NO     N/A      2301.5           N/A            N/A    N/A    YES       Final     No                                                                                                            36 Penalty       N                           561.09 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       copy of Modification  FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                                       within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               agreement-  - Rating  Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - 3;                  Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Michigan                                                                                                                                                                                                                                                                                                                                                                      principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limits prepayment                                                                                                                                                                                                                                                                                                                                                                        balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalties to 1%                                                                                                                                                                                                                                                                                                                                                                          the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Subject prepayment is                                                                                                                                                                                                                                                                                                                                                                    months; 4 of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     5% the first year, 4%                                                                                                                                                                                                                                                                                                                                                                    the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year 2 and 3% year 3.                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment period has                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12months and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/27/2033 FIXED    Conventional 11/27/2003  83974.22 F         7.691 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/14/2003    105000                SINGLE FAMILY         1              0        0       79.98  79.98 FULL         31.53   4547.8       0                                       1                                                                                            YES        No               8.04 PASS    134134.83 PASS          94.74  2767.85   6,496.51 PASS         8 N/A    NO     N/A     2767.85           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  468.89     10/1/2012     12/1/2033   71966.83            Cure default        36 Penalty       N                           598.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the prior 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the prior 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the prior 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/15/2034 FIXED    Conventional  1/15/2005   87946.8 F         9.138 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 11/16/2004     88000                SINGLE FAMILY         1              0                99.94  99.94 FULL         59.47  3359.67       0                                       1                                                                                            YES        No                9.3 PASS    171184.74 PASS           0.02  1231.14   6,937.25 PASS         8 N/A    NO     N/A     1231.14  6,937.25 PASS         8 PASS   NO     YES       Final     Yes            8/1/2011   7.875   600.7      9/1/2011      2/1/2035   77064.11            Cure default        36 Penalty       N                           716.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
YES          5/27/2035 FIXED    Conventional  6/27/2005  78274.64 F         9.499 NO              360      360   1.519        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/9/2005     86000                SINGLE FAMILY         1              0                91.02  91.02 FULL         33.49  1965.33     614                                       1                                                                                            YES        No               9.56 PASS    159111.16 PASS           0.03      459   6,225.25 PASS         8 N/A    NO     N/A      997.87  4,668.94 PASS         8 PASS   NO     YES       Final     Yes            1/1/2012   8.125  536.77      2/1/2012      7/1/2035   67453.84            Cure default        36 Penalty       N                           658.13 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO           3/16/2031 FIXED    Conventional  4/16/2001  79694.75 F        11.359 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/27/2001     79700                SINGLE FAMILY         1              0        0       99.99  99.99 FULL             0        0       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               11.8 PASS    203986.06 PASS           0.01  2643.21   6,164.12 PASS        10 N/A    NO     N/A     2643.21           N/A            N/A    N/A    YES       Final     Yes           5/24/2007   11.35  662.54     6/24/2007     4/24/2031   65349.24            Cure default        36 Penalty       N                           780.66 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- State                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prohibits penalty at                                                                                                                                                                                                                                                                                                                                                                     equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     this loan amount.                                                                                                                                                                                                                                                                                                                                                                        of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Period has expired. -                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO            8/8/2034 FIXED    Conventional   9/8/2004  79674.49 F         8.833 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/23/2004    100000                SINGLE FAMILY         1              0        0       79.67  79.67 FULL         31.66     5159       0                                       2                        Exception: Prepayment penalty not allowed per state- Prepayment exceeds state limitation of a 1% prepayment penalty within a 3 year term. Penalty term has expired
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED
 - Rating - Prepay Penalty Not Enforceable   YES        No          9.05 PASS     149191.25 PASS          0.02 1511.34  6,253.05 PASS               8 N/A        NO         N/A         1511.34         0 N/A        0 N/A    NO      YES      Final   Yes              9/1/2012       5.25     444.01 10/1/2012       8/1/2034       69293.15          Cure default         36 Penalty     N                                   631.54 NO         Complete Y          NO
2; "                                                                                                                                                                                                                                           HUD1                                                                                                     with                    within
                                                                                                                                                                                                                                                                                                                                                        capitalization          first 36
                                                                                                                                                                                                                                                                                                                                                                                months at
                                                                                                                                                                                                                                                                                                                                                                                3% of the
                                                                                                                                                                                                                                                                                                                                                                                amount
                                                                                                                                                                                                                                                                                                                                                                                prepaid for
                                                                                                                                                                                                                                                                                                                                                                                the first
                                                                                                                                                                                                                                                                                                                                                                                12 months;
                                                                                                                                                                                                                                                                                                                                                                                2% of the
                                                                                                                                                                                                                                                                                                                                                                                amount
                                                                                                                                                                                                                                                                                                                                                                                prepaid for
                                                                                                                                                                                                                                                                                                                                                                                the second
                                                                                                                                                                                                                                                                                                                                                                                12 months
                                                                                                                                                                                                                                                                                                                                                                                and 1% of
                                                                                                                                                                                                                                                                                                                                                                                the amount
                                                                                                                                                                                                                                                                                                                                                                                prepaid for
                                                                                                                                                                                                                                                                                                                                                                                the last 12
                                                                                                                                                                                                                                                                                                                                                                                months.
NO           12/1/2005 FIXED    Conventional   1/1/1991    143400 I         10.75 NO              180      180       5        15        24                                                                                                             PRIMARY     PURCHASE            1004 10/23/1990    190000         180000 SINGLE FAMILY         1              0        0       79.67  79.67 FULL         37.71  6034.16       0                                       3                        Exception: Payment    TIL Exception                                 NO         No             10.924 PASS    165718.61 PASS        8750.03     2144            N/A            N/A    N/A    N/A        2144           N/A            N/A    N/A    YES       Final     Yes            7/1/2003     5.5   816.5      8/1/2003     12/1/2025  126080.41            Cure default without capitalization  N                          1284.63 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             amount calculated for                                                                                                                                                                                                                                         HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     payment stream does
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not match the original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     payment on the note-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
YES          8/13/2034 FIXED    Conventional  9/13/2004 102354.81 F             9 NO              360      360      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/27/2004    114000                SINGLE FAMILY         1              0        0       89.79  89.79 FULL         21.24  9235.42       0                                       1                                                                                            YES        No               9.04 PASS    194539.39 PASS           0.02      409   8,155.66 PASS         8 N/A    NO     N/A      627.38  6,116.75 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  543.59      8/1/2012      9/1/2034   85345.26            Cure default        36 Penalty       N                           823.57 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            5/2/2029 FIXED    Conventional   6/2/2005 113832.68 F         9.185 NO              288      288       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/4/2005    134000                SINGLE FAMILY         1              0                84.95  84.95 FULL         22.06  5212.25     618                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.29 PASS    169393.54 PASS           0.01    888.3   9,035.55 PASS         8 N/A    NO     N/A       888.3         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  623.31      8/1/2012      6/1/2029   83740.92            Cure default        36 Penalty       N                           980.34 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         10/11/2024 FIXED    Conventional 11/11/2005 148006.08 F           7.2 NO              228      228       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/22/2005    217000                SINGLE FAMILY         1              0                68.21  68.21 FULL         35.84  3803.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.28 PASS    124832.72 PASS           0.01    823.4  11,774.61 PASS         8 N/A    NO     N/A       823.4 11,774.61 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  843.28     11/1/2012     11/1/2024   90399.84            Cure default        36 Penalty       N                          1193.05 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            4/1/2021 FIXED    Conventional   5/1/1991    136000 F          10.5 NO              360      360       2        15                                                                                                                       PRIMARY     PURCHASE            1004 12/14/1990    145000         152000 SINGLE FAMILY         1              0        0       93.79  93.79 FULL         39.49     5561       0                                       1                                                                                            NO         No             10.903 PASS    319584.66 PASS        2448.32   5123.5            N/A            N/A    N/A    N/A      5123.5           N/A            N/A    N/A    YES       Final     Yes            6/5/2003   5.875  908.47      7/1/2003      4/1/2021  120310.32            Cure default         0               N                             1190 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            9/9/2033 FIXED    Conventional  10/9/2003  96006.03 F         8.182 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/22/2003     96000                SINGLE FAMILY         1              0        0      100.01 100.01 FULL         52.51     3335       0                                       1                                                                                            YES        No               8.54 PASS    165106.08 PASS           0.03  3118.11   7,431.03 PASS         8 N/A    NO     N/A     3118.11  7,431.03 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  359.93     10/1/2012     11/1/2033   79612.56            Cure default        36 Penalty       N                           716.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            6/9/2034 FIXED    Conventional   7/9/2004 216236.81 F         8.108 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/21/2004    241000                PUD                   1              0                89.73  89.73 FULL         27.91     8900       0                                       1                                                                                            YES        No               8.15 PASS    361631.86 PASS           0.03   774.27  17,237.00 PASS         8 N/A    NO     N/A      774.27 17,237.00 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1115.91     12/1/2012      7/1/2034  173083.11            Cure default        36 If a full     N                          1603.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/17/2035 FIXED    Conventional  2/17/2005 158838.03 F        10.073 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  12/1/2004    160000                CONDO                 1              0        0       99.27  99.27 FULL         53.93  6362.83       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.27 PASS    348711.99 PASS          22.03  2638.82  12,495.94 PASS         8 N/A    NO     N/A     2638.82 12,495.94 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  919.76     10/1/2012      2/1/2035  145261.89            Cure default        36 Penalty       N                          1402.47 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            3/9/2035 FIXED    Conventional   4/9/2005 210013.55 F         8.586 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/7/2005    210000                SINGLE FAMILY         1              0        0      100.01 100.01 FULL         40.52     7511       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.77 PASS     379374.5 PASS           0.03  3437.65  16,526.07 PASS         8 N/A    NO     N/A     3165.65  9,985.87 PASS         0 N/A    NO     YES       Final     Yes           11/1/2012    5.25 1102.09     12/1/2012      4/1/2035   174058.6            Cure default         0               N                          1627.64 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           12/1/2031 FIXED    Conventional  1/21/2002 109738.56 F        10.201 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/30/2001    110000                SINGLE FAMILY         1              0        0       99.76  99.76 FULL         54.75     2368       0                                       1                                                                                            YES        No              10.29 PASS    243627.98 PASS           0.02   786.14   8,716.19 PASS        10 N/A    NO     N/A      786.14           N/A            N/A    N/A    YES       Final     Yes          10/11/2012    5.25  523.19     12/1/2012      1/1/2032   75771.52            Cure default        36 If  prepaid   N                           979.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   in full,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO            7/9/2032 FIXED    Conventional   8/9/2002 177954.41 F         8.956 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  2055        6/11/2002    178000                SINGLE FAMILY         1              0        0       99.97  99.97 FULL         21.72     9607       0                                       1                                                                                            YES        No               9.02 PASS    336559.43 PASS          44.27  1044.78  14,152.77 PASS        10 N/A    NO     N/A     1044.78         0 N/A          8 PASS   NO     YES       Final     Yes            8/1/2011   2.705  839.41      9/1/2011      7/1/2032  160768.61            Cure default        36 Penalty       N                          1470.44 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                      w/Interior                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/19/2032 FIXED    Conventional  8/19/2002  75124.98 F         9.289 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/2/2002     76000                SINGLE FAMILY         1              0                98.85  98.85 FULL         76.33  2509.75       0                                       1                                                                                            YES        No               9.68 PASS    150646.33 PASS           0.01  2510.11   5,809.19 PASS        10 N/A    NO     N/A     2510.11           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  457.27     10/1/2012      9/1/2032   67859.48            Cure default        36 If full       N                           620.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            8/1/2033 FIXED    Conventional   9/1/2003 102889.35 F          7.71 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   7/9/2003    108000                SINGLE FAMILY         1              0                95.27  95.27 FULL         23.17     5512       0                                       2                        Exception: Prepayment penalty not allowed per state- Prepayment exceeds state limitation of a 1% prepayment penalty within a 3 year term. Penalty term is expired
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED
 - Rating - Prepay Penalty Not Enforceable   YES        No          8.04 PASS     164589.25 PASS          0.02  3141.4  7,979.84 PASS               8 N/A        NO         N/A          3141.4         0 N/A        0 N/A    NO      YES      Final   Yes             11/1/2012       5.25     541.64 12/1/2012       9/1/2033       82235.77          Cure default         36 Penalty     N                                   734.27 NO         Complete Y          NO
2; "                                                                                                                                                                                                                                           HUD1                                                                                                     with                    within
                                                                                                                                                                                                                                                                                                                                                        capitalization          first 36
                                                                                                                                                                                                                                                                                                                                                                                months at
                                                                                                                                                                                                                                                                                                                                                                                3% of the
                                                                                                                                                                                                                                                                                                                                                                                amount
                                                                                                                                                                                                                                                                                                                                                                                prepaid for
                                                                                                                                                                                                                                                                                                                                                                                the first
                                                                                                                                                                                                                                                                                                                                                                                12 months;
                                                                                                                                                                                                                                                                                                                                                                                2% of the
                                                                                                                                                                                                                                                                                                                                                                                amount
                                                                                                                                                                                                                                                                                                                                                                                prepaid for
                                                                                                                                                                                                                                                                                                                                                                                the second
                                                                                                                                                                                                                                                                                                                                                                                12 months
                                                                                                                                                                                                                                                                                                                                                                                and 1% of
                                                                                                                                                                                                                                                                                                                                                                                the amount
                                                                                                                                                                                                                                                                                                                                                                                prepaid for
                                                                                                                                                                                                                                                                                                                                                                                the last 12
                                                                                                                                                                                                                                                                                                                                                                                months.
NO           8/19/2033 FIXED    Conventional  9/19/2003   74939.8 F         7.999 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1073  7/10/2003     75000                CONDO 5-8             1              0        0       99.92  99.92 FULL         28.57     2600       0                                       1                                                                                            YES        No               8.05 PASS     123324.6 PASS           0.03      322   5,969.42 PASS         8 N/A    NO     N/A         322  5,969.42 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  429.19     11/1/2012     12/1/2033   65732.05            Cure default        36 Penalty       N                           549.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     FLOORS                                                                                                                                                                                                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of payment in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months;2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              payment in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full for 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months during
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second year;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1%of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              payment in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full for 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period
NO            6/1/2034 FIXED    Conventional   7/1/2004 142423.09 F           8.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073   5/3/2004    143000                CONDO                 1              0                 99.6   99.6 FULL         56.58  3506.83       0                                       1                                                                                            YES        No               8.52 PASS    252111.11 PASS           0.01      309  11,369.13 PASS         8 N/A    NO     N/A          37  7,029.76 PASS         0 N/A    NO     YES       Final     Yes           10/1/2012    5.25   745.7     11/1/2012      7/1/2034  115899.65            Cure default        36 If a full     N                          1095.07 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/29/2034 FIXED    Conventional 10/29/2004 158902.68 F         9.576 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/16/2004    162000                TOWNHOUSE             1              0                98.09  98.09 FULL         55.21  2929.33       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.78 PASS    327965.24 PASS           0.01  2682.32  12,497.63 PASS         8 N/A    NO     N/A     2682.32           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  783.81     12/1/2012     11/1/2034  122569.81            Cure default        36 Penalty       N                          1344.96 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/4/2034 FIXED    Conventional  11/4/2004 154329.38 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/21/2004    168000                PUD                   1              0        0       91.86  91.86 FULL         21.74  6529.08       0                                       1                                                                                            YES        No               8.77 PASS    278899.65 PASS           0.01  2593.43  12,138.88 PASS         8 N/A    NO     N/A     2593.43 12,138.88 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  822.67      8/1/2012     11/1/2034   129674.7            Cure default        36 Penalty       N                          1196.21 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% on the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months or 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              whichever is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              less.
NO          12/29/2034 FIXED    Conventional  1/29/2005 262186.22 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/6/2004    320000                SINGLE FAMILY         1              0        0       81.93  81.93 FULL         30.44     6500       0 NO MI                                 1                                                                                            YES        No               7.76 PASS    408206.05 PASS           0.03  4208.67  20,638.20 PASS         8 N/A    NO     N/A     4208.67 20,638.20 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1425.02     11/1/2012      1/1/2035  224178.54            Cure default with capitalization     N                          1850.51 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            1/1/2035 FIXED    Conventional   2/5/2005 128988.81 F         8.392 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing    12/22/2004    129000                SINGLE FAMILY         1              0                99.99  99.99 FULL         27.23  3606.25       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.53 PASS    226113.51 PASS              0  1611.12  10,190.22 PASS         8 N/A    NO     N/A     1611.12  6,368.88 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  673.63     12/1/2012      2/1/2035  105972.22            Cure default with capitalization     N                           981.92 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO            4/4/2023 FIXED    Conventional  11/4/2005  170449.4 F         7.147 NO              210      210       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/12/2005    220000                SINGLE FAMILY         1              0                77.48  77.48 FULL         33.37  4268.58       0                                       1                                                                                            YES        No               7.26 PASS    130088.02 PASS           0.01  1384.02  13,525.23 PASS         8 N/A    NO     N/A     1384.02 13,525.23 PASS         8 PASS   NO     YES       Final     Yes            4/1/2013    4.75 1225.76      5/1/2013      5/1/2023  117668.91            Cure default        36 Penalty       N                          1424.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           4/14/2033 FIXED    Conventional  5/14/2003 156950.16 F          8.13 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  2/14/2002    168500                SINGLE FAMILY         1              0        0       93.15  93.15 FULL         46.68  4635.83       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.15 PASS    263070.84 PASS          22.02      275  12,534.01 PASS         8 N/A    NO     N/A         275         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  889.77      8/1/2012      6/1/2033  135387.93            Cure default        36 prepaid in full in one year of the date of loan 3%
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
prepaid in full within 2 years of the date of loan 2%
prepaid in  N                                              1165.9 NO     Complete Y         YES
full in
three years
of the date
of loan 1%"
NO            4/5/2034 FIXED    Conventional   5/5/2004  82492.56 F         9.088 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/18/2004     88000                SINGLE FAMILY         1              0                93.74  93.74 FULL         36.92     2773       0                                       1                                                                                            YES        No               9.29 PASS    159831.64 PASS           0.01   1498.6   6,479.52 PASS         8 N/A    NO     N/A      1498.6         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  433.82     10/1/2012      5/1/2034    67286.9            Cure default        36 Penalty       N                           668.96 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            1/4/2035 FIXED    Conventional   2/4/2005 175656.98 F         7.843 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/3/2004    197000                SINGLE FAMILY         1              0        0       89.17  89.17 FULL         53.43  3929.42       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.02 PASS    284386.54 PASS              0  2929.92  13,818.16 PASS         8 N/A    NO     N/A     7235.59  8,636.35 PASS         6 PASS   NO     YES       Final     Yes           11/1/2012    5.25   902.5     12/1/2012      2/1/2035  141977.04            Cure default        36 Penalty       N                          2595.92 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           3/24/2030 FIXED    Conventional  4/24/2005 218444.53 F         8.447 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/21/2005    258000                SINGLE FAMILY         1              0                84.67  84.67 FULL         22.14  8633.75       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.52 PASS    308174.31 PASS          22.01  1251.84  17,375.42 PASS         8 N/A    NO     N/A     1251.84         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1190.16      8/1/2012      4/1/2030  164686.53            Cure default        36 Penalty       N                          1751.15 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            2/9/2034 FIXED    Conventional   3/9/2004 170535.78 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  1/22/2004    180000                CONDO                 1              0        0       94.74  94.74 FULL         45.02     4571       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.52 PASS    297368.75 PASS           0.01  2842.13  13,415.49 PASS         8 N/A    NO     N/A     2842.13         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  801.93      8/1/2012      3/1/2034  124383.22            Cure default        36 Penalty       N                          1291.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/19/2035 FIXED    Conventional  2/19/2005 226792.55 F         8.586 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/27/2004    252000                SINGLE FAMILY         1              0        0          90     90 FULL         19.73     5600       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.76 PASS    409657.86 PASS           0.01  3685.61  17,848.56 PASS         8 N/A    NO     N/A     3685.61 17,848.56 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1215.88     11/1/2012      3/1/2035  192030.26            Cure default        36 Penalty       N                          1757.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO            3/2/2035 FIXED    Conventional   4/2/2005  68359.17 F         10.07 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/14/2005     72000                SINGLE FAMILY         1              0        0       94.94  94.94 FULL          9.87  11076.5       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.32 PASS    150255.56 PASS          24.92  1344.23   5,361.20 PASS         8 N/A    NO     N/A     1344.23           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  415.94     11/1/2012      7/1/2035   66199.44            Cure default        36 Penalty       N                           603.49 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           4/2/2035 FIXED    Conventional   5/2/2005 197874.91 F         6.842 NO              360      360       1        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/31/2005    250000                SINGLE FAMILY         1              0        0       79.15  79.15 FULL          92.9     3312     779                                       1                                                                                            YES        No               7.01 PASS    271920.75 PASS           0.03  3383.26  15,559.33 PASS         8 N/A    NO     N/A     8231.78 11,669.50 PASS         8 PASS   NO     YES       Final     Yes            5/2/2005    5.25  1096.7      8/1/2012      6/1/2035  175210.95            Cure default        36 Penalty       N                          2924.26 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months, at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advanced
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           6/1/2035 FIXED    Conventional   7/3/2005 167065.23 F         8.339 NO              360      360   0.008        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/11/2005    212500                SINGLE FAMILY         1              0        0       78.62  78.62 FULL          29.5  4289.75       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.53 PASS    291460.71 PASS           0.03  2927.94  13,130.98 PASS         8 N/A    NO     N/A     7021.16  9,848.24 PASS         8 PASS   NO     YES       Final     Yes            2/1/2013       5  919.82      3/1/2013      7/1/2035  148620.95            Cure default        36 Penalty       N                          1265.55 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           2/10/2033 FIXED    Conventional  3/10/2003 136360.72 F         7.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  1/26/2003    151500                SINGLE FAMILY         1              0                90.01  90.01 FULL         16.32     5607       0                                       3                        Exception: Prepayment State Loan Not Compliant                      YES        No                7.4 PASS    197249.88 PASS           0.03   4293.4  10,565.39 PASS         8 N/A    NO     N/A      4293.4         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  681.07     12/1/2012      3/1/2033  102016.77            Cure default        36 Penalty       N                           914.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-                                                                                                                                                                                                                                                                                                                                                                         months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing consumer                                                                                                                                                                                                                                                                                                                                                                         the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     caution notice and                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower bill of                                                                                                                                                                                                                                                                                                                                                                         balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     rights - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                     the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            6/9/2033 FIXED    Conventional   7/9/2003  71827.34 F         6.955 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  5/22/2003     97000                SINGLE FAMILY         1              0        0       74.05  74.05 FULL         43.36     1300       0                                       1                                                                                            YES        No               7.29 PASS    101842.32 PASS          50.02  2364.06   5,557.06 PASS         8 N/A    NO     N/A     2364.06  5,557.06 PASS         8 PASS   NO     YES       Final     Yes          12/11/2013       2  155.27      1/1/2014     11/1/2036   34230.19            Cure default        36 Penalty       N                           475.71 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lesser of: a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3%,2,%,1% in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years 1,2,3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              on the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance or b)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance as of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              business day
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of each
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the prior 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/10/2033 FIXED    Conventional  1/10/2004 112465.08 F          9.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  7/18/2002    118000                SINGLE FAMILY         1              0                95.31  95.31 FULL         19.26     5675       0                                       1                                                                                            YES        No               9.28 PASS    220900.32 PASS           0.01      297   8,973.45 PASS         8 N/A    NO     N/A         297  8,973.45 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  657.07      8/1/2012      2/1/2034  101703.32            Cure default        36 Penalty       N                           925.19 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO          12/22/2033 FIXED    Conventional  1/22/2004  87005.28 F         8.466 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 11/25/2003     87000                SINGLE FAMILY         1              0               100.01 100.01 FULL         24.06     3250       0                                       1                                                                                            YES        No               8.79 PASS    155629.17 PASS           0.01  2550.45   6,756.39 PASS         8 N/A    NO     N/A     2550.45  6,756.39 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   496.6      8/1/2012      1/1/2034   76705.65            Cure default        36 Penalty       N                            666.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          5/18/2034 FIXED    Conventional  6/18/2004 179746.27 F         7.843 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/23/2004    204000                SINGLE FAMILY         1              0        0       88.11  88.11 FULL         58.21  2504.67       0                                       1                                                                                            YES        No               8.02 PASS    291079.28 PASS           0.01  3070.35  14,134.07 PASS         8 N/A    NO     N/A     3070.35 14,134.07 PASS         8 PASS   NO     YES       Final     Yes           12/1/2011   2.468  737.25     10/1/2012      5/1/2034  152201.94            Cure default        36 Penalty       N                          1299.12 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          1/24/2035 FIXED    Conventional  2/24/2005  191419.7 F         7.596 NO              360      360   0.007        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/24/2004    216000                SINGLE FAMILY         1              0                88.62  88.62 FULL         57.53  3114.83       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.78 PASS    298217.56 PASS           0.02  3262.86  15,052.55 PASS         8 N/A    NO     N/A     7954.42 11,289.41 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1045.76     11/1/2012      3/1/2035  165162.14            Cure default        36 Penalty       N                          1351.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           5/20/2037 FIXED    Conventional  6/20/2007     80796 F         10.29 NO              360      360       5        10                                                                                                                       PRIMARY     REFI R/T            1004  4/25/2007     81000                SINGLE FAMILY         1              0        0       99.75  99.75 FULL          4.09     2698     632                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No              10.31 PASS    181708.48 PASS         837.14      157   6,451.12 PASS         8 N/A    NO     N/A         157         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  481.03     10/1/2012      8/1/2037   80142.24            Cure default         0               N                           729.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            1/1/2032 FIXED    Conventional   2/2/2002 140888.86 F        10.214 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/31/2001    141000                SINGLE FAMILY         1              0                99.92  99.92 FULL         53.97     5200       0                                       1                                                                                            YES        No              10.28 PASS    313263.31 PASS           0.03   751.53  11,191.80 PASS        10 N/A    NO     N/A      751.53           N/A            N/A    N/A    YES       Final     Yes            2/1/2014       2  408.14      3/1/2014                107935.95            Cure default        36 Penalty       N                          1258.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          12/9/2034 FIXED    Conventional  1/29/2005 219830.78 F         8.092 NO              360      360   0.614        15                                                                                                                       PRIMARY     REFI CASHOUT  Exterior    12/6/2004    322000                SINGLE FAMILY         1              0        0       68.27  68.27 FULL          44.9  4075.66       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.27 PASS    369607.95 PASS           0.02  3682.73  17,291.84 PASS         8 N/A    NO     N/A     9071.79 12,968.88 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1224.62     11/1/2012      2/1/2035  193033.09            Cure default        36 Penalty within first 36 months at 20% allowance equal to 3 months interest
                       RATE                                                                                                                                                                                                                                                      Drive-by                                       DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                 (2055,                                                                                                                                                                                                              Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                 1075, 466,
                                                                                                                                                                                                                                                                                 2095)






  Penalty
  within first 36 months at 20%
  allowance N                                              1627.1 NO     Complete Y         NO
equal to 3
months
interest"
NO           2/22/2035 FIXED    Conventional  3/22/2005 156002.71 F        10.474 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/2/2005    156000                SINGLE FAMILY         1              0        0         100    100 FULL          52.8  3302.67     607                                       3  Exception: Missing    Exception: Missing    State Loan Not Compliant                      YES        No              10.52 PASS    357248.23 PASS           0.03   632.54  12,429.61 PASS         8 N/A    NO     N/A      632.54         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  807.88      8/1/2012      3/1/2035  128335.72            Cure default        36 Penalty       N                          1423.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy but there is a Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim or Commitment  penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;         per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-                                                                                                                                                                                                                                                                                                                                                                         balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing consumer                                                                                                                                                                                                                                                                                                                                                                         the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     caution and homeowner                                                                                                                                                                                                                                                                                                                                                                    months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     counseling notice -                                                                                                                                                                                                                                                                                                                                                                      of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           4/11/2035 FIXED    Conventional  5/11/2005  99910.35 F         9.823 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/17/2005    100000                SINGLE FAMILY         1              0        0       99.91  99.91 FULL         28.11   7469.5       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No              10.04 PASS    212853.76 PASS              0  1810.51   7,847.99 PASS         8 N/A    NO     N/A     1810.51           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  549.19      8/1/2012      5/1/2035   87574.71            Cure default        36 Penalty       N                           863.76 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    Right to Cancel form-                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   - Rating - 3;                                                                                                                                                                                                                                                                                                                                                     capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy, but have                                                                                                                                                                                                                                                                                                                                                                                               3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               prelim - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                           unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           6/10/2035 FIXED    Conventional  7/10/2005   57899.4 F         8.586 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/26/2005     60000                SINGLE FAMILY         1              0        0        96.5   96.5 FULL         16.42  3124.83       0                                       1                                                                                            YES        No               8.81 PASS    104833.06 PASS           0.01  1189.66   4,536.78 PASS         8 N/A    NO     N/A     1189.66  4,536.78 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  302.71      8/1/2012      7/1/2035   48403.56            Cure default        36 Penalty       N                           448.73 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           7/1/2025 FIXED    Conventional  8/19/2005 189748.69 F         6.904 NO              240      240      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/1/2005    250000                SINGLE FAMILY         1              0        0        75.9   75.9 FULL         33.35  4851.08       0                                       2  Exception:            Exception: Missing    Missing Docs                                  YES        No               7.02 PASS     162388.8 PASS          20.01  1679.09  15,045.57 PASS         8 N/A    NO     N/A     3765.73 11,284.18 PASS         8 PASS   NO     YES       Final     Yes          10/11/2012    5.25 1189.03     12/1/2012      8/1/2025  132416.61            Cure default        36 Penalty       N                          1460.16 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Incomplete copy of    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title- Missing Final  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title policy - Rating                                                                                                                                                                                                                                                                                                                                                                                          20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - 2;                                                                                                                                                                                                                                                                                                                                                                                                           equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           7/29/2035 FIXED    Conventional  8/29/2005 154957.95 F         9.698 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/6/2005    155000                SINGLE FAMILY         1              0        0       99.97  99.97 FULL         30.56     6668     627                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.75 PASS    322936.72 PASS           0.01   729.07  12,338.31 PASS         8 N/A    NO     N/A      729.07           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  894.77     11/1/2012     11/1/2035  143485.45            Cure default        36 Penalty       N                           682.07 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA provided for                                                                                                                                                                                                                                                                                                                                                capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower only. Missing                                                                                                                                                                                                                                                                                                                                                                   equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA for co-borrower.                                                                                                                                                                                                                                                                                                                                                                   if prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                            full in the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full in the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in full in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/19/2031 FIXED    Conventional 10/19/2005  70040.26 F         9.204 NO              310      310       5         1                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/25/2005     78000                SINGLE FAMILY         1              0                 89.8   89.8 FULL         37.55  2366.83     596                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No                9.3 PASS    114249.68 PASS           0.01   556.04   5,558.74 PASS         8 N/A    NO     N/A      972.73  3,474.21 PASS         6 PASS   NO     YES       Final     Yes           11/1/2012    5.25   398.7     12/1/2012      8/1/2031   57005.34            Cure default        36 If a full     N                           592.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            4/7/2037 FIXED    Conventional   5/7/2007    175000 F           8.6 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/6/2007    175000                PUD Attached          1              0                  100    100 FULL         34.97     4551     692                                       3  Exception: Missing final 1003- Missing      Missing Docs                                  YES        No                8.6 PASS     315082.4 PASS        1191.91      3.1  13,999.75 PASS         8 N/A    NO     N/A         3.1         0 N/A          0 N/A    NO     YES       Final     Yes            2/1/2013    5.25 1016.45      3/1/2013      5/1/2037  167107.51            Cure default with capitalization     N                          1361.34 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    initial and final 1003 - Rating - 3;                                                                                                                                                                                                                                                HUD1
NO           4/15/2033 FIXED    Conventional  5/15/2003 135887.13 F         8.348 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/31/2003    136000                SINGLE FAMILY         1              0                99.92  99.92 FULL         31.49     5146       0                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.41 PASS    235723.77 PASS           0.01    706.5  10,814.45 PASS         8 N/A    NO     N/A       706.5         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25   616.4     10/1/2012      5/1/2033   93170.68            Cure default        36 If a full     N                          1030.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           4/30/2033 FIXED    Conventional  5/30/2003 157529.01 F          8.13 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/10/2003    186000                SINGLE FAMILY         1              0        0       84.69  84.69 FULL         27.19     5946       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.15 PASS    264039.99 PASS           0.03      297  12,578.56 PASS         8 N/A    NO     N/A         297  7,861.60 PASS         8 PASS   NO     YES       Final     Yes            5/1/2010       2  610.28      6/1/2010      5/1/2033  134922.72            Cure default         0               N                           1170.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          11/25/2033 FIXED    Conventional 12/25/2003 179152.39 F         6.955 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/28/2003    223000                SINGLE FAMILY         1              0        0       80.34  80.34 FULL         35.33  5365.75       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               7.27 PASS    253534.76 PASS           0.02  5539.95  13,889.00 PASS         8 N/A    NO     N/A     5539.95         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  897.93      8/1/2012     12/1/2033   138403.6            Cure default        36 Penalty       N                          1186.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- (MI)                                                                                                                                                                                                                                                                                                                                                   capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Maximum penalty is 1%                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of the amount prepaid                                                                                                                                                                                                                                                                                                                                                                    amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for 36 months. Subject                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty is tiered for                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     36 months starting at                                                                                                                                                                                                                                                                                                                                                                    first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3%. Penalty term has                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   the principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           5/10/2035 FIXED    Conventional  6/10/2005  99899.58 F         8.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  4/22/2005    115000                SINGLE FAMILY         1              0        0       86.87  86.87 FULL         33.15  3543.42       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               9.04 PASS    187009.17 PASS              0  1810.35   7,847.14 PASS         8 N/A    NO     N/A     1810.35  7,847.14 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  531.33      8/1/2012      6/1/2035   84886.57            Cure default        36 Penalty       N                           791.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Ohio limits                                                                                                                                                                                                                                                                                                                                                                   unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment to 1%.                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Subject prepayment is                                                                                                                                                                                                                                                                                                                                                                    balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3% year 1, 2% year 2                                                                                                                                                                                                                                                                                                                                                                     the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     and 1% year 3.                                                                                                                                                                                                                                                                                                                                                                           months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment period has                                                                                                                                                                                                                                                                                                                                                                    the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           4/30/2033 FIXED    Conventional  5/30/2003  107972.8 F         7.819 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/8/2003    125000                SINGLE FAMILY         1              0        0       86.38  86.38 FULL         11.07  7036.62       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.16 PASS    175826.01 PASS         125.02  3341.81   8,370.48 PASS         8 N/A    NO     N/A     3341.81         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  598.54      8/1/2012      6/1/2033   91075.16            Cure default        36 Penalty       N                            778.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/3/2033 FIXED    Conventional  12/3/2003 111865.76 F          9.19 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing    10/11/2003    112000                SINGLE FAMILY         1              0        0       99.88  99.88 FULL         23.81     4097       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.28 PASS    218563.65 PASS           0.03   885.41   8,878.43 PASS         8 N/A    NO     N/A      885.41  8,878.43 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  588.07     12/1/2012     12/1/2033   89871.96            Cure default        36 Penalty       N                            915.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/24/2031 FIXED    Conventional  6/24/2004  59054.46 F          8.25 NO              326      326       5        15                                                                                                                       PRIMARY     REFI R/T            1004  6/12/2001     61000                SINGLE FAMILY         1              0                96.81  96.81 FULL         17.91     3236       0                                       1                                                                                            YES        No               8.31 PASS     89481.26 PASS           0.01      297   4,700.60 PASS         8 N/A    NO     N/A         297  2,937.87 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  344.43      8/1/2012      8/1/2031   49756.56            Cure default        36 Penalty       N                           454.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            6/3/2034 FIXED    Conventional   7/3/2004  80901.68 F         9.953 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/20/2004     81000                SINGLE FAMILY         1              0                99.88  99.88 FULL         26.19     2700       0                                       1                                                                                            YES        No              10.18 PASS    175201.91 PASS           0.01  1529.59   6,349.77 PASS         8 N/A    NO     N/A     1529.59         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  479.21      8/1/2012      7/1/2034   74936.91            Cure default        36 If a full     N                           707.15 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/1/2030 FIXED    Conventional  11/1/2004 134354.73 F          10.5 NO              314      314       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/12/2004    160000                SINGLE FAMILY         1              0                83.97  83.97 FULL         20.39     6839       0                                       1                                                                                            YES        No              10.53 PASS    260696.23 PASS          -6.48    315.5  10,723.14 PASS         8 N/A    NO     N/A       315.5  6,701.96 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  872.04     10/1/2012      2/1/2031  123367.38            Cure default        36 If a full     N                          1257.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/10/2034 FIXED    Conventional 11/10/2004    197899 F          8.98 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/26/2004    198000                SINGLE FAMILY         1              0                99.95  99.95 FULL             0        0     636                                       3  Exception: Missing final 1003-  - Rating -  Missing Docs                                  YES        No               8.99 PASS    374451.71 PASS         -23.79      157  15,819.36 PASS         8 N/A    NO     N/A         157 15,819.36 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1170.27      8/1/2012     11/1/2034  184464.96            Cure default        60               N                          1589.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       3;                                                                                                                                                                                                                                                                                  HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            2/1/2035 FIXED    Conventional   3/1/2005 116189.31 F         7.843 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1025  12/7/2004    123000                SINGLE FAMILY         1              0        0       94.46  94.46 FULL          27.1  5327.58       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.03 PASS    188222.17 PASS           0.01  2051.08   9,131.06 PASS         8 N/A    NO     N/A     2051.08         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  617.12     12/1/2012      2/1/2035   97082.93            Cure default        36 Penalty       N                           839.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Michigan                                                                                                                                                                                                                                                                                                                                                                      principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limits prepayment to                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1%. Subject prepayment                                                                                                                                                                                                                                                                                                                                                                   the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is 3% in year 1, 2% in                                                                                                                                                                                                                                                                                                                                                                   months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year 2 and 1% in year                                                                                                                                                                                                                                                                                                                                                                    the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1. Prepayment period                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has expired. - Rating                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;                                                                                                                                                                                                                                                                                                                                                                                     the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          3/24/2035 FIXED    Conventional  4/24/2005 254404.41 F         8.839 NO              360      360   0.001        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/15/2005    300000                SINGLE FAMILY         1              0                 84.8   84.8 FULL         26.91     7499       0                                       1                                                                                            YES        No               9.02 PASS    476026.27 PASS           0.03  4083.88  20,025.64 PASS         8 N/A    NO     N/A     4083.88           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  1444.1     11/1/2012      5/1/2035  228961.83            Cure default        36 Penalty       N                          2017.63 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES          5/19/2035 FIXED    Conventional  6/19/2005  69865.29 F         9.823 NO              360      360    0.16        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/29/2005     95000                SINGLE FAMILY         1              0        0       73.54  73.54 FULL         17.59   4073.5       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No              10.07 PASS     149044.8 PASS         668.79      397   5,525.40 PASS         8 N/A    NO     N/A         397  4,144.05 PASS         8 PASS   NO     YES                 Yes            7/2/2012    5.25  391.87      8/1/2012      7/1/2035   62723.76            Cure default        36 Penalty equal N                           604.01 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                              with                   to 3 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title - Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         advanced
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;           Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- HUD in                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file does not indicate                                                                                                                                                                                                                                                                                                                                                                   prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Final, nor is it                                                                                                                                                                                                                                                                                                                                                                         any 12 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by the                                                                                                                                                                                                                                                                                                                                                                    period > 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent or                                                                                                                                                                                                                                                                                                                                                                         OPB.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed by borrower -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES           8/9/2020 FIXED    Conventional   9/9/2005 395854.73 F         7.267 NO              180      180   0.003        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/16/2005    480000                SINGLE FAMILY         1              0        0       82.47  82.47 FULL         45.37  9753.25     733                                       3                        Exception: Finance    TIL Exception                                 YES        No               7.51 PASS    260986.84 FAIL        -374.99  6075.57  31,182.33 PASS         8 N/A    NO     N/A     6075.57           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25    3245     10/1/2012      9/1/2020  253926.54            Cure default        36 Penalty       N                          3617.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge underdisclosed                                                                                                                                                                                                                                                                                                                                                                    20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $371.99, appears                                                                                                                                                                                                                                                                                                                                                                      equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     lender did not include                                                                                                                                                                                                                                                                                                                                                                   of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the $375 settlement                                                                                                                                                                                                                                                                                                                                                                      prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     fee in finance charge                                                                                                                                                                                                                                                                                                                                                                    amount for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     calculation. - Rating                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           6/13/2033 FIXED    Conventional  7/13/2003 159890.34 F         7.691 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  5/23/2003    162000                SINGLE FAMILY         1              0                 98.7   98.7 FULL          39.9     5273       0                                       1                                                                                            YES        No               8.02 PASS    255106.61 PASS           0.02  4978.55  12,392.94 PASS         8 N/A    NO     N/A     4978.55         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  759.76     12/1/2012      7/1/2033  114841.25            Cure default        36 Penalty       N                          1138.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           5/19/2034 FIXED    Conventional  6/19/2004 180320.42 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   4/2/2004    188000                SINGLE FAMILY         1              0                95.92  95.92 FULL         38.02  3510.75       0                                       1                                                                                            YES        No               8.27 PASS    303144.01 PASS           0.01  2986.83  14,186.69 PASS         8 N/A    NO     N/A     7406.92  8,866.68 PASS         6 PASS   NO     YES       Final     Yes           10/1/2012    5.25  924.57     11/1/2012      6/1/2034  143405.77            Cure default        36 Penalty       N                          1334.66 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            6/1/2034 FIXED    Conventional   7/1/2004 206235.37 F         8.467 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/14/2004    215000                SINGLE FAMILY         1              0                95.92  95.92 FULL         52.06     5000       0                                       1                                                                                            YES        No               8.65 PASS    366299.24 PASS              0  3381.81  16,228.28 PASS         8 N/A    NO     N/A     3381.81 12,171.21 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1134.98     12/1/2012      7/1/2034  176040.66            Cure default        36 Penalty       N                          1580.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            7/2/2029 FIXED    Conventional   8/2/2004  114757.7 F          9.88 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/10/2004    135000                SINGLE FAMILY         1              0        0       85.01  85.01                  0  4521.58     587                                       1                                                                                            YES        No               9.91 PASS     195475.3 PASS              0      309   9,155.90 PASS         8 N/A    NO     N/A         309         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  731.69     11/1/2012      9/1/2029   98301.02            Cure default        36 Penalty       N                          1033.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/3/2032 FIXED    Conventional   1/3/2005 223827.22 F         9.325 NO              336      336       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/23/2004    224000                SINGLE FAMILY         1              0                99.92  99.92 FULL          41.7  9717.17       0                                       1                                                                                            YES        No               9.52 PASS    411048.29 PASS           0.01  3608.79  17,617.47 PASS         8 N/A    NO     N/A     9042.91 11,010.92 PASS         6 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1231.78     12/1/2012      1/1/2033  183657.39            Cure default        36 Penalty       N                          1878.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/13/2034 FIXED    Conventional  1/13/2005 123347.36 F         7.964 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/21/2004    130000                SINGLE FAMILY         1              0                94.88  94.88 FULL         20.53     4393       0                                       1                                                                                            YES        No               8.03 PASS    202098.07 PASS          -6.48   724.73   9,809.81 PASS         8 N/A    NO     N/A      724.73  6,131.13 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  639.33     11/1/2012      1/1/2035  100576.62            Cure default with capitalization     N                           902.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            2/6/2037 FIXED    Conventional   3/6/2007    138000 F         10.29 NO              360      360      10        15                                                                                                                       PRIMARY     REFI R/T            1004   1/9/2007    138000                SINGLE FAMILY         1              0        0         100    100 FULL         28.11  5558.33     590                                       2                        Exception: Missing    Missing Docs                                  YES        No             10.286 PASS     308875.2 PASS         208.13        6  11,039.52 PASS         8 N/A    NO     N/A           6           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  846.39     10/1/2012      6/1/2037  140554.17            Cure default with capitalization     N                          1241.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Co-Borrower. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;
NO           1/28/2034 FIXED    Conventional  2/28/2004 122761.69 F         9.946 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/12/2004    125000                SINGLE FAMILY         1              0        0       98.21  98.21 FULL         17.76     6741       0 NO MI                                 1                                                                                            YES        No              10.03 PASS    264151.98 PASS           0.01   853.27   9,752.67 PASS         8 N/A    NO     N/A      853.27         0 N/A          0 N/A    NO     YES       Final     Yes           9/24/2012    5.25  692.47     10/1/2012      3/1/2034  106959.42            Cure default        36 PPP within    N                          1072.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% for 1st
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for 2nd 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for 3rd 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
NO          10/12/2034 FIXED    Conventional 11/12/2004 142533.32 F         7.596 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/1/2004    170000                SINGLE FAMILY         1              0        0       83.84  83.84 FULL         41.78     3072       0                                       1                                                                                            YES        No               7.78 PASS    222067.08 PASS           0.02   2440.4  11,207.43 PASS         8 N/A    NO     N/A      2440.4         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  774.71      8/1/2012     12/1/2034  122354.03            Cure default        36 If Borrower prepays this loan in full during the first three (3) years from the Date
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   of Loan, Borrower agrees to pay a repayment fee, in addition to any accrued interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         and charges, calculated on the average balance of the principal obligation
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding as of the last business day of each month for the prior six (6) months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              or such lesser period as shall have elapsed from the Date of Loan as follows:
1. If prepaid in full within one year of the Date of Loan, a fee of 3%.
2. If prepaid in full within two years of the Date of Loan, a fee of 2%.
3. If       N                                                1006 NO     Complete Y         NO
prepaid in
full within
three years
of the Date
of Loan, a
fee of 1%."
NO            2/1/2035 FIXED    Conventional   3/1/2005 250529.38 F         9.726 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/17/2005    255000                SINGLE FAMILY         1              0        0       98.25  98.25 FULL         32.02  8429.25       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.77 PASS    523581.14 PASS           0.01   823.32  19,976.48 PASS         8 N/A    NO     N/A      676.32 12,364.13 PASS         0 N/A    NO     YES       Final     Yes            9/1/2012    5.25 1321.29     10/1/2012      3/1/2035  209084.92            Cure default with capitalization     N                          2148.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO            6/7/2032 FIXED    Conventional   7/7/2002  82262.87 F         7.999 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/23/2002    107000                SINGLE FAMILY         1              0        0       76.88  76.88 FULL         19.32     5741       0                                       1                                                                                            YES        No               8.04 PASS    135344.33 PASS           0.03      322   6,555.27 PASS        10 N/A    NO     N/A         322           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  419.79     12/1/2012      7/1/2032   61705.11            Cure default        36 Penalty       N                           603.57 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/26/2032 FIXED    Conventional  9/26/2002  88365.86 F         7.084 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/8/2002    110500                SINGLE FAMILY         1              0        0       79.97  79.97 FULL         17.56     5073       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               7.42 PASS    127963.23 PASS           0.02  2895.89   6,837.60 PASS        10 N/A    NO     N/A     2895.89           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  439.18     12/1/2012      9/1/2032   64866.64            Cure default        36 Penalty       N                           592.87 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           4/5/2034 FIXED    Conventional   5/5/2004 208774.58 F         9.588 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/19/2004    209000                SINGLE FAMILY         1              0                99.89  99.89 FULL         48.07     5954       0                                       1                                                           Exception: Missing   3/19/15:    YES        No               9.77 PASS    431314.82 PASS           0.01   3281.8  16,439.42 PASS         8 N/A    NO     N/A      3281.8 16,439.42 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1057.89      8/1/2012      5/1/2034  164758.83            Cure default        36 Penalty       N                          1768.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                final HUD-1- Final    Received                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD missing           Final                                                                                                                                                                                                                                                                                                    capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        true/certified stamp  HUD-1;                                                                                                                                                                                                                                                                                                                          3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        - Rating - 1;                                                                                                                                                                                                                                                                                                                                         unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/19/2034 FIXED    Conventional  8/19/2004 123405.48 F         9.576 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/29/2004    130000                SINGLE FAMILY         1              0        0       94.93  94.93 FULL         35.64     5300       0                                       1                                                                                            YES        No               9.78 PASS    254775.85 PASS           0.02  2157.73   9,699.82 PASS         8 N/A    NO     N/A     2157.73  9,699.82 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  720.86     11/1/2012      8/1/2034  112269.57            Cure default        36 Penalty       N                          1044.51 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           5/4/2035 FIXED    Conventional   6/4/2005 311835.62 F         6.842 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/18/2005    393000                SINGLE FAMILY         1              0        0       79.35  79.35 FULL         28.85     7888       0                                       3                        Exception: Missing    Right To Cancel Exception                     YES        No                  7 PASS    428216.79 PASS           0.02  5022.41  24,545.06 PASS         8 N/A    NO     N/A     5022.41 24,545.06 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1623.08      8/1/2012      6/1/2035   259305.8            Cure default        36 Penalty       N                          2041.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: RTC                                                                                                                                                                                                                                                                                                                                                                           months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation - expiration                                                                                                                                                                                                                                                                                                                                                                   paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date not 3 days after                                                                                                                                                                                                                                                                                                                                                                    at 3% for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature                                                                                                                                                                                                                                                                                                                                                                   year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction                                                                                                                                                                                                                                                                                                                                                                     for year 2
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date-  - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                     and 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 3
NO            4/8/2032 FIXED    Conventional   5/8/2002 103616.62 F         7.445 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/20/2002    122000                SINGLE FAMILY         1              0                84.93  84.93 FULL         36.03     2000       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.78 PASS    159135.26 PASS           0.02  3339.48   8,022.17 PASS        10 N/A    NO     N/A     3339.48           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  518.14      8/1/2012      5/1/2032    76528.8            Cure default        36 Penalty       N                           720.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure - Rating -                                                                                                                                                                                                                                                                                                                                                                    5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/21/2033 FIXED    Conventional 11/21/2003  97669.72 F         8.428 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/6/2003    109000                SINGLE FAMILY         1              0        0       89.61  89.61 FULL         20.66     5000       0                                       3                        Exception: Prepayment Right To Cancel Exception                     YES        No               8.79 PASS    174053.44 PASS           0.03  3166.76   7,560.24 PASS         8 N/A    NO     N/A     3166.76         0 N/A          0 N/A    NO     YES       Final     Yes            4/1/2013    5.25  538.52      5/1/2013     11/1/2033   81216.63            Cure default        36 If a full     N                           745.99 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      months at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: RTC                                                                                                                                                                                                                                                                                                                                                                           the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation - expiration                                                                                                                                                                                                                                                                                                                                                                   months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date not 3 days after                                                                                                                                                                                                                                                                                                                                                                    the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date- Expiration date                                                                                                                                                                                                                                                                                                                                                                    the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     10/20/2003 is not 3                                                                                                                                                                                                                                                                                                                                                                      months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     days after the                                                                                                                                                                                                                                                                                                                                                                           of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     transaction date of                                                                                                                                                                                                                                                                                                                                                                      principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     10/16/2003. - Rating -                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                                       the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            2/3/2034 FIXED    Conventional   3/3/2004 149445.87 F         8.605 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/15/2004    153000                SINGLE FAMILY         1              0        0       97.68  97.68 FULL            44     2944       0                                       1                                                                                            YES        No               8.77 PASS    270518.63 PASS           0.01   2267.3  11,774.29 PASS         8 N/A    NO     N/A      2267.3 11,774.29 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  737.82     12/1/2012      3/1/2034  113483.95            Cure default        36 Penalty       N                          1160.27 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              average
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/19/2030 FIXED    Conventional  6/19/2004 112981.41 F          8.25 NO              318      318       5        15                                                                                                                       PRIMARY     REFI R/T            1004  8/31/2000    115000                SINGLE FAMILY         1              0    16500       98.25 112.59 FULL         54.05  5295.33       0                                       3                        Exception: State loan State Loan Not Compliant                      YES        No               8.28 PASS    165845.43 PASS           0.01      297   9,014.75 PASS         8 N/A    NO     N/A         297         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  679.78      8/1/2012      1/1/2031    96425.7            Cure default        36 If a full     N                           875.88 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             - not compliant-                                                                                                                                                                                                                                              HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Consumer                                                                                                                                                                                                                                                                                                                                                  capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Caution and Home                                                                                                                                                                                                                                                                                                                                                                         the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Ownership Counseling                                                                                                                                                                                                                                                                                                                                                                     months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Notice and Borrower's                                                                                                                                                                                                                                                                                                                                                                    penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Bill of Rights                                                                                                                                                                                                                                                                                                                                                                           of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure - Rating -                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                                       balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          9/20/2034 FIXED    Conventional 10/20/2004    191751 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/8/2004    252000                SINGLE FAMILY         1              0        0       76.09  76.09              41.86  4363.25       0                                       1                                                                                            YES        No               9.52 PASS    383338.76 PASS           0.02  3247.76  15,080.26 PASS         8 N/A    NO     N/A     3247.76 15,080.26 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1020.76     12/1/2012     10/1/2034  159301.23            Cure default        36 Penalty       N                          1588.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           3/30/2035 FIXED    Conventional  4/30/2005 211636.74 F         6.677 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/10/2005    280000                SINGLE FAMILY         1              0        0       75.59  75.59              34.06     4000       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.75 PASS    280519.87 PASS           0.01  1696.21  16,795.24 PASS         8 N/A    NO     N/A     1696.21 16,795.24 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1086.84     10/1/2012      6/1/2035  172979.02            Cure default        36 Penalty       N                          1362.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           6/7/2029 FIXED    Conventional   7/7/2004 121736.05 F          7.95 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/23/2004    141000                SINGLE FAMILY         1              0                86.34  86.34               8.84     4545       0                                       1                                                                                            YES        No               8.04 PASS     159858.6 PASS           0.02   929.65   9,664.51 PASS         8 N/A    NO     N/A      929.65  9,664.51 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  733.97      8/1/2012      7/1/2029   98908.98            Cure default        36 Penalty       N                           935.55 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12months and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           1/2/2034 FIXED    Conventional   3/2/2005 149674.12 F         8.482 NO              347      347       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                  249907                SINGLE FAMILY         1              0                59.89  59.89 FULL         36.03     3215       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.53 PASS    252947.15 PASS           0.03   632.18  11,923.36 PASS         8 N/A    NO     N/A      632.18 11,923.36 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  806.33     12/1/2012      2/1/2034  123758.04            Cure default        36 Penalty       N                          1158.47 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Unable to locate FACTA                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure dated prior                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     to 01/28/2005 closing.                                                                                                                                                                                                                                                                                                                                                                   amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                            prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            5/2/2035 FIXED    Conventional   6/2/2005 100327.74 F         8.453 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/8/2005    106000                SINGLE FAMILY         1              0                94.65  94.65 FULL         13.09  7142.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.53 PASS    176917.49 PASS           0.01   736.43   7,967.30 PASS         8 N/A    NO     N/A      736.43  7,967.30 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  522.57      8/1/2012      6/1/2035   83486.33            Cure default        36 If a full     N                           768.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         made within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           6/22/2035 FIXED    Conventional  7/22/2005   94936.2 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/25/2005     95000                SINGLE FAMILY         1              0                99.93  99.93 FULL         51.13   3019.5     739                                       1                                                                                            YES        No               8.29 PASS     159765.6 PASS           0.01     1737   7,455.94 PASS         8 N/A    NO     N/A        1737  7,455.94 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  497.91     12/1/2012      7/1/2035   79095.45            Cure default        36 If prepaid    N                           702.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   with the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 3%;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              with the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2%;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and the third
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1%.
NO            7/1/2018 MISC.    Conventional   8/1/1988    280000 A         7.625 NO              360      360       5        15             1/1/1989   2/1/1989   7/1/2015   8/1/2015    3.125     7.125     1  14.75  3.125       6        6 T-Bill  PRIMARY     REFI CASHOUT        1004  7/17/1988    350000                SINGLE FAMILY         1              0        0          80     80 STATED /     24.89     9300       0                                       1                                                                                            NO         No             10.112 PASS    611576.25 PASS        3993.35   7210.5            N/A            N/A    N/A    N/A      7210.5           N/A            N/A    N/A    YES       Final     Yes            7/1/2005       5 1696.81      7/1/2005      7/1/2018  194351.55            Cure default         0               N                          1981.82 NO         Complete Y         NO
                       ARM                                                                                                                                                                                                                     1 Yr                                                                             DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                               Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization
NO            8/1/2018 MISC.    Conventional   9/1/1988    112500 A         9.875 NO              360      360       5        15             8/1/1989   9/1/1989   8/1/2015   9/1/2015    3.255         2     2 15.875  7.875      12       12 1 Yr    PRIMARY     PURCHASE            1004  5/16/1988    127000         125000 SINGLE FAMILY         1              0        0          90     90 FULL         32.47     4979       0                                       1                                                                                            NO         No             11.159 PASS    271889.37 PASS        3254.58  3971.13            N/A            N/A    N/A    N/A     3971.13           N/A            N/A    N/A    YES       Final     Yes            9/1/1992   7.375  808.26     10/1/1992      9/1/2022  117024.62            Cure default         0               N                           976.89 NO         Complete Y         NO
                       ARM                                                                                                                                                                                                                     CMT                                                                              ATTACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                               Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization
NO            9/1/2004 FIXED    Conventional  10/1/1989    113500 F         10.25 NO              180      180       5        15                                                                                                                       PRIMARY     PURCHASE            1004   6/1/1989    159000         158500 SINGLE FAMILY         1              0        0       71.61  71.61 STATED /     31.79     4500       0                                       3                        Exception: Finance    TIL Exception                                 NO         No              10.43 PASS    117885.72 PASS         6454.1   1553.5            N/A            N/A    N/A    N/A      1553.5           N/A            N/A    N/A    YES       Final     Yes            6/9/2003   5.875  619.64      7/1/2003     10/1/2024   90312.63            Cure default         0               N                          1004.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance-                                                                                                                                                                                                                                                                                                                                                        capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $335.61 - Rating - 3;
NO           11/1/2018 MISC.    Conventional  12/1/1988    145000 A             9 NO              360      360       2        15             5/1/1989   6/1/1989   5/1/2015   6/1/2015     4.05       7.5     1   16.5   6.75       6        6 T-Bill  PRIMARY     PURCHASE            1073   8/3/1988    182000         182000 CONDO                 1              0        0       79.67  79.67 FULL         26.04     5417       0                                       1                                                                                            NO         No             10.517 PASS    332081.33 PASS        3801.47     1795            N/A            N/A    N/A    N/A        1795           N/A            N/A    N/A    YES       Final     Yes            5/9/2003   5.625  918.73      6/1/2003     11/1/2018  113869.82            Cure default         0               N                          1166.71 NO         Complete Y         NO
                       ARM                                                                                                                                                                                                                     1 Yr                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                HUD1                                                                                                with
                                                                                                                                                                                                                                               Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization
NO           11/1/2004 GPM      Conventional  12/1/1989     49500 F        11.375 NO              180      180       2        15                                                                                                                       PRIMARY     PURCHASE            1004   8/4/1989     56000          55000 SINGLE FAMILY         1              0        0          90     90 FULL         20.29     3005       0                                       3                        Exception: Missing    Missing Docs                                  NO         No                  0 FAIL            0 FAIL      -56472.68 -2958.87            N/A            N/A    N/A    N/A    -2958.87           N/A            N/A    N/A    YES       Final     Yes            6/1/2002   7.125  297.04      7/1/2002      6/1/2026    40933.5            Cure default         0               N                           469.22 NO         Complete Y         NO
                                                                                                                                                                                                                                                                                                                                DETACHED                                                                                                                                                             final TIL- Loan closed                                                                                                                                                                                                                                        HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     10/4/1989, only TIL in                                                                                                                                                                                                                                                                                                                                            capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file is dated after
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing on 10/27/1989
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
NO           11/1/2019 FIXED    Conventional  12/1/1989    118800 F        11.375 NO              360      360       2        15                                                                                                                       PRIMARY     PURCHASE            1025   8/6/1989    132000         140000 2 FAMILY              1              0        0          90     90 FULL          23.3     5746       0                                       3                        Exception: Missing    Missing Docs                                  NO         No                  0 FAIL            0 FAIL     -302505.64     1852            N/A            N/A    N/A    N/A        1852           N/A            N/A    N/A    YES       Final     Yes            1/9/2002     7.5  903.76      2/1/2002     11/1/2019  106484.69            Cure default         0               N                          1126.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          final TIL- Final TIL                                                                                                                                                                                                                                          HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not provided. - Rating                                                                                                                                                                                                                                                                                                                                            capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;
NO            4/1/2005 FIXED    Conventional   5/1/1990    113400 F        11.125 NO              180      180       2        15                                                                                                                       PRIMARY     PURCHASE            1004  8/18/1989    126000         126000 SINGLE FAMILY         1              0        0          90     90 FULL         47.83     4187       0                                       1                                                                                            NO         No            11.3802 PASS    136078.59 PASS       14075.97  1795.75            N/A            N/A    N/A    N/A     1795.75           N/A            N/A    N/A    YES       Final     Yes            3/1/2008   6.375   627.3      4/1/2008                110550.56            Cure default         0               N                          1051.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            4/1/2021 FIXED    Conventional   5/1/1991    130500 F        10.375 NO              360      360       2        15                                                                                                                       PRIMARY     PURCHASE            1004   1/9/1991    145000         145000 TOWNHOUSE             1              0                   90     90 FULL         18.49     8000       0                                       1                                                                                            NO         No             10.669 PASS    298324.15 PASS        1096.21  1991.63            N/A            N/A    N/A    N/A     1991.63           N/A            N/A    N/A    YES       Final     Yes           12/1/2002     6.5     901      1/1/2003      4/1/2021  115656.08            Cure default with capitalization     N                          1181.56 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1
YES           5/1/2030 5/1 OR   Conventional   6/1/2000    472000 A             8 NO              360      360       5        15             5/1/2005   6/1/2005   5/1/2015   6/1/2015     2.75         5     2     13      3      12       12 1 Year  SECOND HOME PURCHASE            1004  4/12/2000    592000         590000 SINGLE FAMILY         1              0        0          80     80 FULL         16.63 26126.22     781                                       1                                                                                            NO         No             8.5682 PASS    857690.62 PASS         705.31     2967            N/A            N/A    N/A    N/A        2967           N/A            N/A    N/A    YES       Final     Yes          10/23/2001    6.25  3158.7     12/1/2001      5/1/2030  461592.65            Cure default         0               N                          3463.37 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           1/1/2028 5/1 OR   Conventional   2/1/1998    334000 A          7.25 NO              360      360       6        15             1/1/2003   2/1/2003   1/1/2016   2/1/2016     2.25         5     2  12.25   2.25      12       12 1 Yr    PRIMARY     REFI R/T            1004  12/1/1997    805000                SINGLE FAMILY         1              0   100000       41.49  53.91 FULL         28.72    10018     772                                       1                                                                                            YES        No               7.58 PASS    518206.49 PASS         170.56   1629.2  26,637.43 PASS        10 N/A    NO     N/A      1629.2           N/A            N/A    N/A    YES       Final     Yes            4/1/2004     4.5 1728.83      5/1/2004      1/1/2028  302372.98            Cure default        36 Penalty       N                          2278.47 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% pf the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES          10/1/2029 5/1 OR   Conventional  11/1/1999    205600 A         7.125 NO              360      360       5        15            10/1/2004  11/1/2004  10/1/2015  11/1/2015     2.25         5     2 12.125   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1073   8/2/1999    257000         257000 CONDO 5-8             1              0    25700          80     90 FULL         76.44  7003.33     745                                       1                                                                                            NO         No              7.507 PASS    310408.93 PASS        1214.24     2056            N/A            N/A    N/A    N/A        2056           N/A            N/A    N/A    YES       Final     Yes            5/1/2004   4.625 1079.51      5/1/2004     10/1/2029     193774            Cure default        36 Penalty
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              FLOORS                                                                                                                                                                                                                                                                                                                                                                                                                             HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization
  within    N                                             1385.17 YES    Complete Y         NO
first 36
months at
20%
allowance
equal to 6
months
interest"
YES           4/1/2034 5/1 OR   Conventional   5/1/2004    108000 A         5.875 NO              360      360       5        15             4/1/2009   5/1/2009   4/1/2015   5/1/2015     2.25         6     1 11.875   2.25       6        6 6 Month INVESTMENT  REFI CASHOUT        1004  2/17/2004    144000                SINGLE FAMILY         1              0                   75     75 FULL         26.03     6193     649                                       1                                                                                            NO         No              4.783 PASS     85823.73 PASS         408.42   4012.5            N/A            N/A    N/A    N/A      4012.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    2.75  451.27     12/1/2010      4/1/2034   93419.38            Cure default         0               N                           638.86 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
NO            6/1/2034 5/1 OR   Conventional   7/1/2004    112800 A         4.625 NO              360      360       5        15             6/1/2009   7/1/2009   6/1/2015   7/1/2015     2.25         5     2  9.625   2.25      12       12 1 Year  INVESTMENT  REFI CASHOUT        1025   4/8/2004    141000                2 FAMILY              1              0                   80     80 FULL         24.65     7528     699                                       1                                                                                            NO         No               4.59 PASS     92179.82 PASS         -51.64   2691.5            N/A            N/A    N/A    N/A      2691.5           N/A            N/A    N/A    YES       Final     Yes            8/1/2011       3  448.56      9/1/2011     12/1/2037   97912.03            Cure default         0               N                           579.95 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
NO            8/1/2034 7/1 OR   Conventional   9/1/2004    199200 O         5.625 NO              360      360       5        15        84   8/4/2011   9/4/2011   8/4/2015   9/4/2015     2.25         5     2 10.625   2.25      12       12 1 Year  INVESTMENT  PURCHASE            1073   7/9/2004    252000         249000 CONDO                 1              0        0          80     80 FULL         25.84 10833.67     755                                       1                                                                                            NO         No              5.421 PASS    212899.79 PASS        4089.07  5668.45            N/A            N/A    N/A    N/A     5668.45           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       3  834.88      7/1/2011                198025.62            Cure default without capitalization  N                           933.75 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1
                       ARM (IO)
YES          11/1/2034 5/1 OR   Conventional  12/1/2004    253000 O         4.875 NO              360      360       5        15        60  11/1/2009  12/1/2009  11/1/2015  12/1/2015     2.25         5     2  9.875   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004   9/5/2004    340000                SINGLE FAMILY         1              0        0       74.41  74.41 FULL         32.18     6666     667                                       1                                                                                            YES        No               4.85 PASS    243890.15 PASS         721.91     1575  20,097.56 PASS         8 N/A    NO     N/A        1575           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       3 1066.59      7/1/2011                240409.89            Cure default with capitalization     N                          1027.81 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
NO            9/1/2034 5/1 OR   Conventional  10/1/2004    229600 O         4.875 NO              360      360       5        15        60   9/1/2009  10/1/2009   9/1/2015  10/1/2015     2.25         5     2  9.875   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  7/15/2004    290000         287000 PUD                   1              0    43050          80     95 FULL         39.56  8214.28     725                                       1                                                                                            NO         No             4.8762 PASS       218641 PASS         226.35   3583.5            N/A            N/A    N/A    N/A      3583.5           N/A            N/A    N/A    YES       Final     Yes            2/1/2001   3.375  974.75      3/1/2011                220482.85            Cure default without capitalization  N                           932.75 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES          12/1/2034 5/1 OR   Conventional   1/1/2005    380000 O         4.875 NO              360      360       5        15        60  12/1/2009   1/1/2010  12/1/2015   1/1/2016     2.25         5     2  9.875   2.25      12       12 1 Year  PRIMARY     PURCHASE      Missing    11/17/2004    476000         475000 PUD                   1              0                   80     80 SIVA         37.55     6800     712                                       3                        Exception: Missing    Missing Docs                                  NO         No              5.118 PASS    391631.19 PASS         959.57   3234.5            N/A            N/A    N/A    N/A      3234.5           N/A            N/A    N/A    YES                 Yes           11/1/2010    2.75 1515.08     12/1/2010                371124.67            Cure default         0               N                          1543.75 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 final HUD-1- HUD-1 in                                                                                                                                                                                                                                                                                                                                             without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      file appears to be                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     estimated and missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signature or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     true/certified stamp.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
YES          11/1/2034 5/1 OR   Conventional  12/1/2004    520000 O             6 NO              360      360       5        15        60  11/1/2009  12/1/2009  11/1/2015  12/1/2015     2.25         6     2     12   2.25       6        6 6 Month INVESTMENT  REFI CASHOUT        1073   9/8/2004    663500                CONDO                 1              0        0       78.37  78.37 FULL         52.11  9695.66     753                                       1                                                                                            NO         No               5.05 PASS    491060.77 PASS         947.81  6921.44            N/A            N/A    N/A    N/A     6921.44           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    2.75 2061.29     12/1/2010                504918.68            Cure default         6 Penalty       N                             2600 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         6 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           10/1/2034 5/1 OR   Conventional  11/1/2004     68000 O         4.875 NO              360      360       5        15        60  10/1/2009  11/1/2009  10/1/2015  11/1/2015    2.875         6     2 10.875  2.875       6        6 6 Month INVESTMENT  PURCHASE            1073  9/17/2004     88000          85000 CONDO                 1              0        0          80     80 FULL         32.39     4338     770                                       1                                                                                            NO         No              4.996 PASS     67416.29 PASS           1.31     1001            N/A            N/A    N/A    N/A        1001           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.375  282.98     12/1/2010                 64009.25            Cure default        36 Penalty       N                           276.25 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           11/1/2034 3/1 OR   Conventional  12/1/2004    117000 O         5.125 NO              360      360       5        15        36  11/1/2007  12/1/2007   5/1/2015   6/1/2015     2.25         3     1 10.125   2.25       6        6 6 Month PRIMARY     REFI R/T            1004  7/24/2004    150000                SINGLE FAMILY         1              0    25000          78  94.67 FULL         36.66   2787.2     687                                       1                                                                                            YES        No              4.806 PASS    104140.82 PASS           16.6   3360.5   9,076.50 PASS         8 N/A    NO     N/A      3360.5         0 N/A          0 N/A    NO     YES       Final     Yes            4/1/2013       5  676.12      5/1/2013     12/1/2034  107222.63            Cure default         0               N                           499.69 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           1/1/2035 5/1 OR   Conventional   2/1/2005    507000 O         5.375 NO              360      360       5        15        60   1/1/2010   2/1/2010   1/1/2016   2/1/2016     2.25         5     2 10.375   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004 11/11/2004    735000                PUD                   1              0   100000       68.98  82.59 FULL         29.38    19000     711                                       2                        Exception: Missing    Missing Docs                                  YES        No              5.332 PASS    542889.38 PASS         592.88     1635  40,417.25 PASS         8 N/A    NO     N/A        1635           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       3 2354.79      7/1/2011      7/1/2035   484167.7            Cure default         0               N                          2270.94 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            3/1/2035 3/1 OR   Conventional   4/1/2005    216960 O           5.5 NO              360      360       5        15       120   3/1/2008   4/1/2008   9/1/2015  10/1/2015     2.25         4     1   10.5   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  1/18/2005    275000         271200 PUD                   1              0    54240          80    100 FULL         48.83  7118.92     697                                       1                                                                                            YES        No              5.208 PASS    244507.55 PASS          -1.08        0            N/A            N/A    N/A    N/A           0 10,818.58 PASS         8 PASS   NO     YES       Final     Yes           2/18/2008     5.5   994.4      3/1/2008      3/1/2035     216960            Cure default         0               N                            994.4 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           2/1/2035 5/1 OR   Conventional   3/1/2005     52000 O         5.875 NO              360      360       5        15        60   2/1/2010   3/1/2010   2/1/2016   3/1/2016     2.25         6     2 11.875   2.25      12       12 1 Year  INVESTMENT  PURCHASE            1004 11/28/2004     65000          65000 SINGLE FAMILY         1              0                   80     80              32.97    12500     774                                       1                                                                                            NO         No              5.711 PASS     59002.42 PASS         148.18      834            N/A            N/A    N/A    N/A         834           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25  221.28     12/1/2010                 50845.78            Cure default         0               N                           254.58 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            5/1/2035 3/1 OR   Conventional   6/1/2005    315000 A           6.5 NO              360      360       5        15             5/1/2008   6/1/2008   5/1/2015   6/1/2015     2.25         2     2   11.5   2.25      12       12 1 Year  INVESTMENT  PURCHASE            1073  3/21/2005    420000         420000 CONDO 5-8             1              0        0          75     75 NO RATIO         0        0     735                                       1                                                                                            NO         No              6.176 PASS    373248.44 PASS          45.57   1549.5            N/A            N/A    N/A    N/A      1549.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.125 1197.64     12/1/2010                279577.13            Cure default        36 Penalty       N                          1991.02 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              FLOORS                                                                                                                                                                                                                                                                                                                                                                                                                             HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            6/1/2035 5/1 OR   Conventional   7/1/2005    520000 A          6.25 NO              360      360       2        15             6/1/2010   7/1/2010   6/1/2015   7/1/2015     3.75         5     1  11.25   3.75       6        6 6 Month INVESTMENT  REFI CASHOUT        1004  5/18/2005    800000                SINGLE FAMILY         1              0   117370          65  79.67 FULL          33.4    28676     703                                       1                                                                                            NO         No              6.975 PASS    739211.13 PASS       12119.22     1825            N/A            N/A    N/A    N/A        1825           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    4.25 2627.84     12/1/2010      6/1/2035  480493.44            Cure default without capitalization  N                          3201.73 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM
YES           5/1/2035 5/1 OR   Conventional   6/1/2005    404000 O         5.625 NO              360      360       5        15        60   5/1/2010   6/1/2010   5/1/2015   6/1/2015     2.25         5     1 10.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073  3/23/2005    505000         509000 CONDO                 1              0    75750          80     95 FULL         49.62  7992.29     760                                       3                        Exception: Finance    TIL Exception                                 NO         No              5.996 PASS    497419.34 FAIL         -170.8  6249.25            N/A            N/A    N/A    N/A     6249.25           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.125 1707.21     12/1/2010                398531.08            Cure default         0               N                          1893.75 YES        Complete Y
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges are
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $170.80 due to fees. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES           4/1/2035 3/1 OR   Conventional   5/1/2005    360400 O           5.5 NO              360      360       5        15       120   4/1/2008   5/1/2008  10/1/2015  11/1/2015     2.25         6     2   11.5   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  2/28/2005    451000         450500 SINGLE FAMILY         1              0    90100          80    100 SIVA         39.84     7661     797                                       1                                                                                            NO         No              5.763 PASS    444320.96 PASS        1104.17    10237            N/A            N/A    N/A    N/A       10237           N/A            N/A    N/A    YES                 Yes           2/29/2008     5.5 1651.83      4/1/2008      4/1/2035     360400            Cure default without capitalization  N                          1651.83 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED
                       ARM (IO)
NO            4/1/2035 5/1 OR   Conventional   5/1/2005    123760 O           5.5 NO              360      360       5        15        60   4/1/2010   5/1/2010   4/1/2015   5/1/2015     2.25         5     2   10.5   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  2/28/2005    174000         154700 SINGLE FAMILY         1              0    30940          80    100 FULL         39.39  3473.93     719                                       1                                                                                            NO         No              5.889 PASS    152337.54 PASS           2.55      300            N/A            N/A    N/A    N/A         300           N/A            N/A    N/A    YES       Final     Yes           6/29/2010   3.125  521.89     12/1/2010                121829.69            Cure default without capitalization  N                           567.23 YES        Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES           7/1/2035 5/1 OR   Conventional   8/1/2005    292000 O          5.75 NO              360      360       5        15        60   7/1/2010   8/1/2010   7/1/2015   8/1/2015     2.25         5     2  10.75   2.25      12       12 1 Year  PRIMARY     PURCHASE              70  5/19/2005    365000              0 SINGLE FAMILY         1              0                   80     80              59.38  8037.48     672                                       1                                                                                            NO         No              6.162 PASS    369008.53 PASS         223.39   4932.5            N/A            N/A    N/A    N/A      4932.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     2.5 1143.84     12/1/2010                289490.34            Cure default        36 Penalty       N                          1399.17 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           6/1/2035 10/1 OR  Conventional   7/1/2005    340000 O          6.25 NO              360      360       5        15       120   6/1/2015   7/1/2015   6/1/2015   7/1/2015     2.25         5     2  11.25   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  5/16/2005    425000                PUD                   1              0    30000          80  87.06 FULL         32.44  8870.52     750                                       2                        Exception: Missing    Missing Docs                                  YES        No              6.135 PASS    452149.81 PASS         867.46     -251  27,196.47 PASS         8 N/A    NO     N/A        -251 27,196.47 PASS         8 PASS   NO     YES       Final     Yes            7/1/2013    5.25 1895.63      8/1/2013                 343284.6            Cure default         0               N                          1770.84 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           6/1/2035 10/1 OR  Conventional   7/1/2005    576000 O         5.875 NO              360      360       5        15       120   6/1/2015   7/1/2015   6/1/2015   7/1/2015     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  3/30/2005    720000                SINGLE FAMILY         1              0    14000          80  81.94 FULL         30.61 15241.79     751                                       1                                                                                            YES        No               5.99 PASS    757486.93 PASS          829.4  1889.23  45,770.94 PASS         8 N/A    NO     N/A     1889.23           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 3196.27      8/1/2013                   578820            Cure default with capitalization     N                             2820 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES           7/1/2035 5/1 OR   Conventional   8/1/2005    444000 O         5.375 NO              360      360       5        15       120   7/1/2010   8/1/2010   7/1/2015   8/1/2015     3.25         6     2 11.375   3.25       6        6 6 Month PRIMARY     PURCHASE            1004  5/26/2005    556000         555000 PUD                   1              0   111000          80    100 FULL          44.2     8333     718                                       1                                                                                            NO         No              6.343 PASS    640490.68 PASS          59.46     4482            N/A            N/A    N/A    N/A        4482           N/A            N/A    N/A    YES       Final     Yes            2/1/2011       3 1871.72      3/1/2011                443951.65            Cure default        36 Penalty       N                          1988.75 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO            7/1/2035 10/1 OR  Conventional   8/1/2005    226800 O         6.125 NO              360      360       5        15       120   7/1/2015   8/1/2015   1/1/2016   2/1/2016     2.25     6.125     2 12.125   2.25       6        6 6 Month SECOND HOME PURCHASE            1004  6/28/2005    291000         283500 PUD                   1              0    56700          80    100 FULL          40.9  5581.67     739                                       1                                                                                            NO         No              6.055 PASS    299512.83 PASS        4989.13      250            N/A            N/A    N/A    N/A         250           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 1206.75      8/1/2013                 218533.5            Cure default         0               N                          1157.63 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           7/1/2035 10/1 OR  Conventional   8/1/2005    544900 O         5.625 NO              360      360       5        15       120   7/1/2015   8/1/2015   7/1/2015   8/1/2015     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  5/23/2005    730000         729000 SINGLE FAMILY         1              0        0       74.75  74.75 FULL         40.88     8740     759                                       1                                                                                            NO         No              5.923 PASS    715277.91 PASS         129.51  6996.75            N/A            N/A    N/A    N/A     6996.75           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 3023.06      8/1/2013                547454.22            Cure default with capitalization     N                          2554.22 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES           8/1/2035 5/1 OR   Conventional   9/1/2005    458000 O         5.625 NO              360      360       5        15        60   8/1/2010   9/1/2010   8/1/2015   9/1/2015     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  7/18/2005    775000                PUD                   1              0                 59.1   59.1 SIVA         36.34     8000     717                                       2                        Exception: Missing    Missing Docs                                  YES        No                  6 PASS    569172.46 PASS         729.97   1831.2  36,493.50 PASS         8 N/A    NO     N/A      1831.2           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     3.5 2043.69     12/1/2010                455120.53            Cure default         0               N                          2146.88 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           9/1/2035 10/1 OR  Conventional  10/1/2005    373600 A          5.75 NO              360      360       5        15             9/1/2015  10/1/2015   9/1/2015  10/1/2015     2.25         5     2  10.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  7/29/2005    467000         470000 PUD                   1              0        0          80     80 FULL         46.45     7650     718                                       3  Exception: Missing final 1003- Missing both Missing Docs                                  NO         No              6.053 PASS    446071.41 PASS         243.14     1769            N/A            N/A    N/A    N/A        1769           N/A            N/A    N/A    YES       Final     Yes           10/1/2012     4.5 1950.54     11/1/2012     10/1/2035  334323.41            Cure default with capitalization     N                          2180.23 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                           initial and final 1003 - Rating - 3;                                                                                                                                                                                                                                                HUD1
                       ARM
YES           8/1/2035 7/1 OR   Conventional   9/1/2005    138000 O         5.625 NO              360      360       5        15       120   8/1/2012   9/1/2012   8/1/2015   9/1/2015     3.75         5     1 10.625   3.75       6        6 6 Month PRIMARY     REFI CASHOUT        1004  6/17/2005    185000                PUD                   1              0                 74.6   74.6 FULL         33.13     4593     695                                       1                                                                                            YES        No              6.795 PASS    220048.09 PASS        2976.49     2616  10,810.30 PASS         8 N/A    NO     N/A        2616           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   2.875  571.68     12/1/2010                 137789.7            Cure default        36 Penalty       N                           646.88 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           8/1/2035 10/1 OR  Conventional   9/1/2005    424000 O             6 NO              360      360       5        15       120   8/1/2015   9/1/2015   8/1/2015   9/1/2015     2.25         6     2     12   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  5/23/2005    530000                SINGLE FAMILY         1              0                   80     80 SIVA         34.92     8900     719                                       1                                                                                            YES        No              6.164 PASS    567643.84 PASS         154.92     7130  33,276.11 PASS         8 N/A    NO     N/A        7130           N/A            N/A    N/A    YES       Final     Yes            6/1/2011     3.5 1903.95      7/1/2011                   424000            Cure default         0               N                             2120 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           8/1/2035 10/1 OR  Conventional   9/1/2005    248400 O         6.125 NO              360      360       5        15       120   8/1/2015   9/1/2015   8/1/2015   9/1/2015     2.25         6     2 12.125   2.25       6        6 6 Month PRIMARY     PURCHASE            1004   7/7/2005    311000         310500 PUD                   1              0    31050          80     90              46.44     6500     687                                       1                                                                                            NO         No              6.198 PASS    334299.21 PASS         -88.98     3410            N/A            N/A    N/A    N/A        3410           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    2.75    1014     12/1/2010                248383.21            Cure default without capitalization  N                          1267.88 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           9/1/2035 10/1 OR  Conventional  10/1/2005    420000 O         5.875 NO              360      360       5        15       120   9/1/2015  10/1/2015   9/1/2015  10/1/2015     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   8/3/2005    531000         525000 SINGLE FAMILY         1              0                   80     80 FULL         41.32     7499     738                                       2                        Exception: Missing    Missing Docs                                  NO         No               6.25 PASS    584812.67 PASS        1539.15   4580.2            N/A            N/A    N/A    N/A      4580.2           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25  2248.9      8/1/2013                407259.36            Cure default         0               N                          2056.25 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           9/1/2035 7/1 OR   Conventional  10/1/2005    480000 O         5.625 NO              360      360       5        15        84   9/1/2012  10/1/2012   9/1/2015  10/1/2015     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  7/14/2005    780000                PUD                   1              0        0       61.54  61.54 FULL         35.56     9930     787                                       1                                                                                            YES        No                6.2 PASS    641882.87 PASS        1308.03   4862.2  37,963.68 PASS         8 N/A    NO     N/A      4862.2           N/A            N/A    N/A    YES       Final     Yes           12/8/2010    3.75 2233.28     12/1/2010                 482228.8            Cure default with capitalization     N                             2250 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           7/1/2035 5/1 OR   Conventional   8/1/2005    424000 O         6.375 NO              360      360       5        15        60   7/1/2010   8/1/2010   7/1/2011   8/1/2011     2.25         6     2 12.375   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  5/25/2005    535000                SINGLE FAMILY         1              0    53000       79.25  89.16 STATED /     35.11     7500     720                                       3                        Exception: Finance    TIL          Exception: Missing   3/19/15:    YES        No              6.242 PASS    542208.55 FAIL       -1311.07     2405  33,674.28 PASS         8 N/A    NO     N/A        2405           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     2.5    1661     12/1/2010                420376.42            Cure default         0               N                           2252.5 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                            charge not within      Exception   final HUD-1- Final    Received                                                                                                                                                                                             HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance- Finance                 HUD missing borrower  Final HUD                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge underdisclosed              signature - Rating -  that is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $1,311.07. - Rating             1;                    marked
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                     Final and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              stamped by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              settlement
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              agent.;
YES           9/1/2035 5/1 OR   Conventional  10/1/2005    228300 O         5.625 NO              360      360       5        15        60   9/1/2010  10/1/2010   9/1/2015  10/1/2015     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  7/29/2005    288000         235410 PUD                   1              0    28500       96.98 109.09 FULL         43.32     6500     721                                       1                                                                                            NO         No              6.342 PASS    302899.39 PASS         614.02     3469            N/A            N/A    N/A    N/A        3469           N/A            N/A    N/A    YES       Final     Yes           10/1/2010     2.5  898.14     12/1/2010                227308.46            Cure default         0               N                          1070.16 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           9/1/2035 5/1 OR   Conventional  10/1/2005    605000 O         5.375 NO              360      360       5        15        60   9/1/2010  10/1/2010   9/1/2015  10/1/2015     2.25         5     2 10.375   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004   8/7/2005    875000                SINGLE FAMILY         1              0                69.14  69.14 FULL         36.75    14000     745                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               6.12 PASS    786457.78 PASS         755.53  1703.95  48,191.42 PASS         8 N/A    NO     N/A     1703.95           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.375 2663.29     12/1/2010                602422.76            Cure default         0               N                           2709.9 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                       Missing final title policy--commitment in                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                file - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                      capitalization
YES           9/1/2035 5/1 OR   Conventional  10/1/2005    468750 O         5.625 NO              360      360       5        15        60   9/1/2010  10/1/2010   9/1/2015  10/1/2015     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004   7/1/2005    625000                PUD                   1              0                   75     75 FULL         25.95    22771     693                                       1                                                                                            YES        No              6.258 PASS    617481.78 PASS         1081.9     2339  37,195.71 PASS         8 N/A    NO     N/A        2339           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.375 2063.37     12/1/2010                466723.24            Cure default         0               N                          2698.39 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           5/1/2035 10/1 OR  Conventional   6/1/2005    614250 O         5.125 NO              360      360       5        15       120   5/1/2012   6/1/2012  11/1/2015  12/1/2015     2.25         5     1 10.125   2.25       6        6 6 Month INVESTMENT  REFI CASHOUT  Missing     3/23/2005    945000                CONDO>8FLOORS         1              0        0          65     65 FULL          6.13    39922     749                                       1                                                                                            NO         No              5.526 PASS    744942.86 PASS         249.54  9782.13            N/A            N/A    N/A    N/A     9782.13           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       3  2589.7      7/1/2011                   614250            Cure default         0               N                          2623.36 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                              (HIGH RISE)                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           6/1/2035 5/1 OR   Conventional   7/1/2005    437500 O             5 NO              360      360       5        15        60   6/1/2010   7/1/2010   6/1/2015   7/1/2015     2.25         5     2     10   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004   4/5/2005    625000                SINGLE FAMILY         1              0        0          70     70 FULL         28.26    10467     723                                       1                                                                                            YES        No              5.676 PASS    519998.36 PASS         185.41     1320  34,816.63 PASS         8 N/A    NO     N/A        1320           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25 1883.23     12/1/2010                432721.26            Cure default         0               N                          1822.92 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          10/1/2035 5/1 OR   Conventional  11/1/2005    617000 O           5.5 NO              360      360       5        15        60  10/1/2010  11/1/2010  10/1/2015  11/1/2015     2.25         5     2   10.5   2.75      12       12 1 Year  PRIMARY     REFI CASHOUT        1004   8/3/2005    825000                PUD                   1              0    70000       74.79  83.27 FULL          33.2 11264.99     779                                       3                        Exception: Finance    TIL Exception                                 YES        No              6.172 PASS    806174.68 FAIL         -46.96     1570  49,060.96 PASS         8 N/A    NO     N/A        1570           N/A            N/A    N/A    YES       Final     Yes           6/20/2011       3 2553.09      7/1/2011                605566.01            Cure default without capitalization  N                          2827.92 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 charge not within                                                                                                                                                                                                                                             HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      tolerance-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $46.96 - Rating - 3;
YES           8/1/2035 5/1 OR   Conventional   9/1/2005    288000 O          6.25 NO              360      360       5        15        60   8/1/2010   9/1/2010   8/1/2015   9/1/2015     2.75         5     2  11.25   2.75      12       12 1 Year  INVESTMENT  PURCHASE            1004   7/6/2005    370000         360000 PUD                   1              0    36000          80     90 FULL         43.26    10095     782                                       1                                                                                            NO         No              6.646 PASS    401815.19 PASS        1685.63      582            N/A            N/A    N/A    N/A         582           N/A            N/A    N/A    YES       Final     Yes           11/1/2010       3 1206.74     12/1/2010                286225.06            Cure default         0               N                             1500 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           8/1/2035 5/1 OR   Conventional   9/1/2005    275120 O         5.375 NO              360      360       5        15        60   8/1/2010   9/1/2010   8/1/2015   9/1/2015     2.25         5     2 10.375   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  6/29/2005    350000         343990 PUD                   1              0    51585       79.98  94.98 FULL         35.09  5790.01     778                                       3                        Exception: APR not    TIL Exception                                 NO         No              5.658 FAIL    319606.96 FAIL      -12590.07  1351.36            N/A            N/A    N/A    N/A     1351.36           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   2.625 1092.66     12/1/2010                 272042.9            Cure default         0               N                          1232.31 NO         Complete Y
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 within tolerance- APR                                                                                                                                                                                                                                         HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      underdisclosed by .14%                                                                                                                                                                                                                                                                                                                                            capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     due to payment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     streams. - Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $12,590.07 due to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     payment streams. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO            9/1/2035 5/1 OR   Conventional  10/1/2005    157150 O         5.875 NO              360      360       5        15        60   9/1/2010  10/1/2010   9/1/2015  10/1/2015     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  7/25/2005    213000         196450 PUD                   1              0    39250       73.78  92.21 FULL         44.46     3250     762                                       1                                                                                            NO         No              6.466 PASS    210963.01 PASS         134.79      924            N/A            N/A    N/A    N/A         924           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     2.5  618.13     12/1/2010                156441.97            Cure default         0               N                           769.38 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO           10/1/2035 3/1 OR   Conventional  11/1/2005    103500 A          7.25 NO              360      360       5        15            10/1/2008  11/1/2008  10/1/2015  11/1/2015     2.75         2     2  13.25   2.75      12       12 1 Year  INVESTMENT  PURCHASE            1073   6/1/1993    130000         129400 CONDO                 1              0        0       79.99  79.99 NO DOC           0        0     782                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  NO         No              7.044 PASS    141774.81 PASS        1501.92     -332            N/A            N/A    N/A    N/A        -332           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       3  402.58      7/1/2011                 95487.34            Cure default         0               N                           706.05 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                             evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing final title.  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;
NO            6/1/2035 5/1 OR   Conventional   7/1/2005    332800 O         6.125 NO              360      360       5        15        60   6/1/2010   7/1/2010   6/1/2015   7/1/2015     2.25         5     2 11.125   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   5/8/2005    416000         416000 SINGLE FAMILY         1              0        0          80     80 NIV /        52.87    15000     694                                       1                                                                                            NO         No              6.078 PASS     414309.1 PASS           1.48     1135            N/A            N/A    N/A    N/A        1135           N/A            N/A    N/A    YES       Final     Yes            2/1/2011    3.25 1422.68      3/1/2011                326897.76            Cure default         0               N                          1698.67 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           Stated                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                    Income                                                                                                                                                                                                                                                                                                                                                                                                                                                              capitalization
YES           8/1/2035 5/1 OR   Conventional   9/1/2005    140000 A          5.25 NO              360      360       5        15             8/1/2010   9/1/2010   8/1/2015   9/1/2015     2.25         6     2  11.25   2.25       6        6 6 Month INVESTMENT  PURCHASE            1073  7/11/2005    355000         345000 CONDO                 1              0                40.58  40.58 STATED /     39.34    12569     749                                       1                                                                                            NO         No               5.86 PASS    158017.07 PASS           2.72     2267            N/A            N/A    N/A    N/A        2267           N/A            N/A    N/A    YES       Final     Yes            2/1/2011       3  611.65      3/1/2011      8/1/2035  127236.08            Cure default         0               N                           773.09 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                 STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
NO            7/1/2035 5/1 OR   Conventional   8/1/2005    160800 O         5.875 NO              360      360       5        15       120   7/1/2010   8/1/2010   7/1/2015   8/1/2015     2.25         6     2 11.875   2.25       6        6 6 Month PRIMARY     PURCHASE            1025  5/17/2005    220000         210000 CONDO                 1              0    40200       76.57  95.71 SIVA         29.24     5200     692                                       1                                                                                            NO         No              5.792 PASS    203611.13 PASS          -1.95        0            N/A            N/A    N/A    N/A           0           N/A            N/A    N/A    YES       Final     Yes            7/1/2011    2.75  521.44      8/1/2011      7/1/2035  109845.85            Cure default without capitalization  N                           787.25 NO         Complete Y
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           9/1/2035 5/1 OR   Conventional  10/1/2005    212000 O          5.25 NO              360      360       5        15       120   9/1/2010  10/1/2010   9/1/2015  10/1/2015     2.25         6     2  11.25   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  8/25/2005    300000         265000 PUD                   1              0    53000          80    100 FULL         44.13     4333     736                                       1                                                                                            NO         No               5.83 PASS    277300.21 PASS          -0.08   496.25            N/A            N/A    N/A    N/A      496.25           N/A            N/A    N/A    YES       Final     Yes            4/1/2013       2     891      5/1/2013      9/1/2035  193028.56            Cure default         0               N                            927.5 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES          10/1/2035 10/1 OR  Conventional  11/1/2005    270000 A         5.875 NO              360      360       5        15            10/1/2015  11/1/2015  10/1/2016  11/1/2016     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  6/15/2005    360000                SINGLE FAMILY         1              0                   75     75              22.05    12350     807                                       1                                                                                            YES        No              6.202 PASS    327831.32 PASS          24.71     3150  21,344.48 PASS         8 N/A    NO     N/A        3150           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 1364.31     12/1/2012     11/1/2035  234328.84            Cure default         0               N                          1597.15 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES          10/1/2035 10/1 OR  Conventional  11/1/2005    569000 A         5.375 NO              360      360       5        15            10/1/2015  11/1/2015  10/1/2015  11/1/2015     2.25         5     2 10.375   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004   9/9/2005    720000                SINGLE FAMILY         1              0        0       79.03  79.03 FULL         48.73  9985.42     738                                       1                                                                                            YES        No              5.883 PASS    657834.65 PASS         -15.25   6767.5  44,951.42 PASS         8 N/A    NO     N/A      6767.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 2946.08     12/1/2012     11/1/2035  506006.98            Cure default with capitalization     N                          3186.24 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM
YES          10/1/2035 10/1 OR  Conventional  11/1/2005    500000 A          5.25 NO              360      360       5        15            10/1/2015  11/1/2015  10/1/2015  11/1/2015     2.25         5     2  10.25   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073   8/8/2005    625000         625000 CONDO                 1              0                   80     80 FULL         42.82     9000     773                                       2                        Exception: Missing    Missing Docs                                  NO         No               5.89 PASS     575640.8 PASS        4050.36  5774.66            N/A            N/A    N/A    N/A     5774.66           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5  2580.2     12/1/2012     11/1/2035  443165.56            Cure default with capitalization     N                          2761.02 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           Rating - 2;
YES          10/1/2035 10/1 OR  Conventional  11/1/2005    618750 O           5.5 NO              360      360       5        15       120  10/1/2015  11/1/2015  10/1/2015  11/1/2015     2.25         5     2   10.5   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  7/28/2005    825000         825000 PUD                   1              0        0          75     75 FULL         22.73 20793.17     679                                       3                        Exception: Missing    Missing Docs                                  NO         No              5.957 PASS    827506.06 PASS         228.41   8305.5            N/A            N/A    N/A    N/A      8305.5           N/A            N/A    N/A    YES                 Yes            6/1/2011       3 2545.49      7/1/2011                 603764.1            Cure default with capitalization     N                          2835.94 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                 final HUD-1- Page 1 on
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      the HUD1 in file is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     incomplete. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
NO           11/1/2035 10/1 OR  Conventional  12/1/2005    650000 O         5.625 NO              360      360       5        15       120  11/1/2015  12/1/2015  11/1/2015  12/1/2015     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  9/21/2005    970000                PUD                   1              0        0       67.01  67.01 FULL         38.13    11218     706                                       1                                                                                            YES        No              6.073 PASS    896104.04 PASS           25.5     2905  51,531.98 PASS         8 N/A    NO     N/A        2905 51,531.98 PASS         8 PASS   NO     YES       Final     Yes            7/1/2013    5.25 3622.97      8/1/2013                656093.76            Cure default         0               N                          3046.88 NO         Complete Y
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            9/1/2035 10/1 OR  Conventional  10/1/2005    520000 A             7 NO              360      360       5        15             9/1/2015  10/1/2015   9/1/2015  10/1/2015     2.25         6     2     13   2.25       6        6 6 Month INVESTMENT  PURCHASE            1073  7/20/2005    690000         680000 CONDO>8FLOORS         1              0        0       76.47  76.47 FULL         33.58    39802     690                                       2                        Exception: Missing    Missing Docs                                  NO         No              6.936 PASS    688956.88 PASS         957.76     8475            N/A            N/A    N/A    N/A        8475           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 2777.32     12/1/2012     10/1/2035  476032.28            Cure default        36 Penalty       N                          3459.57 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                              (HIGH RISE)                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          10/1/2035 10/1 OR  Conventional  11/1/2005    485000 O         6.375 NO              360      360       5        15       120  10/1/2015  11/1/2015  10/1/2016  11/1/2016     2.25         6     2 12.375   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004   9/7/2006    639000                SINGLE FAMILY         1              0        0        75.9   75.9 NO RATIO         0        0     758                                       1                                                                                            YES        No              6.499 PASS    684384.28 PASS         986.64     8410  38,127.20 PASS         8 N/A    NO     N/A        8410           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 2671.34      8/1/2013                483759.74            Cure default         0               N                          2576.56 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           9/1/2035 5/1 OR   Conventional  10/1/2005    432000 O         6.125 NO              360      360       5        15        60   9/1/2010  10/1/2010   9/1/2015  10/1/2015     2.25         6     2 12.125   2.25      12       12 1 Year  PRIMARY     DEBT                1004  7/10/2005    545000                SINGLE FAMILY         1              0   100000       79.27  97.62 FULL         23.18    13726     717                                       1                                                                                            YES        No              6.296 PASS    568322.19 PASS          -0.33     1310  34,316.02 PASS         8 N/A    NO     N/A        1310           N/A            N/A    N/A    YES       Final     Yes           5/24/2011       2  917.07      7/1/2011                290596.67            Cure default         0               N                             2205 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR               CONSOLIDATION                                                DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           9/1/2035 5/1 OR   Conventional  10/1/2005    560000 O           6.5 NO              360      360       5        15        60   9/1/2010  10/1/2010   9/1/2015  10/1/2015     2.25         6     2   12.5   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004   7/4/2005    700000                PUD                   1              0        0          80     80 NIV /        43.45    14000     685                                       1                                                                                            YES        No              6.443 PASS    747114.51 PASS         131.03     1030  44,502.18 PASS         8 N/A    NO     N/A        1030           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     2.5 2202.86     12/1/2010                557514.89            Cure default         0               N                          3033.33 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                               Stated                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                    Income                                                                                                                                                                                                                                                                                                                                                                                                                                                              capitalization
YES          11/1/2035 10/1 OR  Conventional  12/1/2005    540000 O         6.375 NO              360      360       5        15       120  11/1/2015  12/1/2015  11/1/2015  12/1/2015     2.25         5     2 11.375   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004 10/10/2005    680000                PUD                   1              0        0       79.41  79.41 SIVA          38.6    11000     728                                       1                                                                                            YES        No              6.593 PASS    801742.38 PASS          -4.31   2286.5  42,971.18 PASS         8 N/A    NO     N/A      2286.5           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 2997.74      8/1/2013                542868.75            Cure default         0               N                          2868.75 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          11/1/2035 5/1 OR   Conventional  12/1/2005    192000 O         5.875 NO              360      360       5        15        60  11/1/2015  12/1/2015  11/1/2015  12/1/2015     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     PURCHASE              70 10/14/2005    240000              0 PUD                   1              0                   80     80              55.38     3271     797                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  NO         No                  0 FAIL              FAIL                       0            N/A            N/A    N/A    N/A           0           N/A            N/A    N/A    YES                 Yes            7/1/2013    5.25 1070.58      8/1/2013                193873.29            Cure default with capitalization     N                              940 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                           evidence of title-    final HUD-1-  - Rating
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                Title commitment was  - 3;  Exception:
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               provided - Rating -   Missing final TIL-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               3;                    Rating - 3;
YES          12/1/2035 5/1 OR   Conventional   1/1/2006    512000 O          5.75 NO              360      360       5        15        60  12/1/2010   1/1/2011  12/1/2010   1/1/2011     2.25         5     2  10.75   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004   8/5/2005    640000                SINGLE FAMILY         1              0   128000          80    100 FULL         44.63    10074     691                                       1                                                                                            YES        No              6.631 PASS    727401.39 PASS         -22.44  5302.74  40,431.11 PASS         8 N/A    NO     N/A     5302.74           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.125 2188.56     12/1/2010                510897.63            Cure default         0               N                          2453.33 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
NO           11/1/2035 10/1 OR  Conventional  12/1/2005     95000 O             6 NO              360      360       5        15       120  11/1/2015  12/1/2015  11/1/2015  12/1/2015     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT  Exterior   10/13/2005    119000                SINGLE FAMILY         1              0                79.83  79.83 FULL         39.97     7581     678                                       1                                                                                            YES        No              6.427 PASS     138258.6 PASS         532.65   711.95   7,546.84 PASS         8 N/A    NO     N/A      711.95  7,546.84 PASS         8 PASS   NO     YES       Final     Yes            7/1/2013    5.25  529.76      8/1/2013                 95935.94            Cure default         0               N                              475 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                             Drive-by                                       DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                       (2055,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                 1075, 466,
                                                                                                                                                                                                                                                                                 2095)
NO           12/1/2035 7/1 OR   Conventional   1/1/2006    999999 O         5.625 NO              360      360       5        15       120  12/1/2012   1/1/2013  12/1/2015   1/1/2016     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  8/22/2005   1490000        1255684 PUD                   1              0        0       79.64  79.64 FULL          37.4 21150.68     707                                       1                                                                                            NO         No              6.408 PASS   1462812.14 PASS         4104.7  12565.5            N/A            N/A    N/A    N/A     12565.5           N/A            N/A    N/A    YES       Final     Yes          12/17/2010       3 4215.51     12/1/2010                999874.43            Cure default without capitalization  N                           4687.5 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES          12/1/2035 10/1 OR  Conventional   1/1/2006    500000 A           6.5 NO              360      360       5        15            12/1/2015   1/1/2016  12/1/2015   1/1/2016     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  9/22/2005    780000                SINGLE FAMILY         1              0                 64.1   64.1 STATED /     31.48    15500     769                                       2                        Exception: Missing FACTA disclosure-  - Rating - 2;                 YES        No              6.703 PASS    672041.09 PASS         795.61   1235.5  39,737.40 PASS         8 N/A    NO     N/A      1235.5           N/A            N/A    N/A    YES       Final     Yes            2/1/2013     4.5 2647.69      3/1/2013      1/1/2036     453814            Cure default with capitalization     N                          3160.34 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1
                       ARM
YES          11/1/2035 10/1 OR  Conventional  12/1/2005    400000 A         6.375 NO              360      360       5        15            11/1/2015  12/1/2015   5/1/2016   6/1/2016     2.25         6     2 12.375   2.25       6        6 6 Month INVESTMENT  PURCHASE            1004  9/21/2005    505000         500000 PUD                   1              0        0          80     80 FULL         15.07    47500     726                                       1                                                                                            NO         No              6.521 PASS     506626.9 PASS         774.48     6134            N/A            N/A    N/A    N/A        6134           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    4.75 1976.43     12/1/2010                378882.62            Cure default         4 Penalty       N                          2495.48 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         4 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          11/1/2035 10/1 OR  Conventional  12/1/2005    504750 A             6 NO              360      360       5        15            11/1/2015  12/1/2015  11/1/2015  12/1/2015     2.25         6     2     12   2.25       6        6 6 Month INVESTMENT  PURCHASE            1004 10/19/2005    673000         673000 PUD                   1              0        0          75     75 FULL         46.03 13706.98     796                                       2                        Exception: Missing    Missing Docs                                  NO         No              6.238 PASS    623388.31 PASS         -97.29     1438            N/A            N/A    N/A    N/A        1438           N/A            N/A    N/A    YES       Final     Yes          11/12/2012     4.5 2646.44     12/1/2012     12/1/2035  455480.15            Cure default        36 Penalty  within first 36 months at 20% allowance equal to 6 months interest.
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                                                                                                                                                                                                   FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           FACTA revealed no                                                                                                                                                                                                                                                                                                                                                 capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     scores page 449 -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;



  No
  penalty   N                                             3026.24 NO     Complete Y         NO
of a full
prepayment
concurrent
with a bona
file sale."
YES           6/1/2035 5/1 OR   Conventional   7/1/2005     40800 A          8.25 NO              360      360       5        15             6/1/2010   7/1/2010   6/1/2015   7/1/2015     2.75         6     2  14.25    8.5       6        6 6 Month INVESTMENT  PURCHASE            1004  5/16/2005     52500          51000 SINGLE FAMILY         1              0        0          80     80 STATED /     36.02     3200     700                                       3                        Exception: Finance    TIL Exception                                 NO         No              8.606 PASS     70863.34 FAIL       -1716.08     1031            N/A            N/A    N/A    N/A        1031           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.125  186.38     12/1/2010      6/1/2035   38340.19            Cure default with capitalization     N                           306.52 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                           STATED                                                                                            charge not within                                                                                                                                                                                                                                             HUD1
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance- Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $1,716.08. TIL
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     reflects Fixed note,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     actually note in file
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is Adjustable - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;
YES          10/1/2035 5/1 OR   Conventional  11/1/2005    444000 O          5.75 NO              360      360       5        15        60  10/1/2010  11/1/2010  10/1/2015  11/1/2015     2.25         5     2  10.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  8/28/2005    555000         555000 PUD                   1              0    55000          80  89.91 FULL         37.36 12811.73     672                                       1                                                                                            NO         No              6.259 PASS    585308.76 PASS           0.06     2070            N/A            N/A    N/A    N/A        2070           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25 1927.47     12/1/2010                442885.94            Cure default         0               N                           2127.5 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          10/1/2035 5/1 OR   Conventional  11/1/2005    541250 O          5.25 NO              360      360       5        15        60  10/1/2010  11/1/2010  10/1/2015  11/1/2015     2.25         5     2  10.25   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   8/8/2005    712000         676569 PUD                   1              0                   80     80 SIVA         37.78    13800     722                                       1                                                                                            NO         No              6.072 PASS    700036.43 PASS         832.81     1771            N/A            N/A    N/A    N/A        1771           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25 2350.45     12/1/2010                540078.29            Cure default         0               N                          2367.97 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO           12/1/2035 5/1 OR   Conventional   1/1/2006    621600 O         5.625 NO              360      360       5        15        60  12/1/2010   1/1/2011  12/1/2015   1/1/2016     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  9/28/2005    780000         777000 SINGLE FAMILY         1              0        0          80     80               35.2    17235     693                                       1                                                                                            NO         No              6.523 PASS    874963.01 PASS         118.65      995            N/A            N/A    N/A    N/A         995           N/A            N/A    N/A    YES       Final     Yes           11/1/2010       3 2620.46     12/1/2010                621545.61            Cure default         0               N                          2913.75 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          11/1/2035 5/1 OR   Conventional  12/1/2005    535000 O         5.875 NO              360      360       5        15        60  11/1/2010  12/1/2010  11/1/2015  12/1/2015     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  8/31/2005    690000                SINGLE FAMILY         1              0        0       77.54  77.54 FULL         40.07     9194     696                                       1                                                                                            YES        No              6.528 PASS    746169.23 PASS        2948.62    -1685  42,844.00 PASS         8 N/A    NO     N/A       -1685           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25 2328.35     12/1/2010                   535000            Cure default         0               N                          2619.27 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           9/1/2035 7/1 OR   Conventional  10/1/2005    650000 O           5.5 NO              360      360       5        15        84   9/1/2012  10/1/2012   9/1/2015  10/1/2015     2.25         5     2   10.5   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  6/27/2005    910000         898912 PUD                   1              0   159000       72.31     90              28.12    34491     735                                       1                                                                                            NO         No              6.006 PASS       845302 PASS         -99.94   1711.5            N/A            N/A    N/A    N/A      1711.5           N/A            N/A    N/A    YES       Final     Yes            2/1/2011       3 2646.54      3/1/2011                627730.44            Cure default         0               N                          2979.17 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           9/1/2035 7/1 OR   Conventional  10/1/2005    650000 O         5.625 NO              360      360       5        15        84   9/1/2012  10/1/2012   9/1/2015  10/1/2015     2.25         5     2 20.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   8/9/2005    820000         825000 PUD                   1              0        0       79.27  79.27 SIVA         41.75    17000     723                                       1                                                                                            NO         No              6.104 PASS    862674.76 PASS          97.89     1806            N/A            N/A    N/A    N/A        1806           N/A            N/A    N/A    YES       Final     Yes            2/1/2011       3 2672.21      3/1/2011                 633819.9            Cure default without capitalization  N                          3046.88 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           1/1/2036 10/1 OR  Conventional   2/1/2006    240000 O          6.75 NO              360      360       5        15       120   1/1/2016   2/1/2016   1/1/2016   2/1/2016     2.25         5     2  11.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  12/1/2005    300000         300000 SINGLE FAMILY         1              0    60000          80    100 FULL         44.67     4871     813                                       1                                                                                            YES        No               7.03 PASS    376847.49 PASS        1631.77   1771.5            N/A            N/A    N/A    N/A      5371.5 14,261.31 PASS         8 PASS   NO     YES       Final     Yes            1/1/2013    5.25 1105.81      2/1/2013                200254.09            Cure default with capitalization     N                             1350 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES          12/1/2035 5/1 OR   Conventional   1/1/2006    650000 O         6.125 NO              360      360       5        15        60  12/1/2010   1/1/2011  12/1/2015   1/1/2016     2.25         5     2 11.125   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  11/3/2005    900000                SINGLE FAMILY         1              0        0       72.22  72.22 FULL         29.94    13500     729                                       1                                                                                            YES        No              6.755 PASS    934173.41 PASS        1860.48  4703.66  51,597.53 PASS         8 N/A    NO     N/A     4703.66           N/A            N/A    N/A    YES       Final     Yes            2/1/2011       3 2725.76      3/1/2011                646520.91            Cure default without capitalization  N                          3317.71 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM
YES           1/1/2036 5/1 OR   Conventional   2/1/2006    719950 O           5.5 NO              360      360       5        15       120   1/1/2011   2/1/2011   1/1/2016   2/1/2016     2.25         5     2   10.5   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  12/7/2005    900000         899950 SINGLE FAMILY         1              0        0          80     80 SIVA         38.05    13783     801                                       3                        Exception: Finance    Missing Docs                                  NO         No              6.644 PASS   1097415.86 FAIL       -6393.18 15243.13            N/A            N/A    N/A    N/A    15243.13           N/A            N/A    N/A    YES       Final     Yes          11/11/2013   3.125 3247.77     12/1/2013      1/1/2036  622736.16            Cure default         0               N                          3299.77 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with Principal
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      tolerance- Under                                                                                                                                                                                                                                                                                                                                                  foregiveness
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $6,393.18 -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     missing itemization -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES           8/1/2035 3/1 OR   Conventional   9/1/2005    152000 O           5.5 NO              360      360       5        15        36   8/1/2008   9/1/2008   8/1/2015   9/1/2015     2.25         2     2   11.5   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  6/17/2005    240000                SINGLE FAMILY         1              0                63.33  63.33 SIVA         32.78     3800     727                                       1                                                                                            YES        No              6.271 PASS    189245.75 PASS        1229.86  3293.69  11,857.50 PASS         8 N/A    NO     N/A     3293.69  8,893.12 PASS         8 PASS   NO     YES       Final     Yes            6/1/2011       3  605.55      7/1/2011                 143630.4            Cure default         0               N                           696.67 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           9/1/2035 7/1 OR   Conventional  10/1/2005    344000 O         5.875 NO              360      360       5        15        84   9/1/2012  10/1/2012   9/1/2015  10/1/2015     2.25         5     1 10.875   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  7/15/2005    430000         430000 SINGLE FAMILY         1              0    43000          80     90 FULL         44.33     6000     739                                       1                                                                                            NO         No              6.116 PASS    450403.44 PASS         886.96     1569            N/A            N/A    N/A    N/A        1569           N/A            N/A    N/A    YES       Final     Yes            2/1/2011       3 1450.32      3/1/2011                   344000            Cure default         0               N                          1684.17 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO           11/1/2035 5/1 OR   Conventional  12/1/2005    256000 A         5.625 NO              360      360       5        15            11/1/2010  12/1/2010  11/1/2015  12/1/2015     2.75         5     2 10.625   2.75      12       12 1 Yr    INVESTMENT  PURCHASE            1004  9/26/2005    325000         324900 SINGLE FAMILY         1              0        0       78.79  78.79 FULL         22.68    12000     747                                       1                                                                                            NO         No              6.246 PASS    319132.51 PASS         188.98      228            N/A            N/A    N/A    N/A         228           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       3  981.25      7/1/2011                232741.51            Cure default without capitalization  N                          1473.69 NO         Complete Y
                       5/6 MOS                                                                                                                                                                                                                 CMT     / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM                                                                                                                                                                                                                     Weekly
YES           1/1/2036 5/1 OR   Conventional   2/1/2006    280000 O           6.5 NO              360      360       5        15       120   1/1/2011   2/1/2011   7/1/2011   8/1/2011      3.5         6     2   12.5    3.5       6        6 6 Month PRIMARY     REFI CASHOUT        1004 11/16/2005    418000                PUD                   1              0                66.99  66.99 FULL         37.33  6868.28     703                                       1                                                                                            YES        No              7.676 PASS    497716.02 PASS         510.37     3865  21,989.69 PASS         8 N/A    NO     N/A        3865 21,989.69 PASS         8 PASS   NO     YES       Final     Yes           12/1/2010   3.125 1194.04     12/1/2010                278736.64            Cure default        36 Penalty       N                          1516.67 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           2/1/2036 7/1 OR   Conventional   3/1/2006    492400 O          6.25 NO              360      360       5        15       120   2/1/2013   3/1/2013   2/1/2016   3/1/2016     2.25         5     2  11.25   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073 12/12/2005    616000         615500 CONDO                 1              0    12000          80  81.95 FULL         44.66     9975     795                                       2  Exception: Missing evidence of title- No    Missing Docs                                  NO         No              6.773 PASS    750609.48 PASS         607.18  5475.73            N/A            N/A    N/A    N/A     5475.73           N/A            N/A    N/A    YES       Final     Yes           1/18/2008    5.75 2347.92      3/1/2008      2/1/2036     490000            Cure default without capitalization  N                          2564.58 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                           final Title, prelim in file - Rating - 2;                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES           1/1/2036 5/1 OR   Conventional   2/1/2006    425000 O          5.75 NO              360      360       5        15       120   1/1/2011   2/1/2011   7/1/2015   8/1/2015     2.25         5     2  10.75   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  12/3/2005    695000                SINGLE FAMILY         1              0        0       61.15  61.15 FULL         15.59    15500     754                                       1                                                                                            YES        No              6.742 PASS    653442.75 PASS        2127.42  4044.25  33,660.39 PASS         8 N/A    NO     N/A     4044.25           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.125 1816.31     12/1/2010                   424000            Cure default         0               N                          2036.46 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with Principal
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        foregiveness
YES           1/1/2036 10/1 OR  Conventional   2/1/2006    240000 O         6.375 NO              360      360       5        15       120   1/1/2016   2/1/2016   1/1/2016   2/1/2016     2.25         5     2 11.375   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004 11/22/2005    300000                SINGLE FAMILY         1              0                   80     80 FULL         43.54  4026.62     760                                       1                                                                                            YES        No              6.782 PASS    367689.19 PASS        1589.27   2323.2  19,024.34 PASS         8 N/A    NO     N/A      4123.2 14,268.26 PASS         8 PASS   NO     YES       Final     Yes            7/1/2013    5.25 1338.66      8/1/2013                 242420.7            Cure default with capitalization     N                             1275 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES           1/1/2036 10/1 OR  Conventional   2/1/2006    412000 O         6.375 NO              360      360       5        15       120   1/1/2016   2/1/2016   1/1/2016   2/1/2016     2.25         5     2 11.375   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073 11/17/2005    520000         515000 2 FAMILY              1              0   103000          80    100 FULL         41.24 10195.33     793                                       1                                                                                            NO         No              6.693 PASS    627940.08 PASS         196.29     2250            N/A            N/A    N/A    N/A        2250           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 2287.17      8/1/2013                414188.75            Cure default         0               N                          2188.75 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          11/1/2035 10/1 OR  Conventional  12/1/2005    416000 O           6.5 NO              360      360       5        15       120  11/1/2015  12/1/2015  11/1/2015  12/1/2015     2.25         6     2   12.5   2.25       6        6 6 Month SECOND HOME PURCHASE            1004  9/26/2005    530000         520000 PUD                   1              0   104000          80    100 FULL         35.44    32318     749                                       1                                                                                            NO         No              6.598 PASS     603412.5 PASS         951.12     2274            N/A            N/A    N/A    N/A        2274           N/A            N/A    N/A    YES                 Yes            7/1/2013    5.25 2322.05      8/1/2013                420506.66            Cure default         6 Penalty       N                          2253.33 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         6 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          12/1/2035 7/1 OR   Conventional   1/1/2006    487000 A         6.125 NO              360      360       6        15            12/1/2012   1/1/2013   6/1/2015   7/1/2015     2.25         6     2 12.125   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004 10/26/2005    670000                SINGLE FAMILY         1              0        0       72.69  72.69 NO RATIO         0        0     662                                       1                                                                                            YES        No              6.541 PASS    630894.83 PASS         282.39   5639.5  38,450.00 PASS         8 N/A    NO     N/A      5639.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 2558.17     12/1/2012      1/1/2036  441191.41            Cure default         0               N                          2959.07 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES          12/1/2035 7/1 OR   Conventional   1/1/2006    362000 O         5.875 NO              360      360       5        15       120  12/1/2012   1/1/2013   6/1/2015   7/1/2015     2.25         6     2 11.875   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  8/13/2005    500000                SINGLE FAMILY         1              0        0        72.4   72.4 STATED /     34.75     7480     736                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No              6.435 PASS    520324.86 PASS         195.42     5515  28,388.30 PASS         8 N/A    NO     N/A        5515           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25  1572.9     12/1/2010                361413.77            Cure default        36 Penalty       N                          1772.29 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                            violation -                                                                                                                                                                                                                                                   HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      disbursement date                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prior to RTC                                                                                                                                                                                                                                                                                                                                                                             20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date- Loan                                                                                                                                                                                                                                                                                                                                                                    equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     funded 1 day too early                                                                                                                                                                                                                                                                                                                                                                   months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            interest
YES           1/1/2036 7/1 OR   Conventional   2/1/2006     85500 O          7.25 NO              360      360       5        15       120   1/1/2013   2/1/2013   7/1/2015   8/1/2015     2.25         6     2  13.25   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1073 10/25/2005    150000                CONDO<5FLOORS         1              0                   57     57 NIV /        38.62     3950     686                                       1                                                                                            YES        No              7.394 PASS    136065.42 PASS          40.12     2605   6,604.43 PASS         8 N/A    NO     N/A        2605           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  468.96     12/1/2012                 84925.39            Cure default without capitalization  N                           583.26 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            (LOW RISE)                                                         Stated                                                                                                                                                                                                                                                                                                                                                          HUD1
                       ARM                                                                                                                                                                                                                                                                                                                                                                         Income
YES          12/1/2035 7/1 OR   Conventional   1/1/2006    440000 O             6 NO              360      360       5        15       120  12/1/2012   1/1/2013   6/1/2015   7/1/2015     2.25         6     2     12   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004 10/10/2005    635000                SINGLE FAMILY         1              0    90000       69.29  83.47 STATED /     42.67     9650     696                                       1                                                                                            YES        No              6.474 PASS    642501.92 PASS         188.26     4312  34,762.46 PASS         8 N/A    NO     N/A        4312           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     3.5 1893.06     12/1/2010                421575.73            Cure default        36 if prepaid    N                          2638.03 NO         Complete Y         YES
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                more than 20%
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         then a 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month intrest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty
NO           12/1/2035 7/1 OR   Conventional   1/1/2006    220000 O         5.875 NO              360      360       5        15       120  12/1/2012   1/1/2013  12/1/2015   1/1/2016     2.25         5     1 10.875   2.25       6        6 6 Month PRIMARY     REFI R/T            1004 10/13/2005    275000                SINGLE FAMILY         1              0    55000          80    100 FULL         75.04  4589.03     695                                       2                        Exception: Missing    Missing Docs                                  YES        No              6.505 PASS     317985.3 PASS        4761.64   5360.5  17,105.10 PASS         8 N/A    NO     N/A      5360.5         0 N/A          0 N/A    NO     YES       Final     Yes            2/1/2011       3  904.85      3/1/2011                214619.98            Cure default         0               N                          1077.08 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           10/1/2035 5/1 OR   Conventional  11/1/2005    215200 O          6.75 NO              360      360       5        15        60  10/1/2010  11/1/2010   4/1/2015   5/1/2015     6.55         3     1  12.75   6.75       6        6 6 Month PRIMARY     PURCHASE            1004  9/12/2005    270000         269000 SINGLE FAMILY         1              0    40350          80     95 FULL         35.87     7300     701                                       1                                                                                            NO         No              9.213 PASS    481770.19 PASS         393.73  4595.16            N/A            N/A    N/A    N/A     4595.16           N/A            N/A    N/A    YES       Final     Yes            6/1/2011    5.25 1195.03      7/1/2011                 216410.5            Cure default        36 Penalty       N                           1210.5 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           1/1/2036 10/1 OR  Conventional   2/1/2006    128100 O         6.875 NO              360      360       5        15       120   1/1/2016   2/1/2016   1/1/2016   2/1/2016     2.25         6     2 12.875   2.25       6        6 6 Month PRIMARY     PURCHASE            1004 11/30/2005    185000         160142 PUD                   1              0    32000       79.99  99.97 FULL         33.41  5334.59     717                                       2                        Exception: Missing    Missing Docs                                  NO         No              7.048 PASS    198878.84 PASS         784.18   1634.5            N/A            N/A    N/A    N/A      1634.5           N/A            N/A    N/A    YES       Final     Yes            2/1/2011   4.625  646.82      3/1/2011                 125806.8            Cure default         0               N                           733.91 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           1/1/2036 10/1 OR  Conventional   2/1/2006    680000 A             6 NO              360      360       5        15             1/1/2016   2/1/2016   1/1/2016   2/1/2016     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  11/9/2005    850000                SINGLE FAMILY         1              0                   80     80 FULL         24.61    18807     700                                       1                                                                                            YES        No              6.535 PASS       889367 PASS        6228.24  2727.94  54,018.57 PASS         8 N/A    NO     N/A     2727.94           N/A            N/A    N/A    YES       Final     Yes          11/12/2012     4.5    3550     12/1/2012      2/1/2036  613495.83            Cure default         0               N                          4076.94 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           1/1/2036 5/1 OR   Conventional   2/1/2006    450000 O         6.375 NO              360      360       5        15        60   1/1/2011   2/1/2011   1/1/2016   2/1/2016     2.25         5     2 11.375   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004 11/12/2005    615000         610000 SINGLE FAMILY         1              0        0       73.77  73.77 SIVA         38.79    10200     794                                       1                                                                                            NO         No              6.984 PASS    658653.98 PASS         204.62 10545.26            N/A            N/A    N/A    N/A    10545.26           N/A            N/A    N/A    YES       Final     Yes           11/1/2010       4 2148.37     12/1/2010                449999.99            Cure default without capitalization  N                          2390.63 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES           2/1/2036 5/1 OR   Conventional   3/1/2006    232000 O          6.25 NO              360      360       5        15       120   2/1/2011   3/1/2011   2/1/2016   3/1/2016     2.25         5     2  11.25   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004 11/29/2005    290000                PUD                   1              0    28000          80  89.66 FULL          42.1  3827.63     722                                       1                                                                                            YES        No             6.8348 PASS    356452.41 PASS        1038.66     1114  18,397.78 PASS         8 N/A    NO     N/A        1114           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   2.875  962.43     12/1/2010                231970.56            Cure default         0               N                          1208.33 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO           12/1/2035 2/1 OR   Conventional   1/1/2006    205457 O           6.5 NO              360      360       5        15       120  12/1/2010   1/1/2011   6/1/2015   7/1/2015     2.25         6     2   12.5   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  8/31/2005    325000         256822 PUD                   1              0                   80     80 FULL         41.72     4128       0                                       1                                                                                            NO         No              6.673 PASS     306105.4 PASS        4605.78    738.6            N/A            N/A    N/A    N/A       738.6           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.125  867.01     12/1/2010                 202394.3            Cure default         0               N                          1112.89 NO         Complete Y
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           1/1/2036 5/1 OR   Conventional   2/1/2006    238800 O          6.75 NO              360      360       5        15       120   1/1/2011   2/1/2011   1/1/2016   2/1/2016     2.25         5     2  11.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073 11/15/2005    299000         298500 CONDO                 1              0    59700          80    100 FULL         37.76    10200     768                                       1                                                                                            YES        No              7.134 PASS     375706.3 PASS         167.84  5062.95            N/A            N/A    N/A    N/A     5062.95 13,978.55 PASS         8 PASS   NO     YES       Final     Yes           12/6/2010   4.375 1164.32     12/1/2010                233197.28            Cure default         6 6 months; six N                          1548.85 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without                months
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid that
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              exceeds 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
YES           2/1/2036 5/1 OR   Conventional   3/1/2006    510000 O          5.75 NO              360      360       5        15        60   2/1/2011   3/1/2011   2/1/2015   3/1/2015     2.25         5     2  10.75   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004 12/21/2005    690000                SINGLE FAMILY         1              0        0       73.91  73.91 SIVA         30.69     9870     778                                       1                                                                                            YES        No              6.724 PASS    738921.28 PASS          828.9   7294.1  40,170.85 PASS         8 N/A    NO     N/A      7294.1           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.125 2184.47     12/1/2010                509943.85            Cure default without capitalization  N                          2443.75 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
NO            1/1/2036 5/1 OR   Conventional   2/1/2006     74750 O         6.375 NO              360      360       5        15       120   1/1/2011   2/1/2011   1/1/2016   2/1/2016     2.75         6     2 12.375   2.75      12       12 1 Year  INVESTMENT  PURCHASE            1004 11/25/2005    117200         115000 SINGLE FAMILY         1              0    17250          65     80 SIVA         33.75     8167     715                                       2  Exception: Missing evidence of title-       Missing Docs                                  NO         No              7.314 PASS    125216.55 PASS          -0.91   1431.5            N/A            N/A    N/A    N/A      1431.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.875  395.46     12/1/2010                  74726.6            Cure default         0               N                           397.11 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                       Missing Final Title Policy. File includes                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                Commitment only. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                          capitalization
NO            2/1/2036 10/1 OR  Conventional   3/1/2006    305000 O             7 NO              360      360       5        15       120   2/1/2016   3/1/2016   2/1/2016   3/1/2016     2.25         6     2     13   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004   1/4/2006    495000                PUD                   1              0        0       61.62  61.62 FULL         54.08     7235     773                                       1                                                                                            YES        No             7.1331 PASS    481208.73 PASS         840.53     3578  24,052.08 PASS         8 N/A    NO     N/A        3578 24,052.08 PASS         8 PASS   NO     YES       Final     Yes           7/31/2009       2  726.72      9/1/2009                173179.17            Cure default         0               N                          1779.17 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           2/1/2036 10/1 OR  Conventional   3/1/2006    494000 O          6.25 NO              360      360       5        15       120   2/1/2016   3/1/2016   2/1/2016   3/1/2016     2.25         6     2  12.25   2.25       6        6 6 Month PRIMARY     REFI R/T            1004  1/10/2006    635000                SINGLE FAMILY         1              0        0        77.8   77.8 FULL         26.76    15351     781                                       1                                                                                            YES        No              6.565 PASS     737122.9 PASS        1443.55     1227  39,381.24 PASS         8 N/A    NO     N/A        1227           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25  2756.3      8/1/2013                499145.31            Cure default         0               N                          2572.92 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           2/1/2036 5/1 OR   Conventional   3/1/2006    226400 O         6.375 NO              360      360       5        15       120   2/1/2011   3/1/2011   8/1/2015   9/1/2015    3.875         6     2 12.375  3.875       6        6 6 Month PRIMARY     PURCHASE            1004  1/11/2006    285000         283000 PUD                   1              0    56600          80    100 FULL         37.66  6540.37     747                                       1                                                                                            NO         No              7.887 PASS    422947.01 PASS         -22.57   3681.5            N/A            N/A    N/A    N/A      3681.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010       3  952.83     12/1/2010                   226000            Cure default         6 Penalty       N                          1202.75 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         6 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES           2/1/2036 7/1 OR   Conventional   3/1/2006    747500 O         6.625 NO              360      360       5        15       120   2/1/2013   3/1/2013   8/1/2015   9/1/2015     2.25         6     2 12.625   2.25       6        6 6 Month PRIMARY     PURCHASE            1004 12/21/2005   1150000        1150000 SINGLE FAMILY         1              0        0          65     65              34.03    19250     670                                       1                                                                                            NO         No              6.945 PASS   1169089.98 PASS        21817.7     1859            N/A            N/A    N/A    N/A        1859           N/A            N/A    N/A    YES       Final     Yes            6/1/2011    4.25 3697.55      7/1/2011                751626.72            Cure default         6 Penalty       N                          4786.32 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         6 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            9/1/2035 10/1 OR  Conventional  10/1/2005    230700 O          5.75 NO              360      360       5        15       120   9/1/2015  10/1/2015   9/1/2015  10/1/2015     2.25         5     2  10.75   2.25      12       12 1 Yr    PRIMARY     PURCHASE      Exterior    8/28/2005    290000         288461 SINGLE FAMILY         1              0    43088       79.98  94.99 FULL         24.74     8644     706                                       1                                                                                            NO         No              5.976 PASS     305005.8 PASS          -10.9  2387.25            N/A            N/A    N/A    N/A     2387.25           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 1280.04      8/1/2013                231805.44            Cure default         0               N                          1105.44 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                CMT                               Drive-by                                       DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                Weekly                            (2055,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                 1075, 466,
                                                                                                                                                                                                                                                                                 2095)
NO            3/1/2036 5/1 OR   Conventional   4/1/2006    125000 O           6.5 NO              360      360       5        15       120   3/1/2011   4/1/2011   9/1/2015  10/1/2015     2.25         5     1   11.5   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  1/19/2006    160000                SINGLE FAMILY         1              0        0       78.13  78.13 FULL         37.83  5208.32     758                                       3                        Exception: State loan State Loan Not Compliant                      YES        No              6.991 PASS    194476.56 PASS          26.01  1966.75   9,801.13 PASS         8 N/A    NO     N/A     1966.75         0 N/A          0 N/A    NO     YES       Final     Yes           1/18/2008     5.5  553.84      3/1/2008      3/1/2036  120838.63            Cure default         0               N                           677.08 NO         Complete Y
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             - not compliant-                                                                                                                                                                                                                                              HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Borrower not provided                                                                                                                                                                                                                                                                                                                                             capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with the Consumer
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Homeowners Counseling
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Notice or the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower's Bill of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     rights at time of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     application
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     (Michigan). - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
YES           2/1/2036 5/1 OR   Conventional   3/1/2006    420000 O         6.625 NO              360      360       5        15       120   2/1/2011   3/1/2011   8/1/2015   9/1/2015     2.25         5     1 11.625   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  12/8/2005    525000         525000 SINGLE FAMILY         1              0   105000          80    100 FULL         44.76 10232.99     692                                       3                        Exception:            Missing Docs                                  NO         No              6.919 PASS    650480.12 PASS         157.57  2155.19            N/A            N/A    N/A    N/A     2155.19           N/A            N/A    N/A    YES                 Yes           12/5/2010    4.25 2075.25     12/1/2010                421851.23            Cure default         0               N                          2318.75 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             Incomplete/Illegible                                                                                                                                                                                                                                                                                                                                              with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      HUD-1 in file- Final                                                                                                                                                                                                                                                                                                                                              capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 is not signed or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     true certified stamped
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO            2/1/2036 7/1 OR   Conventional   3/1/2006    166400 O         6.625 NO              360      360       5        15       120   2/1/2013   3/1/2013   8/1/2015   9/1/2015     2.25         5     1 11.625   2.25       6        6 6 Month PRIMARY     REFI R/T            1004 12/19/2005    208000                SINGLE FAMILY         1              0    41600          80    100 FULL         44.89  5576.72     706                                       3                        Exception: State loan - not compliant- Borrower not provided with Borrower's Bill of Rights or Homeowner's Counseling Notice
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED
                       ARM (IO)




















 - Rating - State Loan Not Compliant         YES        No          6.91 PASS     254671.57 PASS        874.12    1371 13,145.98 PASS               8 N/A        NO         N/A            1371         0 N/A        0 N/A    NO      YES      Final   Yes             9/14/2007       6.25     863.41 11/1/2007       2/1/2036      165774.13          Cure default          0             N                                   918.67 NO         Complete Y          NO
3; "                                                                                                                                                                                                                                           HUD1                                                                                                     without
                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            2/1/2036 10/1 OR  Conventional   3/1/2006    452000 O          6.25 NO              360      360       5        15       120   2/1/2013   3/1/2013   8/1/2015   9/1/2015     2.25         5     1  11.25   2.25       6        6 6 Month PRIMARY     REFI R/T            1004 12/13/2006    587000                PUD                   1              0   102700          77   94.5 FULL         41.85 12654.73     745                                       1                                                                                            YES        No              6.709 PASS    679192.12 PASS          70.12   5025.5  35,582.19 PASS         8 N/A    NO     N/A      5025.5           N/A            N/A    N/A    YES       Final     Yes           1/18/2008    5.75 2154.01      3/1/2008      2/1/2036  449532.93            Cure default         0 n/a           N                          2354.17 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           3/1/2036 7/1 OR   Conventional   4/1/2006    355000 O         6.375 NO              360      360       5        15       120   3/1/2013   4/1/2013   9/1/2015  10/1/2015     2.25         5     1 11.375   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004   1/5/2006    465000                SINGLE FAMILY         1              0        0       76.34  76.34 FULL            23 11443.47     677                                       1                                                                                            YES        No              6.805 PASS    543096.42 PASS           76.6   3050.5  28,040.30 PASS         8 N/A    NO     N/A      3050.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010       3 1496.58     12/1/2010                354973.14            Cure default         0               N                          1885.94 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            1/1/2036 7/1 OR   Conventional   2/1/2006    572600 A             6 NO              360      360       5        15             1/1/2013   2/1/2013   1/1/2016   2/1/2016     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  11/8/2005    818000                SINGLE FAMILY         1              0    95000          70  81.61 FULL         34.48    18700     785                                       3                        Exception: State loan State Loan Not Compliant                      YES        No              6.526 PASS    752382.37 PASS          -0.28        0  45,601.87 PASS         8 N/A    NO     N/A           0         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012     4.5  3001.8     12/1/2012      2/1/2036  518758.21            Cure default with capitalization     N                          3433.03 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             - not compliant-                                                                                                                                                                                                                                              HUD1
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           Missing Bill of Rights
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure from time
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of application. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO            4/1/2036 5/1 OR   Conventional   5/1/2006    182520 O         6.625 NO              360      360       5        15       120   4/1/2011   5/1/2011   5/1/2016   6/1/2016     2.25         5     2 11.625   2.25      12       12 1 Year  INVESTMENT  PURCHASE            1004  2/21/2006    272000         228154 PUD                   1              0        0          80     80 FULL         47.36  9432.89     757                                       1                                                                                            NO         No              7.324 PASS    303025.76 PASS        2289.82      959            N/A            N/A    N/A    N/A         959           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    4.25  897.89     12/1/2010                   182520            Cure default without capitalization  N                          1007.66 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1
                       ARM (IO)
YES           2/1/2036 5/1 OR   Conventional   3/1/2006    174300 A           6.5 NO              360      360       5        15             2/1/2011   3/1/2011   8/1/2015   9/1/2015        3         6     2   12.5      3       6        6 6 Month INVESTMENT  PURCHASE            1073  1/19/2006    222000         217900 CONDO                 1              0    21750       79.99  89.97 FULL         12.18 14058.48     781                                       1                                                                                            NO         No              7.426 PASS       265032 PASS        3132.59      339            N/A            N/A    N/A    N/A         339           N/A            N/A    N/A    YES       Final     Yes            2/1/2011    3.75  802.01      3/1/2011                173178.07            Cure default        36 Penalty       N                           1101.7 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           3/1/2036 5/1 OR   Conventional   4/1/2006    241600 A           6.5 NO              360      360       5        15             3/1/2011   4/1/2011   9/1/2015  10/1/2015     3.25         5     1   11.5   3.25       6        6 6 Month PRIMARY     PURCHASE            1004  1/16/2006    310000         302000 SINGLE FAMILY         1              0    45300          80     95 FULL         30.19  7891.34     624                                       1                                                                                            NO         No              7.544 PASS    377621.58 PASS         446.43   3693.5            N/A            N/A    N/A    N/A      3693.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25 1036.61     12/1/2010                238187.69            Cure default        36 Penalty       N                          1527.08 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           3/1/2036 5/1 OR   Conventional   4/1/2006    198400 O          6.75 NO              360      360       5        15       120   3/1/2011   4/1/2011   9/1/2015  10/1/2015     4.25         6     2  12.75  12.75       6        6 6 Month PRIMARY     PURCHASE            1004   2/7/2006    248000         248000 TOWNHOUSE             1              0    24800          80     90 FULL         28.79   6768.4     728                                       1                                                                                            NO         No              8.228 PASS     392627.1 PASS         306.58      731            N/A            N/A    N/A    N/A         731           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     3.5  889.78     12/1/2010                198149.87            Cure default        24 Penalty       N                             1116 YES        Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES           4/1/2036 5/1 OR   Conventional   5/1/2006    199500 O             6 NO              360      360       5        15       120   4/1/2011   5/1/2011   4/1/2015   5/1/2015     3.25         5     1     11   3.25       6        6 6 Month PRIMARY     REFI CASHOUT        1073   2/6/2006    285000                CONDO                 1              0        0          70     70 FULL         22.08     5759     704                                       1                                                                                            YES        No              7.628 PASS    357152.15 PASS         798.01   4943.5  15,500.68 PASS         8 N/A    NO     N/A      4943.5 15,500.68 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010     2.5  788.27     12/1/2010                   199500            Cure default        36 Penalty       N                            997.5 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           3/1/2036 7/1 OR   Conventional   4/1/2006    178350 O         6.875 NO              360      360       5        15       120   3/1/2011   4/1/2011   3/1/2016   4/1/2016     2.25         5     2 11.875   2.25      12       12 1 Year  PRIMARY     PURCHASE      Missing     1/17/2006    270000         222969 PUD                   1              0    44550       79.99  99.97 FULL         44.15  6900.01     714                                       1                                                                                            NO         No              7.314 PASS    289946.67 PASS        2826.28      459            N/A            N/A    N/A    N/A         459           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.625  813.35     12/1/2010                178345.91            Cure default         0               N                           1021.8 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           3/1/2036 7/1 OR   Conventional   4/1/2006     78750 A         6.625 NO              360      360       5        15             3/1/2013   4/1/2013   3/1/2016   4/1/2016     2.25         5     2 11.625   2.25      12       12 1 Year  INVESTMENT  PURCHASE            1073  1/26/2006    105000         110000 CONDO                 1              0        0          75     75 FULL         13.55    12078     746                                       1                                                                                            NO         No                7.4 PASS     115311.9 PASS         416.59  2810.96            N/A            N/A    N/A    N/A     2810.96           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.375  344.58     12/1/2010                 77942.57            Cure default         0               N                           504.24 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           3/1/2036 7/1 OR   Conventional   4/1/2006     90000 O             6 NO              360      360       5        15       120   3/1/2013   4/1/2013   3/1/2016   4/1/2016     2.25         5     2     11   2.25      12       12 1 Year  INVESTMENT  REFI CASHOUT        1004  2/21/2006    520000                SINGLE FAMILY         1              0        0       17.31  17.31 FULL         47.27     5400     766                                       2                        Exception: Missing    Missing Docs                                  NO         No               7.05 PASS    143797.98 PASS         537.64  3171.95            N/A            N/A    N/A    N/A     3171.95           N/A            N/A    N/A    YES       Final     Yes            2/1/2011   4.375  449.36      3/1/2011                    90000            Cure default         0               N                              450 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           3/1/2036 10/1 OR  Conventional   4/1/2006    520000 A           6.5 NO              360      360       5        15             3/1/2016   4/1/2016   3/1/2016   4/1/2016     2.25         6     2   12.5   2.25       6        6 6 Month INVESTMENT  REFI CASHOUT        1004  1/27/2006    800000                SINGLE FAMILY         1              0   247889          65     65 SIVA         29.84    20000     782                                       1                                                                                            NO         No              6.745 PASS    706036.15 PASS        1031.84     1902            N/A            N/A    N/A    N/A        1902           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 2661.36     12/1/2012      4/1/2036   461788.8            Cure default         0               N                          3286.76 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           4/1/2036 10/1 OR  Conventional   5/1/2006    590000 A         6.625 NO              360      360       5        15             4/1/2016   5/1/2016   4/1/2017   5/1/2017     2.25         6     2 12.625   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  2/17/2006    843000         842900 SINGLE FAMILY         1              0                   70     70 FULL         16.02    30000     763                                       3                        Exception: Final TIL  Missing Docs                                  NO         No              6.958 PASS    824505.32 FAIL         -916.4  8513.08            N/A            N/A    N/A    N/A     8513.08           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 2930.48     12/1/2012      5/1/2036  509505.21            Cure default        36 Penalty       N                          3777.84 NO         Complete Y
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                             in file not signed by                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           all vested parties-  -                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance                                                                                                                                                                                                                                                                                                                                                                       equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within                                                                                                                                                                                                                                                                                                                                                                        months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Under                                                                                                                                                                                                                                                                                                                                                                         interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed by $916.40.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
YES           2/1/2036 10/1 OR  Conventional   3/1/2006    435200 O         5.875 NO              360      360       5        15       120   2/1/2016   3/1/2016   2/1/2016   3/1/2016     2.25         6     2 11.875   2.25       6        6 6 Month PRIMARY     PURCHASE            1004   1/4/2006    545000         544000 SINGLE FAMILY         1              0   108800          80    100 FULL         30.55    16000     787                                       1                                                                                            NO         No              6.371 PASS    635454.66 PASS         -42.57     4392            N/A            N/A    N/A    N/A        4392           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 2189.79      8/1/2013                396554.92            Cure default         0               N                          2130.67 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           3/1/2036 10/1 OR  Conventional   4/1/2006    550000 O           6.5 NO              360      360       5        15       120   3/1/2016   4/1/2016   3/1/2016   4/1/2016     2.25         6     2   12.5   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  1/24/2006    800000                SINGLE FAMILY         1              0        0       68.75  68.75 FULL         41.94 12243.61     793                                       1                                                                                            YES        No              6.795 PASS    845309.65 PASS         999.97     1920  43,721.03 PASS         8 N/A    NO     N/A        1920           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25  3051.6      8/1/2013                 552621.9            Cure default        36 Penalty       N                          2979.17 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO            3/1/2036 10/1 OR  Conventional   4/1/2006    544000 O         6.375 NO              360      360       5        15       120   3/1/2016   4/1/2016   9/1/2016  10/1/2016     2.25         6     2 12.375   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  1/23/2006    680000         680000 PUD                   1              0                   80     80 FULL         36.63    18947     708                                       1                                                                                            NO         No              6.718 PASS    837895.74 PASS         752.47   1193.2            N/A            N/A    N/A    N/A      1193.2           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 3034.85      8/1/2013                549588.12            Cure default        36 Penalty with  N                          3393.86 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with                   first 36
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         months at 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO            4/1/2036 10/1 OR  Conventional   5/1/2006    791200 O         6.875 NO              360      360       5        15       120   4/1/2016   5/1/2016   4/1/2016   5/1/2016     2.25         6     2 12.875   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  3/13/2005    993000         989000 SINGLE FAMILY         1              0 97496.05          80  89.86 FULL         25.74 89450.65     715                                       1                                                                                            NO         No              7.123 PASS   1263767.19 PASS         520.84   9215.5            N/A            N/A    N/A    N/A      9215.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 4072.97     12/1/2012                737584.89            Cure default        36 Penalty       N                          5197.62 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           5/1/2036 5/1 OR   Conventional   6/1/2006    619500 O         6.375 NO              360      360       5        15       120   5/1/2013   6/1/2013  12/1/2015   1/1/2016     2.25         5     1 11.375   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  3/21/2006    885000                SINGLE FAMILY         1              0                   70     70 FULL         31.53    14500     677                                       2                        Exception: Missing    Missing Docs                                  YES        No              6.937 PASS    975278.25 PASS          49.68  6101.13  48,887.61 PASS         8 N/A    NO     N/A     6101.13           N/A            N/A    N/A    YES       Final     Yes            6/1/2011   3.875 2928.59      7/1/2011                622791.09            Cure default         0 n/a           N                          3291.09 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           4/1/2036 5/1 OR   Conventional   5/1/2006    211000 O         6.375 NO              360      360       5        15       120   4/1/2011   5/1/2011   4/1/2015   5/1/2015     2.25         5     2 11.375   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  2/25/2006    267000                SINGLE FAMILY         1              0                79.03  79.03 FULL         29.93     5416     700                                       1                                                                                            YES        No              7.154 PASS    345318.93 PASS        1206.55   591.75  16,817.71 PASS         8 N/A    NO     N/A      591.75           N/A            N/A    N/A    YES       Final     Yes           11/1/2010       3  886.57     12/1/2010                210285.53            Cure default         0               N                          1120.93 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           4/1/2036 5/1 OR   Conventional   5/1/2006    308000 O          6.25 NO              360      360       5        15       120   4/1/2011   5/1/2011   4/1/2016   5/1/2016     2.25         5     2  11.25   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  2/25/2006    387000                PUD                   1              0    38450       79.59  89.52 FULL         44.05     5611     724                                       1                                                                                            YES        No              7.138 PASS    503202.06 PASS        2673.61      856  24,537.30 PASS         8 N/A    NO     N/A         856 18,402.97 PASS         8 PASS   NO     YES       Final     Yes           10/1/2010   2.875 1277.55     11/1/2010                307923.46            Cure default without capitalization  N                          1604.17 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
NO            4/1/2036 5/1 OR   Conventional   5/1/2006    285000 A         6.875 NO              360      360       5        15             4/1/2011   5/1/2011   9/1/2015  10/1/2015     4.25         5     1 11.875   4.25       6        6 6 Month INVESTMENT  REFI R/T              72   3/3/2006    415000                4 FAMILY              1              0                68.68  68.68 NIVA          1.11    65000     754                                       1                                                                                            NO         No                8.5 PASS    528129.45 PASS         687.15   4853.5            N/A            N/A    N/A    N/A      4853.5           N/A            N/A    N/A    YES       Final     Yes            2/1/2011   6.875 1872.25      3/1/2011      4/1/2036  268582.21            Cure default without capitalization  N                          1872.25 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1
                       ARM
NO            3/1/2036 5/1 OR   Conventional   4/1/2006    182000 O             7 NO              360      360       5        15       120   3/1/2011   4/1/2011   9/1/2015  10/1/2015      4.5         5     1     12    4.5       6        6 6 Month INVESTMENT  PURCHASE      Missing      2/2/2006    290000         282087 CONDO                 1              0                64.52  64.52 NIV /        41.78    10250     772                                       1                                                                                            NO         No               8.57 PASS    377398.93 PASS          290.3     1556            N/A            N/A    N/A    N/A        1556           N/A            N/A    N/A    YES       Final     Yes           10/1/2010    4.75   949.4     12/1/2010                  8182000            Cure default        24 Penalty       N                          1061.67 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                 Stated                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                    Income                                                                                                                                                                                                                                                                                                                                                                                                                                                              capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            5/1/2036 5/1 OR   Conventional   6/1/2006    132800 O         6.875 NO              360      360       5        15       120   5/1/2011   6/1/2011   5/1/2015   6/1/2015     2.25         5     1 11.875   2.25       6        6 6 Month INVESTMENT  PURCHASE            1073  1/24/2006    170000         166000 CONDO<5FLOORS         1              0        0          80     80 FULL         24.86    11991     796                                       1                                                                                            NO         No              7.453 PASS    220540.98 PASS          32.68     3885            N/A            N/A    N/A    N/A        3885           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.625  682.78     12/1/2010                132799.87            Cure default        12 Penalty       N                           760.84 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              (LOW RISE)                                                                                                                                                                                                                                                                                                                                                                                                                         HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES           2/1/2036 5/1 OR   Conventional   3/1/2006    298400 O         6.375 NO              360      360       5        15       120   2/1/2011   3/1/2011   8/1/2015   9/1/2015     2.25         5     1 11.375   2.25       6        6 6 Month PRIMARY     PURCHASE            1004 12/19/2005    373000         373000 SINGLE FAMILY         1              0    74600          80    100 FULL         44.23    10010     702                                       2  Exception: Missing evidence of title- Final Missing Docs                                  NO         No              6.945 PASS    462433.22 PASS        6002.34    -1109            N/A            N/A    N/A    N/A       -1109           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    2.75 1218.19     12/1/2010                   298400            Cure default         0               N                          1585.25 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                       title policy missing-preliminary only in                                                                                                                                                                                                                                            HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                     file - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                      capitalization
YES           2/1/2036 5/1 OR   Conventional   3/1/2006    400000 O         6.375 NO              360      360       5        15       120   2/1/2011   3/1/2011   8/1/2015   9/1/2015     2.25         6     2 12.375   2.25       6        6 6 Month INVESTMENT  REFI CASHOUT        1004 12/29/2005    652000                SINGLE FAMILY         1              0        0       61.35  61.35 STATED /      7.24    15821     741                                       1                                                                                            NO         No              6.804 PASS    615192.56 PASS         388.52     1620            N/A            N/A    N/A    N/A        1620           N/A            N/A    N/A    YES       Final     Yes           11/1/2010       4 1825.51     12/1/2010                382372.65            Cure default        12 Penalty       N                             2125 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            3/1/2036 5/1 OR   Conventional   4/1/2006    148000 O           6.5 NO              360      360       5        15       120   3/1/2011   4/1/2011   9/1/2015  10/1/2015     2.25         5     1   11.5   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1073  1/13/2006    185000                CONDO<5FLOORS         1              0        0          80     80 NO RATIO         0        0     712                                       2                        Exception: Missing    Missing Docs                                  YES        No              7.173 PASS    233340.82 PASS         348.81   5895.5  11,355.53 PASS         8 N/A    NO     N/A      5895.5 11,355.53 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   3.125  633.73     12/1/2010                147937.41            Cure default        36 Penalty       N                           801.67 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            (LOW RISE)                                                                                                                                                           FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           3/1/2036 5/1 OR   Conventional   4/1/2006    248000 O             6 NO              360      360       5        15       120   3/1/2011   4/1/2011   9/1/2015  10/1/2015     2.25         6     2     12   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  1/16/2006    311000         310136 PUD                   1              0    62000       79.97  99.96 FULL         41.35  5479.17     779                                       2                        Exception: Missing    Missing Docs                                  NO         No              6.647 PASS    375649.36 PASS          192.6   513.25            N/A            N/A    N/A    N/A      513.25           N/A            N/A    N/A    YES       Final     Yes            2/1/2011       3 1045.35      3/1/2011                247945.84            Cure default         0               N                             1240 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           3/1/2036 5/1 OR   Conventional   4/1/2006    311500 O         6.375 NO              360      360       5        15       120   3/1/2011   4/1/2011   9/1/2015  10/1/2015     2.25         6     2 12.375   2.25       6        6 6 Month INVESTMENT  REFI R/T            1025  1/16/2006    445000                4 FAMILY              1              0        0          70     70 FULL          7.51     5875     740                                       1                                                                                            NO         No              6.986 PASS    494375.47 PASS         650.74     1804            N/A            N/A    N/A    N/A        1804           N/A            N/A    N/A    YES       Final     Yes           12/4/2010       3 1294.03     12/1/2010                306930.56            Cure default         0               N                         16654.84 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           4/1/2036 3/1 OR   Conventional   5/1/2006    220621 O          6.75 NO              360      360       5        15        60   4/1/2009   5/1/2009  10/1/2016  11/1/2016        5         2     2  12.75      5       6        6 6 Month SECOND HOME PURCHASE            1004  2/10/2006    276000         275777 PUD                   1              0    55155          80    100 FULL         24.72    12000     774                                       3                        Exception: Missing    Missing Docs                                  NO         No               9.29 PASS    469169.33 PASS         776.86  5482.92            N/A            N/A    N/A    N/A     5482.92           N/A            N/A    N/A    YES                 Yes            2/1/2011       3  928.71      3/1/2011                220279.92            Cure default        36 ppp 36 months N                          1240.99 NO         Complete Y
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 final HUD-1- Estimated                                                                                                                                                                                                                                                                                                                                            without                20% allowance
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      HUD in file used to                                                                                                                                                                                                                                                                                                                                               capitalization         6 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     capture fees for                                                                                                                                                                                                                                                                                                                                                                         advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliance testing. -                                                                                                                                                                                                                                                                                                                                                                    interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO            5/1/2036 5/1 OR   Conventional   6/1/2006    273943 A         7.625 NO              360      360       5        15             5/1/2011   6/1/2011   5/1/2015   6/1/2015        5         5     1 12.625      1       6        6 6 Month SECOND HOME PURCHASE            1073  3/24/2006    345000         342429 CONDO                 1              0        0          80     80 NIV /        32.51    13900     765                                       1                                                                                            NO         No              9.269 PASS    563584.85 PASS          24.31  6246.65            N/A            N/A    N/A    N/A     6246.65           N/A            N/A    N/A    YES       Final     Yes            4/1/2013     4.5 1458.14      5/1/2013      6/1/2036  251476.26            Cure default        36 Penalty       N                          1938.95 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                               Stated                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                         Income                                                                                                                                                                                                                                                                                                                                                                                                                                                              capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           4/1/2036 5/1 OR   Conventional   5/1/2006    408500 O         5.875 NO              360      360       6        15       120   4/1/2011   5/1/2011  10/1/2015  11/1/2015     2.25         6     2 11.875   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004   3/8/2006    700000                SINGLE FAMILY         1              0        0       58.36  58.36 STATED /     40.01     6000       0                                       1                                                                                            YES        No               6.98 PASS    652399.31 PASS        2905.05     5636  32,277.12 PASS         8 N/A    NO     N/A        5636 24,207.84 PASS         8 PASS   NO     YES       Final     Yes            2/1/2011       3 1725.82      3/1/2011                409346.41            Cure default        36 Penalty       N                          1999.95 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           6/1/2036 5/1 OR   Conventional   7/1/2006    344000 O           6.5 NO              360      360       5        15       120   6/1/2011   7/1/2011   6/1/2015   7/1/2015     2.25      5.75     2   12.5   2.25       6        6 6 Month PRIMARY     PURCHASE            1073  3/29/2006    430000         430000 CONDO                 1              0    86000          80    100 FULL         29.76     9636     693                                       1                                                                                            YES        No              7.492 PASS    575931.11 PASS        1561.32  11105.8            N/A            N/A    N/A    N/A     11105.8 19,891.67 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   4.125  1667.2     12/1/2010                   344000            Cure default        36 Penalty       N                          1863.33 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           6/1/2036 5/1 OR   Conventional   7/1/2006    130561 O          6.75 NO              360      360       5        15       120   6/1/2011   7/1/2011   6/1/2015   7/1/2015     2.25         6     2  12.75   2.25      12       12 1 Year  SECOND HOME PURCHASE            1073  4/18/2006    215000         200863 CONDO                 1              0        0          65     65 FULL         40.37    15000     687                                       1                                                                                            NO         No             7.6195 PASS    222817.88 PASS          875.9  3517.76            N/A            N/A    N/A    N/A     3517.76           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     3.5  586.07     12/1/2010                130515.28            Cure default without capitalization  N                           734.41 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           3/1/2036 10/1 OR  Conventional   4/1/2006    444000 O             6 NO              360      360       5        15       120   3/1/2016   4/1/2016   3/1/2016   4/1/2016     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  1/27/2006    555000         555000 SINGLE FAMILY         1              0   111000          80    100 FULL         55.76    14701     745                                       2                        Exception: Missing    Missing Docs                                  NO         No              6.497 PASS    661134.62 PASS            174  3701.82            N/A            N/A    N/A    N/A     3701.82           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 2450.64      8/1/2013                443792.17            Cure default        36 Penalty       N                             2220 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           5/1/2036 10/1 OR  Conventional   6/1/2006     86992 O          6.75 NO              360      360       5        15       120   5/1/2016   6/1/2016   5/1/2016   6/1/2016     2.25         5     2  11.75   2.25      12       12 1 Year  SECOND HOME PURCHASE            1073  4/25/2006    116000         115990 CONDO<5FLOORS         1              0                   75     75 FULL         46.31 11382.68     738                                       2                        Exception: Missing    Missing Docs                                  NO         No              7.268 PASS    142368.08 PASS           -0.4  2399.55            N/A            N/A    N/A    N/A     2399.55           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     3.5  388.11     12/1/2010                 86430.36            Cure default         0               N                           489.33 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            (LOW RISE)                                                                                                                                                           FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           3/1/2036 10/1 OR  Conventional   4/1/2006    575000 O         6.125 NO              360      360       5        15       120   3/1/2016   4/1/2016   3/1/2016   4/1/2016     2.25         6     2 12.125   2.25       6        6 6 Month PRIMARY     REFI R/T            1004   1/7/2006    815000                SINGLE FAMILY         1              0   139811       70.55  87.71 FULL          37.4 14515.19     676                                       1                                                                                            YES        No              6.656 PASS     868711.8 PASS        3679.32     7064  45,395.75 PASS         8 N/A    NO     N/A        7064           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    4.75 3027.46      8/1/2013                580364.68            Cure default        36 Penalty       N                           2934.9 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           5/1/2036 5/1 OR   Conventional   6/1/2006    217000 O         6.375 NO              360      360       6        15       120   5/1/2011   6/1/2011   5/1/2015   6/1/2015     2.25         6     2 12.375   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1073   4/3/2005    310000                CONDO                 1              0        0          70     70 FULL         43.54     3750     712                                       1                                                                                            YES        No              7.343 PASS    359612.51 PASS        1577.18   5092.5  16,964.90 PASS         8 N/A    NO     N/A      5092.5 12,723.67 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010       3  914.88     12/1/2010                   217000            Cure default        36 Penalty       N                          1152.81 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES           4/1/2036 5/1 OR   Conventional   5/1/2006    351960 O         6.375 NO              360      360       6        15       120   4/1/2011   5/1/2011   4/1/2016   5/1/2016     2.25         6     2 12.375   2.25       6        6 6 Month PRIMARY     PURCHASE            1073  1/28/2006    440000         439950 CONDO<5FLOORS         1              0        0          80     80 SIVA         44.39     7000     713                                       1                                                                                            YES        No               7.14 PASS    564125.39 PASS          767.6     6415            N/A            N/A    N/A    N/A     7157.64 20,642.95 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010       3 1483.88     12/1/2010                   351960            Cure default        36 Penalty       N                          1869.79 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            (LOW RISE)                                                                                                                                                                                                                                                                                                                                                                                                                         HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES           3/1/2036 5/1 OR   Conventional   4/1/2006    127100 O          6.75 NO              360      360       5        15       120   3/1/2011   4/1/2011   9/1/2015  10/1/2015     2.25         6     2  12.75   2.25       6        6 6 Month INVESTMENT  PURCHASE            1004  1/30/2006    175000         169500 PUD                   1              0        0       74.99  74.99 SIVA         30.63    14500     765                                       1                                                                                            NO         No              7.222 PASS    205238.69 PASS         295.84   1928.5            N/A            N/A    N/A    N/A      1928.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.375  634.45     12/1/2010                127071.78            Cure default         0               N                           714.94 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           3/1/2036 7/1 OR   Conventional   4/1/2006    599200 A         5.875 NO              360      360       5        15             3/1/2013   4/1/2013   3/1/2016   4/1/2016     2.25         5     2 10.875  2.025      12       12 1 Year  SECOND HOME PURCHASE            1004   2/2/2006    750000         749000 PUD                   1              0                   80     80 SIVA         32.98    27200     771                                       1                                                                                            NO         No              6.625 PASS    798918.58 PASS          344.4     7576            N/A            N/A    N/A    N/A        7576           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 3128.57     12/1/2012      4/1/2036   542857.1            Cure default         0               N                          3544.49 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           5/1/2036 10/1 OR  Conventional   6/1/2006   1000000 O          6.75 NO              360      360       5        15       120   5/1/2013   6/1/2013   5/1/2015   6/1/2015     2.25         6     2  12.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   4/6/2006   1250000        1250000 SINGLE FAMILY         1              0   187500          80     95 FULL         42.43    30250     725                                       1                                                                                            NO         No             7.1777 PASS   1637090.47 PASS        1807.07     3620            N/A            N/A    N/A    N/A        3620           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  5553.1     12/1/2012                  1005625            Cure default        36 Penalty       N                             5625 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            4/1/2036 7/1 OR   Conventional   5/1/2006    120000 O          6.75 NO              360      360       5        15       120   4/1/2013   5/1/2013   4/1/2015   5/1/2015     2.25         6     2  12.75   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  3/14/2006    150000                SINGLE FAMILY         1              0                   80     80 FULL         24.71     5631     735                                       1                                                                                            YES        No              7.205 PASS     194956.9 PASS         564.84     1305   9,493.80 PASS         8 N/A    NO     N/A        1305  9,493.80 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   4.375  597.37     12/1/2010                119645.68            Cure default         0 n/a           N                           778.32 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           5/1/2036 7/1 OR   Conventional   6/1/2006    320000 O          6.75 NO              360      360       5        15       120   5/1/2013   6/1/2013  11/1/2015  12/1/2015     2.25         6     2  12.75   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  3/21/2006    450000                SINGLE FAMILY         1              0        0       71.11  71.11 FULL         47.04     5264     759                                       3                        Exception: Missing    Missing Docs                                  YES        No              7.257 PASS    521716.96 PASS         410.29     5225  25,082.58 PASS         8 N/A    NO     N/A        5225 18,811.94 PASS         8 PASS   NO     YES                 Yes           11/1/2012    5.25 1766.42     12/1/2012                319885.98            Cure default        36 Penalty       N                             1800 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             final HUD-1- HUD-1 is                                                                                                                                                                                                                                                                                                                                             with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      not signed by the                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrowers or                                                                                                                                                                                                                                                                                                                                                                             20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by the                                                                                                                                                                                                                                                                                                                                                                    equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     settlement agent. -                                                                                                                                                                                                                                                                                                                                                                      months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              interest
YES           5/1/2036 7/1 OR   Conventional   6/1/2006    495000 O          6.75 NO              360      360       5        15       120   5/1/2013   6/1/2013  11/1/2015  12/1/2015     2.25         6     2  12.75   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  2/26/2006    665000                SINGLE FAMILY         1              0                74.44  74.44 FULL         53.45     7342     719                                       2                        Exception: Missing    Missing Docs                                  YES        No              7.276 PASS    808036.11 PASS        3150.26     6545  38,920.48 PASS         8 N/A    NO     N/A        6545           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.375 2470.72     12/1/2010                494850.83            Cure default        36 Penalty       N                          2784.36 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within the
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            5/1/2036 7/1 OR   Conventional   6/1/2006    190500 O          7.25 NO              360      360       5        15       120   5/1/2013   6/1/2013   5/1/2015   6/1/2015     2.25         6     2  13.25   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  4/14/2006    242000         239500 SINGLE FAMILY         1              0    25050       79.54     90 STATED /     28.51     7833     719                                       1                                                                                            NO         No              7.532 PASS    320875.49 PASS         123.78  3279.34            N/A            N/A    N/A    N/A     3279.34           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1055.36     12/1/2012                189970.48            Cure default        36 Penalty       N                          1150.94 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            5/1/2036 5/1 OR   Conventional   6/1/2006    155992 O           5.5 NO              360      360       5        15       120   5/1/2011   6/1/2011  11/1/2015  12/1/2015     2.25         6     2   11.5   2.25      12       12 1 Year  INVESTMENT  PURCHASE            1073  3/14/2006    195000         194900 CONDO                 1              0    19499       80.04  90.04 FULL         36.19     5773     795                                       2  Exception: Missing evidence of title- Final Missing Docs                                  NO         No              6.757 PASS    247411.53 PASS         175.24        0            N/A            N/A    N/A    N/A           0           N/A            N/A    N/A    YES       Final     Yes            2/1/2011       3  657.67      3/1/2011                155991.68            Cure default        24 pp during the N                           714.96 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                             title policy is missing, preliminary is in                                                                                                                                                                                                                                          HUD1                                                                                                without                first 24
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                file - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                      capitalization         months over
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% is equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to  6 mos.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO            5/1/2036 5/1 OR   Conventional   6/1/2006    200000 O         6.875 NO              360      360       5        15       120   5/1/2011   6/1/2011  11/1/2015  12/1/2015     2.25         6     2 12.875   2.25       6        6 6 Month PRIMARY     PURCHASE            1004   3/8/2006    300000         275000 PUD                   1              0                72.73  72.73 NO RATIO         0        0     666                                       1                                                                                            YES        No               7.38 PASS    333172.36 PASS           0.86  2623.95            N/A            N/A    N/A    N/A     2623.95  9,863.15 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010     5.5  1130.1     12/1/2010                199035.37            Cure default         0               N                          1145.83 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            4/1/2036 7/1 OR   Conventional   5/1/2006    189600 O          6.75 NO              360      360       5        15       120   4/1/2013   5/1/2013   4/1/2016   5/1/2016     2.25         5     2  12.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   3/8/2006    237000         237000 PUD                   1              0 47032.96          80  99.85 FULL         17.68     8340     667                                       1                                                                                            NO         No              7.162 PASS       310046 PASS         237.37    585.5            N/A            N/A    N/A    N/A       585.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     3.5  851.39     12/1/2010                   189600            Cure default without capitalization  N                           1066.5 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           6/1/2036 5/1 OR   Conventional   7/1/2006    375920 O           5.5 NO              360      360       5        15       120   6/1/2011   7/1/2011   6/1/2015   7/1/2015     2.25         5     2   10.5   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  4/11/2006    470000         469900 SINGLE FAMILY         1              0    23495          80     85 FULL         39.32     8770     737                                       2                        Exception: Missing    Missing Docs                                  YES        No              7.126 PASS    617449.65 PASS        5570.23  6230.95            N/A            N/A    N/A    N/A     6230.95 22,112.54 PASS         8 PASS   NO     YES       Final     Yes            2/1/2011       3 1584.14      3/1/2011                375741.84            Cure default         0               N                          1722.97 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Missing B2 FACTA -                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
YES           6/1/2036 5/1 OR   Conventional   7/1/2006    479470 O         5.875 NO              360      360       5        15       120   6/1/2011   7/1/2011   6/1/2015   7/1/2015     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   5/3/2006    600000         599338 SINGLE FAMILY         1              0    35000          80  85.84 SIVA         38.26    11500     708                                       1                                                                                            NO         No              7.224 PASS     794208.3 PASS        1259.47  11299.4            N/A            N/A    N/A    N/A     11299.4           N/A            N/A    N/A    YES       Final     Yes            8/1/2011       3 2012.89      9/1/2011                477436.21            Cure default with capitalization     N                          2347.41 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
NO            6/1/2036 7/1 OR   Conventional   7/1/2006     81700 A           6.5 NO              360      360       5        15         0   6/1/2013   7/1/2013   6/1/2015   7/1/2015     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  4/22/2006     95000          86000 SINGLE FAMILY         1              0                   95     95 FULL         35.02     2080     679 RADIAN           30   99479401        1                                                                                            YES        No              7.838 PASS    127062.28 PASS         217.23  1343.45            N/A            N/A    N/A    N/A     1343.45  4,003.08 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012     4.5  400.64     12/1/2012      7/1/2036   69934.28            Cure default         0 N/A           N                            516.4 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                               GUARANTY                                                                                                                                                                                                                                                                                                                    HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
NO            6/1/2036 10/1 OR  Conventional   7/1/2006    103080 O         7.125 NO              360      360       5        15       120   6/1/2016   7/1/2016   6/1/2016   7/1/2016     2.25         5     2 12.125   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  5/21/2006    143400         128862 SINGLE FAMILY         1              0 25503.24       79.99  99.78 FULL         37.68  6827.34     753                                       1                                                                                            NO         No              7.405 PASS    172767.32 PASS        3677.43    -2651            N/A            N/A    N/A    N/A       -2651           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  571.22     12/1/2012                103442.89            Cure default with capitalization     N                           612.04 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            ATTACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES           6/1/2036 10/1 OR  Conventional   7/1/2006    236400 A           6.5 NO              360      360       5        15             6/1/2016   7/1/2016   6/1/2016   7/1/2016     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1073  4/18/2006    320000                CONDO                 1              0    67200       73.88  94.88 FULL         35.68     8500     672                                       1                                                                                            YES        No                7.1 PASS    338943.01 PASS        1028.98     3551  18,604.34 PASS         8 N/A    NO     N/A        3551 13,953.26 PASS         8 PASS   NO     YES                 Yes           11/1/2012     4.5  1246.2     12/1/2012      7/1/2036  217531.53            Cure default with capitalization     N                          1494.21 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR
                       ARM
YES           6/1/2036 5/1 OR   Conventional   7/1/2006    580000 O          6.25 NO              360      360       5        15        60   6/1/2011   7/1/2011   6/1/2015   7/1/2015     2.25         5     2  11.25   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  4/23/2006    725000                SINGLE FAMILY         1              0   108750          80     95 FULL         44.12 13353.88     694                                       1                                                                                            YES        No               7.25 PASS    910145.44 PASS         612.19  6668.95  45,739.35 PASS         8 N/A    NO     N/A     6668.95           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   2.875 2406.36     12/1/2010                579996.65            Cure default without capitalization  N                          3020.83 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES           6/1/2036 10/1 OR  Conventional   7/1/2006    236000 O         6.375 NO              360      360       5        15       120   6/1/2016   7/1/2016   6/1/2016   7/1/2016     2.25         5     2 11.375   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004   5/2/2006    295000                SINGLE FAMILY         1              0        0          80     80 FULL         44.46     4307     736                                       1                                                                                            YES        No                7.1 PASS    382658.41 PASS         460.78  6790.95  18,310.34 PASS         8 N/A    NO     N/A     6790.95 13,732.76 PASS         8 PASS   NO     YES       Final     Yes           9/16/2013    5.25 1250.53      8/1/2013                226461.42            Cure default with capitalization     N                          1253.75 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
NO            6/1/2036 5/1 OR   Conventional   7/1/2006     98500 O           7.5 NO              360      360       5        15       120   6/1/2011   7/1/2011   6/1/2015   7/1/2015     2.25         5     1   12.5   2.25       6        6 6 Month INVESTMENT  PURCHASE            1004  3/31/2006    167000         140800 SINGLE FAMILY         1              0    35200       69.96  94.96 FULL         20.81  6882.75     787                                       1                                                                                            NO         No              7.687 PASS    167747.03 PASS        1580.56    81.87            N/A            N/A    N/A    N/A       81.87           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   6.375  574.95     12/1/2010                 92158.85            Cure default         0               N                           615.63 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           5/1/2036 10/1 OR  Conventional   6/1/2006    440000 O          6.75 NO              360      360       5        15       120   5/1/2016   6/1/2016  11/1/2016  12/1/2016     2.25         6     2  12.75   2.25       6        6 6 Month PRIMARY     PURCHASE            1004   4/4/2006    562000         550000 PUD Attached          1              0   110000          80    100 SIVA         45.34    12000     715                                       1                                                                                            NO         No              7.149 PASS    714893.39 PASS        1259.75     5439            N/A            N/A    N/A    N/A        5439           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 2431.27     12/1/2012                440284.51            Cure default         0               N                             2475 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            7/1/2036 5/1 OR   Conventional   8/1/2006    191300 O             7 NO              360      360       5        15       120   7/1/2011   8/1/2011   7/1/2015   8/1/2015     2.25         6     2     13   2.25       6        6 6 Month INVESTMENT  PURCHASE            1004  5/11/2006    241000         239164 PUD                   1              0        0       79.99  79.99 SIVA         35.85    40764     761                                       2  Exception: Missing evidence of title-       Missing Docs                                  NO         No              7.838 PASS     331115.9 PASS         640.31  7836.78            N/A            N/A    N/A    N/A     7836.78           N/A            N/A    N/A    YES       Final     Yes            2/1/2011    4.75  997.91      3/1/2011                   191300            Cure default         0               N                          1272.72 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                             Missing final Title. - Rating - 2;                                                                                                                                                                                                                                                  HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            5/1/2036 10/1 OR  Conventional   6/1/2006    212592 O         6.875 NO              360      360       5        15       120   5/1/2016   6/1/2016  11/1/2016  12/1/2016     2.25         6     2 12.875   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  2/11/2006    267000         265740 SINGLE FAMILY         1              0        0          80     80                  0        0       0                                       3                        Exception: Missing    Missing Docs                                  YES        No              7.394 PASS    348633.55 PASS        7928.48                     N/A            N/A    N/A    N/A                       N/A            N/A    N/A    NO                  Yes           11/1/2012    5.25 1149.61     12/1/2012                208185.94            Cure default         0               N                          1396.58 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                             final HUD-1- HUD-1 has                                                                                                                                                                                                                                                                                                                                            with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      a black line going                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     through it. Unable to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     complete compliance. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final TIL- The final
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     TIL has a black line
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     going through it.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Unable to complete
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliance. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
YES           7/1/2036 10/1 OR  Conventional   8/1/2006    225000 O             7 NO              360      360       6        15       120   7/1/2016   8/1/2016   7/1/2016   8/1/2016     2.25         6     2     13   2.25       6        6 6 Month INVESTMENT  REFI CASHOUT        1004   3/8/2006    390000                SINGLE FAMILY         1              0                57.69  57.69 SIVA         29.71    51143     698                                       1                                                                                            NO         No              7.355 PASS    375065.05 PASS         1106.8     1784            N/A            N/A    N/A    N/A        1784           N/A            N/A    N/A    YES       Final     Yes            6/1/2011    4.75 1180.55      7/1/2011                 226312.5            Cure default         0               N                           1312.5 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           7/1/2036 10/1 OR  Conventional   8/1/2006    140000 O             7 NO              360      360       6        15       120   7/1/2016   8/1/2016   7/1/2016   8/1/2016     2.25         6     2     13   2.25       6        6 6 Month INVESTMENT  REFI R/T            1073   3/8/2006    205000                CONDO                 1              0        0       68.29  68.29 SIVA         27.64    61474     698                                       1                                                                                            NO         No              7.439 PASS    234633.36 PASS        1063.98   1798.5            N/A            N/A    N/A    N/A      1798.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.75  648.36     12/1/2010                   140000            Cure default         0               N                           816.67 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           7/1/2036 7/1 OR   Conventional   8/1/2006    160000 O           6.5 NO              360      360       5        15       120   7/1/2013   8/1/2013   7/1/2015   8/1/2015     2.25         6     2   12.5   2.25       6        6 6 Month INVESTMENT  PURCHASE            1004  5/15/2006    293000         290424 PUD                   1              0        0       55.09  55.09 SIVA         26.77    26500     800                                       2                        Exception:            Missing Docs                                  NO         No              7.502 PASS    269383.97 PASS         473.74   6671.5            N/A            N/A    N/A    N/A      6671.5           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25   893.1      8/1/2013                161733.34            Cure default with capitalization     N                           866.67 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                   Incomplete/Illegible                                                                                                                                                                                                                                          HUD1
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           FACTA- Missing scores
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     and report date. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO            7/1/2036 5/1 OR   Conventional   8/1/2006    202300 O         6.375 NO              360      360       5        15       120   7/1/2011   8/1/2011   1/1/2016   2/1/2016     3.25         6     2 12.375   3.25       6        6 6 Month INVESTMENT  PURCHASE            1004  5/16/2006    289000         289000 SINGLE FAMILY         1              0    57800          70     90 FULL         10.71    32000     748                                       2                        Exception: Missing    Missing Docs                                  NO         No             7.6037 PASS    373830.71 PASS         940.38  -2753.9            N/A            N/A    N/A    N/A     -2753.9           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.875 1046.44     12/1/2010                 197736.5            Cure default        36 If a full     N                          1074.72 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   prepayment is
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Missing disclosure                                                                                                                                                                                                                                                                                                                                                capitalization         made during
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     from loan - Rating -                                                                                                                                                                                                                                                                                                                                                                     the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       months, the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal 2
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the aggregate
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid which
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              is in excess
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of 1/3 of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan.
YES           6/1/2036 5/1 OR   Conventional   7/1/2006    206250 O             6 NO              360      360       5        15       120   6/1/2011   7/1/2011   3/1/2015   4/1/2015     3.25         6     2     12   3.25       6        6 6 Month INVESTMENT  PURCHASE            1004   5/4/2006    290000         275000 PUD                   1              0        0          75     75 FULL         24.86 11358.79     816                                       1                                                                                            NO         No              7.822 PASS    379598.76 PASS           28.2  6682.75            N/A            N/A    N/A    N/A     6682.75           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     2.5  810.47     12/1/2010                205118.79            Cure default         0               N                          1031.25 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           6/1/2036 10/1 OR  Conventional   7/1/2006    591000 A           6.5 NO              360      360       5        15             6/1/2016   7/1/2016   6/1/2016   7/1/2016     2.25         6     2   12.5   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  4/15/2006    788000                SINGLE FAMILY         1              0                   75     75 FULL         45.51 11277.91     760                                       1                                                                                            YES        No              6.836 PASS    809345.13 PASS         836.69     7478  46,485.42 PASS         8 N/A    NO     N/A        7478           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 3115.66     12/1/2012      7/1/2036  543857.68            Cure default        12 Penalty       N                          3735.52 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            6/1/2033 FIXED    Conventional   7/1/2003    103000 F           7.7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/21/2003    104000                SINGLE FAMILY         1              0        0       99.04  99.04 FULL         34.97  4243.15     704                                       3                        Exception: State loan State Loan Not Compliant                      YES        No              8.368 PASS    167757.59 PASS        1758.87     4567   7,869.35 PASS         8 N/A    NO     N/A        4567         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25   603.2      8/1/2012      7/1/2033   91984.62            Cure default        36 Penalty       N                           734.35 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             - not compliant-                                                                                                                                                                                                                                              HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing: 1) Borrower's                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Bill of Rights                                                                                                                                                                                                                                                                                                                                                                           1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure provided at                                                                                                                                                                                                                                                                                                                                                                   amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the time of                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     application 2)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer Caution and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Home Ownership
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Counseling Notice
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     provided at the time
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of application -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO           2/27/2034 FIXED    Conventional  3/27/2004    130500 F          5.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  2/12/2004    130500                PUD                   1              0        0         100    100 FULL         29.77  5148.98     723                                       1                                                                                            YES        No              6.279 PASS    154826.67 PASS          104.8     3855  10,131.60 PASS         8 N/A    NO     N/A        3855 10,131.60 PASS         8 PASS   NO     YES       Final     Yes            4/1/2013    4.75  703.16      5/1/2013      3/1/2034  111737.04            Cure default         0               N                           781.57 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           2/1/2034 FIXED    Conventional   3/1/2004    135200 F             7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Exterior     1/9/2004    169000                SINGLE FAMILY         1              0    33800          80    100 FULL         38.87  7111.87     715                                       3                        Exception: Finance    TIL Exception                                 YES        No              7.046 PASS    189243.61 FAIL        -725.78     1120  10,707.73 PASS         8 N/A    NO     N/A        1120 10,707.73 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  784.39     10/1/2012      4/1/2034  121410.33            Cure default with capitalization     N                           899.49 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      Drive-by                                       DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1
                                                                                                                                                                                                                                                                                 (2055,                                                                                                                                                                                                              tolerance- Finance
                                                                                                                                                                                                                                                                                 1075, 466,                                                                                                                                                                                                          charge is
                                                                                                                                                                                                                                                                                 2095)                                                                                                                                                                                                               underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $725.78. - Rating - 3;
YES           3/1/2034 FIXED    Conventional   4/1/2004    704000 I         5.875 NO              360      360       5        15       120                                                                                                             PRIMARY     REFI CASHOUT        1004  1/26/2004    880000                SINGLE FAMILY         1              0        0          80     80 FULL          44.8  11481.2     717                                       1                                                                                            YES        No               5.95 PASS     913840.8 PASS        1349.94     2608  55,955.11 PASS         8 N/A    NO     N/A        2608           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 3768.18      8/1/2013                682388.68            Cure default        60 Penalty       N                          3446.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES          11/1/2033 FIXED    Conventional  12/1/2003    269700 F         5.875 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  9/25/2003    337500         337150 SINGLE FAMILY         1              0    67450       79.99    100 FULL         59.01  3925.51     668                                       1                                                                                            NO         No              6.074 PASS    310342.68 PASS         351.32   5312.1            N/A            N/A    N/A    N/A      5312.1           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 1495.54      8/1/2013                270831.21            Cure default         0               N                          1320.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           5/23/2035 FIXED    Conventional  6/23/2005     90000 F          6.99 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/16/2005     90000                SINGLE FAMILY         1              0        0         100    100 FULL         28.83  2713.28     706                                       2                        Exception: Missing    Missing Docs                                  YES        No              7.612 PASS    130721.54 PASS         448.08     4933   6,805.36 PASS         8 N/A    NO     N/A        4933         0 N/A          0 N/A    NO     YES       Final     Yes            7/6/2012    5.25  483.01      8/1/2012      7/1/2035   77310.39            Cure default        36 Penalty       N                           598.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO          12/22/2034 FIXED    Conventional  1/22/2005    147000 F           5.8 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/13/2004    150000                SINGLE FAMILY         1              0        0          98     98 FULL         49.38     4942     697                                       3                        Exception: Finance    TIL Exception                                 YES        No              6.226 PASS     73590.04 FAIL      -93304.67     3385  11,489.20 PASS         8 N/A    NO     N/A        3385 11,489.20 PASS         8 PASS   NO     YES       Final     Yes            4/1/2013     4.5  760.96      5/1/2013      1/1/2035  126528.25            Cure default        36 Penalty       N                           862.53 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Amount                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Financed                                                                                                                                                                                                                                                                                                                                                                                 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     underdisclosed by $260                                                                                                                                                                                                                                                                                                                                                                   amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Finance charges                                                                                                                                                                                                                                                                                                                                                                        prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $93,304.67 - payment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per fixed rate note is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $862.53, payment on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final TIL shows
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $880.39 - Rating - 3;
YES           5/1/2035 FIXED    Conventional   6/1/2005    185000 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/14/2005    185000                SINGLE FAMILY         1              0        0         100    100 FULL         46.43  3174.38     705                                       1                                                                                            YES        No              7.336 PASS    264046.45 PASS          26.89     6269  14,289.98 PASS         8 N/A    NO     N/A        6269           N/A            N/A    N/A    YES       Final     Yes            4/3/2013   5.115  854.13      5/1/2013      5/1/2035  135468.47            Cure default        36 Penalty       N                          1229.57 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           5/14/2016 15 YEAR  Conventional  6/14/2001     75000 F           9.6 YES             180      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/4/2001     75000                SINGLE FAMILY         1              0        0         100    100 FULL          52.5  1759.64     680                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No              10.63 PASS    105556.96 PASS         508.92     4979   5,601.68 PASS        10 N/A    NO     N/A        4979           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  456.04      8/1/2012      6/1/2031   65542.45            Cure default        36 Penalty       N                           636.12 NO         Complete Y         NO
                       BALLOON                                                                                                                                                                                                                                                                                                  DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for State of                                                                                                                                                                                                                                                                                                                                                                     20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Ohio exceeds State                                                                                                                                                                                                                                                                                                                                                                       equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regulations, term has                                                                                                                                                                                                                                                                                                                                                                    months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   interest
NO           12/1/2031 FIXED    Conventional   1/3/2002    147500 F           8.9 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  11/4/2001    147500                SINGLE FAMILY         1              0        0         100    100 FULL          56.1  3813.33       0                                       3                        Exception: Missing    Missing Docs                                  YES        No                  0 FAIL            0 FAIL     -286683.48    10744  10,940.48 PASS        10 N/A    NO     N/A       10744           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  721.36      8/1/2012      1/1/2032  105516.35            Cure default        36 Penalty       N                          1176.23 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             final TIL-  - Rating -                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              6% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO            1/1/2032 FIXED    Conventional   2/1/2002    137000 F          7.89 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing    12/14/2001    137000                SINGLE FAMILY         1              0        0         100    100 FULL          29.2  5765.44     716                                       1                                                                                            YES        No             8.2943 PASS    226272.57 PASS           -8.9     5134  10,546.91 PASS        10 N/A    NO     N/A        5134           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  798.46      8/1/2012      3/1/2032  117365.68            Cure default        36 Penalty       N                           994.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           3/27/2032 FIXED    Conventional  4/27/2002    130000 F          8.74 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/9/2002    130000                SINGLE FAMILY         1              0                  100    100 FULL          34.1     3393     670                                       1                                                                                            YES        No             9.0279 PASS    241157.75 PASS         -10.85     3327  10,133.84 PASS        10 N/A    NO     N/A        3327           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25  775.52      9/1/2012      5/1/2032   114269.2            Cure default        36 36 month      N                          1021.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepay, if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         paid in first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year then 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year then 2%,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during 3rd
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year then 1%
YES           4/1/2032 2/1 OR   Conventional   5/1/2002    125000 A          8.49 NO              360      360       5        15             4/1/2004   5/1/2004   4/1/2015   5/1/2015     8.25         3     1  14.49   8.49       6        6 6 Month PRIMARY     REFI CASHOUT        1004  2/22/2002    125000                SINGLE FAMILY         1              0                  100    100 FULL         50.34     3358     674                                       1                                                                                            YES        No            10.2797 PASS    277428.69 PASS         217.46     4297   9,632.66 PASS        10 N/A    NO     N/A        4297           N/A            N/A    N/A    YES       Final     Yes           7/15/2005   10.25 1111.04     8/15/2005     4/15/2032  121592.03            Cure default        24 Penalty       N                           960.26 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            2/1/2018 MISC.    Conventional   3/1/1988    200000 A            11 NO              360      360       2        15             8/1/1988   3/1/1989   8/1/2015   9/1/2015     5.98         0     1     16   5.98       6        6 T-Bill  PRIMARY     PURCHASE            1004 11/14/1987    270000         267000 SINGLE FAMILY         1              0        0       74.91  74.91 FULL         28.83     6970       0                                       3                        Exception: Missing    Missing Docs                                  NO         No               9.87 PASS    427588.54 PASS           45.1     3045            N/A            N/A    N/A    N/A        3045           N/A            N/A    N/A    YES       Final     Yes           1/16/2003    5.75 1310.56      3/1/2003      2/1/2018  157821.34            Cure default         0               N             6.625    0   1896.05 NO         Complete Y         NO
                       ARM                                                                                                                                                                                                                     1 Yr                                                                             ATTACHED                                                                                                                                                             final TIL- Only                                                                                                                                                                                                                                               HUD1                                                                                                with
                                                                                                                                                                                                                                               Weekly                                                                                                                                                                                                                                                unsigned final TIL in                                                                                                                                                                                                                                                                                                                                             capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file. - Rating - 3;
YES           3/1/2036 5/1 OR   Conventional   4/1/2006    212400 A          5.75 NO              360      360       5        15             3/1/2011   4/1/2011   3/1/2016   4/1/2016     2.25         5     2  10.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   1/9/2006    267000         265534 PUD                   1              0                79.99  79.99 FULL          55.2  3270.76     788                                       1                                                                                            NO         No              6.941 PASS    299019.04 PASS        1710.25  3058.12            N/A            N/A    N/A    N/A     3058.12           N/A            N/A    N/A    YES       Final     Yes           2/14/2013     3.5  942.39      4/1/2013      3/1/2036  178479.23            Cure default         0               N                          1239.51 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES          12/1/2027 5/1 OR   Conventional   1/1/1998    260000 A         7.375 NO              360      360       6        15            12/1/2002   1/1/2003  12/1/2015   1/1/2016     2.25         5     2 12.375   2.25      12       12 1 Yr    PRIMARY     PURCHASE            1004 10/14/1997    325000         325000 SINGLE FAMILY         1              0        0          80     80              64.96     7600     787                                       3                        Exception: Finance    TIL Exception                                 NO         No              7.571 PASS    399713.31 FAIL       -1352.17   1977.5            N/A            N/A    N/A    N/A      1977.5           N/A            N/A    N/A    YES       Final     Yes           3/16/2004   4.625 1385.56      5/1/2004     12/1/2027  238927.79            Cure default        36 Penalty       N                          1795.76 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance-                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed                                                                                                                                                                                                                                                                                                                                                                           20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $1,352.17. No                                                                                                                                                                                                                                                                                                                                                                            equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     itemization provided.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Under disclosure
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     caused by fees. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO          12/10/2025 FIXED    Conventional  1/10/2006    125900 F           6.5 NO              240      240       6        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                       0                SINGLE FAMILY         1              0                    0      0 SIVA         14.63     6416       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No                6.5 PASS     99384.02 PASS           1.64        0  10,072.00 PASS         8 N/A    NO     N/A           0 10,072.00 PASS         8 PASS   NO     YES       Final     Yes            4/1/2013    4.75  840.79      5/1/2013      1/1/2026    96351.9            Cure default        36 PPP within    N                           938.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   the 36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         equal to any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Exception: Missing                                                                                                                                                                                                                                                                                                                                                                                             third party
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               final 1003- Missing                                                                                                                                                                                                                                                                                                                                                                                            processing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               both initial and                                                                                                                                                                                                                                                                                                                                                                                               fees and any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               final 1003 - Rating -                                                                                                                                                                                                                                                                                                                                                                                          costs paid by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               3;                                                                                                                                                                                                                                                                                                                                                                                                             lender
NO            4/5/2036 FIXED    Conventional   5/5/2006    170000 F         6.875 NO              360      360       6        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                       0                UNKNOWN               1              0        0           0      0 STATED /     14.14     7900       0                                       3  Exception: Missing    Exception: Late       Missing Docs                                  YES        No              6.875 PASS    232047.89 PASS           7.46        0  13,600.00 PASS         8 N/A    NO     N/A           0  8,389.84 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  921.89      8/1/2012      5/1/2036  150256.47            Cure default         0               N                          1116.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                        STATED                                                                      evidence of title-    charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Preliminary   state- 6% late charge                                                                                                                                                                                                                                                                                                                                             capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               and Final Title       > 5% allowed per state
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policies. - Rating -  - Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               3;  Exception:        Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final 1003-   FACTA disclosure-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing both the      Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               initial and final
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               1003 - Rating - 3;
NO           4/19/2036 FIXED    Conventional  5/19/2006    185000 F             8 NO              360      360       6        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                       0                UNKNOWN               1              0        0           0      0                  0        0       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.23 PASS    307667.24 PASS           5.03     3975  14,482.00 PASS         8 N/A    NO     N/A        5225  9,051.25 PASS         6 PASS   NO     YES       Final     Yes            7/2/2012    5.25 1071.75      8/1/2012      6/1/2036   174988.7            Cure default         0               N                          1357.46 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               final 1003- Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               initial and final
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               1003 - Rating - 3;
YES           9/2/2036 FIXED    Conventional  10/2/2006     70000 F          9.44 NO              360      360       6        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                       0                SINGLE FAMILY         1              0        0           0      0 NIV /        10.11     6251       0                                       3  Exception: Missing    Exception: Error on   Missing Docs                                  YES        No              9.602 PASS    141782.92 PASS           5.69   984.25   5,521.26 PASS         8 N/A    NO     N/A      984.25           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  406.03      8/1/2012     10/1/2036   66752.43            Cure default         0               N                           585.53 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           Stated                                                                      evidence of title- No RTC- Missing signature                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                   Income                                                                      preliminary or final  on RTC. - Rating - 3;                                                                                                                                                                                                                                                                                                                                             capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title. - Rating - 3;  Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO            9/1/2034 FIXED    Conventional  10/1/2004    200000 F          5.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/21/2004    255000                PUD                   1              0                78.43  78.43 FULL         28.91     6605     783                                       1                                                                                            YES        No              5.824 PASS    221775.04 PASS          36.54     1355  15,850.72 PASS         8 N/A    NO     N/A        1355 15,850.72 PASS         8 PASS   NO     YES       Final     Yes            6/1/2009    4.25  933.53      7/1/2009                189765.59            Cure default with capitalization     N                          1167.15 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1
NO            7/1/2035 FIXED    Conventional   8/1/2005    117600 F         5.875 NO              360      360       5        15                                                                                                                       INVESTMENT  PURCHASE            1004  5/24/2005    158000         147000 SINGLE FAMILY         1              0                   80     80 FULL         35.78  3992.33     801                                       1                                                                                            NO         No              6.047 PASS    135180.04 PASS         145.61     2201            N/A            N/A    N/A    N/A        2201           N/A            N/A    N/A    YES       Final     Yes            2/1/2013     4.5  616.69      3/1/2013      8/1/2035  104590.09            Cure default with capitalization     N                           695.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            1/1/2036 FIXED    Conventional   2/1/2006    463900 F             6 NO              360      360       2        15                                                                                                                       PRIMARY     PURCHASE            1004  12/6/2005    580000         579900 SINGLE FAMILY         1              0        0          80     80 FULL         48.31  8799.99     763                                       1                                                                                            NO         No              6.243 PASS     549227.8 PASS         -51.76    11133            N/A            N/A    N/A    N/A       11133           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 2600.02      8/1/2012      2/1/2036  421523.68            Cure default         0               N                          2781.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            2/1/2036 FIXED    Conventional   3/1/2006    107900 F             6 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004 12/20/2005    128000         124900 SINGLE FAMILY         1              0        0       86.39  86.39 FULL         87.16    924.6     805 GEMICO           25 9604967665        2                        Exception: Missing    Missing Docs                                  YES        No               6.49 PASS    131634.94 PASS        2443.56        0            N/A            N/A    N/A    N/A           0  5,371.94 PASS         8 PASS   NO     YES       Final     Yes            2/1/2013    4.75  579.37      3/1/2013      3/1/2036   97367.31            Cure default with capitalization     N                           646.92 YES        Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO            2/1/2036 FIXED    Conventional   3/1/2006    152350 F         6.125 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  1/11/2006    192500         190490 PUD                   1              0                79.98  79.98 FULL         87.28  3503.86     778                                       2                        Exception: Missing    Missing Docs                                  NO         No              6.201 PASS    182125.32 PASS         226.44      610            N/A            N/A    N/A    N/A         610           N/A            N/A    N/A    YES       Final     Yes            4/1/2013    4.75  819.47      5/1/2013      3/1/2036  137166.97            Cure default         0               N                           925.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           3/1/2036 FIXED    Conventional   4/1/2006    614000 F           6.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/27/2006    840000                SINGLE FAMILY         1              0        0        73.1   73.1 FULL         34.62    12238     675                                       1                                                                                            YES        No              6.541 PASS    785710.88 PASS         295.84     1405  48,936.65 PASS         8 N/A    NO     N/A        1405           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 3477.92      8/1/2012      4/1/2036  565859.46            Cure default with capitalization     N                           3880.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            3/1/2036 FIXED    Conventional   4/1/2006    560000 F         6.625 NO              360      360       5        15                                                                                                                       INVESTMENT  PURCHASE            1004   2/1/2006    704000         700000 SINGLE FAMILY         1              0        0          80     80 FULL          7.93    53140     777                                       1                                                                                            NO         No              6.776 PASS     739514.3 PASS         443.55     6761            N/A            N/A    N/A    N/A        6761           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 3126.73      8/1/2012      4/1/2036  508719.83            Cure default         0               N                          3585.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           3/1/2036 FIXED    Conventional   4/1/2006    500000 F             6 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/2/2006    700000                SINGLE FAMILY         1              0        0       71.43  71.43 FULL         46.23     8943     724                                       1                                                                                            YES        No              6.301 PASS    594929.96 PASS         617.36    15055  38,762.27 PASS         8 N/A    NO     N/A       15055           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  2803.1      8/1/2012      4/1/2036  456066.71            Cure default with capitalization     N                          2997.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            4/1/2036 FIXED    Conventional   5/1/2006    536000 F           6.5 NO              360      360       5        15                                                                                                                       SECOND HOME PURCHASE            1073  2/21/2006    715000         670000 CONDO<5FLOORS         1              0                   80     80 SIVA         30.06    25000     722                                       3                        Exception: Finance    TIL Exception                                 NO         No              6.506 PASS    683983.58 FAIL       -1891.66     2140            N/A            N/A    N/A    N/A        2140           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 3035.21      8/1/2012      5/1/2036  494702.34            Cure default         0               N                          3387.88 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                           charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by 1891.66. Lender
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     failed to include 550
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     ADMIN fee and 1340
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Escrow Waiver fee -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES           5/1/2036 FIXED    Conventional   6/1/2006    960000 F          5.75 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  2/16/2006   1200000        1200000 SINGLE FAMILY         1              0    75000          80  86.25 FULL         48.18    16079     801                                       1                                                                                            NO         No              6.058 PASS   1088214.62 PASS         678.54    28715            N/A            N/A    N/A    N/A       28715           N/A            N/A    N/A    YES       Final     Yes           8/28/2012    5.25 4910.37     10/1/2012      6/1/2036   798921.6            Cure default without capitalization  N                           5602.3 YES        Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
YES           4/1/2036 FIXED    Conventional   5/1/2006    139000 F             7 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  3/11/2006    142000         139000 SINGLE FAMILY         1              0                  100    100 FULL         39.35  2916.67     639 PMI              20 22589-2-0         1                                                                                            NO         No             7.6682 PASS    206326.89 PASS         263.09     2540            N/A            N/A    N/A    N/A        2540           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  789.16     12/1/2012      5/1/2036  127711.36            Cure default         0               N                           924.78 YES        Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                               MORTGAGE                                                                                                                                                                                                                                                                                                                    HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                       INSURANCE                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            5/1/2036 FIXED    Conventional   6/1/2006    243000 F         6.375 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/23/2005    315000                SINGLE FAMILY         1              0        0       77.14  77.14 FULL         59.23     5982     665                                       2                        Exception: Missing    Missing Docs                                  YES        No              6.449 PASS    304649.64 PASS          73.12    954.5  19,294.79 PASS         8 N/A    NO     N/A       954.5 12,059.24 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1299.55     10/1/2012      6/1/2036  211438.35            Cure default         0               N                             1516 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            5/1/2036 FIXED    Conventional   6/1/2006    172000 F         6.125 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/27/2006    215000                PUD                   1              0        0          80     80 FULL         56.64  3522.12     660                                       1                                                                                            YES        No              6.367 PASS    208571.96 PASS         299.94     3864  13,436.84 PASS         8 N/A    NO     N/A        3864 13,436.84 PASS         8 PASS   NO     YES       Final     Yes            2/1/2011       5  825.01      3/1/2011                153684.48            Cure default without capitalization  N                          1045.09 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1
YES           5/1/2036 FIXED    Conventional   6/1/2006    133400 F          6.75 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  3/22/2006    139000         133400 SINGLE FAMILY         1              0        0         100    100 FULL         56.58     3181     703 GE -             20 9605108224        3                        Exception: Finance    TIL Exception                                 NO         No              7.213 PASS    186925.23 FAIL       -1734.35        0            N/A            N/A    N/A    N/A           0           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  759.04     12/1/2012      6/1/2036  123058.22            Cure default         0               N                           865.23 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                               Genworth                                                      charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance-                                                                                                                                                                                                                                                                                                                                                        capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $1734.35 - Rating - 3;
NO            5/1/2036 FIXED    Conventional   6/1/2006    201400 F          6.75 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  4/12/2006    213000         212000 SINGLE FAMILY         1              0        0          95     95 FULL         47.85  5541.58     606 MGIC             30   23669673        1                                                                                            YES        No              7.397 PASS    286530.14 PASS          57.23   1077.5            N/A            N/A    N/A    N/A      1077.5 12,008.02 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1145.96     12/1/2012      6/1/2036  185786.23            Cure default         0               N                          1306.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          11/1/2036 10/1 OR  Conventional  12/1/2006    747500 O          6.25 NO              360      360       5        15       120  11/1/2016  12/1/2016  11/1/2016  12/1/2016     2.25         5     2  11.25   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  6/27/2006    950000         950000 SINGLE FAMILY         1              0    60000       78.68     85 SIVA         37.14 15184.55     759                                       1                                                                                            NO         No              6.792 PASS    1173042.6 PASS        1499.89  4025.52            N/A            N/A    N/A    N/A     4025.52           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.75 3460.66     12/1/2010                747256.64            Cure default         0               N                          3893.23 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           1/1/2037 10/1 OR  Conventional   2/1/2007    704000 O         6.375 NO              360      360       5        15       120   1/1/2017   2/1/2017   2/1/2017   3/1/2017     2.25         5     2 11.375   2.25      12       12 1 Year  PRIMARY     REFI R/T              70 11/22/2006    880000                SINGLE FAMILY         1              0                   80     80              47.62    12360     793                                       1                                                                                            YES        No              6.807 PASS   1108359.88 PASS         679.62     1750  56,180.00 PASS         8 N/A    NO     N/A        1750           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 3908.17      8/1/2013                   707740            Cure default         0               N                             3740 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           2/1/2037 7/1 OR   Conventional   3/1/2007    426000 O         5.875 NO              360      360       5        15        84   2/1/2014   3/1/2014   2/1/2016   3/1/2016     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004 12/20/2006    533000         532500 SINGLE FAMILY         1              0        0          80     80 FULL         38.82     8345     672                                       1                                                                                            NO         No              6.984 PASS    665340.83 PASS         1146.9  9469.76            N/A            N/A    N/A    N/A     9469.76           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25  2322.4      8/1/2013                418519.61            Cure default         0               N                          2085.63 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            4/1/2027 FIXED    Conventional   5/1/2007    235100 F         5.375 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                  388000                SINGLE FAMILY         1              0                60.59  60.59 FULL         44.21     7131     767                                       1                                                                                            YES        No              5.874 PASS    158939.91 PASS         299.96  9122.81  18,041.67 PASS         8 N/A    NO     N/A     9122.81 18,041.67 PASS         8 PASS   NO     YES       Final     Yes            4/1/2013    4.25 1497.68      5/1/2013      5/1/2027  190211.89            Cure default with capitalization     N                          1600.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
YES           4/1/2037 5/1 OR   Conventional   5/1/2007    780000 O         5.625 NO              360      360       5        15        60   4/1/2012   5/1/2012   4/1/2015   5/1/2015     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  1/24/2007   1040000                PUD                   1              0        0          75     75 FULL          32.9 16684.21     783                                       1                                                                                            YES        No              6.766 PASS   1155988.38 PASS         201.15     3960  61,907.69 PASS         8 N/A    NO     N/A        3960           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       3 3302.37      7/1/2011                 783286.5            Cure default with capitalization     N                          3656.25 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           3/1/2037 5/1 OR   Conventional   4/1/2007    573600 O         5.875 NO              360      360       5        15        60   3/1/2012   4/1/2012   3/1/2016   4/1/2016     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  1/30/2007    717000                SINGLE FAMILY         1              0        0          80     80 FULL         38.83 13123.33     723                                       1                                                                                            YES        No              7.064 PASS    888681.27 PASS         124.72     7326  45,249.50 PASS         8 N/A    NO     N/A        7326           N/A            N/A    N/A    YES                 Yes            2/1/2011       3  2416.7      3/1/2011                573215.56            Cure default         0               N                          2808.25 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           3/1/2037 5/1 OR   Conventional   4/1/2007    520000 O             6 NO              360      360       5        15        60   3/1/2012   4/1/2012   3/1/2016   4/1/2016     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     REFI R/T            1073  2/13/2007    650000                CONDO<5FLOORS         1              0    64950          80  89.99 SIVA         33.53    14833     723                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No              7.022 PASS    803750.67 PASS        3765.67    -1555  41,724.40 PASS         8 N/A    NO     N/A       -1555           N/A            N/A    N/A    YES       Final     Yes           6/17/2011   3.375 2310.39      7/1/2011                   522600            Cure default         0               N                             2600 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            (LOW RISE)                                                                                                                                                           violation - expiration                                                                                                                                                                                                                                        HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      date not 3 days after                                                                                                                                                                                                                                                                                                                                             capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date- RTC and other
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing docs signed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     one day after
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     transaction date
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stated on RTC in file,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exp date was not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     adjusted, loan funded
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     properly. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
YES           3/1/2037 3/1 OR   Conventional   4/1/2007    620000 O         5.875 NO              360      360       5        15        36   3/1/2010   4/1/2010   3/1/2016   4/1/2016     2.25         2     2 11.875   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  2/16/2007    820000                PUD                   1              0   115867       75.61  89.74 SIVA         34.46    17855     691                                       3                        Exception: Missing    Missing Docs                                  YES        No              7.205 PASS    956154.04 PASS         690.21     1445  49,468.21 PASS         8 N/A    NO     N/A        1445           N/A            N/A    N/A    YES                 Yes           11/1/2010     3.5 2762.17     12/1/2010                615121.97            Cure default         0               N                          3035.42 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 final HUD-1- Missing                                                                                                                                                                                                                                                                                                                                              with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      borrower's signature                                                                                                                                                                                                                                                                                                                                              capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     or true/certified
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamp - Rating - 3;
YES           4/1/2037 7/1 OR   Conventional   5/1/2007    374300 O           6.5 NO              360      360       5        15        84   5/1/2014   6/1/2014   5/1/2015   6/1/2015     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     REFI R/T            1073  2/19/2007    468000                CONDO                 1              0        0       79.98  79.98 FULL         23.72    14513     683                                       1                                                                                            YES        No              7.135 PASS     594320.4 PASS         614.99  1734.75  29,675.47 PASS         8 N/A    NO     N/A     1734.75 22,256.60 PASS         8 PASS   NO     YES       Final     Yes            7/1/2013    5.25 2086.01      8/1/2013                377761.63            Cure default with capitalization     N                          2027.46 NO         Complete Y
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           3/1/2037 10/1 OR  Conventional   4/1/2007    572000 O           6.5 NO              360      360       5        15       120   4/1/2017   5/1/2017   4/1/2017   5/1/2017     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073  2/16/2007    715000         715000 CONDO                 1              0    71500          80     90 FULL         44.65 23835.81     660                                       1                                                                                            NO         No              6.964 PASS    920495.28 PASS         3222.5  1612.66            N/A            N/A    N/A    N/A     1612.66           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.125 2772.17    12/10/2010                571994.97            Cure default without capitalization  N                          3098.33 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           4/1/2037 7/1 OR   Conventional   5/1/2007    716000 O          6.25 NO              360      360       5        15        84   4/1/2014   5/1/2014   4/1/2015   5/1/2015     2.25         5     2  11.25   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  2/15/2007    895000                SINGLE FAMILY         1              0    89500          80     90 FULL         41.36    18750     656                                       1                                                                                            YES        No              6.864 PASS   1090950.42 PASS         244.65     2250  56,920.99 PASS         8 N/A    NO     N/A        2250           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 3990.01      8/1/2013                722560.97            Cure default         0               N                          3729.17 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            6/1/2037 7/1 OR   Conventional   7/1/2007    211000 O          6.25 NO              360      360       5        15        84   6/1/2014   7/1/2014   6/1/2015   7/1/2015     2.25         5     2  11.25   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  2/19/2007    338000                SINGLE FAMILY         1              0        0       62.43  62.43 SIVA         19.87    10750     746                                       1                                                                                            YES        No              7.052 PASS    332308.89 PASS         527.71     2100  16,685.63 PASS         8 N/A    NO     N/A        2100 16,685.63 PASS         8 PASS   NO     YES       Final     Yes            7/1/2013    5.25 1168.88      8/1/2013                211674.84            Cure default         0               N                          1098.96 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           4/1/2037 7/1 OR   Conventional   5/1/2007    976000 O          6.25 NO              360      360       5        15        84   4/1/2014   5/1/2014   4/1/2015   5/1/2015     2.25         5     2  11.25   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  2/15/2007   1220000        1220000 SINGLE FAMILY         1              0        0          80     80 FULL         36.32    23923     767                                       3                        Exception: Missing    Missing Docs                                  NO         No              6.995 PASS    1531007.2 PASS         309.07  4203.29            N/A            N/A    N/A    N/A     4203.29           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 5308.69      8/1/2013                961363.84            Cure default         0               N                          5083.33 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             final HUD-1- HUD-1 in                                                                                                                                                                                                                                         HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      file appears to be                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final, but is not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed by the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrowers or certified
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by the closing agent.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
YES           4/1/2037 5/1 OR   Conventional   5/1/2007    780000 O           5.5 NO              360      360       5        15        60   4/1/2012   5/1/2012   4/1/2015   5/1/2015     2.25         5     2   10.5   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004   3/9/2007    975000                SINGLE FAMILY         1              0    96000          80  89.85 FULL         35.42    16050     775                                       1                                                                                            YES        No              6.846 PASS   1174679.04 PASS         258.81     9370  61,545.53 PASS         8 N/A    NO     N/A        9370           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    2.75 3184.28     12/1/2010                   780000            Cure default         0               N                             3575 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            5/1/2037 10/1 OR  Conventional   6/1/2007    504000 O         5.875 NO              360      360       5        15       120   5/1/2017   6/1/2017   5/1/2017   6/1/2017     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  3/26/2007    630000                SINGLE FAMILY         1              0    44000          80  86.98 FULL         42.02  9108.67     693                                       1                                                                                            YES        No              6.577 PASS    779660.66 PASS          48.28  2731.41  40,015.95 PASS         8 N/A    NO     N/A     2731.41 35,013.95 PASS         7 PASS   NO     YES       Final     Yes            7/1/2013    5.25 2762.72      8/1/2013                500307.25            Cure default with capitalization     N                           2467.5 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM
NO            5/1/2037 7/1 OR   Conventional   6/1/2007    250000 O         5.875 NO              360      360       5        15        84   5/1/2014   6/1/2014   5/1/2015   6/1/2015     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1025  3/25/2007    375000                2 FAMILY              1              0        0       66.67  66.67 FULL         28.67     7100       0                                       3                        Exception: Missing    TIL Exception                                 YES        No              6.808 PASS    385499.32 FAIL        -135.87     1930  19,842.34 PASS         8 N/A    NO     N/A        1930 19,842.34 PASS         8 PASS   NO     YES       Final     Yes            7/1/2013    5.25 1300.85      8/1/2013                 235575.1            Cure default         0               N                          1223.96 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $135.87 - $100
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     courier and $55 wire
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not included in the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Lenders TIL
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     itemization. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;
YES           5/1/2037 5/1 OR   Conventional   6/1/2007    734000 O         5.625 NO              360      360       5        15        60   5/1/2012   6/1/2012   5/1/2016   6/1/2016     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  3/19/2007   1075000                SINGLE FAMILY         1              0        0       68.28  68.28 FULL         15.21    27456     645                                       2                        Exception: Missing    Missing Docs                                  YES        No              6.965 PASS   1115775.43 PASS        1050.66  12621.9  57,517.73 PASS         8 N/A    NO     N/A     12621.9           N/A            N/A    N/A    YES       Final     Yes            6/1/2011    3.75 3405.16      7/1/2011                   735272            Cure default         0               N                          3440.63 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           4/1/2037 5/1 OR   Conventional   5/1/2007    696000 O         5.875 NO              360      360       5        15        60   4/1/2012   5/1/2012   9/1/2015  10/1/2015     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  3/14/2007    870000                PUD                   1              0    87000          80     90 FULL         34.97 15919.34     699                                       1                                                                                            YES        No              6.884 PASS   1053175.84 PASS          80.94     1177  55,549.49 PASS         8 N/A    NO     N/A        1177           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.125 3373.16     12/1/2010                   696000            Cure default without capitalization  N                           3407.5 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           4/1/2037 5/1 OR   Conventional   5/1/2007    680000 O          5.75 NO              360      360       5        15        60   4/1/2012   5/1/2012   4/1/2015   5/1/2015     2.25         5     2  10.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   3/7/2007    850000         850000 PUD                   1              0    85000          80     90 STATED /     37.51    26000     790                                       1                                                                                            NO         No              6.983 PASS    1035704.9 PASS          64.23  12277.5            N/A            N/A    N/A    N/A     12277.5           N/A            N/A    N/A    YES       Final     Yes            6/1/2011   3.125 2912.95      7/1/2011                   680000            Cure default         0               N                          3258.33 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                               STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           5/1/2037 7/1 OR   Conventional   6/1/2007    431900 O         6.625 NO              360      360       5        15        84   5/1/2014   6/1/2014  11/1/2015  12/1/2015     2.25         5     2 11.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  4/10/2007    545000         539900 SINGLE FAMILY         1              0    53900       79.25  89.14 STATED /     22.52    15355     780                                       1                                                                                            NO         No              7.215 PASS     690338.7 PASS         251.85   3719.3            N/A            N/A    N/A    N/A      3719.3           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    4.25 2098.37     12/1/2010                426549.73            Cure default without capitalization  N                          2384.45 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1
                       ARM
YES           6/1/2037 10/1 OR  Conventional   7/1/2007    444450 O          5.75 NO              360      360       5        15       120   6/1/2017   7/1/2017   6/1/2017   7/1/2017     2.25         5     2  10.75   2.26      12       12 1 Year  PRIMARY     PURCHASE            1004  4/10/2007    560000         555615 SINGLE FAMILY         1              0    55550       79.99  89.99 FULL         37.76    11899     784                                       1                                                                                            NO         No              6.555 PASS       684882 PASS        3232.31  2491.07            N/A            N/A    N/A    N/A     2491.07           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 2460.75      8/1/2013                445622.84            Cure default         0               N                          2129.66 YES        Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            ATTACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           6/1/2037 5/1 OR   Conventional   7/1/2007    442000 O         5.625 NO              360      360       5        15        60   6/1/2012   7/1/2012   6/1/2015   7/1/2015     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  4/20/2007    553000                SINGLE FAMILY         1              0    12000       79.93   82.1 FULL         22.91    14900     726                                       1                                                                                            YES        No                6.9 PASS    668734.46 PASS         146.69     5613  34,850.19 PASS         8 N/A    NO     N/A        5613           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       3 1863.49      7/1/2011                 441999.1            Cure default         0               N                          2071.88 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           6/1/2037 5/1 OR   Conventional   7/1/2007    891200 O         5.375 NO              360      360       5        15        60   6/1/2012   7/1/2012   6/1/2015   7/1/2015     2.25         5     2 10.375   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   4/6/2007   1115000        1247500 SINGLE FAMILY         1              0                79.93  79.93 SIVA         28.59    23000     701                                       1                                                                                            NO         No              6.853 PASS   1341954.48 PASS       12301.04   4514.5            N/A            N/A    N/A    N/A      4514.5           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       3 3774.16      7/1/2011                895191.83            Cure default with capitalization     N                          3991.83 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
NO            7/1/2037 FIXED    Conventional   8/1/2007    537600 I         6.375 NO              360      360       5        15       120                                                                                                             PRIMARY     PURCHASE            1004   4/3/2007    685000         672000 SINGLE FAMILY         1              0    67200          80     90 FULL         32.71 54674.32     776                                       1                                                                                            NO         No              6.432 PASS     761322.8 PASS        1414.74      768            N/A            N/A    N/A    N/A         768           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 3000.16      8/1/2013                543307.48            Cure default         0               N                             2856 NO         Complete Y         NO
                       RATE I/O                                                                                                                                                                                                                                                                                                 DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           6/1/2037 10/1 OR  Conventional   7/1/2007    524000 O             6 NO              360      360       5        15       120   6/1/2017   7/1/2017   6/1/2017   7/1/2017     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  4/17/2007    655000         655000 SINGLE FAMILY         1              0        0          80     80 REDUCED      42.77     9310     698                                       1                                                                                            NO         No               6.73 PASS     814918.9 PASS        2989.21  6843.75            N/A            N/A    N/A    N/A     6843.75           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 2921.75      8/1/2013                529106.95            Cure default with capitalization     N                             2620 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
NO            6/1/2037 FIXED    Conventional   7/1/2007    120600 F          6.25 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  4/24/2007    125000         120600 SINGLE FAMILY         1              0                  100    100 FULL         37.39  3958.32     761 MGIC             35   24724789        1                                                                                            NO         No               7.32 PASS    163796.29 PASS         2278.9  -480.09            N/A            N/A    N/A    N/A     -480.09           N/A            N/A    N/A    YES       Final     Yes            4/1/2013       5  663.22      5/1/2013      7/1/2037  111707.74            Cure default         0               N                           742.55 YES        Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           6/1/2037 5/1 OR   Conventional   7/1/2007    668000 O         5.375 NO              360      360       5        15        60   6/1/2012   7/1/2012   6/1/2015   7/1/2015     2.25         5     2 10.375   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073   5/8/2007    835000         835000 CONDO                 1              0    83400          80  89.99 FULL         34.47    17100     767                                       1                                                                                            NO         No              6.903 PASS   1020386.47 PASS         221.38 10571.75            N/A            N/A    N/A    N/A    10571.75           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       3 2791.32      7/1/2011                662071.96            Cure default         0               N                          2992.08 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           6/1/2037 10/1 OR  Conventional   7/1/2007    644000 O             6 NO              360      360       5        15       120   6/1/2017   7/1/2017   6/1/2017   7/1/2017     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  4/18/2007    805000                SINGLE FAMILY         1              0        0          80     80 Limited      32.01    11836       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              6.687 PASS    998309.74 PASS         540.79  8312.16  50,700.47 PASS         8 N/A    NO     N/A     8312.16           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 3573.97      8/1/2013                   647220            Cure default with capitalization     N                             3220 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;
YES           6/1/2037 5/1 OR   Conventional   7/1/2007    820000 O          5.75 NO              360      360       5        15        60   6/1/2012   7/1/2012   6/1/2015   7/1/2015     2.25         5     2  10.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  4/26/2007   1025000        1025000 SINGLE FAMILY         1              0   102450          80     90 FULL         31.93 18643.66     755                                       1                                                                                            NO         No              6.859 PASS   1237681.35 PASS          98.36     1688            N/A            N/A    N/A    N/A        1688           N/A            N/A    N/A    YES       Final     Yes           11/1/2010       4 3886.16     12/1/2010                   814000            Cure default         0               N                          3929.17 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           7/1/2037 10/1 OR  Conventional   8/1/2007    280000 O           6.5 NO              360      360       5        15       120   7/1/2017   8/1/2017   7/1/2018   8/1/2018     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1073  5/14/2007    350000                CONDO                 1              0    13000          80  83.71 FULL         43.82     5150     786                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.12 PASS    459320.52 PASS         482.64     4705  21,987.20 PASS         8 N/A    NO     N/A        4705 16,490.40 PASS         8 PASS   NO     YES       Final     Yes            7/1/2013    5.25 1466.85      8/1/2013                265635.87            Cure default with capitalization     N                          1516.67 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                           applicable Mortgage   FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                Rider- Missing Condo  Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               rider to Mortgage -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;
YES           7/1/2037 5/1 OR   Conventional   8/1/2007    322000 O           6.5 NO              360      360       5        15        60   7/1/2012   8/1/2012   7/1/2015   8/1/2015     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004   6/6/2007    410000                SINGLE FAMILY         1              0        0       78.54  78.54 SIVA         37.76     7250     755                                       1                                                                                            YES        No              7.418 PASS     518054.6 PASS         200.41     4975  25,315.49 PASS         8 N/A    NO     N/A        4975 18,986.62 PASS         8 PASS   NO     YES       Final     Yes            6/1/2011   3.125 1380.34      7/1/2011                322227.44            Cure default         0               N                          1744.17 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           8/1/2037 7/1 OR   Conventional   9/1/2007    540000 O         6.375 NO              360      360       5        15        84   8/1/2014   9/1/2014   8/1/2015   9/1/2015     2.25         5     2 11.375   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  7/14/2007    675000         675000 SINGLE FAMILY         1              0   150000          80 102.22 STATED /     75.96    11500     681                                       1                                                                                            NO         No              7.196 PASS    860002.99 PASS         168.49    10805            N/A            N/A    N/A    N/A       10805           N/A            N/A    N/A    YES                 Yes           11/1/2010       4 2574.76     12/1/2010                539311.75            Cure default         0               N                          2868.75 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                                                                                                                              without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           8/1/2037 5/1 OR   Conventional   9/1/2007    980000 O         6.625 NO              360      360       5        15        60   8/1/2012   9/1/2012   8/1/2015   9/1/2015     2.25         5     2 11.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  6/22/2007   1225000        1225000 SINGLE FAMILY         1              0                   80     80 FULL         25.68    29993     756                                       1                                                                                            NO         No              7.415 PASS   1560878.51 PASS         291.16  15078.5            N/A            N/A    N/A    N/A     15078.5           N/A            N/A    N/A    YES       Final     Yes           10/1/2010   5.125 5335.97     12/1/2010                   980000            Cure default without capitalization  N                          5410.42 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES           9/1/2037 10/1 OR  Conventional  10/1/2007    720000 O          7.25 NO              360      360       5        15       120   9/1/2017  10/1/2017   9/1/2017  10/1/2017     2.25         5     2  12.25   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004   8/5/2007    900000                PUD                   1              0                   80     80 FULL         30.89 15833.34     666                                       1                                                                                            YES        No              7.387 PASS   1198020.59 PASS        4799.54     -989  57,667.52 PASS         8 N/A    NO     N/A        -989           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 3775.17     12/1/2012                683655.61            Cure default with capitalization     N                             4350 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           9/1/2037 10/1 OR  Conventional  10/1/2007    504000 O         6.875 NO              360      360       5        15       120   9/1/2017  10/1/2017   9/1/2018  10/1/2018     2.25         5     2 11.875   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073  7/25/2007    650000         630000 CONDO                 1              0                   80     80 FULL         28.69 20041.92     697                                       1                                                                                            NO         No              7.111 PASS    811120.25 PASS        1417.63     2164            N/A            N/A    N/A    N/A        2164           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 2749.07     12/1/2012                497835.69            Cure default         0               N                           2887.5 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            9/1/2037 10/1 OR  Conventional  10/1/2007    604000 O         6.875 NO              360      360       5        15       120   9/1/2017  10/1/2017   9/1/2017  10/1/2017     2.25         5     2 11.875   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   8/2/2007    795000         755000 SINGLE FAMILY         1              0        0          80     80 SIVA         33.31    12500     776                                       1                                                                                            NO         No              7.122 PASS     980958.2 PASS           74.3        0            N/A            N/A    N/A    N/A           0           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 3350.34     12/1/2012                606721.02            Cure default         0               N                          3460.42 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           9/1/2037 5/1 OR   Conventional  10/1/2007    576800 O             6 NO              360      360       5        15        60  10/1/2012  11/1/2012  10/1/2015  11/1/2015     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073  7/16/2007    721000         721000 CONDO                 1              0                   80     80 FULL          28.7    16500     687                                       1                                                                                            NO         No              7.035 PASS    873533.47 PASS        4177.81     8293            N/A            N/A    N/A    N/A        8293           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       3 2410.35      7/1/2011                571709.72            Cure default with capitalization     N                             2884 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES          10/1/2037 7/1 OR   Conventional  11/1/2007    360000 A         6.625 NO              360      360       5        15            10/1/2014  11/1/2014  10/1/2015  11/1/2015     2.25         5     2 11.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   8/3/2007    450000         450000 SINGLE FAMILY         1              0    67500          80     95 FULL         42.08     7350     787                                       3                        Exception:            Missing Docs                                  YES        No              7.086 PASS    520782.02 PASS        2852.24 -2387.57            N/A            N/A    N/A    N/A    -2387.57 21,667.73 PASS         8 PASS   NO     YES                 Yes            3/1/2013     4.5 1887.39      4/1/2013     11/1/2037  337090.57            Cure default         0               N                          2305.12 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             Incomplete/Illegible                                                                                                                                                                                                                                                                                                                                              with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           HUD-1 in file- HUD                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     appears to be final,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     but is not signed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the borrower or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     certified by the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES           9/1/2037 7/1 OR   Conventional  10/1/2007    532000 O         6.875 NO              360      360       5        15        84   9/1/2014  10/1/2014   9/1/2015  10/1/2015     2.25         5     2 11.875   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  8/23/2007    665000         665000 PUD                   1              0    66500          80     90 FULL         30.64    16500     790                                       2                        Exception: Missing    Missing Docs                                  NO         No              7.236 PASS    845332.22 PASS       11933.13   2842.5            N/A            N/A    N/A    N/A      2842.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2002    5.25 2954.55     12/1/2012                535047.92            Cure default         0               N                          3047.92 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           4/21/2035 FIXED    Conventional  5/21/2005     94900 F         6.625 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE      2055        4/12/2005     95000          94900 SINGLE FAMILY         1              0        0         100    100 FULL         52.26  3923.24     724                                       1                                                                                            YES        No               6.87 PASS    126207.74 PASS        2843.15  -491.25            N/A            N/A    N/A    N/A     -491.25  4,769.56 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  541.19      8/1/2012      6/1/2035      86462            Cure default        36 Penalty       N                           607.66 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      w/Interior                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan balance
NO           5/30/2035 FIXED    Conventional  6/30/2005     92000 F         6.875 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/11/2005     92000                SINGLE FAMILY         1              0        0         100    100 FULL         41.29   3464.5     754                                       1                                                                                            YES        No              7.163 PASS    128213.72 PASS          18.89     2620   7,150.40 PASS         8 N/A    NO     N/A        2620  4,469.00 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  519.38     10/1/2012      7/1/2035   82821.13            Cure default        36 Penalty       N                           604.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           6/15/2035 FIXED    Conventional  7/15/2005     81000 F         7.125 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/3/2005     81000                SINGLE FAMILY         1              0                  100    100 FULL         45.72     1946     668                                       1                                                                                            YES        No              7.491 PASS    118341.36 PASS           2.03     2883   6,249.36 PASS         8 N/A    NO     N/A        2883  3,905.85 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  463.18      8/1/2012      7/1/2035   74137.65            Cure default        36 If full       N                           545.71 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan balance
NO            7/5/2035 FIXED    Conventional   8/8/2005     85500 F         7.375 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/27/2005     85500                SINGLE FAMILY         1              0                  100    100 FULL         32.52  6971.76     773                                       1                                                                                            YES        No              7.472 PASS    127900.42 PASS         350.61      460   6,803.20 PASS         8 N/A    NO     N/A         755  4,252.00 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25   473.6      8/1/2012      9/1/2035   76087.85            Cure default with capitalization     N                           590.53 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            8/2/2035 FIXED    Conventional   9/2/2005    185000 F         6.625 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/19/2005    185000                SINGLE FAMILY         1              0                  100    100 FULL         48.97  3429.23     753                                       1                                                                                            YES        No              6.692 PASS    242723.48 PASS         357.88    918.5  14,726.52 PASS         8 N/A    NO     N/A       918.5  9,204.08 PASS         6 PASS   NO     YES       Final     Yes            7/5/2012    5.25 1012.62      8/1/2012      9/1/2035  162684.43            Cure default         0 n/a           N                          1184.58 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           7/28/2035 FIXED    Conventional  8/28/2005     64000 F         7.375 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Exterior     7/7/2005     64000                SINGLE FAMILY         1              0        0         100    100 FULL          12.8  4146.26     672                                       1                                                                                            YES        No              7.612 PASS     96604.05 PASS           2.49     1470   5,002.40 PASS         8 N/A    NO     N/A        1470  3,126.50 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  367.71      8/1/2012      9/1/2035   59074.58            Cure default        36 If a full     N                           442.03 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      Drive-by                                       DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                 (2055,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                capitalization         within first
                                                                                                                                                                                                                                                                                 1075, 466,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   36 months,
                                                                                                                                                                                                                                                                                 2095)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        penalty at 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
NO          10/19/2035 FIXED    Conventional 11/19/2005    145000 F          6.89 NO              360      360       5        10                                                                                                                       PRIMARY     REFI R/T            1004  10/4/2005    145000                SINGLE FAMILY         1              0                  100    100 FULL         64.97     3610     696                                       1                                                                                            YES        No              7.101 PASS    201490.82 PASS         398.62     2652  11,387.84 PASS         8 N/A    NO     N/A        2652  7,117.40 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25   829.9     10/1/2012     12/1/2035  133575.12            Cure default        24 Penalty       N                              954 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO           11/1/2035 FIXED    Conventional  12/1/2005    147050 F             6 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  9/19/2005    173000                SINGLE FAMILY         1              0        0          85     85 FULL         20.53     5833     796                                       1                                                                                            YES        No              6.253 PASS    174282.31 PASS         469.36  3623.38  11,472.17 PASS         8 N/A    NO     N/A     3623.38         0 N/A          0 N/A    NO     YES       Final     Yes            5/1/2013    4.75  782.78      6/1/2013     12/1/2035   129963.5            Cure default        36 Penalty       N                           881.64 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO          12/15/2035 FIXED    Conventional  1/15/2006    210000 F          6.75 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  12/2/2005    210000         210000 SINGLE FAMILY         1              0        0         100    100 FULL         36.96  5811.34     730                                       1                                                                                            YES        No              7.042 PASS     286481.6 PASS         541.43     5600            N/A            N/A    N/A    N/A        5600         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  1180.6      8/1/2012      2/1/2036  191401.76            Cure default         0               N                          1362.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          12/22/2035 FIXED    Conventional  1/22/2006     54900 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004 12/14/2005     55000          54900 SINGLE FAMILY         1              0        0         100    100 FULL         47.57  2172.63     713                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.29 PASS     91515.46 PASS          59.48   1472.5            N/A            N/A    N/A    N/A        1747  2,671.38 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25   317.8      9/1/2012      2/1/2036   51430.74            Cure default        36 If a full     N                           402.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Policy. Commitment is in file.                                                                                                                                                                                                                                        HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                           capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan balance.
NO            1/1/2036 FIXED    Conventional   2/1/2006    100000 F         7.625 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 12/21/2005    100000                SINGLE FAMILY         1              0                  100    100 FULL         42.51   2488.5     735                                       1                                                                                            YES        No              7.941 PASS     157804.4 PASS         261.21  2737.44   7,781.00 PASS         8 N/A    NO     N/A     2737.44  7,781.00 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  576.29      8/1/2012      2/1/2036   93430.16            Cure default        36 Penalty       N                           707.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO            1/1/2036 FIXED    Conventional   2/1/2006    148000 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073 12/22/2005    148000                CONDO                 1              0        0         100    100 FULL         38.65     4300     728                                       1                                                                                            YES        No              8.699 PASS    251763.57 PASS        1742.96     7705  11,244.62 PASS         8 N/A    NO     N/A        7705 11,244.62 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  859.08      8/1/2012      2/1/2036  138951.84            Cure default        36 Penalty       N                          1084.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            2/1/2036 FIXED    Conventional   3/1/2006    183000 F          7.75 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/16/2006    183000                SINGLE FAMILY         1              0                  100    100 FULL         38.03     4485     687                                       1                                                                                            YES        No              8.141 PASS     295756.3 PASS        2750.11     3955  14,317.30 PASS         8 N/A    NO     N/A        3955 14,317.30 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1052.65     10/1/2012      4/1/2036  170659.52            Cure default        36 Penalty       N                          1311.03 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            2/3/2036 FIXED    Conventional   3/3/2006     57000 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/18/2006     57000                SINGLE FAMILY         1              0        0         100    100              50.51   1976.4     725                                       1                                                                                            YES        No              8.352 PASS        95331 PASS         175.53     1730   4,421.60 PASS         8 N/A    NO     N/A        2015  2,763.50 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25  329.97      9/1/2012      3/1/2036      53496            Cure default        36 If full       N                           417.85 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO           1/10/2036 FIXED    Conventional  2/10/2006    118500 F          6.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/23/2005    118500                SINGLE FAMILY         1              0        0         100    100 FULL         41.56  4437.98     708                                       1                                                                                            YES        No              7.232 PASS     163822.4 PASS          15.45     5615   9,030.80 PASS         8 N/A    NO     N/A        5615  5,644.25 PASS         6 PASS   NO     YES       Final     Yes           6/27/2012    5.25  676.63      8/1/2012      3/1/2036  109893.11            Cure default         0               N                           768.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           2/12/2036 FIXED    Conventional  3/12/2006     54000 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/27/2006     54000                SINGLE FAMILY         1              0                  100    100 FULL         14.11  3586.77     734                                       1                                                                                            YES        No              7.478 PASS     77764.81 PASS           0.53     2560   4,115.20 PASS         8 N/A    NO     N/A        2560  2,572.00 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25  305.19      9/1/2012      3/1/2036   49479.15            Cure default        36 Penalty       N                            358.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the net
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO           1/24/2036 FIXED    Conventional  2/24/2006     97000 F          7.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/3/2006    110000                SINGLE FAMILY         1              0        0       88.18  88.18 FULL         43.74     4517     669                                       1                                                                                            YES        No              7.619 PASS     144669.6 PASS          -0.37     3454   7,483.68 PASS         8 N/A    NO     N/A        3454  7,483.68 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  557.19     10/1/2012      3/1/2036   90171.61            Cure default        36 Penalty       N                           661.71 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
YES           6/1/2036 3/1 OR   Conventional   7/1/2006    101250 A           7.5 NO              360      360       5        15             6/1/2009   7/1/2009   6/1/2015   7/1/2015     2.75         2     2   13.5   2.75      12       12 1 Year  INVESTMENT  PURCHASE            1004  4/29/2006    140000         135000 SINGLE FAMILY         1              0    20250          75     90 FULL         45.64    22500     772                                       1                                                                                            NO         No              8.215 PASS    169868.95 PASS         967.27  1621.25            N/A            N/A    N/A    N/A     1621.25           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   2.625  384.27     12/1/2010                 95673.52            Cure default         0               N                           707.96 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           7/1/2036 5/1 OR   Conventional   8/1/2006    214400 O          6.75 NO              360      360       5        15       120   7/1/2011   8/1/2011   7/1/2015   8/1/2015     3.25         6     2  12.75   3.25       6        6 6 Month SECOND HOME PURCHASE            1004   6/5/2006    268000         268000 PUD                   1              0    26800          80     90 FULL         41.26  7828.05     779                                       3                        Exception: Missing    Missing Docs                                  NO         No               8.09 PASS    405864.32 PASS          409.1  3685.25            N/A            N/A    N/A    N/A     3685.25           N/A            N/A    N/A    YES                 Yes           11/1/2010     3.5  962.63     12/1/2010                214372.06            Cure default        36 Penalty       N                             1206 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 final HUD-1- The HUD-1                                                                                                                                                                                                                                                                                                                                            without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      provided is identified                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     as estimated. - Rating                                                                                                                                                                                                                                                                                                                                                                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                                                     equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            7/1/2036 5/1 OR   Conventional   8/1/2006    236000 O          6.75 NO              360      360       5        15       120   7/1/2011   8/1/2011   7/1/2015   8/1/2015     3.25         5     1  11.75   3.25       6        6 6 Month INVESTMENT  REFI R/T            1004  1/31/2006    295000                SINGLE FAMILY         1              0        0          80     80 FULL          33.1  5197.42     786                                       3                        Exception: APR not    TIL Exception                                 NO         No               7.75 FAIL    418831.68 FAIL      -23437.11     5810            N/A            N/A    N/A    N/A        5810           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     3.5 1057.63     12/1/2010                235529.81            Cure default         0               N                           1327.5 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                             within tolerance-                                                                                                                                                                                                                                             HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Finance charges                                                                                                                                                                                                                                                                                                                                                   capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $23,437.11 - due to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     payment stream. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by - $23,437.11 - due
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     to the payment stream.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Payment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount calculated for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     payment stream does
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not match the original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     payment on the note-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Payment stream
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     calculated does not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     match note. Lowest arm
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     index used TIL payment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is lower than index
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     provided within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     last 30 days.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $23,437.11. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
NO            7/1/2036 7/1 OR   Conventional   8/1/2006    413600 O         6.875 NO              360      360       5        15       120   7/1/2013   8/1/2013   1/1/2016   2/1/2016     2.25         5     1 11.875   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  5/24/2006    525000         517000 SINGLE FAMILY         1              0    77550          80     95 FULL         35.17  20259.4     622                                       1                                                                                            YES        No              7.435 PASS    689363.47 PASS            6.1    10877            N/A            N/A    N/A    N/A    10907.62 20,017.67 PASS         0 N/A    NO     YES       Final     Yes           11/1/2012    5.25 2246.13     12/1/2012                406757.08            Cure default         0               N                          2369.58 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           8/1/2036 5/1 OR   Conventional   9/1/2006    568000 O         6.875 NO              360      360       5        15       120   8/1/2011   9/1/2011   8/1/2015   9/1/2015     2.25         5     1 11.875   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  5/20/2006    825000                SINGLE FAMILY         1              0                68.85  68.85 STATED /     37.15    10472     703                                       1                                                                                            YES        No              7.493 PASS    983407.32 PASS         243.23      685  45,231.13 PASS         8 N/A    NO     N/A         685           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.625 2918.66     12/1/2010                567678.76            Cure default        36 Penalty       N                          3254.17 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           7/1/2036 10/1 OR  Conventional   8/1/2006    560000 A          6.75 NO              360      360       5        15             7/1/2016   8/1/2016   1/6/2016   2/6/2016     2.25         6     2  12.75   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004   6/2/2006    700000                SINGLE FAMILY         1              0   140000          80    100 Limited      39.01    13500     797                                       1                                                                                            YES        No               7.25 PASS    828505.15 PASS         239.49 11130.15  43,901.19 PASS         8 N/A    NO     N/A    11130.15           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 2961.69     12/1/2012      8/1/2036  518000.07            Cure default        36 Penalty       N                          3632.15 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           6/1/2036 10/1 OR  Conventional   7/1/2006    465000 O         6.375 NO              360      360       5        15       120   6/1/2016   7/1/2016   6/1/2016   7/1/2016     2.25         6     2 12.375   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  3/23/2006    735000                SINGLE FAMILY         1              0                63.27  63.27 FULL         47.81     7000     698                                       1                                                                                            YES        No              6.982 PASS    747681.98 PASS         392.21   8261.4  36,539.09 PASS         8 N/A    NO     N/A      8261.4           N/A            N/A    N/A    YES       Final     Yes            7/1/2013     4.5 2368.19      8/1/2013                467388.09            Cure default         6 Penalty       N                          2470.31 NO         Complete Y         YES
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         6 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           8/1/2036 5/1 OR   Conventional   9/1/2006    548000 O             6 NO              360      360       5        15       120   8/1/2011   9/1/2011   8/1/2015   9/1/2015     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  6/25/2006    685000                SINGLE FAMILY         1              0    60000          80  88.76 FULL          39.7    13889     668                                       1                                                                                            YES        No              7.487 PASS    951304.33 PASS        1863.21    13116  42,739.57 PASS         8 N/A    NO     N/A       13116           N/A            N/A    N/A    YES       Final     Yes            5/1/2013   4.125 2145.76      6/1/2013                   504000            Cure default         0               N                             2740 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           8/1/2036 10/1 OR  Conventional   9/1/2006    199920 A          6.75 NO              360      360       5        15             8/1/2016   9/1/2016   8/1/2017   9/1/2017     2.25         5     2  11.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  5/24/2006    252000         249900 PUD                   1              0        0          80     80 FULL         34.97     7500     780                                       3  Exception: Missing evidence of title-       Missing Docs                                  NO         No              7.354 PASS     301984.1 PASS        1386.54   2165.5            N/A            N/A    N/A    N/A      2165.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 1056.89     12/1/2012      9/1/2036  185211.91            Cure default with capitalization     N                          1296.68 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                           Missing final policy. - Rating - 3;                                                                                                                                                                                                                                                 HUD1
                       ARM
YES           8/1/2036 10/1 OR  Conventional   9/1/2006    712500 O         7.125 NO              360      360       5        15       120   8/1/2016   9/1/2016   8/1/2016   9/1/2016     2.25         5     2 12.125   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  6/23/2006    950000                SINGLE FAMILY         1              0                   75     75 STATED /      32.3    14851     754                                       1                                                                                            YES        No              7.512 PASS   1232195.42 PASS        3653.31     1381  56,754.14 PASS         8 N/A    NO     N/A        1381           N/A            N/A    N/A    YES       Final     Yes           8/22/2011   3.125  3368.6     10/1/2011      9/1/2036   700713.5            Cure default         0               N                          4230.47 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            5/1/2036 10/1 OR  Conventional   6/1/2006    466000 A         6.875 NO              360      360       5        15             5/1/2016   6/1/2016  11/1/2016  12/1/2016     2.25         6     2 12.875   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004   3/8/2006    540000                PUD                   1              0                 86.3   86.3 FULL         36.52    12700     687                                       1                                                                                            YES        No              7.207 PASS    681093.26 PASS         173.13  9495.95  36,583.52 PASS         8 N/A    NO     N/A     9495.95 32,010.58 PASS         7 PASS   NO     YES       Final     Yes           11/1/2012     4.5  2498.3     12/1/2012      8/1/2036  436952.29            Cure default        36 Penalty       N                          3061.29 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           7/1/2036 10/1 OR  Conventional   8/1/2006    539100 O         6.875 NO              360      360       5        15       120   7/1/2016   8/1/2016   1/1/2017   2/1/2017     2.25         6     2 12.875   2.25       6        6 6 Month PRIMARY     PURCHASE            1025  5/26/2006    799000         799000 4 FAMILY              1              0   180000       67.47     90 FULL         47.72 15592.75     697                                       1                                                                                            NO         No              7.389 PASS    913943.31 PASS         609.96  9423.45            N/A            N/A    N/A    N/A     9423.45           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 3010.85     12/1/2012                545242.25            Cure default        36 Penalty       N                          3088.59 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            7/1/2036 10/1 OR  Conventional   8/1/2006    252000 O         7.125 NO              360      360       5        15       120   7/1/2016   8/1/2016   7/1/2016   8/1/2016     2.25         6     2 13.125   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004   5/5/2006    315000                PUD                   1              0        0          80     80 NO DOC           0        0     728                                       1                                                                                            YES        No             7.4921 PASS    424948.05 PASS           2.81     5290  19,716.85 PASS         8 N/A    NO     N/A        5290         0 N/A          0 N/A    NO     YES                 Yes            7/1/2009       3  811.56      8/1/2009                219709.71            Cure default         0               N                          1496.25 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   with Principal
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        foregiveness
NO            7/1/2036 5/1 OR   Conventional   8/1/2006    137600 A          7.25 NO              360      360       5        15             7/1/2011   8/1/2011   7/1/2015   8/1/2015        5         6     2  13.25      5       6        6 6 Month PRIMARY     PURCHASE            1004  5/21/2006    172000         172000 SINGLE FAMILY         1              0    34400          80    100 FULL         31.04     6244     669                                       1                                                                                            NO         No              9.091 PASS    284982.82 PASS         154.69     1121            N/A            N/A    N/A    N/A        1121           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5  728.32     12/1/2012      8/1/2036  127383.22            Cure default         0               N                           938.67 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           7/1/2036 5/1 OR   Conventional   8/1/2006    560000 O          7.75 NO              360      360       5        15       120   7/1/2011   8/1/2011   7/1/2015   8/1/2015        5         5     1  12.75      5       6        6 6 Month PRIMARY     REFI CASHOUT        1004  5/11/2006    700000                SINGLE FAMILY         1              0   140000          80    100              35.07    15800     720                                       1                                                                                            YES        No              9.354 PASS   1285874.76 PASS        1483.46   4907.5  44,293.25 PASS         8 N/A    NO     N/A      4907.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.625 2879.18     12/1/2010                559999.91            Cure default         0               N                          3616.67 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           7/1/2036 5/1 OR   Conventional   8/1/2006    165919 O         7.625 NO              360      360       5        15       120   7/1/2011   8/1/2011   7/1/2015   8/1/2015        5         6     2 13.625      5       6        6 6 Month INVESTMENT  PURCHASE            1004  5/22/2006    212000         207399 PUD                   1              0    20740          80     90 NIV /        38.57  10430.5     706                                       3                        Exception:            Missing Docs                                  NO         No                9.4 PASS    380787.18 PASS         -65.43  3151.39            N/A            N/A    N/A    N/A     3151.39           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     4.5  840.66     12/1/2010                165914.23            Cure default         0               N                          1054.28 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                 Stated                                                                                            Incomplete/Illegible                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                    Income                                                                                            HUD-1 in file- Missing                                                                                                                                                                                                                                                                                                                                            capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     addendum showing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     breakdown of $450
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges on line 814. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES           7/1/2036 5/1 OR   Conventional   8/1/2006    199100 O         6.625 NO              360      360       5        15       120   7/1/2011   8/1/2011   7/1/2015   8/1/2015     3.25         6     2 12.625   3.25       6        6 6 Month INVESTMENT  REFI CASHOUT        1004  5/10/2006    405000                SINGLE FAMILY         1              0        0       49.16  49.16 FULL         35.98  8490.21     705                                       1                                                                                            NO         No              7.938 PASS    373811.72 PASS         153.73     2109            N/A            N/A    N/A    N/A        2109           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25  866.05     12/1/2010                198997.77            Cure default         0               N                           1099.2 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           8/1/2036 5/1 OR   Conventional   9/1/2006    269900 O          6.25 NO              360      360       5        15       120   8/1/2011   9/1/2011   8/1/2015   9/1/2015     3.25         6     2  12.25   3.25       6        6 6 Month PRIMARY     PURCHASE            1073  5/17/2006    345000         345000 CONDO                 1              0    75100       78.23    100 NIV /        41.25     7500     758                                       1                                                                                            YES        No              7.878 PASS    514347.91 PASS            439      916            N/A            N/A    N/A    N/A         916 16,068.75 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010    3.75 1249.95     12/1/2010                   269900            Cure default        12 Penalty       N                          1405.73 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                               Stated                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                    Income                                                                                                                                                                                                                                                                                                                                                                                                                                                              capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           8/1/2036 5/1 OR   Conventional   9/1/2006    235000 O          6.25 NO              360      360       5        15       120   8/1/2011   9/1/2011   8/1/2015   9/1/2015     3.25         6     2  12.25   3.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  6/27/2006    296000                SINGLE FAMILY         1              0    10000       79.39  82.77 FULL         47.24  3832.58     665                                       3                        Exception: Missing    Right To Cancel Exception                     YES        No              8.118 PASS    453479.93 PASS         339.58  7215.73  18,199.89 PASS         8 N/A    NO     N/A     7215.73 13,649.92 PASS         8 PASS   NO     YES                 Yes           11/1/2010   2.875  964.69     12/1/2010                 232514.8            Cure default        36 Penalty       N                          1223.96 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             final HUD-1- HUD                                                                                                                                                                                                                                                                                                                                                  without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      appears to be final                                                                                                                                                                                                                                                                                                                                               capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     but is not signed by                                                                                                                                                                                                                                                                                                                                                                     20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the borrowers or                                                                                                                                                                                                                                                                                                                                                                         equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed/certified by                                                                                                                                                                                                                                                                                                                                                                      months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the settlement agent.                                                                                                                                                                                                                                                                                                                                                                    interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: RTC
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation - expiration
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date not 3 days after
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date- RTC has a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     transaction date of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     07/12/2006 and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     07/15/2006; The RTC
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     was signed on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     07/18/2006. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
YES           8/1/2036 7/1 OR   Conventional   9/1/2006    275000 O          6.25 NO              360      360       5        15       120   8/1/2013   9/1/2013   8/1/2015   9/1/2015     2.25         6     2  12.25   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  6/18/2006    460000                PUD                   1              0        0       59.78  59.78 FULL         42.72     5200     787                                       1                                                                                            YES        No              7.115 PASS       459911 PASS             48     1760  21,787.62 PASS         8 N/A    NO     N/A        1760           N/A            N/A    N/A    YES       Final     Yes           4/26/2009       3  1029.3      6/1/2009                276861.05            Cure default        36 PPP 36 months N                          1432.29 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with                   20% of OPA at
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         1% in any 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
YES           8/1/2036 5/1 OR   Conventional   9/1/2006    472000 O         6.125 NO              360      360       5        15        60   8/1/2011   9/1/2011   8/1/2015   9/1/2015     2.25         5     2 11.125   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   7/7/2006    610000         590000 PUD Attached          1              0        0          80     80 FULL          36.2  9034.33     797                                       2  Exception: Missing evidence of title-       Missing Docs                                  NO         No              7.421 PASS    774065.87 PASS         509.85   7712.5            N/A            N/A    N/A    N/A      7712.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    2.75 1926.87     12/1/2010                471993.33            Cure default without capitalization  N                          2409.17 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                           Missing final title. Prelim in the loan                                                                                                                                                                                                                                             HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                file. - Rating - 2;
NO            8/1/2036 5/1 OR   Conventional   9/1/2006    492000 O           6.5 NO              360      360       5        15        60   8/1/2011   9/1/2011   8/1/2015   9/1/2015     2.25         5     2   11.5   2.25      12       12 1 Year  SECOND HOME PURCHASE            1004  7/12/2006    618000         615000 PUD                   1              0        0          80     80 FULL         34.48    27000     739                                       1                                                                                            NO         No              7.446 PASS    801324.13 PASS           1.34     5440            N/A            N/A    N/A    N/A        5440           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.125 2107.61     12/1/2010                   492000            Cure default         0               N                             2665 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           9/1/2036 5/1 OR   Conventional  10/1/2006    243000 O         6.625 NO              360      360       6        15       120   9/1/2011  10/1/2011   9/1/2015  10/1/2015     2.25         6     2 12.625   2.25       6        6 6 Month INVESTMENT  REFI R/T            1004  7/25/2006    575000                PUD                   1              0                42.26  42.26 STATED /     37.52     8647     759                                       1                                                                                            NO         No              7.489 PASS    415045.08 PASS        1324.44     2974            N/A            N/A    N/A    N/A        2974           N/A            N/A    N/A    YES       Final     Yes            2/1/2011   5.125 1310.48      3/1/2011                240681.91            Cure default without capitalization  N                          1555.96 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                 STATED                                                                                                                                                                                                                                                                                                                                                          HUD1
                       ARM
NO            9/1/2036 3/1 OR   Conventional  10/1/2006    204800 A         5.875 NO              360      360       5        15             9/1/2009  10/1/2009   9/1/2015  10/1/2015     2.25         2     2  7.875  3.875      12       12 1 Year  PRIMARY     REFI R/T            1004   8/7/2006    256000                SINGLE FAMILY         1              0    38400          80     95               33.4 10175.26     734                                       1                                                                                            YES        No               7.39 PASS    314913.23 PASS        5874.57      256  16,344.80 PASS         8 N/A    NO     N/A         256 16,344.80 PASS         8 PASS   NO     YES       Final     Yes            4/1/2007     5.5 1163.44      5/1/2007      9/1/2036  203315.53            Cure default         0               N                          1211.47 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
NO            4/1/2036 7/1 OR   Conventional   5/1/2006     64000 O         6.875 NO              360      360       5        15       120   4/1/2013   5/1/2013   4/1/2015   5/1/2015     2.25         6     2 12.875   2.25       1        1 1 Year  INVESTMENT  REFI CASHOUT        1004   3/3/2006     80000                SINGLE FAMILY         1              0        0          80     80 FULL         33.23  10055.3     729                                       1                                                                                            NO         No              7.742 PASS    108720.09 PASS         215.59  3553.06            N/A            N/A    N/A    N/A     3553.06           N/A            N/A    N/A    YES       Final     Yes            6/1/2011   3.625  290.06      7/1/2011                 63603.34            Cure default         0               N                           366.67 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           5/1/2036 5/1 OR   Conventional   6/1/2006    179500 O           6.5 NO              360      360       5        15       120   5/1/2011   6/1/2011  11/1/2015  12/1/2015    3.875         6     2   12.5  3.875       6        6 6 Month INVESTMENT  PURCHASE            1073  3/16/2006    235000         224400 CONDO                 1              0        0       79.99  79.99 FULL         17.78  4970.66       0                                       1                                                                                            NO         No              8.075 PASS    346484.08 PASS        4330.69 -5668.38            N/A            N/A    N/A    N/A    -5668.38           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.125  748.99     12/1/2010                   174845            Cure default        60 Penalty       N                          1135.57 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           4/1/2036 5/1 OR   Conventional   5/1/2006    239925 O           6.5 NO              360      360       5        15       120   4/1/2011   5/1/2011  10/1/2015  11/1/2015     2.25         6     2   12.5   2.25       6        6 6 Month INVESTMENT  PURCHASE            1004  3/21/2006    320000         319900 SINGLE FAMILY         1              0                   75     75 FULL         49.29    18447     744                                       1                                                                                            NO         No              7.214 PASS     390612.3 PASS         559.77  4044.25            N/A            N/A    N/A    N/A     4044.25           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.125 1026.85     12/1/2010                 239707.7            Cure default        36 Penalty       N                          1516.49 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            6/1/2036 FIXED    Conventional   7/1/2006    144000 F         6.499 NO              360      360       6        10                                                                                                                       PRIMARY     REFI CASHOUT        1073  5/23/2006    160000                CONDO                 1              0        0          90     90 FULL         38.08  4060.11     684                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No              6.817 PASS    188325.52 PASS         907.46   3736.8  11,216.95 PASS         8 N/A    NO     N/A      3736.8           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  808.45      8/1/2012      7/1/2036  132228.59            Cure default        60 Penalty       N                           910.09 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          violation - expiration                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date not 3 days after                                                                                                                                                                                                                                                                                                                                             capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature                                                                                                                                                                                                                                                                                                                                                                   10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction                                                                                                                                                                                                                                                                                                                                                                     equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date- Expiration Date                                                                                                                                                                                                                                                                                                                                                                    to{a'}5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     on the RTC was a                                                                                                                                                                                                                                                                                                                                                                         the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Federal                                                                                                                                                                                                                                                                                                                                                                                  prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     holiday/non-business
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     day (Memorial Day) -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES           5/1/2036 3/1 OR   Conventional   6/1/2006    185600 O         6.999 NO              360      360       5        15        60   5/1/2009   6/1/2009   5/1/2015   6/1/2015    5.999         2   1.5 13.999  6.999       6        6 6 Month PRIMARY     REFI R/T            1004  3/17/2006    232000                SINGLE FAMILY         1              0        0          80     80 FULL         22.23     8597     682                                       1                                                                                            YES        No             10.143 PASS     452951.1 PASS        1358.93     3874  14,543.77 PASS         8 N/A    NO     N/A        3874 10,907.83 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   3.125  795.01     12/1/2010                185586.28            Cure default        36 Penalty       N                          1082.51 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within the
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months at 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           5/1/2036 FIXED    Conventional   6/1/2006    329200 F         7.875 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/15/2006    349000                PUD                   1              0        0       94.33  94.33 FULL         47.36  6175.93     726                                       1                                                                                            YES        No              8.372 PASS    545304.39 PASS          -7.29 15425.45  25,086.60 PASS         8 N/A    NO     N/A    15425.45 25,086.60 PASS         8 PASS   NO     YES       Final     Yes            7/4/2012    5.25 1897.61      8/1/2012      6/1/2036  309829.21            Cure default        36 Penalty       N                          2386.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            7/1/2036 FIXED    Conventional   8/1/2006    307100 F           6.9 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/31/2006    335000                SINGLE FAMILY         1              0                91.67  91.67 FULL            24 11436.93     710                                       1                                                                                            YES        No              7.378 PASS    436457.01 PASS          -0.37 14393.97  23,333.17 PASS         8 N/A    NO     N/A    14393.97         0 N/A          8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1742.56      8/1/2012      8/1/2036     285503            Cure default        36 Penalty       N                          2022.56 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            6/1/2036 FIXED    Conventional   7/1/2006    187000 F         6.875 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/15/2006    210000                SINGLE FAMILY         1              0        0       89.05  89.05 FULL         48.93     4601     647                                       1                                                                                            YES        No              7.645 PASS    269311.02 PASS          -8.47 13793.65  13,834.00 PASS         8 N/A    NO     N/A    13793.65           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25 1058.55      9/1/2012      7/1/2036  172832.64            Cure default        36 Penalty       N                          1228.46 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           9/1/2036 7/1 OR   Conventional  10/1/2006    342000 O         6.875 NO              360      360       5        15       120   9/1/2013  10/1/2013   9/1/2015  10/1/2015     2.25         6     2 12.875   2.25       6        6 6 Month SECOND HOME PURCHASE            1004  7/21/2006    430000         427500 SINGLE FAMILY         1              0        0          80     80 STATED /     38.28    17769     721                                       1                                                                                            NO         No              7.428 PASS    581996.98 PASS          710.7     3996            N/A            N/A    N/A    N/A        3996           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.625 1559.23     12/1/2010                341897.46            Cure default         0               N                          1959.38 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            6/1/2036 5/1 OR   Conventional   7/1/2006    114560 A         7.625 NO              360      360       5        15             6/1/2011   7/1/2011   6/1/2015   7/1/2015        5         6     2 13.625      5       6        6 6 Month PRIMARY     REFI CASHOUT        1004   4/7/2006    143200                SINGLE FAMILY         1              0    28640          80    100 FULL         32.28     6381     633                                       1                                                                                            YES        No              9.391 PASS    239505.98 PASS        1488.95     1756   8,979.68 PASS         8 N/A    NO     N/A     3179.41  5,612.30 PASS         6 PASS   NO     YES       Final     Yes           11/1/2012     4.5  608.62     12/1/2012      7/1/2036  106238.61            Cure default         0               N                           810.85 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
NO            8/1/2036 5/1 OR   Conventional   9/1/2006    500000 O          6.75 NO              360      360       5        15       120   8/1/2011   9/1/2011   8/1/2015   9/1/2015     3.25         6     2  12.75   3.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  7/14/2006   1000000                SINGLE FAMILY         1              0        0          50     50 NIV /        41.89    14700     722                                       1                                                                                            YES        No              8.048 PASS     953094.3 PASS           5.64     5136  39,589.12 PASS         8 N/A    NO     N/A        5136           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   5.375 2799.86     12/1/2010                   500000            Cure default         0               N                           2812.5 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           Stated                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                    Income                                                                                                                                                                                                                                                                                                                                                                                                                                                              capitalization
NO            9/1/2036 5/1 OR   Conventional  10/1/2006    139520 O           5.5 NO              360      360       4        15       120   9/1/2011  10/1/2011   9/1/2015  10/1/2015     3.25         6     2   11.5   3.25       6        6 6 Month INVESTMENT  PURCHASE            1025  7/24/2006    175000         174400 2 FAMILY              1              0    26160          80     95 FULL          22.3    13750     773                                       1                                                                                            NO         No              8.082 PASS    265272.38 PASS        2029.59  7126.22            N/A            N/A    N/A    N/A     7126.22           N/A            N/A    N/A    YES       Final     Yes            6/1/2011   3.625  635.76      7/1/2011                139404.51            Cure default         0               N                           639.47 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          10/1/2036 5/1 OR   Conventional  11/1/2006    280000 O         6.625 NO              360      360       5        15       120  10/1/2011  11/1/2011   4/1/2015   5/1/2015     2.25         6     2 12.625   2.25       6        6 6 Month INVESTMENT  REFI R/T            1004  8/25/2006    428000                SINGLE FAMILY         1              0        0       65.42  65.42 SIVA         29.32    12000     786                                       1                                                                                            NO         No              7.391 PASS    476645.41 PASS         931.93     1770            N/A            N/A    N/A    N/A        1770           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   5.125 1523.72     12/1/2010                279844.74            Cure default         0               N                          1545.83 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            9/1/2036 3/1 OR   Conventional  10/1/2006    336000 O          6.25 NO              360      360       5        15       120   9/1/2009  10/1/2009   9/1/2015  10/1/2015     2.25         2     2  12.25   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  8/23/2006    420000                SINGLE FAMILY         1              0                   80     80 FULL         20.12    10833     771                                       1                                                                                            YES        No              7.438 PASS    573589.84 PASS          840.6  1339.65  26,763.49 PASS         8 N/A    NO     N/A     1339.65         0 N/A          0 N/A    NO     YES       Final     Yes            4/1/2007   5.875    1645      5/1/2007      9/1/2036     336000            Cure default         0               N                             1750 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           9/1/2036 5/1 OR   Conventional  10/1/2006    332000 O          6.75 NO              360      360       5        15       120   9/1/2011  10/1/2011   9/1/2015  10/1/2015     2.25         5     2  11.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073  7/28/2005    415000         415000 CONDO<5FLOORS         1              0    83000          80    100 FULL         33.54    12000     707                                       1                                                                                            YES        No              7.551 PASS    569625.92 PASS        9007.57 -1875.92            N/A            N/A    N/A    N/A    -1875.92 20,028.82 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010     3.5 1414.95     12/1/2010                315101.68            Cure default         0               N                           1867.5 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            (LOW RISE)                                                                                                                                                                                                                                                                                                                                                                                                                         HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           9/1/2036 5/1 OR   Conventional  10/1/2006    525000 O           7.5 NO              360      360       5        15       120   9/1/2011  10/1/2011   9/1/2015  10/1/2015     2.25         5     2   12.5   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  7/24/2006    750000                SINGLE FAMILY         1              0   150000          70     90 FULL         42.12    41000     781                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              7.787 PASS    926041.28 PASS        1688.96   1406.4  41,869.99 PASS         8 N/A    NO     N/A      1406.4           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   6.375 3275.32     12/1/2010                   525000            Cure default         0               N                          3281.25 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                       Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          10/1/2036 7/1 OR   Conventional  11/1/2006    491250 A         6.875 NO              360      360       5        15            10/1/2013  11/1/2013  10/1/2015  11/1/2015     2.25         5     2 11.875   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  8/14/2006    655000                SINGLE FAMILY         1              0                   75     75 SIVA         26.31    24000     775                                       1                                                                                            YES        No              7.436 PASS    746047.43 PASS        2603.16  3235.23  38,913.59 PASS         8 N/A    NO     N/A     3235.23           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 2569.38     12/1/2012     11/1/2036  452017.49            Cure default with capitalization     N                          3227.16 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM
YES           9/1/2036 5/1 OR   Conventional  10/1/2006    164000 O         6.875 NO              360      360       5        15       120   9/1/2011  10/1/2011   9/1/2015  10/1/2015     2.25         6     2 12.875   2.25       6        6 6 Month INVESTMENT  PURCHASE            1004  7/28/2006    206000         205000 SINGLE FAMILY         1              0        0          80     80 SIVA         44.38     8550     739                                       1                                                                                            NO         No              7.672 PASS    284224.11 PASS         162.89   4547.5            N/A            N/A    N/A    N/A      4547.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     5.5  936.45     12/1/2010                164929.16            Cure default        36 Penalty       N                          1077.36 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           4/1/2036 FIXED    Conventional   5/1/2006    587000 I         6.475 NO              360      360       5        15        60                                                                                                             PRIMARY     REFI R/T            1073  2/16/2006    700000                CONDO                 1              0        0       83.86  83.86 FULL         48.26     9092     755                                       1                                                                                            YES        No              6.718 PASS    805518.56 PASS         -26.39  15068.2  45,662.91 PASS         8 N/A    NO     N/A     15068.2           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 3170.12     12/1/2012                574085.63            Cure default        36 PPP 36 months N                          3167.35 NO         Complete Y         NO
                       RATE I/O                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    HUD1                                                                                                with                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         6 mos adv
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            7/1/2036 FIXED    Conventional   8/1/2006    136000 I         7.875 NO              360      360       5        15        60                                                                                                             PRIMARY     REFI CASHOUT        1004   6/2/2006    170000                SINGLE FAMILY         1              0    34000          80    100 FULL         34.92  6783.08     621                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              8.325 PASS     235110.7 PASS        2462.77   3421.2  10,594.57 PASS         8 N/A    NO     N/A      3421.2 10,594.57 PASS         8 PASS   NO     YES       Final     Yes           11/8/2012    5.25  700.01     12/1/2012                 126766.5            Cure default        36 Penalty       N                            892.5 NO         Complete Y         NO
                       RATE I/O                                                                                                                                                                                                                                                                                                 DETACHED                                                                                                                                       Missing final title policy, only have the                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               initial Commitment in the file - Rating - 2;                                                                                                                                                                                                                                                                                                                                            capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              with 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advanced
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            8/1/2036 BALLOON  Conventional   9/1/2006    427500 F           7.9 YES             360      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/29/2006    475000                SINGLE FAMILY         1              0        0          90     90 FULL         49.37 11283.31     607                                       1                                                                                            YES        No              8.243 PASS    890161.22 PASS          377.6  15063.2  32,950.53 PASS         8 N/A    NO     N/A     15063.2           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 2499.15     10/1/2012      9/1/2036  408754.99            Cure default        36 Penalty       N                          2940.43 NO         Complete Y         NO
                       OTHER                                                                                                                                                                                                                                                                                                    DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            9/1/2036 BALLOON  Conventional  10/1/2006    152000 F          7.99 YES             360      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/11/2006    160000                SINGLE FAMILY         1              0        0          95     95 FULL         35.41     5500     627                                       1                                                                                            YES        No              8.128 PASS    317382.17 PASS           3.62     2195  11,979.08 PASS         8 N/A    NO     N/A        2195           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  1049.9     10/1/2012     10/1/2036  149038.33            Cure default        36 Penalty       N                          1055.73 NO         Complete Y         NO
                       OTHER                                                                                                                                                                                                                                                                                                    DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           10/1/2036 5/1 OR   Conventional  11/1/2006    212800 O         5.875 NO              360      360       5        15       120  10/1/2011  11/1/2011   4/1/2015   5/1/2015     2.25         5     1 10.875   2.25       6        6 6 Month PRIMARY     REFI R/T            1004   9/7/2006    266000                SINGLE FAMILY         1              0    38100          80  94.32 FULL         44.05  7441.13     746                                       1                                                                                            YES        No              7.157 PASS    350904.16 PASS           1.45  4509.38  16,646.58 PASS         8 N/A    NO     N/A     4509.38         0 N/A          0 N/A    NO     YES       Final     Yes            2/1/2008     5.5  974.75      3/1/2008     10/1/2036   212673.2            Cure default         0               N                          1041.83 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           7/1/2036 7/1 OR   Conventional   8/1/2006    561925 A         6.875 NO              360      360       5        15             7/1/2013   8/1/2013   1/1/2016   2/1/2016     2.25         6     2 12.875   2.25       6        6 6 Month INVESTMENT  PURCHASE            1073  5/23/2006    870000         802750 CONDO>8FLOORS         1              0        0          70     70 STATED /     13.14 64682.82     744                                       3                        Exception: Missing    Missing Docs                                  NO         No               7.39 PASS    851786.37 PASS          66.14   5997.5            N/A            N/A    N/A    N/A      5997.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    5.25 2924.09     12/1/2010                 529530.8            Cure default         0               N                          3691.45 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              (HIGH RISE)                                                        STATED                                                                                            final HUD-1- Final HUD                                                                                                                                                                                                                                        HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           1 in file not signed                                                                                                                                                                                                                                                                                                                                              capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by vested party -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES           7/1/2036 FIXED    Conventional   8/1/2006     66000 F          9.75 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  4/10/2006     66000          66000 SINGLE FAMILY         1              0        0         100    100 FULL         11.93     5500     621                                       1                                                                                            YES        No            10.5076 PASS    142707.64 PASS        3818.64      225            N/A            N/A    N/A    N/A         225  5,219.69 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  386.58      8/1/2012      8/1/2036   63338.35            Cure default        60 Penalty       N                           567.05 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES           7/1/2026 FIXED    Conventional   8/1/2006     92600 F         8.625 NO              240      240       5        15                                                                                                                       PRIMARY     REFI R/T            1004  6/15/2006     99000                SINGLE FAMILY         1              0        0       93.54  93.54 FULL         43.76  4116.67     693                                       1                                                                                            YES        No             9.5356 PASS    107957.46 PASS          -1.62   5822.8   6,933.42 PASS         8 N/A    NO     N/A      5822.8  6,933.42 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  669.31     11/1/2012      8/1/2026   78866.42            Cure default        60 Penalty       N                           810.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            7/1/2036 3/1 OR   Conventional   8/1/2006    184500 A          7.75 YES             360      480      10        10             7/1/2009   8/1/2009   7/1/2015   8/1/2015     5.25         3     1  13.75   7.75       6        6 6 Month PRIMARY     PURCHASE      Missing     5/18/2006    185000         184500 SINGLE FAMILY         1              0        0         100    100 FULL         53.02   6911.3     666                                       1                                                                                            NO         No              9.829 PASS    516701.57 PASS         215.09    193.5            N/A            N/A    N/A    N/A       193.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 1026.45     12/1/2012      8/1/2036  179526.93            Cure default        24 Penalty       N                          1248.37 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            8/1/2036 3/1 OR   Conventional   9/1/2006     92000 A          7.85 NO              360      360       5        15             8/1/2008   9/1/2008   8/1/2015   9/1/2015     5.85         3     1  13.85   5.85       6        6 6 Month PRIMARY     PURCHASE            1004  6/21/2006    115000         115000 SINGLE FAMILY         1              0 21965.55          80   99.1 FULL         11.72     6632     677                                       3  Exception: Missing evidence of title-       Missing Docs                                  NO         No              10.89 PASS     226847.1 PASS        3452.52  1601.11            N/A            N/A    N/A    N/A     1601.11           N/A            N/A    N/A    YES       Final     Yes           11/1/2008    7.85  671.01     12/1/2008      8/1/2036   90878.03            Cure default         0               N                           665.47 YES        Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                       Missing Evidence of Title {u^} No Prelim,                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                     Commitment or Policy . - Rating - 3;                                                                                                                                                                                                                                                                                                                                                    capitalization
NO           10/1/2036 5/1 OR   Conventional  11/1/2006    255000 O           6.5 NO              360      360       5        15       120  10/1/2011  11/1/2011  10/1/2015  11/1/2015     2.25         6     2   12.5   2.25       6        6 6 Month SECOND HOME REFI CASHOUT        1004  7/28/2006    430000                PUD                   1              0        0        59.3   59.3 SIVA         45.77    15000     716                                       1                                                                                            NO         No              7.407 PASS    428796.73 PASS         200.71     5653            N/A            N/A    N/A    N/A        5653           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.125 1090.22     12/1/2010                254499.99            Cure default         0               N                          1381.25 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO           10/1/2036 5/1 OR   Conventional  11/1/2006     93750 O         6.875 NO              360      360       5        15       120  10/1/2011  11/1/2011  10/1/2015  11/1/2015     2.25         6     2 12.875   2.25       6        6 6 Month INVESTMENT  REFI R/T            1004  8/22/2006    125000                SINGLE FAMILY         1              0                   75     75                  0        0     694                                       1                                                                                            NO         No              7.496 PASS    158841.65 PASS           8.18  1632.78            N/A            N/A    N/A    N/A     1632.78           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     5.5  535.36     12/1/2010                 94287.99            Cure default        36 Penalty       N                           615.87 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES           7/1/2036 5/1 OR   Conventional   8/1/2006    474400 O         6.625 NO              360      360       5        15       120   7/1/2011   8/1/2011   7/1/2015   8/1/2015     2.25         5     2 11.625   2.25      12       12 1 Year  PRIMARY     REFI R/T            1073  5/18/2006    593000                CONDO                 1              0        0          80     80 STATED /     35.34    12300     724                                       1                                                                                            YES        No              7.323 PASS    793928.35 PASS        1797.84     1622  37,745.41 PASS         8 N/A    NO     N/A        1622           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25 1968.14     12/1/2010                452231.28            Cure default without capitalization  N                          2619.08 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                               STATED                                                                                                                                                                                                                                                                                                                                                          HUD1
                       ARM (IO)
NO            8/1/2036 5/1 OR   Conventional   9/1/2006    436000 O             8 NO              360      360       5        15       120   8/1/2011   9/1/2011   8/1/2015   9/1/2015     2.25         6     2     14   2.25       6        6 6 Month SECOND HOME REFI CASHOUT        1073  4/14/2006    545000                CONDO                 1              0    81750          80     95 FULL          23.2    23000     721                                       3  Exception: Missing copy of Modification     Missing Docs                                  NO         No             8.1879 PASS    789837.12 PASS         501.78    10970            N/A            N/A    N/A    N/A       10970           N/A            N/A    N/A    YES       Final     No                                                                                                             0               N                          2906.67 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                           agreement- Data indicates modification, but                                                                                                                                                                                                                                         HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                no modification in the file. - Rating - 3;
NO            8/1/2036 5/1 OR   Conventional   9/1/2006    474975 O         6.875 NO              360      360       5        15       120   8/1/2011   9/1/2011   8/1/2015   9/1/2015     2.25         6     2 12.875   2.25       6        6 6 Month PRIMARY     PURCHASE            1004   7/8/2006    595000         593723 SINGLE FAMILY         1              0  97940.6          80   96.5 FULL         44.71 10238.33     707                                       1                                                                                            YES        No              7.494 PASS    821628.67 PASS         593.74        0            N/A            N/A    N/A    N/A           0         0 N/A          8 N/A    NO     YES       Final     Yes           1/18/2008     5.5 2176.97      3/1/2008      8/1/2036     474975            Cure default         0               N                          2721.21 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           9/1/2036 10/1 OR  Conventional  10/1/2006    172000 O          6.75 NO              360      360       5        15       120   9/1/2016  10/1/2016   9/1/2017  10/1/2017     2.25         5     2  11.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   8/1/2006    219000         215000 PUD                   1              0    43000          80    100 FULL         53.72     3000     762                                       2                        Exception: Missing    Missing Docs                                  NO         No              7.258 PASS    286005.29 PASS        5000.59    -2460            N/A            N/A    N/A    N/A       -2460           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  955.13     12/1/2012                 172967.5            Cure default with capitalization     N                          1115.59 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;
YES           9/1/2036 7/1 OR   Conventional  10/1/2006    376000 A             7 NO              360      360       5        15             9/1/2013  10/1/2013   9/1/2015  10/1/2015     2.25         5     2     12   2.25      12       12 1 Year  PRIMARY     LIMITED             1004  5/26/2006    470000                PUD                   1              0        0          80     80 SIVA         41.87     7925     676                                       1                                                                                            YES        No               7.52 PASS    575757.88 PASS         279.73     5770  29,595.00 PASS         8 N/A    NO     N/A        5770 22,196.25 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012     4.5 1992.52     12/1/2012     10/1/2036  349855.99            Cure default         0               N                          2501.54 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR               CASH-OUT REFI                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                         (GSE)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               capitalization
YES          10/1/2036 7/1 OR   Conventional  11/1/2006    504000 O             6 NO              360      360       5        15        84  10/1/2013  11/1/2013  11/1/2015  12/1/2015     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   8/9/2006    630000         630000 SINGLE FAMILY         1              0                   80     80 FULL         32.67    10186     757                                       1                                                                                            NO         No              6.895 PASS     775405.9 PASS         405.97     7945            N/A            N/A    N/A    N/A        7945           N/A            N/A    N/A    YES                 Yes            7/1/2013    5.25 2810.94      8/1/2013                   509040            Cure default         0               N                             2520 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           9/1/2036 10/1 OR  Conventional  10/1/2006    616000 O           6.5 NO              360      360       5        15       120   9/1/2016  10/1/2016   9/1/2016  10/1/2016     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  7/19/2006    770000         770000 SINGLE FAMILY         1              0    38500          80     85 FULL         38.02    16656     708                                       1                                                                                            NO         No              7.099 PASS   1009020.38 PASS          988.9   9829.5            N/A            N/A    N/A    N/A      9829.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.125 2981.68     12/1/2010                615222.75            Cure default without capitalization  N                          3336.67 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM
YES           8/1/2036 10/1 OR  Conventional   9/1/2006    999950 A           6.5 NO              360      360       5        15             8/1/2016   9/1/2016   8/1/2017   9/1/2017      2.5         5     2   11.5    2.5      12       12 1 Year  PRIMARY     PURCHASE            1004   7/1/2006   1305000        1301439 PUD                   1              0   170000       76.83   89.9 FULL         36.86    32523     765                                       1                                                                                            NO         No              7.114 PASS    1495995.8 PASS         870.82   1636.8            N/A            N/A    N/A    N/A      1636.8           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 5252.58     12/1/2012      9/1/2036  920476.95            Cure default         0               N                          6320.36 NO         Complete Y
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
NO           10/1/2036 3/1 OR   Conventional  11/1/2006    520000 O           6.5 NO              360      360       5        15       120  10/1/2009  11/1/2009  10/1/2015  11/1/2015     2.25         2     2   12.5    4.5      12       12 1 Year  PRIMARY     REFI R/T            1004  8/31/2006    650000                PUD                   1              0    65000          80     90 FULL         35.31 12778.63     778                                       3  Exception: Missing copy of Modification     Missing Docs                                  YES        No               7.47 PASS     889935.2 PASS         459.98     1056  41,485.48 PASS         8 N/A    NO     N/A        1056           N/A            N/A    N/A    YES       Final     No                                                                                                             0               N                          2816.67 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                           agreement- Missing most recent executed                                                                                                                                                                                                                                             HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                Modification Agreement, executed Mod in file
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               dated 1/18/2008 does not match the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Modification tape data information. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - 3;
NO           10/1/2036 5/1 OR   Conventional  11/1/2006    284408 O         6.875 NO              360      360       5        15       120  10/1/2011  11/1/2011  10/1/2015  11/1/2015     3.25         5     2 11.875   3.25      12       12 1 Year  INVESTMENT  PURCHASE            1004  9/12/2006    360000         355510 PUD                   1              0        0          80     80 FULL         41.67 17032.02     786                                       1                                                                                            NO         No              8.102 PASS    544079.05 PASS         899.72  2028.04            N/A            N/A    N/A    N/A     2028.04           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.625 1461.85     12/1/2010                284328.69            Cure default without capitalization  N                          1629.42 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1
                       ARM (IO)
NO           10/1/2036 10/1 OR  Conventional  11/1/2006    212000 O         6.875 NO              360      360       5        15       120  10/1/2016  11/1/2016  10/1/2016  11/1/2016     2.25         5     2 11.875   2.25      12       12 1 Year  INVESTMENT  PURCHASE            1025   9/6/2006    265000         265000 CONDO 5-8             1              0    26500          80     90 FULL         26.11 34916.49     806                                       1                                                                                            NO         No              7.392 PASS    356382.72 PASS        1383.62     3146            N/A            N/A    N/A    N/A        3146           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     3.5  958.62     12/1/2010                213479.91            Cure default         0               N                          1214.58 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                              FLOORS                                                                                                                                                                                                                                                                                                                                                                                                                             HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           9/1/2036 5/1 OR   Conventional  10/1/2006    752000 O           6.5 NO              360      360       5        15        60   9/1/2011  10/1/2011   9/1/2015  10/1/2015     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  6/22/2006    960000                SINGLE FAMILY         1              0                78.33  78.33 STATED /     43.42    13500     784                                       1                                                                                            YES        No              7.368 PASS   1205907.36 PASS        1203.97     5159  59,497.45 PASS         8 N/A    NO     N/A        5159           N/A            N/A    N/A    YES       Final     Yes            6/1/2011   3.125 3230.73      7/1/2011                 754185.1            Cure default         0               N                          4073.33 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          10/1/2036 5/1 OR   Conventional  11/1/2006    150115 O           7.5 NO              360      360       5        15       120  10/1/2011  11/1/2011  10/1/2015  11/1/2015        5         6     2   13.5      5       6        6 6 Month INVESTMENT  PURCHASE            1004  8/28/2006    190000         187844 PUD                   1              0    26146       79.92  93.83 NINA         25.42    27000     764                                       2                        Exception: Missing    Missing Docs                                  NO         No               9.44 PASS    344913.13 PASS         131.62  3871.15            N/A            N/A    N/A    N/A     3871.15           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   6.375  936.52     12/1/2010                   150115            Cure default        36 36 months     N                           938.22 NO         Complete Y
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                   FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                from the date
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         of note if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              or in any 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              exceeds 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              charge in an
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 6 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           11/1/2036 2/1 OR   Conventional  12/1/2006    430000 A          7.49 YES             360      480       5        15            11/1/2008  12/1/2008   5/1/2015   6/1/2015     5.49         2     1  13.49   7.49       6        6 6 Month PRIMARY     REFI CASHOUT        1004  9/22/2006    430000                SINGLE FAMILY         1              0        0         100    100 FULL          48.6 10302.93     696                                       1                                                                                            YES        No             10.341 PASS   1249771.54 PASS         104.69     8520  33,605.46 PASS         8 N/A    NO     N/A        8520           N/A            N/A    N/A    YES       Final     Yes           11/4/2012     4.5 2354.43     12/1/2012     12/1/2036  415000.89            Cure default        24 Penalty       N                          2826.53 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES                    FIXED    Conventional  11/1/2006    158500 F         6.899 NO              480      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/22/2006    180000                SINGLE FAMILY         1              0                88.06  88.06 FULL         42.27     2663     728                                       3                        Exception: Finance    TIL Exception                                 YES        No             7.0862 PASS    312060.92 FAIL        -179.06  3436.17  12,397.92 PASS         8 N/A    NO     N/A     3436.17           N/A            N/A    N/A    YES       Final     Yes           6/22/2012    5.25  808.56      8/1/2012                154220.73            Cure default        36 36 months;    N                           973.36 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   six months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge underdisclosed                                                                                                                                                                                                                                                                                                                                                                    the remaining
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     in the amount of                                                                                                                                                                                                                                                                                                                                                                         principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $179.06. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                   balance.
NO                     FIXED    Conventional  12/1/2006    175000 F          7.75 NO              480      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/29/2006    230000                SINGLE FAMILY         1              0        0       76.09  76.09 FULL         33.63  5296.67     557                                       1                                                                                            YES        No             7.9405 PASS     397693.7 PASS         159.02     3468  13,666.08 PASS         8 N/A    NO     N/A        3468           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  852.93     10/1/2012                162541.44            Cure default        36 Penalty       N                          1184.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          10/1/2036 10/1 OR  Conventional  11/1/2006    590000 O             7 NO              360      360       5        15       120  10/1/2016  11/1/2016  10/1/2016  11/1/2016     2.25         5     2     12   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  8/21/2006    737500         737500 PUD                   1              0    73750          80     90 FULL          20.5    41116     680                                       1                                                                                            NO         No              7.422 PASS    995893.95 PASS        3406.94     7295            N/A            N/A    N/A    N/A        7295           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 3297.03     12/1/2012                597067.11            Cure default         0               N                          3441.67 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          11/1/2036 5/1 OR   Conventional  12/1/2006    464000 O         6.625 NO              360      360       5        15       120  11/1/2011  12/1/2011  11/1/2015  12/1/2015     2.25         5     2 11.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  9/12/2006    600000         580000 SINGLE FAMILY         1              0                   80     80 FULL         34.46    26790     761                                       1                                                                                            NO         No               7.21 PASS    765541.99 PASS         158.56  2384.95            N/A            N/A    N/A    N/A     2384.95           N/A            N/A    N/A    YES       Final     Yes            2/1/2011    3.25 2019.27      3/1/2011                463979.45            Cure default         0               N                          2971.05 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO           11/1/2036 7/1 OR   Conventional  12/1/2006    173100 O          6.75 NO              360      360       5        15       120  11/1/2013  12/1/2013  11/1/2015  12/1/2015     2.25         5     2  11.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  9/29/2006    220000         216415 PUD                   1              0 42163.34       79.99  99.47 FULL           101     2900     752                                       1                                                                                            NO         No              7.374 PASS    287255.63 PASS         651.34  4096.25            N/A            N/A    N/A    N/A     4096.25           N/A            N/A    N/A    YES       Final     Yes            2/1/2011     3.5   777.3      3/1/2011                   173100            Cure default without capitalization  N                           973.69 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
NO           11/1/2036 10/1 OR  Conventional  12/1/2006    374000 O         7.375 NO              360      360       5        15       120  11/1/2016  12/1/2016  11/1/2016  12/1/2016     2.25         5     2 12.375   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  9/15/2006    470000                SINGLE FAMILY         1              0    22500       79.57  84.36 STATED /     45.75     8500     702                                       1                                                                                            YES        No              7.448 PASS    626135.87 PASS         689.18     1611  29,846.28 PASS         8 N/A    NO     N/A        1611         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25 2077.84     12/1/2012                 376281.9            Cure default         0               N                          2298.54 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          11/1/2036 7/1 OR   Conventional  12/1/2006    624000 O         6.625 NO              360      360       5        15       120  11/1/2013  12/1/2013  11/1/2015  12/1/2015     2.25         5     2 11.625   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  10/9/2006    780000                SINGLE FAMILY         1              0        0          80     80 FULL         43.87    14025     715                                       1                                                                                            YES        No              7.252 PASS   1035012.66 PASS          574.2     7821  49,220.83 PASS         8 N/A    NO     N/A        7821           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25 2712.26     12/1/2010                623212.15            Cure default         0               N                             3445 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          11/1/2036 5/1 OR   Conventional  12/1/2006    388400 O         5.625 NO              360      360       5        15       120  11/1/2011  12/1/2011  11/1/2015  12/1/2015     2.25         5     2 10.625      2      12       12 1 Year  PRIMARY     PURCHASE            1073 10/12/2006    500000         485500 CONDO                 1              0        0          80     80 SIVA          38.9     7000     761                                       1                                                                                            YES        No              6.958 PASS    624741.73 PASS        2253.48     4998            N/A            N/A    N/A    N/A        4998 23,000.48 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010    3.75 1794.55     12/1/2010                387494.68            Cure default without capitalization  N                          1820.63 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
NO           11/1/2036 7/1 OR   Conventional  12/1/2006    176250 O         6.875 NO              360      360       5        15       120  11/1/2013  12/1/2013  11/1/2015  12/1/2015     2.25         5     2 11.875   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004 10/18/2006    235000                PUD                   1              0        0          75     75 SIVA         35.99     8333     701                                       1                                                                                            YES        No               7.33 PASS    291790.96 PASS        1469.05  1261.83  13,993.67 PASS         8 N/A    NO     N/A     1261.83 13,993.67 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   3.625  803.79     12/1/2010                176249.29            Cure default with capitalization     N                          1009.77 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES          11/1/2036 5/1 OR   Conventional  12/1/2006    610000 O          5.75 NO              360      360       5        15       120  11/1/2011  12/1/2011  11/1/2015  12/1/2015     2.25         5     2  10.75   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004 10/17/2006    770000                SINGLE FAMILY         1              0    24900       79.22  82.46 SIVA         30.59    15000     731                                       3                        Exception: Missing    Missing Docs                                  YES        No              7.047 PASS     997710.3 PASS        1464.33   7704.9  48,183.61 PASS         8 N/A    NO     N/A      7704.9           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.125 2609.88     12/1/2010                   609250            Cure default         0               N                          2922.92 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             final HUD-1- The HUD                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      provided is not                                                                                                                                                                                                                                                                                                                                                   capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed/stamped by the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Settlement Agent. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO            8/1/2036 2/1 OR   Conventional   9/1/2006    113600 A          7.75 NO              360      360       5        15             8/1/2008   9/1/2008   8/1/2015   9/1/2015      5.1         3     1  14.75   7.75       6        6 6 Month PRIMARY     REFI CASHOUT        1004  6/23/2006    142000                SINGLE FAMILY         1              0    28400          80    100 FULL         46.25     2856     631                                       1                                                                                            YES        No             10.456 PASS    257533.33 PASS         356.33  4542.95   8,703.34 PASS         8 N/A    NO     N/A     4542.95           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5  608.17     12/1/2012      9/1/2036  106577.66            Cure default        24 Penalty       N                           813.84 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/1/2026 FIXED    Conventional  10/1/2006    166500 F          6.75 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Exterior    7/27/2006    210000                SINGLE FAMILY         1              0                79.29  79.29 FULL         42.14     5095     713                                       1                                                                                            YES        No              7.572 PASS     147547.5 PASS         138.92     9205  12,514.63 PASS         8 N/A    NO     N/A        9205 12,514.63 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1159.73      8/1/2012     10/1/2026  139426.15            Cure default        36 Penalty       N                          1266.01 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      Drive-by                                       DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                 (2055,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                 1075, 466,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   5% of the
                                                                                                                                                                                                                                                                                 2095)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           10/1/2036 2/1 OR   Conventional  11/1/2006    214000 A           8.2 NO              360      360       5        15            10/1/2008  11/1/2008  10/1/2015  11/1/2015      5.7         3     1   14.2    8.2       6        6 6 Month PRIMARY     REFI CASHOUT        1004  8/30/2006    214000                SINGLE FAMILY         1              0        0         100    100 FULL          44.6  6607.69     681                                       1                                                                                            YES        No             10.906 PASS    523883.99 PASS        7011.63  5482.75  16,630.69 PASS         8 N/A    NO     N/A     5482.75           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 1151.67     12/1/2012     11/1/2036  202606.92            Cure default        24 Penalty       N                           1600.2 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           10/1/2036 BALLOON  Conventional  11/1/2006     84800 F           8.1 YES             360      480       5        15                                                                                                                       PRIMARY     PURCHASE            1004  9/11/2006     85000          84800 SINGLE FAMILY         1              0                  100    100 FULL         41.05     2304     682                                       1                                                                                            YES        No              8.457 PASS    181689.24 PASS         341.35   2736.5            N/A            N/A    N/A    N/A      2736.5         0 N/A          8 N/A    NO     YES       Final     Yes            7/1/2012    5.25  498.45      8/1/2012     11/1/2036   82086.25            Cure default        36 Penalty       N                              596 NO         Complete Y         NO
                       OTHER                                                                                                                                                                                                                                                                                                    DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          10/1/2036 FIXED    Conventional  11/1/2006    116500 F           9.1 NO              360      360       5        10                                                                                                                       PRIMARY     REFI R/T            1004  8/24/2006    125000                SINGLE FAMILY         1              0        0        93.2   93.2 FULL         37.02  4727.11     615                                       1                                                                                            YES        No             9.9008 PASS    231801.62 PASS         275.63     7429   8,716.39 PASS         8 N/A    NO     N/A        7429  8,716.39 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  682.96      8/1/2012     12/1/2036  112662.49            Cure default         0               N                           945.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           11/1/2036 FIXED    Conventional  12/1/2006    162000 I          6.34 NO              360      360       5        10       120                                                                                                             PRIMARY     REFI CASHOUT        1004  9/20/2006    180000                TOWNHOUSE             1              0        0          90     90 FULL         45.48  3441.75     663                                       1                                              Missing Docs                                  YES        No              6.922 PASS    237355.92 PASS          -0.69     9964  12,126.36 PASS         8 N/A    NO     N/A        9964           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25  903.75      8/1/2013                163662.54            Cure default        36 If full       N                            855.9 NO         Complete Y         NO
                       RATE I/O                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO           11/1/2036 BALLOON  Conventional  12/1/2006    116100 F          7.99 YES             360      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/11/2006    129000                SINGLE FAMILY         1              0        0          90     90 FULL         45.98  5596.06     562                                       1                                                                                            YES        No              8.393 PASS    245495.96 PASS          70.21     4709   8,909.25 PASS         8 N/A    NO     N/A        4709           N/A            N/A    N/A    YES                 Yes            7/1/2012    5.25  691.01      8/1/2012     12/1/2036  113990.82            Cure default        36 Penalty       N                           806.39 NO         Complete Y         NO
                       OTHER                                                                                                                                                                                                                                                                                                    DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
YES          11/1/2036 5/1 OR   Conventional  12/1/2006    466250 O             6 NO              360      360       5        15        60  11/1/2011  12/1/2011  11/1/2015  12/1/2015     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004 10/23/2006    620000         582820 PUD                   1              0        0          80     80 STATED /     40.81     8500     771                                       1                                                                                            NO         No              7.226 PASS    738784.58 PASS         647.09  7843.09            N/A            N/A    N/A    N/A     7843.09           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     2.5 1842.25     12/1/2010                   466250            Cure default without capitalization  N                          2331.25 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                               STATED                                                                                                                                                                                                                                                                                                                                                          HUD1
                       ARM (IO)
YES          10/1/2036 7/1 OR   Conventional  11/1/2006    333000 O         5.625 NO              360      360       5        15       120  10/1/2013  11/1/2013  10/1/2015  11/1/2015     2.25         6     2 11.625   2.25       6        6 6 Month SECOND HOME REFI CASHOUT        1004   9/6/2006    505000                SINGLE FAMILY         1              0        0       65.94  65.94 FULL         47.58 13403.12     763                                       1                                                                                            NO         No              6.895 PASS    534365.77 PASS         331.86  9583.45            N/A            N/A    N/A    N/A     9583.45           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 1856.08      8/1/2013                336121.87            Cure default         0               N                          1560.94 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO           10/1/2036 5/1 OR   Conventional  11/1/2006    172720 O         6.875 NO              360      360       5        15       120  10/1/2011  11/1/2011  10/1/2015  11/1/2015     2.25         6     2 12.875   2.25       6        6 6 Month INVESTMENT  PURCHASE            1004   8/2/2006    216000         215900 SINGLE FAMILY         1              0                   80     80 FULL         29.68  8466.46     752                                       1                                                                                            NO         No              7.499 PASS    292694.96 PASS         355.56   2622.2            N/A            N/A    N/A    N/A      2622.2           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     5.5  980.49     12/1/2010                172686.41            Cure default        36 Penalty       N                          1134.65 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO           11/1/2036 7/1 OR   Conventional  12/1/2006     97500 O          7.25 NO              360      360       5        15       120  11/1/2013  12/1/2013   5/1/2015   6/1/2015     2.25         6     2  13.25   2.25       6        6 6 Month INVESTMENT  PURCHASE            1004  9/29/2006    140000         130000 SINGLE FAMILY         1              0    26000          75     95 FULL          42.9    12963     724                                       1                                                                                            NO         No              7.742 PASS    167745.24 PASS        2667.47   431.75            N/A            N/A    N/A    N/A     3031.75           N/A            N/A    N/A    YES       Final     Yes            2/1/2011       6  582.37      3/1/2011                  97135.1            Cure default         0               N                           665.12 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          11/1/2036 5/1 OR   Conventional  12/1/2006    379000 O          5.75 NO              360      360       5        15       120  11/1/2011  12/1/2011   5/1/2015   6/1/2015     3.25         6     2  11.75   3.25       6        6 6 Month PRIMARY     PURCHASE            1004 10/12/2006    505000         474760 SINGLE FAMILY         1              0    71000       79.83  94.79 FULL         31.42 12304.64     735                                       1                                                                                            YES        No              7.889 PASS    706009.35 PASS        1087.15    14570            N/A            N/A    N/A    N/A       14570 21,844.01 PASS         8 PASS   NO     YES       Final     Yes            7/7/2011   3.125  1630.8      7/1/2011                380694.93            Cure default with capitalization     N                          1816.04 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES           9/1/2036 BALLOON  Conventional  10/1/2006    213750 F          6.77 YES             360      480       6        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/10/2006    285000                SINGLE FAMILY         1              0        0          75     75 FULL         37.96     4528     648                                       1                                                                                            YES        No               7.25 PASS    375519.55 PASS         117.01 10395.89  16,197.88 PASS         8 N/A    NO     N/A    10395.89 12,148.41 PASS         8 PASS   NO     YES       Final     Yes            1/1/2013    5.25 1266.79      2/1/2013     10/1/2036  206107.39            Cure default        36 Penalty       N                          1292.75 NO         Complete Y         NO
                       OTHER                                                                                                                                                                                                                                                                                                    DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           9/1/2036 BALLOON  Conventional  10/1/2006    464000 F           7.2 YES             360      480       6        15                                                                                                                       PRIMARY     PURCHASE            1004  7/18/2006    580000         580000 SINGLE FAMILY         1              0   116000          80    100 FULL         50.29    11331     650                                       3                        Exception: Missing    Missing Docs                                  NO         No                7.4 PASS    860780.99 PASS        9759.81   220.45            N/A            N/A    N/A    N/A      220.45           N/A            N/A    N/A    YES                 Yes            9/1/2012    5.25  270.78     10/1/2012     11/1/2036  454749.15            Cure default        36 Penalty       N                          2951.09 NO         Complete Y         NO
                       OTHER                                                                                                                                                                                                                                                                                                    DETACHED                                                                                                                                                             final HUD-1- HUD1 in                                                                                                                                                                                                                                                                                                                                              with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file is not signed or                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped                                                                                                                                                                                                                                                                                                                                                                                  20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     true/certified. -                                                                                                                                                                                                                                                                                                                                                                        equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            7/1/2036 7/1 OR   Conventional   8/1/2006    440000 O         6.375 NO              360      360       5        15        84   7/1/2013   8/1/2013   7/1/2015   8/1/2015     2.25         5     2 11.375   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073   6/9/2006    564000         550000 CONDO<5FLOORS         1              0    82500          80     95 FULL         36.75 11704.48     683                                       1                                                                                            YES        No              7.241 PASS    716977.93 PASS        5768.33      707            N/A            N/A    N/A    N/A         707         0 N/A          8 N/A    NO     YES       Final     Yes            7/1/2013    5.25 2372.77      8/1/2013                429691.24            Cure default         0               N                           2337.5 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            (LOW RISE)                                                                                                                                                                                                                                                                                                                                                                                                                         HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          11/1/2036 7/1 OR   Conventional  12/1/2006    424000 O         5.875 NO              360      360       5        15        84  11/1/2013  12/1/2013  11/1/2015  12/1/2015     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     PURCHASE            1025   9/8/2006    530000        3530000 CONDO                 1              0    79500          80     95 FULL         44.48  11541.2     687                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  NO         No              6.863 PASS    650069.27 PASS        1230.71  5592.53            N/A            N/A    N/A    N/A     5592.53           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25 1842.37     12/1/2010                423331.65            Cure default         0               N                          2075.83 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                           copy of junior lien   FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                Note-  - Rating - 2;  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          11/1/2036 7/1 OR   Conventional  12/1/2006    615000 O          6.25 NO              360      360       5        15        84  11/1/2013  12/1/2013  11/1/2015  12/1/2015     2.25         5     2  11.25   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004 10/18/2006    900000                PUD                   1              0        0       68.33  68.33 STATED /     21.12    17800     727                                       1                                                                                            YES        No              6.966 PASS    962692.07 PASS          99.98   3274.5  48,989.29 PASS         8 N/A    NO     N/A      3274.5           N/A            N/A    N/A    YES       Final     Yes            6/1/2011    3.75    2863      7/1/2011                618203.13            Cure default with capitalization     N                          3203.13 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                               STATED                                                                                                                                                                                                                                                                                                                                                          HUD1
                       ARM (IO)
YES          11/1/2036 7/1 OR   Conventional  12/1/2006    301000 O             6 NO              360      360       5        15        84  11/1/2013  12/1/2013  11/1/2015  12/1/2015     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  9/28/2006    395000                SINGLE FAMILY         1              0        0        76.2   76.2 FULL         44.87   6391.1     710                                       1                                                                                            YES        No              7.039 PASS    472496.28 PASS         394.59     7185  23,477.10 PASS         8 N/A    NO     N/A        7185 17,607.83 PASS         8 PASS   NO     YES       Final     Yes            6/1/2011       3 1268.75      7/1/2011                299435.88            Cure default with capitalization     N                             1505 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
NO            9/1/2036 FIXED    Conventional  10/1/2006    175200 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/28/2006    234000                SINGLE FAMILY         1              0                74.87  74.87 FULL         34.45     4164     727                                       1                                                                                            YES        No              7.715 PASS    256116.01 PASS         386.27    10962  13,077.31 PASS         8 N/A    NO     N/A       10962 13,077.31 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   997.3      8/1/2012     10/1/2036  163959.35            Cure default        36 If full       N                          1164.43 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO           11/1/2036 10/20    Conventional  12/1/2006    352750 F          7.54 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/13/2006    415000                SINGLE FAMILY         1              0        0          85     85 FULL         52.41 12750.82     685                                       1                                                                                            YES        No              7.877 PASS    584025.74 PASS       32603.58  12116.5  27,174.90 PASS         8 N/A    NO     N/A     12116.5           N/A            N/A    N/A    YES       Final     Yes            2/1/2011   6.125 2084.93      3/1/2011                 343136.4            Cure default        12 Penalty       N                          2331.78 NO         Complete Y         NO
                       TWO STEP                                                                                                                                                                                                                                                                                                 DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES          12/1/2036 FIXED    Conventional   1/1/2007    206550 F          7.94 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/19/2006    243000                PUD                   1              0        0          85     85 FULL         48.56  7261.55     611                                       3                        Exception: Missing    TIL Exception                                 YES        No              8.307 PASS    364113.52 PASS       19524.23   7375.5  15,833.31 PASS         8 N/A    NO     N/A      7375.5           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1213.45     10/1/2012      1/1/2037  199835.31            Cure default        36 Penalty       N                          1426.87 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance                                                                                                                                                                                                                                                                                                                                                                       20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within                                                                                                                                                                                                                                                                                                                                                                        equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Under                                                                                                                                                                                                                                                                                                                                                                         of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed by $47.16 -                                                                                                                                                                                                                                                                                                                                                                    prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES          11/1/2036 10/1 OR  Conventional  12/1/2006    525000 A         6.375 NO              360      360       5        15            11/1/2016  12/1/2016  11/1/2016  12/1/2016     2.25         5     2 11.375   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004 10/11/2006    753000                PUD                   1              0        0       69.72  69.72 FULL         33.75    12510     781                                       2                        Exception: Missing    Missing Docs                                  YES        No              6.831 PASS    736187.59 PASS          509.7     1495  41,865.52 PASS         8 N/A    NO     N/A        1495           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5    2735     12/1/2012     12/1/2036   482082.1            Cure default         0               N                          3275.32 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          11/1/2036 10/1 OR  Conventional  12/1/2006    484000 O           6.5 NO              360      360       5        15       120  11/1/2016  12/1/2016  11/1/2016  12/1/2016     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     REFI R/T            1073  5/23/2006    605000                PUD                   1              0        0          80     80 FULL         36.14    13000     724                                       2                        Exception: Missing    Missing Docs                                  YES        No              6.909 PASS    775859.01 PASS        2421.76 -1401.74  38,867.10 PASS         8 N/A    NO     N/A    -1401.74           N/A            N/A    N/A    YES       Final     Yes            6/1/2011   4.125  2333.9      7/1/2011                 481564.3            Cure default         0               N                          2621.67 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           11/1/2036 5/1 OR   Conventional  12/1/2006    180300 O          6.75 NO              360      360       5        15       120  11/1/2011  12/1/2011   5/1/2015   6/1/2015     2.25         5     1  11.75   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  9/13/2006    235000                SINGLE FAMILY         1              0                76.72  76.72 SIVA         26.63     7182     647                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No              7.675 PASS    308679.39 PASS         108.84     6726  13,834.53 PASS         8 N/A    NO     N/A        6726  8,646.58 PASS         8 PASS   NO     YES       Final     Yes            2/1/2011   4.375  892.28      3/1/2011                178711.96            Cure default without capitalization  N                          1014.19 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                Missing Final Title   Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 2;
NO           10/1/2036 10/1 OR  Conventional  11/1/2006    487500 O         6.625 NO              360      360       5        15       120  10/1/2016  11/1/2016  10/1/2016  11/1/2016     2.25         6     2 12.625   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  9/13/2006    750000         650000 SINGLE FAMILY         1              0 64360.82          75   84.9 FULL          6.65    65000     689                                       1                                                                                            NO         No              7.077 PASS    799491.59 PASS          -1.88   3160.5            N/A            N/A    N/A    N/A      3160.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.625 2395.01     12/1/2010                525162.77            Cure default        36 Penalty       N                          2691.41 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES          12/1/2036 10/1 OR  Conventional   1/1/2007    265000 O         6.875 NO              360      360       5        15       120  12/1/2016   1/1/2017  12/1/2016   1/1/2017     2.25         6     2 12.875   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  11/3/2006    337000                SINGLE FAMILY         1              0        0       78.64  78.64 FULL         37.74  6242.89     723                                       1                                                                                            YES        No              7.312 PASS       439548 PASS         890.01     3692  20,860.72 PASS         8 N/A    NO     N/A        3692           N/A            N/A    N/A    YES                 Yes           11/1/2012    5.25 1468.15     12/1/2012                265871.88            Cure default         0               N                          1740.86 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            9/1/2036 5/1 OR   Conventional  10/1/2006    132600 O           8.3 NO              360      360       5        15       120   9/1/2016  10/1/2016   9/1/2016  10/1/2016      6.3         3     3   14.3    6.3       6        6 6 Month PRIMARY     REFI R/T            1004  7/18/2006    156000                SINGLE FAMILY         1              0        0          85     85 FULL         25.81     4238     633                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.81 PASS     330356.2 PASS         810.75     4674  10,185.39 PASS         8 N/A    NO     N/A        4674  7,639.04 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  739.28     12/1/2012                133876.74            Cure default        24 Penalty       N                           917.15 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 4%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            2/9/2036 3/1 OR   Conventional   3/9/2006    166400 A          7.84 NO              360      360       5        10             2/9/2009   3/9/2009   8/9/2015   9/9/2015     4.85         3     1  13.84   4.85       6        6 6 Month PRIMARY     PURCHASE            1004  12/5/2005    208000         208000 SINGLE FAMILY         1              0    41600          80    100 FULL         50.63  6062.83     616                                       1                                                                                            NO         No               9.34 PASS     338237.2 PASS          54.37     2159            N/A            N/A    N/A    N/A        2159           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   5.375  825.76     12/1/2010                147465.24            Cure default        36 Penalty       N                          1202.48 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES                    3/1 OR   Conventional   7/1/2006     62800 A          8.76 NO              480      480       5        15             6/1/2009   7/1/2009   6/1/2015   7/1/2015     6.76         3     1  15.76   8.76       6        6 6 Month PRIMARY     PURCHASE            1004   5/9/2006     65000          62800 SINGLE FAMILY         1              0        0         100    100 FULL            50     2192     656                                       1                                                                                            NO         No             11.623 PASS    236904.13 PASS          114.2     2858            N/A            N/A    N/A    N/A        2858           N/A            N/A    N/A    YES       Final     Yes           12/3/2010    8.75   471.8     12/1/2010                 61795.32            Cure default        36 Penalty       N                           472.84 YES        Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within the
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO          11/17/2035 FIXED    Conventional 12/17/2005     60000 F          9.29 NO              360      360       5        10                                                                                                                       PRIMARY     PURCHASE            1004 10/19/2005     61200          60000 SINGLE FAMILY         1              0                  100    100 FULL         32.61     2100     604                                       1                                                                                            NO         No              9.793 PASS       120883 PASS          58.65     2500            N/A            N/A    N/A    N/A        2500           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25  352.35      9/1/2012     12/1/2035   56815.92            Cure default        60 Penalty       N                           495.35 YES        Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            8/1/2036 FIXED    Conventional   9/1/2006    110000 F         8.375 NO              360      360       5        10                                                                                                                       PRIMARY     PURCHASE            1004  6/14/2006    115000         110000 SINGLE FAMILY         1              0        0         100    100 FULL         46.58     3515     802                                       1                                                                                            NO         No             8.9867 PASS    196954.76 PASS         474.35     4980            N/A            N/A    N/A    N/A        4980           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  637.19      8/1/2012      9/1/2036  104577.86            Cure default        36 If full       N                           836.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              be equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO            6/1/2036 FIXED    Conventional   7/1/2006     60000 F          8.81 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  5/16/2006     60700          60000 SINGLE FAMILY         1              0                  100    100 FULL         49.51  2424.79     651                                       1                                                                                            NO         No             9.6917 PASS    115269.99 PASS         624.17     3850            N/A            N/A    N/A    N/A        3850           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25   349.7      8/1/2012      7/1/2036   57196.76            Cure default        36 Penalty       N                            474.6 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            8/1/2034 FIXED    Conventional   9/1/2004    136000 F           7.2 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  6/24/2004    170000         170000 SINGLE FAMILY         1              0    34000          80    100 FULL         61.78  4413.75     651                                       1                                                                                            YES        No              7.443 PASS    199805.32 PASS         325.71  2900.09            N/A            N/A    N/A    N/A     2944.89  6,523.05 PASS         0 N/A    NO     YES       Final     Yes            8/1/2012    5.25  780.05      9/1/2012      9/1/2034  122227.06            Cure default        36 Penalty       N                           923.15 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           1/15/2036 FIXED    Conventional  2/15/2006    103000 F          8.99 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004 11/28/2005    103000         103000 SINGLE FAMILY         1              0                  100    100 FULL         45.61     5402     620                                       2                        Exception: Missing    Missing Docs                                  NO         No               9.28 PASS    198001.64 PASS          115.2     2495            N/A            N/A    N/A    N/A        2495           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25   604.4      8/1/2012      3/1/2036   98162.84            Cure default        36 Penalty       N                           828.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     ATTACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing disclosure for                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO           6/12/2036 FIXED    Conventional  7/12/2006     79000 F          8.99 NO              360      360       4        15                                                                                                                       PRIMARY     PURCHASE            1004  5/24/2006     79000          79000 SINGLE FAMILY         1              0        0         100    100 FULL          40.1  4532.58     605                                       1                                                                                            NO         No             9.0461 PASS    150015.91 PASS          -9.16      395            N/A            N/A    N/A    N/A         395           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  462.15     10/1/2012      8/1/2036   75456.72            Cure default        36 Penalty if    N                           635.09 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO            1/1/2037 5/1 OR   Conventional   2/1/2007    232000 A         7.375 NO              360      360       3        15             1/1/2012   2/1/2012   7/1/2015   8/1/2015        5         5     1 12.375      5       6        6 6 Month PRIMARY     REFI R/T            1025 11/10/2006    290000                3 FAMILY              1              0    29000          80     90 FULL         42.84  6873.17     706                                       1                                                                                            YES        No              9.187 PASS    482134.63 PASS        6313.67     1386  18,369.27 PASS         8 N/A    NO     N/A        6026 11,600.00 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012     4.5 1227.86     12/1/2012      2/1/2037  217254.28            Cure default with capitalization     N                          1602.37 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM
NO           12/1/2036 5/1 OR   Conventional   1/1/2007    195000 O          7.25 NO              360      360       5        15       120  12/1/2011   1/1/2012   6/1/2015   7/1/2015        5         5     1  12.25      5       6        6 6 Month INVESTMENT  REFI CASHOUT        1004 10/26/2006    260000                SINGLE FAMILY         1              0                   75     75              36.09     9962     731                                       2                        Exception: Missing    Missing Docs                                  NO         No              9.087 PASS    440732.36 PASS         502.94    223.5            N/A            N/A    N/A    N/A       223.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010       5  1046.8     12/1/2010                   195000            Cure default         0               N                          1178.13 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            1/1/2037 5/1 OR   Conventional   2/1/2007    628000 O         6.125 NO              360      360       5        15        60   1/1/2012   2/1/2012   1/1/2016   2/1/2016     2.25         5     2 11.125   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073 11/22/2006    852000         785000 CONDO>8FLOORS         1              0        0          80     80 FULL         33.91    95841     753                                       1                                                                                            NO         No               7.15 PASS    969681.65 PASS        3676.62     7605            N/A            N/A    N/A    N/A        7605           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   3.625    2864     12/1/2010                   628000            Cure default without capitalization  N                          3205.42 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            (HIGH RISE)                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1
                       ARM (IO)
YES           1/1/2037 5/1 OR   Conventional   2/1/2007    620000 O          6.25 NO              360      360       5        15        60   2/1/2012   3/1/2012   2/1/2016   3/1/2016     2.25         5     2  11.25   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004 11/17/2006    775000         775000 SINGLE FAMILY         1              0        0          80     80 FULL         18.41    25000     770 NO MI                                 1                                                                                            NO         No              7.066 PASS    952401.04 PASS        2216.41     1265            N/A            N/A    N/A    N/A        1265           N/A            N/A    N/A    YES       Final     Yes           12/6/2010    3.75 2871.32     12/1/2010                   620000            Cure default without capitalization  N                          3229.17 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
NO            7/1/2036 FIXED    Conventional   8/1/2006    102000 F          7.35 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/14/2006    105000                SINGLE FAMILY         1              0        0       97.14  97.14 FULL         35.26     2948     759                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              7.786 PASS     155237.5 PASS        1064.22  3305.95   7,905.38 PASS         8 N/A    NO     N/A     3530.95  4,940.86 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25  584.31     10/1/2012      8/1/2036   95402.01            Cure default        36 Penalty       N                           702.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title. - Rating - 2;                                                                                                                                                                                                                                                  HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           1/1/2037 5/1 OR   Conventional   2/1/2007    499200 O          5.75 NO              360      360       5        15        60   1/1/2012   2/1/2012   1/1/2016   2/1/2016     2.25         5     2  10.75   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  8/29/2006    651000                SINGLE FAMILY         1              0        0       76.68  76.68 FULL         24.51 11884.74     766                                       1                                                                                            YES        No              6.974 PASS    759806.48 PASS         223.37     8231  39,252.01 PASS         8 N/A    NO     N/A        8231           N/A            N/A    N/A    YES       Final     Yes            2/1/2011       3 2092.68      3/1/2011                496362.17            Cure default         0               N                             2392 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          12/1/2036 5/1 OR   Conventional   1/1/2007    625000 O           6.5 NO              360      360       5        15       120  12/1/2011   1/1/2012   6/1/2015   7/1/2015     2.25         6     2   12.5   2.25       6        6 6 Month INVESTMENT  REFI R/T            1025  9/10/2006    900000                2 FAMILY              1              0                69.44  69.44 STATED /     29.26    14500     771                                       1                                                                                            NO         No               7.31 PASS   1044393.21 PASS        1350.94  6304.06            N/A            N/A    N/A    N/A     6304.06           N/A            N/A    N/A    YES       Final     Yes           11/1/2010       5 3360.18     12/1/2010                   625939            Cure default         0               N                          1185.42 NO         Complete Y
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                 STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES          11/1/2036 7/1 OR   Conventional  12/1/2006    397500 A           6.5 NO              360      360       5        15            11/1/2013  12/1/2013  11/1/2015  12/1/2015     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1073  9/11/2006    530000                CONDO                 1              0        0          75     75 SIVA         31.64    60871     690                                       1                                                                                            YES        No              7.064 PASS    572453.73 PASS          86.48     2478  31,515.64 PASS         8 N/A    NO     N/A        2478 23,636.73 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012     4.5 2090.46     12/1/2012     12/1/2036  368472.34            Cure default         0               N                          2512.47 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES          11/1/2036 7/1 OR   Conventional  12/1/2006    825000 O           6.5 NO              360      360       5        15       120  11/1/2013  12/1/2013  12/1/2015   1/1/2016     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  9/20/2006   1100000                PUD                   1              0        0          75     75 FULL         40.43    14660     674                                       3                        Exception: Missing    Missing Docs                                  YES        No              7.072 PASS   1337639.02 PASS        2008.69  1576.63  65,635.54 PASS         8 N/A    NO     N/A     1576.63           N/A            N/A    N/A    YES                 Yes            7/1/2013    5.25 4605.03      8/1/2013                 833937.5            Cure default         0               N                          4468.75 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 final HUD-1- HUD-1 is                                                                                                                                                                                                                                                                                                                                             with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      not signed by the                                                                                                                                                                                                                                                                                                                                                 capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrowers or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     settlement agent. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES          10/1/2036 10/1 OR  Conventional  11/1/2006   1000000 O         6.875 NO              360      360       5        15       120  10/1/2016  11/1/2016  10/1/2016  11/1/2016     2.25         6     2 12.875   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  8/31/2006   1323000        1270000 PUD                   1              0        0       78.74  78.74 STATED /     40.07    30000     729                                       1                                                                                            NO         No              7.136 PASS   1641758.68 PASS        2186.21  -1620.5            N/A            N/A    N/A    N/A     -1620.5           N/A            N/A    N/A    YES       Final     Yes            2/1/2011   4.625  5141.4      3/1/2011                  1000000            Cure default        36 Penalty       N                          5729.17 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                               STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          12/1/2036 10/1 OR  Conventional   1/1/2007    300000 O          6.75 NO              360      360       5        15       120  12/1/2016   1/1/2017  12/1/2016   1/1/2017     2.25         6     2  12.75   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  11/4/2006    521000                SINGLE FAMILY         1              0        0       57.58  57.58 SIVA         16.76    12000     712                                       1                                                                                            YES        No              7.157 PASS    492044.25 PASS        1096.11     2739  23,767.56 PASS         8 N/A    NO     N/A        2739 17,825.67 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  1665.7     12/1/2012                301645.37            Cure default        36 Penalty       N                           1687.5 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            2/1/2037 7/1 OR   Conventional   3/1/2007    155100 O          6.25 NO              360      360       5        15       120   2/1/2014   3/1/2014   2/1/2016   3/1/2016     2.25         5     1  11.25   2.25       6        6 6 Month PRIMARY     REFI R/T            1004   1/5/2007    193900                SINGLE FAMILY         1              0    38800       79.99    100 FULL         20.04  5546.09     750                                       3                        Exception: Finance charge not within tolerance- Under disclosed by $61.64.
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED
                       ARM
 - Rating - TIL Exception                    YES        No         7.112 PASS     253961.48 FAIL        -61.64 2793.13 12,163.01 PASS               8 N/A        NO         N/A         2793.13         0 N/A        0 N/A    NO      YES      Final   Yes              7/1/2013       5.25     857.08  8/1/2013                     155210.93          Cure default          0             N                                   807.81 NO         Complete Y
3;                                                                                                                                                                                                                                             HUD1                                                                                                     with
Exception:                                                                                                                                                                                                                                                                                                                                              capitalization
State loan
- not
compliant-
Missing
Borrowers
Bill of
rights
disclosure
- Rating -
3; "
NO            2/1/2037 7/1 OR   Conventional   3/1/2007    176800 O         5.875 NO              360      360       5        15       120   2/1/2014   3/1/2014   8/1/2015   9/1/2015     2.25         5     1 10.875   2.25       6        6 6 Month PRIMARY     REFI R/T            1004  4/12/2006    215000                SINGLE FAMILY         1              0        0       82.23  82.23 FULL         21.85  7613.96     691 RADIAN           12   96723994        1                                                                                            YES        No              7.108 PASS    290977.63 PASS          21.27    899.5  14,039.73 PASS         8 N/A    NO     N/A       899.5         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2013    5.25  981.08      8/1/2013                177665.58            Cure default         0               N                           865.58 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                               GUARANTY                                                                                                                                                                                                                                                                                                                    HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           2/1/2037 5/1 OR   Conventional   3/1/2007    551000 A         6.875 NO              360      360       5        15             2/1/2012   3/1/2012   2/1/2016   3/1/2016     2.25         5     2 11.875   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  12/8/2006    750000                SINGLE FAMILY         1              0        0       73.47  73.47 SIVA         39.37    11250     672                                       3                        Exception: Error on   Missing Docs                                  YES        No              7.451 PASS    834510.91 PASS        1354.57     4311  43,600.43 PASS         8 N/A    NO     N/A        4311           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    6.25 3246.76     12/1/2010                 527314.3            Cure default         0               N                          3619.68 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             final HUD-1- Yield                                                                                                                                                                                                                                            HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           spread for $8,953.75                                                                                                                                                                                                                                                                                                                                              capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not disclosed on HUD.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     shows on closing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     instructions - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;
NO            2/1/2037 5/1 OR   Conventional   3/1/2007    262000 O         6.625 NO              360      360   6.625        15       120   2/1/2012   3/1/2012   2/1/2016   3/1/2016     2.25         5     2 11.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004 12/21/2006    330000         327500 SINGLE FAMILY         1              0    65500          80    100 FULL         22.08 12960.67     757                                       3                        Exception: Finance    TIL Exception                                 YES        No              7.447 PASS    441976.48 FAIL        -167.78     5131            N/A            N/A    N/A    N/A        5131 12,795.23 PASS         8 PASS   NO     YES       Final     Yes           1/18/2008     5.5  1191.2      3/1/2008      2/1/2037  259898.39            Cure default         0               N                          1446.46 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      tolerance- Under                                                                                                                                                                                                                                                                                                                                                  capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed by $167.78.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
NO            2/1/2037 5/1 OR   Conventional   3/1/2007    394704 O         6.375 NO              360      360       5        15       120   2/1/2012   3/1/2012   2/1/2016   3/1/2016     2.25         5     2 11.375   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  8/10/2006    495000         493380 PUD                   1              0        0          80     80 SIVA         29.36    14376     753                                       2  Exception: Missing evidence of title-       Missing Docs                                  NO         No              7.215 PASS    655022.96 PASS         497.11     1641            N/A            N/A    N/A    N/A        1641           N/A            N/A    N/A    YES       Final     Yes            2/1/2011       4 1884.38      3/1/2011                   394704            Cure default without capitalization  N                          2096.87 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                           Missing Final policy, Commitment in file -                                                                                                                                                                                                                                          HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                Rating - 2;
NO            2/1/2037 5/1 OR   Conventional   3/1/2007    400000 O             6 NO              360      360       5        15       120   2/1/2012   3/1/2012   2/1/2016   3/1/2016     2.75         5     1     11   2.75      12       12 1 Year  INVESTMENT  REFI CASHOUT        1004  1/10/2007    705000                PUD                   1              0        0       56.74  56.74 FULL          53.2    21200     697                                       2  Exception: Missing evidence of title-       Missing Docs                                  NO         No              7.532 PASS    703067.28 PASS        1627.37  8006.65            N/A            N/A    N/A    N/A     8006.65           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     3.5 1786.91     12/1/2010                397935.98            Cure default         0               N                             2000 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                             Missing Final Title policy but there is a                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prelim or Commitment - Rating - 2;                                                                                                                                                                                                                                                                                                                                                      capitalization
YES           2/1/2037 5/1 OR   Conventional   3/1/2007    500000 O         5.625 NO              360      360       5        15       120   2/1/2012   3/1/2012   2/1/2016   3/1/2016     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004 12/13/2006    695000                SINGLE FAMILY         1              0                71.94  71.94 FULL         38.91    10339     796                                       1                                                                                            YES        No              6.907 PASS     801331.1 PASS        2960.26     1659  39,717.28 PASS         8 N/A    NO     N/A        1659           N/A            N/A    N/A    YES       Final     Yes           1/18/2008     5.5  2290.9      3/1/2008      2/1/2037  499832.71            Cure default         0               N                          2343.75 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            2/1/2037 10/1 OR  Conventional   3/1/2007    298400 O             6 NO              360      360       5        15       120   2/1/2017   3/1/2017   2/1/2017   3/1/2017     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004 12/31/2006    375000         373000 PUD                   1              0    74600          80    100 FULL         31.93  8975.13     788                                       3                        Exception: Missing    TIL Exception                                 YES        No               6.62 PASS    464152.87 FAIL        -304.06      303            N/A            N/A    N/A    N/A         303         0 N/A          8 N/A    NO     YES       Final     Yes           11/4/2010       2 1035.47      1/1/2011      2/1/2037  252986.48            Cure default         0               N                             1492 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Under
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $304.06 -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO            1/1/2037 10/1 OR  Conventional   2/1/2007    253600 O         6.875 NO              360      360       5        15       120   1/1/2017   2/1/2017   1/1/2017   2/1/2017     2.25         5     2 11.875   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004 11/18/2006    317000                SINGLE FAMILY         1              0    35300          80  91.14 SIVA         39.66     8973     689                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              7.144 PASS    412511.01 PASS        1557.11   -15.89  20,297.02 PASS         8 N/A    NO     N/A      -15.89 12,685.64 PASS         6 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1420.48     12/1/2012                257238.43            Cure default with capitalization     N                          1452.92 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                       Missing Final Title Policy, commitment in                                                                                                                                                                                                                                           HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                file. - Rating - 2;
NO            8/1/2035 2/1 OR   Conventional   9/1/2005    115000 A          7.99 NO              360      360       5        15             8/1/2007   9/1/2007   8/1/2015   9/1/2015     6.99         2     1  13.99   6.99       6        6 6 Month PRIMARY     REFI CASHOUT        1004  7/20/2005    115000                PUD                   1              0        0         100    100 FULL         35.48  2972.41     622                                       3                        Exception: Finance    TIL Exception                                 YES        No             10.763 PASS    268786.82 FAIL       -3220.29     5815   8,728.76 PASS         8 N/A    NO     N/A        5815  8,728.76 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   7.125  738.46     12/1/2010                109609.85            Cure default        36 If a full     N                           843.03 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without                prepayment
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance- TIL Finance                                                                                                                                                                                                                                                                                                                                            capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Charge out of                                                                                                                                                                                                                                                                                                                                                                            36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Tolerance > $1000.                                                                                                                                                                                                                                                                                                                                                                       penalty at 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Finance Charges from                                                                                                                                                                                                                                                                                                                                                                     of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     TIL is $268,786.82;                                                                                                                                                                                                                                                                                                                                                                      outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Finance Charges from                                                                                                                                                                                                                                                                                                                                                                     loan balance.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Calc is $272,007.11.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed in the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount of $3,220.29. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO           11/1/2035 3/1 OR   Conventional  12/1/2005    165000 A         7.665 NO              360      360       5        15            11/1/2008  12/1/2008   5/1/2015   6/1/2015    6.665         3     1 13.665  6.665       6        6 6 Month PRIMARY     PURCHASE            1004   9/8/2005    165000         165000 SINGLE FAMILY         1              0                  100    100 FULL         51.09  4725.42     678                                       1                                                                                            NO         No            10.2451 PASS     375295.9 PASS        1935.43     3365            N/A            N/A    N/A    N/A        3365           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5  889.03     12/1/2012     12/1/2035  153012.25            Cure default        36 Penalty       N                          1172.41 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            7/1/2034 3/1 OR   Conventional   8/1/2004    109800 A          7.99 NO              360      360       5        15             7/1/2007   8/1/2007   7/1/2015   8/1/2015      5.8         2     1  13.99   7.99       6        6 6 Month PRIMARY     REFI CASHOUT        1004   5/6/2004    122000                SINGLE FAMILY         1              0    35000          90 118.69 FULL         53.01     4416     630                                       3                        Exception: Missing    Missing Docs                                  YES        No              8.704 PASS    187533.67 PASS         280.97     6781   8,201.14 PASS         8 N/A    NO     N/A        6781         0 N/A          0 N/A    NO     YES       Final     Yes            1/1/2010    5.25  568.28     12/1/2010                102910.73            Cure default        36 If a full     N                           804.91 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             final HUD-1- Final                                                                                                                                                                                                                                            HUD1                                                                                                with                   prepayment
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           HUD-1 is not                                                                                                                                                                                                                                                                                                                                                      capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by                                                                                                                                                                                                                                                                                                                                                                        36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent. -                                                                                                                                                                                                                                                                                                                                                                         penalty at 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan balance.
NO           9/22/2034 3/1 OR   Conventional 10/22/2004    166500 A         7.725 NO              360      360       5        15            9/22/2007 10/22/2007  9/22/2015 10/22/2015    6.675         2     1 13.725  7.725       6        6 6 Month PRIMARY     REFI CASHOUT        1004  8/27/2004    167500                SINGLE FAMILY         1              0        0        99.4   99.4 FULL         45.46     5062     626                                       1                                              Missing Docs                                  YES        No              8.557 PASS    296866.73 PASS          14.82  2851.75  13,091.86 PASS         8 N/A    NO     N/A     2851.75         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2010   6.125   951.2     12/1/2010                156547.36            Cure default         0               N                          1189.96 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
NO            1/1/2037 5/1 OR   Conventional   2/1/2007    203950 O         6.125 NO              360      360       5        15       120   1/1/2012   2/1/2012   1/1/2016   2/1/2016     2.25         5     2 12.125   2.25      12       12 1 Year  SECOND HOME REFI CASHOUT        1004 11/28/2006    335000                PUD                   1              0        0       60.88  60.88 FULL         15.09    15417       0                                       1                                                                                            NO         No              7.043 PASS     330829.3 PASS         -99.86   1165.5            N/A            N/A    N/A    N/A      1165.5           N/A            N/A    N/A    YES       Final     Yes            6/1/2011   3.625  934.63      7/1/2011                204940.74            Cure default with capitalization     N                          1040.99 NO         Complete Y
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
NO            1/1/2037 10/1 OR  Conventional   2/1/2007    221650 O         6.375 NO              360      360       5        15       120   1/1/2017   2/1/2017   1/1/2018   2/1/2018     2.25         5     2 12.375   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  12/5/2006    280000         277100 PUD                   1              0    55450       79.99    100 FULL         46.15  6492.93     762                                       1                                                                                            YES        No              6.759 PASS    344807.65 PASS          10.49        0            N/A            N/A    N/A    N/A           0 11,049.59 PASS         8 PASS   NO     YES       Final     Yes            7/1/2013    5.25 1229.98      8/1/2013                222739.92            Cure default         0               N                          1177.52 YES        Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            1/1/2037 7/1 OR   Conventional   2/1/2007    164400 O           6.5 NO              360      360       5        15       120   1/1/2014   2/1/2014   1/1/2016   2/1/2016     2.25         5     2   12.5   2.25      12       12 1 Year  PRIMARY     PURCHASE              70 11/30/2006    209000         205500 PUD                   1              0                   80     80              13.87     7916     713                                       1                                                                                            NO         No              7.027 PASS    263246.64 PASS         100.44     1020            N/A            N/A    N/A    N/A        1020           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25  899.17      8/1/2013                162832.77            Cure default         0               N                            890.5 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            1/1/2037 10/1 OR  Conventional   2/1/2007    173800 O             6 NO              360      360       5        15       120   1/1/2017   2/1/2017   1/1/2017   2/1/2017     2.25         5     2     12   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004 12/13/2006    224000         217250 PUD                   1              0    43450          80    100 FULL         39.17  6436.92     798                                       1                                                                                            YES        No              6.559 PASS    266637.64 PASS        1018.98     1885            N/A            N/A    N/A    N/A        1885  8,575.47 PASS         8 PASS   NO     YES       Final     Yes            7/1/2013    5.25  908.67      8/1/2013                164553.68            Cure default with capitalization     N                              869 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES          12/7/2036 5/1 OR   Conventional   1/1/2007    514850 O             6 NO              360      360       6        15       120  12/1/2011   1/1/2012   6/1/2015   7/1/2015     2.25         6     2     12   2.25       6        6 6 Month PRIMARY     PURCHASE            1004 10/19/2005    700000         686500 3 FAMILY              1              0                   75     75 FULL         44.72  7712.25     741                                       1                                                                                            NO         No             7.1888 PASS    851354.13 PASS        2350.63  7965.82            N/A            N/A    N/A    N/A     7965.82           N/A            N/A    N/A    YES       Final     Yes            6/1/2011   3.375 2287.51      7/1/2011                517424.05            Cure default         6 Penalty       N                          2574.25 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         6 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           1/1/2037 5/1 OR   Conventional   2/1/2007     84800 O         6.875 NO              360      360       5        15       120   1/1/2012   2/1/2012   1/1/2016   2/1/2016     2.25         5     2 11.875   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004 11/13/2006    106000                SINGLE FAMILY         1              0    10600          80     90 FULL         38.56     3200     712 NO MI                                 1                                                                                            YES        No              7.578 PASS    143005.23 PASS         358.32     2478   6,580.58 PASS         8 N/A    NO     N/A        2478         0 N/A          0 N/A    NO     YES       Final     Yes           12/3/2010   3.625  386.73     12/1/2010                    84800            Cure default        36 PPP within    N                           557.08 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                first 36
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 6 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advanced
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid > 20%
YES           1/1/2037 5/1 OR   Conventional   2/1/2007    488720 O         6.375 NO              360      360       5        15       120   1/1/2012   2/1/2012   7/1/2015   8/1/2015     2.25         6     2 12.375   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  12/5/2006    640000         610900 SINGLE FAMILY         1              0   122180          80    100 STATED /     38.72    15000     750                                       1                                                                                            NO         No              7.444 PASS    823267.94 PASS        1863.64    13699            N/A            N/A    N/A    N/A       13699           N/A            N/A    N/A    YES       Final     Yes           10/1/2010       3 2060.39     12/1/2010                488703.35            Cure default without capitalization  N                          2596.33 NO         Complete Y
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1
                       ARM (IO)
NO           12/1/2036 10/1 OR  Conventional   1/1/2007    400000 O          5.25 NO              360      360       5        15       120  12/1/2016   1/1/2017  12/1/2016   1/1/2017     2.25         6     2  11.25   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  11/3/2006    665000         625000 PUD                   1              0        0          64     64 FULL         32.22 10541.66     782                                       3                        Exception: Finance    TIL Exception                                 NO         No              6.433 PASS     605906.4 FAIL        -100.99  14700.5            N/A            N/A    N/A    N/A     14700.5           N/A            N/A    N/A    YES       Final     Yes            7/1/2013       5 2156.68      8/1/2013                   401750            Cure default         0               N                             1750 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                 charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      tolerance- Under                                                                                                                                                                                                                                                                                                                                                  capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $100.99 -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO            9/1/2036 5/1 OR   Conventional  10/1/2006    120160 A           7.5 NO              360      360       5        15             9/1/2011  10/1/2011   3/1/2016   4/1/2016        5         6     2   13.5      5       6        6 6 Month PRIMARY     PURCHASE            1073   8/2/2006    160000         150200 CONDO                 1              0  28616.5          80  99.05 STATED /     25.26  5590.21     701                                       1                                                                                            NO         No               9.43 PASS    255193.06 PASS         150.19   2704.2            N/A            N/A    N/A    N/A      2704.2           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    5.75  670.53     12/1/2010                114901.29            Cure default        36 Penalty       N                           840.18 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                               STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            3/1/2037 5/1 OR   Conventional   4/1/2007    448000 O           6.5 NO              360      360       5        15       120   3/1/2012   4/1/2012   9/1/2015  10/1/2015     2.25         5     1   11.5   2.25       6        6 6 Month PRIMARY     REFI R/T            1004  1/13/2007    560000                SINGLE FAMILY         1              0    41000          80  87.32 FULL          37.4 12975.73     709                                       1                                                                                            YES        No              7.252 PASS    745782.96 PASS          75.28    955.5  35,608.25 PASS         8 N/A    NO     N/A       955.5 35,608.25 PASS         8 PASS   NO     YES       Final     Yes            2/1/2008     5.5 2052.32      3/1/2008      3/1/2037  447778.45            Cure default         0               N                          2426.67 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO           11/1/2036 5/1 OR   Conventional  12/1/2006    110400 O          6.75 NO              360      360       5        15       120  11/1/2011  12/1/2011  11/1/2015  12/1/2015     2.25         5     2  11.75   2.25      12       12 1 Year  INVESTMENT  REFI CASHOUT        1004  9/15/2006    138000                SINGLE FAMILY         1              0        0          80     80 FULL         14.35     9552     663                                       1                                                                                            NO         No              7.406 PASS    185861.69 PASS            9.9  1136.25            N/A            N/A    N/A    N/A     1136.25           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     3.5  495.75     12/1/2010                   110400            Cure default         0               N                              621 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO           12/1/2036 3/1 OR   Conventional   1/1/2007    640000 O          6.75 NO              360      360       5        15       120  12/1/2009   1/1/2010  12/1/2015   1/1/2016     2.25         2     2  12.75   2.25      12       12 1 Year  SECOND HOME REFI CASHOUT        1004  11/9/2006    875000                PUD                   1              0        0       73.14  73.14 FULL         39.26    33100     754                                       1                                                                                            NO         No              7.323 PASS      1063682 PASS         190.85      260            N/A            N/A    N/A    N/A         260           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     2.5 2523.14     12/1/2010                638575.23            Cure default without capitalization  N                             3600 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM
YES           3/1/2037 5/1 OR   Conventional   4/1/2007    596000 O         5.875 NO              360      360       5        15       120   3/1/2012   4/1/2012   3/1/2016   4/1/2016     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004 12/19/2006    745000                SINGLE FAMILY         1              0        0          80     80 SIVA          31.8    15000     749                                       1                                                                                            YES        No              7.251 PASS    998769.06 PASS        1451.61    11451  46,639.42 PASS         8 N/A    NO     N/A       11451           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25  2586.2     12/1/2010                594246.29            Cure default         0               N                          2917.92 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            8/1/2035 2/1 OR   Conventional   9/1/2005     80000 A          8.54 NO              360      360       5        15             8/1/2007   9/1/2007   8/1/2015   9/1/2015     8.04         3     1  15.54   8.51       6        6 6 Month PRIMARY     REFI CASHOUT        1004  7/13/2005     80000                SINGLE FAMILY         1              0        0         100    100 FULL         36.34     4666     638                                       1                                                                                            YES        No             11.544 PASS    207317.48 PASS           -3.7     3335   6,133.20 PASS         8 N/A    NO     N/A        3735  3,833.25 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  488.79     10/1/2012      9/1/2035   78236.24            Cure default        24 Penalty       N                            617.4 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
YES           1/1/2037 3/1 OR   Conventional   2/1/2007    195200 O          7.25 NO              360      360       5        15        60   1/1/2010   2/1/2010   7/1/2015   8/1/2015     5.25         2     1  13.25   7.25       6        6 6 Month PRIMARY     PURCHASE            1004 11/15/2006    244000         244000 SINGLE FAMILY         1              0    48800          80    100 NIV /        26.12     7958     675                                       1                                                                                            NO         No              9.735 PASS    445075.94 PASS         221.79     4382            N/A            N/A    N/A    N/A        4382           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.375   974.6     12/1/2010                   195200            Cure default        36 3 year prepay N                          1479.33 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           Stated                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                at 5 % of
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                    Income                                                                                                                                                                                                                                                                                                                                                                                                                                                              capitalization         balance
YES           1/1/2037 5/1 OR   Conventional   2/1/2007    128000 A             7 NO              360      360       5        15             1/1/2012   2/1/2012   7/1/2015   8/1/2015     2.75         6     2     13   2.75       6        6 6 Month PRIMARY     PURCHASE            1073 12/15/2006    160000         160000 CONDO                 1              0        0          80     80 FULL          21.9     7589     641                                       1                                                                                            NO         No             8.1249 PASS    210969.14 PASS         847.77     5091            N/A            N/A    N/A    N/A        5091           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    5.25  674.18     12/1/2010                122088.79            Cure default         6 Penalty       N                           851.59 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         6 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES          12/1/2036 5/1 OR   Conventional   1/1/2007    468000 O          6.25 NO              360      360       5        15       120  12/1/2011   1/1/2012   6/1/2015   7/1/2015     2.25         6     2  12.25   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004 10/20/2006    585000                PUD                   1              0        0          80     80 REDUCED      44.87    15250     741                                       1                                                                                            YES        No              7.176 PASS    775162.47 PASS         215.85  4093.77  37,054.00 PASS         8 N/A    NO     N/A     4093.77           N/A            N/A    N/A    YES       Final     Yes            2/1/2011    3.75  2167.1      3/1/2011                   467940            Cure default        36 Penalty       N                          2881.56 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Prepay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty hard
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              soft prepay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              thereafter.
YES           1/1/2037 5/1 OR   Conventional   2/1/2007    562500 O          6.75 NO              360      360       5        15       120   1/1/2012   2/1/2012   7/1/2015   8/1/2015     2.25         6     2  12.75   2.25       6        6 6 Month INVESTMENT  REFI CASHOUT        1004 11/20/2006    750000                SINGLE FAMILY         1              0                   75     75 STATED /     29.79    50000     709                                       1                                                                                            NO         No              7.434 PASS    948742.27 PASS        2750.05  5782.75            N/A            N/A    N/A    N/A     5782.75           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.375 2808.48     12/1/2010                   562500            Cure default         0               N                          3146.06 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           1/1/2037 5/1 OR   Conventional   2/1/2007    460000 O         6.875 NO              360      360       5        15       120   1/1/2012   2/1/2012   7/1/2015   8/1/2015     2.25         6     2 12.875   2.25       6        6 6 Month PRIMARY     PURCHASE            1025 11/15/2006    585000         575000 CONDO                 1              0   115000          80    100 FULL         36.07    13783     690                                       1                                                                                            NO         No              7.679 PASS    821042.36 PASS        1528.67   2125.5            N/A            N/A    N/A    N/A      2125.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.625 2364.76     12/1/2010                459945.78            Cure default         6 Penalty       N                          2635.42 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         6 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           2/1/2037 5/1 OR   Conventional   3/1/2007   1000000 O         6.625 NO              360      360       5        15       120   2/1/2012   3/1/2012   8/1/2015   9/1/2015     2.25         6     2 12.625   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  1/10/2007   1500000        1500000 SINGLE FAMILY         1              0   349000       66.67  89.93 FULL         49.66    21050     727                                       1                                                                                            NO         No              7.334 PASS   1674708.08 PASS        3173.59  5954.95            N/A            N/A    N/A    N/A     5954.95           N/A            N/A    N/A    YES       Final     Yes            3/1/2011   5.125 5444.87      4/1/2011                  1000000            Cure default         0               N                          5520.83 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           2/1/2037 5/1 OR   Conventional   3/1/2007    192000 O         6.875 NO              360      360       5        15       120   2/1/2012   3/1/2012   8/1/2015   9/1/2015     2.25         6     2 12.875   2.25       6        6 6 Month PRIMARY     REFI R/T            1073  10/1/2006    240000                CONDO                 1              0    48000          80    100 FULL         29.92    10365     719                                       2                        Exception: Missing    Missing Docs                                  YES        No              7.517 PASS    325726.93 PASS        2589.45     1154  15,264.79 PASS         8 N/A    NO     N/A        1154 11,448.59 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   3.625  875.62     12/1/2010                   192000            Cure default without capitalization  N                           1261.3 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;
NO            3/1/2037 5/1 OR   Conventional   4/1/2007    143890 O         6.625 NO              360      360       5        15       120   3/1/2012   4/1/2012   9/1/2015  10/1/2015     2.25         6     2 12.625   2.25       6        6 6 Month SECOND HOME PURCHASE            1073  1/17/2007    185000         179863 CONDO<5FLOORS         1              0        0          80     80 SIVA         40.59    10416     784                                       3                        Exception: Final TIL  TIL Exception                                 NO         No              7.499 PASS    243531.41 PASS         639.24  2779.45            N/A            N/A    N/A    N/A     2779.45           N/A            N/A    N/A    YES       Final     Yes          12/21/2010    3.25   625.2     12/1/2010                 143655.4            Cure default without capitalization  N                           921.34 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            (LOW RISE)                                                                                                                                                           in file not signed by                                                                                                                                                                                                                                         HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      all vested parties-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Final TIL is unsigned.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
NO            3/1/2037 5/1 OR   Conventional   4/1/2007    144690 O         6.625 NO              360      360       0        15       120   3/1/2012   4/1/2012   9/1/2015  10/1/2015     2.25         6     2 12.625   2.25       6        6 6 Month INVESTMENT  PURCHASE            1073  1/17/2007    185000         180863 CONDO                 1              0        0          80     80 SIVA         39.54    10510     770                                       1                                                                                            NO         No              7.511 PASS    245071.78 PASS         790.64  2833.45            N/A            N/A    N/A    N/A     2833.45           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    3.25   629.7     12/1/2010                   144690            Cure default without capitalization  N                           798.81 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1
                       ARM (IO)
NO            1/1/2037 10/1 OR  Conventional   2/1/2007    174900 O         6.875 NO              360      360       5        15       120   1/1/2017   2/1/2017   1/1/2017   2/1/2017     2.25         5     2 12.875   2.25      12       12 1 Year  INVESTMENT  REFI R/T            1004 12/11/2006    240000                PUD                   1              0        0       72.88  72.88 STATED /     26.23     9500     781                                       1                                                                                            NO         No              7.169 PASS     284973.8 PASS          11.79      995            N/A            N/A    N/A    N/A         995           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.625  898.58     12/1/2010                174773.26            Cure default         0               N                          1002.03 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                                                                                                 STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           2/1/2037 5/1 OR   Conventional   3/1/2007    210000 O          6.25 NO              360      360       5        15       120   2/1/2012   3/1/2012   8/1/2015   9/1/2015     2.25         6     2  12.25   2.25       6        6 6 Month INVESTMENT  REFI CASHOUT        1004  12/1/2006    300000                SINGLE FAMILY         1              0        0          70     70 SIVA         17.68    10250     786                                       3                        Exception: Missing    Missing Docs                                  NO         No               7.28 PASS    349794.45 PASS         280.93     2925            N/A            N/A    N/A    N/A        2925           N/A            N/A    N/A    YES                 Yes           11/1/2010   2.875  870.88     12/1/2010                209904.98            Cure default        36 Penalty       N                          1093.75 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                             final HUD-1- Indicated                                                                                                                                                                                                                                                                                                                                            without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      to be final, the HUD-1                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is not signed by the                                                                                                                                                                                                                                                                                                                                                                     20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrowers or                                                                                                                                                                                                                                                                                                                                                                             equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed/certified by                                                                                                                                                                                                                                                                                                                                                                      months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the settlement agent.                                                                                                                                                                                                                                                                                                                                                                    interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
YES           1/1/2037 5/1 OR   Conventional   2/1/2007    417000 O             6 NO              360      360       5        15       120   1/1/2012   2/1/2012   7/1/2015   8/1/2015     3.75         6     2     12   3.75       6        6 6 Month SECOND HOME REFI CASHOUT        1004  12/5/2006    530000                PUD                   1              0        0       78.68  78.68 STATED /     41.74    27000     666                                       3                        Exception: Missing    Missing Docs                                  NO         No              8.021         813581.85                            0            N/A            N/A    N/A    N/A           0           N/A            N/A    N/A    NO                  Yes           11/1/2010     3.5 1848.31     12/1/2010                411609.21            Cure default        36 Penalty       N                             2085 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                               STATED                                                                                            final HUD-1-                                                                                                                                                                                                                                                                                                                                                      without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Compliance not run. -                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              0 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              which the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              exceeds 1/3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount.
YES           2/1/2037 10/1 OR  Conventional   3/1/2007    187500 O          6.25 NO              360      360       5        15       120   2/1/2012   3/1/2012   8/1/2015   9/1/2015     2.25         6     2  12.25   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004 12/16/2006    255000                SINGLE FAMILY         1              0    50000       73.53  93.14 FULL          43.9    10200     749                                       1                                                                                            YES        No              7.507 PASS    316904.27 PASS         671.95  6919.38  14,384.81 PASS         8 N/A    NO     N/A     6919.38 10,788.60 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   2.875  777.91     12/1/2010                187495.75            Cure default         0               N                           976.56 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           2/1/2037 5/1 OR   Conventional   3/1/2007    117600 O           8.5 NO              360      360       5        15       120   2/1/2012   3/1/2012   8/1/2015   9/1/2015        5         6     2   14.5      5       6        6 6 Month INVESTMENT  REFI CASHOUT        1004  1/12/2007    147000                TOWNHOUSE             1              0        0          80     80 SIVA         29.18    38000     782                                       3                        Exception: Missing    Missing Docs                                  NO         No              9.771 PASS    275099.43 PASS         683.68     1395            N/A            N/A    N/A    N/A        1395           N/A            N/A    N/A    YES                 Yes           11/1/2010     6.5  743.31     12/1/2010                   117600            Cure default         0               N                              833 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                   final HUD-1- HUD-1 in                                                                                                                                                                                                                                                                                                                                             without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      file is estimated.                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Final TIL. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES          12/1/2036 10/1 OR  Conventional   1/1/2007    210000 O         5.875 NO              360      360       5        15       120  12/1/2016   1/1/2017  12/1/2016   1/1/2017     2.25         6     2 11.875   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004 10/21/2006    350000                SINGLE FAMILY         1              0                   60     60 NIV /        38.64     5500     671                                       1                                                                                            YES        No               6.95 PASS    333771.22 PASS         164.31  10488.5  15,971.89 PASS         8 N/A    NO     N/A     10488.5 11,978.91 PASS         8 PASS   NO     YES       Final     Yes            6/1/2011       3  885.88      7/1/2011                210121.21            Cure default        36 Penalty       N                          1028.13 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                           Stated                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                    Income                                                                                                                                                                                                                                                                                                                                                                                                                                                              capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            2/1/2037 10/1 OR  Conventional   3/1/2007    220272 O           6.5 NO              360      360       5        15       120   2/1/2017   3/1/2017   2/1/2017   3/1/2017     2.25         6     2   12.5   2.25       6        6 6 Month INVESTMENT  PURCHASE            1004  1/11/2007    315000         275341 PUD                   1              0        0          80     80 NIVA         27.64 23925.71     749                                       1                                                                                            NO         No              7.137 PASS    358750.01 PASS         283.07   5593.5            N/A            N/A    N/A    N/A      5593.5           N/A            N/A    N/A    YES       Final     Yes           10/1/2010       3  943.09     12/1/2010                223691.67            Cure default         0               N                          1193.14 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           2/1/2037 10/1 OR  Conventional   3/1/2007    175000 O         6.125 NO              360      360       5        15       120   2/1/2017   3/1/2017   2/1/2017   3/1/2017     2.25         6     2 12.125   2.25       6        6 6 Month INVESTMENT  REFI R/T            1004  1/16/2007    250000                PUD                   1              0        0          70     70 STATED /     31.15    12520     729                                       1                                                                                            NO         No              6.847 PASS    277440.38 PASS         228.11  3577.18            N/A            N/A    N/A    N/A     3577.18           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    2.75  712.43     12/1/2010                 174512.7            Cure default        24 Penalty       N                           893.23 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                                                                                                 STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           1/1/2037 10/1 OR  Conventional   2/1/2007    217300 O         6.375 NO              360      360       5        15       120   1/1/2017   2/1/2017   7/1/2015   8/1/2015     2.25         6     2 12.375   2.25       6        6 6 Month INVESTMENT  REFI R/T            1073  11/2/2006    335000                CONDO<5FLOORS         1              0        0       64.87  64.87 FULL          44.4  9350.12     733                                       1                                                                                            NO         No              6.871 PASS    347484.05 PASS         648.59      795            N/A            N/A    N/A    N/A         795           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 1206.31      8/1/2013                218454.41            Cure default        36 Penalty       N                          1154.41 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                              (LOW RISE)                                                                                                                                                                                                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES           2/1/2037 10/1 OR  Conventional   3/1/2007    444000 O         5.875 NO              360      360       5        15       120   2/1/2017   3/1/2017   2/1/2017   3/1/2017     2.25         6     2 11.875   2.25       6        6 6 Month PRIMARY     PURCHASE            1073 12/30/2006    555000         555000 CONDO                 1              0   111000          80    100 FULL         44.84    11500     760                                       1                                                                                            NO         No              6.723 PASS    694503.12 PASS        1191.34     9134            N/A            N/A    N/A    N/A        9134           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 2460.46      8/1/2013                445570.58            Cure default         6 Penalty       N                          2173.75 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         6 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          11/1/2036 7/1 OR   Conventional  12/1/2006    283920 A         6.625 NO              360      360       5        15            11/1/2013  12/1/2013   5/1/2015   6/1/2015     2.25         6     2 12.625   2.25       6        6 6 Month PRIMARY     PURCHASE            1073  9/28/2006    355000         354900 CONDO<5FLOORS         1              0    70980          80    100              41.19     9150     748                                       1                                                                                            YES        No              7.232 PASS    418907.11 PASS         429.33   3409.6            N/A            N/A    N/A    N/A      3409.6 16,827.53 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012     4.5 1487.36     12/1/2012     12/1/2036  262167.54            Cure default        36 Penalty       N                          1817.97 YES        Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            (LOW RISE)                                                                                                                                                                                                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            8/1/2036 7/1 OR   Conventional   9/1/2006    417000 A         6.375 NO              360      360       5        15             8/1/2013   9/1/2013   8/1/2015   9/1/2015      3.2         5   1.5 11.375   2.75      12       12 1 Year  PRIMARY     PURCHASE            1004   7/7/2006    525000         555770 PUD                   1              0        0       79.43  79.43 FULL         35.73 13141.01     708                                       2                        Exception: Missing    Missing Docs                                  YES        No              7.182 PASS    621266.42 PASS           0.54     4170            N/A            N/A    N/A    N/A     7076.23         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012     4.5 2188.22     12/1/2012      9/1/2036  383470.43            Cure default with capitalization     N                          2601.54 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           Rating - 2;
YES           2/1/2037 5/1 OR   Conventional   3/1/2007    491200 O           5.5 NO              360      360       5        15       120   2/1/2012   3/1/2012   8/1/2015   9/1/2015     2.25         6     2   11.5   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  1/17/2007    614500         614000 SINGLE FAMILY         1              0   122800          80    100 STATED /     31.83    12500     688                                       1                                                                                            NO         No               6.91 PASS    794936.18 PASS         -76.44     4912            N/A            N/A    N/A    N/A        4912           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       3 2007.48      7/1/2011                476153.39            Cure default         0               N                          2251.33 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           3/1/2037 5/1 OR   Conventional   4/1/2007    440000 O         6.625 NO              360      360       5        15       120   3/1/2012   4/1/2012   9/1/2015  10/1/2015     2.25         6     2 12.625   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  1/21/2007    550000         550000 PUD                   1              0   110000          80    100 STATED /     41.24    18200     725                                       3                        Exception: HUD-1 in   Missing Docs                                  NO         No              7.492 PASS    744399.16 PASS        4476.03   6412.6            N/A            N/A    N/A    N/A      6412.6           N/A            N/A    N/A    YES                 Yes           11/1/2010    3.25 1913.32    12/10/2010                439635.06            Cure default        36 Penalty       N                          2817.37 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                               STATED                                                                                            file is estimated-                                                                                                                                                                                                                                                                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           Final HUD 1 missing                                                                                                                                                                                                                                                                                                                                               capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     from file. - Rating -                                                                                                                                                                                                                                                                                                                                                                    20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                                       equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES           3/1/2037 10/1 OR  Conventional   4/1/2007    237000 A         5.625 NO              360      360       5        15             3/1/2017   4/1/2017   3/1/2017   4/1/2017     2.25         6     2 11.625   2.25       6        6 6 Month INVESTMENT  REFI R/T            1004   2/6/2007    475000                SINGLE FAMILY         1              0        0        49.9   49.9 FULL           3.5    14700     740                                       1                                                                                            NO         No              6.567 PASS    316825.36 PASS        4879.88     1783            N/A            N/A    N/A    N/A        1783           N/A            N/A    N/A    YES       Final     Yes            1/1/2013     4.5 1220.11      2/1/2013      4/1/2037  215882.93            Cure default        36 Penalty within first 36 months at 1% of the amount prepaid for the first
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
 12 months; 1% of the amount prepaid for the second 12 months and 1% of
the amount  N                                             1364.31 NO     Complete Y         NO
prepaid for
the last 12
months."
YES           4/1/2037 5/1 OR   Conventional   5/1/2007    424000 O          5.75 NO              360      360       5        15       120   4/1/2012   5/1/2012   4/1/2015   5/1/2015     3.25         6     2  11.75   3.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  2/14/2007    545000                SINGLE FAMILY         1              0        0        77.8   77.8 NIV /        34.83    10680     716                                       3                        Exception: Missing    Missing Docs                                  YES        No              7.676 PASS    774401.02 PASS         397.59 11587.54  32,895.48 PASS         8 N/A    NO     N/A    11587.54           N/A            N/A    N/A    YES                 Yes            2/1/2011       3 1787.58      3/1/2011                423994.49            Cure default         0               N                          2031.67 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           Stated                                                                                            final HUD-1- HUD in                                                                                                                                                                                                                                                                                                                                               without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                    Income                                                                                            file not stamped or                                                                                                                                                                                                                                                                                                                                               capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed - Rating - 3;
YES          11/1/2036 ARM (IO) Conventional  12/1/2006    160000 O         8.125 YES             360      360       5        15       120  11/1/2011  12/1/2011  11/1/2015  12/1/2015        5         6     2 14.125      5       6        6 6 Month PRIMARY     PURCHASE            1004  9/27/2006    200000         200000 SINGLE FAMILY         1              0    30000          80     95 STATED /     10.88    18500     776                                       1                                                                                            NO         No              9.663 PASS    372044.25 PASS        1790.38   1842.5            N/A            N/A    N/A    N/A      1842.5           N/A            N/A    N/A    YES       Final     Yes           10/1/2010       5  854.46     12/1/2010                 15916.43            Cure default         0               N                          1083.33 NO         Complete Y         NO
                                                                                                                                                                                                                                               LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           5/1/2037 5/1 OR   Conventional   6/1/2007    492000 O             6 NO              360      360       5        15       120   5/1/2012   6/1/2012  11/1/2015  12/1/2015     2.25         6     2     12   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  3/30/2007    615000         615000 SINGLE FAMILY         1              0    61500          80     90 STATED /     42.27    14000     761                                       1                                                                                            NO         No              7.085 PASS    807810.17 PASS         322.95  3051.65            N/A            N/A    N/A    N/A     3051.65           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     3.5 2208.86     12/1/2010                   491903            Cure default         0               N                             2460 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           6/1/2037 5/1 OR   Conventional   7/1/2007    430400 O          6.25 NO              360      360       5        15       120   6/1/2012   7/1/2012   6/1/2015   7/1/2015     2.25         6     2  12.25   2.25       6        6 6 Month PRIMARY     REFI R/T            1073  4/16/2007    538000                CONDO                 1              0    43000          80  87.99 FULL         39.63    10717     788                                       3  Exception: Missing copy of Modification agreement- Tape indicates loan has been modified but no Modification Agreement located in the file.
                       5/6 MOS                                                                                                                                                                                                                 LIBOR
                       ARM (IO)

 - Rating - 3; "       Missing Docs                     YES       No        7.204 PASS      713310.82 PASS      632.69   3102.95 34,077.64 PASS                8 N/A        NO         N/A        3102.95       N/A           N/A     N/A      YES     Final HUD1  No                                                                                                                              N                                      2241.67 NO       Complete   Y        NO
YES           6/1/2037 10/1 OR  Conventional   7/1/2007    281600 O         6.625 NO              360      360       5        15       120   6/1/2017   7/1/2017   6/1/2017   7/1/2017     2.25         5     2 11.625   2.25      12       12 1 Year  INVESTMENT  PURCHASE            1073  4/27/2007    352000         352000 CONDO                 1              0        0          80     80 FULL         17.79    11018     758                                       1                                                                                            NO         No              7.123 PASS     455828.6 PASS          20.11  5670.47            N/A            N/A    N/A    N/A     5670.47           N/A            N/A    N/A    YES       Final     Yes            8/1/2013    5.25 1393.31      9/1/2013                252317.96            Cure default        36 Penalty       N                          1554.67 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of 6 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO            8/1/2037 7/1 OR   Conventional   9/1/2007    460000 O             6 NO              360      360       5        15       120   8/1/2014   9/1/2014   8/1/2015   9/1/2015     2.25         5     1     11   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  6/23/2007    575000                PUD                   1              0    48700          80  88.47 FULL         41.75  10862.8     728                                       1                                                                                            YES        No              7.134 PASS    752609.64 PASS         405.67    14720  35,524.26 PASS         8 N/A    NO     N/A       14720 35,524.26 PASS         8 PASS   NO     YES       Final     Yes           6/16/2011       3 1939.38      7/1/2011                   460000            Cure default without capitalization  N                             2300 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           4/1/2037 5/1 OR   Conventional   5/1/2007    532000 O           5.5 NO              360      360       5        15       120   4/1/2012   5/1/2012  10/1/2015  11/1/2015     2.25         6     2   11.5   2.25       6        6 6 Month PRIMARY     PURCHASE            1004   3/9/2007    775000         760000 PUD                   1              0                   70     70 FULL         39.42     8585     664                                       1                                                                                            NO         No              7.009 PASS    866783.13 PASS         311.21 10984.55            N/A            N/A    N/A    N/A    10984.55           N/A            N/A    N/A    YES       Final     Yes            6/1/2011   3.625 2437.31      7/1/2011                534438.33            Cure default         0               N                          3020.64 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           6/1/2037 7/1 OR   Conventional   7/1/2007    768000 A         5.625 NO              360      360       5        15             6/1/2014   7/1/2014   6/1/2015   7/1/2015     2.25         6     2 11.625   2.25       6        6 6 Month PRIMARY     PURCHASE            1004   5/3/2007    960000         960000 SINGLE FAMILY         1              0    90000          80  89.38 FULL         40.91    14972     774                                       1                                                                                            NO         No              6.813 PASS   1076327.02 PASS        3098.67 17805.97            N/A            N/A    N/A    N/A    17805.97           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 3976.45     12/1/2012      7/1/2037  710199.64            Cure default         0               N                          4421.04 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           6/1/2037 5/1 OR   Conventional   7/1/2007    300800 O         6.125 NO              360      360       5        15        60   6/1/2012   7/1/2012   6/1/2015   7/1/2015     2.25         5     2 11.125   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  4/13/2007    386000         376000 SINGLE FAMILY         1              0    56200          80  94.95 FULL          59.9    14830     701                                       1                                                                                            YES        No              7.235 PASS    472148.13 PASS        1659.58   4897.5            N/A            N/A    N/A    N/A      4897.5 17,751.08 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010    2.75 1227.99     12/1/2010                   300800            Cure default without capitalization  N                          1535.33 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES           7/1/2037 10/1 OR  Conventional   8/1/2007     93000 O         6.375 NO              360      360       5        15       120   7/1/2017   8/1/2017   7/1/2017   8/1/2017     2.25         6     2 12.375   2.25       6        6 6 Month INVESTMENT  REFI CASHOUT        1004  5/25/2007    210000                SINGLE FAMILY         1              0                44.29  44.29 FULL          15.7  9913.16     795                                       1                                                                                            NO         No              7.077 PASS    150814.89 PASS         -33.16   2828.5            N/A            N/A    N/A    N/A      2828.5           N/A            N/A    N/A    YES       Final     Yes            6/1/2011       4  443.99      7/1/2011                 92998.62            Cure default without capitalization  N                           494.06 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
YES           5/1/2037 5/1 OR   Conventional   6/1/2007    374000 O          5.75 NO              360      360       5        15       120   5/1/2012   6/1/2012   5/1/2015   6/1/2015     2.25         6     2  11.75   2.25       6        6 6 Month PRIMARY     REFI R/T      Other        2/9/2007    490000                SINGLE FAMILY         1              0        0       76.33  76.33 NIV /        40.21    10000     674                                       3                        Exception: Missing    Missing Docs                                  YES        No              7.174 PASS    618276.85 PASS         298.42 10993.38  28,968.84 PASS         8 N/A    NO     N/A    10993.38 21,726.63 PASS         8 PASS   NO     YES       Final     Yes            2/1/2011       3 1563.47      3/1/2011                370838.02            Cure default         4 Penalty       N                          1792.08 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           Stated                                                                                            Right to Cancel form-                                                                                                                                                                                                                                         HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                    Income                                                                                            - Rating - 3;                                                                                                                                                                                                                                                                                                                                                     capitalization         4 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO            8/1/2036 FIXED    Conventional   9/1/2006     96000 F           7.8 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/22/2006     96000                SINGLE FAMILY         1              0                  100    100 FULL         41.09     4131     730                                       1                                                                                            YES        No              8.498 PASS    158886.64 PASS          16.19     6104   7,193.34 PASS         8 N/A    NO     N/A        6104  7,193.34 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  547.17      8/1/2012      9/1/2036   89802.34            Cure default        36 Penalty       N                           691.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           7/16/2036 FIXED    Conventional  8/17/2006    215000 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/30/2006    215000                SINGLE FAMILY         1              0                  100    100 FULL          50.2  6029.18     707                                       1                                                                                            YES        No              8.164 PASS     355898.5 PASS          22.74  3481.45  16,921.48 PASS         8 N/A    NO     N/A     3481.45 10,575.93 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1236.27      8/1/2012      8/1/2036  202551357            Cure default with capitalization     N                           1576.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO           7/30/2036 FIXED    Conventional  8/30/2006    389500 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/18/2006    410000                SINGLE FAMILY         1              0                   95     95 FULL         51.44 17104.57     723                                       1                                                                                            YES        No              7.057 PASS     545078.4 PASS          80.76     2552  30,955.84 PASS         8 N/A    NO     N/A        2552 30,955.84 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 2196.42      8/1/2012      9/1/2036  360482.19            Cure default        36 Penalty       N                          2588.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount if a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              made.
NO           7/20/2036 FIXED    Conventional  8/20/2006    141000 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004   7/6/2006    142000         141000 SINGLE FAMILY         1              0        0         100    100 FULL         40.43     4563     717                                       3                        Exception: Final TIL  TIL Exception                                 NO         No              7.294 PASS    200596.06 PASS          97.35     4132            N/A            N/A    N/A    N/A        4132           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  804.59      8/1/2012      9/1/2036  132051.22            Cure default        36 If a full     N                           937.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             in file not signed by                                                                                                                                                                                                                                         HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     all vested parties-                                                                                                                                                                                                                                                                                                                                               capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Final TIL not signed                                                                                                                                                                                                                                                                                                                                                                     first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by co-borrower -                                                                                                                                                                                                                                                                                                                                                                         months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO           7/23/2036 FIXED    Conventional  8/23/2006    205500 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/7/2006    205500                SINGLE FAMILY         1              0        0         100    100 FULL         35.12  5714.46     752                                       1                                                                                            YES        No              7.273 PASS     291935.2 PASS         324.16     5417  16,006.64 PASS         8 N/A    NO     N/A        5417 12,004.98 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  1172.1      8/1/2012      9/1/2036  192369.16            Cure default        36 Penalty       N                          1365.82 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           5/1/2012 FIXED    Conventional   6/1/2005    332000 F          5.25 YES              84      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  4/12/2005    560000         540000 SINGLE FAMILY         1              0   100000       61.48     80 FULL         51.69  8936.33     794                                       1                                                                                            NO         No              5.507 PASS    120140.51 PASS         350.31     3919            N/A            N/A    N/A    N/A        3919           N/A            N/A    N/A    YES       Final     Yes           2/28/2012   3.875 1604.71      6/1/2012      5/1/2035  292832.71            Cure default without capitalization  N                          1833.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO           9/22/2036 FIXED    Conventional 10/22/2006    155000 F         6.875 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/28/2006    155000                SINGLE FAMILY         1              0                  100    100              28.85  3868.81     696                                       3                        Exception: Missing    Missing Docs                                  YES        No              7.294 PASS     217948.4 PASS          35.12     6347  11,892.24 PASS         8 N/A    NO     N/A        6347  7,432.65 PASS         8 PASS   NO     YES                 Yes            7/1/2012    5.25  874.15      8/1/2012     10/1/2036  143713.71            Cure default         0               N                          1018.24 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             final HUD-1- Final                                                                                                                                                                                                                                                                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 is not                                                                                                                                                                                                                                                                                                                                                      capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed by borrowers -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO          10/15/2036 FIXED    Conventional 11/15/2006    394000 F          7.49 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/28/2006    420000                SINGLE FAMILY         1              0                93.81  93.81 FULL         48.89  6492.58     732                                       1                                                                                            YES        No              7.664 PASS    603661.91 PASS        5105.57     1519  31,379.08 PASS         8 N/A    NO     N/A        1519         0 N/A          8 PASS   NO     YES       Final     Yes           6/27/2012    5.25 2211.43      8/1/2012     12/1/2036   364800.6            Cure default         0 n/a           N                          2752.21 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          10/20/2036 FIXED    Conventional 11/20/2006    134000 F           9.7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/30/2006    134000                SINGLE FAMILY         1              0        0         100    100 FULL          41.7     5224     646                                       1                                                                                            YES        No              9.861 PASS    280514.63 PASS          -0.27     1829  10,573.68 PASS         8 N/A    NO     N/A        1829 10,573.68 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25   782.9     10/1/2012     11/1/2036  128492.09            Cure default        36 Penalty       N                          1146.35 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           12/1/2036 FIXED    Conventional   1/1/2007    131000 F           7.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/5/2006    131000                SINGLE FAMILY         1              0        0         100    100 FULL         47.66  2933.83     690                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              8.063 PASS    206083.53 PASS          41.19     6889   9,896.58 PASS         8 N/A    NO     N/A        6889  9,896.58 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  729.86     10/1/2012      1/1/2037  120195.85            Cure default        36 Penalty       N                           915.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing the final title policy, commitment                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               in file. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO          11/25/2036 FIXED    Conventional 12/25/2006    117000 F         6.225 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/25/2006    117000                SINGLE FAMILY         1              0        0         100    100 FULL         36.07     6143     686                                       1                                                                                            YES        No              6.692 PASS     147214.9 PASS          35.78   5523.5   8,918.12 PASS         8 N/A    NO     N/A      5523.5  5,573.83 PASS         8 PASS   NO     YES       Final     Yes           2/13/2013    4.75  631.96      3/1/2013      2/1/2037   108477.8            Cure default        36 Penalty       N                           718.49 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO          12/23/2026 FIXED    Conventional  1/23/2007    170000 F          9.24 NO              240      240       6        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                  185000                SINGLE FAMILY         1              0                91.89  91.89              26.03     7083       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               9.24 PASS    203410.13 PASS           0.85        0  13,600.00 PASS         8 N/A    NO     N/A           0  8,500.00 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  1227.7      8/1/2012      3/1/2027  150469.89            Cure default with capitalization     N                          1555.87 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Title Policy  Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;
NO           3/14/2037 FIXED    Conventional  4/14/2007    161400 F          7.94 NO              360      360       6        15                                                                                                                       PRIMARY     REFI R/T      Missing                       0                UNKNOWN               1              0                    0      0 FULL         27.32     5600       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No              8.217 PASS    266703.02 PASS         277.26     3907  12,599.44 PASS         8 N/A    NO     N/A        3907  9,449.58 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  931.08     11/1/2012      5/1/2037  154106.45            Cure default        36 PPP for first N                          1177.55 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Final, commitment,    Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         equal to "any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               preliminary title all Exception: 6% > 5%                                                                                                                                                                                                                                                                                                                                                                       third party
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               missing from file -   allowed by law -                                                                                                                                                                                                                                                                                                                                                                         processing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              fees and any
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              costs that
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the lender
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              incurred to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              make your
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan" Fees =
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1.2% of loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              less than
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              State max.
NO            5/3/2037 FIXED    Conventional   6/3/2007    153000 F          6.49 NO              360      360       6        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                  179000                CONDO<5FLOORS         1              0        0       85.48  85.48 NINA             0        0       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No              6.552 PASS    195781.89 PASS         646.73   354.25  12,211.66 PASS         8 N/A    NO     N/A      354.25 12,211.66 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  862.69      8/1/2012      6/1/2037   143729.4            Cure default         0               N                           966.05 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                     evidence of title- No FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               final title policy or Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               commitment was
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               located in the file.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 3;
NO           12/1/2036 FIXED    Conventional   1/1/2007    304000 I          5.99 NO              360      360       5        15        60                                                                                                             PRIMARY     REFI CASHOUT        1004 10/24/2006    380000                PUD                   1              0                   80     80 FULL         49.21  6092.52       0                                       1                                                                                            YES        No              6.126 PASS    379914.97 PASS          205.3   4468.5  23,870.72 PASS         8 N/A    NO     N/A      4468.5 20,886.88 PASS         7 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1645.74     12/1/2012                298030.93            Cure default with capitalization     N                          1517.47 NO         Complete Y         NO
                       RATE I/O                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    HUD1
NO           12/1/2036 FIXED    Conventional   1/1/2007    248000 F          6.25 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1073 10/23/2006    310000                CONDO>8FLOORS         1              0        0          80     80 FULL         30.83  7191.21     647                                       3                        Exception: Missing    Missing Docs                                  YES        No              6.313 PASS    304417.68 PASS          -0.79   1644.5  19,623.51 PASS         8 N/A    NO     N/A      5364.5 12,264.69 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1382.62      8/1/2012      1/1/2037  228462.32            Cure default        36 Penalty       N                          1526.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (HIGH RISE)                                                                                                                                                          Right to Cancel form-                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           12/1/2036 FIXED    Conventional   1/1/2007    238500 F          5.35 NO              360      360      10        10                                                                                                                       PRIMARY     REFI R/T            1004 10/21/2006    410000                SINGLE FAMILY         1              0        0       58.17  58.17 FULL         34.09     7891     741                                       1                                                                                            YES        No              5.513 PASS     245874.1 PASS           -1.5   4292.5  18,686.27 PASS         8 N/A    NO     N/A      4292.5 18,686.27 PASS         8 PASS   NO     YES       Final     Yes            4/1/2013    4.25 1202.71      5/1/2013      1/1/2037  215605.78            Cure default        36 If a full     N                          1331.82 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment.
NO           12/1/2036 FIXED    Conventional   1/1/2007    184000 I           5.7 NO              360      360       5        10        60                                                                                                             PRIMARY     REFI CASHOUT        1004 10/21/2006    230000                SINGLE FAMILY         1              0    15100          80  86.57 STATED /     29.04     4733     805                                       1                                                                                            YES        No              5.989 PASS    220731.61 PASS         235.81   5782.5  14,203.60 PASS         8 N/A    NO     N/A      5782.5  8,877.25 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  972.26     12/1/2012                176068.82            Cure default         0               N                              874 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           12/1/2036 FIXED    Conventional   1/1/2007    315000 F           5.8 NO              360      360      10        10                                                                                                                       PRIMARY     REFI R/T            1004 10/25/2006    412000                SINGLE FAMILY         1              0                76.46  76.46 FULL         34.21 11958.88     727                                       1                                                                                            YES        No              5.838 PASS     352476.5 PASS          -4.83   1302.5  25,031.73 PASS         8 N/A    NO     N/A      1302.5 25,031.73 PASS         8 PASS   NO     YES       Final     Yes            5/1/2013       5 1722.88      6/1/2013      1/1/2037  286545.72            Cure default        36 If a full     N                          1848.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment.
YES          12/1/2036 FIXED    Conventional   1/1/2007    272000 F          5.55 NO              360      360       6        10                                                                                                                       PRIMARY     REFI R/T            1073  9/30/2006    340000                CONDO                 1              0    47000          80     80 FULL         45.03     5303       0                                       1                                                                                            YES        No              5.743 PASS    293764.89 PASS          472.4   5327.9  21,260.98 PASS         8 N/A    NO     N/A      5327.9 15,945.73 PASS         8 PASS   NO     YES       Final     Yes            2/1/2013    4.75 1445.14      3/1/2013      1/1/2037  247599.04            Cure default        36 Penalty       N                          1552.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES          12/1/2036 FIXED    Conventional   1/1/2007    235000 F          6.05 NO              360      360      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/18/2006    315000                SINGLE FAMILY         1              0                 74.6   74.6 FULL         25.16  8666.66     804                                       1                                                                                            YES        No              6.181 PASS       278819 PASS         167.78   3085.5  18,503.30 PASS         8 N/A    NO     N/A      3085.5           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1255.86      8/1/2012      1/1/2037  207516.71            Cure default        36 First 36      N                          1416.51 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full 5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              portion
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           12/1/2036 FIXED    Conventional   1/1/2007    199125 F          5.95 NO              360      360      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/26/2007    265500                SINGLE FAMILY         1              0        0          75     75 FULL         49.74     4875     735                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No               6.11 PASS    232276.02 PASS           4.81  3390.72  15,617.19 PASS         8 N/A    NO     N/A     3390.72           N/A            N/A    N/A    YES       Final     Yes            2/1/2013       5 1084.54      3/1/2013      1/1/2037  181368.08            Cure default        36 Penalty       N                          1187.47 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             violation - expiration                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date not 3 days after                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature                                                                                                                                                                                                                                                                                                                                                                   5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction                                                                                                                                                                                                                                                                                                                                                                     amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date-  - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                     prepaid
NO           12/1/2036 FIXED    Conventional   1/1/2007    200000 F         6.125 NO              360      360      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/29/2006    250000                SINGLE FAMILY         1              0        0          80     80 FULL         17.14 10841.43     634                                       2  Exception: Missing    Exception: Prepayment Missing Docs                                  YES        No               6.49 PASS     245834.6 PASS        1069.02   6830.5  15,389.12 PASS         8 N/A    NO     N/A      6830.5           N/A            N/A    N/A    YES       Final     Yes            2/1/2013       4 1047.49      3/1/2013      2/1/2037  193732.18            Cure default        36 Penalty       N                          1215.23 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final Title   per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy. - Rating - 2; Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Rhode Island                                                                                                                                                                                                                                                                                                                                                                          amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceeds State                                                                                                                                                                                                                                                                                                                                                                            prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regulations, term has
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;
NO           12/1/2036 FIXED    Conventional   1/1/2007     79000 F          7.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/11/2006     79000                SINGLE FAMILY         1              0        0         100    100 FULL         34.72     5963     713                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No              8.177 PASS     127887.2 PASS          45.55     3394   6,048.48 PASS         8 N/A    NO     N/A        3394  3,780.30 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  452.89      8/1/2012      1/1/2037   74835.19            Cure default        36 Penalty       N                           565.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay for                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the State of Indiana                                                                                                                                                                                                                                                                                                                                                                     20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceeds State                                                                                                                                                                                                                                                                                                                                                                            equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regulation, term has                                                                                                                                                                                                                                                                                                                                                                     months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           12/1/2036 FIXED    Conventional   1/1/2007    220000 F          6.89 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/17/2006    220000                SINGLE FAMILY         1              0                  100    100 FULL         40.41  4213.76     739                                       1                                                                                            YES        No              7.303 PASS    310578.41 PASS          35.33     8880  16,843.09 PASS         8 N/A    NO     N/A        8880           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25 1249.81      9/1/2012      1/1/2037  204993.74            Cure default        36 Penalty       N                          1447.45 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to5
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           12/1/2036 FIXED    Conventional   1/1/2007    185250 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     DEBT                1004 10/31/2006    195000                SINGLE FAMILY         1              0                   95     95                  0        0     609                                       1                                                                                            YES        No              8.441 PASS    311680.39 PASS           59.6   7582.5  14,180.96 PASS         8 N/A    NO     N/A      7582.5           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1065.94      8/1/2012      1/1/2037  176134.03            Cure default        36 Penalty       N                          1358.01 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                        CONSOLIDATION                                                DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            1/1/2037 FIXED    Conventional   2/1/2007     96500 F          9.72 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/16/2006     96500                SINGLE FAMILY         1              0        0         100    100 FULL         33.58  4156.66     627                                       1                                                                                            YES        No             10.031 PASS    204328.35 PASS          45.43     2461   7,473.78 PASS         8 N/A    NO     N/A        2461  4,671.11 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  557.46     10/1/2012      2/1/2037   91959.57            Cure default with capitalization     N                           826.96 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO           12/1/2036 FIXED    Conventional   1/1/2007     97000 F          7.89 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/30/2006    110000                SINGLE FAMILY         1              0        0       88.18  88.18 FULL         40.42     4000     710                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No              8.543 PASS    162638.32 PASS          350.9     5415   7,301.64 PASS         8 N/A    NO     N/A        5415         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2010   6.125  560.97     12/1/2010                 92324.67            Cure default        36 Penalty       N                           704.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             violation -                                                                                                                                                                                                                                                   HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disbursement date                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prior to RTC                                                                                                                                                                                                                                                                                                                                                                             10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date- Loan                                                                                                                                                                                                                                                                                                                                                                    equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     funded one day too                                                                                                                                                                                                                                                                                                                                                                       of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     early - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                      prepaid
NO           12/1/2036 2/1 OR   Conventional   1/1/2007    225000 A           8.4 YES             360      480       5        15            12/1/2008   1/1/2009   6/1/2015   7/1/2015      6.4         2     1   14.4    8.4       6        6 6 Month PRIMARY     REFI R/T            1004  11/8/2006    225000                SINGLE FAMILY         1              0                  100    100 FULL         39.48  8432.84     641                                       3                        Exception: Missing    Missing Docs                                  YES        No             11.153 PASS    716071.72 PASS         114.41     3490  17,683.52 PASS         8 N/A    NO     N/A        3490         0 N/A          0 N/A    NO     YES                 Yes           7/25/2011   5.125 1198.53      9/1/2011                220120.83            Cure default        24 Penalty       N                          1632.37 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             final HUD-1- No                                                                                                                                                                                                                                                                                                                                                   with                   within 24
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           signatures or                                                                                                                                                                                                                                                                                                                                                     capitalization         months at a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     certifications on                                                                                                                                                                                                                                                                                                                                                                        10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     document. - Rating -                                                                                                                                                                                                                                                                                                                                                                     equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                                       of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           12/1/2026 FIXED    Conventional   1/1/2007     96000 F           6.8 NO              240      240       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/11/2006    120000                SINGLE FAMILY         1              0    24000          80    100 FULL         30.59     6078     670                                       1                                                                                            YES        No                7.7 PASS     86757.05 PASS         106.47  6343.95   7,137.83 PASS         8 N/A    NO     N/A     6343.95  7,137.83 PASS         8 PASS   NO     YES       Final     Yes            5/1/2013    4.75  652.21      6/1/2013      1/1/2027   78569.73            Cure default        36 Penalty       N                           732.81 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            1/1/2037 3/1 OR   Conventional   2/1/2007    134100 A          6.83 NO              360      360       5        15             1/1/2010   2/1/2010   7/1/2015   8/1/2015     2.94         3     1  12.83   2.94       6        6 6 Month PRIMARY     REFI R/T            1004 11/29/2006    149000                SINGLE FAMILY         1              0                   90     90 FULL         54.59  4000.16     561                                       1                                                                                            YES        No              8.229 PASS    228439.77 PASS         309.03  2672.97  10,465.98 PASS         8 N/A    NO     N/A     2672.97  6,541.24 PASS         6 PASS   NO     YES       Final     Yes           10/1/2010    3.25  553.65     12/1/2010                127215.65            Cure default        36 If a full     N                           876.91 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                prepayment
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
NO          12/27/2036 FIXED    Conventional  1/27/2007    310000 F          9.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/17/2006    310000                SINGLE FAMILY         1              0        0         100    100 FULL         45.65     9088     623                                       1                                                                                            YES        No              9.532 PASS    615671.25 PASS          55.07     6332  24,199.17 PASS         8 N/A    NO     N/A        6332           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1819.59      8/1/2012      3/1/2037  301668.34            Cure default        36 Penalty       N                          2550.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO           10/1/2036 FIXED    Conventional  11/1/2006     80300 F          7.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  8/23/2006     95000                SINGLE FAMILY         1              0                84.53  84.53 FULL         50.03     2080     645                                       1                                                                                            YES        No               7.74 PASS    120679.51 PASS         173.88  3215.95   6,135.83 PASS         8 N/A    NO     N/A     3215.95  6,135.83 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  457.74     11/1/2012     11/1/2036   74996.09            Cure default        36 If full       N                           547.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO           12/1/2036 FIXED    Conventional   1/1/2007     54000 F         9.499 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/14/2006     60000                SINGLE FAMILY         1              0        0          90     90 FULL         48.49   1804.5     567                                       1                                                                                            YES        No             10.029 PASS    111897.95 PASS         298.86     2095   4,147.90 PASS         8 N/A    NO     N/A        2095  2,592.44 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25  315.18     10/1/2012      1/1/2037   51905.59            Cure default         0               N                           454.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional   1/1/2007    140000 F          8.49 NO              480      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/2/2006    140000                SINGLE FAMILY         1              0                  100    100 FULL         56.47   3813.3     686                                       1                                                                                            YES        No              8.628 PASS    354462.08 PASS          85.76     1890  11,020.14 PASS         8 N/A    NO     N/A        1890           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  722.58      8/1/2012                138058.09            Cure default        36 Penalty       N                          1025.27 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          12/1/2036 FIXED    Conventional   1/1/2007    121800 F          7.49 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/16/2006    173000                PUD                   1              0        0       70.41  70.41 FULL         29.53     5292     538                                       1                                                                                            YES        No             7.7432 PASS    187503.67 PASS          370.3     2592   9,532.64 PASS         8 N/A    NO     N/A        2592         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  697.11     10/1/2012      1/1/2037  114803.04            Cure default        36 If full       N                           850.81 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of 6 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the remaining
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           12/1/2036 FIXED    Conventional   1/1/2007    164500 F          8.24 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  11/3/2006    170000         164500 SINGLE FAMILY         1              0        0         100    100 FULL         56.69     3583     648                                       1                                                                                            YES        No             8.3759 PASS    282051.58 PASS         791.75     1276            N/A            N/A    N/A    N/A        1276  8,161.20 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  948.24     10/1/2012      1/1/2037  156159.66            Cure default        36 Penalty       N                          1234.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           12/1/2036 3/1 OR   Conventional   1/1/2007    252000 A          7.44 NO              360      360       5        15            12/1/2009   1/1/2010   6/1/2015   7/1/2015     6.44         3     1  13.44   7.44       6        6 6 Month PRIMARY     REFI CASHOUT        1004  9/20/2006    280000                SINGLE FAMILY         1              0    70000          90    115 FULL         49.06  8790.66     744                                       1                                                                                            YES        No            10.4995 PASS    621516.87 PASS         252.21     2695  19,927.73 PASS         8 N/A    NO     N/A        2695 19,927.73 PASS         8 PASS   NO     YES       Final     Yes           11/6/2012     4.5 1319.68     12/1/2012      1/1/2037   233057.9            Cure default        36 36 months 5%  N                          1751.68 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   of the
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
YES          12/1/2036 FIXED    Conventional   1/1/2007    102600 F          7.89 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/20/2006    114000                SINGLE FAMILY         1              0        0          90     90 FULL         53.78     1733     669                                       3                        Exception: Finance    TIL Exception                                 YES        No             8.3035 PASS    169413.24 FAIL         -75.92  3781.98   7,896.57 PASS         8 N/A    NO     N/A     3781.98         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  612.38      8/1/2012      1/1/2037  101189.22            Cure default        36 Penalty       N                           744.99 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge under disclosed                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $75.92 appears to                                                                                                                                                                                                                                                                                                                                                                     months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     be due to the lender                                                                                                                                                                                                                                                                                                                                                                     interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not including the $78
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Tax Service Fee in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     their Final TIL
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     calculations. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;
NO          12/15/2021 FIXED    Conventional  1/15/2007     99000 F         7.999 NO              180      180       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/15/2006     99000                SINGLE FAMILY         1              0        0         100    100 REDUCED      39.67     3944     699                                       1                                                                                            YES        No             8.3827 PASS     73907.78 PASS           1.73     2272   7,710.47 PASS         8 N/A    NO     N/A        2272  7,710.47 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  793.58     10/1/2012      1/1/2022   70146.43            Cure default        36 Penalty       N                           946.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              exceeds
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              $50000.
YES           1/1/2037 FIXED    Conventional   2/1/2007    150300 F          7.72 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/29/2006    167000                PUD                   1              0        0          90     90              16.75     7591     714                                       1                                                                                            YES        No             7.9021 PASS    239503.55 PASS         -21.54  2642.28  11,759.21 PASS         8 N/A    NO     N/A     2642.28  7,515.00 PASS         7 PASS   NO     YES       Final     Yes            9/1/2012    5.25  861.99     10/1/2012      2/1/2037  142194.84            Cure default         0               N                          1073.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           1/1/2037 3/1 OR   Conventional   2/1/2007    315000 A          7.05 NO              360      360       5        15             1/1/2010   2/1/2010   7/1/2015   8/1/2015     3.16         3     1  13.05   3.16       6        6 6 Month PRIMARY     REFI CASHOUT        1004  12/6/2006    355000                SINGLE FAMILY         1              0        0       88.73  88.73 FULL         47.56  5315.02     562                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.479 PASS    556888.07 PASS          10.73  8725.95  24,482.46 PASS         8 N/A    NO     N/A     8725.95 18,361.84 PASS         8 PASS   NO     YES       Final     Yes           6/27/2012    5.25 1755.65      8/1/2012      2/1/2037  290585.77            Cure default        36 Penalty       N                           2106.3 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance. No
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              a bona fide
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              sale.
NO            1/1/2037 FIXED    Conventional   2/1/2007     54900 F         12.59 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004 10/21/2006     61000          61000 SINGLE FAMILY         1              0     6100          90    100 FULL         37.33     2967     568                                       1                                                                                            YES        No            12.8624 PASS    158480.69 PASS          28.78    711.5            N/A            N/A    N/A    N/A       711.5  3,231.73 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  330.16     10/1/2012      3/1/2037   54555.91            Cure default         0               N                           589.76 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           12/1/2036 FIXED    Conventional   1/1/2007    170000 F          7.23 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/31/2006    200000                SINGLE FAMILY         1              0        0          85     85 FULL         45.66     3317     621                                       2                        Exception: Missing    Missing Docs                                  YES        No              7.605 PASS    252815.44 PASS           13.4   5764.5  13,108.80 PASS         8 N/A    NO     N/A      5764.5         0 N/A          8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   974.2      8/1/2012      2/1/2037  161243.81            Cure default        36 If a full     N                          1157.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
NO           12/8/2036 FIXED    Conventional   1/8/2007    121125 F          7.99 NO              360      360       4        15                                                                                                                       PRIMARY     PURCHASE            1004 11/24/2006    128000         127500 SINGLE FAMILY         1              0        0          95     95 FULL         20.69     5148     627                                       1                                                                                            NO         No             8.2611 PASS    201583.56 PASS          47.44     3007            N/A            N/A    N/A    N/A        3007           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  700.04      8/1/2012      2/1/2037  115867.33            Cure default        36 If full       N                           887.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         made with the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty would
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal  5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month
NO            1/1/2037 FIXED    Conventional   2/1/2007    125000 F          8.19 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/22/2006    125000                SINGLE FAMILY         1              0        0         100    100 FULL         36.96  5760.75     729                                       1                                                                                            YES        No             8.7182 PASS    217124.52 PASS           4.91  5547.75   9,524.33 PASS         8 N/A    NO     N/A     5547.75           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  716.25      8/1/2012      2/1/2037  118549.46            Cure default        36 If full       N                           933.82 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO           12/1/2036 FIXED    Conventional   1/1/2007    121050 F          7.59 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  11/7/2006    134500         134500 CONDO                 1              0        0          90     90 FULL         33.78     3900     621                                       1                                                                                            YES        No             7.6848 PASS    187445.13 PASS         111.39   938.89            N/A            N/A    N/A    N/A      825.79  5,957.90 PASS         0 N/A    NO     YES       Final     Yes            8/1/2012    5.25  693.65      9/1/2012      1/1/2037  114426.33            Cure default        36 Penalty       N                           853.88 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at the lesser
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of 2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid or 60
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              days interest
YES          12/1/2036 FIXED    Conventional   1/1/2007    113424 F          7.25 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  11/1/2006    140000         139000 SINGLE FAMILY         1              0        0        81.6   81.6 FULL         40.28     5277     716                                       2                        Exception: Missing    Missing Docs                                  NO         No              7.537 PASS    168289.88 PASS        4468.66 -1533.77            N/A            N/A    N/A    N/A    -1533.77           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  647.04      8/1/2012      1/1/2037  106916.72            Cure default         0               N                           773.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure- EV 2                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per Job Notes - Rating                                                                                                                                                                                                                                                                                                                                            capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;
NO            1/1/2037 FIXED    Conventional   2/1/2007    125000 F          7.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/18/2006    125000                SINGLE FAMILY         1              0        0         100    100 STATED /     45.85     4000     714                                       1                                                                                            YES        No              8.151 PASS    202066.26 PASS             -5     4309   9,625.14 PASS         8 N/A    NO     N/A        5559  6,015.71 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  716.57      8/1/2012      2/1/2037  118602.41            Cure default        36 First 36      N                           895.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with                   months at 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              a 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
NO            1/1/2037 FIXED    Conventional   2/1/2007     75000 F          6.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  11/6/2006     75000                SINGLE FAMILY         1              0        0         100    100 FULL         46.99     2301     690                                       1                                                                                            YES        No              7.324 PASS    105413.51 PASS         154.06  3168.21   5,732.84 PASS         8 N/A    NO     N/A     3168.21  5,732.84 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  425.35     10/1/2012      2/1/2037   70166.56            Cure default        36 PPP within    N                           491.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            1/1/2037 3/1 OR   Conventional   2/1/2007    190000 O           6.7 NO              360      360       5        15        60   1/1/2010   2/1/2010   7/1/2015   8/1/2015      5.8         3     1   13.2    6.7       6        6 6 Month PRIMARY     REFI CASHOUT        1004 10/10/2006    230000                PUD                   1              0        0       82.61  82.61 FULL         43.95     3742     712                                       1                                                                                            YES        No             10.313 PASS    466404.06 PASS          -6.73     7650  14,514.45 PASS         8 N/A    NO     N/A        7650         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25 1042.12     12/1/2012                188720.37            Cure default        36 If a full     N                          1060.83 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with                   prepayment
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan balance.
NO          12/11/2036 FIXED    Conventional  1/11/2007     99000 F           9.4 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/9/2006     99000                SINGLE FAMILY         1              0                  100    100 FULL         78.61  4616.46     681                                       1                                                                                            YES        No             9.9617 PASS    202730.43 PASS         536.83     4110   7,591.20 PASS         8 N/A    NO     N/A        4110  4,744.50 PASS         8 PASS   NO     YES       Final     Yes            2/1/2011   8.625  739.81      3/1/2011                 95116.86            Cure default with capitalization     N                           825.24 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO          12/12/2036 FIXED    Conventional  1/12/2007    130000 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/22/2008    130000                SINGLE FAMILY         1              0                  100    100 FULL         32.61  7337.51     697                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.509 PASS    219235.84 PASS          16.71   6143.5   9,908.52 PASS         8 N/A    NO     N/A      6143.5           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25   772.5     10/1/2012      2/1/2037  127432.78            Cure default        36 Full payment  N                           952.99 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months is 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal.
YES           1/1/2037 FIXED    Conventional   2/1/2007    112872 F          8.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Stated Value Only        112872                SINGLE FAMILY         1              0        0         100    100 FULL         34.66  8182.76     624                                       1                                                                                            YES        No             9.8061 PASS    221536.55 PASS          88.02   7324.9   8,416.71 PASS         8 N/A    NO     N/A      7324.9           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  652.93      8/1/2012      2/1/2037  108068.65            Cure default        36 I full        N                           907.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES           1/1/2037 FIXED    Conventional   2/1/2007    281500 F          6.74 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 12/15/2006    307000                SINGLE FAMILY         1              0        0       91.69  91.69 FULL         63.65  9240.04     701                                       1                                                                                            YES        No             7.0942 PASS    385046.76 PASS         684.12     9036  21,780.26 PASS         8 N/A    NO     N/A        9036           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1600.84      8/1/2012      3/1/2037  265401.64            Cure default        36 Penalty       N                          1823.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           12/1/2036 FIXED    Conventional   1/1/2007    103000 F          10.5 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  11/3/2006    115000         103000 SINGLE FAMILY         1              0        0         100    100 FULL         41.12     4973     649                                       1                                                                                            YES        No              10.86 PASS    239171.54 PASS          97.46  2380.61            N/A            N/A    N/A    N/A     2380.61         0 N/A          0 N/A    NO     YES       Final     Yes            9/7/2012    5.25   614.7     10/1/2012      2/1/2037  101401.93            Cure default         0               N                           942.18 YES        Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            1/1/2037 FIXED    Conventional   2/1/2007    137750 F          7.46 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/15/2006    145000                SINGLE FAMILY         1              0                   95     95 FULL         28.71  6738.47     739                                       1                                                                                            YES        No             7.6954 PASS    210755.63 PASS          33.23     2975  10,772.87 PASS         8 N/A    NO     N/A        2975           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  788.19     10/1/2012      2/1/2037  130020.89            Cure default        36 The penalty   N                            959.4 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   is 5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan if it is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full.
NO            2/1/2027 FIXED    Conventional   3/1/2007     60000 F         9.999 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/27/2006     60000                SINGLE FAMILY         1              0        0         100    100 FULL          41.7   4130.3     644                                       1                                                                                            YES        No            10.6398 PASS     81843.14 PASS         272.83     2588   4,566.66 PASS         8 N/A    NO     N/A        2588  2,854.16 PASS         6 PASS   NO     YES       Final     Yes           6/28/2012    5.25  427.48      8/1/2012      3/1/2027    52392.6            Cure default with capitalization     N                           578.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            2/1/2037 FIXED    Conventional   3/1/2007     98000 F         8.975 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/19/2006     98000                SINGLE FAMILY         1              0                  100    100 FULL         33.69     2528     676                                       1                                                                                            YES        No             9.2689 PASS    188439.51 PASS         342.32     2186   7,611.14 PASS         8 N/A    NO     N/A        2186           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  569.22     10/1/2012      3/1/2037   94056.53            Cure default with capitalization     N                           786.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            1/1/2037 10/20    Conventional   2/1/2007     78300 F          8.94 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/5/2006     87000                TOWNHOUSE             1              0                   90     90 FULL         53.08  6829.65     708                                       1                                                                                            YES        No              9.619 PASS    160011.43 PASS        7959.06  4511.88   5,883.10 PASS         8 N/A    NO     N/A     4511.88  5,883.10 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  466.56      8/1/2012      2/1/2037   76651.47            Cure default        36 Penalty       N                           600.36 NO         Complete Y         NO
                       TWO STEP                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            2/1/2036 FIXED    Conventional   3/1/2007     79200 F          9.59 NO              348      348       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/23/2006     88000                SINGLE FAMILY         1              0                   90     90 FULL         42.79  3643.54       0                                       2                        Exception: Missing    Missing Docs                                  YES        No             10.324 PASS    161045.03 PASS         247.97     4448   5,935.21 PASS         8 N/A    NO     N/A        4448  5,935.21 PASS         8 PASS   NO     YES       Final     Yes           6/26/2012    5.25  469.71      8/1/2012      3/1/2036    76287.6            Cure default        36 36 months; 1% N                           675.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         prepaid on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              any amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              that exceeds
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO          12/15/2036 FIXED    Conventional  1/15/2007    105000 F          8.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/17/2006    105000                SINGLE FAMILY         1              0                  100    100 FULL          47.3  4954.18     658                                       1                                                                                            YES        No              8.463 PASS     179350.6 PASS        1019.79     2005   8,239.60 PASS         8 N/A    NO     N/A        2005           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  584.82     10/1/2012      2/1/2037   96472.39            Cure default        36 Penalty       N                           781.46 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            1/1/2037 FIXED    Conventional   2/1/2007     75000 F           8.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/12/2006     75000                SINGLE FAMILY         1              0        0         100    100 FULL          37.5  4467.08     638                                       1                                                                                            YES        No              8.925 PASS    135554.44 PASS          68.99     2774   5,769.70 PASS         8 N/A    NO     N/A        2774  3,606.06 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  426.42      8/1/2012      2/1/2037   70578.21            Cure default        36 Penalty       N                           576.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            1/1/2037 FIXED    Conventional   2/1/2007     68000 F          9.12 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/13/2006     70000                SINGLE FAMILY         1              0        0       97.14  97.14 FULL         30.74  2164.02     636                                       1                                                                                            YES        No              9.768 PASS    134924.15 PASS         572.97  3160.25   5,179.02 PASS         8 N/A    NO     N/A     3160.25  5,179.02 PASS         8 PASS   NO     YES       Final     Yes           6/27/2012    5.25  395.52      8/1/2012      2/1/2037    65463.7            Cure default        36 Penalty       N                           553.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months at 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO          11/15/2036 BALLOON  Conventional 12/15/2006    172500 F         8.125 YES             360      480       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/17/2006    177000                SINGLE FAMILY         1              0        0       97.46  97.46 FULL         35.72  6443.05     638                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No              8.321 PASS     368602.8 PASS        1316.43  2166.51  13,599.03 PASS         8 N/A    NO     N/A     2166.51 10,199.27 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25 1032.09      9/1/2012      1/1/2037  170255.25            Cure default        36 Penalty       N                          1215.62 NO         Complete Y         NO
                       OTHER                                                                                                                                                                                                                                                                                                    DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            1/1/2037 FIXED    Conventional   2/1/2007    191000 F           7.9 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 12/13/2006    196000                PUD                   1              0                97.45  97.45 FULL         49.47  3741.46     652                                       1                                                                                            YES        No              8.023 PASS    311103.02 PASS          367.6     1860  15,121.28 PASS         8 N/A    NO     N/A        1860 11,340.96 PASS         8 PASS   NO     YES       Final     Yes           9/24/2012    5.25 1011.85     10/1/2012      2/1/2037  166916.52            Cure default        36 12 months; 5% N                           1388.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the Note
NO            1/1/2037 FIXED    Conventional   2/1/2007     87300 F          8.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/29/2006    105000                SINGLE FAMILY         1              0                83.14  83.14 FULL         30.43  2676.01     572                                       1                                                                                            YES        No              9.274 PASS     165847.7 PASS          -7.93     3240   6,690.93 PASS         8 N/A    NO     N/A        3240  4,181.83 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  508.75      8/1/2012      3/1/2037   84344.85            Cure default        36 Penalty       N                           693.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           2/1/2037 FIXED    Conventional   3/1/2007    108000 F         8.017 NO              360      360       5        10                                                                                                                       PRIMARY     REFI R/T            1004 11/10/2006    135000                PUD                   1              0        0          80     80 FULL         39.29     6738     533                                       1                                                                                            YES        No               8.58 PASS    184006.65 PASS         426.43     5120   8,173.47 PASS         8 N/A    NO     N/A        5120  8,173.47 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  590.38     11/1/2012      3/1/2037   97389.85            Cure default        36 Penalty       N                           793.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            1/3/2037 2/1 OR   Conventional   2/3/2007     71400 A         9.965 NO              360      360       5        10             1/3/2009   2/3/2009   7/3/2015   8/3/2015    5.975         3     1 15.965  9.965       6        6 6 Month PRIMARY     REFI CASHOUT        1004  11/6/2006     84000                SINGLE FAMILY         1              0        0          85     85 STATED /     40.81     6000     568                                       2                        Exception: Missing    Missing Docs                                  YES        No              11.58 PASS    181075.52 PASS          45.02     2854   5,483.68 PASS         8 N/A    NO     N/A        3925  4,112.76 PASS         8 PASS   NO     YES       Final     Yes           4/30/2009    4.85   391.3      6/3/2009      3/3/2037   71646.65            Cure default        24 Penalty       N                           624.74 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           11/1/2036 FIXED    Conventional  12/1/2006     65700 F           8.5 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/11/2006     73000                SINGLE FAMILY         1              0                   90     90 FULL         32.82     1820     632                                       3                        Exception: Missing    Missing Docs                                  YES        No             9.0582 PASS    119399.87 PASS         262.86     2867   5,018.11 PASS         8 N/A    NO     N/A        2867  3,136.32 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  378.81     11/1/2012     12/1/2036   62170.72            Cure default        36 If full       N                           505.18 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             final HUD-1- Final                                                                                                                                                                                                                                            HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 is not                                                                                                                                                                                                                                                                                                                                                      capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by the                                                                                                                                                                                                                                                                                                                                                                    36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent. -                                                                                                                                                                                                                                                                                                                                                                         then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO           11/1/2036 FIXED    Conventional  12/1/2006     83500 F           8.5 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/18/2006     83500                SINGLE FAMILY         1              0        0         100    100 FULL         43.35  1916.69     682                                       1                                                                                            YES        No             9.0414 PASS    151639.15 PASS         245.32     3719   6,379.33 PASS         8 N/A    NO     N/A        3719  3,987.08 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  482.52      8/1/2012     12/1/2036   79597.68            Cure default        36 If full       N                           642.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           12/1/2036 FIXED    Conventional   1/1/2007    240000 F          7.35 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/10/2006    300000                SINGLE FAMILY         1              0    60000          80    100 FULL         43.28  5643.76     743                                       1                                                                                            YES        No             8.0043 PASS    370016.66 PASS         749.75    13799  18,080.40 PASS         8 N/A    NO     N/A       13799 18,080.40 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1370.79      8/1/2012      1/1/2037  226506.75            Cure default        36 3 year 5% pre N                          1653.53 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                pay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           2/1/2037 FIXED    Conventional   3/1/2007    278000 F          7.45 YES             360      480       5        15         1                                                                                                             PRIMARY     REFI CASHOUT        1004   1/5/2007    363000                SINGLE FAMILY         1              0                76.58  76.58 FULL         41.65  8702.74     645                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.84 PASS     541988.9 PASS         191.14    10508  21,335.81 PASS         8 N/A    NO     N/A       10508 21,335.81 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1641.05      8/1/2012      3/1/2037  272067.47            Cure default        36 If a full     N                          1819.17 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan balance.
NO            2/1/2037 2/1 OR   Conventional   3/1/2007    133000 O           8.3 NO              360      360       5        15        60   2/1/2009   3/1/2009   8/1/2015   9/1/2015     5.95         2   1.5   15.3    8.3       6        6 6 Month PRIMARY     REFI CASHOUT        1004 10/31/2006    140000                PUD                   1              0                   95     95 FULL          23.6  6039.11     634                                       1                                                                                            YES        No              11.01 PASS    337675.88 PASS         748.18   4419.2  10,216.31 PASS         8 N/A    NO     N/A      4419.2           N/A            N/A    N/A    YES       Final     Yes            4/1/2013    5.25  727.74      5/1/2013                131787.51            Cure default        24 Penalty       N                           919.92 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          11/1/2036 FIXED    Conventional  12/1/2006    372400 F           6.6 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/12/2006    392000                PUD                   1              0        0          95     95 FULL         32.94  9368.67     700                                       1                                                                                            YES        No              7.164 PASS    506369.37 PASS          -9.46 21174.67  27,958.62 PASS         8 N/A    NO     N/A    21174.67           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25    2108      9/1/2012     12/1/2036  347152.75            Cure default         6 Penalty       N                          2378.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           1/1/2037 FIXED    Conventional   2/1/2007    106400 F          9.05 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  12/6/2006    133000                SINGLE FAMILY         1              0                   80     80 FULL          15.8     7083     616                                       1                                                                                            YES        No              9.249 PASS    205147.94 PASS        1883.51    135.5   8,505.38 PASS         8 N/A    NO     N/A       135.5  8,505.38 PASS         8 PASS   NO     YES       Final     Yes            1/1/2013    5.25  617.86      2/1/2013      1/1/2037  101055.04            Cure default with capitalization     N                           859.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            1/1/2037 FIXED    Conventional   2/1/2007    261000 F          7.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/6/2006    290000                PUD                   1              0        0          90     90 FULL         31.79  7952.71     633                                       1                                                                                            YES        No              8.025 PASS    422970.58 PASS          -8.72     3548  20,533.29 PASS         8 N/A    NO     N/A        3548 20,533.29 PASS         8 PASS   NO     YES       Final     Yes            2/1/2011       6 1501.81      3/1/2011                250488.59            Cure default        36 Penalty       N                           1887.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the current
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO            1/1/2037 FIXED    Conventional   2/1/2007     88350 F           7.7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  11/8/2006     93000                SINGLE FAMILY         1              0                   95     95              23.35     5378     644                                       1                                                                                            YES        No               8.46 PASS     144533.9 PASS         101.43  5641.95   6,586.53 PASS         8 N/A    NO     N/A     5641.95         0 N/A          0 N/A    NO     YES       Final     Yes            8/1/2012    5.25  506.71      9/1/2012      2/1/2037   83727.91            Cure default        36 If full       N                            629.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            1/1/2037 FIXED    Conventional   2/1/2007     52200 F          8.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/13/2006     58000                SINGLE FAMILY         1              0        0          90     90 FULL         40.54     4462     635                                       3                        Exception: State loan State Loan Not Compliant                      YES        No               8.99 PASS     91520.14 PASS          98.89     3609   3,875.03 PASS         8 N/A    NO     N/A        3609         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2013    5.25   289.5     10/1/2012      2/1/2037    47756.7            Cure default        24 Penalty       N                            388.5 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             - not compliant-                                                                                                                                                                                                                                              HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing evidence of                                                                                                                                                                                                                                                                                                                                               capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Coborrower Bill of                                                                                                                                                                                                                                                                                                                                                                       1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rights and Consumer                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Caution being                                                                                                                                                                                                                                                                                                                                                                            prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     delivered within 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     days of application
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date. Documents
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     provided are from
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing. - Rating - 3;
YES           1/1/2037 FIXED    Conventional   2/1/2007    295000 F          6.45 NO              360      360       6        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/14/2006    570000                SINGLE FAMILY         1              0        0       51.75  51.75 FULL         86.34     4634     710                                       1                                                                                            YES        No               6.94 PASS    387314.78 PASS        1005.16 12915.95  22,486.67 PASS         8 N/A    NO     N/A    12915.95 16,865.00 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1663.25      8/1/2012      2/1/2037  275291.22            Cure default        36 Penalty       N                          1854.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            1/1/2037 FIXED    Conventional   2/1/2007    153000 F          7.95 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  12/1/2006    170000         170000 SINGLE FAMILY         1              0                   90     90 FULL         21.45     8427     675                                       1                                                                                            NO         No               8.19 PASS    252679.65 PASS        2134.98   900.95            N/A            N/A    N/A    N/A      900.95           N/A            N/A    N/A    YES                 Yes          12/12/2010       6  883.46     12/1/2010                147353.85            Cure default        36 36 months; 5% N                          1117.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               without                in year 1, 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         in year 2, 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in year 3.
NO            1/1/2037 FIXED    Conventional   2/1/2007    135000 F           7.8 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/24/2006    150000                SINGLE FAMILY         1              0        0          90     90 FULL         37.44     5093     623                                       1                                                                                            YES        No               8.04 PASS    217885.18 PASS           4.23     2907  10,558.09 PASS         8 N/A    NO     N/A        2907  6,598.81 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  728.71      8/1/2012      2/1/2037  120612.75            Cure default         0               N                           971.83 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            1/1/2037 FIXED    Conventional   2/1/2007     55200 F           7.5 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI CASHOUT        1004 11/27/2006     69000                SINGLE FAMILY         1              0        0          80     80 FULL          41.7     3883     687                                       1                                                                                            NO         No               8.51 PASS     88792.52 PASS         144.29     4797            N/A            N/A    N/A    N/A        4797           N/A            N/A    N/A    YES       Final     Yes            2/1/2011   6.875  346.27      3/1/2011                 52710.98            Cure default        36 Penalty       N                           385.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO                     FIXED    Conventional   3/1/2007     90000 F          9.54 NO              480      480       5        15                                                                                                                       PRIMARY     REFI R/T            1004   1/9/2007    105000                SINGLE FAMILY         1              0        0       85.71  85.71 FULL         41.86     5890     576                                       1                                                                                            YES        No              9.911 PASS    264449.16 PASS          67.43  3019.66   6,952.78 PASS         8 N/A    NO     N/A     3019.66  5,214.59 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   454.9      8/1/2012                 87062.27            Cure default         0               N                           731.86 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            2/1/2037 FIXED    Conventional   3/1/2007    230000 F          7.29 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/2/2007    260000                SINGLE FAMILY         1              0    69000       88.46    115              71.12     3544     713                                       1                                                                                            YES        No             7.3878 PASS    339445.71 PASS          76.75     2141  18,217.70 PASS         8 N/A    NO     N/A        2141 10,253.66 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1312.71     10/1/2012      3/1/2037  216910.65            Cure default with capitalization     N                          1575.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
YES           2/1/2037 FIXED    Conventional   3/1/2007    112000 F          7.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/12/2007    140000                SINGLE FAMILY         1              0    38000          80 107.14 FULL         34.35     3766     664                                       1                                                                                            YES        No             7.9765 PASS    179335.93 PASS           -2.8  2409.96   8,761.50 PASS         8 N/A    NO     N/A     2409.96           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  642.04      8/1/2012      3/1/2037   106442.8            Cure default        36 Penalty       N                           802.38 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              6 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           11/1/2036 FIXED    Conventional  12/1/2006    141950 F           7.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/19/2006    167000                SINGLE FAMILY         1              0                   85     85 FULL         35.74  3166.18     666                                       1                                                                                            YES        No              8.036 PASS    222567.85 PASS         224.23  6951.85  10,797.52 PASS         8 N/A    NO     N/A     6951.85 10,797.52 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  816.71      8/1/2012      1/1/2037  134951.92            Cure default        36 Penalty       N                           992.54 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           12/1/2036 FIXED    Conventional   1/1/2007     81600 F          8.64 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  9/19/2006    102000                SINGLE FAMILY         1              0    20400          80    100 FULL         31.41  3347.74     630                                       1                                                                                            YES        No              9.169 PASS    151042.09 PASS          32.04     3755   6,222.96 PASS         8 N/A    NO     N/A        3755  3,889.35 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25  452.67     10/1/2012      1/1/2037   74547.61            Cure default with capitalization     N                           635.55 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            1/1/2037 FIXED    Conventional   2/1/2007    174500 F          7.95 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/4/2006    206000                SINGLE FAMILY         1              0        0       84.71  84.71 FULL         26.62     6483     546                                       1                                                                                            YES        No              8.268 PASS     289881.4 PASS         387.13     4775  13,541.51 PASS         8 N/A    NO     N/A        4775         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  987.62      8/1/2012      2/1/2037  163465.65            Cure default        36 If a full     N                          1274.35 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
NO            1/1/2037 FIXED    Conventional   2/1/2007    216000 F          7.95 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/4/2006    240000                SINGLE FAMILY         1              0                   90     90              38.42     6131     564                                       1                                                                                            YES        No              8.336 PASS    359852.39 PASS          78.27   7671.6  16,647.45 PASS         8 N/A    NO     N/A      7671.6 16,647.45 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010       6 1247.92     12/1/2010                208142.91            Cure default        36 Penalty       N                          1577.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            1/1/2037 FIXED    Conventional   2/1/2007    187000 F           7.9 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/20/2008    220000                SINGLE FAMILY         1              0                   85     85                  0        0     587                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.295 PASS    309130.64 PASS          82.65  5897.75  14,418.99 PASS         8 N/A    NO     N/A     6461.59  8,934.34 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1080.56      8/1/2012      3/1/2037  179145.82            Cure default        36 Penalty       N                          1359.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest @
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1%.
NO            2/1/2037 FIXED    Conventional   3/1/2007     96000 F          8.85 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  1/15/2007     96100          96000 SINGLE FAMILY         1              0        0         100    100 FULL         42.85     4242     689                                       1                                                                                            NO         No              9.285 PASS    182239.51 PASS        4678.03    -1027            N/A            N/A    N/A    N/A       -1027           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  556.56      8/1/2012      3/1/2037   92271.05            Cure default        36 Penalty       N                            762.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            2/1/2037 FIXED    Conventional   3/1/2007     70300 F         10.57 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/8/2007     74000                SINGLE FAMILY         1              0                   95     95 FULL         47.77  4038.07     643                                       1                                                                                            YES        No             11.186 PASS     165902.9 PASS         393.95     2798   5,385.50 PASS         8 N/A    NO     N/A        2798           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25  413.39      9/1/2012      3/1/2037   68421.69            Cure default        36 Penalty       N                           646.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           1/1/2037 FIXED    Conventional   2/1/2007    127000 F          7.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/19/2006    167000                SINGLE FAMILY         1              0        0       76.05  76.05 FULL         35.26     3705     617                                       1                                                                                            YES        No              8.279 PASS    206766.61 PASS        1414.98     5054   9,775.36 PASS         8 N/A    NO     N/A        5054           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   5.875  722.25     12/1/2010                122096.35            Cure default        36 Penalty       N                           909.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            1/1/2037 FIXED    Conventional   2/1/2007    166500 F         7.375 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/6/2006    185000                SINGLE FAMILY         1              0                   90     90 FULL         47.25  7630.71     677                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No              7.637 PASS    251702.06 PASS         148.65     4130  12,994.98 PASS         8 N/A    NO     N/A        4130           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25   956.2      8/1/2012      3/1/2037  158527.27            Cure default        24 Penalty       N                          1149.97 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO           1/28/2037 FIXED    Conventional  2/28/2007    295000 F          8.25 NO              360      360       2        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/13/2006    295000                SINGLE FAMILY         1              0        0         100    100 FULL         49.96     9335     684                                       1                                                                                            YES        No              8.342 PASS     505299.7 PASS          -4.26  2458.82  23,403.29 PASS         8 N/A    NO     N/A     2458.82 14,627.06 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010     7.5  1984.8     12/1/2010                283861.63            Cure default        12 If a full     N                          2216.24 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 00
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
NO            2/1/2037 FIXED    Conventional   3/1/2007     72000 F          9.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/6/2007     80000                SINGLE FAMILY         1              0        0          90     90 FULL         40.36     3535     601                                       1                                                                                            YES        No              10.05 PASS    144729.78 PASS          99.43     5232   5,338.51 PASS         8 N/A    NO     N/A        5232         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  416.85      8/1/2012      3/1/2037    69109.7            Cure default        36 If a full     N                           587.12 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
NO            2/1/2037 FIXED    Conventional   3/1/2007    123000 F          7.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/30/2006    123000                SINGLE FAMILY         1              0                  100    100 FULL         26.22  5966.54     628                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.368 PASS    203535.34 PASS         2314.3     3558   9,525.73 PASS         8 N/A    NO     N/A        3558           N/A            N/A    N/A    YES       Final     Yes           1/22/2012   5.875  748.97      2/1/2012      4/1/2037  118150.08            Cure default        36 36 months;    N                            889.7 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   ten percent
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              this loan,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              pay a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              change equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            2/1/2037 FIXED    Conventional   3/1/2007     81600 F           8.6 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/20/2006     96000                SINGLE FAMILY         1              0                   85     85 FULL         35.92     2619     569                                       1                                                                                            YES        No              9.115 PASS    150348.88 PASS         514.28     3185   6,250.13 PASS         8 N/A    NO     N/A        3185  3,906.33 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  473.12     11/1/2012      4/1/2037   78178.23            Cure default        36 Penalty       N                           633.23 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            2/1/2037 FIXED    Conventional   3/1/2007    235000 F          7.91 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/12/2007    235000                SINGLE FAMILY         1              0                  100    100 FULL         35.95     6781     634                                       1                                                                                            YES        No              8.638 PASS    394083.85 PASS        3658.72  9858.08  18,003.21 PASS         8 N/A    NO     N/A     9858.08 18,003.21 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1351.95     10/1/2012      4/1/2037  223767.41            Cure default        36 Penalty       N                          1709.63 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            2/1/2037 BALLOON  Conventional   3/1/2007    201000 F          8.79 YES             360      480       5        15                                                                                                                       PRIMARY     REFI R/T            1004 11/12/2006    201000                PUD Attached          1              0        0         100    100 FULL         49.88  6587.26     623                                       1                                                                                            YES        No              9.091 PASS    472389.22 PASS          427.8     5762  15,607.42 PASS         8 N/A    NO     N/A        5762 11,705.57 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1195.65     10/1/2012      3/1/2037  197566.79            Cure default        36 Penalty       N                          1518.02 NO         Complete Y         NO
                       OTHER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           1/11/2037 FIXED    Conventional  2/11/2007    188500 F           7.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 12/24/2006    200000                SINGLE FAMILY         1              0                94.25  94.25 FULL         36.68   5947.4     710                                       3  Exception: Missing MI certificate- Tape     Missing Docs                                  YES        No              7.573 PASS     287333.2 PASS          55.23     1291  14,976.72 PASS         8 N/A    NO     N/A        1291  9,360.45 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1081.93      8/1/2012      3/1/2037   179372.1            Cure default         0               N                          1318.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       states that there was Lender Paid MI. -                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;                                                                                                                                                                                                                                                                                                                                                                             capitalization
NO           1/23/2037 FIXED    Conventional  2/23/2007    101500 F         7.875 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  1/15/2007    103000                PUD                   1              0                98.54  98.54 FULL         44.15  3690.43     666                                       1                                                                                            YES        No              8.072 PASS    165321.56 PASS           91.2     1790   7,976.80 PASS         8 N/A    NO     N/A        2805  4,985.50 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  578.55      8/1/2012      3/1/2037   95917.26            Cure default        36 Penalty       N                           735.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            2/5/2037 FIXED    Conventional   3/5/2007    155000 F          7.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  1/17/2007    155000                SINGLE FAMILY         1              0        0         100    100 FULL         30.26  4047.33     705                                       3                        Exception: Finance    TIL Exception                                 YES        No              7.485 PASS     229213.2 FAIL         -41.17     3600  12,112.00 PASS         8 N/A    NO     N/A        3600           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  882.68      8/1/2012      3/1/2037  146338.66            Cure default         0               N                          1057.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Charge under disclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $41.17 appears to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     be due to the lender
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not including the Doc
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prep Fee of $35 and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the Flood Cert Fee of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $16 in their final TIL
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     calculations. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;
NO            2/2/2037 FIXED    Conventional   3/2/2007    168000 F         6.865 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/23/2007    168000                SINGLE FAMILY         1              0        0         100    100 FULL         32.54     4455     753                                       1                                                                                            YES        No               7.35 PASS     236887.2 PASS          35.69     7945  12,804.40 PASS         8 N/A    NO     N/A        7945  8,002.75 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   952.8      8/1/2012      3/1/2037  157964.14            Cure default         0               N                          1102.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            1/1/2037 FIXED    Conventional   2/1/2007    245100 F           7.2 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/25/2006    258000                SINGLE FAMILY         1              0                   95     95 FULL         39.83     9102     730                                       3  Exception: Missing evidence of mortgage     Missing Docs                                  YES        No              7.369 PASS     358558.3 PASS           0.21     4094  19,230.20 PASS         8 N/A    NO     N/A        4094         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25 1398.55     11/1/2012      2/1/2037  230317.64            Cure default        36 Penalty       N                          1663.71 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       insurance (MI)- Per Data Delta, loan is                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               covered with United Guaranty - Rating - 3;                                                                                                                                                                                                                                                                                                                                              capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest @ 1%
YES           3/2/2037 FIXED    Conventional   4/2/2007    139100 F          7.95 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/1/2007    220000                SINGLE FAMILY         1              0        0       63.23  63.23 FULL         27.56  4958.78     616                                       1                                                                                            YES        No              8.616 PASS    234979.41 PASS         703.24     7256  10,513.59 PASS         8 N/A    NO     N/A        7256           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  799.58     10/1/2012      4/1/2037  132342.45            Cure default        36 Penalty       N                          1015.82 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           12/1/2036 3/1 OR   Conventional   1/1/2007     80000 A          6.99 NO              360      360       5        10            12/1/2009   1/1/2010   6/1/2015   7/1/2015     6.24         3   1.5  13.99   6.99       6        6 6 Month PRIMARY     REFI CASHOUT        1073   9/9/2006    109000                CONDO                 1              0        0       73.39  73.39 FULL          38.8     2500     653                                       3                        Exception: Finance    TIL Exception                                 YES        No             10.907 PASS    197356.67 FAIL        -230.36     5022   5,978.36 PASS         8 N/A    NO     N/A        5022  5,978.36 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   5.125  417.81     12/1/2010                 76733.93            Cure default        36 Penalty       N                            531.7 NO         Complete Y         YES
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge under-disclosed                                                                                                                                                                                                                                                                                                                                                                   5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $230.36 appears to be                                                                                                                                                                                                                                                                                                                                                                    amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     due to lender not                                                                                                                                                                                                                                                                                                                                                                        prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     including the $250
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     title exam fee in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     their TIL
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     calculations. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;
NO           12/1/2036 2/1 OR   Conventional   1/1/2007     96050 A          8.75 NO              360      360       5        10            12/1/2008   1/1/2009   6/1/2015   7/1/2015      7.5         3   1.5  15.75   8.75       6        6 6 Month PRIMARY     REFI CASHOUT        1004 10/20/2006    116750                PUD Attached          1              0        0       82.27  82.27 FULL         45.58  2019.29     561                                       3                        Exception: Finance    TIL Exception                                 YES        No            12.5933 PASS    277495.78 FAIL        -116.49     5054   7,251.67 PASS         8 N/A    NO     N/A        5054         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012     4.5  519.19     12/1/2012      1/1/2037   91689.41            Cure default        24 Penalty       N                           755.63 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance-                                                                                                                                                                                                                                                                                                                                                        capitalization         24 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed $116.49                                                                                                                                                                                                                                                                                                                                                                   equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     due to payment stream                                                                                                                                                                                                                                                                                                                                                                    of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           11/1/2036 FIXED    Conventional  12/1/2006    137700 F          8.55 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/9/2006    153000                SINGLE FAMILY         1              0        0          90     90 FULL         27.38  6018.47     595                                       1                                                                                            YES        No               8.77 PASS     248027.3 PASS          -3.49   2742.5  10,791.44 PASS         8 N/A    NO     N/A      2742.5  6,744.65 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   794.3      8/1/2012     12/1/2036  131028.22            Cure default with capitalization     N                          1063.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO           11/1/2036 FIXED    Conventional  12/1/2006    160000 I          7.42 NO              360      360      10        10        60                                                                                                             PRIMARY     REFI CASHOUT        1004 10/19/2006    200000                PUD                   1              0    40000          80    100 FULL         39.36  5000.76     664                                       1                                                                                            YES        No              7.619 PASS    254837.38 PASS         220.77   3002.5  12,557.20 PASS         8 N/A    NO     N/A      3002.5           N/A            N/A    N/A    YES       Final     Yes           4/16/2013       4  877.77      5/1/2013     12/1/2036  160989.33            Cure default        24 Penalty       N                           989.33 NO         Complete Y         NO
                       RATE I/O                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           11/1/2036 FIXED    Conventional  12/1/2006    111700 F         8.175 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/6/2006    145000                SINGLE FAMILY         1              0                77.03  77.03 FULL         31.21     6949     614                                       1                                                                                            YES        No             8.6374 PASS    192971.79 PASS          44.14   4062.5   8,564.33 PASS         8 N/A    NO     N/A      4062.5  8,564.33 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   633.2      8/1/2012     12/1/2036  104454.04            Cure default        36 Penalty       N                           833.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         months at 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
YES          11/1/2036 FIXED    Conventional  12/1/2006    288900 F           6.6 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/5/2006    400000                SINGLE FAMILY         1              0                72.23  72.23 FULL         34.45  6482.35     606                                       1                                                                                            YES        No              7.138 PASS    391685.91 PASS          94.24 15427.83  21,811.12 PASS         8 N/A    NO     N/A    15427.83 16,358.34 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25 1635.39      9/1/2012     12/1/2036  269320.85            Cure default        36 3 year pre    N                          1845.09 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   payment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         penalty 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              exemption and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              6 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty
NO           11/1/2036 BALLOON  Conventional  12/1/2006    104900 F           7.4 YES             360      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/28/2006    135000                SINGLE FAMILY         1              0        0        77.7   77.7 FULL         29.79     3266     735                                       1                                                                                            YES        No               7.83 PASS    203721.36 PASS          -9.65  4821.71   7,980.30 PASS         8 N/A    NO     N/A     4821.71  4,987.69 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  603.84     10/1/2012     12/1/2036   99274.07            Cure default with capitalization     N                           682.58 NO         Complete Y         NO
                       OTHER                                                                                                                                                                                                                                                                                                    DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
YES          11/1/2036 FIXED    Conventional  12/1/2006    740000 F           5.3 NO              360      360       6        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/10/2006    955000                SINGLE FAMILY         1              0                77.49  77.49 FULL         27.93    21526     755                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No              5.392 PASS    747087.64 PASS          29.59     7619  58,581.88 PASS         8 N/A    NO     N/A        7619           N/A            N/A    N/A    YES                 Yes            2/1/2013    4.75 3915.14      3/1/2013     12/1/2036  669531.61            Cure default        36 Penalty       N                          4109.26 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    final HUD-1- Missing                                                                                                                                                                                                                                                                                                                                              with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   borrower's signature                                                                                                                                                                                                                                                                                                                                              capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy, have          or true/certified                                                                                                                                                                                                                                                                                                                                                                        20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Preliminary - Rating  stamp - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                      equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - 2;                                                                                                                                                                                                                                                                                                                                                                                                           months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          12/1/2036 2/1 OR   Conventional   1/1/2007    154800 O           6.7 NO              360      360      10        10        60  12/1/2008   1/1/2009   6/1/2015   7/1/2015      3.7         3     1   12.7    6.7       6        6 6 Month PRIMARY     PURCHASE            1004 10/23/2006    212000         172000 SINGLE FAMILY         1              0        0          90     90 FULL          34.9     4528     757                                       1                                                                                            NO         No                8.9 PASS       306704 PASS        1225.08     2743            N/A            N/A    N/A    N/A        2743           N/A            N/A    N/A    YES       Final     Yes           10/1/2010   3.125  662.55     12/1/2010                154665.35            Cure default        24 Penalty       N                            864.3 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           11/1/2036 2/1 OR   Conventional  12/1/2006    105000 A           8.3 NO              360      360      10        10            11/1/2008  12/1/2008   5/1/2015   6/1/2015      5.3         3     1   14.3    8.3       6        6 6 Month INVESTMENT  REFI CASHOUT        1025  9/15/2006    136000                2 FAMILY              1              0        0       77.21  77.21 FULL         30.54  4296.51     649                                       1                                                                                            YES        No             10.329 PASS    240029.68 PASS         169.81   1667.5            N/A            N/A    N/A    N/A      1667.5         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2010   6.625  648.11     12/1/2010                101218.03            Cure default        24 Penalty       N                           792.53 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           11/1/2036 FIXED    Conventional  12/1/2006    224000 F         6.613 NO              360      360       3        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/11/2006    280000                SINGLE FAMILY         1              0        0          80     80 FULL         27.95  9026.47     757                                       1                                                                                            YES        No              6.774 PASS    295410.08 PASS         -34.44   3723.5  17,618.87 PASS         8 N/A    NO     N/A      7643.5 11,200.00 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1267.87      8/1/2012     12/1/2036  209149.87            Cure default         0               N                          1432.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          12/1/2036 FIXED    Conventional   1/1/2007    175500 F          8.49 NO              360      360       5        10                                                                                                                       PRIMARY     REFI R/T            1004 11/13/2006    195000                SINGLE FAMILY         1              0        0          90     90 FULL         35.52  8538.41     577                                       1                                                                                            YES        No              9.021 PASS    318109.17 PASS          -0.96  8258.28  13,379.34 PASS         8 N/A    NO     N/A     8258.28 13,379.34 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1014.65     11/1/2012      1/1/2037  166812.52            Cure default with capitalization     N                           1348.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            2/1/2037 FIXED    Conventional   3/1/2007    142000 F          7.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 11/11/2006    144000                SINGLE FAMILY         1              0        0       98.61  98.61 FULL         41.84     5966     625                                       1                                                                                            YES        No              8.271 PASS     233761.3 PASS          81.59   5452.8  10,887.13 PASS         8 N/A    NO     N/A      5452.8           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25  785.54      9/1/2012      3/1/2037  130018.58            Cure default        36 Penalty       N                          1027.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            2/1/2037 FIXED    Conventional   3/1/2007     97500 F          8.39 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/17/2007    125000                SINGLE FAMILY         1              0        0          78     78 FULL         34.46     4758     608                                       1                                                                                            YES        No              8.941 PASS    174462.97 PASS         843.46     3940   7,483.01 PASS         8 N/A    NO     N/A        3940  4,678.00 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25   566.9     10/1/2012      4/1/2037   93829.69            Cure default        36 within 36 mos N                            742.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   1% UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            2/1/2037 FIXED    Conventional   3/1/2007     89800 F           7.5 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004   1/8/2007     90000          89800 SINGLE FAMILY         1              0        0         100    100 FULL         42.64  1960.33     754                                       1                                                                                            YES        No              7.694 PASS    137928.67 PASS          86.53     1434            N/A            N/A    N/A    N/A        1434  4,410.00 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  513.36     10/1/2012      3/1/2037   84299.94            Cure default         0               N                           627.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            1/1/2037 FIXED    Conventional   2/1/2007    114000 F             8 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/11/2006    114000                SINGLE FAMILY         1              0                  100    100 FULL         32.68     2943     650                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No              8.411 PASS    191451.63 PASS         227.24  3987.45   8,793.01 PASS         8 N/A    NO     N/A     3987.45         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  655.55      8/1/2012      2/1/2037  108502.97            Cure default        36 Penalty       N                           836.49 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             violation -                                                                                                                                                                                                                                                   HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disbursement date                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prior to RTC                                                                                                                                                                                                                                                                                                                                                                             equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date-  -                                                                                                                                                                                                                                                                                                                                                                      of amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              prepaid.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Michigan. Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     required state
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure Borrower's
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Bill of Rights. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO           11/1/2026 FIXED    Conventional  12/1/2006    116896 F          7.25 NO              240      240       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/13/2006    130000                SINGLE FAMILY         1              0                89.92  89.92 FULL         23.47  4478.07     651                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              7.767 PASS    109506.64 PASS         129.31   4370.5   8,989.04 PASS         8 N/A    NO     N/A      4370.5  5,618.15 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  821.86     10/1/2012     12/1/2026   98806.78            Cure default with capitalization     N                           923.92 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title - Rating - 2;                                                                                                                                                                                                                                                   HUD1
NO           11/1/2036 FIXED    Conventional  12/1/2006     72000 F          8.75 NO              360      360      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/12/2006     93000                SINGLE FAMILY         1              0        0       77.42  77.42 FULL         30.95     2663     589                                       1                                                                                            YES        No                9.1 PASS     134149.4 PASS         -33.11   2252.5   5,578.42 PASS         8 N/A    NO     N/A      2252.5  5,578.42 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  405.07      8/1/2012     12/1/2036   66820.37            Cure default        36 Penalty       N                           566.43 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           12/1/2036 FIXED    Conventional   1/1/2007    176000 F           7.9 NO              360      360      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/20/2006    225000                PUD                   1              0        0       78.22  78.22 FULL         53.35     6274     629                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              8.011 PASS    287238.31 PASS         131.76   1726.5  13,871.79 PASS         8 N/A    NO     N/A      1726.5 13,871.79 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1015.11     11/1/2012      2/1/2037  167170.81            Cure default        36 Penalty       N                          1279.18 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing final title - Rating - 2;                                                                                                                                                                                                                                                   HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO           11/1/2036 FIXED    Conventional  12/1/2006     44650 F           9.6 NO              360      360      10        10                                                                                                                       PRIMARY     PURCHASE            1004  9/11/2006     50000          47000 SINGLE FAMILY         1              0        0          95     95 FULL         51.57  4742.14     655                                       1                                                                                            NO         No             10.197 PASS     94114.32 PASS          73.91   2122.5            N/A            N/A    N/A    N/A      2122.5           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  261.68     10/1/2012     12/1/2036    43020.8            Cure default         0               N                           378.71 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           11/1/2036 FIXED    Conventional  12/1/2006    297500 F          7.35 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/12/2006    350000                SINGLE FAMILY         1              0        0          85     85 FULL          47.2  9865.11     675                                       1                                                                                            YES        No              7.608 PASS    447874.45 PASS          -28.1   7453.5  23,198.93 PASS         8 N/A    NO     N/A      7453.5 13,052.09 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1666.65      8/1/2012     12/1/2035  274932.45            Cure default         0               N                           2049.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           1/16/2037 FIXED    Conventional  2/16/2007     62795 F         10.05 NO              360      360       4        15                                                                                                                       PRIMARY     REFI CASHOUT  Exterior   12/19/2006     66100                SINGLE FAMILY         1              0                   95     95 FULL         32.45     3336     629                                       1                                                                                            YES        No            10.6414 PASS    139403.08 PASS         -13.28     2990   4,784.40 PASS         8 N/A    NO     N/A        2990  2,990.25 PASS         8 PASS   NO     YES       Final     Yes            8/1/2011       9  493.63      9/1/2011                 61349.36            Cure default         0               N                            553.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      Drive-by                                       DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                 (2055,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                 1075, 466,
                                                                                                                                                                                                                                                                                 2095)
NO            1/1/2037 FIXED    Conventional   2/1/2007     64800 F          7.84 NO              360      360       5        10                                                                                                                       PRIMARY     REFI R/T            1004  12/7/2006     81000                SINGLE FAMILY         1              0        0          80     80 FULL         34.05  2606.27     654                                       1                                                                                            YES        No             8.1887 PASS    105888.76 PASS          71.38     1969   5,020.84 PASS         8 N/A    NO     N/A        2617  3,138.02 PASS         8 PASS   NO     YES       Final     Yes          12/23/2008       4  315.24      3/1/2009      2/1/2037   63656.66            Cure default        36 Penalty       N                           468.27 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            2/1/2037 FIXED    Conventional   3/1/2007     72000 F           8.2 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/15/2006     90000                SINGLE FAMILY         1              0    18000          80    100 FULL         48.52  2743.12     625                                       1                                                                                            YES        No             8.6322 PASS    124647.81 PASS         167.84  2334.01   5,547.04 PASS         8 N/A    NO     N/A     2334.01         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  412.23      8/1/2012      3/1/2037   68343.18            Cure default        36 Penalty       N                           538.38 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           12/1/2036 3/1 OR   Conventional   1/1/2007     90400 O          6.89 NO              360      360       5        10        60  12/1/2009   1/1/2010   6/1/2015   7/1/2015     6.14         3   1.5  13.89   6.89       6        6 6 Month PRIMARY     PURCHASE            1004 10/24/2006    114000         113000 SINGLE FAMILY         1              0    22600          80    100 FULL         40.34     4127     679                                       3                        Exception: Finance    TIL Exception                                 YES        No            10.5231 PASS    227934.77 FAIL        -111.92     3272            N/A            N/A    N/A    N/A        3272         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  495.51     12/1/2012                 89732.86            Cure default with capitalization     N                           519.05 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      tolerance-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $111.92. - Rating - 3;
NO            1/1/2037 FIXED    Conventional   2/1/2007    165000 F             8 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/11/2006    165000                SINGLE FAMILY         1              0                  100    100 FULL         44.66  7833.17     646                                       1                                                                                            YES        No             8.5298 PASS    278832.32 PASS         586.48     6913  12,608.83 PASS         8 N/A    NO     N/A        6913  9,456.62 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  950.07     10/1/2012      2/1/2037  156725.36            Cure default        36 Penalty       N                          1210.07 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            2/1/2037 FIXED    Conventional   3/1/2007     95000 F           8.1 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/12/2007    100000                SINGLE FAMILY         1              0                   95     95 FULL         27.76  3186.18     615                                       1                                                                                            YES        No             8.6065 PASS    162706.43 PASS          74.83   4274.5   7,256.33 PASS         8 N/A    NO     N/A      4274.5  4,535.21 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25  544.17      9/1/2012      3/1/2037    90067.6            Cure default        36 Penalty       N                           703.71 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           2/12/2037 FIXED    Conventional  3/12/2007    455000 F          7.34 YES             360      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/23/2007    518000                SINGLE FAMILY         1              0        0       87.84  87.84 FULL         46.77     7800     704                                       1                                                                                            YES        No              7.567 PASS    864309.54 PASS          -5.91    11234  35,501.28 PASS         8 N/A    NO     N/A       11234 31,063.62 PASS         7 PASS   NO     YES       Final     Yes            9/1/2012    5.25 2681.26     10/1/2012      4/1/2037  443787.88            Cure default         0               N                          2940.57 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            2/5/2037 FIXED    Conventional   3/5/2007     76000 F         10.44 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T      Missing     1/10/2007     76000                SINGLE FAMILY         1              0                  100    100 FULL         23.72  3186.33     637                                       1                                                                                            YES        No            10.9668 PASS    176200.64 PASS          59.09  3095.36   5,832.37 PASS         8 N/A    NO     N/A     3095.36  5,832.37 PASS         8 PASS   NO     YES                 Yes            8/1/2012    5.25  446.53      9/1/2012      3/1/2037   73907.24            Cure default        36 Penalty       N                            691.8 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            2/1/2037 FIXED    Conventional   3/1/2007    250000 F          7.56 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/28/2006    250000                SINGLE FAMILY         1              0        0         100    100 FULL         40.59  6645.78     735                                       1                                                                                            YES        No             7.8679 PASS    390325.93 PASS           9.09   7164.5  19,414.24 PASS         8 N/A    NO     N/A      7164.5           N/A            N/A    N/A    YES       Final     Yes           6/26/2012    5.25 1361.69      8/1/2012      3/1/2037   225753.4            Cure default        36 Penalty       N                          1758.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            2/5/2037 FIXED    Conventional   3/5/2007    180000 F          8.09 NO              360      360       2        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/22/2007    180000                SINGLE FAMILY         1              0        0         100    100 FULL         52.54  3349.69     726                                       1                                                                                            YES        No              8.507 PASS    306416.56 PASS          -3.75     6869  13,850.48 PASS         8 N/A    NO     N/A        6869  8,926.55 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1034.64      8/1/2012      3/1/2037  171531.62            Cure default        12 Penalty with  N                          1332.09 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         months at 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           2/13/2037 FIXED    Conventional  3/13/2007    220500 F          7.42 NO              360      360       0                                                                                                                                 PRIMARY     REFI CASHOUT        1073  1/29/2007    245000                CONDO                 1              0    49342          90 110.14 FULL         48.49  6833.56     693                                       1                                                                                            YES        No             7.6355 PASS    334788.13 PASS           67.1   4526.5  17,277.88 PASS         8 N/A    NO     N/A      4526.5           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25 1256.84      9/1/2012      3/1/2037  208025.62            Cure default        36 If full       N                          1529.71 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           2/28/2037 FIXED    Conventional  3/30/2007     95000 F          7.24 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/21/2007     95000                SINGLE FAMILY         1              0        0         100    100 FULL          32.6     4333     748                                       1                                                                                            YES        No              7.665 PASS     141951.2 PASS        2533.83     1645   7,468.40 PASS         8 N/A    NO     N/A        1645  4,667.75 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  541.28      8/1/2012      4/1/2037   89886.05            Cure default         0               N                           647.42 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            3/1/2037 FIXED    Conventional   4/1/2007     79000 F          7.24 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/21/2007     79000                SINGLE FAMILY         1              0        0         100    100 FULL         36.64     3102     753                                       1                                                                                            YES        No              7.737 PASS     118571.8 PASS          28.72     3725   6,022.00 PASS         8 N/A    NO     N/A        3725  3,763.75 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  449.61      8/1/2012      4/1/2037   74663.05            Cure default        36 If a full     N                           538.38 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
NO            2/1/2037 FIXED    Conventional   3/1/2007     80000 F           8.3 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   1/6/2007     85000                SINGLE FAMILY         1              0        0       94.12  94.12 FULL         26.39  2946.65     672 NO MI                                 2                        Exception: Missing    Missing Docs                                  YES        No              8.741 PASS    140563.94 PASS          15.85   3059.5   6,146.39 PASS         8 N/A    NO     N/A      3059.5  3,847.03 PASS         8 PASS   NO     YES       Final     Yes            4/1/2012    5.25  456.76      8/1/2012      3/1/2037   75725.16            Cure default        36 Penalty       N                           603.83 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            2/1/2037 FIXED    Conventional   3/1/2007     92000 F          8.13 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   1/9/2007     95000                SINGLE FAMILY         1              0        0       96.84  96.84 FULL         32.33     2483     688                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.515 PASS    157273.04 PASS          15.19   3164.5   7,101.85 PASS         8 N/A    NO     N/A      3164.5  4,438.66 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  529.55      8/1/2012      3/1/2037   87794.07            Cure default        36 Penalty       N                           683.42 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO          12/28/2036 FIXED    Conventional  1/28/2007    148750 F           8.7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/21/2006    180000                SINGLE FAMILY         1              0        0       82.64  82.64 STATED /     39.35     4333     630                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.16 PASS     276640.1 PASS          15.39   6007.5  11,419.40 PASS         8 N/A    NO     N/A      6007.5           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  859.09      8/1/2012      2/1/2037  142192.12            Cure default        36 Penalty       N                          1164.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              $100
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              whichever is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              greater.
NO            3/1/2037 FIXED    Conventional   4/1/2007     75000 F          9.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/13/2007     75000                SINGLE FAMILY         1              0                  100    100 FULL         27.49     2713     644                                       1                                                                                            YES        No              9.522 PASS    148896.77 PASS          14.89   1740.5   5,859.24 PASS         8 N/A    NO     N/A      1740.5  3,662.02 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  436.01      8/1/2012      4/1/2037    7240.72            Cure default        36 Penalty       N                           617.01 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            3/1/2037 FIXED    Conventional   4/1/2007     44500 F        11.125 NO              360      360       4        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/14/2007     45000                SINGLE FAMILY         1              0                98.89  98.89 FULL         39.08     1238     623                                       3                        Exception: Missing    Missing Docs                                  YES        No            11.7534 PASS    111734.14 PASS         275.79  1840.39   3,409.51 PASS         8 N/A    NO     N/A     1840.39  2,557.14 PASS         8 PASS   NO     YES       Final     Yes            1/1/2012     9.5  384.74      2/1/2012      5/1/2037   44177.47            Cure default         0               N                           427.99 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- Final HUD
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     missing true/certified
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamp - Rating - 3;
NO            3/1/2028 FIXED    Conventional   4/1/2007     81000 F          9.59 NO              252      252       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/14/2007     90000                SINGLE FAMILY         1              0                   90     90 FULL         38.93   3388.8     607                                       1                                                                                            YES        No             10.146 PASS    110796.77 PASS         162.43   2979.5   6,228.02 PASS         8 N/A    NO     N/A      2979.5  3,510.92 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25  567.33      9/1/2012      4/1/2028   72602.67            Cure default with capitalization     N                           747.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     ATTACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            3/1/2037 FIXED    Conventional   4/1/2007    112000 F          8.54 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   2/5/2007    140000                SINGLE FAMILY         1              0    28000          80    100 FULL          53.9     7000     642                                       1                                                                                            YES        No             8.7626 PASS     201410.7 PASS         497.64     1584   8,820.53 PASS         8 N/A    NO     N/A        3824  5,512.83 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  651.08      8/1/2012      5/1/2037  108297.57            Cure default         0               N                           864.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           3/1/2037 2/1 OR   Conventional   4/1/2007    342000 O          7.25 NO              360      360       5        15        60   3/1/2009   4/1/2009   9/1/2015  10/1/2015      6.5         3   1.5  14.25   7.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  1/11/2007    380000                SINGLE FAMILY         1              0                   90     90 FULL         32.81     7377     674                                       1                                                                                            YES        No            11.1813 PASS    910704.41 PASS        3309.41   8783.5  26,574.67 PASS         8 N/A    NO     N/A      8783.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010       5 1835.93     12/1/2010                   342000            Cure default        24 Penalty       N                          2066.25 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            3/1/2037 FIXED    Conventional   4/1/2007     85000 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/3/2007     85000                SINGLE FAMILY         1              0        0         100    100 FULL         54.92     1780     767                                       1                                                                                            YES        No               8.19 PASS    140919.31 PASS          17.39  1095.45   6,673.34 PASS         8 N/A    NO     N/A     1095.45  4,195.23 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  486.51      8/1/2012      4/1/2037   80791.68            Cure default        36 If a full     N                           623.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan balance.
NO           12/1/2035 FIXED    Conventional   1/1/2006    180000 F           7.6 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  11/1/2005    202000         200000 SINGLE FAMILY         1              0        0          90     90 FULL         41.65   5513.1     696                                       1                                                                                            NO         No              7.795 PASS     280937.3 PASS          -1.62     3365            N/A            N/A    N/A    N/A        3365           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1037.48      8/1/2012      1/1/2036  167898.66            Cure default        60 Penalty       N                          1270.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO           12/1/2035 FIXED    Conventional   1/1/2006    119850 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/11/2005    141000                SINGLE FAMILY         1              0        0          85     85 FULL         45.18  2907.58       0                                       1                                                                                            YES        No              8.515 PASS    202276.52 PASS         369.47     5389   9,150.58 PASS         8 N/A    NO     N/A        5389  5,719.11 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  691.08      8/1/2012      1/1/2036  111839.57            Cure default with capitalization     N                           878.58 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            2/1/2036 FIXED    Conventional   3/1/2006    180000 F          8.29 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/2/2006    212000                SINGLE FAMILY         1              0        0       84.91  84.91 FULL          25.8  6022.79     584                                       1                                                                                            YES        No              8.618 PASS    314784.15 PASS          -1.78     5365  13,908.66 PASS         8 N/A    NO     N/A        5365 13,908.66 PASS         8 PASS   NO     YES       Final     Yes            2/1/2011     6.5 1084.45      3/1/2011                171571.85            Cure default        36 Penalty       N                          1357.34 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            1/1/2037 FIXED    Conventional   2/1/2007    328500 F          6.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/15/2006    365000                SINGLE FAMILY         1              0        0          90     90 FULL         48.16  5913.31     656                                       1                                                                                            YES        No              7.005 PASS    448410.99 PASS           0.38   8420.5  25,489.72 PASS         8 N/A    NO     N/A      8420.5 14,403.58 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1861.91     10/1/2012      2/1/2037  307143.47            Cure default         0               N                          2130.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           12/8/2036 FIXED    Conventional   1/8/2007    351000 F         6.838 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/14/2006    390000              0 SINGLE FAMILY         1              0                   90     90 FULL         37.07     9084     653                                       1                                                                                            YES        No              6.948 PASS    479847.31 PASS           -6.7   4172.5  27,746.20 PASS         8 N/A    NO     N/A     5488.75 17,341.38 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1989.68     10/1/2012     1/16/2037  327667.31            Cure default        12 Penalty       N                          2297.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            3/1/2037 FIXED    Conventional   4/1/2007     76500 F          8.25 NO              360      360       2        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/30/2007     85000                SINGLE FAMILY         1              0        0          90     90 FULL         44.47  2614.03     605                                       1                                                                                            YES        No             8.6201 PASS    133237.99 PASS          179.8     2400   5,907.25 PASS         8 N/A    NO     N/A        2400  3,705.00 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  440.14      8/1/2012      4/1/2037   73091.55            Cure default with capitalization     N                           574.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO           12/1/2036 FIXED    Conventional   1/1/2007    323000 F          6.75 NO              360      360       3        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/1/2006    380000                SINGLE FAMILY         1              0        0          85     85 FULL         39.03  9637.25     696                                       3                        Exception: Finance    TIL Exception                                 YES        No              6.973 PASS    438993.33 FAIL        -171.64   7437.5  25,201.99 PASS         8 N/A    NO     N/A     10667.5 16,150.00 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  1841.8     10/1/2012      2/1/2037  303825.94            Cure default         0               N                          2094.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance-                                                                                                                                                                                                                                                                                                                                                        capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     underdisclosed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $171.64 - Rating - 3;
NO           12/1/2036 FIXED    Conventional   1/1/2007    368000 F          6.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/25/2006    460000                PUD                   1              0        0          80     80 FULL         49.37 12324.47     665                                       1                                                                                            YES        No              6.621 PASS    461825.02 PASS        1099.34  12897.5  28,398.12 PASS         8 N/A    NO     N/A     12897.5 24,848.35 PASS         7 PASS   NO     YES       Final     Yes           11/1/2012    5.25 2050.01     12/1/2012      1/1/2037  336453.44            Cure default         0               N                          2265.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            3/1/2037 FIXED    Conventional   4/1/2007    164500 F         8.875 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/15/2007    164500                SINGLE FAMILY         1              0                  100    100 FULL         20.97   7382.9     731                                       1                                                                                            YES        No             9.1923 PASS     311308.6 PASS         212.69     4375  12,806.80 PASS         8 N/A    NO     N/A        4375  9,605.10 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  953.23      8/1/2012      4/1/2037  158295.18            Cure default        36 Penalty       N                          1308.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 60
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              days interest
NO            3/1/2037 FIXED    Conventional   4/1/2007    139000 F          7.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/7/2007    157000                SINGLE FAMILY         1              0        0       88.54  88.54 FULL         30.01     4650     587                                       1                                                                                            YES        No              8.397 PASS    227997.23 PASS          93.43     8175  10,447.11 PASS         8 N/A    NO     N/A        8175           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  794.72      8/1/2012      4/1/2037  131973.32            Cure default        36 Penalty       N                           995.81 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            3/3/2037 FIXED    Conventional   4/3/2007    130000 F          7.88 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/10/2007    136900                SINGLE FAMILY         1              0                94.96  94.96 FULL         35.16     5834     655                                       1                                                                                            YES        No              8.239 PASS    213985.87 PASS         251.62     4449  10,032.85 PASS         8 N/A    NO     N/A        6230  6,270.53 PASS         6 PASS   NO     YES       Final     Yes            2/1/2011   7.125   838.9      3/1/2011                124517.27            Cure default        36 Penalty       N                           943.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            3/1/2037 FIXED    Conventional   4/1/2007    113000 F           7.8 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/11/2007    126000                SINGLE FAMILY         1              0                89.68  89.68 FULL          26.2     3761     634                                       1                                                                                            YES        No              8.176 PASS    184222.52 PASS         128.67     3840   8,699.96 PASS         8 N/A    NO     N/A        3840  5,437.47 PASS         8 PASS   NO     YES       Final     Yes            2/1/2013       4  560.47      3/1/2013      4/1/2037  104085.98            Cure default        36 Penalty       N                           813.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            3/1/2037 FIXED    Conventional   4/1/2007    112500 F          7.84 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/16/2007    125000                SINGLE FAMILY         1              0        0          90     90 FULL         31.01  4588.14     626                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.138 PASS     183313.7 PASS         227.85     3140   8,756.53 PASS         8 N/A    NO     N/A        3140           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  648.61     10/1/2012      5/1/2037  107532.22            Cure default        36 Penalty       N                           812.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES           4/1/2037 FIXED    Conventional   5/1/2007    161500 F          7.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  2/26/2007    170000                PUD                   1              0        0          95     95 FULL         46.13  4322.07     621                                       1                                                                                            YES        No              8.141 PASS    264157.96 PASS         295.61  4120.75  12,534.77 PASS         8 N/A    NO     N/A     4120.75 12,534.77 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  927.32     11/1/2012      5/1/2037  153484.53            Cure default        36 Penalty       N                          1168.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with Principal         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       foregiveness           36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES           4/1/2037 FIXED    Conventional   5/1/2007     85500 F          8.19 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  1/26/2007     90000                SINGLE FAMILY         1              0        0          95     95 FULL         25.96     5200     633                                       1                                                                                            YES        No              8.759 PASS    149311.47 PASS            200     4189   6,466.51 PASS         8 N/A    NO     N/A        4189  6,466.51 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   486.6      8/1/2012      6/1/2037   81070.42            Cure default        36 Penalty       N                           638.73 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            3/1/2037 FIXED    Conventional   4/1/2007     90000 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  1/17/2007    100000                SINGLE FAMILY         1              0                   90     90 FULL         34.36     3814     640                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No              8.273 PASS    150174.12 PASS          249.7     2115   7,007.16 PASS         8 N/A    NO     N/A        3465  4,379.47 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25  516.95     10/1/2012      4/1/2037   85562.85            Cure default        36 Penalty       N                           659.76 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            3/1/2037 FIXED    Conventional   4/1/2007     81000 F           8.8 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/2/2007     90000                SINGLE FAMILY         1              0                   90     90 FULL         58.51   1292.4     599                                       1                                                                                            YES        No              9.355 PASS    153410.39 PASS        2182.84     1725   6,337.31 PASS         8 N/A    NO     N/A        1725         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  471.67     10/1/2012      5/1/2037   78198.14            Cure default        36 Penalty       N                           640.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            3/1/2037 BALLOON  Conventional   4/1/2007    100300 F             8 YES             360      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/30/2007    118000                SINGLE FAMILY         1              0                   85     85 FULL         20.92  3855.56     576                                       1                                                                                            YES        No              8.414 PASS    212474.64 PASS         247.22     3610   7,705.30 PASS         8 N/A    NO     N/A        3610  4,834.50 PASS         8 PASS   NO     YES       Final     Yes           7/12/2012    5.25  594.43      8/1/2012      4/1/2037    98713.2            Cure default        36 Penalty       N                            697.4 NO         Complete Y
                       OTHER                                                                                                                                                                                                                                                                                                    DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           2/26/2037 FIXED    Conventional  3/26/2007    329000 F          8.89 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/8/2007    350000                SINGLE FAMILY         1              0        0          94     94              74.87  11668.8     612                                       1                                                                                            YES        No             8.9299 PASS    615801.03 PASS         -13.71     1179  26,225.68 PASS         8 N/A    NO     N/A        1179 16,391.05 PASS         8 PASS   NO     YES       Final     Yes            2/1/2011   6.875 2096.74      3/1/2011                 319172.9            Cure default        24 Penalty       N                          2621.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            3/1/2037 5/1 OR   Conventional   4/1/2007    138400 O          7.99 NO              360      360       5        15        60   3/1/2012   4/1/2012   9/1/2015  10/1/2015     6.99         3     1  13.99   7.99       6        6 6 Month PRIMARY     REFI CASHOUT        1004  1/24/2007    173000                PUD                   1              0    34600          80    100 FULL         33.98  4287.25     644                                       2  Exception: Missing evidence of title- The   Missing Docs                                  YES        No            10.7405 PASS    369470.04 PASS          -7.53  5038.93  10,649.23 PASS         8 N/A    NO     N/A     5038.93  6,655.77 PASS         8 PASS   NO     YES       Final     Yes           10/1/2010   5.875  818.69     12/1/2010                   138400            Cure default         0               N                           921.51 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                           file only contains a copy of the commitment.                                                                                                                                                                                                                                        HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                No final policy was located. - Rating - 2;                                                                                                                                                                                                                                                                                                                                              capitalization
NO           2/20/2037 FIXED    Conventional  3/20/2007     65600 F          8.67 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/1/2007     82000                SINGLE FAMILY         1              0    16400          80    100 FULL         35.86   4225.2     686                                       3                        Exception: APR not    TIL Exception                                 YES        No              9.261 FAIL    122212.26 FAIL        -961.21     4334   4,901.28 PASS         8 N/A    NO     N/A        4334           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  378.52     10/1/2012      3/1/2037   62546.78            Cure default        36 Penalty       N                           512.34 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             within tolerance- APR                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not within tolerance                                                                                                                                                                                                                                                                                                                                              capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     .18 - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                        5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance                                                                                                                                                                                                                                                                                                                                                                       amount being
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                                       the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges Under                                                                                                                                                                                                                                                                                                                                                                            months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $961.21.                                                                                                                                                                                                                                                                                                                                                                       the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Unable to determine                                                                                                                                                                                                                                                                                                                                                                      being prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     cause, no itemization                                                                                                                                                                                                                                                                                                                                                                    for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     in file - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                    second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              being prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
NO            3/1/2037 3/1 OR   Conventional   4/1/2007    256000 O          5.99 NO              360      360       5        15        36   3/1/2010   4/1/2010   3/1/2016   4/1/2016     4.99         3     1  11.99   5.99       6        6 6 Month PRIMARY     PURCHASE            1004   1/8/2007    330000         320000 PUD                   1              0        0          80     80 FULL          42.9   5465.2     711                                       2                        Exception: Missing    Missing Docs                                  NO         No             9.2414 PASS    563521.69 PASS        7942.87     4254            N/A            N/A    N/A    N/A        4254           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     2.5 1011.46     12/1/2010                255987.01            Cure default        36 Penalty within first 36 months at 5% of the amount prepaid over
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
 12 months" N                                             1277.87 NO     Complete Y         NO
NO            3/1/2037 FIXED    Conventional   4/1/2007    157000 F          6.79 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/16/2007    227000                PUD                   1              0                69.16  69.16 FULL         73.77  3838.18     647                                       1                                                                                            YES        No             7.3524 PASS    219718.77 PASS         283.45     8314  11,892.51 PASS         8 N/A    NO     N/A        8314 11,892.51 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  889.42      8/1/2012      5/1/2037  147941.85            Cure default        36 Penalty       N                          1022.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            3/1/2037 FIXED    Conventional   4/1/2007     75000 F         8.999 NO              360      360       2        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/5/2007     75000                SINGLE FAMILY         1              0                  100    100              52.55     4994     735                                       1                                                                                            YES        No             9.3981 PASS    144944.72 PASS         206.33  2398.75   5,799.22 PASS         8 N/A    NO     N/A     2398.75  3,630.06 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  434.46      8/1/2012      4/1/2037   72148.04            Cure default without capitalization  N                           603.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO           2/28/2037 FIXED    Conventional  3/28/2007    124000 F          8.69 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/8/2007    155000                SINGLE FAMILY         1              0    31000          80    100 FULL         34.33 12693.67     706                                       1                                                                                            YES        No             9.2176 PASS    231001.16 PASS          -0.69     5730   9,461.60 PASS         8 N/A    NO     N/A        5730         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  717.68      8/1/2012      4/1/2037  119180.28            Cure default        36 Penalty       N                            970.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            2/1/2037 FIXED    Conventional   3/1/2007     50000 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/19/2006     50000                SINGLE FAMILY         1              0        0         100    100 FULL         31.92     2006     736                                       1                                                                                            YES        No              7.479 PASS     72004.19 PASS          -3.98     2161   3,810.03 PASS         8 N/A    NO     N/A        2161  2,381.27 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  284.09      8/1/2012      3/1/2037   47098.38            Cure default        24 Penalty       N                           332.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            3/1/2037 FIXED    Conventional   4/1/2007    149500 F          7.74 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  1/24/2007    153000                SINGLE FAMILY         1              0                97.71  97.71 STATED /     32.06     3900     817                                       1                                                                                            YES        No              8.134 PASS    241218.83 PASS           3.75  4967.43  11,518.89 PASS         8 N/A    NO     N/A     4967.43         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  855.47      8/1/2012      4/1/2037  142062.17            Cure default        36 Penalty       N                             1070 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            3/1/2037 FIXED    Conventional   4/1/2007     77000 F           9.1 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/27/2007     81000                SINGLE FAMILY         1              0                95.06  95.06 FULL         53.42  2514.33     625                                       1                                                                                            YES        No              9.418 PASS    148227.14 PASS          311.9       30   6,169.89 PASS         8 N/A    NO     N/A          30           N/A            N/A    N/A    YES       Final     Yes           6/28/2012    5.25  444.73      8/1/2012      4/1/2037   73853.66            Cure default        36 36 months; 5% N                           625.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   in year 1; 4%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         in year 2; 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in year 3.
NO            3/2/2037 2/1 OR   Conventional   4/2/2007    150300 A          8.13 NO              360      360       5        15             3/2/2009   4/2/2009   9/2/2015  10/2/2015     7.13         3     1  14.13   8.13       6        6 6 Month PRIMARY     REFI R/T            1004  1/10/2007    167000                SINGLE FAMILY         1              0        0          90     90 FULL         48.21 10849.94     671                                       1                                                                                            YES        No            12.0215 PASS    415574.37 PASS        5281.18     1859  11,875.28 PASS         8 N/A    NO     N/A        1859         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2010   6.875  958.05     12/1/2010                145838.27            Cure default        24 Penalty       N                           1116.5 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            4/1/2037 3/1 OR   Conventional   5/1/2007    178500 A           9.3 NO              360      360       5        15             4/1/2010   5/1/2010  10/1/2015  11/1/2015    5.458         3     1   12.3    9.3       6        6 6 Month PRIMARY     PURCHASE            1004   3/7/2007    182000         178500 SINGLE FAMILY         1              0                  100    100 FULL         49.31  3972.11     633                                       1                                                                                            NO         No            10.4404 PASS    413925.15 PASS         276.86     1814            N/A            N/A    N/A    N/A        1814           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.375   864.5     12/1/2010                173147.19            Cure default        36 Penalty       N                          1474.95 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO            4/1/2037 FIXED    Conventional   5/1/2007     85600 F          9.29 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/24/2007    107000                SINGLE FAMILY         1              0                   80     80 FULL         45.63  1974.18     537                                       1                                                                                            YES        No                9.7 PASS    171783.12 PASS          -1.01     2844   6,610.02 PASS         8 N/A    NO     N/A        2844  4,137.80 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  482.21      8/1/2012      5/1/2037   80207.84            Cure default        36 Penalty       N                           706.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/1/2035 5/1 OR   Conventional  12/1/2005    102500 A           8.3 NO              360      360       6        15            11/1/2010  12/1/2010   5/1/2015   6/1/2015     5.65         3     1   15.3    8.3       6        6 6 Month PRIMARY     REFI CASHOUT        1004  9/14/2005    108000                SINGLE FAMILY         1              0                94.91  94.91 FULL          21.8     7478     617                                       2                        Exception: Missing    Missing Docs                                  YES        No              9.716 PASS    214737.96 PASS          61.99     4226   7,848.69 PASS         8 N/A    NO     N/A        4226  7,848.69 PASS         8 PASS   NO     YES       Final     Yes            5/1/2013     4.5  542.05      6/1/2013     12/1/2035   92128.09            Cure default        36 Penalty       N                           773.66 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            4/1/2036 2/1 OR   Conventional   5/1/2006    185400 A           8.9 NO              360      360       5        15             4/1/2008   5/1/2008  11/1/2015  12/1/2015      6.9         2     1   14.9    8.9       6        6 6 Month PRIMARY     REFI CASHOUT        1004   3/7/2006    206000                SINGLE FAMILY         1              0                   90     90 FULL         27.65  8053.83     559                                       1                                                                                            YES        No             11.518 PASS    489852.89 PASS        1150.58     4085  14,451.11 PASS         8 N/A    NO     N/A        4085         0 N/A          0 N/A    NO     YES       Final     Yes            6/1/2011    5.75 1033.23      7/1/2011                177052.79            Cure default        24 Penalty       N                          1478.45 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           2/13/2037 FIXED    Conventional  3/13/2007    186000 F          9.65 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/13/2007    186000                PUD                   1              0        0         100    100 FULL         34.99     8324     656                                       2                        Exception: Missing    Missing Docs                                  YES        No              9.984 PASS    389599.45 PASS          16.69  5204.05  14,463.68 PASS         8 N/A    NO     N/A     5204.05  9,039.80 PASS         8 PASS   NO     YES       Final     Yes            8/5/2012    5.25  1072.2      9/1/2012      3/1/2037  177465.08            Cure default         0               N                          1584.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           3/20/2037 FIXED    Conventional  4/20/2007     88000 F          6.75 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004   3/6/2007     90000          88000 SINGLE FAMILY         1              0        0         100    100 FULL         38.82     6175     720                                       1                                                                                            YES        No              6.986 PASS     119562.2 PASS          36.32     2050            N/A            N/A    N/A    N/A        2050         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25   498.3      8/1/2012      5/1/2037   82884.23            Cure default         0               N                           570.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            4/1/2037 FIXED    Conventional   5/1/2007    146000 F         8.399 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/23/2007    146000                SINGLE FAMILY         1              0                  100    100 FULL         49.22     3315     735                                       1                                                                                            YES        No             8.7104 PASS    258707.53 PASS         445.99  3675.22  11,369.86 PASS         8 N/A    NO     N/A     3675.22  7,116.24 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  848.02     10/1/2012      6/1/2037  140824.99            Cure default with capitalization     N                          1112.18 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO                     FIXED    Conventional   5/1/2007    190000 F         9.599 NO              480      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/21/2007    190000                SINGLE FAMILY         1              0        0         100    100 FULL         57.79     5085     641                                       3                        Exception: Ohio       State Loan Not Compliant                      YES        No             9.8053 PASS    560714.32 PASS         247.38   3710.4  14,803.23 PASS         8 N/A    NO     N/A      3710.4  9,314.48 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25   993.1     10/1/2012                190230.31            Cure default         0               N                          1553.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             Consumer Sales                                                                                                                                                                                                                                                HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Practices Act                                                                                                                                                                                                                                                                                                                                                     capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation- Ohio
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure in file is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not signed or dated by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the borrower. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;
NO            4/1/2037 FIXED    Conventional   5/1/2007    157900 F          8.99 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  2/27/2007    164000         157900 SINGLE FAMILY         1              0        0         100    100 FULL         42.32     6457     644                                       1                                                                                            NO         No               9.36 PASS    304163.75 PASS        4539.86     -108            N/A            N/A    N/A    N/A        -108           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  912.88      8/1/2012      5/1/2037  151844.21            Cure default        36 Penalty       N                          1269.36 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            4/1/2037 FIXED    Conventional   5/1/2007    195000 F         9.595 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/2/2007    195000                SINGLE FAMILY         1              0                  100    100              43.85  12275.3     627                                       1                                                                                            YES        No               9.93 PASS    405721.46 PASS           0.45     4634  15,154.44 PASS         8 N/A    NO     N/A        4634           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25 1122.44      9/1/2012      5/1/2037  186395.77            Cure default         0               N                           1653.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           4/1/2037 BALLOON  Conventional   5/1/2007    121000 F          7.35 YES             360      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/9/2007    200000                PUD                   1              0        0        60.5   60.5 FULL          32.8  2879.79     649                                       1                                                                                            YES        No              7.739 PASS    232270.42 PASS         320.71     4598   9,302.41 PASS         8 N/A    NO     N/A        4598           N/A            N/A    N/A    YES       Final     Yes            1/1/2013    5.25   717.8      2/1/2013      5/1/2037  118209.87            Cure default        36 Penalty       N                           782.89 NO         Complete Y         NO
                       OTHER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            4/1/2037 FIXED    Conventional   5/1/2007     68000 F         9.875 NO              360      360       4        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/6/2007     68000                SINGLE FAMILY         1              0        0         100    100 FULL         52.61     2982     649                                       1                                                                                            YES        No            10.4586 PASS    147908.89 PASS         565.76     2661   5,218.29 PASS         8 N/A    NO     N/A        2661  3,913.72 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  397.11      8/1/2012      5/1/2037   66052.98            Cure default         0               N                           590.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            4/1/2037 FIXED    Conventional   5/1/2007    208250 F          8.49 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/20/2007    259000                SINGLE FAMILY         1              0                80.41  80.41 FULL         28.46   6857.1     583                                       1                                                                                            YES        No             8.6319 PASS    370462.41 PASS         265.32     2427  16,458.09 PASS         8 N/A    NO     N/A        2427 10,286.31 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1203.06     10/1/2012      5/1/2037  199453.43            Cure default with capitalization     N                          1599.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            4/1/2037 FIXED    Conventional   5/1/2007    108000 F          8.65 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/19/2007    135000                SINGLE FAMILY         1              0        0          80     80 FULL         36.15     6240     572                                       1                                                                                            YES        No               9.23 PASS    200608.07 PASS         153.81  4789.95   8,211.38 PASS         8 N/A    NO     N/A     4789.95  5,160.50 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25   624.4      9/1/2012      5/1/2037  103689.89            Cure default        36 Penalty       N                           841.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
YES           4/1/2037 FIXED    Conventional   5/1/2007    104400 F          8.64 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/9/2007    116000                SINGLE FAMILY         1              0                   90     90 FULL          7.88 12064.47     562                                       1                                                                                            YES        No              9.415 PASS    195305.86 PASS          479.1     6476   7,831.92 PASS         8 N/A    NO     N/A        6476           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  602.12      8/1/2012      6/1/2037  101150.11            Cure default        36 Penalty       N                           813.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the time of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
NO           12/1/2036 FIXED    Conventional   1/1/2007    776000 F          5.55 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/21/2006    970000                PUD                   1              0        0          80     80 FULL         53.29 16674.14     727                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              5.663 PASS    831556.04 PASS          98.52   9557.5  61,079.41 PASS         8 N/A    NO     N/A      9557.5 53,444.48 PASS         7 PASS   NO     YES       Final     Yes            9/1/2012    5.25 4304.23     10/1/2012      1/1/2037     708835            Cure default with capitalization     N                          4430.42 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing Final Title policy but there is a                                                                                                                                                                                                                                           HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim - Rating - 2;
NO           12/1/2036 FIXED    Conventional   1/1/2007    163200 F           5.8 NO              360      360      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/25/2005    204000                TOWNHOUSE             1              0        0          80     80 FULL         39.16     4515     766                                       3                        Exception: Finance    TIL Exception                                 YES        No                5.9 PASS    183568.02 FAIL         -900.4     2654  12,820.86 PASS         8 N/A    NO     N/A     2939.27  7,915.43 PASS         0 N/A    NO     YES       Final     Yes            2/1/2013     4.5  847.01      3/1/2013      1/1/2037   148721.2            Cure default        36 Penalty       N                           957.59 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- The finance                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges were under                                                                                                                                                                                                                                                                                                                                                                       2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed in the                                                                                                                                                                                                                                                                                                                                                                         amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount of $900.40.                                                                                                                                                                                                                                                                                                                                                                       prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Lender did not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     include$325 Appraisal,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $250 doc prep, $140
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exam, 170 svc chugs. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO           12/1/2036 FIXED    Conventional   1/1/2007    320000 F           5.3 NO              360      360      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/26/2006    400000                PUD                   1              0        0          80     80 FULL         34.71  6999.89     796                                       3                        Exception: Late       Late charge not allowed                       YES        No               5.42 PASS     324617.7 PASS           7.22     4249  25,208.04 PASS         8 N/A    NO     N/A     4869.52 15,623.77 PASS         0 N/A    NO     YES       Final     Yes            2/1/2013     4.5  1651.8      3/1/2013      1/1/2037  290030.75            Cure default        36 Penalty       N                          1776.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- Minnesota                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limits late charges to                                                                                                                                                                                                                                                                                                                                                                   lesser of: a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     5%. Note calls for                                                                                                                                                                                                                                                                                                                                                                       2% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     10%. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance or b)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              calculated
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for 60 days
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at the rate
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in effect at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the time.
YES          12/1/2036 FIXED    Conventional   1/1/2007    367920 F           5.3 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004 10/31/2006    460000         459900 SINGLE FAMILY         1              0    35000          80  87.61 FULL            44     7912       0                                       3                        Exception: Missing    Missing Docs                                  NO         No              5.441 PASS    373749.96 PASS         119.84   5244.5            N/A            N/A    N/A    N/A      5244.5           N/A            N/A    N/A    YES       Final     Yes            2/1/2013    4.75  1937.8      3/1/2013      1/1/2037  332007.87            Cure default        36 Penalty       N                          2043.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             final TIL- Til in file                                                                                                                                                                                                                                        HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is signed by borrowers                                                                                                                                                                                                                                                                                                                                            capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     and dated same as                                                                                                                                                                                                                                                                                                                                                                        months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     note/settlement,                                                                                                                                                                                                                                                                                                                                                                         paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     however it is marked                                                                                                                                                                                                                                                                                                                                                                     at 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     preliminary and APR is                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     estimated. This was                                                                                                                                                                                                                                                                                                                                                                      portion paid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     used in compliance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     testing. - Rating - 3;
YES          12/1/2036 FIXED    Conventional   1/1/2007    350000 F          6.45 NO              360      360       6        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/27/2006    585000                SINGLE FAMILY         1              0        0       59.83  59.83 FULL         45.93     5331     773                                       1                                                                                            YES        No              6.616 PASS    448943.93 PASS         344.05   5652.5  27,493.37 PASS         8 N/A    NO     N/A      5652.5 20,620.03 PASS         8 PASS   NO     YES       Final     Yes           6/28/2012    5.25 1920.85      8/1/2012      2/1/2037  317929.05            Cure default        12 .Penalty      N                          2200.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          12/1/2036 FIXED    Conventional   1/1/2007    585000 F           5.3 NO              360      360       5        10                                                                                                                       PRIMARY     REFI R/T            1004 10/19/2006    750000                SINGLE FAMILY         1              0        0          78     78 FULL         40.24  9583.34     780 NO MI                                 1                                                                                            YES        No              5.472 PASS    596758.45 PASS        1327.19 10025.25  45,923.23 PASS         8 N/A    NO     N/A    10025.25           N/A            N/A    N/A    YES       Final     Yes           2/16/2013    4.75 3094.64      3/1/2013      1/1/2037  530212.67            Cure default        36 Penalty       N                          3248.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          12/1/2036 FIXED    Conventional   1/1/2007    435200 F           5.3 NO              360      360       6        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/17/2006    544000                SINGLE FAMILY         1              0                   80     80 FULL          37.8     9123     738                                       1                                                                                            YES        No              5.543 PASS    447377.16 PASS         945.62  10929.5  33,886.03 PASS         8 N/A    NO     N/A     10929.5           N/A            N/A    N/A    YES       Final     Yes            2/1/2013    4.75 2284.52      3/1/2013      1/1/2037  391412.04            Cure default        36 Penalty       N                          2416.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO           12/1/2036 FIXED    Conventional   1/1/2007    418000 F          5.65 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1025 10/24/2006    540000                2 FAMILY              1              0        0       77.41  77.41 FULL          8.71    40595     750                                       1                                                                                            YES        No               5.88 PASS    462526.11 PASS         151.29  10197.5  32,499.97 PASS         8 N/A    NO     N/A     10197.5           N/A            N/A    N/A    YES       Final     Yes           2/14/2013       5 2278.32      3/1/2013      1/1/2037  381006.14            Cure default         0               N                          2412.85 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           12/1/2036 FIXED    Conventional   1/1/2007    208000 F           5.3 NO              360      360      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/31/2006    260000                SINGLE FAMILY         1              0        0          80     80 FULL         32.68  7625.01     753                                       3                        Exception: Late       Late charge not allowed                       YES        No              5.461 PASS    211618.68 FAIL         -53.26     4064  16,305.22 PASS         8 N/A    NO     N/A     4139.81 10,103.19 PASS         0 N/A    NO     YES       Final     Yes            2/1/2013    4.25  1046.8      3/1/2013      1/1/2037  187588.26            Cure default        24 Penalty       N                          1155.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- State allows a                                                                                                                                                                                                                                                                                                                                             capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     maximum late charge of                                                                                                                                                                                                                                                                                                                                                                   equal to the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     5%, and the note calls                                                                                                                                                                                                                                                                                                                                                                   lessor of 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for a 10% late charge.                                                                                                                                                                                                                                                                                                                                                                   of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance                                                                                                                                                                                                                                                                                                                                                                       balance or 60
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within                                                                                                                                                                                                                                                                                                                                                                        days interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                                       on the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Charge under disclosed                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $53.26. Unable to                                                                                                                                                                                                                                                                                                                                                                     balance.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     determine the reason
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for under disclosure.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
NO            4/1/2037 FIXED    Conventional   5/1/2007     86500 F          7.95 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/6/2007     86500                SINGLE FAMILY         1              0        0         100    100 FULL         42.51  2905.79     650                                       1                                                                                            YES        No              8.308 PASS    144037.85 PASS         149.11     2734   6,681.69 PASS         8 N/A    NO     N/A        2734  4,176.05 PASS         8 PASS   NO     YES       Final     Yes           7/15/2012    5.25  496.08      8/1/2012      5/1/2037   82516.23            Cure default        36 Penalty       N                           631.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            4/1/2037 FIXED    Conventional   5/1/2007     98500 F          7.79 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/23/2007     98500                SINGLE FAMILY         1              0                  100    100 FULL         44.42   2005.8     647                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.257 PASS    160766.35 PASS          20.22   4246.5   7,541.96 PASS         8 N/A    NO     N/A      4246.5  4,713.73 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  548.67      8/1/2012      5/1/2037   91262.16            Cure default        36 If a full     N                           708.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan balance.
NO            4/1/2037 FIXED    Conventional   5/1/2007    185000 F          8.47 YES             360      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/7/2007    232000                SINGLE FAMILY         1              0                79.74  79.74              39.17     3452     543                                       3                        Exception: Finance    TIL Exception                                 YES        No              8.843 PASS    417725.34 PASS         104.89     6498  14,262.99 PASS         8 N/A    NO     N/A     6494.65  8,833.15 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  1098.4      8/1/2012      5/1/2037  182701.96            Cure default        36 Penalty       N                             1352 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Under                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $324.45. TIL                                                                                                                                                                                                                                                                                                                                                                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     shows $100 appraisal                                                                                                                                                                                                                                                                                                                                                                     equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     review. Under                                                                                                                                                                                                                                                                                                                                                                            of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure appears to                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     be due to payment                                                                                                                                                                                                                                                                                                                                                                        balance.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stream. - Rating - 3;
NO            4/1/2037 FIXED    Conventional   5/1/2007     58500 F          8.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/15/2007     65500                SINGLE FAMILY         1              0        0       89.31  89.31 FULL         29.92     3938     613                                       1                                                                                            YES        No              9.438 PASS    113361.94 PASS         264.75     2267   4,496.39 PASS         8 N/A    NO     N/A        2267  2,810.24 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25   339.1      8/1/2012      5/1/2037   56404.59            Cure default         0               N                           470.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            4/1/2037 FIXED    Conventional   5/1/2007    143450 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/19/2007    160000                SINGLE FAMILY         1              0        0       89.66  89.66 FULL         35.13 10035.92     592                                       1                                                                                            YES        No              8.509 PASS    241913.49 PASS         692.57     6132  10,987.99 PASS         8 N/A    NO     N/A        6132  6,867.49 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1012.62      8/1/2012      9/1/2035  162684.43            Cure default        36 Penalty       N                          1051.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            4/1/2037 10/20    Conventional   5/1/2007     88200 F          9.29 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/7/2007    115000                SINGLE FAMILY         1              0        0        76.7   76.7 FULL         17.66     9000     721                                       1                                                                                            YES        No              9.765 PASS    186670.36 FAIL       -4824.65  3683.25   6,741.58 PASS         8 N/A    NO     N/A     3683.25  4,213.49 PASS         6 PASS   NO     YES       Final     Yes            8/1/2012    5.25  522.82      9/1/2012      5/1/2037   86820.17            Cure default         0               N                           700.09 NO         Complete Y         NO
                       TWO STEP                                                                                                                                                                                                                                                                                                 DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           4/1/2037 FIXED    Conventional   5/1/2007    162000 F         9.125 NO              360      360       5        10                                                                                                                       PRIMARY     REFI R/T            1004  3/19/2007    162000                PUD                   1              0        0         100    100 FULL         45.77  9321.81     646                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No             9.8348 PASS    322192.68 PASS          92.92   9548.5  12,192.88 PASS         8 N/A    NO     N/A      9548.5 12,192.88 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  948.69     11/1/2012      6/1/2037  157282.58            Cure default        36 Penalty       N                          1318.09 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing final title policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            4/1/2037 FIXED    Conventional   5/1/2007    157000 F          9.35 YES             360      480       5        15                                                                                                                       PRIMARY     PURCHASE            1004  3/10/2007    158000         157000 SINGLE FAMILY         1              0                  100    100 FULL          45.8     3677     620                                       1                                                                                            YES        No              9.621 PASS    396202.77 PASS          38.56  3930.93            N/A            N/A    N/A    N/A     3930.93  7,629.32 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  934.28     10/1/2012      5/1/2037  154892.88            Cure default        36 Penalty       N                           1253.5 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            4/1/2037 FIXED    Conventional   5/1/2007     79000 F         8.125 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  3/16/2007     82000          79000 SINGLE FAMILY         1              0        0         100    100 FULL         46.62  3096.64     711                                       1                                                                                            NO         No              8.333 PASS    133739.86 PASS          67.99   1802.9            N/A            N/A    N/A    N/A      1802.9           N/A            N/A    N/A    YES       Final     Yes           6/26/2012    5.25  453.69      8/1/2012      5/1/2037    75464.5            Cure default        36 Penalty       N                           586.57 YES        Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            4/1/2037 FIXED    Conventional   5/1/2007    150000 F          8.05 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/9/2007    150000                SINGLE FAMILY         1              0        0         100    100 FULL         28.37     7667     665                                       1                                                                                            YES        No              8.593 PASS    255540.88 PASS         110.09     7281  11,414.87 PASS         8 N/A    NO     N/A        7281 11,414.87 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   6.125  881.36     12/1/2010                145053.12            Cure default        36 Penalty       N                          1105.88 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            4/1/2037 FIXED    Conventional   5/1/2007    172000 F          8.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/1/2007    182000                SINGLE FAMILY         1              0        0       94.51  94.51 FULL         52.86     7270     684                                       1                                                                                            YES        No              8.434 PASS     293757.9 PASS         497.99     3999  13,406.28 PASS         8 N/A    NO     N/A        3999  8,378.93 PASS         8 PASS   NO     YES       Final     Yes            7/4/2012    5.25  984.09      8/1/2012      5/1/2037  163689.21            Cure default        36 Penalty       N                          1280.11 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            5/1/2037 FIXED    Conventional   6/1/2007     84000 F          8.76 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/8/2007     84000                SINGLE FAMILY         1              0                  100    100              48.03  3554.52     635                                       1                                                                                            YES        No              9.436 PASS    159446.74 PASS          75.16     4834   6,299.41 PASS         8 N/A    NO     N/A        4834  6,299.41 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  485.32      8/1/2012      6/1/2037    80856.5            Cure default        36 Penalty       N                           661.43 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            4/1/2037 FIXED    Conventional   5/1/2007    200000 F          9.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/23/2007    200000                SINGLE FAMILY         1              0                  100    100 FULL         22.89    20796     630                                       1                                                                                            YES        No              9.267 PASS    389970.54 PASS         127.32     1925  15,781.82 PASS         8 N/A    NO     N/A        1925         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1147.38      8/1/2012      5/1/2037  190848.51            Cure default        36 Penalty within first 36 months at 10% allowance equal to 1%
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
Of the      N                                             1630.88 NO     Complete Y         NO
unpaid
principal
balance
during any
12 month
period."
NO            4/1/2037 FIXED    Conventional   5/1/2007    112000 F          8.89 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/15/2007    130000                SINGLE FAMILY         1              0                86.15  86.15 FULL          48.5  2675.25     589                                       2                        Exception: Missing    Missing Docs                                  YES        No              9.465 PASS    214784.45 PASS         402.68     4844   8,548.47 PASS         8 N/A    NO     N/A        4844         0 N/A          0 N/A    NO     YES       Final     Yes            1/1/2012   6.875  756.65      2/1/2012      6/1/2037  108945.33            Cure default        36 Penalty       N                           892.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            4/1/2037 FIXED    Conventional   5/1/2007     93500 F          8.85 YES             360      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/22/2007    110000                SINGLE FAMILY         1              0        0          85     85 FULL         42.48  2568.25     586                                       2                        Exception: Missing    Missing Docs                                  YES        No              9.265 PASS    222426.89 PASS          187.1     3263   7,197.20 PASS         8 N/A    NO     N/A        3263  4,498.25 PASS         8 PASS   NO     YES       Final     Yes          10/10/2012    5.25  556.91     11/1/2012      5/1/2037   92176.91            Cure default        36 Penalty       N                           710.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     revealing all three                                                                                                                                                                                                                                                                                                                                                                      20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     bureau scores for both                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower's - Rating -                                                                                                                                                                                                                                                                                                                                                                    months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       interest
NO            4/1/2037 FIXED    Conventional   5/1/2007    261000 F         7.375 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/15/2007    290000                SINGLE FAMILY         1              0                   90     90 FULL         17.98 12505.02     733                                       1                                                                                            YES        No               7.81 PASS    399008.71 PASS          28.75 10810.84  19,998.27 PASS         8 N/A    NO     N/A    10810.84           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1488.44      8/1/2012      5/1/2037  247579.86            Cure default        36 Penalty       N                          1802.66 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            5/1/2037 FIXED    Conventional   6/1/2007    186000 F          7.84 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/31/2007    215000                PUD                   1              0        0       86.51  86.51 FULL         34.16  6255.22     661                                       1                                                                                            YES        No             8.4714 PASS    308616.33 PASS         578.93   9777.5  14,039.47 PASS         8 N/A    NO     N/A      9777.5           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25 1066.14      9/1/2012      6/1/2037   177336.3            Cure default        36 Penalty       N                          1344.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            5/1/2037 FIXED    Conventional   6/1/2007    212800 F          8.09 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/3/2007    224000                SINGLE FAMILY         1              0        0          95     95 REDUCED      17.27 13646.12     689                                       1                                                                                            YES        No             8.7069 PASS    365972.95 PASS         378.42    10741  16,107.34 PASS         8 N/A    NO     N/A       10741 12,080.50 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1209.31      8/1/2012      6/1/2037  201478.29            Cure default        36 Penalty       N                          1574.82 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            5/1/2037 FIXED    Conventional   6/1/2007     60000 F          9.99 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/2/2007     83000                SINGLE FAMILY         1              0        0       72.29  72.29 FULL         34.21  2191.72     553                                       1                                                                                            YES        No            10.6391 PASS    132529.23 PASS          89.72     2694   4,556.51 PASS         8 N/A    NO     N/A        2694  2,847.82 PASS         6 PASS   NO     YES       Final     Yes            8/1/2012    5.25  344.31      9/1/2012      6/1/2037   57271.45            Cure default with capitalization     N                            526.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            4/1/2037 5/1 OR   Conventional   5/1/2007    168000 O          7.44 NO              360      360       5        15        24   4/1/2009   5/1/2009  10/1/2015  11/1/2015     6.44         3     1  13.44   7.44       6        6 6 Month PRIMARY     PURCHASE            1004  1/26/2007    210000         210000 SINGLE FAMILY         1              0 30298.88          80  94.43 FULL        169.39  5791.95     753                                       1                                                                                            YES        No            10.8711 PASS    442146.13 PASS        1542.39        0            N/A            N/A    N/A    N/A           0  8,365.76 PASS         8 PASS   NO     YES       Final     Yes            3/1/2013    5.25  921.93      4/1/2013                166953.89            Cure default with capitalization     N                           1041.6 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)
NO            4/2/2037 FIXED    Conventional   5/2/2007     98100 F           8.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/15/2007    109500                SINGLE FAMILY         1              0                89.59  89.59              29.98  5626.65     647                                       1                                                                                            YES        No              8.805 PASS    176136.99 PASS           77.5     2610   7,639.20 PASS         8 N/A    NO     N/A        2610  4,774.50 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  565.87      8/1/2012      5/1/2037   94124.69            Cure default        36 Penalty       N                           754.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months pre
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              pay penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              will be
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO            4/1/2037 FIXED    Conventional   5/1/2007    128800 F          8.44 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   2/1/2007    161000                SINGLE FAMILY         1              0    32200          80    100 FULL         38.26  7969.77     700                                       2                        Exception: Missing    Missing Docs                                  YES        No             8.6318 PASS    228010.82 PASS          68.91     1427  10,129.45 PASS         8 N/A    NO     N/A        1427           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  742.57      8/1/2012      5/1/2037  123515.67            Cure default        36 If full       N                           984.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing for                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -                                                                                                                                                                                                                                                                                                                                                                   36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO            4/1/2037 FIXED    Conventional   5/1/2007    190800 F          7.49 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/12/2007    212000                SINGLE FAMILY         1              0    48000          90 112.64 FULL         42.06   7384.3     681                                       1                                                                                            YES        No              7.775 PASS    294211.75 PASS        2006.01  3239.23  15,008.04 PASS         8 N/A    NO     N/A     2809.53  9,297.08 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1086.87      8/1/2012      5/1/2037   180784.2            Cure default        24 Penalty       N                           1332.8 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the lesser of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid or 60
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              days interest
NO           3/23/2037 FIXED    Conventional  4/23/2007    212400 F           8.6 NO              360      360       5        15         1                                                                                                             PRIMARY     REFI CASHOUT        1004   3/5/2007    236000                SINGLE FAMILY         1              0                   90     90 REDUCED      39.01     7500     640                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.894 PASS       386577 PASS          146.9   5460.5  16,555.16 PASS         8 N/A    NO     N/A      5460.5 10,346.98 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25 1230.08      9/1/2012      5/1/2037  204270.93            Cure default        36 If full       N                          1648.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO           4/27/2037 FIXED    Conventional  5/27/2007     76000 F          9.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/4/2007     80000                SINGLE FAMILY         1              0        0          95     95 FULL         38.15  3744.08     593                                       2                        Exception: Missing    Missing Docs                                  YES        No             10.297 PASS    165824.52 PASS            3.6  1919.49   5,926.44 PASS         8 N/A    NO     N/A     1919.49  3,704.03 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  444.32      8/1/2012      6/1/2037   74026.45            Cure default        36 Penalty       N                            666.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           4/24/2037 FIXED    Conventional  5/24/2007    144000 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/11/2007    160000                SINGLE FAMILY         1              0                   90     90 FULL         31.67  6990.06     567                                       1                                                                                            YES        No               8.32 PASS    240428.87 PASS           1.64     4405  11,167.60 PASS         8 N/A    NO     N/A        4405           N/A            N/A    N/A    YES       Final     Yes           6/26/2012    5.25  807.01      8/1/2012      6/1/2037  134452.42            Cure default        36 36 months;    N                          1055.62 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   six months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid that
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              exceeds 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO           4/23/2037 FIXED    Conventional  5/23/2007    110000 F          9.35 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004   4/3/2007    127200         125000 SINGLE FAMILY         1              0        0          88     88 FULL         47.51  2383.33     614                                       2  Exception: Missing evidence of title-       Missing Docs                                  NO         No             9.7101 PASS    222023.02 PASS          -7.59   3377.5            N/A            N/A    N/A    N/A      3377.5           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25  633.68      9/1/2012      6/1/2037  105403.75            Cure default        36 Penalty       N                           912.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing final Title Policy, commitment in                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                     capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO           4/11/2037 FIXED    Conventional  5/11/2007    122000 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004   4/8/2007    125000         122000 SINGLE FAMILY         1              0        0         100    100 FULL         45.04     2827     723                                       1                                                                                            NO         No              7.344 PASS       174151 PASS        2245.05     2000            N/A            N/A    N/A    N/A        2000           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25   691.2      8/1/2012      5/1/2037  114971.19            Cure default        36 If full       N                           810.85 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO           4/17/2037 FIXED    Conventional  5/17/2007    240000 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/10/2007    240000                SINGLE FAMILY         1              0                  100    100 FULL         23.98  8624.11     710                                       1                                                                                            YES        No              7.269 PASS     340859.6 PASS        4873.38     1745  19,060.40 PASS         8 N/A    NO     N/A        2945 11,912.75 PASS         8 PASS   NO     YES       Final     Yes           9/24/2012    5.25 1362.95     10/1/2012      6/1/2037  226334.56            Cure default        36 36 months; 2% N                          1595.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           4/27/2037 FIXED    Conventional  5/27/2007    165000 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004   4/3/2007    180000         165000 SINGLE FAMILY         1              0        0         100    100 FULL         32.42  8040.88     795                                       1                                                                                            NO         No              7.201 PASS     233250.4 PASS          59.56     3400            N/A            N/A    N/A    N/A        3400           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  900.98      8/1/2012      6/1/2037  150108.31            Cure default        36 PPP 36 months N                          1096.64 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   1 %
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional   6/1/2007    166600 F          7.94 NO              480      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/11/2007    196000                SINGLE FAMILY         1              0        0          85     85 FULL         49.93  3670.54     634                                       1                                                                                            YES        No              8.369 PASS    394358.94 PASS         184.23     7243  12,660.37 PASS         8 N/A    NO     N/A        7243 12,660.37 PASS         8 PASS   NO     YES       Final     Yes            2/1/2011   5.375  919.07      3/1/2011                164128.82            Cure default        36 Penalty       N                           1150.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            6/1/2037 FIXED    Conventional   7/1/2007    335700 F           8.6 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/24/2007    373000                SINGLE FAMILY         1              0        0          90     90 FULL         23.54    14235     604                                       3  Exception: Missing evidence of title- Final Missing Docs                                  YES        No              8.932 PASS    612091.43 PASS         128.34     8474  26,069.01 PASS         8 N/A    NO     N/A        8474 22,810.38 PASS         7 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1926.34     10/1/2012      7/1/2037  320417.93            Cure default         0               N                          2605.07 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       title policy missing from the file. - Rating                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - 3;                                                                                                                                                                                                                                                                                                                                                                                    capitalization
NO            5/1/2037 10/20    Conventional   6/1/2007    102600 F          11.4 NO              360      360       4        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/3/2007    114000                PUD                   1              0        0          90     90 FULL         35.72     4953     563                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No             11.886 PASS    275642.32 PASS       11403.54  3462.25   7,897.58 PASS         8 N/A    NO     N/A     3385.25  4,935.99 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  613.31      8/1/2012      6/1/2037  102181.18            Cure default         0               N                           988.52 NO         Complete Y         NO
                       TWO STEP                                                                                                                                                                                                                                                                                                                                                                                                                                                Missing Final Title Policy, but have                                                                                                                                                                                                                                                HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               prelim/Commitment - Rating - 2;                                                                                                                                                                                                                                                                                                                                                         capitalization
NO            6/1/2037 10/20    Conventional   7/1/2007     52200 F          8.99 NO              360      360       2        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/17/2007     58000                SINGLE FAMILY         1              0                   90     90 FULL         17.21  2952.77     690                                       1                                                                                            YES        No              9.329         106055.05                         1563   4,176.00 PASS         8 N/A    NO     N/A        1563  2,531.85 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25  310.16      9/1/2012      7/1/2037   51674.45            Cure default        12 Penalty       N                           402.25 NO         Complete Y         NO
                       TWO STEP                                                                                                                                                                                                                                                                                                 DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            6/1/2035 FIXED    Conventional   7/1/2007    326250 F          8.99 NO              336      336       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/14/2007    427500                PUD                   1              0        0       76.32  76.32 FULL         45.02     6616     615                                       1                                                                                            YES        No              9.345 PASS    580571.25 PASS         103.64 10036.06  25,059.26 PASS         8 N/A    NO     N/A    10036.06         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1832.31      8/1/2012      7/1/2035  293281.21            Cure default        36 Penalty       N                          2660.87 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            6/1/2037 10/20    Conventional   7/1/2007    220400 F          9.14 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  4/23/2007    232000                CONDO                 1              0        0          95     95 FULL         37.53     6833     633                                       3                        Exception: Final TIL  Missing Docs                                  YES        No              9.468 FAIL    464453.19 FAIL       31963.11   6516.5  17,115.08 PASS         8 N/A    NO     N/A      6516.5           N/A            N/A    N/A    YES                 Yes            7/1/2012    5.25 1284.27      8/1/2012      7/1/2037  214314.09            Cure default        36 Penalty       N                          1696.59 NO         Complete Y         NO
                       TWO STEP                                                                                                                                                                                                                                                                                                                                                                                                                                                                      in file not signed by                                                                                                                                                                                                                                                                                                                                             with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     all vested parties-                                                                                                                                                                                                                                                                                                                                               capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Bottom of document cut                                                                                                                                                                                                                                                                                                                                                                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     off, not signatures                                                                                                                                                                                                                                                                                                                                                                      equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     visible - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                    of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception:                                                                                                                                                                                                                                                                                                                                                                               prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Incomplete/Illegible
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 in file- Bottom
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     portion of document
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has been cut off, no
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signatures - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;  Exception:
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Incomplete/Illegible
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     RTC in file- Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signature date -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO            6/1/2037 FIXED    Conventional   7/1/2007    259200 F          7.55 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  4/30/2007    288000                SINGLE FAMILY         1              0    56500          90 109.62 FULL         44.97   9512.3     779                                       3                        Exception: Ohio       Missing Docs                                  YES        No             7.6043 PASS    398791.43 PASS         242.55     1135  20,567.99 PASS         8 N/A    NO     N/A        1135 12,903.25 PASS         8 PASS   NO     YES       Final     Yes            7/6/2012    5.25 1477.78      8/1/2012      7/1/2037  246605.61            Cure default        36 Penalty       N                          1821.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             Consumer Sales                                                                                                                                                                                                                                                HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Practices Act                                                                                                                                                                                                                                                                                                                                                     capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation- Missing the                                                                                                                                                                                                                                                                                                                                                                   months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Acknowledgement of                                                                                                                                                                                                                                                                                                                                                                       to 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Receipt of Home                                                                                                                                                                                                                                                                                                                                                                          original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Mortgage Loan                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Information Document                                                                                                                                                                                                                                                                                                                                                                     balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
NO            6/1/2037 FIXED    Conventional   7/1/2007    310000 F          7.82 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/17/2007    500000                SINGLE FAMILY         1              0        0          62     62 FULL         40.66     7048     576                                       3  Exception:  - Rating - 3;                   Missing Docs                                  YES        No              8.169 PASS    506925.83 PASS         127.26 10017.75  23,849.81 PASS         8 N/A    NO     N/A    10017.75 20,868.58 PASS         7 PASS   NO     YES       Final     Yes            8/1/2012    5.25 1676.56      9/1/2012      7/1/2037  279324.56            Cure default        36 Penalty       N                          2235.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within any 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              exceeds 1/3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan, charge
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              will equal to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the payment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of 2 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the aggregate
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid which
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              is in excess
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of 1/3 of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan.
NO            5/1/2037 FIXED    Conventional   6/1/2007    152000 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/2/2007    190000                SINGLE FAMILY         1              0                   80     80 FULL         44.24     3301     636                                       1                                                                                            YES        No              8.216 PASS    252580.01 PASS         132.52     3080  11,894.97 PASS         8 N/A    NO     N/A        3080 11,894.97 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010       6  887.28     12/1/2010                147990.34            Cure default        36 Penalty       N                          1114.26 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            4/1/2037 FIXED    Conventional   5/1/2007    146000 F          7.35 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT         465  3/13/2007    170000                CONDO                 1              0                85.88  85.88 FULL         48.66     3961     708                                       1                                                                                            YES        No              7.581 PASS     219419.4 PASS         156.26     3110  11,428.85 PASS         8 N/A    NO     N/A        3110         0 N/A          8 PASS   NO     YES       Final     Yes            6/1/2011   5.625  802.88      7/1/2011                139471.35            Cure default        36 Penalty       N                           1005.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            5/1/2037 FIXED    Conventional   6/1/2007    155550 F          7.65 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/2/2007    183000                SINGLE FAMILY         1              0        0          85     85 FULL            48  3769.06     635                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.01 PASS    247512.83 PASS         167.57     5125  11,997.49 PASS         8 N/A    NO     N/A        5125  7,521.25 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  894.52      8/1/2012      7/1/2037  149273.16            Cure default        36 Penalty       N                          1103.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES           4/1/2037 2/1 OR   Conventional   5/1/2007    448000 O          6.54 NO              360      360       6        10        60   4/1/2009   5/1/2009  10/1/2015  11/1/2015     5.54         3     1  12.54   6.54       6        6 6 Month PRIMARY     PURCHASE            1004   2/8/2007    570000         560000 SINGLE FAMILY         1              0                   80     80 FULL         32.37  7778.94     673                                       1                                                                                            NO         No            10.2633 PASS   1082485.92 PASS        1500.93     8029            N/A            N/A    N/A    N/A        8029           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    2.75 1828.42     12/1/2010                447877.25            Cure default        24 Penalty       N                           2441.6 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
YES           3/5/2037 FIXED    Conventional   4/5/2007    520000 F          8.51 NO              360      360       6        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/7/2007    650000                SINGLE FAMILY         1              0   130000          80    100 FULL         38.95 17594.37     663                                       2                        Exception: Missing    Missing Docs                                  YES        No             8.7799 PASS     933391.7 PASS          -5.26    12664  40,586.88 PASS         8 N/A    NO     N/A       12664           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 3004.36     10/1/2012      4/1/2037  497265.66            Cure default        36 Penalty       N                          4002.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing disclosure for                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower/coborrower -                                                                                                                                                                                                                                                                                                                                                                    20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          3/28/2037 FIXED    Conventional  4/28/2007    104000 F          7.92 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/1/2007    130000                SINGLE FAMILY         1              0        0          80     80 FULL         40.54     4725     648                                       1                                                                                            YES        No              8.503 PASS     174169.8 PASS          -4.53     5538   7,876.96 PASS         8 N/A    NO     N/A        5538  7,876.96 PASS         8 PASS   NO     YES       Final     Yes            1/1/2013    5.25  596.73      2/1/2013      3/1/2037   97937.37            Cure default         0               N                           757.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           3/30/2037 FIXED    Conventional  4/30/2007     75000 F          8.76 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/19/2007     92000                SINGLE FAMILY         1              0        0       81.52  81.52 FULL          22.5  5284.93     640                                       3  Exception: Missing    Exception: Missing FACTA disclosure-  - Rating - 2;  Exception: Prepayment penalty not allowed per state- Per Mich. Comp. o 438.31c(2)(c)., PPP is limited to 1% for 3 years; penalty on this loan is 5% for 3 years. Loan is beyond 3-year term of PPP.
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       MI certificate-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;

 - Rating - State Loan Not Compliant         YES        No          9.63 PASS     143153.95 PASS          4.24 5547.72  5,556.18 PASS               8 N/A        NO         N/A         5547.72         0 N/A        0 N/A    NO      YES      Final   Yes              7/1/2012       5.25     431.19  8/1/2012       5/1/2037       71721.34          Cure default         36 Penalty     N                                   590.57 NO         Complete Y          NO
2; "                                                                                                                                                                                                                                           HUD1                                                                                                     with                    within
                                                                                                                                                                                                                                                                                                                                                        capitalization          first 36
                                                                                                                                                                                                                                                                                                                                                                                months at
                                                                                                                                                                                                                                                                                                                                                                                20%
                                                                                                                                                                                                                                                                                                                                                                                allowance
                                                                                                                                                                                                                                                                                                                                                                                equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                of the
                                                                                                                                                                                                                                                                                                                                                                                amount
                                                                                                                                                                                                                                                                                                                                                                                prepaid
YES           5/1/2037 FIXED    Conventional   6/1/2007    184500 F          7.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/3/2007    205000                SINGLE FAMILY         1              0        0          90     90 FULL         48.28     3784     638                                       1                                                                                            YES        No              8.252 PASS    300492.01 PASS         172.04   8432.5  14,041.68 PASS         8 N/A    NO     N/A      8432.5           N/A            N/A    N/A    YES       Final     Yes           10/1/2010   5.875 1053.23     12/1/2010                178048.77            Cure default        36 Penalty       N                          1321.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO            5/1/2037 2/1 OR   Conventional   6/1/2007    144900 A          8.81 NO              360      360       5        15             5/1/2009   6/1/2009   5/1/2015   6/1/2015     5.81         3     1  14.81   8.81       6        6 6 Month PRIMARY     REFI CASHOUT        1004   3/8/2007    161000                SINGLE FAMILY         1              0                   90     90 FULL         20.69    25261     632                                       3                        Exception: Finance    TIL Exception                                 YES        No             10.975 PASS    352466.54 FAIL        -200.95   4158.5  11,236.94 PASS         8 N/A    NO     N/A      4158.5  7,023.09 PASS         8 PASS   NO     YES       Final     Yes            2/1/2011   5.125   755.6      3/1/2011                138773.51            Cure default        24 Penalty       N                          1146.14 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Charge Underdisclosed                                                                                                                                                                                                                                                                                                                                                                    20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by$194.45. Unable to                                                                                                                                                                                                                                                                                                                                                                     equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     determine source of                                                                                                                                                                                                                                                                                                                                                                      of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     under disclosure. -                                                                                                                                                                                                                                                                                                                                                                      original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO            5/1/2037 FIXED    Conventional   6/1/2007    361800 F         8.375 NO              360      360       2        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/4/2007    402000                SINGLE FAMILY         1              0        0          90     90 FULL         54.92   7666.7     616                                       3                        Exception: Finance    TIL Exception                                 YES        No             8.4241 PASS    628395.12 FAIL       -1725.32   530.27  28,788.68 PASS         8 N/A    NO     N/A      530.27           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25 2085.12      9/1/2012      6/1/2037  346828.39            Cure default         0               N                          2749.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Charge under disclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $1,725.32 due to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     fees. - Rating - 3;
NO            6/1/2037 FIXED    Conventional   7/1/2007    352000 F         7.499 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  4/13/2007    440300                PUD                   1              0    88000       79.95  99.93 FULL          38.4    13806     668                                       1                                                                                            YES        No             7.5541 PASS    536072.72 PASS          599.9     1298  28,038.80 PASS         8 N/A    NO     N/A        1298 28,038.80 PASS         8 PASS   NO     YES       Final     Yes           6/26/2012    5.25 1999.43      8/1/2012      7/1/2037  333656.76            Cure default        36 Penalty       N                          2460.99 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           6/1/2037 FIXED    Conventional   7/1/2007     61200 F          9.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   3/5/2007     68000                SINGLE FAMILY         1              0                   90     90 FULL         41.86   1646.7     565                                       1                                                                                            YES        No             9.8437 PASS    128761.62 PASS          -0.12      493   4,842.17 PASS         8 N/A    NO     N/A         493           N/A            N/A    N/A    YES       Final     Yes           1/23/2012     7.5  442.04      2/1/2012      8/1/2037   60282.08            Cure default        36 36 months;    N                            525.8 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   six months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the remaining
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
YES           6/1/2037 FIXED    Conventional   7/1/2007    181450 F          8.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/25/2007    191000                SINGLE FAMILY         1              0        0          95     95 FULL         52.73   5343.6     641                                       1                                                                                            YES        No             9.3262 PASS    349819.91 PASS         424.36  4915.45  14,058.41 PASS         8 N/A    NO     N/A     4915.45 10,543.81 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25 1050.47      9/1/2012      7/1/2037  175014.38            Cure default        36 Penalty       N                          1458.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 6 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           6/1/2037 FIXED    Conventional   7/1/2007    240300 F          8.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/24/2007    267000                SINGLE FAMILY         1              0                   90     90 FULL         44.69   7773.3     608                                       1                                                                                            YES        No              8.331 PASS    411933.88 PASS         246.33     1593  19,057.45 PASS         8 N/A    NO     N/A        1593           N/A            N/A    N/A    YES       Final     Yes           9/23/2012    5.25 1377.01     10/1/2012      7/1/2037  229045.47            Cure default        36 36 months;    N                          1805.29 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   six months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the remaining
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            6/1/2037 FIXED    Conventional   7/1/2007    104000 F         7.875 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  5/15/2007    130000                SINGLE FAMILY         1              0    26000          80    100              31.09   5144.3     657                                       3                        Exception: Missing    Missing Docs                                  YES        No             8.1041 PASS    169731.93 PASS         724.57  1518.93   8,196.69 PASS         8 N/A    NO     N/A     1518.93  5,122.93 PASS         6 PASS   NO     YES       Final     Yes           10/1/2012    5.25  596.67     11/1/2012      7/1/2037   99084.36            Cure default        36 Penalty       N                           754.07 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             final HUD-1- Final                                                                                                                                                                                                                                            HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 in file is not                                                                                                                                                                                                                                                                                                                                              capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by the                                                                                                                                                                                                                                                                                                                                                                    equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent. -                                                                                                                                                                                                                                                                                                                                                                         months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              interest
YES           5/1/2037 FIXED    Conventional   6/1/2007    139500 F         8.099 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/19/2007    147000                SINGLE FAMILY         1              0                 94.9   94.9 FULL          36.8     4750     616                                       1                                                                                            YES        No             8.2256 PASS    234991.25 PASS         266.13  1390.05  10,979.46 PASS         8 N/A    NO     N/A     1390.05  6,975.00 PASS         7 PASS   NO     YES       Final     Yes            7/1/2012    5.25  801.26      8/1/2012      6/1/2037  133495.02            Cure default with capitalization     N                          1033.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            5/1/2037 FIXED    Conventional   6/1/2007     95000 F          7.84 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/3/2007    106000                SINGLE FAMILY         1              0        0       89.62  89.62 FULL         15.24  7221.08     581                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.272 PASS    155949.57 PASS           15.2     3522   7,296.72 PASS         8 N/A    NO     N/A        3522  4,573.90 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  544.24      8/1/2012      6/1/2037   90673.44            Cure default        36 Penalty       N                           686.51 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO                     FIXED    Conventional   7/1/2007    125000 F          9.45 NO              480      480       5        15                                                                                                                       PRIMARY     PURCHASE            1004   3/2/2007    185000         156250 SINGLE FAMILY         1              0        0          80     80 FULL         39.08     7000     639                                       2                        Exception: Missing    Missing Docs                                  NO         No              9.719 PASS    361857.65 PASS        6645.12 -3718.11            N/A            N/A    N/A    N/A    -3718.11           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  650.81     10/1/2012                124873.53            Cure default        36 Penalty       N                          1007.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           5/14/2037 FIXED    Conventional  6/14/2007    132050 F         10.55 NO              360      360       4        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/23/2007    139000                SINGLE FAMILY         1              0                   95     95 FULL         46.08     4400     605                                       1                                                                                            YES        No              10.88 PASS    308033.52 PASS           -0.8  3457.52  10,287.40 PASS         8 N/A    NO     N/A     3457.52  6,429.62 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  768.92     10/1/2012      6/1/2037  127688.76            Cure default         0               N                          1212.85 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            6/1/2037 FIXED    Conventional   7/1/2007    150300 F           8.8 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/18/2007    167000                SINGLE FAMILY         1              0        0          90     90 FULL         52.11     4149     562                                       1                                                                                            YES        No               9.24 PASS    283096.68 PASS          43.38     5715  11,563.86 PASS         8 N/A    NO     N/A        5715  8,672.90 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   7.875 1056.62     12/1/2010                145726.95            Cure default        36 Penalty       N                          1187.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            5/1/2031 FIXED    Conventional   6/1/2007    175000 F          8.89 NO              288      288       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/22/2007    250000                SINGLE FAMILY         1              0        0          70     70 FULL         34.18  7408.79     599                                       1                                                                                            YES        No                9.5 PASS    258151.14 PASS         306.47     7927  13,290.82 PASS         8 N/A    NO     N/A        7927  8,306.76 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1134.09     10/1/2012      6/1/2031  162148.01            Cure default         0               N                          1472.15 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            6/1/2037 10/20    Conventional   7/1/2007    191000 I         10.79 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/17/2007    191000                SINGLE FAMILY         1              0                  100    100 FULL         36.27  5192.88     624                                       1                                                                                            YES        No             10.997 PASS    481500.19 FAIL     -139733.56     3192  15,042.71 PASS         8 N/A    NO     N/A        3192         0 N/A          0 N/A    NO     YES       Final     Yes            2/1/2011    7.75  1357.9      3/1/2011                189542.06            Cure default        36 Penalty       N                          1725.43 NO         Complete Y         NO
                       TWO STEP                                                                                                                                                                                                                                                                                                 DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            7/1/2037 FIXED    Conventional   8/1/2007    229000 F          9.39 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/17/2007    229000                SINGLE FAMILY         1              0                  100    100 FULL         51.39  6932.12     739                                       3                        Exception:            Missing Docs                                  YES        No              9.615 PASS    463627.08 PASS         201.04  4585.75  17,830.60 PASS         8 N/A    NO     N/A     4585.75           N/A            N/A    N/A    YES                 Yes            7/1/2012    5.25 1328.93      8/1/2012      8/1/2037  222123.08            Cure default        36 5% of the     N                           1907.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             Incomplete/Illegible                                                                                                                                                                                                                                                                                                                                              with                   amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 in file- Final                                                                                                                                                                                                                                                                                                                                              capitalization         prepaid, when
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Hud, missing Escrow                                                                                                                                                                                                                                                                                                                                                                      prepayments
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Certification, and                                                                                                                                                                                                                                                                                                                                                                       exceed 20% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrowers Signatures.                                                                                                                                                                                                                                                                                                                                                                    the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            7/1/2037 FIXED    Conventional   8/1/2007    106200 F          8.64 NO              360      360       3        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/25/2005    118000                SINGLE FAMILY         1              0                   90     90 FULL         49.63   1982.5     699                                       1                                                                                            YES        No              9.082 PASS    196368.76 PASS          -5.04   4147.5   8,111.91 PASS         8 N/A    NO     N/A      4147.5  5,310.00 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  612.38      8/1/2012      8/1/2037  102356.69            Cure default with capitalization     N                           827.15 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            6/1/2037 FIXED    Conventional   7/1/2007     46750 F          10.7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/23/2007     55000                SINGLE FAMILY         1              0        0          85     85 FULL         76.23     1439     583                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              11.32 PASS    111953.17 PASS         211.31  1935.95   3,578.47 PASS         8 N/A    NO     N/A     1935.95  2,240.70 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  269.45     11/1/2012      7/1/2037   44745.19            Cure default with capitalization     N                           434.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Commitment in file; missing policy - Rating                                                                                                                                                                                                                                         HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - 2;
NO            4/2/2037 FIXED    Conventional   5/2/2007    100000 F          7.89 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/9/2007    145000                SINGLE FAMILY         1              0                68.97  68.97 FULL         22.71     3996     643                                       1                                                                                            YES        No             8.5494 PASS    167384.85 PASS         284.95     5700   7,544.00 PASS         8 N/A    NO     N/A        5700  7,544.00 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010       6  576.33     12/1/2010                 96127.77            Cure default        36 Penalty       N                           726.12 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            5/1/2037 FIXED    Conventional   6/1/2007    106650 F          9.39 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/10/2007    118500                SINGLE FAMILY         1              0    29500          90  114.9 FULL         47.54  4979.86     658                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              9.827 PASS    217044.73 PASS          -9.06  3915.25   8,216.55 PASS         8 N/A    NO     N/A     3915.25           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  620.85     10/1/2012      6/1/2037  103099.85            Cure default         0               N                           888.23 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing final title - Rating - 2;                                                                                                                                                                                                                                                   HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           5/1/2037 FIXED    Conventional   6/1/2007    174000 F          7.41 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/10/2007    370000                SINGLE FAMILY         1              0        0       47.03  47.03 FULL         22.81     6088     596                                       1                                                                                            YES        No              7.754 PASS    266074.18 PASS         627.25     5277  13,494.97 PASS         8 N/A    NO     N/A        5277 10,121.23 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  968.79      8/1/2012      6/1/2037  161406.73            Cure default        24 Penalty       N                          1205.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            4/2/2037 FIXED    Conventional   5/1/2007    169200 F          8.05 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/15/2007    188000                SINGLE FAMILY         1              0                   90     90 STATED /     33.87     5800     781                                       1                                                                                            YES        No                8.3 PASS    283800.98 PASS          14.15   3835.5  13,223.11 PASS         8 N/A    NO     N/A     3540.93  8,180.64 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  977.88      8/1/2012      6/1/2037  162920.97            Cure default        36 Penalty       N                          1247.43 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            5/1/2037 FIXED    Conventional   6/1/2007     78000 F          8.74 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   4/3/2007     87000                SINGLE FAMILY         1              0                89.66  89.66 FULL         15.12  4055.04     622                                       1                                                                                            YES        No              9.185 PASS    145754.64 PASS         -22.75   3055.5   5,994.20 PASS         8 N/A    NO     N/A      3055.5  3,747.23 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  451.42     10/1/2012      6/1/2037   74963.12            Cure default        36 Penalty       N                           613.07 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            5/1/2037 FIXED    Conventional   6/1/2007     88000 F         8.999 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/28/2007     88000                SINGLE FAMILY         1              0                  100    100 FULL         17.86     4275     647                                       1                                                                                            YES        No             9.4225 PASS     170449.9 PASS          352.8     2890   6,782.76 PASS         8 N/A    NO     N/A        2490         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  509.76      8/1/2012      6/1/2037   84929.82            Cure default with capitalization     N                              708 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            5/1/2037 FIXED    Conventional   6/1/2007     90000 F         8.299 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/21/2007    100000                SINGLE FAMILY         1              0                   90     90 FULL          41.6     5026     636                                       2                        Exception: Missing    Missing Docs                                  YES        No             8.4783 PASS    156265.74 PASS          99.79     1393   7,068.92 PASS         8 N/A    NO     N/A        1393           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  518.95     11/1/2012      6/1/2037   86036.26            Cure default        36 If full       N                           679.24 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 6 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            5/1/2037 FIXED    Conventional   6/1/2007    321300 F          8.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/27/2007    360000                SINGLE FAMILY         1              0                89.25  89.25              58.23  10913.2     614                                       1                                                                                            YES        No             8.8373 PASS    592744.52 PASS         268.41     2275  25,398.76 PASS         8 N/A    NO     N/A        2275         0 N/A          8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1861.58      8/1/2012      7/1/2037  310652.29            Cure default         0               N                          2527.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional   6/1/2007    134000 F         7.975 NO              480      480       3        15                                                                                                                       PRIMARY     REFI CASHOUT        1073   4/4/2007    160000                CONDO                 1              0        0       83.75  83.75 FULL         45.45   3250.1     790                                       1                                                                                            YES        No             8.2557 PASS    316203.85 PASS         585.67     3395  10,432.00 PASS         8 N/A    NO     N/A        3395  6,700.00 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  688.37     10/1/2012                131858.17            Cure default with capitalization     N                            929.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1
NO            5/1/2037 FIXED    Conventional   6/1/2007    135000 F          8.59 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/10/2007    161000                SINGLE FAMILY         1              0        0       83.85  83.85 FULL         32.57   4464.6     537                                       1                                                                                            YES        No             8.8275 PASS    244904.66 PASS         141.02     2745  10,562.61 PASS         8 N/A    NO     N/A        2745           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  780.18     10/1/2012      6/1/2037  128637.15            Cure default        36 Penalty       N                          1046.66 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            5/1/2037 FIXED    Conventional   6/1/2007    189000 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   4/5/2007    210000                SINGLE FAMILY         1              0    52500          90    115 FULL         44.03    11316     642                                       1                                                                                            YES        No             8.1442 PASS    313060.54 PASS         561.19  2182.32  14,902.39 PASS         8 N/A    NO     N/A     2182.32         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25 1085.14     10/1/2012      6/1/2037  180200.69            Cure default        36 Penalty       N                           1385.5 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 6 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            5/1/2037 FIXED    Conventional   6/1/2007    207000 F           8.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/12/2007    230000                SINGLE FAMILY         1              0        0          90     90              33.57     7466     578                                       3                        Exception: Missing    Missing Docs                                  YES        No             8.5878 PASS    368050.49 PASS         272.51     1398  16,417.31 PASS         8 N/A    NO     N/A        1398 12,312.98 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  1174.1     10/1/2012      6/1/2037  194974.75            Cure default         0               N                          1591.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             initial GFE-  - Rating                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                              capitalization
NO            5/1/2037 FIXED    Conventional   6/1/2007    100300 F         8.249 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  4/18/2007    118000                SINGLE FAMILY         1              0                   85     85              26.63   4398.5     555                                       1                                                                                            YES        No             8.4927 PASS    173279.37 PASS         795.74     1451   7,900.67 PASS         8 N/A    NO     N/A        1451  5,925.50 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   574.1      8/1/2012      6/1/2037   95648.11            Cure default        36 If a full     N                           753.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            6/1/2037 FIXED    Conventional   7/1/2007     70950 F          9.65 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI CASHOUT        1004  4/27/2007     83500                SINGLE FAMILY         1              0        0       84.97  84.97 FULL         36.46     8454     662                                       1                                                                                            NO         No              9.926 PASS     148702.9 PASS         264.59     1385            N/A            N/A    N/A    N/A        1385           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  402.93     10/1/2012      7/1/2037   67021.89            Cure default with capitalization     N                           604.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            6/1/2037 FIXED    Conventional   7/1/2007    144000 F          8.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/3/2007    160000                SINGLE FAMILY         1              0                   90     90 FULL          14.9  8209.27     612                                       1                                                                                            YES        No              8.506 PASS    248840.34 PASS        2017.37     1464  11,410.69 PASS         8 N/A    NO     N/A        1464           N/A            N/A    N/A    YES       Final     Yes           9/24/2012    5.25  826.61     10/1/2012      7/1/2037  137494.57            Cure default        36 36 months; 1% N                          1081.82 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   of amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         prepaid that
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              exceeds 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO            6/1/2037 FIXED    Conventional   7/1/2007    171000 F           7.4 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/24/2007    190000                PUD                   1              0        0          90     90 FULL         36.04     5000     617                                       1                                                                                            YES        No              8.021 PASS    265221.37 PASS        6162.69     3795  13,373.63 PASS         8 N/A    NO     N/A        3795 13,373.63 PASS         8 PASS   NO     YES       Final     Yes           9/25/2014     5.5  703.52     10/1/2014                116977.01            Cure default        36 Penalty       N                          1183.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with Principal         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       foregiveness           36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            6/1/2027 FIXED    Conventional   7/1/2007    101000 F          7.12 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/10/2007    127000                SINGLE FAMILY         1              0        0       79.53  79.53 FULL         21.53     8094     599                                       1                                                                                            YES        No              8.131 PASS     96382.43 PASS           9.16     7415   7,464.73 PASS         8 N/A    NO     N/A        7415  7,464.73 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010       7  575.47     12/1/2010                 86497.39            Cure default        36 Penalty       N                           790.34 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              with 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              excess of 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in any 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
NO            6/1/2037 FIXED    Conventional   7/1/2007    161250 F          7.59 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/2/2007    215000                SINGLE FAMILY         1              0        0          75     75 FULL         34.15  5364.72     579                                       1                                                                                            YES        No              7.878 PASS    252288.99 PASS         260.91     3700  12,595.95 PASS         8 N/A    NO     N/A        3700 12,595.95 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010    5.75  903.71     12/1/2010                154858.87            Cure default        36 Penalty       N                          1137.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            7/1/2037 FIXED    Conventional   8/1/2007    205600 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   6/6/2007    257000                SINGLE FAMILY         1              0    51400          80    100 FULL          47.5     8906     661                                       1                                                                                            YES        No              8.172 PASS    341313.91 PASS          46.48     3470  16,105.59 PASS         8 N/A    NO     N/A        3470 10,065.99 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1186.65     10/1/2012      9/1/2037  198023.39            Cure default        36 Penalty       N                          1507.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
YES           6/1/2037 FIXED    Conventional   7/1/2007    164000 F          7.58 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/23/2007    190000                SINGLE FAMILY         1              0        0       86.32  86.32 FULL            50     3326     635                                       1                                                                                            YES        No              8.328 PASS    263928.64 PASS         1702.5     9660  12,306.33 PASS         8 N/A    NO     N/A        9660 12,306.33 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010    5.75  924.45     12/1/2010                158411.91            Cure default        36 Penalty       N                          1155.71 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
NO            7/1/2037 FIXED    Conventional   8/1/2007    495000 F          8.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  5/24/2007    500000                CONDO                 1              0                   99     99 FULL         11.67    38863     657                                       1                                                                                            YES        No              8.311 PASS    840913.19 PASS         409.51     7264  38,859.72 PASS         8 N/A    NO     N/A        7264           N/A            N/A    N/A    YES       Final     Yes            3/1/2011    6.25 2946.48      4/1/2011                478544.08            Cure default        36 Penalty       N                          3684.03 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            7/1/2037 FIXED    Conventional   8/1/2007     74000 F         9.999 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/14/2007     74000                SINGLE FAMILY         1              0        0         100    100 FULL         40.03   3276.4     631                                       1                                                                                            YES        No            10.2586 PASS    161577.85 PASS          29.28   1560.2   5,777.34 PASS         8 N/A    NO     N/A      1560.2           N/A            N/A    N/A    YES       Final     Yes           8/27/2012    5.25  431.82      9/1/2012      8/1/2037   72059.93            Cure default        36 Penalty       N                           649.35 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the remaining
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
YES           7/1/2037 FIXED    Conventional   8/1/2007    110000 F          9.89 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004   6/1/2007    114000         110000 PUD                   1              0        0         100    100 FULL         54.47   4343.3     658                                       1                                                                                            YES        No            10.0357 PASS    236338.64 PASS          94.37     1255            N/A            N/A    N/A    N/A        1255  8,644.76 PASS         8 PASS   NO     YES       Final     Yes            6/1/2011   8.875  852.57      7/1/2011                107154.57            Cure default         0               N                            956.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            7/1/2037 FIXED    Conventional   8/1/2007    148500 F          8.63 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/25/2007    165000                SINGLE FAMILY         1              0        0          90     90 FULL         31.71  7176.92     604                                       1                                                                                            YES        No                9.1 PASS    273658.15 PASS        1081.56     5080  11,473.60 PASS         8 N/A    NO     N/A        5080 11,473.60 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010     6.5  913.07     12/1/2010                144457.32            Cure default        36 Penalty       N                          1155.55 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5%
NO            5/9/2037 FIXED    Conventional   6/9/2007    130000 F          9.27 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/9/2007    130000                SINGLE FAMILY         1              0        0         100    100 FULL         48.89  4895.35     697                                       1                                                                                            YES        No              9.697 PASS    260407.06 PASS         -11.52     4728  10,021.76 PASS         8 N/A    NO     N/A        4728           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  756.57     10/1/2012      7/1/2037  125844.47            Cure default        36 If a full     N                          1071.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     ATTACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES           7/1/2037 FIXED    Conventional   8/1/2007     78000 F          9.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/11/2007     90000                SINGLE FAMILY         1              0                86.67  86.67 FULL         27.09  4583.34     604                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.74 PASS    155089.76 PASS           -0.5  3899.95   5,910.80 PASS         8 N/A    NO     N/A     3899.95           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  451.76      8/1/2012      8/1/2037   75508.77            Cure default        36 Penalty       N                           636.05 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with state regs but                                                                                                                                                                                                                                                                                                                                                                      balance of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        the Note.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO            7/1/2037 FIXED    Conventional   8/1/2007    207000 F          8.05 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   7/7/2007    230000                SINGLE FAMILY         1              0    23000          90    100 FULL         57.36 10642.46     676                                       3                        Exception: CO House   State Loan Not Compliant                      YES        No              8.507 PASS    351236.78 PASS         325.77  8509.95  15,879.20 PASS         8 N/A    NO     N/A     8509.95 11,909.40 PASS         8 PASS   NO     YES       Final     Yes           4/13/2011    7.25 1365.53      3/1/2011                200173.04            Cure default        36 Penalty       N                          1526.12 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             Bill 1322 - not                                                                                                                                                                                                                                               HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliant- Net Benefit                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure is not in                                                                                                                                                                                                                                                                                                                                                                     5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the file. Broker                                                                                                                                                                                                                                                                                                                                                                         original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     originated loan. -                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              balance
NO            7/1/2037 FIXED    Conventional   8/1/2007    145000 F          9.55 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/15/2007    145000                PUD                   1              0        0         100    100 FULL            27  5727.98     669                                       1                                                                                            YES        No             10.123 PASS    302793.36 PASS         581.08  6304.95  11,089.53 PASS         8 N/A    NO     N/A     6304.95  6,930.96 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  843.88     10/1/2012      8/1/2037  140595.37            Cure default         0               N                          1224.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            7/1/2037 FIXED    Conventional   8/1/2007    175750 F          9.95 NO              360      360       3        15                                                                                                                       PRIMARY     REFI R/T            1004  6/11/2007    185000                SINGLE FAMILY         1              0                   95     95 FULL         45.55   4085.2     612                                       2                        Exception: Missing    Missing Docs                                  YES        No            10.2108 PASS    381201.25 PASS         625.95   3182.5  13,786.24 PASS         8 N/A    NO     N/A      3182.5  8,787.50 PASS         8 PASS   NO     YES       Final     Yes           6/25/2012    5.25 1032.34      8/1/2012      9/1/2037  172825.84            Cure default         0 n/a           N                          1535.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            7/1/2037 FIXED    Conventional   8/1/2007    225000 F           9.4 NO              360      360       2        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/13/2007    250000                SINGLE FAMILY         1              0                   90     90 FULL         89.15   5521.7     563                                       1                                                                                            YES        No              9.577 PASS    453912.22 PASS         659.51     2773  17,754.98 PASS         8 N/A    NO     N/A        2773 11,111.35 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1305.82      8/1/2012      8/1/2037  218260.27            Cure default         0               N                          1875.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            7/1/2027 FIXED    Conventional   8/1/2007    125000 F          10.5 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/12/2007    125000                SINGLE FAMILY         1              0        0         100    100 FULL         55.09     3430     625                                       1                                                                                            YES        No            10.7302 PASS    176648.25 PASS         148.53     1770   9,841.14 PASS         8 N/A    NO     N/A        1770  6,150.71 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25  916.76     10/1/2012      8/1/2027  113623.97            Cure default         0               N                          1247.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            8/1/2027 FIXED    Conventional   9/1/2007     59750 F         10.99 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/23/2007     59750                SINGLE FAMILY         1              0                  100    100 FULL         23.44     8530     679                                       1                                                                                            YES        No            11.8354 PASS     91777.49 PASS         268.47     2927   4,512.74 PASS         8 N/A    NO     N/A        2927           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  438.86      8/1/2012      9/1/2027    54989.9            Cure default        36 Penalty       N                           616.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           6/25/2037 FIXED    Conventional  7/25/2007    176000 F          7.63 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   6/1/2007    205000                SINGLE FAMILY         1              0        0       85.85  85.85 STATED /      46.4     4000     689                                       2                        Exception: Missing    Missing Docs                                  YES        No                8.1 PASS     280419.8 PASS           2.72     7741  13,460.72 PASS         8 N/A    NO     N/A        7741         0 N/A          0 N/A    NO     YES       Final     Yes           8/30/2012    5.25 1005.87      8/1/2012      8/1/2037  168125.18            Cure default        36 If prepaid in N                          1246.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan balance.
NO            6/1/2022 FIXED    Conventional   7/1/2007    144000 F          7.85 NO              180      180       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/15/2007    180000                PUD                   1              0        0          80     80 FULL         50.57     4469     557                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.542 PASS    107325.56 PASS         507.45     5755  11,091.81 PASS         8 N/A    NO     N/A        5755           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1098.92      8/1/2012      7/1/2022  102423.63            Cure default        36 Penalty       N                           1363.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing disclosure for                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -                                                                                                                                                                                                                                                                                                                                                                   10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            7/1/2037 FIXED    Conventional   8/1/2007    191250 F           7.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  5/28/2007    212500                SINGLE FAMILY         1              0 15138.88          90  97.12 FULL         43.21     9357     627                                       1                                                                                            YES        No              7.922 PASS    297973.24 PASS          72.61  7584.25  14,680.68 PASS         8 N/A    NO     N/A     7584.25           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1090.63      8/1/2012      8/1/2037  182292.91            Cure default        36 Penalty       N                          1337.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            7/1/2037 FIXED    Conventional   8/1/2007    314500 F          8.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  4/27/2007    370000                CONDO<5FLOORS         1              0                   85     85 FULL         40.05 10349.31     649                                       1                                                                                            YES        No              8.429 PASS    537016.64 PASS          35.43     8071  24,452.52 PASS         8 N/A    NO     N/A        8071           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25 1792.38      9/1/2012      8/1/2037  299105.22            Cure default        36 Penalty       N                          2340.66 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                                                                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            7/1/2037 FIXED    Conventional   8/1/2007    186300 F          8.59 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/31/2007    216000                SINGLE FAMILY         1              0        0       86.25  86.25 FULL         46.52 10320.99     627                                       1                                                                                            YES        No              9.018 PASS    341012.46 PASS         101.59     6969  14,325.44 PASS         8 N/A    NO     N/A        6969 14,325.44 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   6.625 1147.24     12/1/2010                179169.89            Cure default        36 Penalty       N                          1444.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            6/1/2037 FIXED    Conventional   7/1/2007    195000 F          7.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/7/2007    195000                SINGLE FAMILY         1              0        0         100    100 FULL         47.31     5702     662                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.175 PASS       318844 PASS         678.28     5259  15,169.23 PASS         8 N/A    NO     N/A        5259  9,480.77 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1059.74      8/1/2012      7/1/2037  176844.96            Cure default        36 Penalty       N                           1410.5 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            7/1/2037 FIXED    Conventional   8/1/2007    153000 F          8.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   6/5/2007    178000                SINGLE FAMILY         1              0        0       85.96  85.96 FULL         43.01     4333     587                                       1                                                                                            YES        No              8.533 PASS    262491.98 PASS           0.14     5355  11,795.20 PASS         8 N/A    NO     N/A        5355 11,795.20 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  858.14     10/1/2012      8/1/2037  142971.22            Cure default        36 Penalty       N                           1138.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            7/1/2037 FIXED    Conventional   8/1/2007     84000 F          8.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/27/2007    120000                SINGLE FAMILY         1              0                   70     70 FULL         42.88     2083     597                                       1                                                                                            YES        No              9.293 PASS    157894.07 PASS        1921.19  2054.54   6,554.03 PASS         8 N/A    NO     N/A     2054.54  4,097.27 PASS         8 PASS   NO     YES       Final     Yes            1/1/2012   7.375  588.26      2/1/2012      8/1/2037   81126.33            Cure default        36 Penalty       N                           660.83 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
YES           7/1/2037 FIXED    Conventional   8/1/2007    171000 F          7.79 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/15/2007    190000                PUD                   1              0        0          90     90 FULL         35.63     4935     604                                       1                                                                                            YES        No               8.36 PASS    280862.42 PASS         225.24     8765  12,967.12 PASS         8 N/A    NO     N/A        8765           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  957.44      8/1/2012      8/1/2037  160030.44            Cure default        36 Penalty       N                          1229.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            8/1/2037 FIXED    Conventional   9/1/2007    107100 F          9.74 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  6/11/2007    119000                CONDO                 1              0        0          90     90 FULL          48.5     3304     672                                       1                                                                                            YES        No             10.059 PASS    238445.41 PASS       10827.05   3263.5   8,238.33 PASS         8 N/A    NO     N/A      3263.5           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  643.45     11/1/2012     10/1/2037  107376.05            Cure default        36 Penalty       N                           887.62 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 5% amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              next 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO            8/1/2037 FIXED    Conventional   9/1/2007    124200 F        10.353 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   6/1/2007    138000                SINGLE FAMILY         1              0        0          90     90 FULL         27.68 10265.66     567                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No             10.834 PASS    285709.05 PASS          -6.63  4766.39   9,470.14 PASS         8 N/A    NO     N/A     5542.64  5,918.84 PASS         6 PASS   NO     YES       Final     Yes            6/1/2011     8.5  892.94      7/1/2011                 116130.7            Cure default         0               N                          1122.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           5/7/2037 FIXED    Conventional   6/7/2007    122400 F          7.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/28/2007    136000                SINGLE FAMILY         1              0        0          90     90 FULL         44.82   2257.5     680                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.236 PASS    198816.65 PASS          15.51  5521.25   9,350.30 PASS         8 N/A    NO     N/A     5521.25  6,120.00 PASS         7 PASS   NO     YES       Final     Yes            8/1/2012    5.25  700.09      9/1/2012      6/1/2037  116448.98            Cure default         0               N                           876.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            8/1/2037 FIXED    Conventional   9/1/2007    122400 F          9.45 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  6/20/2007    136000                SINGLE FAMILY         1              0                   90     90 FULL         47.62     4249     625                                       1                                                                                            YES        No              9.642 PASS    248976.48 PASS         406.42   1618.8   9,627.00 PASS         8 N/A    NO     N/A      1618.8         0 N/A          0 N/A    NO     YES       Final     Yes            8/1/2012    5.25  710.65      9/1/2012      9/1/2037  118781.36            Cure default        36 Penalty       N                          1024.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           7/16/2037 FIXED    Conventional  8/16/2007    252000 F          8.89 NO              360      360       2        15                                                                                                                       PRIMARY     REFI CASHOUT        1073   6/4/2007    280000                CONDO                 1              0    50000          90 107.86 FULL         36.44 12002.89     667                                       1                                                                                            YES        No             9.1643 PASS    476875.78 PASS         276.96     5814  19,694.88 PASS         8 N/A    NO     N/A        5814 17,233.02 PASS         7 PASS   NO     YES       Final     Yes           6/26/2012    5.25 1479.49      8/1/2012     11/1/2037  248471.22            Cure default with capitalization     N                          2007.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1
NO            7/5/2037 FIXED    Conventional   8/5/2007     54000 F         10.55 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   6/5/2007     54000                SINGLE FAMILY         1              0        0         100    100 FULL         22.84  3337.67     660                                       1                                                                                            YES        No             11.125 PASS     126980.6 PASS          -2.32   3275.5   4,057.96 PASS         8 N/A    NO     N/A      3275.5  4,057.96 PASS         8 PASS   NO     YES       Final     Yes           1/12/2012     8.5  420.24      2/1/2012      9/1/2037   52580.49            Cure default        12 Penalty       N                           495.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            8/1/2037 FIXED    Conventional   9/1/2007    105000 F         10.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1025  6/18/2007    105000                2 FAMILY              1              0                  100    100 FULL         41.01   8641.2     645                                       1                                                                                            YES        No            11.3206 PASS    258048.36 PASS         -13.21     2705   8,130.49 PASS         8 N/A    NO     N/A        2705  5,114.75 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25   607.3     11/1/2012      9/1/2037  101180.19            Cure default without capitalization  N                           999.15 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1
NO            7/9/2037 FIXED    Conventional   8/9/2007     96000 F           9.8 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/18/2007     96000                SINGLE FAMILY         1              0        0         100    100 FULL         22.53     5365     678                                       2                        Exception: Missing    Missing Docs                                  YES        No             10.396 PASS    206855.83 PASS          96.75   4565.5   7,314.76 PASS         8 N/A    NO     N/A      4565.5  4,571.73 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010     7.5   656.4     12/1/2010                 93876.95            Cure default        36 Penalty       N                           828.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            8/1/2037 FIXED    Conventional   9/1/2007     65000 F          8.68 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/28/2007     74000                SINGLE FAMILY         1              0        0       87.84  87.84              17.57   3501.5     715                                       3                        Exception: Missing    State Loan Not Compliant                      YES        No              9.133 PASS    120516.29 PASS          15.34     2472   4,993.46 PASS         8 N/A    NO     N/A        2472  3,126.40 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  374.69      8/1/2012      9/1/2037   62728.25            Cure default         0               N                           508.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Ohio
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer Sales
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Practices Act
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation-  - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
NO            8/1/2037 FIXED    Conventional   9/1/2007    198900 F         9.048 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/11/2007    221000                SINGLE FAMILY         1              0        0          90     90 FULL         46.74   3803.5     649                                       1                                                                                            YES        No              9.437 PASS    386415.49 PASS         522.56   6476.9  15,389.90 PASS         8 N/A    NO     N/A      6476.9 15,389.90 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010    4.25   941.5     12/1/2010                191384.32            Cure default        36 Penalty       N                          1607.27 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months, at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/1/2037 FIXED    Conventional  10/1/2007    121000 F           7.4 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  6/28/2007    136000                SINGLE FAMILY         1              0    15000       88.97    100 FULL         54.42   3086.3     665                                       3                        Exception:            Missing Docs                                  YES        No              8.069 PASS    188629.71 PASS          -0.42  7887.95   9,013.64 PASS         8 N/A    NO     N/A     7887.95         0 N/A          0 N/A    NO     YES                 Yes            7/1/2012    5.25  688.66      8/1/2012     10/1/2037  115473.11            Cure default        36 Penalty       N                           837.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             Incomplete/Illegible                                                                                                                                                                                                                                                                                                                                              with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final TIL in file-                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing signature                                                                                                                                                                                                                                                                                                                                                                        5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     /date - bottom portion                                                                                                                                                                                                                                                                                                                                                                   original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has been cutoff. -                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- HUD in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file appear to be
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final but is missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signature or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     true/certified stamp -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO            9/1/2037 FIXED    Conventional  10/1/2007    170400 F          8.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/29/2007    213000                SINGLE FAMILY         1              0        0          80     80               37.7     7481     576                                       1                                                                                            YES        No              9.415 PASS    324904.22 PASS         169.93     7120  12,979.77 PASS         8 N/A    NO     N/A        7120 12,979.77 PASS         8 PASS   NO     YES       Final     Yes            1/1/2012     7.5 1206.56      2/1/2012     10/1/2037  164895.51            Cure default        36 Penalty       N                          1352.73 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            9/1/2037 FIXED    Conventional  10/1/2007    135000 F          9.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/2/2007    150000                SINGLE FAMILY         1              0                   90     90 FULL         39.79     6308     562                                       3                        Exception: State loan Missing Docs                                  YES        No               10.2 PASS     294137.9 PASS         283.07     2086  10,582.87 PASS         8 N/A    NO     N/A        2086  6,645.70 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  783.78     10/1/2012     10/1/2037  131004.68            Cure default        36 Penalty       N                          1183.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             - not compliant- No                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Acknowledgement of                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Receipt of Home                                                                                                                                                                                                                                                                                                                                                                          1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Mortgage Loan                                                                                                                                                                                                                                                                                                                                                                            outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Information Document                                                                                                                                                                                                                                                                                                                                                                     loan balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     was located in the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file. - Rating - 3;
YES           9/1/2037 FIXED    Conventional  10/1/2007    190000 F          9.95 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/14/2007    225000                SINGLE FAMILY         1              0        0       84.44  84.44 FULL         29.08   6153.3     554                                       1                                                                                            YES        No            10.1813 PASS     411646.3 PASS         371.09     3283  14,916.64 PASS         8 N/A    NO     N/A        3283           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   7.625 1318.08     12/1/2010                186223.53            Cure default         0               N                          1660.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            8/1/2037 10/20    Conventional   9/1/2007    270000 F          8.49 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/25/2007    300000                SINGLE FAMILY         1              0                   90     90 FULL          46.1     7949     588                                       2  Exception: Missing evidence of title- There Missing Docs                                  YES        No              8.917 PASS    515379.54 PASS       26444.51    10607  20,620.81 PASS         8 N/A    NO     N/A       10607 11,672.69 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25 1472.49      9/1/2012      9/1/2037     246118            Cure default         0               N                           1977.3 NO         Complete Y         NO
                       TWO STEP                                                                                                                                                                                                                                                                                                 DETACHED                                                                                                                                       is a commitment in the file but no copy of                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               the title policy was located in the file. -                                                                                                                                                                                                                                                                                                                                             capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;
NO            9/1/2037 FIXED    Conventional  10/1/2007     80000 F          8.79 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/17/2007    126000                SINGLE FAMILY         1              0        0       63.49  63.49 FULL         47.68  1785.33     635                                       1                                                                                            YES        No               9.65 PASS    153448.07 PASS         131.16     5712   5,926.09 PASS         8 N/A    NO     N/A        5712  5,926.09 PASS         8 PASS   NO     YES       Final     Yes           7/19/2012    5.25  460.48      8/1/2012     10/1/2037   77212.17            Cure default with capitalization     N                           631.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO           10/1/2037 FIXED    Conventional  11/1/2007    175200 F         9.785 NO              360      360       4        15                                                                                                                       PRIMARY     REFI R/T            1004  8/27/2007    219000                SINGLE FAMILY         1              0        0          80     80 FULL          8.71    28072     622                                       1                                                                                            YES        No              9.937 PASS    371696.61 PASS          31.63     2230  13,747.42 PASS         8 N/A    NO     N/A        2230  8,592.14 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  1024.7      8/1/2012     12/1/2037  172363.46            Cure default        24 Penalty       N                          1509.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         24 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            9/1/2027 FIXED    Conventional  10/1/2007    105000 F          9.29 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/16/2007    105000                SINGLE FAMILY         1              0        0         100    100 FULL         45.82     4033     667                                       1                                                                                            YES        No              9.799 PASS    130262.53 PASS           1.75     3675   8,095.31 PASS         8 N/A    NO     N/A        3675           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  761.48     10/1/2012     11/1/2027   95415.76            Cure default        12 Penalty       N                           964.38 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            9/1/2037 FIXED    Conventional  10/1/2007    218000 F          8.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/13/2007    245000                SINGLE FAMILY         1              0        0       88.98  88.98 FULL         19.72  9917.24     609                                       1                                                                                            YES        No              9.465 PASS     413027.6 PASS         422.85 12993.23  16,383.82 PASS         8 N/A    NO     N/A    12993.23         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1256.43      8/1/2012     10/1/2037   210675.7            Cure default        36 Penalty       N                          1715.01 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           10/1/2037 FIXED    Conventional  11/1/2007    481400 F          9.79 NO              360      360       4        15                                                                                                                       PRIMARY     PURCHASE            1004  8/21/2007    535000         534900 PUD                   1              0                   90     90 FULL         44.51    12277     670                                       1                                                                                            NO         No              9.954 PASS   1022400.22 PASS          20.95     6638            N/A            N/A    N/A    N/A        6638           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 2820.35     10/1/2012     12/1/2037  472913.07            Cure default        24 Penalty       N                          4150.12 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            9/1/2037 FIXED    Conventional  10/1/2007     89250 F          9.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   8/2/2007    111000                SINGLE FAMILY         1              0        0       80.41  80.41 FULL         48.34     2420     576                                       3                        Exception: Missing    Missing Docs                                  YES        No             10.575 PASS    196727.22 PASS        2616.39  1610.05   7,009.24 PASS         8 N/A    NO     N/A     1610.05  4,380.78 PASS         8 PASS   NO     YES                 Yes           2/27/2013    8.49  700.55      4/1/2013      9/1/2037   86644.53            Cure default        36 Penalty       N                           782.57 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             final HUD-1- HUD-1 not                                                                                                                                                                                                                                                                                                                                            with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed by the borrower                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     or stamped as true and                                                                                                                                                                                                                                                                                                                                                                   10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     certified by the title                                                                                                                                                                                                                                                                                                                                                                   equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                        of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO                     FIXED    Conventional  11/1/2007    495900 F          7.75 NO              480      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/20/2007    551000                PUD                   1              0        0          90     90 FULL         48.85 12797.74     639                                       1                                                                                            YES        No              7.831 PASS   1119039.45 PASS         1481.6      675  39,441.12 PASS         8 N/A    NO     N/A         675           N/A            N/A    N/A    YES       Final     Yes            6/1/2011   5.125 2668.42      7/1/2011                490080.54            Cure default        36 1% of the     N                          3355.36 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         pre-paid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO            9/1/2037 FIXED    Conventional  10/1/2007     91800 F         9.581 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/16/2007    102000                SINGLE FAMILY         1              0                   90     90 FULL         53.79     2836     610                                       1                                                                                            YES        No             10.164 PASS    192463.58 PASS          183.6     4167   7,004.86 PASS         8 N/A    NO     N/A        4167  4,378.04 PASS         8 PASS   NO     YES       Final     Yes           9/21/2012    5.25  533.53     10/1/2012     10/1/2037   89177.41            Cure default        36 36 months;    N                           777.34 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   six months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid that
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              exceed 20% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
YES          10/1/2037 FIXED    Conventional  11/1/2007    124000 F         9.481 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/29/2007    138000                SINGLE FAMILY         1              0        0       89.86  89.86 FULL         43.94     2651     608                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.93 PASS    255425.36 PASS          436.5     3606   9,579.98 PASS         8 N/A    NO     N/A        3606           N/A            N/A    N/A    YES       Final     Yes           11/1/2010     5.5  657.94     12/1/2010                115878.13            Cure default        36 Penalty       N                          1040.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           10/1/2037 FIXED    Conventional  11/1/2007     85500 F          9.46 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  8/27/2007    102000                SINGLE FAMILY         1              0        0       83.82  83.82 FULL         46.98     4109     590                                       1                                                                                            YES        No             10.163 PASS    177377.96 PASS          14.47     4481   6,444.29 PASS         8 N/A    NO     N/A        4481  6,444.29 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   7.125  568.56     12/1/2010                 84391.71            Cure default        36 Penalty       N                           716.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            8/1/2037 FIXED    Conventional   9/1/2007    232200 F          8.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   6/4/2007    258000                SINGLE FAMILY         1              0    25800          90    100              48.51     6572     700                                       1                                                                                            YES        No               9.51 PASS    451106.45 PASS          -9.97  10402.6  17,670.59 PASS         8 N/A    NO     N/A     10402.6 11,044.12 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1332.88     11/1/2012      9/1/2037  222065.13            Cure default         0               N                          1866.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            9/1/2037 FIXED    Conventional  10/1/2007    240000 F         10.49 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/12/2007    240000                SINGLE FAMILY         1              0                  100    100              47.37    10682     647                                       1                                                                                            YES        No             11.064 PASS    562010.24 PASS          -21.1    10825  18,212.60 PASS         8 N/A    NO     N/A       10825 18,212.60 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   8.125 1749.97     12/1/2010                235687.54            Cure default        36 Penalty       N                          2193.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           10/1/2037 FIXED    Conventional  11/1/2007     93500 F          9.45 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/7/2007    115000                SINGLE FAMILY         1              0        0        81.3   81.3              40.58     6176     608                                       1                                                                                            YES        No             10.076 PASS    193172.92 PASS         134.78     4611   7,101.30 PASS         8 N/A    NO     N/A        4611  7,101.30 PASS         8 PASS   NO     YES       Final     Yes            1/1/2012       8  702.52      2/1/2012     12/1/2037   92033.98            Cure default        36 Penalty       N                           782.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            8/1/2037 FIXED    Conventional   9/1/2007    144500 F         8.618 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/12/2007    170000                SINGLE FAMILY         1              0        0          85     85 FULL         52.54  3808.34     555                                       2                        Exception: Missing    Missing Docs                                  YES        No              9.057 PASS    265463.33 PASS          -3.96     5586  11,110.39 PASS         8 N/A    NO     N/A        5586 11,110.39 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010     6.5  889.13     12/1/2010                140670.21            Cure default        36 Penalty       N                          1123.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            9/1/2037 FIXED    Conventional  10/1/2007     94500 F         10.85 NO              360      360       4        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/14/2007    105000                SINGLE FAMILY         1              0        0          90     90 FULL         35.42  4000.53     572                                       2                        Exception: Missing    Missing Docs                                  YES        No             11.305 PASS     228969.5 PASS          -7.51  3346.62   7,292.27 PASS         8 N/A    NO     N/A     3251.62  4,557.67 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  550.91     10/1/2012     10/1/2037   92081.89            Cure default with capitalization     N                           889.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO            8/1/2037 5/1 OR   Conventional   9/1/2007    301000 O          6.75 NO              360      360       5        15       120   8/1/2012   9/1/2012   8/1/2015   9/1/2015     2.25         5     1  11.75   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1073  7/12/2007    320000                CONDO<5FLOORS         1              0        0       94.06  94.06 FULL          43.6     7686       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No              7.508 PASS    510107.08 PASS         188.34     7024  23,513.56 PASS         8 N/A    NO     N/A        7024 20,574.37 PASS         7 PASS   NO     YES       Final     Yes           11/1/2012   4.375 1502.85     12/1/2010                   301000            Cure default         0               N                          1952.28 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            (LOW RISE)                                                                                                                                     evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 2;
YES          10/1/2037 FIXED    Conventional  11/1/2007    442000 F             7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/20/2007    650000                SINGLE FAMILY         1              0        0          68     68 FULL         46.42  7126.93     659                                       1                                                                                            YES        No              7.451 PASS    637508.41 PASS        2041.87    17820  33,853.02 PASS         8 N/A    NO     N/A       17820           N/A            N/A    N/A    YES       Final     Yes           8/17/2012    5.25 2503.96      8/1/2012     11/1/2037  420525.15            Cure default        36 Penalty       N                          2940.64 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           10/1/2037 FIXED    Conventional  11/1/2007    135000 F           9.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/8/2007    150000                SINGLE FAMILY         1              0                   90     90 FULL         29.22     9184     601                                       1                                                                                            YES        No              9.795 PASS    277150.27 PASS         374.71     3015  10,550.37 PASS         8 N/A    NO     N/A        3015           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  789.02     10/1/2012     12/1/2037  132302.02            Cure default        36 Penalty       N                          1135.15 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO           10/1/2037 FIXED    Conventional  11/1/2007    148200 F          7.98 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/31/2007    156000                SINGLE FAMILY         1              0        0          95     95 FULL         51.25     4986     634                                       1                                                                                            YES        No              8.637 PASS    252210.28 PASS          78.87   8754.5  11,088.25 PASS         8 N/A    NO     N/A      8754.5 11,088.25 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25  848.33      9/1/2012     11/1/2037  142247.52            Cure default        36 Penalty       N                          1085.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within a 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO           10/1/2037 FIXED    Conventional  11/1/2007    142375 F          8.57 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/7/2007    167500                TOWNHOUSE             1              0                   85     85 FULL         96.71  2420.64     612                                       1                                                                                            YES        No              9.183 PASS     262169.1 PASS             33  7624.94  10,761.28 PASS         8 N/A    NO     N/A     7624.94         0 N/A          0 N/A    NO     YES       Final     Yes            8/1/2012    5.25  813.76      9/1/2012     11/1/2037  136449.46            Cure default        36 Penalty       N                          1001.81 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO           11/1/2037 FIXED    Conventional  12/1/2007    166500 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  7/26/2007    185000                CONDO<5FLOORS         1              0        0          90     90 FULL         42.13     3905     693                                       1                                                                                            YES        No              8.385 PASS     279812.8 PASS          -2.71   6076.5  12,766.82 PASS         8 N/A    NO     N/A      6076.5 12,766.82 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25  938.61      9/1/2012     12/1/2037  157634.26            Cure default        36 Penalty       N                          1220.56 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                                                                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           10/1/2037 FIXED    Conventional  11/1/2007    209600 F          9.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/10/2007    263000                SINGLE FAMILY         1              0                 79.7   79.7 FULL          54.7     4692     557                                       1                                                                                            YES        No             10.285 PASS    457941.62 PASS         587.06     4758  16,341.47 PASS         8 N/A    NO     N/A        4758           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1220.91     10/1/2012     11/1/2037   204395.7            Cure default        36 10% of the amount prepaid in excess of 10% of original Principal balance of the
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   loan, when prepayments exceed 10% of the original principal balance for the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36.
months."    N                                             1837.84 NO     Complete Y         NO
NO           10/1/2037 FIXED    Conventional  11/1/2007    212000 F          8.65 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/30/2007    265000                SINGLE FAMILY         1              0        0          80     80 FULL         41.91     5707     617                                       1                                                                                            YES        No              9.077 PASS    392036.63 PASS         397.11  7617.29  16,266.21 PASS         8 N/A    NO     N/A     7617.29           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1228.05      8/1/2012     12/1/2037  206567.02            Cure default        36 Penalty       N                          1652.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           10/1/2037 FIXED    Conventional  11/1/2007    279900 I           7.6 NO              360      360       5        15        60                                                                                                             PRIMARY     REFI CASHOUT        1004  6/27/2007    311000                SINGLE FAMILY         1              0        0          90     90 FULL         48.67     4916     692                                       1                                                                                            YES        No              8.023 PASS    464071.81 PASS         843.24 10880.05  21,530.92 PASS         8 N/A    NO     N/A    10880.05           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1484.72     12/1/2012                268871.24            Cure default        36 PPP if paid   N                           1772.7 NO         Complete Y         NO
                       RATE I/O                                                                                                                                                                                                                                                                                                 DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO           11/1/2037 FIXED    Conventional  12/1/2007    106200 F          8.65 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  9/17/2007    118000                CONDO                 1              0        0          90     90 FULL         47.24     3228     596                                       1                                                                                            YES        No              9.136 PASS    196829.53 PASS          28.04  4528.75   8,099.47 PASS         8 N/A    NO     N/A     4528.75  5,062.17 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  611.62     10/1/2012     12/1/2037  102556.22            Cure default        36 If full       N                            827.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           10/1/2037 FIXED    Conventional  11/1/2007    162000 F          8.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/26/2007    180000                SINGLE FAMILY         1              0        0          90     90 FULL         42.95     5537     599                                       1                                                                                            YES        No              8.582 PASS    281054.01 PASS         582.06   4662.8  12,613.34 PASS         8 N/A    NO     N/A      4662.8           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  936.01     10/1/2012     12/1/2037   156948.7            Cure default        36 Penalty       N                          1217.05 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           11/1/2037 FIXED    Conventional  12/1/2007     95000 F         9.831 NO              360      360       4        15                                                                                                                       PRIMARY     REFI R/T            1004  9/24/2007    108000                SINGLE FAMILY         1              0        0       87.96  87.96 FULL         28.77     4028     595                                       1                                                                                            YES        No             10.596 PASS     206718.8 PASS          98.72     5241   7,139.78 PASS         8 N/A    NO     N/A        5241           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25   545.5     10/1/2012     12/1/2037    91468.5            Cure default        36 Penalty       N                           821.85 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           11/1/2037 FIXED    Conventional  12/1/2007    135000 F         9.231 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/20/2007    150000                SINGLE FAMILY         1              0        0          90     90 FULL         54.55     2300     611                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              9.437 PASS    266572.29 PASS         171.18     1806  10,620.01 PASS         8 N/A    NO     N/A        1806 10,620.01 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  776.24      8/1/2012     12/1/2037  130569.47            Cure default        36 Penalty       N                          1108.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months at 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          11/1/2037 FIXED    Conventional  12/1/2007    117000 F         8.981 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/1/2007    130000                SINGLE FAMILY         1              0                   90     90 FULL          41.1  5731.84     591                                       1                                                                                            YES        No              9.764 PASS     229076.9 PASS          74.93     7066   8,746.35 PASS         8 N/A    NO     N/A        7066           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  625.02      8/1/2012     12/1/2037  104351.55            Cure default        36 Penalty       N                           939.81 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES          10/1/2037 FIXED    Conventional  11/1/2007    122500 F         10.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/1/2007    225000                SINGLE FAMILY         1              0        0       54.44  54.44 FULL         27.72     4521     540                                       2                        Exception: Missing    Missing Docs                                  YES        No             10.619 PASS     274042.1 PASS          61.28  4229.25   9,434.03 PASS         8 N/A    NO     N/A     4229.25           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  719.04     10/1/2012     12/1/2037  120567.33            Cure default         0               N                          1088.63 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          10/1/2037 FIXED    Conventional  11/1/2007    288000 F             9 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/17/2007    320000                SINGLE FAMILY         1              0                   90     90 FULL         53.49 10861.67     572                                       2                        Exception: Missing    Missing Docs                                  YES        No              9.362 PASS     555302.1 PASS          13.86   8839.5  22,315.56 PASS         8 N/A    NO     N/A      8839.5           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1662.34      8/1/2012     11/1/2037  279180.25            Cure default        36 PPP within 36 N                          2317.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         to 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           10/1/2037 FIXED    Conventional  11/1/2007     74000 F          9.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/11/2007    107000                SINGLE FAMILY         1              0                69.16  69.16 FULL          18.5  3465.75       0                                       2                        Exception: Missing    Missing Docs                                  YES        No             10.269 PASS    159394.45 PASS          141.6   2354.5   5,726.78 PASS         8 N/A    NO     N/A      2354.5  4,295.09 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  429.89      8/1/2012     11/1/2037   72196.92            Cure default        36 Prepayment    N                           641.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            8/1/2037 FIXED    Conventional   9/1/2007     78200 F         9.999 NO              360      360       5        15                                                                                                                       INVESTMENT  PURCHASE            1025   7/9/2007     92000          92000 2 FAMILY              1              0                   85     85 FULL         42.56     3939     653                                       1                                                                                            NO         No             10.562 PASS    172423.59 PASS          59.02     3510            N/A            N/A    N/A    N/A        3510           N/A            N/A    N/A    YES       Final     Yes            1/1/2012   6.125  490.78      2/1/2012     10/1/2037   76211.84            Cure default        36 Penalty       N                            686.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            8/1/2037 FIXED    Conventional   9/1/2007     82800 F          8.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/26/2007     92000                SINGLE FAMILY         1              0                   90     90 FULL          12.6     5301     564                                       1                                                                                            YES        No              8.694 PASS    143106.41 PASS         146.96   3745.3   6,310.88 PASS         8 N/A    NO     N/A      3745.3  3,944.30 PASS         8 PASS   NO     YES       Final     Yes           9/12/2012    5.25  475.38     10/1/2012      9/1/2037   79329.23            Cure default        36 A 5%          N                           616.24 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         penalty is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              assessed for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              a full payoff
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              based on the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at the time
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              payoff.
NO            8/4/2037 FIXED    Conventional   9/4/2007    139650 F          9.92 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/15/2007    147000                SINGLE FAMILY         1              0        0          95     95 FULL          30.8     4616     599                                       3                        Exception: Error on   Right To Cancel Exception                     YES        No             10.508 PASS    305434.31 PASS         128.31     6583  10,633.21 PASS         8 N/A    NO     N/A        6583 10,633.21 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  806.88      8/1/2012      9/1/2037  135082.14            Cure default        36 Penalty       N                          1217.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             RTC- RTC for co-vested                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has a transaction date                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     different then the                                                                                                                                                                                                                                                                                                                                                                       10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     transaction date on                                                                                                                                                                                                                                                                                                                                                                      equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the RTC signed by                                                                                                                                                                                                                                                                                                                                                                        of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                   prepaid.
NO            9/1/2037 FIXED    Conventional  10/1/2007    152000 F          8.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/25/2007    191000                PUD                   1              0        0       79.58  79.58 FULL         21.07     8173     545                                       1                                                                                            YES        No              9.292 PASS    292823.31 PASS           3.97     4025  11,766.12 PASS         8 N/A    NO     N/A        4025           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  891.16     10/1/2012     12/1/2037  149428.95            Cure default        36 Penalty       N                          1221.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months, at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            8/1/2037 FIXED    Conventional   9/1/2007     62700 F          10.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/30/2007     66000                SINGLE FAMILY         1              0        0          95     95 FULL         32.13     1975     607                                       1                                                                                            YES        No             11.413 PASS    148427.43 PASS         163.95     4236   4,656.92 PASS         8 N/A    NO     N/A        4236           N/A            N/A    N/A    YES       Final     Yes           11/1/2011    5.25  367.66     12/1/2011      9/1/2036   61153.92            Cure default        36 Penalty       N                           573.54 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            9/1/2037 FIXED    Conventional  10/1/2007    104000 F          8.35 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/20/2007    130000                SINGLE FAMILY         1              0                   80     80 FULL         27.77  4017.83     579                                       1                                                                                            YES        No              8.846 PASS    185100.41 PASS          99.78     4519   7,912.80 PASS         8 N/A    NO     N/A        4519  7,912.80 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   6.375  628.83     12/1/2010                100795.68            Cure default        36 Penalty       N                           788.64 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO           11/1/2037 FIXED    Conventional  12/1/2007    263700 F           8.9 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/10/2007    293000                SINGLE FAMILY         1              0        0          90     90 FULL         42.68     7500     565                                       1                                                                                            YES        No              9.299 PASS    503549.81 PASS         129.87   9442.5  20,258.30 PASS         8 N/A    NO     N/A      9442.5           N/A            N/A    N/A    YES       Final     Yes            8/1/2012    5.25 1514.05      9/1/2012     12/1/2037  254275.67            Cure default        36 Penalty       N                          2102.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           11/1/2037 FIXED    Conventional  12/1/2007    177300 F           8.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/3/2007    197000                PUD                   1              0                   90     90              30.91  6762.36     653                                       1                                                                                            YES        No              8.727 PASS    317558.65 PASS         104.66     3559  13,866.25 PASS         8 N/A    NO     N/A        3559  8,666.41 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1011.09     11/1/2012     12/1/2037  169269.53            Cure default        12 Penalty       N                          1363.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO           11/1/2037 FIXED    Conventional  12/1/2007    409500 F          8.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/20/2007    455000                SINGLE FAMILY         1              0                   90     90 FULL         40.01    12884     594                                       1                                                                                            YES        No              9.331 PASS    788584.68 PASS        1128.87    11640  31,812.66 PASS         8 N/A    NO     N/A       11640 31,812.66 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 2362.06      8/1/2012     12/1/2037     397317            Cure default        36 Penalty       N                          3291.98 NO         Complete Y         NO
                       RATE I/O                                                                                                                                                                                                                                                                                                 DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           12/1/2037 FIXED    Conventional   1/1/2008     81900 F           8.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/7/2007     91000                SINGLE FAMILY         1              0        0          90     90 FULL         31.05  4182.37     707                                       3                        Exception: Ohio       Missing Docs                                  YES        No              9.036 PASS    148893.45 PASS         -12.73  3889.95   6,224.02 PASS         8 N/A    NO     N/A     3889.95  3,900.50 PASS         8 PASS   NO     YES       Final     Yes           7/10/2012    5.25  465.45      8/1/2012      1/1/2038   78415.49            Cure default        36 prepayment    N                           629.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             Consumer Sales                                                                                                                                                                                                                                                HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Practices Act                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation- Missing the                                                                                                                                                                                                                                                                                                                                                                   equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Acknowledgement of                                                                                                                                                                                                                                                                                                                                                                       of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Receipt of Home                                                                                                                                                                                                                                                                                                                                                                          original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Mortgage Loan                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Information Document                                                                                                                                                                                                                                                                                                                                                                     balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
YES          12/1/2037 FIXED    Conventional   1/1/2008    164000 F          8.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/26/2007    262000                SINGLE FAMILY         1              0    29750        62.6  73.95 FULL         28.56  4665.16     707                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.432 PASS    279672.08 PASS           16.1  4214.75  12,779.85 PASS         8 N/A    NO     N/A     4214.75  9,584.89 PASS         8 PASS   NO     YES       Final     Yes            6/1/2011    7.25  1092.8      7/1/2011                160193.48            Cure default        36 Penalty       N                          1220.57 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            1/1/2038 FIXED    Conventional   2/1/2008    106250 F           8.7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/20/2007    125000                SINGLE FAMILY         1              0        0          85     85 FULL         34.05  5224.24     563                                       1                                                                                            YES        No              9.249 PASS    198911.29 PASS          -3.22     5110   8,050.68 PASS         8 N/A    NO     N/A        5110  8,050.68 PASS         8 PASS   NO     YES       Final     Yes            5/1/2013       5  586.74      6/1/2013                 99859.22            Cure default        36 Penalty       N                           832.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO            1/1/2038 FIXED    Conventional   2/1/2008    197000 F          8.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/1/2007    219000                SINGLE FAMILY         1              0                89.95  89.95 REDUCED      21.71    12000     600                                       1                                                                                            YES        No              8.977 PASS    365635.97 PASS          164.8  3834.85  15,396.54 PASS         8 N/A    NO     N/A     3834.85 15,396.54 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1139.83     10/1/2012                192028.18            Cure default        36 Penalty       N                           1549.8 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5.000% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
YES           1/1/2038 FIXED    Conventional   2/1/2008    157500 F          8.08 NO              360      360       5        15         1                                                                                                             PRIMARY     REFI CASHOUT        1004 12/18/2007    230000                PUD                   1              0                68.48  68.48 FULL         51.21     5258     611                                       2                        Exception: Missing    Missing Docs                                  YES        No              8.457 PASS    267160.55 PASS         208.22     5206  12,180.69 PASS         8 N/A    NO     N/A        5206 12,180.69 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  894.68      8/1/2012                150960.98            Cure default        36 If a full     N                          1164.47 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan balance.
YES                    FIXED    Conventional   3/1/2008    198750 F           8.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/18/2007    265000                SINGLE FAMILY         1              0        0          75     75 FULL          45.3     4676     621                                       3                        Exception: Missing    Missing Docs                                  YES        No              8.863 PASS    358702.31 PASS         681.73     5965  15,370.96 PASS         8 N/A    NO     N/A        5965 11,528.22 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1129.17      8/1/2012                190821.57            Cure default        24               N                          1528.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             final HUD-1- HUD 1 in                                                                                                                                                                                                                                         HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file missing borrowers                                                                                                                                                                                                                                                                                                                                            capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signature - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
NO            1/1/2038 FIXED    Conventional   2/1/2008    155000 F          8.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/19/2007    200000                PUD                   1              0        0        77.5   77.5 FULL         41.16     5933     587                                       1                                                                                            YES        No              8.781 PASS    271755.68 PASS         850.77     6558  11,864.15 PASS         8 N/A    NO     N/A        6558 11,864.15 PASS         8 PASS   NO     YES       Final     Yes           10/1/2010     7.5 1036.48     12/1/2010                148234.98            Cure default        36 Penalty       N                          1164.46 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            9/1/2037 FIXED    Conventional  10/1/2007     91800 F          8.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/19/2007    102000                SINGLE FAMILY         1              0                   90     90 FULL         17.68     4837     647                                       1                                                                                            YES        No              9.538 PASS    178634.57 PASS          54.69  4276.36   6,967.52 PASS         8 N/A    NO     N/A     4276.36  4,354.70 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  531.39      8/1/2012     11/1/2037   89243.83            Cure default        36 Penalty       N                           737.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO                     FIXED    Conventional   4/1/2008    390000 F          5.89 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/29/2008    625000                SINGLE FAMILY         1              0                 62.4   62.4 FULL         35.53  9491.16     786 NO MI                                 1                                                                                            YES        No              6.205 PASS    454783.98 PASS           -1.8  11963.3  30,166.38 PASS         8 N/A    NO     N/A     11963.3 26,395.58 PASS         7 PASS   NO     YES       Final     Yes           6/25/2012    5.25 2179.51      8/1/2012                368888.26            Cure default        36 PPP within    N                          2310.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 2 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advanced
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interes
YES                    FIXED    Conventional   5/1/2008    337500 F          6.99 NO              480      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/16/2008    400000                SINGLE FAMILY         1              0        0       84.38  84.38 FULL         44.83     7149     761                                       1                                                                                            YES        No              7.203 PASS    677704.35 PASS         580.21     7660  26,273.44 PASS         8 N/A    NO     N/A        7660 19,705.08 PASS         8 PASS   NO     YES       Final     Yes            8/1/2012    5.25 1698.12      9/1/2012                328485.81            Cure default        36 Penalty       N                          2094.88 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO                     FIXED    Conventional   4/1/2008    113000 F          7.66 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing     1/17/2008    126000                SINGLE FAMILY         1              0        0       89.68  89.68 FULL         31.16  3734.58     674                                       1                                                                                            YES        No              8.078 PASS    180957.65 PASS         973.63     3860   8,714.12 PASS         8 N/A    NO     N/A        3860           N/A            N/A    N/A    YES       Final     Yes          10/10/2012    5.25  643.86     11/1/2012                108471.47            Cure default        36 Penalty       N                           802.53 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO                     FIXED    Conventional   5/1/2008    144000 F          7.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/30/2008    180000                SINGLE FAMILY         1              0                   80     80              40.87     3972     604                                       1                                                                                            YES        No              8.002 PASS    231255.12 PASS        1799.53     1670  11,354.60 PASS         8 N/A    NO     N/A        1670 11,354.60 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  819.45      8/1/2012                138905.66            Cure default with capitalization     N                          1031.63 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            7/1/2037 FIXED    Conventional   8/1/2007    130400 F          6.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/25/2007    163000                SINGLE FAMILY         1              0    32600          80    100 FULL         42.36     4455     732                                       1                                                                                            YES        No              6.931 PASS    176730.21 PASS         107.04     2280  10,228.38 PASS         8 N/A    NO     N/A      3062.4  6,366.88 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  737.24      8/1/2012      8/1/2037  123226.25            Cure default        36 Penalty       N                           845.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            8/1/2037 FIXED    Conventional   9/1/2007    302400 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/14/2007    378000                SINGLE FAMILY         1              0        0          80     80 FULL         36.87    13720     625                                       2  Exception:            Exception: Missing    Missing Docs                                  YES        No              8.137 PASS    500366.21 PASS        4033.97      495  24,137.16 PASS         8 N/A    NO     N/A         495 15,085.72 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1723.27      8/1/2012     10/1/2037  288955.59            Cure default        36 Penalty       N                           2216.8 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Incomplete copy of    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title- Missing Title  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy. Commitment in                                                                                                                                                                                                                                                                                                                                                                                          10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               loan file. - Rating -                                                                                                                                                                                                                                                                                                                                                                                          equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               2;                                                                                                                                                                                                                                                                                                                                                                                                             of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES           9/1/2037 FIXED    Conventional  10/1/2007    123250 F          9.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/29/2007    173000                SINGLE FAMILY         1              0        0       71.24  71.24 FULL         21.89     7601     526                                       1                                                                                            YES        No             10.353 PASS    270452.77 PASS         130.08  3543.76   9,498.24 PASS         8 N/A    NO     N/A     4776.26  6,162.50 PASS         7 PASS   NO     YES       Final     Yes           11/6/2013    5.25  718.54     10/1/2012     10/1/2037  120100.37            Cure default with capitalization     N                           1080.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO           12/1/2037 FIXED    Conventional   1/1/2008     76500 F          8.35 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/25/2007     90000                SINGLE FAMILY         1              0        0          85     85 FULL         49.92     2686     614                                       1                                                                                            YES        No              8.971 PASS    136731.23 PASS         -29.62  4522.75   5,744.18 PASS         8 N/A    NO     N/A     4522.75  5,744.18 PASS         8 PASS   NO     YES       Final     Yes          10/16/2012    5.25  434.44     12/1/2012      1/1/2038   72731.35            Cure default        36 Penalty       N                           580.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           12/1/2037 FIXED    Conventional   1/1/2008    109800 F          9.34 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/16/2007    122000                SINGLE FAMILY         1              0        0          90     90 FULL         31.83     6149     562                                       2                        Exception: Missing    Missing Docs                                  YES        No              9.869 PASS     223571.2 PASS         166.41     4734   8,349.09 PASS         8 N/A    NO     N/A        4734           N/A            N/A    N/A    YES       Final     Yes            1/1/2012    7.25  768.73      2/1/2012                107925.97            Cure default        36 Penalty       N                           910.47 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
YES                    FIXED    Conventional   1/1/2008    177600 F          8.65 NO              480      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/6/2007    222000                SINGLE FAMILY         1              0        0          80     80 FULL         49.77  2979.13     582                                       1                                                                                            YES        No              9.066 PASS    465592.32 PASS         469.37  6977.34  13,565.63 PASS         8 N/A    NO     N/A     6977.34           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  919.87     11/1/2012                177226.23            Cure default        36 Penalty       N                          1322.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           12/1/2037 FIXED    Conventional   1/1/2008    144000 F           8.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/25/2007    160000                PUD Attached          1              0        0          90     90 FULL         52.96     3210     649                                       1                                                                                            YES        No              8.749 PASS     258447.6 PASS         412.77     2860  11,245.59 PASS         8 N/A    NO     N/A        2860 11,245.59 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   7.625  991.15     12/1/2010                140033.87            Cure default        36 Penalty       N                          1107.24 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           6/16/2037 FIXED    Conventional  7/16/2007    116000 F          7.13 NO              360      360       6        15                                                                                                                       PRIMARY     REFI R/T      Missing                       0                CONDO                 1              0                    0      0 FULL          7.93     9858       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.13 PASS    165490.22 FAIL        -349.84   354.25   9,251.66 PASS         8 N/A    NO     N/A      354.25  9,251.66 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  646.48      8/1/2012      7/1/2037  107881.79            Cure default with capitalization     N                            781.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges, refinance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan, the variance is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $349.84. - Rating - 3;
NO           9/14/2037 FIXED    Conventional 10/14/2007     79500 F           9.8 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/26/2007     80000                SINGLE FAMILY         1              0                99.38  99.38 FULL         56.89  3034.12     539                                       1                                                                                            YES        No              9.911 PASS    168184.03 PASS          97.34   645.14   6,308.39 PASS         8 N/A    NO     N/A      645.14  3,942.74 PASS         8 PASS   NO     YES       Final     Yes            3/7/2011   7.375  542.88      3/1/2011                 78601.17            Cure default with capitalization     N                           685.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
YES                    2/1 OR   Conventional   9/1/2007    251250 A           8.5 NO              480      480       6        15             8/1/2009   9/1/2009   8/1/2015   9/1/2015      4.2         3   1.5   15.5    4.2       6        6 6 Month PRIMARY     REFI CASHOUT        1004  6/18/2007    335000                SINGLE FAMILY         1              0                   75     75 FULL          37.8  5384.82     557                                       3                        Exception: Finance    TIL Exception                                 YES        No              9.717 PASS    738121.79 FAIL        -224.45     7715  19,473.44 PASS         8 N/A    NO     N/A        7715 14,605.08 PASS         8 PASS   NO     YES       Final     Yes            6/1/2011       3 1034.42      7/1/2011                245353.09            Cure default        24 Penalty       N                           1841.9 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         24 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Charge is under                                                                                                                                                                                                                                                                                                                                                                          equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed by $224.45.                                                                                                                                                                                                                                                                                                                                                                    months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            interest.
NO            8/6/2037 FIXED    Conventional   9/6/2007    191600 F          6.99 NO              360      360       6        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                       0                SINGLE FAMILY         1              0                    0      0 NIV /        32.56     9034       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               6.99 PASS    266838.49 PASS           2.58        0  15,328.00 PASS         8 N/A    NO     N/A           0 15,328.00 PASS         8 PASS   NO     YES                 Yes            8/1/2012    5.25 1085.63      9/1/2012      9/1/2037  181457.79            Cure default         0               N                          1273.43 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           Stated                                                                      evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                              with
                                                                                                                                                                                                                                                                                                                                                                                                   Income                                                                      Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           9/14/2037 FIXED    Conventional 10/14/2007    220000 F         6.103 NO              360      360       6        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                       0                UNKNOWN               1              0                    0      0               33.2     4674       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No              6.131 PASS    260779.56 PASS         323.95   354.25  17,571.66 PASS         8 N/A    NO     N/A      354.25           N/A            N/A    N/A    YES                 Yes            7/1/2012    5.25 1230.74      8/1/2012     11/1/2037  206695.72            Cure default        36 Penalty       N                          1333.61 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                              with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing finial title  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                                                  equal to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              payment of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              costs of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lender to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              provide loan.
NO           11/6/2037 FIXED    Conventional  12/6/2007     70000 F          9.49 NO              360      360       6        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                       0                UNKNOWN               1              0        0           0      0              44.26     4666       0                                       3  Exception: Missing    Exception: Missing    TIL Exception                                 YES        No               9.49 PASS    141723.49 FAIL        -292.19   304.25   5,575.66 PASS         8 N/A    NO     N/A      304.25  4,181.75 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  399.81      8/1/2012     12/1/2037    67251.6            Cure default         0               N                           588.08 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 2;  Exception: Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges Underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $292.19 - missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     itemization for payee
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of POC's - Rating - 3;
YES           9/1/2037 10/1 OR  Conventional  10/1/2007    550000 O           6.5 NO              360      360       5        15       120   9/1/2017  10/1/2017   9/1/2017  10/1/2017     2.25         5     2   11.5   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004  6/28/2007    800000                SINGLE FAMILY         1              0        0       68.75  68.75 FULL         38.31    14500     756                                       1                                                                                            YES        No              6.973 PASS    863594.01 PASS         731.36  12562.5  43,034.72 PASS         8 N/A    NO     N/A     12562.5           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 3070.02      8/1/2013                555958.34            Cure default         0               N                          2979.17 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          11/1/2037 10/1 OR  Conventional  12/1/2007    467000 A             7 NO              360      360       5        15            11/1/2017  12/1/2017  11/1/2018  12/1/2018     2.25         5     2     12   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  8/19/2007    550000                CONDO                 1              0                84.91  84.91 FULL         48.92    10000     670 PMI              12   98689583        1                                                                                            YES        No              7.512 PASS    688846.25 PASS         3128.3   3633.3  36,960.36 PASS         8 N/A    NO     N/A      3633.3           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 2362.29     12/1/2012     12/1/2037  425765.98            Cure default with capitalization     N                          3106.96 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                                                                   MORTGAGE                                                                                                                                                                                                                                                                                                                    HUD1
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                             INSURANCE
NO                     FIXED    Conventional 11/28/2008 163790.87 F          9.03 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/17/2008    182000                SINGLE FAMILY         1              0        0          90     90 STATED /     32.15     6121       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.07 PASS    312578.94 PASS          -6.98      660  13,050.47 PASS         8 N/A    NO     N/A         660 13,050.47 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  947.24     11/1/2012                161536.26            Cure default        36 Penalty       N                          1321.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  12/1/2008 138344.68 F         8.314 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/16/2008    190000                SINGLE FAMILY         1              0                72.81  72.81 FULL         54.43  2264.73       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.38 PASS    238981.95 PASS          156.2      870  10,992.86 PASS         8 N/A    NO     N/A         870 10,992.86 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  730.45     12/1/2012                124381.26            Cure default        36 36 months; 3% N                          1045.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   in year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         in year 2, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in year 3
NO                     FIXED    Conventional  12/3/2008 121353.18 F         7.286 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/24/2008    150000                SINGLE FAMILY         1              0        0        80.9   80.9              47.75     3367     685                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.49 PASS    180123.55 PASS          -2.86  2389.06   9,517.13 PASS         8 N/A    NO     N/A     2389.06  5,948.21 PASS         8 PASS   NO     YES       Final     Yes           11/4/2013       5  304.13     12/1/2013                 63072.75            Cure default        36 Penalty       N                           830.81 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy, only title                                                                                                                                                                                                                                                                                                                                                                                             months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               search found in file.                                                                                                                                                                                                                                                                                                                                                                                          paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                                  equal to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid x a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within one
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year- 3%, b)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years- 2% and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              c) within 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years- 1%
NO                     FIXED    Conventional 12/17/2008 296995.44 F          6.98 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  8/24/2007    308000                SINGLE FAMILY         1              0        0       96.43  96.43 FULL         23.98 10092.51     696                                       2                        Exception: Missing    Missing Docs                                  YES        No                  7 PASS    413575.25 PASS           0.71      675  23,705.64 PASS         8 N/A    NO     N/A         685 14,816.02 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1654.63      8/1/2012                283833.09            Cure default        36 Penalty       N                          1971.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional 12/17/2008 157499.85 F           7.2 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/4/2008    175000                SINGLE FAMILY         1              0        0          90     90 Streamline   26.49     5501       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.39 PASS    230365.01 PASS           3.57  2987.58  12,360.98 PASS         8 N/A    NO     N/A     2987.58         0 N/A          0 N/A    NO     YES       Final     Yes           7/12/2012    5.25  852.35      8/1/2012                145997.81            Cure default        36 Penalty within first 36 months at 3% of the unpaid Principal Balance for the first
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           w/appraisal                                                                                       FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   12 months; 2% of the unpaid Principal Balance for the second 12 months and 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
  the       N                                             1069.09 NO     Complete Y         NO
unpaid
Principal
Balance for
the last 12
months."
NO                     FIXED    Conventional 12/21/2008 166224.35 F          8.77 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/28/2008    185000                SINGLE FAMILY         1              0                89.85  89.85 FULL         38.55  3752.66     651                                       3                        Exception: Late       Late charge not allowed                       YES        No               8.92 PASS    307665.78 PASS           1.02  2270.79  13,116.28 PASS         8 N/A    NO     N/A     5870.28  8,311.22 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  899.37     10/1/2012                153600.28            Cure default         0               N                          1310.05 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- Exceeds the                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state maximum - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;  Exception:
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure-  - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;
NO                     FIXED    Conventional 12/24/2008 201158.21 F         7.895 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/6/2008    255000                PUD                   1              0        0       78.89  78.89 FULL         48.58   3329.5     598                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.95 PASS    326049.72 PASS           2.56  1140.12  16,001.45 PASS         8 N/A    NO     N/A     1140.12 14,001.27 PASS         7 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1073.73     10/1/2012                183377.99            Cure default        36 Penalty       N                          1461.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Effective                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     June 1, 2008, a lender                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     may not require or                                                                                                                                                                                                                                                                                                                                                                       the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     authorize the                                                                                                                                                                                                                                                                                                                                                                            months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     imposition of a                                                                                                                                                                                                                                                                                                                                                                          the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty fee, premium,                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     or other charge in the                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     event the mortgage                                                                                                                                                                                                                                                                                                                                                                       the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan is prepaid in                                                                                                                                                                                                                                                                                                                                                                       months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     whole or in part. -                                                                                                                                                                                                                                                                                                                                                                      of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          11/1/2037 7/1 OR   Conventional  12/1/2007    624500 O         6.875 NO              360      360       5        15        84  11/1/2014  12/1/2014  11/1/2015  12/1/2015     2.25         5     2 11.875   2.25      12       12 1 Year  PRIMARY     REFI R/T            1004  8/22/2007    900000                SINGLE FAMILY         1              0   165716       69.39   87.8 SIVA         23.85    23455     689                                       3                        Exception: Missing    Missing Docs                                  YES        No              7.304 PASS     977487.3 PASS         285.31    14040  48,674.61 PASS         8 N/A    NO     N/A       14040           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 3420.34     12/1/2012                 619397.6            Cure default         0               N                          3577.86 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             Right to Cancel form-                                                                                                                                                                                                                                         HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                           - Rating - 3;                                                                                                                                                                                                                                                                                                                                                     capitalization
YES           1/1/2038 FIXED    Conventional   2/1/2008    261000 F         6.375 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI CASHOUT        1004 10/24/2007    405000                PUD                   1              0        0       64.44  64.44              51.01     7500     712                                       1                                                                                            NO         No              6.478 PASS    327993.41 PASS         142.06     2135            N/A            N/A    N/A    N/A        2135           N/A            N/A    N/A    YES       Final     Yes            2/1/2011    5.75 1464.42      3/1/2011                250939.92            Cure default         0               N                           1628.3 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          11/1/2037 7/1 OR   Conventional  12/1/2007    599200 A         6.375 NO              360      360       5        15            11/1/2014  12/1/2014  11/1/2015  12/1/2015     2.25         5     2 11.375   2.25      12       12 1 Year  SECOND HOME PURCHASE            1073  8/21/2007    795000         749000 CONDO 5-8             1              0    74900          80     90 Limited      41.68 37331.09     790                                       1                                                                                            NO         No              7.004 PASS    840296.52 PASS          776.7     9324            N/A            N/A    N/A    N/A        9324           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 3128.38     12/1/2012     12/1/2037  563841.76            Cure default         0               N                          3738.23 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            FLOORS                                                                                                                                                                                                                                                                                                                                                                                                                             HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES          11/1/2037 7/1 OR   Conventional  12/7/2007    800000 O             6 NO              360      360       5        15        84  11/1/2014  12/1/2014  11/1/2015  12/1/2015     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  9/12/2007   1000000        1000000 SINGLE FAMILY         1              0        0          80     80 FULL         44.08    18000     787                                       3                        Exception: Final TIL  TIL Exception                                 NO         No              6.614 PASS   1146488.94 PASS         704.14  15017.5            N/A            N/A    N/A    N/A     15017.5           N/A            N/A    N/A    YES       Final     Yes            7/1/2013    5.25 4461.81      8/1/2013                   808000            Cure default         0               N                             4000 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             in file not signed by                                                                                                                                                                                                                                         HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      all vested parties-                                                                                                                                                                                                                                                                                                                                               capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     TIL not signed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower/coborrower -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES          12/1/2037 5/1 OR   Conventional   1/1/2008    462000 O         6.375 NO              360      360       5        15        60  12/1/2012   1/1/2013  12/1/2015   1/1/2016     2.25         5     2 11.375   2.25      12       12 1 Year  INVESTMENT  REFI R/T            1073  8/28/2007    660000                CONDO                 1              0 41710.76          70  76.32 FULL         16.15 24291.35     797                                       1                                                                                            NO         No              6.875 PASS    663315.05 PASS            844     7164            N/A            N/A    N/A    N/A        7164           N/A            N/A    N/A    YES       Final     Yes           11/1/2010       3  1947.8     12/1/2010                461998.24            Cure default         0               N                          2454.38 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO           12/1/2037 FIXED    Conventional   1/1/2008     93700 F           6.5 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI R/T            1004 10/24/2007    125000                SINGLE FAMILY         1              0                74.96  74.96 FULL         24.86    14507     669                                       1                                                                                            NO         No               6.75 PASS    121894.24 PASS         -89.19     2102            N/A            N/A    N/A    N/A        2102           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    5.75  528.35     12/1/2010                 90537.68            Cure default         0               N                           592.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          12/1/2037 FIXED    Conventional   1/1/2008    148000 F           6.5 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004 11/26/2007    190000         185000 SINGLE FAMILY         1              0                   80     80 FULL         13.65  31295.1     700                                       1                                                                                            YES        No              6.705 PASS    191867.32 PASS          99.75     2975            N/A            N/A    N/A    N/A        2975 11,599.86 PASS         8 PASS   NO     YES       Final     Yes            1/1/2012    5.25  834.97      2/1/2012                142177.83            Cure default with capitalization     N                           935.46 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            1/1/2038 FIXED    Conventional   2/1/2008    108900 F         6.125 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1025 12/14/2007    114000         112300 2 FAMILY              1              0        0       96.97  96.97 FULL         41.87     2666     768 GE -             18 B222222CR9        1                                                                                            NO         No              7.144 PASS    146153.25 PASS         589.76     2224            N/A            N/A    N/A    N/A        2224           N/A            N/A    N/A    YES       Final     Yes            4/1/2013       5  585.89      5/1/2013                 99885.06            Cure default         0               N                           661.69 YES        Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                            Genworth                                                                                                                                                                                                                                                                                                                    HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional   4/1/2008    280000 F           6.5 NO              360      360       2        15                                                                                                                       PRIMARY     PURCHASE            1004 10/16/2007    280000         280000 SINGLE FAMILY         1              0        0         100    100              37.38  7797.72     703 PMI              35    2245123        2                        Exception: Missing    Missing Docs                                  YES        No              7.469 PASS    392202.96 PASS          -0.18     5305            N/A            N/A    N/A    N/A        5305 13,734.75 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  1576.7     12/1/2012                265212.93            Cure default         0               N                          1769.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                               MORTGAGE                                                      FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                       INSURANCE                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional   4/1/2008    355000 F             7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1073 10/22/2007    447000                CONDO                 1              0    69647       79.42     95 FULL          31.1 22628.85     709                                       1                                                                                            YES        No               7.07 PASS    497742.74 PASS        1722.61   -300.5  28,324.64 PASS         8 N/A    NO     N/A     11570.7 17,702.90 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25 2002.76     10/1/2012                337931.51            Cure default         0               N                          2361.82 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional   4/1/2008    162400 F         6.375 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI R/T            1004  1/25/2008    199000                PUD                   1              0                81.61  81.61 FULL          8.88     8156     761                                       1                                                                                            NO         No              6.502 PASS    204917.97 PASS        1095.75      994            N/A            N/A    N/A    N/A         994           N/A            N/A    N/A    YES       Final     Yes            1/1/2012    5.25  906.09      2/1/2012                154747.91            Cure default with capitalization     N                          1013.16 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1
YES                    FIXED    Conventional  1/18/2009  235535.4 F          8.12 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  9/22/2007    238000                SINGLE FAMILY         1              0        0       98.96  98.96 STATED /     49.89     7500       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.15 PASS    394412.79 PASS          -0.66    661.9  18,789.88 PASS         8 N/A    NO     N/A       661.9           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1282.55     12/1/2012                 218717.3            Cure default        36 Penalty       N                          1748.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional 12/25/2008 255927.97 F         7.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/13/2008    285000                PUD                   1              0                 89.8   89.8 FULL         48.11   6352.7       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.51 PASS    381964.85 PASS          -1.15  4442.19  20,118.86 PASS         8 N/A    NO     N/A     4442.19 20,118.86 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1376.07     11/1/2012                235014.07            Cure default        36 Penalty       N                          1759.59 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   1/2/2009 190544.63 F         6.965 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/22/2008    335000                SINGLE FAMILY         1              0        0       56.88  56.88 FULL         62.73  2340.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.01 PASS    265172.07 PASS           0.01   943.28  15,168.11 PASS         8 N/A    NO     N/A      943.28 15,168.11 PASS         8 PASS   NO     YES       Final     Yes           7/15/2013   4.125  764.91      8/1/2013                179663.88            Cure default        36 Penalty       N                          1263.26 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional 12/26/2008 136560.65 F          9.88 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  5/18/2007    144000                SINGLE FAMILY         1              0        0       94.83  94.83 FULL         31.21  5900.57       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.95 PASS    291319.93 PASS          -7.57   810.93  10,859.98 PASS         8 N/A    NO     N/A      810.93  6,787.49 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  745.73      8/1/2012                127735.83            Cure default         0               N                          1186.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional 12/28/2008 100287.76 F          8.78 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/19/2008    113000                SINGLE FAMILY         1              0        0       88.75  88.75 REDUCED       26.2     5166       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.85 PASS    185173.85 PASS          50.56      610   7,974.22 PASS         8 N/A    NO     N/A         610  7,974.22 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  531.04      8/1/2012                 90960.88            Cure default        36 Penalty       N                           791.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy but there is a                                                                                                                                                                                                                                                                                                                                                                                          3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim or Commitment                                                                                                                                                                                                                                                                                                                                                                                           amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                                  prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  1/19/2009  64584.28 F         9.167 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/21/2008     72000                SINGLE FAMILY         1              0        0        89.7   89.7 FULL         46.04     2300     629                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.39 PASS    126560.12 PASS          -1.77  1264.45   5,065.59 PASS         8 N/A    NO     N/A     1264.45  3,165.99 PASS         8 PASS   NO     YES       Final     Yes            3/1/2014  2.7922  244.15      4/1/2014                 52433.94            Cure default         0               N                           527.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES                    FIXED    Conventional   1/9/2009    265500 F           9.8 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/12/2008    295000                SINGLE FAMILY         1              0                   90     90 STATED /     51.97  6417.48     585                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.91 PASS    561637.73 PASS         203.14  2267.58  21,058.59 PASS         8 N/A    NO     N/A     2267.58           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25 1461.37     11/1/2012                249582.57            Cure default        36 Penalty       N                          2290.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/15/2028 FIXED    Conventional  1/15/2009 225220.23 F         9.189 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/2/2008    265000                SINGLE FAMILY         1              0        0       84.99  84.99 FULL         51.09  4527.47       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.44 PASS    271691.24 PASS          -2.13  3988.38  17,698.55 PASS         8 N/A    NO     N/A     3988.38 17,698.55 PASS         8 PASS   NO     YES       Final     Yes           7/12/2012    5.25 1513.47      8/1/2012      1/1/2029  200185.41            Cure default        36 Penalty       N                          2053.86 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  1/11/2009 131799.85 F         7.944 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/3/2008    150000                PUD                   1              0        0       87.87  87.87 STATED /     12.62  9339.21       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.04 PASS    215626.69 PASS          -5.19   1142.2  10,452.61 PASS         8 N/A    NO     N/A      1142.2  6,532.88 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  716.26      8/1/2012                122866.15            Cure default         0               N                           961.92 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                        STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           12/6/2035 FIXED    Conventional   1/6/2006 192768.03 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/17/2005    230000                SINGLE FAMILY         1              0                83.81  83.81 FULL         27.27   6606.9       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.28 PASS    324229.19 PASS         -16.19  3348.79  15,153.54 PASS         8 N/A    NO     N/A     3348.79 15,153.54 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1026.55     12/1/2012      1/1/2036  164922.83            Cure default        36 Penalty       N                           1426.8 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/16/2035 FIXED    Conventional   9/6/2005  89578.89 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/19/2005     90000                SINGLE FAMILY         1              0        0       99.53  99.53 FULL         38.58  2253.33     796                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.06 PASS    145380.59 PASS           5.88  1823.83   7,020.40 PASS         8 N/A    NO     N/A     1823.83         0 N/A          0 N/A    NO     YES       Final     Yes          10/25/2012    5.25  470.96     12/1/2012      9/1/2035   75099.37            Cure default        36 Penalty       N                           647.58 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- MI - 1% max                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     PPP allowed - actual                                                                                                                                                                                                                                                                                                                                                                     3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     PPP was 3%, 2% in                                                                                                                                                                                                                                                                                                                                                                        amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     years 1, 2 - PPP term                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is expired - Rating -                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/11/2037 FIXED    Conventional 11/11/2007  105088.6 F         9.451 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/24/2007    106000                SINGLE FAMILY         1              0                99.14  99.14 FULL         46.15  3378.38     650                                       1                                                                                            YES        No               9.68 PASS    213694.19 PASS           1.92  2023.62   8,245.20 PASS         8 N/A    NO     N/A     4290.81  5,153.25 PASS         8 PASS   NO     YES       Final     Yes           3/26/2011   7.575  704.17      5/1/2011     10/1/2037    96470.4            Cure default        36 Penalty within first 36 months at 3% of the unpaid Principal Balance for the first
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                12 months; 2% of the unpaid Principal Balance for the second 12 months and 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
  the       N                                              879.88 NO     Complete Y         NO
unpaid
Principal
Balance for
the last 12
months."
NO           10/1/2037 FIXED    Conventional  11/1/2007 301400.49 F         8.181 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/12/2007    318000                SINGLE FAMILY         1              0        0       94.78  94.78 FULL         34.12     9093     696                                       2  Exception:            Exception: Missing    Missing Docs                                  YES        No               8.36 PASS    513565.09 PASS           4.01  5079.19  23,705.70 PASS         8 N/A    NO     N/A     5079.19 23,705.70 PASS         8 PASS   NO     YES       Final     Yes            6/1/2011   6.625 1787.82      7/1/2011                 279211.3            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Incomplete copy of    FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title- Missing final  Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy. Prelim is in  co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;   2;
balance for N                                             2249.67 NO     Complete Y         NO
the last 12
months."
NO           11/7/2037 FIXED    Conventional  12/7/2007  94664.14 F          8.27 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/25/2007     95000                SINGLE FAMILY         1              0                99.65  99.65 FULL         34.88     2595     717                                       1                                                                                            YES        No               8.51 PASS    163908.02 PASS          -4.29  2073.98   7,407.21 PASS         8 N/A    NO     N/A     2073.98  5,555.41 PASS         8 PASS   NO     YES       Final     Yes           12/1/2013       2  253.13      1/1/2014                 81395.56            Cure default        36 Penalty       N                           712.51 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO          12/22/2034 FIXED    Conventional  1/22/2005 178808.71 F         7.348 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  12/1/2004    218000                SINGLE FAMILY         1              0                82.02  82.02 FULL         49.53  6122.17       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.52 PASS    267561.78 PASS           0.01  2976.49  14,066.58 PASS         8 N/A    NO     N/A      7359.6  8,791.61 PASS         6 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1004.96     11/1/2012      2/1/2035  158407.59            Cure default        36 Penalty       N                          1231.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within one
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year, 2% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years.
YES          12/5/2037 FIXED    Conventional   1/5/2008 204086.76 F         7.933 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/21/2007    215000                SINGLE FAMILY         1              0        0       94.92  94.92 FULL         53.92     4040       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.13 PASS    335277.27 PASS           0.54  3676.06  16,032.86 PASS         8 N/A    NO     N/A     3676.06 12,024.64 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010       6 1187.24     12/1/2010                198021.32            Cure default        36 Penalty       N                          1488.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy but there is a                                                                                                                                                                                                                                                                                                                                                                                          20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                           equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            7/1/2037 FIXED    Conventional   8/1/2007 200456.26 F         8.694 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/15/2007    210000                SINGLE FAMILY         1              0        0       95.46  95.46 FULL         50.48   5194.8     692                                       1                                                                                            YES        No               8.77 PASS    365798.47 PASS          -4.64  1330.93  15,922.28 PASS         8 N/A    NO     N/A     2400.11  9,951.43 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1087.01     10/1/2012      8/1/2037  181102.46            Cure default        36 Penalty       N                          1568.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/2/2037 FIXED    Conventional  11/2/2007 114855.61 F         8.552 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/19/2007    115000                SINGLE FAMILY         1              0                99.87  99.87 FULL         39.58     3600     683                                       1                                                                                            YES        No               8.68 PASS    205886.58 PASS          -4.74  1280.53   9,086.01 PASS         8 N/A    NO     N/A     3778.41  5,678.75 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  623.68     12/1/2012     11/1/2037  104077.13            Cure default        36 Penalty       N                           887.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/5/2037 FIXED    Conventional  11/5/2007    127469 F         7.319 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  9/13/2007    170000                CONDO<5FLOORS         1              0        0       74.98  74.98 STATED /     21.72     5600     701                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               7.52 PASS    190232.66 PASS           1.46  2508.78   9,996.82 PASS         8 N/A    NO     N/A     2508.78  9,996.82 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  664.74     12/1/2012     11/1/2037  110928.81            Cure default        36 Penalty       N                           875.53 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                         STATED                                                                      Missing final title - Rating - 2;                                                                                                                                                                                                                                                   HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  3/28/2008 378230.07 F         6.903 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/18/2008    400000                SINGLE FAMILY         1              0        0       94.56  94.56 NIV /        42.19     6795       0                                       2  Exception:            Exception: Missing    Missing Docs                                  YES        No               7.07 PASS    525002.34 PASS           1.51  6214.61  29,761.24 PASS         8 N/A    NO     N/A     6214.61           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 2036.85      8/1/2012                344213.64            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           Stated                                                                      Incomplete copy of    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                   Income                                                                      title- Missing Final  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy. Prelim is in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;
balance for N                                             2491.71 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional  2/25/2008    185250 F          7.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/12/2008    195000                SINGLE FAMILY         1              0        0          95     95 FULL         39.45  5382.69       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.34 PASS       268599 PASS           0.92  3397.68  14,548.19 PASS         8 N/A    NO     N/A     3397.68           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25    1033      8/1/2012                174569.76            Cure default        36 Penalty       N                          1251.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  3/28/2008 344498.69 F          7.05 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/9/2008    364000                SINGLE FAMILY         1              0                94.64  94.64 FULL         27.47    11104       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.07 PASS    485428.82 PASS          -1.26      655  27,507.50 PASS         8 N/A    NO     N/A         655           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1918.25     10/1/2012                323671.52            Cure default        36 If prepayment N                          2303.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  4/24/2008    132300 F         7.667 NO              360      360       5        15                                                                                                                       SECOND HOME REFI CASHOUT        1004  3/13/2008    147000                SINGLE FAMILY         1              0        0          90     90 FULL         39.95  7058.16       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  NO         No               7.82 PASS    208156.48 PASS            0.1   1969.9            N/A            N/A    N/A    N/A      1969.9           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  715.96      8/1/2012                 121178.9            Cure default         0               N                           940.24 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          12/1/2036 FIXED    Conventional   1/1/2008 212735.93 F          7.79 NO              348      348       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/24/2006    225000                SINGLE FAMILY         1              0                94.55  94.55 FULL         29.82  6220.91       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.82 PASS    325070.64 PASS           0.62      660  16,962.39 PASS         8 N/A    NO     N/A         660           N/A            N/A    N/A    YES       Final     Yes           6/26/2012    5.25 1209.58      8/1/2012      1/1/2037  199870.01            Cure default        36 Penalty       N                          1543.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         10/28/2035 FIXED    Conventional 11/28/2005 279737.47 F         7.091 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  9/29/2005    375000                CONDO<5FLOORS         1              0        0        74.6   74.6 FULL         42.84  5757.91     701                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.26 PASS    401186.72 PASS            3.1  4759.05  21,998.27 PASS         8 N/A    NO     N/A     4759.05           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  1519.4      8/1/2012     11/1/2035  244998.19            Cure default        36 Penalty       N                          1878.23 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                     applicable Mortgage   FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rider- Missing        FACTA for co-borrower                                                                                                                                                                                                                                                                                                                                             capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               condominium rider to  missing - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                    with 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Mortgage - Rating -                                                                                                                                                                                                                                                                                                                                                                                            allowance at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               3;                                                                                                                                                                                                                                                                                                                                                                                                             3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            8/5/2023 FIXED    Conventional   9/5/2003 175018.94 F         7.114 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/23/2003    193000                SINGLE FAMILY         1              0        0       90.68  90.68 FULL         16.76     8167       0                                       3                        Exception: Prepayment State Loan Not Compliant                      YES        No               7.52 PASS    158931.91 PASS           0.02  5419.65  13,567.94 PASS         8 N/A    NO     N/A     5419.65         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1206.65      8/1/2012      9/1/2023  122148.41            Cure default        36 Penalty       N                          1368.88 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan                                                                                                                                                                                                                                                                                                                                                                    the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-                                                                                                                                                                                                                                                                                                                                                                         prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing consumer                                                                                                                                                                                                                                                                                                                                                                         the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     caution and bill of                                                                                                                                                                                                                                                                                                                                                                      months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     rights disclosures. -                                                                                                                                                                                                                                                                                                                                                                    of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          2/14/2037 FIXED    Conventional  3/14/2007 160270.42 F         9.201 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/5/2007    169000                SINGLE FAMILY         1              0        0       94.84  94.84 FULL         27.33   5283.4       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               9.42 PASS    315362.82 PASS           6.19  3028.33  12,579.37 PASS         8 N/A    NO     N/A     3028.33         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  914.05     11/1/2012      4/1/2037   151036.8            Cure default with capitalization     N                          1312.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy (only
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Commitment provided)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;
YES           9/1/2035 FIXED    Conventional  10/1/2005 106623.21 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         7/27/2005    204801                SINGLE FAMILY         1              0        0       52.06  52.06 FULL         38.65   5091.8     677                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.81 PASS    166522.18 PASS          50.78  2155.38   8,355.63 PASS         8 N/A    NO     N/A     2155.38  8,355.63 PASS         8 PASS   NO     YES       Final     Yes           12/1/2012    5.25  569.04      1/1/2013     10/1/2035   90739.84            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                without                balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;
balance for N                                              752.58 NO     Complete Y         NO
the last 12
months."
NO          12/19/2037 FIXED    Conventional  1/19/2008 307629.37 F         6.655 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/6/2007    421000                PUD                   1              0                73.07  73.07 FULL         32.15  7956.62       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               6.82 PASS    408860.13 PASS           3.45  5171.25  24,196.65 PASS         8 N/A    NO     N/A     5171.25 24,196.65 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1597.73      8/1/2012      1/1/2038  269170.95            Cure default        36 Penalty       N                          1975.87 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-    FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               File contains         Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               preliminary policy    Disclosure - Rating -                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               only. Missing final   2;                                                                                                                                                                                                                                                                                                                                                                                       amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title policy from                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                            the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          9/28/2036 FIXED    Conventional 10/28/2006 263470.79 F         8.952 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/19/2006    302000                PUD                   1              0        0       87.24  87.24 FULL         21.07  12361.7     689                                       3  Exception: Missing evidence of title-       Missing Docs                                  YES        No               9.03 PASS    498196.61 PASS           5.71  1739.86  20,938.47 PASS         8 N/A    NO     N/A     1739.86           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1413.96     12/1/2012     10/1/2036  230862.68            Cure default        36 Penalty within first 36 months at 3% of the amount prepaid for the first
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing final title policy (commitment was                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               not provided) - Rating - 3;                                                                                                                                                                                                                                                                                                                                                             capitalization
 12 months; 2% of the amount prepaid for the second 12 months and 1% of
the amount  N                                             2110.89 NO     Complete Y
prepaid for
the last 12
months."
NO           10/4/2037 FIXED    Conventional  11/4/2007 255368.62 F         8.012 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/21/2007    270000                PUD                   1              0        0       94.58  94.58 FULL         32.78  9094.75       0                                       1                                                                                            YES        No                8.2 PASS    424391.35 PASS          -4.71  4398.92  20,077.58 PASS         8 N/A    NO     N/A     4398.92 20,077.58 PASS         8 PASS   NO     YES       Final     Yes            8/1/2011   6.375  1486.9      9/1/2011                238335.33            Cure default        36 Penalty       N                          1876.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
YES          11/5/2037 FIXED    Conventional  12/5/2007  88714.91 F          9.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/15/2007     90000                SINGLE FAMILY         1              0        0       98.57  98.57 FULL         46.83     2900       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               9.94 PASS     188687.6 PASS         402.82      260   7,076.39 PASS         8 N/A    NO     N/A         260  7,076.39 PASS         8 PASS   NO     YES       Final     Yes           12/1/2012    5.25  488.39      1/1/2013     12/1/2037   81501.29            Cure default         0               N                           768.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Evidence of   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Title-No Prelim,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Commitment or Policy
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 3;
NO          12/20/2035 FIXED    Conventional  1/20/2006 228697.07 F            10 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/28/2005    230000                SINGLE FAMILY         1              0        0       99.43  99.43 FULL         27.95 13050.83     650                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.03 PASS    494366.83 PASS           0.92      550  18,251.77 PASS         8 N/A    NO     N/A     2656.49 10,266.62 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1225.03      8/1/2012      1/1/2036  198248.76            Cure default         0               N                          2006.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;
NO          12/14/2037 FIXED    Conventional  1/14/2008 317807.13 F          7.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/28/2007    385000                SINGLE FAMILY         1              0        0       82.55  82.55 FULL         57.21   6434.9       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.32 PASS    460327.11 PASS           3.77  5356.66  24,996.04 PASS         8 N/A    NO     N/A     5356.66           N/A            N/A    N/A    YES       Final     Yes          10/16/2012    5.25 1704.93     11/1/2012      1/1/2038  285880.55            Cure default        36 Penalty       N                          2146.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  4/19/2008 181773.56 F         6.974 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  2/21/2008    202000                CONDO                 1              0        0       89.99  89.99 STATED /     42.35     5316       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.05 PASS    253928.55 PASS           2.36  1459.51  14,425.12 PASS         8 N/A    NO     N/A     1459.51 14,425.12 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   959.3      8/1/2012                 162364.2            Cure default        36 Penalty       N                          1206.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                        STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/1/2035 FIXED    Conventional  12/1/2005  239986.5 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/19/2005    240000                SINGLE FAMILY         1              0        0       99.99  99.99 FULL         25.92     7924     683                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.53 PASS    418669.17 PASS          13.37     4171  18,865.24 PASS         8 N/A    NO     N/A        4171           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1365.65      8/1/2012     12/1/2035  220608.34            Cure default        36 Penalty       N                          1818.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -                                                                                                                                                                                                                                                                                                                                                                   3% of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       for the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
YES          7/25/2037 FIXED    Conventional  8/25/2007 111799.83 F         7.388 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM          7/6/2007    166000                SINGLE FAMILY         1              0        0       67.35  67.35 FULL          29.3     2800       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No                7.6 PASS    168857.32 PASS          -2.49  2312.21   8,759.01 PASS         8 N/A    NO     N/A     2312.21  6,569.26 PASS         8 PASS   NO     YES       Final     Yes          10/16/2012    5.25  590.63     12/1/2012      8/1/2037   98082.29            Cure default        36 Penalty       N                           773.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy, only have                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               borrower signed title                                                                                                                                                                                                                                                                                                                                                                                          of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               affidavit and lender                                                                                                                                                                                                                                                                                                                                                                                           principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title search in file.                                                                                                                                                                                                                                                                                                                                                                                          balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                                  the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/1/2022 FIXED    Conventional  12/1/2007   40489.1 F         8.221 NO              180      180       5        15                                                                                                                       INVESTMENT  REFI CASHOUT        1025 10/12/2007     45000                2 FAMILY              1              0        0       89.98  89.98 FULL         37.83  3981.47     733                                       1                                                                                            NO         No               8.74 PASS     31325.03 PASS           0.01  1223.22            N/A            N/A    N/A    N/A     1223.22           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  341.69     11/1/2012     12/1/2022   32249.01            Cure default        36 Penalty       N                           392.12 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/27/2037 FIXED    Conventional  1/27/2008  120244.7 F         7.676 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/7/2007    128000                SINGLE FAMILY         1              0        0       93.94  93.94 FULL         26.03     4000       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.74 PASS    188438.98 PASS          -4.11   766.81   9,558.23 PASS         8 N/A    NO     N/A      766.81           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  676.15      8/1/2012                114088.79            Cure default        36 Penalty       N                           855.34 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/6/2036 FIXED    Conventional   1/6/2007 323836.41 F         8.589 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/22/2006    360000                SINGLE FAMILY         1              0        0       89.96  89.96 FULL         34.03  8620.19     748                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.77 PASS    585307.02 PASS           4.91  5335.52  25,480.07 PASS         8 N/A    NO     N/A     5335.52         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25 1840.22     10/1/2012      1/1/2037  303052.96            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;  Exception:
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed per state-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepay Penalty not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliant with State
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regs but beyond the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term - Rating - 2;
balance for N                                             2510.56 NO     Complete Y         NO
the last 12
months."
NO          12/28/2035 FIXED    Conventional  1/28/2006 143980.09 F         7.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/28/2005    195000                SINGLE FAMILY         1              0        0       73.84  73.84 FULL         20.93     6389     754                                       1                                                                                            YES        No               7.53 PASS    215365.66 PASS          -7.66  2627.78  11,308.18 PASS         8 N/A    NO     N/A     2627.78 11,308.18 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  753.94      8/1/2012      1/1/2036  122011.13            Cure default        36 Penalty       N                           990.88 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the final 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          2/25/2028 FIXED    Conventional  3/25/2008 191362.74 F         6.693 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                  223010                UNKNOWN               1              0                85.81  85.81 FULL         52.12     6800       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               6.76 PASS    157366.27 PASS           2.18  1057.77  15,224.40 PASS         8 N/A    NO     N/A     1057.77           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1241.12      8/1/2012      3/1/2028  158829.06            Cure default        36 Penalty       N                          1448.62 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final policy  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               (commitment was not                                                                                                                                                                                                                                                                                                                                                                                            3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               provided) - Rating -                                                                                                                                                                                                                                                                                                                                                                                           amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               3;                                                                                                                                                                                                                                                                                                                                                                                                             prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         10/11/2037 FIXED    Conventional 11/11/2007 141658.93 F         8.033 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/25/2007    155000                SINGLE FAMILY         1              0                91.39  91.39 FULL         29.55     5000       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.22 PASS    236196.57 PASS           5.76  2483.15  11,134.06 PASS         8 N/A    NO     N/A     2483.15           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  746.47      8/1/2012     11/1/2037  125364.74            Cure default        36 36 months; 3% N                          1042.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   in year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         in year 2, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in year 3.
YES                    FIXED    Conventional   3/8/2008  185777.8 F         7.073 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/31/2008    210000                SINGLE FAMILY         1              0        0       88.47  88.47 FULL         18.96     8900     758                                       1                                                                                            YES        No               7.14 PASS    263634.16 PASS          -0.46  1154.97  14,769.83 PASS         8 N/A    NO     N/A     1154.97         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  997.37     11/1/2012                167765.04            Cure default        36 Penalty within first 36 months at 3% of the amount prepaid for the first
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
 12 months; 2% of the amount prepaid for the second 12 months and 1% of
the amount  N                                             1245.16 NO     Complete Y         NO
prepaid for
the last 12
months."
NO            7/2/2037 FIXED    Conventional   8/2/2007 179845.44 F         7.933 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         5/23/2007    192879                SINGLE FAMILY         1              0        0       93.24  93.24 FULL         43.27  3571.72     709                                       3  Exception:            Exception: Prepayment Right To Cancel Exception                     YES        No               8.13 PASS    295500.73 PASS           4.61  3282.81  14,125.01 PASS         8 N/A    NO     N/A     3282.81         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  944.47     12/1/2012      8/1/2037  156840.89            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Incomplete copy of    penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title- Missing Final  per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy. Prelim is in  Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;   with State regs but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: RTC
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation - expiration
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date not 3 days after
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date-  - Rating - 3;
balance for N                                             1311.27 NO     Complete Y         NO
the last 12
months."
NO          11/19/2037 FIXED    Conventional 12/19/2007 155206.12 F         8.307 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/7/2007    156000                SINGLE FAMILY         1              0        0       99.49  99.49              38.32     5636       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                8.4 PASS    268175.63 PASS           -3.6  1394.22  12,304.95 PASS         8 N/A    NO     N/A     1394.22  7,690.60 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  867.04      8/1/2012      1/1/2038  146071.22            Cure default        36 Penalty       N                           1172.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  2/24/2008 123999.08 F         8.567 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/19/2007    124000                SINGLE FAMILY         1              0                  100    100 FULL          35.3     4524       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.79 PASS    223821.88 PASS          -2.18   2460.5   9,723.09 PASS         8 N/A    NO     N/A      2460.5           N/A            N/A    N/A    YES       Final     Yes            1/1/2012   6.125  776.37      2/1/2012                121510.26            Cure default        36 Penalty       N                           959.34 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            6/1/2036 FIXED    Conventional   7/1/2006 350954.96 F         8.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/13/2006    395000                SINGLE FAMILY         1              0        0       88.85  88.85 FULL         61.97  5152.33     706                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No               9.02 PASS    656504.26 PASS          36.29  5800.25  27,605.49 PASS         8 N/A    NO     N/A     5800.25 24,154.80 PASS         7 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1854.82     11/1/2012      7/1/2036  301781.13            Cure default        36 Penalty       N                          2782.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             violation - expiration                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date not 3 days after                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction                                                                                                                                                                                                                                                                                                                                                                     unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date- RTC expiration                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date of 05/23/2006 is                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not 3 days after                                                                                                                                                                                                                                                                                                                                                                         the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     transaction date of                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     05/26/2006 - TIL                                                                                                                                                                                                                                                                                                                                                                         the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signature date. -                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO                     FIXED    Conventional   5/3/2008 239224.21 F           7.1 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/27/2008    266000                SINGLE FAMILY         1              0        0       89.93  89.93 FULL         50.99   5310.1       0                                       1                                                                                            YES        No               7.13 PASS    340492.75 PASS           2.96      625  19,061.52 PASS         8 N/A    NO     N/A      962.31 11,961.21 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1276.76      8/1/2012                216425.48            Cure default         0               N                          1607.66 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          11/21/2037 FIXED    Conventional 12/21/2007    178000 F         8.323 NO              360      360      10        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/7/2007    178000              0 SINGLE FAMILY         1              0        0         100    100 FULL         52.41     7583       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.47 PASS    309086.31 PASS           1.54  2387.38  14,049.01 PASS         8 N/A    NO     N/A     2387.38  8,780.63 PASS         8 PASS   NO     YES       Final     Yes            8/1/2011   7.625 1204.87      9/1/2011                170229.07            Cure default         0               N                          1346.38 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           8/22/2035 FIXED    Conventional  9/22/2005  78662.43 F         8.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/22/2005     87750                SINGLE FAMILY         1              0        0       89.64  89.64 FULL         32.71  5903.96       0                                       3                        Exception: Missing    Missing Docs                                  YES        No               9.07 PASS    147492.26 PASS           9.53   1662.5   6,159.99 PASS         8 N/A    NO     N/A      1662.5         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25   422.7     12/1/2012      9/1/2035   67404.47            Cure default        36 Penalty       N                           623.58 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Right to Cancel form-                                                                                                                                                                                                                                                                                                                                                                    unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  4/28/2008 130160.55 F         7.368 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI CASHOUT        1004  3/15/2008    148000                SINGLE FAMILY         1              0                87.95  87.95 FULL         55.59     8637       0                                       2                        Exception: Missing    Missing Docs                                  NO         No               7.57 PASS    195848.54 PASS          -1.43  2583.55            N/A            N/A    N/A    N/A     2583.55           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  696.83     11/1/2012                117395.55            Cure default        36 Penalty       N                           898.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                              DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
YES         10/17/2035 FIXED    Conventional 11/17/2005  86841.64 F         7.222 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  9/22/2005    130000                CONDO                 1              0        0        66.8   66.8              34.46  2253.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.31 PASS    126615.68 PASS           0.01   782.01   6,884.77 PASS         8 N/A    NO     N/A      782.01  6,884.77 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  475.02      8/1/2012     12/1/2035   76734.19            Cure default        36 Penalty       N                           590.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           7/2/2037 FIXED    Conventional   8/2/2007 169764.83 F         7.041 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         6/16/2007    212711                SINGLE FAMILY         1              0        0       79.81  79.81 FULL         45.97  3973.52       0                                       2  Exception: Missing evidence of title- ATM   Missing Docs                                  YES        No               7.23 PASS    241711.07 PASS           1.63  3168.84  13,327.68 PASS         8 N/A    NO     N/A     3168.84           N/A            N/A    N/A    YES       Final     Yes            2/1/2013    5.25  799.51      3/1/2013      8/1/2037  132110.65            Cure default        36 Penalty       N                          1134.18 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Equity Report in file. - Rating - 2;                                                                                                                                                                                                                                                HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/5/2035 FIXED    Conventional  11/5/2005 276528.09 F         7.091 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/9/2005    400000                SINGLE FAMILY         1              0        0       69.13  69.13 FULL          42.5  6616.06     685                                       1                                                                                            YES        No               7.26 PASS    396466.91 PASS           3.83  4586.62  21,755.32 PASS         8 N/A    NO     N/A     4586.62 21,755.32 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1454.14     12/1/2012     11/1/2035  232751.76            Cure default        36 Penalty       N                          1856.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         12/20/2035 FIXED    Conventional  1/20/2006  190788.9 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/31/2005    191000                SINGLE FAMILY         1              0        0       99.89  99.89 FULL         50.71     4160     750                                       1                                                                                            YES        No               8.79 PASS    345001.03 PASS         -15.88  3444.54  14,987.55 PASS         8 N/A    NO     N/A     3444.54           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  957.33      8/1/2012      1/1/2036  154926.67            Cure default        36 1st 3 years   N                          1478.76 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   upon full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              only 3%, 2%,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of UPB.
NO                     FIXED    Conventional  2/25/2008 113719.94 F         7.523 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/29/2007    120000                SINGLE FAMILY         1              0        0       94.77  94.77 FULL          34.5  3187.84       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.61 PASS     174094.5 PASS          -2.17   929.56   9,023.23 PASS         8 N/A    NO     N/A      929.56  5,639.52 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  637.96      8/1/2012                107811.37            Cure default         0               N                           796.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            7/2/2037 FIXED    Conventional   8/2/2007    515000 F         8.815 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  6/16/2007    515000                CONDO<5FLOORS         1              0                  100    100 FULL         60.39 24728.37       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.99 PASS    960382.32 PASS          -0.49  8285.84  40,537.13 PASS         8 N/A    NO     N/A     7870.84 24,713.48 PASS         0 N/A    NO     YES       Final     Yes            2/1/2013    5.25  2770.8      3/1/2013      8/1/2037  457842.51            Cure default         0               N                          4075.27 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                           FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional   3/7/2008 194053.45 F          6.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T      AVM          1/2/2008    222475                SINGLE FAMILY         1              0                87.23  87.23 FULL         23.29     6000     715                                       1                                                                                            YES        No               6.29 PASS    237230.39 PASS           0.49      710  15,432.44 PASS         8 N/A    NO     N/A         710           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25 1034.59     11/1/2012                 174026.9            Cure default        36 Penalty       N                          1194.82 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/30/2032 FIXED    Conventional  9/30/2002 123099.64 F         9.042 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/29/2002    125000                SINGLE FAMILY         1              0        0       98.48  98.48 FULL         17.64     6600       0                                       1                                                                                            YES        No               9.41 PASS    238722.38 PASS           0.03  3906.42   9,535.46 PASS        10 N/A    NO     N/A     3906.42  9,535.46 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25   672.2     12/1/2012     10/1/2032   99520.02            Cure default        36 Penalty       N                           994.21 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/9/2027 FIXED    Conventional  11/9/2007 239786.78 F         7.969 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         9/18/2007    252600                SINGLE FAMILY         1              0                94.93  94.93 FULL         34.98  9151.19       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.21 PASS    244645.61 PASS          -0.18  4168.65  18,849.45 PASS         8 N/A    NO     N/A     4168.65 18,849.45 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1598.94      8/1/2012     11/1/2027  201786.95            Cure default        36 Penalty       N                           2001.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy-preliminary                                                                                                                                                                                                                                                                                                                                                                                             3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               only in file - Rating                                                                                                                                                                                                                                                                                                                                                                                          amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - 2;                                                                                                                                                                                                                                                                                                                                                                                                           prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/17/2037 FIXED    Conventional  8/17/2007 123230.81 F         8.869 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  6/28/2007    124000                CONDO>8FLOORS         1              0                99.38  99.38 FULL         59.57  4009.23       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               9.04 PASS    231403.67 PASS           0.19  1845.11   9,710.86 PASS         8 N/A    NO     N/A     1845.11  6,069.29 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  696.84      8/1/2012      8/1/2037  116472.71            Cure default         0               N                           979.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (HIGH RISE)                                                                                                                                    evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy - Rating - 2;
NO          11/18/2035 FIXED    Conventional 12/18/2005  82932.01 F         9.219 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/1/2005     89000                SINGLE FAMILY         1              0        0       93.18  93.18 FULL         30.48   3052.4     611                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.32 PASS    162736.72 PASS          -2.32   727.39   6,576.37 PASS         8 N/A    NO     N/A      727.39         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25   443.5      8/1/2012     12/1/2035   71643.81            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;  Exception:
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed per state-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepay Penalty not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliant with State
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regs but beyond the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term - Rating - 2;
balance for N                                              680.39 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional  2/28/2008 143198.85 F         6.952 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM          1/9/2008    159347                SINGLE FAMILY         1              0        0       89.87  89.87 FULL         32.11  3875.73       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.15 PASS    200916.46 PASS           0.63  2791.24  11,232.61 PASS         8 N/A    NO     N/A     5877.89  7,020.38 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25  768.18     10/1/2012                129214.47            Cure default        36 Penalty       N                           948.12 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full.
NO                     FIXED    Conventional  2/24/2008 257329.99 F         6.804 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 12/20/2007    310000                PUD                   1              0        0       83.01  83.01 FULL         40.03     7957       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               6.97 PASS    351254.49 PASS          -1.86  4427.91  20,232.17 PASS         8 N/A    NO     N/A     4427.91 20,232.17 PASS         8 PASS   NO     YES       Final     Yes           7/17/2012    5.25 1381.01      8/1/2012                233021.41            Cure default        36 Penalty       N                          1678.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/28/2035 FIXED    Conventional  1/28/2006  91776.62 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/12/2005     92000                SINGLE FAMILY         1              0        0       99.76  99.76              39.52  4128.06       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.81 PASS    166156.74 PASS          -8.68   1856.3   7,193.63 PASS         8 N/A    NO     N/A      1856.3  7,193.63 PASS         8 PASS   NO     YES       Final     Yes            8/1/2011     6.5  525.91      9/1/2011                 83204.38            Cure default        36 Penalty       N                           711.34 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  4/10/2008 107896.13 F         9.159 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/10/2007    120000                SINGLE FAMILY         1              0        0       89.91  89.91 FULL         36.89  6972.43       0                                       2                        Exception: Missing    Missing      Exception:           3/19/15:    YES        No               9.32 PASS    210856.07 PASS         274.47  1489.58   8,512.52 PASS         8 N/A    NO     N/A     1489.58  8,512.52 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  568.24      8/1/2012                 96176.41            Cure default        36 Penalty       N                           880.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -   Docs        Incomplete/Illegible  Received                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                        final TIL in file-    entire                                                                                                                                                                                                                                                                                                   capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        The right side is cut Final TIL                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        off. The figures were disclosing                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        used to run the       all                                                                                                                                                                                                                                                                                                                             principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Compliance test but   figurs.;                                                                                                                                                                                                                                                                                                                        balance; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        the results are       3/19/15:                                                                                                                                                                                                                                                                                                                        of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        subject to change     Received                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        upon receipt of the   entire                                                                                                                                                                                                                                                                                                                          balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        entire document. -    Final TIL                                                                                                                                                                                                                                                                                                                       the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Rating - 1;           disclosing                                                                                                                                                                                                                                                                                                                      months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Exception:            all                                                                                                                                                                                                                                                                                                                             of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Incomplete/Illegible  figurs.;                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD-1 in file- The                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        right side is cut                                                                                                                                                                                                                                                                                                                                     the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        off. The figures were                                                                                                                                                                                                                                                                                                                                 months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        used to run the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Compliance test but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        the results are
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        subject to change
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        upon receipt of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        entire document. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Rating - 1;
NO          12/17/2037 FIXED    Conventional  1/17/2008  101016.3 F         7.306 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/4/2007    110000                SINGLE FAMILY         1              0                91.83  91.83 FULL         30.12  2862.36     792                                       3                        Exception: Prepayment State Loan Not Compliant                      YES        No               7.49 PASS    150259.24 PASS            4.5  1803.73   7,937.01 PASS         8 N/A    NO     N/A     1803.73  4,960.63 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  540.82      8/1/2012      1/1/2038   91112.72            Cure default        36 Penalty       N                           692.96 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Max penalty                                                                                                                                                                                                                                                                                                                                            capitalization         first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount for subject                                                                                                                                                                                                                                                                                                                                                                       of 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan is $1010.16.                                                                                                                                                                                                                                                                                                                                                                        unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Calculated max penalty                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount for subject is                                                                                                                                                                                                                                                                                                                                                                    balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $3030.49. - Rating -                                                                                                                                                                                                                                                                                                                                                                     during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;  Exception: Ohio                                                                                                                                                                                                                                                                                                                                                                      first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer Sales                                                                                                                                                                                                                                                                                                                                                                           2% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Practices Act                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation- Missing                                                                                                                                                                                                                                                                                                                                                                       balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosures per OH                                                                                                                                                                                                                                                                                                                                                                       during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer Sales                                                                                                                                                                                                                                                                                                                                                                           second, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Practices Act - Rating                                                                                                                                                                                                                                                                                                                                                                   1% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third.
YES          9/16/2034 FIXED    Conventional 10/16/2004 254812.27 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/1/2004    368000                PUD                   1              0                69.24  69.24 FULL         52.42   4085.5       0                                       1                                                                                            YES        No               8.52 PASS    444257.43 PASS           0.03   4179.7  20,050.61 PASS         8 N/A    NO     N/A      4179.7 20,050.61 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1345.94     12/1/2012     10/1/2034  210048.99            Cure default        36 Penalty       N                          1930.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within one
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year, 2% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within 2
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years, and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years.
NO          10/30/2033 FIXED    Conventional 11/30/2003 108894.04 F         8.428 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/13/2003    109000                SINGLE FAMILY         1              0        0        99.9   99.9 FULL         50.87     4060       0                                       1                                                                                            YES        No               8.78 PASS    194018.84 PASS           0.01  3493.68   8,432.03 PASS         8 N/A    NO     N/A     3493.68         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  603.55     11/2/2012     12/1/2033    92436.1            Cure default        36 Penalty       N                           831.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/2/2035 FIXED    Conventional  12/2/2005  294980.7 F         8.726 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/10/2005    295000                SINGLE FAMILY         1              0        0       99.99  99.99 FULL         33.01  11088.2       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.77 PASS    539915.77 PASS          14.15  1137.76  23,496.00 PASS         8 N/A    NO     N/A     1137.76 14,685.00 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1574.49     11/1/2012     11/1/2035  252952.27            Cure default         0               N                           2315.6 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower. The FACTA
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure is provided
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for the co-borrower
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     only. - Rating - 2;
YES         11/20/2032 FIXED    Conventional 12/20/2002 136932.83 F          8.88 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T      Exterior    5/12/2001    142000                SINGLE FAMILY         1              0        0       96.43  96.43 FULL         59.55     3500       0                                       1                                                                                            YES        No               8.91 PASS    255857.57 PASS           0.02      394  10,923.11 PASS         8 N/A    NO     N/A         394           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25     680      8/1/2012     12/1/2032  102091.17            Cure default        36 If a full prepayment within first 36 months, penalty 5% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                      Drive-by                                       DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   balance for the first 12 months; 4% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                 (2055,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                capitalization         12 months and 3% of the unpaid principal
                                                                                                                                                                                                                                                                                 1075, 466,
                                                                                                                                                                                                                                                                                 2095)
balance for N                                             1089.99 NO     Complete Y         NO
the last 12
months."
NO           7/11/2037 FIXED    Conventional  8/11/2007  86891.57 F          8.18 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   6/6/2007     87000                SINGLE FAMILY         1              0        0       99.88  99.88 FULL         46.56   3723.2       0                                       3                        Exception: Missing    Missing Docs                                  YES        No               8.26 PASS    147245.17 PASS          -4.13      675   6,897.33 PASS         8 N/A    NO     N/A     1963.56  4,246.40 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  469.93     12/1/2012      8/1/2037    78037.5            Cure default        36 Penalty       N                           648.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- Final HUD                                                                                                                                                                                                                                                                                                                                                                   unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     missing true/certified                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamp - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/2/2035 FIXED    Conventional  12/2/2005 354649.56 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/11/2005    355000                SINGLE FAMILY         1              0        0        99.9   99.9              57.24  9684.24       0                                       1                                                                                            YES        No               9.52 PASS    708962.59 PASS          31.48  5738.41  27,898.19 PASS         8 N/A    NO     N/A     5738.41 20,923.64 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 2018.61      8/1/2012     12/1/2035  326087.55            Cure default        36 Penalty       N                          2938.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/20/2035 FIXED    Conventional 10/20/2005 174902.99 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/31/2005    176000                SINGLE FAMILY         1              0        0       99.38  99.38 FULL         52.69     5356       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.53 PASS    305171.65 PASS           8.93  3084.77  13,745.46 PASS         8 N/A    NO     N/A     3084.77  8,590.91 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  984.06      8/1/2012     11/1/2035  158677.31            Cure default        36 Penalty       N                          1324.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/1/2032 FIXED    Conventional  12/1/2007 176209.62 F         7.649 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/5/2007    218000                SINGLE FAMILY         1              0                80.83  80.83 FULL         29.46     6000     749                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.86 PASS    222839.28 PASS          -2.71  3228.53  13,835.49 PASS         8 N/A    NO     N/A     3228.53 13,835.49 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1014.96      8/1/2012     12/1/2032  152378.99            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Missing disclosure for                                                                                                                                                                                                                                                                                                                                            capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy. Prelim is in  co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;   2;
balance for N                                             1319.29 NO     Complete Y         NO
the last 12
months."
YES           8/1/2036 FIXED    Conventional   9/1/2006   71991.7 F          9.33 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/7/2006     72000                SINGLE FAMILY         1              0        0       99.99  99.99 FULL         27.25   5631.6     734                                       3                        Exception:            Missing Docs                                  YES        No               9.61 PASS    144523.18 PASS           1.21  1712.54   5,614.87 PASS         8 N/A    NO     N/A     1712.54           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  384.97      8/1/2012      9/1/2036   63182.46            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             Incomplete/Illegible                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final TIL in file-                                                                                                                                                                                                                                                                                                                                                capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing borrowers'
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signature date -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;  Exception:
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed per state-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepay Penalty not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliant with State
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regs but beyond the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term - Rating - 2;
balance for N                                              596.41 NO     Complete Y         NO
the last 12
months."
NO            2/1/2034 FIXED    Conventional  3/27/2004 253258.01 F         8.833 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  1/25/2004    264000                SINGLE FAMILY         1              0        0       95.93  95.93 FULL         49.44  7657.92       0                                       1                                                                                            YES        No               9.01 PASS    473488.72 PASS           0.02  4064.73  19,935.46 PASS         8 N/A    NO     N/A    10276.46 12,459.66 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1329.28      8/1/2012      3/1/2034  206178.55            Cure default        36 Penalty       N                          2007.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            8/8/2037 FIXED    Conventional   9/8/2007 106701.36 F         9.791 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/24/2007    159000                SINGLE FAMILY         1              0                67.11  67.11 FULL         19.82  6015.39       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.96 PASS    226002.85 PASS          -3.29  1515.29   8,414.89 PASS         8 N/A    NO     N/A     1515.29  8,414.89 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  569.05     11/1/2012      9/1/2037   94806.38            Cure default        36 Penalty       N                           919.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            3/6/2037 FIXED    Conventional   4/6/2007 206111.73 F         9.042 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/19/2007    207000                SINGLE FAMILY         1              0        0       99.57  99.57 FULL         59.81  6756.98     696                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.16 PASS    395261.79 PASS           2.62  2103.42  16,320.66 PASS         8 N/A    NO     N/A      7197.1 10,200.42 PASS         6 PASS   NO     YES       Final     Yes            1/1/2013    5.25  1176.8      2/1/2013      4/1/2037  193470.04            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing co-borrower's                                                                                                                                                                                                                                                                                                                                             capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Facta - Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
balance for N                                             1664.63 NO     Complete Y         NO
the last 12
months."
YES                    FIXED    Conventional  4/27/2008 167874.11 F         8.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/5/2008    180000                SINGLE FAMILY         1              0                93.26  93.26 FULL         35.37  8923.11       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.05 PASS    314353.46 PASS           1.76   3140.9  13,178.66 PASS         8 N/A    NO     N/A      3140.9         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  911.07     10/1/2012                153726.55            Cure default        36 If a full     N                          1330.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in the third
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
NO           7/11/2037 FIXED    Conventional  8/11/2007 249998.63 F         8.201 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/21/2007    250000                SINGLE FAMILY         1              0                  100    100 FULL         26.49   9885.5     684                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.39 PASS    427335.57 PASS           1.41  4319.56  19,654.33 PASS         8 N/A    NO     N/A     4319.56 19,654.33 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   6.875 1481.11     12/1/2010                225460.02            Cure default        36 Penalty       N                          1869.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy, but have                                                                                                                                                                                                                                                HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               prelim/Commitment - Rating - 2;                                                                                                                                                                                                                                                                                                                                                         capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          5/10/2036 FIXED    Conventional  6/10/2006 147937.61 F         7.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T      AVM         4/15/2006    204000                SINGLE FAMILY         1              0                72.52  72.52 FULL         34.56  4177.77     692                                       3                        Exception: Missing    Missing Docs                                  YES        No                  0 FAIL            0 FAIL     -239538.27  2836.27  11,608.11 PASS         8 N/A    NO     N/A     2836.27           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  768.85     10/1/2012      6/1/2036  125091.76            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             final TIL-  - Rating -                                                                                                                                                                                                                                        HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                capitalization         12 months and 1% of the unpaid principal
balance for N                                             1068.64 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional   3/4/2008 445324.79 F          7.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/21/2008    505000                SINGLE FAMILY         1              0        0       88.18  88.18              46.32     8000       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.36 PASS    653242.52 PASS          -4.57  4969.16  35,228.45 PASS         8 N/A    NO     N/A     4969.16           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 2445.11      8/1/2012                413206.66            Cure default         0               N                          3037.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          10/10/2036 FIXED    Conventional 11/10/2006 234605.92 F         9.098 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/26/2006    235000                SINGLE FAMILY         1              0        0       99.83  99.83 FULL         28.27   8399.2     682                                       2  Exception: Missing    Exception: Prepayment Missing Docs                                  YES        No               9.28 PASS    454741.48 PASS         106.31  3695.14  18,472.86 PASS         8 N/A    NO     N/A     8886.38 11,545.54 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1253.38     10/1/2012     11/1/2036  205708.39            Cure default        36 Penalty
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing the final     per state- Prepayment                                                                                                                                                                                                                                                                                                                                             capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title policy. -       exceeds max allowed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;           for the state of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Illinois. Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
  within first 36 months at 3% of the amount prepaid for the first 12 months;
  2% of the amount prepaid for the second 12 months and 1% of the amount
  prepaid   N                                             1904.29 NO     Complete Y         NO
for the
last 12
months."
NO                     FIXED    Conventional  4/13/2008  246286.3 F         6.903 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/26/2008    265000                SINGLE FAMILY         1              0                92.94  92.94 FULL         31.93     7400       0                                       1                                                                                            YES        No               7.08 PASS    342074.63 PASS          -0.17   4264.7  19,361.73 PASS         8 N/A    NO     N/A      4264.7         0 N/A          8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1322.24      8/1/2012                223792.09            Cure default        36 Penalty       N                          1622.49 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          12/8/2035 FIXED    Conventional   1/8/2006 442648.14 F         7.857 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/2/2005    445000                SINGLE FAMILY         1              0                99.47  99.47 FULL         50.53  7259.63     727                                       1                                                                                            YES        No               8.03 PASS    717825.52 PASS           6.24   7035.5  34,849.01 PASS         8 N/A    NO     N/A      7035.5           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   5.875 2407.93     12/1/2010                407063.38            Cure default        36 If prepayment N                             3204 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         12/10/2037 FIXED    Conventional  1/10/2008 260818.25 F          7.57 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 11/21/2007    307000                SINGLE FAMILY         1              0        0       84.96  84.96 FULL         21.69 11166.68       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                7.6 PASS    400834.48 PASS           -3.2      625  20,815.46 PASS         8 N/A    NO     N/A         625           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25 1404.41     11/1/2012      1/1/2038  235489.85            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                              1836.2 NO     Complete Y         NO
the last 12
months."
YES          1/15/2023 FIXED    Conventional  2/15/2008 181671.47 F         6.811 NO              180      180       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM        12/24/2007    226572                SINGLE FAMILY         1              0                80.18  80.18 FULL         32.05  5791.09       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.11 PASS    112155.74 PASS            0.1   3344.8  14,266.13 PASS         8 N/A    NO     N/A      3344.8           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  1344.7      8/1/2012      2/1/2023   130809.1            Cure default        36 Penalty       N                          1613.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/14/2035 FIXED    Conventional 12/14/2005  59985.13 F        10.319 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/24/2005     80000                SINGLE FAMILY         1              0        0       74.98  74.98 FULL         49.15  1629.93       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               10.6 PASS    136013.15 PASS          -6.66  1386.48   4,687.89 PASS         8 N/A    NO     N/A     1386.48  4,687.89 PASS         8 PASS   NO     YES       Final     Yes           6/26/2012    5.25  327.44      8/1/2012      1/1/2036   52991.17            Cure default        36 Penalty       N                            540.6 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           6/15/2037 FIXED    Conventional  7/15/2007 287499.98 F         7.922 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   6/4/2007    290000                SINGLE FAMILY         1              0                99.14  99.14 FULL         55.43  5921.46       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.06 PASS     470170.6 PASS           -0.9  3874.98  22,690.00 PASS         8 N/A    NO     N/A     3874.98           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1553.52     10/1/2012      7/1/2037  258404.51            Cure default        36 Penalty       N                          2093.88 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                           3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/4/2035 FIXED    Conventional  11/4/2005 330405.05 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/20/2005    335000                PUD                   1              0        0       98.63  98.63 FULL         43.57  8278.68       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.52 PASS    576056.68 PASS          25.62  5382.83  26,001.78 PASS         8 N/A    NO     N/A     5382.83 26,001.78 PASS         8 PASS   NO     YES                 Yes           11/1/2012    5.25 1699.14     12/1/2012     11/1/2035  271965.68            Cure default        36 pp 36 months  N                          2502.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                              with                   @ 3% first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         year, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% third year
NO          10/17/2037 FIXED    Conventional 11/17/2007 225629.38 F         9.428 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/19/2007    231000                SINGLE FAMILY         1              0        0       97.68  97.68 FULL         56.02  5502.67     653                                       1                                                                                            YES        No               9.64 PASS    457135.71 PASS          -4.51  4019.42  17,728.80 PASS         8 N/A    NO     N/A     4019.42 11,080.50 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1271.38      8/1/2012     11/1/2037  213520.61            Cure default        36 Penalty       N                          1885.42 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/21/2035 FIXED    Conventional  1/21/2006 286251.95 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/17/2005    302000                SINGLE FAMILY         1              0        0       94.79  94.79 FULL         59.56  4567.58     686                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.52 PASS    499142.15 PASS          21.17  4730.32  22,521.73 PASS         8 N/A    NO     N/A     4730.32         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  1524.6      8/1/2012      1/1/2036     246730            Cure default        36 Penalty       N                           2168.5 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA for the                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower is missing                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                            unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/21/2037 FIXED    Conventional 10/21/2007  80456.61 F         9.263 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/7/2007     85000                SINGLE FAMILY         1              0                94.66  94.66 FULL         50.28  3705.86       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               9.42 PASS    159177.26 PASS           -2.2  1075.28   6,350.51 PASS         8 N/A    NO     N/A     2821.96  3,969.07 PASS         6 PASS   NO     YES       Final     Yes           11/1/2012    5.25  440.84     12/1/2012     10/1/2037   73445.99            Cure default        36 Penalty       N                           662.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/14/2037 FIXED    Conventional 12/14/2007 233489.14 F         8.663 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/2/2007    235000                SINGLE FAMILY         1              0        0       99.36  99.36 FULL         59.29  6627.34       0                                       3                        Exception: Missing    Right To Cancel Exception                     YES        No               8.71 PASS    423608.61 PASS          98.55   931.87  18,604.58 PASS         8 N/A    NO     N/A     1017.84 11,518.74 PASS         0 N/A    NO     YES       Final     Yes            9/1/2012    5.25 1266.22     10/1/2012     12/1/2037  212317.23            Cure default         0               N                          1822.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: RTC
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation - expiration
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date not 3 days after
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date- Loan Transaction
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date 11/9/2007 expire
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date on RTC is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     11/13/2007, expire
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date should have been
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     11/14/2007. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
YES                    FIXED    Conventional   4/1/2008 255066.11 F         6.209 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/20/2008    354000                SINGLE FAMILY         1              0                72.05  72.05 FULL         41.91     4200       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.38 PASS       312325 PASS           0.38   4428.8  20,047.47 PASS         8 N/A    NO     N/A      4428.8 15,035.60 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1348.17     12/1/2012                226772.61            Cure default with capitalization     N                          1563.66 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO           3/28/2037 FIXED    Conventional  4/28/2007 259999.41 F         9.201 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/17/2007    260000                SINGLE FAMILY         1              0                  100    100 FULL         33.07     7791     723                                       1                                                                                            YES        No                9.4 PASS    511149.33 PASS           5.98  4467.36  20,442.56 PASS         8 N/A    NO     N/A     4467.36 12,776.60 PASS         8 PASS   NO     YES       Final     Yes           10/9/2012    5.25 1432.35     11/1/2012      5/1/2037  237075.41            Cure default         0 n/a           N                          2129.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          11/1/2037 FIXED    Conventional  12/1/2007  312280.9 F         10.12 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/4/2007    314000                SINGLE FAMILY         1              0        0       99.45  99.45 FULL         46.65    10750     637                                       1                                                                                            YES        No              10.14 PASS    685968.32 PASS           1.36      635  24,847.39 PASS         8 N/A    NO     N/A         635           N/A            N/A    N/A    YES       Final     Yes            6/1/2011    8.75 2375.77      7/1/2011                301992.17            Cure default        36 Penalty       N                          2768.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months;  1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/5/2037 FIXED    Conventional  11/5/2007 238014.59 F         7.937 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/26/2007    265000                SINGLE FAMILY         1              0        0       89.82  89.82 FULL         42.53  4777.47     739                                       3                        Exception: Missing    Missing Docs                                  YES        No                  8 PASS    388381.39 PASS           -2.5  1417.62  18,927.76 PASS         8 N/A    NO     N/A     1417.62 14,195.82 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1258.35     12/1/2012     11/1/2037  209988.18            Cure default        36 Penalty       N                          1736.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure for                                                                                                                                                                                                                                                                                                                                              capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the co-borrower is                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     missing from the file.                                                                                                                                                                                                                                                                                                                                                                   unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Right to Cancel form-                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     RTC for co-borrower is                                                                                                                                                                                                                                                                                                                                                                   months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     missing from the file.                                                                                                                                                                                                                                                                                                                                                                   the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         12/23/2035 FIXED    Conventional  1/23/2006 208208.89 F         7.438 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/26/2005    259000                SINGLE FAMILY         1              0        0       80.39  80.39 FULL         41.65  3877.31     758                                       1                                                                                            YES        No               7.53 PASS    314604.61 PASS           8.93  1885.44  16,505.88 PASS         8 N/A    NO     N/A     1885.44 16,505.88 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1016.29      8/1/2012      1/1/2036  164469.07            Cure default        36 Penalty       N                          1447.01 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/23/2037 FIXED    Conventional 11/23/2007 215598.38 F          8.27 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/10/2007    220000                SINGLE FAMILY         1              0        0          98     98 FULL         23.98     7700       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.46 PASS    372435.15 PASS           0.81  3846.18  16,940.18 PASS         8 N/A    NO     N/A     3846.18           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   5.625  1198.9     12/1/2010                208266.96            Cure default        36 Penalty       N                          1622.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   3/5/2008 341372.37 F         7.319 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/23/2008    360000                SINGLE FAMILY         1              0        0       94.83  94.83 FULL         38.14  9890.61     760                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.49 PASS     508461.5 PASS          -4.33  5729.91  26,851.40 PASS         8 N/A    NO     N/A     5729.91 16,782.12 PASS         8 PASS   NO     YES       Final     Yes           7/10/2012    5.25  1854.9      8/1/2012                313466.43            Cure default        36 Penalty       N                          2344.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/18/2035 FIXED    Conventional  2/18/2005 175595.42 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/13/2004    180000                SINGLE FAMILY         1              0                97.55  97.55 FULL         49.39  5527.75       0                                       3                        Exception: Missing    Right To Cancel Exception                     YES        No               8.28 PASS    295395.54 PASS           -9.2  3095.01  13,800.03 PASS         8 N/A    NO     N/A     3095.01 10,350.02 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  860.87     11/1/2012      2/1/2035  135695.92            Cure default        36 Penalty       N                          1299.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: RTC                                                                                                                                                                                                                                                                                                                                                                           3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation - expiration                                                                                                                                                                                                                                                                                                                                                                   amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date not 3 days after                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature                                                                                                                                                                                                                                                                                                                                                                   the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date- Dates on RTC did                                                                                                                                                                                                                                                                                                                                                                   the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not take into account                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the Federal holiday on                                                                                                                                                                                                                                                                                                                                                                   the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Monday January 17,                                                                                                                                                                                                                                                                                                                                                                       months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2005. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                      of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/11/2035 FIXED    Conventional  9/11/2005 331389.64 F         6.843 NO              360      360       4        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/26/2005    450000                PUD                   1              0        0       73.64  73.64 FULL         23.62 12779.46     789                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No                  7 PASS    455194.34 PASS          17.93  5397.38  26,079.38 PASS         8 N/A    NO     N/A     5397.38 26,079.38 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1685.74     11/1/2012     10/1/2035  269821.89            Cure default        36 Penalty       N                          2169.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing Final Title Policy. File includes                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               copy of Commitment only. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                  capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/20/2033 FIXED    Conventional  9/20/2003 121618.25 F         7.446 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  7/22/2003    140000                SINGLE FAMILY         1              0        0       86.87  86.87 FULL         22.69     4350       0                                       2  Exception: Missing    Exception: Prepayment Missing Docs                                  YES        No               7.78 PASS     186762.7 PASS           0.02  3864.15   9,420.33 PASS         8 N/A    NO     N/A     3864.15         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  688.03     11/1/2012     12/1/2033  105374.99            Cure default        36 Penalty       N                           845.88 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title,  per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Commitment in file -  Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;           of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/10/2023 FIXED    Conventional 10/10/2003  71893.11 F         7.852 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/25/2003     77000                SINGLE FAMILY         1              0        0       93.37  93.37 FULL         38.36     2494       0                                       2                        Exception: Prepayment penalty not allowed per state- Prepayment exceeds state limitation of a 1% prepayment penalty within a 3 year term. Penalty term has expired
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED
 - Rating - Prepay Penalty Not Enforceable   YES        No          8.31 PASS       73255.6 PASS          0.01 2415.91  5,558.18 PASS               8 N/A        NO         N/A         2415.91         0 N/A        0 N/A    NO      YES      Final   Yes             6/25/2012       5.25      506.6  8/1/2012      10/1/2023       51564.21          Cure default         36 Penalty     N                                   594.72 NO         Complete Y          NO
2; "                                                                                                                                                                                                                                           HUD1                                                                                                     with                    within
                                                                                                                                                                                                                                                                                                                                                        capitalization          first 36
                                                                                                                                                                                                                                                                                                                                                                                months at
                                                                                                                                                                                                                                                                                                                                                                                3% of the
                                                                                                                                                                                                                                                                                                                                                                                amount
                                                                                                                                                                                                                                                                                                                                                                                prepaid for
                                                                                                                                                                                                                                                                                                                                                                                the first
                                                                                                                                                                                                                                                                                                                                                                                12 months;
                                                                                                                                                                                                                                                                                                                                                                                2% of the
                                                                                                                                                                                                                                                                                                                                                                                amount
                                                                                                                                                                                                                                                                                                                                                                                prepaid for
                                                                                                                                                                                                                                                                                                                                                                                the second
                                                                                                                                                                                                                                                                                                                                                                                12 months
                                                                                                                                                                                                                                                                                                                                                                                and 1% of
                                                                                                                                                                                                                                                                                                                                                                                the amount
                                                                                                                                                                                                                                                                                                                                                                                prepaid for
                                                                                                                                                                                                                                                                                                                                                                                the last 12
                                                                                                                                                                                                                                                                                                                                                                                months.
YES         12/13/2034 FIXED    Conventional  1/13/2005 120475.86 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T      Missing                  167000                UNKNOWN               1              0        0       72.14  72.14 FULL         47.85  2471.17       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.02 PASS    168192.34 PASS           0.02      409   9,605.35 PASS         8 N/A    NO     N/A         409  9,605.35 PASS         8 PASS   NO     YES       Final     Yes            2/1/2013       5  619.82      3/1/2013      1/1/2035   98919.76            Cure default        36 Penalty       N                           800.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/3/2034 FIXED    Conventional   1/3/2005 172771.72 F         9.641 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/9/2004    173000                SINGLE FAMILY         1              0        0       99.87  99.87 FULL         37.76  5111.58       0                                       1                                                                                            YES        No               9.77 PASS    358542.51 PASS              0  1919.83  13,668.15 PASS         8 N/A    NO     N/A     1919.83  8,542.59 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25   992.7     10/1/2012      1/1/2035  156475.82            Cure default         0               N                          1470.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional  3/13/2008 277474.58 F         7.031 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/31/2008    296000                SINGLE FAMILY         1              0        0       93.74  93.74 NIV /        25.26     8700       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.07 PASS    390378.64 PASS           1.97  1187.91  22,102.93 PASS         8 N/A    NO     N/A     1187.91 22,102.93 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1446.87     11/1/2012                243374.93            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           Stated                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                   Income                                                                                            Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1851.84 NO     Complete Y         NO
the last 12
months."
NO            8/6/2037 FIXED    Conventional   9/6/2007    186000 F          8.27 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/15/2007    190000                SINGLE FAMILY         1              0                 97.9   97.9 FULL         34.06  5208.37       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.47 PASS    321413.15 PASS           2.77  3423.77  14,606.10 PASS         8 N/A    NO     N/A     3008.77  9,063.29 PASS         0 N/A    NO     YES       Final     Yes            7/1/2013       4  570.94      8/1/2013                 136608.5            Cure default with capitalization     N                          1399.96 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO           5/30/2031 FIXED    Conventional  6/30/2001  55338.29 F         9.162 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/27/2001     58000                SINGLE FAMILY         1              0        0       95.41  95.41 FULL         29.88     1950       0                                       3  Exception: Missing evidence of title-  -    Missing Docs                                  YES        No               9.57 PASS    109218.18 PASS           0.03  1933.67   4,272.37 PASS        10 N/A    NO     N/A     1933.67           N/A            N/A    N/A    YES       Final     Yes           7/18/2012    5.25  262.68      8/1/2012      6/1/2031   37753.06            Cure default        36 Penalty       N                           451.73 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Rating - 3;                                                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         10/25/2035 FIXED    Conventional 11/25/2005 493119.84 F         7.091 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/1/2005    621000                SINGLE FAMILY         1              0        0       79.41  79.41 FULL          49.2  8012.91     750                                       1                                                                                            YES        No               7.25 PASS    707124.91 PASS          77.36  7843.74  38,791.01 PASS         8 N/A    NO     N/A     7843.74           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  2608.6      8/1/2012     11/1/2035  420628.56            Cure default        36 Penalty within first 36 months at lesser of: a)Penalty within first 36 months at 3%
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   of the unpaid principal balance for the first 12 months; 2% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         balance for the second 12 months and 1% of the unpaid principal balance for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months
or b)20%    N                                             3310.98 NO     Complete Y         NO
allowance
equal to 6
months
interest"
NO           10/9/2037 FIXED    Conventional  11/9/2007  298962.1 F         7.814 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/24/2007    334000                SINGLE FAMILY         1              0        0       89.51  89.51 FULL         42.44     6250       0                                       1                                                                                            YES        No               7.99 PASS    481920.41 PASS            2.5  5043.16  23,513.52 PASS         8 N/A    NO     N/A     5043.16 23,513.52 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1571.72      8/1/2012     11/1/2037  263961.36            Cure default        36 Penalty       N                           2155.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  3/26/2008 177901.08 F         6.663 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/18/2008    215000                SINGLE FAMILY         1              0                82.75  82.75              39.19  3195.77       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               6.74 PASS    235141.31 PASS           2.48  1328.36  14,125.82 PASS         8 N/A    NO     N/A     1328.36 14,125.82 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25   909.9     10/1/2012                153290.96            Cure default        36 if prepaid in N                          1143.64 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   first year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         then 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2%, third
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 1%
NO           6/24/2035 FIXED    Conventional  7/24/2005 208935.59 F         7.962 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/23/2005    285000                SINGLE FAMILY         1              0                73.31  73.31 FULL         38.07  6141.96     665                                       3  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.03 PASS    342247.18 PASS           9.52  1250.15  16,614.84 PASS         8 N/A    NO     N/A     1250.15 16,614.84 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1129.53     12/1/2012      8/1/2035  179774.55            Cure default        36 Penalty       N                          1527.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing final title policy - Rating - 3;                                                                                                                                                                                                                                            HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  4/25/2008 281552.33 F         6.556 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/6/2008    350000                SINGLE FAMILY         1              0                80.44  80.44 FULL         31.07     7200       0                                       3                        Exception: Late       Late charge not allowed                       YES        No               6.72 PASS    367672.02 PASS           -2.4  4845.87  22,136.52 PASS         8 N/A    NO     N/A     4845.87 13,835.32 PASS         8 PASS   NO     YES       Final     Yes           8/25/2011    3.18  1248.8     10/1/2011                268663.05            Cure default        36 Penalty       N                          1789.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- N.Y. Real Prop.                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Law o 254-b allows a                                                                                                                                                                                                                                                                                                                                                                     3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     maximum late charge of                                                                                                                                                                                                                                                                                                                                                                   amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2% after 15 days. The                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Note reflects a late                                                                                                                                                                                                                                                                                                                                                                     the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge of 5% after 15                                                                                                                                                                                                                                                                                                                                                                    months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     days. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                      the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                                                     the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- N.Y. Gen.                                                                                                                                                                                                                                                                                                                                                                     the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Oblig. Law oo 101-1 et                                                                                                                                                                                                                                                                                                                                                                   months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     seq. NY Regulations
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allow for a maximum of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1 year prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty for loans with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     interest rates
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceeding 6% per
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     annum. The Note
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     reflects the subject
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     interest rate of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     6.5558%. Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty has expired. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO            6/7/2035 FIXED    Conventional   7/7/2005 142358.45 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/16/2005    150000                SINGLE FAMILY         1              0        0       94.91  94.91 FULL         39.77  5424.63     697                                       1                                                                                            YES        No               8.54 PASS    248478.27 PASS           4.72  2603.82  11,180.37 PASS         8 N/A    NO     N/A     2603.82 11,180.37 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  671.75      8/1/2012      7/1/2035   107521.5            Cure default        36 Penalty       N                          1078.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/20/2035 FIXED    Conventional  1/20/2006  92440.14 F         9.577 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/7/2005     95000                SINGLE FAMILY         1              0        0       97.31  97.31 FULL         32.12  5051.36       0                                       1                                                                                            YES        No               9.83 PASS    191223.05 PASS         -12.67  1981.11   7,236.72 PASS         8 N/A    NO     N/A     1981.11  7,236.72 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  497.12      8/1/2012      1/1/2036   80450.66            Cure default        36 Penalty       N                           782.47 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/4/2037 FIXED    Conventional  10/4/2007 127215.08 F         9.794 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/21/2007    130000                SINGLE FAMILY         1              0                97.86  97.86 FULL         29.28  4627.51     664                                       1                                                                                            YES        No              10.03 PASS    270284.77 PASS          44.05  2490.03   9,978.00 PASS         8 N/A    NO     N/A     2490.03  7,483.50 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  686.99     11/1/2012     10/1/2037  114642.11            Cure default        36 Penalty       N                          1097.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/1/2037 FIXED    Conventional   1/1/2008 272973.29 F         7.913 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/17/2007    273000                SINGLE FAMILY         1              0        0       99.99  99.99 FULL          41.8     9800       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.07 PASS    446138.94 PASS          -0.88  3935.04  21,518.26 PASS         8 N/A    NO     N/A     3935.04 18,828.48 PASS         7 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1472.77     12/1/2012      1/1/2038  246558.98            Cure default        36 Penalty       N                          1986.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                           3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/4/2037 FIXED    Conventional  10/4/2007 239681.21 F        10.309 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/30/2007    245000                PUD                   1              0        0       97.83  97.83 FULL         56.98     4952     629                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              10.52 PASS    541504.69 PASS            3.8  4197.09  18,838.73 PASS         8 N/A    NO     N/A     4197.09 16,483.89 PASS         7 PASS   NO     YES       Final     Yes            8/1/2011    7.75 1618.01      9/1/2011               2258848.53            Cure default        36 Penalty       N                          2158.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing final title - Rating - 2;                                                                                                                                                                                                                                                   HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  3/22/2008 240895.51 F         6.705 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/7/2008    271000                PUD                   1              0        0       88.89  88.89 FULL         24.07  8385.87       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               6.88 PASS    323150.64 PASS         -26.41  4185.03  18,936.84 PASS         8 N/A    NO     N/A     4185.03 18,936.84 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1257.22      8/1/2012                212461.06            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Policy. Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim is in file. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;
balance for N                                             1555.16 NO     Complete Y         NO
the last 12
months."
NO          10/29/2033 FIXED    Conventional 11/29/2003  95897.07 F         9.223 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/14/2003    110000                SINGLE FAMILY         1              0                87.18  87.18 FULL         26.78     3177       0                                       1                                                                                            YES        No               9.29 PASS    188011.56 PASS           0.03   567.03   7,626.40 PASS         8 N/A    NO     N/A      567.03  4,766.50 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  568.74     11/1/2012     12/1/2033   87105.64            Cure default         0               N                           787.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          10/24/2037 FIXED    Conventional 11/24/2007 233598.39 F         8.481 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/5/2007    234500                SINGLE FAMILY         1              0                99.62  99.62 FULL         67.51     5355       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.64 PASS    415302.63 PASS           0.77  3438.06  18,412.83 PASS         8 N/A    NO     N/A     3438.06 11,508.02 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1263.04      8/1/2012     11/1/2037   212119.8            Cure default        36 36 months; 3% N                          1792.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   in year 1; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         in year 2; 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in year 3.
YES          10/7/2029 FIXED    Conventional  11/7/1999     31751 F         11.74 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004   9/2/1999     35000          34000 SINGLE FAMILY         1              0     1700       93.39  98.39 FULL         45.86   1287.6     611                                       1                                                                                            NO         No              12.31 PASS     84873.42 PASS          -1.57  1334.42            N/A            N/A    N/A    N/A     1334.42           N/A            N/A    N/A    YES       Final     Yes           9/23/2013     4.5  120.52     10/1/2013                 26807.25            Cure default        36 Penalty       N                           320.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           11/1/2037 FIXED    Conventional  12/1/2007 183996.99 F        10.438 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/28/2007    184000                SINGLE FAMILY         1              0                  100    100 FULL         49.34  5445.52       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.67 PASS    422328.11 PASS          -1.04  3392.59  14,439.82 PASS         8 N/A    NO     N/A      7050.6  8,749.80 PASS         0 N/A    NO     YES       Final     Yes          10/16/2012    5.25 1007.26     12/1/2012     12/1/2037  168358.57            Cure default with capitalization     N                          1674.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO           7/18/2037 FIXED    Conventional  8/18/2007 219984.03 F         9.567 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/30/2007    232000                SINGLE FAMILY         1              0        0       94.82  94.82 FULL         50.73  5435.72     631                                       1                                                                                            YES        No               9.78 PASS    453698.11 PASS          -1.39     3911  17,285.84 PASS         8 N/A    NO     N/A        3911 17,285.84 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1218.99      8/1/2012      8/1/2037  203747.18            Cure default        36 Penalty       N                          1860.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/6/2035 FIXED    Conventional  10/6/2005 187452.03 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/16/2005    210000                SINGLE FAMILY         1              0        0       89.26  89.26 NO DOC        58.4  3142.53       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.78 PASS    292180.09 PASS          18.88  3320.23  14,730.54 PASS         8 N/A    NO     N/A     3320.23           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  969.15      8/1/2012     10/1/2035  155986.65            Cure default        36 Penalty       N                          1323.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/1/2037 FIXED    Conventional  12/1/2007 168126.03 F          8.27 NO              360      360       5        15                                                                                                                       PRIMARY     DEBT                1004  9/22/2007    173000                SINGLE FAMILY         1              0                97.18  97.18 FULL         15.55    10500     729                                       1                                                                                            YES        No               8.45 PASS    290218.61 PASS           7.29  2744.05  13,227.61 PASS         8 N/A    NO     N/A     2744.05           N/A            N/A    N/A    YES       Final     Yes          10/11/2012    5.25   912.2     12/1/2012     12/1/2037  152470.08            Cure default        36 36 months; 3% N                          1265.43 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                        CONSOLIDATION                                                DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   in year 1; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         in year 2; 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in year 3.
NO          11/14/2035 FIXED    Conventional 12/14/2005 126104.51 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/29/2005    127000                SINGLE FAMILY         1              0        0        99.3   99.3 FULL         49.57  4926.13       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.55 PASS    252352.84 PASS          16.86  2363.61   9,899.27 PASS         8 N/A    NO     N/A     2363.61           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  675.47      8/1/2012     12/1/2035  109115.99            Cure default        36 Penalty       N                          1044.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/1/2035 FIXED    Conventional  10/1/2005 130314.08 F         8.144 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/6/2005    148000                PUD                   1              0        0       88.05  88.05 FULL         44.53  2657.33     700                                       1                                                                                            YES        No               8.28 PASS    220386.27 PASS           -0.7  1689.65  10,285.24 PASS         8 N/A    NO     N/A     1689.65  6,428.27 PASS         8 PASS   NO     YES       Final     Yes           12/1/2012    5.25  662.79      1/1/2013     10/1/2035  105688.67            Cure default         0               N                           969.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           1/24/2033 FIXED    Conventional  2/24/2008 150324.74 F          7.57 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/4/2008    155000                SINGLE FAMILY         1              0                96.98  96.98 FULL         47.52     2913       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               7.79 PASS    187882.31 PASS           2.26  2896.55  11,794.26 PASS         8 N/A    NO     N/A      4631.8  7,284.65 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  879.28     10/1/2012      2/1/2033  132009.14            Cure default        36 Penalty       N                          1117.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          8/30/2031 FIXED    Conventional  9/30/2004   77650.7 F          7.24 NO              324      324   0.018        10                                                                                                                       PRIMARY     REFI R/T            1004  7/20/2004    170000                SINGLE FAMILY         1              0        0       45.68  45.68 FULL         62.32  2093.83     706                                       1                                                                                            YES        No               7.24 PASS     99344.02 PASS           0.01        0   6,212.06 PASS         8 N/A    NO     N/A           0  4,659.04 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  470.53      8/1/2012     10/1/2031   68316.18            Cure default        36 PPP within 36 N                           546.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   months at 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            1/8/2038 FIXED    Conventional   2/8/2008    195000 F         7.517 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/15/2007    195000                SINGLE FAMILY         1              0        0         100    100               46.8  5406.85       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.68 PASS    299814.52 PASS           1.91  3141.77  15,348.66 PASS         8 N/A    NO     N/A     3141.77           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    6.75 1224.26     12/1/2010                188754.29            Cure default        36 Penalty       N                          1365.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Commitment in file;   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               missing policy -                                                                                                                                                                                                                                                                                                                                                                                               3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                                    amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            3/5/2023 FIXED    Conventional   4/5/2008 284994.78 F         7.953 NO              180      180       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/25/2008    300000                SINGLE FAMILY         1              0                   95     95 FULL         25.05 11429.78       0                                       3                        Exception: Missing    Missing Docs                                  YES        No               8.24 PASS    208725.82 PASS          -0.22  4871.75  22,409.84 PASS         8 N/A    NO     N/A     4871.75 22,409.84 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 2243.37      8/1/2012      4/1/2023  220791.16            Cure default        36 Penalty       N                          2715.83 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- Final                                                                                                                                                                                                                                                                                                                                                                       unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 is not                                                                                                                                                                                                                                                                                                                                                                             principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tamped/signed by the                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent. -                                                                                                                                                                                                                                                                                                                                                                         the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          11/7/2037 FIXED    Conventional  12/7/2007 224289.79 F         8.161 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/25/2007    315000                SINGLE FAMILY         1              0        0        71.2   71.2 FULL          51.7     4027       0                                       3  Exception: Missing    Exception: Missing FACTA disclosure-  - Rating - 2;                 YES        No               8.35 PASS    381244.85 PASS          -0.01  3974.63  17,625.21 PASS         8 N/A    NO     N/A     3974.63 13,218.91 PASS         8 PASS   NO     YES       Final     Yes           9/25/2012    5.25 1197.06     10/1/2012     12/1/2037  200721.12            Cure default        36 Penalty       N                             1671 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-  -                                                                                                                                                                                                                                                               HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the  amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  3/27/2008 201398.34 F         7.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/6/2008    212000                SINGLE FAMILY         1              0                   95     95 STATED /     46.52     6450       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.25 PASS    288695.83 PASS          -0.41  3234.21  15,853.13 PASS         8 N/A    NO     N/A     3234.21 11,889.85 PASS         8 PASS   NO     YES       Final     Yes            8/1/2011   5.375 1070.89      9/1/2011                191240.79            Cure default        36 Penalty       N                          1352.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                      evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Wisconsin:                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepay Penalty not                                                                                                                                                                                                                                                                                                                                                                       balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliant with State                                                                                                                                                                                                                                                                                                                                                                     prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regs but beyond the                                                                                                                                                                                                                                                                                                                                                                      to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                       2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
NO           12/4/2037 FIXED    Conventional   1/4/2008 359746.58 F         8.904 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/14/2007    379000                SINGLE FAMILY         1              0                94.92  94.92 FULL            51     6707     679                                       1                                                                                            YES        No               9.09 PASS    679321.89 PASS           6.92  5971.45  28,302.01 PASS         8 N/A    NO     N/A     5971.45 24,764.26 PASS         7 PASS   NO     YES       Final     Yes            8/1/2011   6.375 2143.98      9/1/2011                343657.79            Cure default        36 Penalty       N                          2869.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/16/2027 FIXED    Conventional  8/16/2007 208873.65 F         7.658 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         6/27/2007    283000                SINGLE FAMILY         1              0        0       73.81  73.81 FULL          51.3  4741.45     724                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               7.83 PASS    202510.65 PASS           1.41  2693.06  16,494.45 PASS         8 N/A    NO     N/A     2693.06 10,309.03 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1457.88      8/1/2012      9/1/2027  182675.62            Cure default         0               N                          1702.87 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final policy. Prelim in file. -                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;                                                                                                                                                                                                                                                                                                                                                                             capitalization
NO            1/4/2036 FIXED    Conventional   2/4/2006 135976.77 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/28/2005    136000                SINGLE FAMILY         1              0        0       99.98  99.98 FULL         32.41  3963.42     426                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.81 PASS    246376.04 PASS           4.59  2670.67  10,643.73 PASS         8 N/A    NO     N/A     2670.67 10,643.73 PASS         8 PASS   NO     YES                 Yes            7/1/2012    5.25  719.39      8/1/2012      2/1/2036  116629.58            Cure default        36 Penalty       N                          1053.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                                                                                                                                 with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure for                                                                                                                                                                                                                                                                                                                                                                           3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower. Borrower                                                                                                                                                                                                                                                                                                                                                                    unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA is within the                                                                                                                                                                                                                                                                                                                                                                      principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan file. - Rating -                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/14/2035 FIXED    Conventional 12/14/2005 229684.14 F         7.091 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/27/2005    311000                SINGLE FAMILY         1              0        0       73.85  73.85 FULL         41.25  4333.87       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.27 PASS    329513.36 PASS           1.55  4019.35  18,053.18 PASS         8 N/A    NO     N/A     9651.41 13,539.89 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1280.81     10/1/2012      4/1/2036  207648.75            Cure default        36 The
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
  first thirty six months a prepayment is made in excess of 20% of the original
  principal amount in any twelve month period during the Penalty Period
  borrower[s] will pay a penalty.  The
  penalty will be equal to the lesser of (a) six months advance interest on any
  amount prepaid in excess of 20% of the original principal amount of this
  Note; (b) two percent of any amount prepaid in excess of 20% of the original
  principal amount of this Note; or 2% of any amount prepaid in excess of 20%
  of the original  principal amount of
  the Note; or (c) such lesser amount as may be allowed by applicable law.   The maximum prepayment penalty applicable
  for any  prepayment  during the first year of the loan period is
  equal to this amount and the maximum prepayment penalty for each of the
  second    N                                             1542.16 NO     Complete Y         NO
and third
years of
this loan
period is
equal to
this
amount."
YES           9/6/2035 FIXED    Conventional  10/6/2005 143994.18 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/14/2005    144000                SINGLE FAMILY         1              0                  100    100 FULL         45.86  4408.98     646                                       3  Exception: Missing    Exception: Prepayment Missing Docs                                  YES        No               9.54 PASS    288069.16 PASS           6.76  2627.99  11,309.30 PASS         8 N/A    NO     N/A     2627.99           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  772.36     12/1/2012     10/1/2035  123392.81            Cure default        36 Penalty       N                          1192.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title - per state- Missouri                                                                                                                                                                                                                                                                                                                                               capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           limits prepayment to                                                                                                                                                                                                                                                                                                                                                                     3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2%. Subject prepayment                                                                                                                                                                                                                                                                                                                                                                   unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is 3% in year 1.                                                                                                                                                                                                                                                                                                                                                                         principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment period has                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   4/5/2008 206911.18 F         6.945 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/18/2008    225000                SINGLE FAMILY         1              0        0       91.96  91.96 FULL         44.81  4531.63       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.08 PASS    288704.86 PASS          -0.35  2816.03  16,327.61 PASS         8 N/A    NO     N/A     2816.03           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1118.32     12/1/2012                188110.89            Cure default        36 Penalty       N                          1368.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Equity Report page 30 Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               does not constitute                                                                                                                                                                                                                                                                                                                                                                                            3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               evidence of title                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               insurance. - Rating -                                                                                                                                                                                                                                                                                                                                                                                          principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               3;                                                                                                                                                                                                                                                                                                                                                                                                             balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            8/1/2037 FIXED    Conventional   9/1/2007     70000 F         8.201 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/2/2007     70000                SINGLE FAMILY         1              0        0         100    100 FULL         35.64  3140.24     715                                       1                                                                                            YES        No                8.4 PASS    119835.23 PASS          -2.17  1293.07   5,488.90 PASS         8 N/A    NO     N/A     1293.07  5,488.90 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  366.62     12/1/2012      9/1/2037   60981.72            Cure default        36 Penalty       N                           523.47 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/30/2034 FIXED    Conventional 10/31/2004     82451 F          8.39 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/9/2004     97000                SINGLE FAMILY         1              0        0          85     85 FULL         24.36     2668     636                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No                8.4 PASS    144035.47 PASS         432.72      132   6,585.52 PASS         8 N/A    NO     N/A         132  6,585.52 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25   486.2     10/1/2012     11/1/2034   76336.07            Cure default        60 Penalty       N                           628.81 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing final title policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO           5/27/2033 FIXED    Conventional  6/27/2003  63989.38 F         7.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/5/2003     71500                SINGLE FAMILY         1              0        0        89.5   89.5               31.7  2377.67       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               7.43 PASS     92733.49 PASS           0.02  2185.67   4,944.30 PASS         8 N/A    NO     N/A     2185.67         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  298.97      8/1/2012      6/1/2033   45490.86            Cure default        36 Penalty       N                           429.27 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulation, term                                                                                                                                                                                                                                                                                                                                                                   prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has expired. - Rating                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;                                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/7/2035 FIXED    Conventional  10/7/2005 261339.57 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/22/2005    264000                SINGLE FAMILY         1              0        0       98.99  98.99 FULL         28.24  7588.89     727                                       1                                                                                            YES        No               8.52 PASS    455740.55 PASS          14.33  4362.16  20,558.19 PASS         8 N/A    NO     N/A     4362.16 20,558.19 PASS         8 PASS   NO     YES       Final     Yes          10/25/2012    5.25 1333.04     12/1/2012     10/1/2035  212968.71            Cure default        36 Penalty       N                          1979.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/17/2035 FIXED    Conventional  9/17/2005 571168.88 F         7.101 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/19/2005    672000                PUD                   1              0        0          85     85 FULL         43.44 11155.28       0                                       1                                                                                            YES        No               7.26 PASS    819734.43 PASS         -13.74  8940.92  44,978.24 PASS         8 N/A    NO     N/A     8940.92         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25 2993.76     12/1/2012      9/1/2035  477385.67            Cure default        36 Penalty       N                           3838.8 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/21/2037 FIXED    Conventional 12/21/2007 149973.14 F         9.181 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/7/2007    150000                SINGLE FAMILY         1              0                99.98  99.98 FULL          38.5     5833       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                9.4 PASS    294390.71 PASS           1.35  2901.35  11,765.74 PASS         8 N/A    NO     N/A     5709.97         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  798.57      8/1/2012     12/1/2037  134326.58            Cure default        36 Penalty       N                          1226.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                                                    unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      balance is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond PPP term -                                                                                                                                                                                                                                                                                                                                                                        prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
YES          9/12/2035 FIXED    Conventional 10/12/2005  211847.9 F         7.687 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/24/2005    236000                SINGLE FAMILY         1              0        0       89.77  89.77 FULL         40.39  4093.85     772                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.78 PASS       333105 PASS         -25.18  1920.99  16,794.15 PASS         8 N/A    NO     N/A     4056.95 12,595.61 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1193.29      8/1/2012     10/1/2035  192063.66            Cure default        36 Partial PPP: Penalty within first 36 months, at 20% allowance, equal to 6 months
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   advance interest on the amount prepaid in 12 months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure                                                                                                                                                                                                                                                                                                                                                  capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     provided for borrower
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     only. Missing FACTA
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower. - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;
Full PPP:   N                                             1508.42 NO     Complete Y         YES
3% of the
unpaid
principal
balance if
paid in
full in the
first 12
months, 2%
of the
unpaid
principal
balance if
paid in
full in the
second 12
months, and
1% of the
unpaid
principal
balance if
paid in
full in the
third 12
months."
NO          11/21/2035 FIXED    Conventional 12/21/2005  85870.13 F         8.645 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/18/2005     97000                SINGLE FAMILY         1              0                88.53  88.53 FULL         16.21  4951.04     665                                       1                                                                                            YES        No               8.84 PASS    156496.04 PASS              4  1482.08   6,751.04 PASS         8 N/A    NO     N/A     1482.08         0 N/A          0 N/A    NO     YES       Final     Yes           7/13/2012    5.25  457.57      8/1/2012     12/1/2035   73916.17            Cure default        36 36 months; 3% N                           669.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   in year 1; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         in year 2; 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in year 3.
NO           11/1/2035 FIXED    Conventional  12/1/2005 308519.61 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/21/2005    343000                SINGLE FAMILY         1              0                89.95  89.95 FULL             0        0     691                                       1                                                                                            YES        No               8.52 PASS    538165.79 PASS          21.46  5223.35  24,257.98 PASS         8 N/A    NO     N/A     4879.82 14,674.01 PASS         0 N/A    NO     YES       Final     Yes           11/1/2012    5.25 1675.65     12/1/2012     12/1/2035  268706.16            Cure default         0               N                           2337.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          7/16/2037 FIXED    Conventional  8/16/2007 202221.85 F          7.91 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         6/28/2007    225000                SINGLE FAMILY         1              0        0       89.88  89.88 FULL         29.42   5631.6       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No                  8 PASS    329028.78 PASS          -0.77  1616.01  16,048.47 PASS         8 N/A    NO     N/A     1616.01         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25 1082.23     11/1/2012      8/1/2037   180012.4            Cure default         0               N                          1471.21 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   FACTA disclosure for                                                                                                                                                                                                                                                                                                                                              capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               and/or preliminary    borrower not provided.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title - Rating - 3;   - Rating - 2;
NO                     FIXED    Conventional  4/14/2008    168280 F         7.233 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         2/22/2008    186980                SINGLE FAMILY         1              0                   90     90              31.15  7335.06       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.31 PASS    245572.05 PASS          -2.09  1298.56  13,358.52 PASS         8 N/A    NO     N/A     4553.15  8,113.78 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25   900.7      8/1/2012                 152445.4            Cure default with capitalization     N                          1145.99 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO                     FIXED    Conventional  3/14/2008 379377.46 F         6.903 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/26/2008    400000                SINGLE FAMILY         1              0                94.84  94.84 FULL         29.97 10122.23       0                                       3                        Exception: Late       Late charge not allowed                       YES        No               7.07 PASS    526651.92 PASS           0.36  6291.56  29,846.87 PASS         8 N/A    NO     N/A     6291.56 18,654.30 PASS         8 PASS   NO     YES       Final     Yes          10/13/2012    5.25 2040.13     11/1/2012                343165.56            Cure default        36 1st 36 months N                          2499.27 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with                   PPP of 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- N.Y. Real Prop.                                                                                                                                                                                                                                                                                                                                            capitalization         UPB with in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Law o 254-b allows a                                                                                                                                                                                                                                                                                                                                                                     1st year, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     maximum late charge of                                                                                                                                                                                                                                                                                                                                                                   of UPB with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2% after 15 days. The                                                                                                                                                                                                                                                                                                                                                                    in 2nd year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Note reflects a late                                                                                                                                                                                                                                                                                                                                                                     1% of UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge of 5% after 15                                                                                                                                                                                                                                                                                                                                                                    with in 3rd
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     days. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                      year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- N.Y. Gen.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Oblig. Law oo 101-1 et
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     seq. NY Regulations
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allow for a maximum of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1 year prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty for loans with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     interest rates
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceeding 6% per
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     annum. The Note
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     reflects the subject
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     interest rate of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     6.90272%. Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty has expired. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
YES         12/28/2035 FIXED    Conventional  1/28/2006 184201.76 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/13/2005    268000                SINGLE FAMILY         1              0        0       68.73  68.73 FULL         53.22   4467.8     634                                       1                                                                                            YES        No               8.54 PASS     321497.6 PASS          12.39  3347.19  14,468.37 PASS         8 N/A    NO     N/A     7861.42 10,851.27 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  980.86     10/1/2012      1/1/2036  158161.32            Cure default        36 Penalty       N                          1395.42 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          4/13/2034 FIXED    Conventional  5/13/2004 349595.82 F           7.1 NO              360      360   0.004        10                                                                                                                       PRIMARY     REFI R/T            1004   3/5/2004    412000                SINGLE FAMILY         1              0        0       84.85  84.85 FULL         54.11  4986.33     757                                       1                                                                                            YES        No               7.26 PASS    501809.02 PASS           0.02  5588.44  27,520.59 PASS         8 N/A    NO     N/A     5588.44           N/A            N/A    N/A    YES       Final     Yes            7/1/2013   4.125 1143.95      8/1/2013                268693.41            Cure default         0               N                          2349.49 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       foregiveness
NO          11/14/2037 FIXED    Conventional 12/14/2007  200268.3 F         8.161 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI CASHOUT        1073  10/2/2007    245000                CONDO>8FLOORS         1              0                81.74  81.74 FULL         76.42 12565.83       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.36 PASS    340493.83 PASS           -5.3  3634.63            N/A            N/A    N/A    N/A     3634.63           N/A            N/A    N/A    YES       Final     Yes            8/1/2011   7.375 1331.12      9/1/2011      1/1/2038  185535.13            Cure default        36 Penalty       N                          1492.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                              (HIGH RISE)                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/1/2037 FIXED    Conventional  12/1/2007  167564.6 F         10.19 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/14/2007    175000                SINGLE FAMILY         1              0                95.75  95.75 FULL         30.83     5950       0                                       3                        Exception: Late       Late charge not allowed                       YES        No              10.42 PASS    373406.71 PASS          177.6  3101.32  13,157.06 PASS         8 N/A    NO     N/A     3101.32  8,223.16 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  905.37     12/1/2012     12/1/2037  151327.71            Cure default         0               N                          1494.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- N.C. Gen. Stat.                                                                                                                                                                                                                                                                                                                                            capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     o 24-10.1. allows a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     maximum late charge of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     4% after 15 days. Per
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the Note the late
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge is 5% after 15
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     days. - Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing borrower FACTA
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure. Coborrower
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure present
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     (pg. 119). - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;
NO            3/8/2032 FIXED    Conventional   4/8/2002    121000 F          8.79 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/12/2002    121000                2 FAMILY              1              0        0         100    100 FULL         32.05     5867     665                                       1                                                                                            YES        No             9.1926 PASS    227208.59 PASS         105.69     4171   9,346.32 PASS        10 N/A    NO     N/A        4171           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  723.12      8/1/2012      5/1/2032  106804.66            Cure default         0               N                           955.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           11/9/2034 FIXED    Conventional  12/9/2004  296105.3 F         9.719 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/15/2004    297000                SINGLE FAMILY         1              0        0        99.7   99.7 FULL          14.1 19780.25       0                                       3                        Exception: Late       Late charge not allowed                       YES        No               9.76 PASS    618369.46 PASS           0.03  1075.56  23,602.38 PASS         8 N/A    NO     N/A     1075.56 14,805.27 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1481.79     12/1/2012     12/1/2034  232183.71            Cure default         0               N                          2537.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- 5% late charge                                                                                                                                                                                                                                                                                                                                             capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceeds state max
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed of 3% - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;
NO           1/20/2034 FIXED    Conventional  2/20/2004 125286.59 F           8.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/5/2004    122000                SINGLE FAMILY         1              0               102.69 102.69 FULL         58.13     2846       0                                       1                                                                                            YES        No               8.53 PASS    221802.01 PASS           0.01      297   9,999.17 PASS         8 N/A    NO     N/A         297  6,249.48 PASS         8 PASS   NO     YES       Final     Yes            2/1/2013     4.5  665.73      3/1/2013      4/1/2037  117568.67            Cure default        36 Penalty       N                           963.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/1/2020 FIXED    Conventional  12/1/2005  93642.01 F         7.754 NO              180      180       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/3/2005    109000                SINGLE FAMILY         1              0                85.91  85.91 FULL         50.64  2086.65       0                                       1                                                                                            YES        No               8.09 PASS     66962.21 PASS           4.54  1883.57   7,339.06 PASS         8 N/A    NO     N/A     1883.57  7,339.06 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  724.68      8/1/2012     12/1/2020   59059.66            Cure default        36 Penalty       N                           881.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/29/2034 FIXED    Conventional 11/29/2004 214870.22 F         8.586 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1073  10/6/2004    215000                CONDO                 1              0        0       99.94  99.94 FULL         45.94  5561.75       0                                       1                                                                                            YES        No               8.77 PASS       388140 PASS           0.03  3509.42  16,908.86 PASS         8 N/A    NO     N/A     3237.42 10,217.96 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1116.05      8/1/2012     11/1/2034  175919.39            Cure default         0               N                          1665.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           7/24/2037 FIXED    Conventional  8/24/2007 128957.12 F         8.501 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/25/2007    131000                SINGLE FAMILY         1              0        0       98.44  98.44 FULL         33.06  7233.54       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.61 PASS    229299.68 PASS          -0.45  1252.71  10,216.35 PASS         8 N/A    NO     N/A     3169.62  6,289.37 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  693.36     11/1/2012      8/1/2037  115330.17            Cure default        36 Penalty       N                           991.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Ohio limits                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment to 1%.                                                                                                                                                                                                                                                                                                                                                                        3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Subject prepayment is                                                                                                                                                                                                                                                                                                                                                                    unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3% year 1, 2% year 2                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     and 1% year 3.                                                                                                                                                                                                                                                                                                                                                                           balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment period has                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/20/2037 FIXED    Conventional 12/20/2007 169747.49 F         8.022 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/3/2007    170000                SINGLE FAMILY         1              0        0       99.85  99.85 STATED /     44.64     4500     753                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.22 PASS    282768.18 PASS          -1.02  3168.58  13,326.31 PASS         8 N/A    NO     N/A     3168.58         0 N/A          0 N/A    NO     YES       Final     Yes           6/25/2012    5.25  899.32      8/1/2012     12/1/2037  151272.98            Cure default        36 PPP within    N                          1248.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower. - Rating                                                                                                                                                                                                                                                                                                                                                                    penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;                                                                                                                                                                                                                                                                                                                                                                                     to 3% within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1st 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within 2nd 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within 3rd 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period.
NO                     FIXED    Conventional  3/22/2008  77427.69 F         8.272 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073   2/6/2008     87000                CONDO                 1              0        0          89     89 FULL         23.61     3411     630                                       1                                                                                            YES        No               8.49 PASS    133952.58 PASS           2.27  1544.01   6,070.69 PASS         8 N/A    NO     N/A     1544.01  6,070.69 PASS         8 PASS   NO     YES       Final     Yes           2/22/2008    5.25  422.26     10/1/2012                 71138.96            Cure default        36 Penalty       N                           582.87 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  3/22/2008  374527.6 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/11/2008    395000                SINGLE FAMILY         1              0        0       94.82  94.82 FULL         54.87  6754.98       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.52 PASS    653076.58 PASS           4.88  6194.89  29,466.62 PASS         8 N/A    NO     N/A     6194.89           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 2078.03      8/1/2012                   352250            Cure default        36 Penalty       N                          2837.23 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
YES         10/19/2037 FIXED    Conventional 11/19/2007    153409 F         7.814 NO              360      360       5        15                                                                                                                       SECOND HOME REFI R/T            1004 10/12/2007    258000                2 FAMILY              1              0        0       59.46  59.46 FULL         37.71   4665.8       0                                       1                                                                                            NO         No               8.02 PASS    247626.26 PASS          -3.72  2927.13            N/A            N/A    N/A    N/A     2927.13           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  843.97      8/1/2012     11/1/2037  141739.03            Cure default        36 Penalty       N                          1105.87 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES                    FIXED    Conventional   3/1/2008  99717.95 F         6.407 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  1/16/2008    125000                SINGLE FAMILY         1              0                79.77  79.77 FULL         21.63     5300       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.62 PASS    127145.37 PASS          -2.22   2133.4   7,805.34 PASS         8 N/A    NO     N/A      2133.4         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  525.05     11/1/2012                 88318.04            Cure default        36 Penalty within first 36 months at 3% of the unpaid principal balance for the first
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   12 months; 2% of the unpaid principal balance for the second 12 months and 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         unpaid principal balance for the last 12 months.
1%"         N                                              624.21 NO     Complete Y         NO
NO           1/20/2035 FIXED    Conventional  2/20/2005 124556.04 F         9.608 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT          70 12/16/2004    125000                SINGLE FAMILY         1              0                99.65  99.65 FULL          22.3     5247       0                                       3                        Exception: Missing    Missing Docs                                  YES        No               9.78 PASS     257867.8 PASS           0.02  1831.84   9,817.94 PASS         8 N/A    NO     N/A     1831.84  9,817.94 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  677.71      8/1/2012      3/1/2035  107657.36            Cure default        36 Penalty       N                           1057.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           9/8/2030 FIXED    Conventional  10/8/2005  139959.9 F         7.827 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/19/2005    150000                SINGLE FAMILY         1              0                93.31  93.31              59.02  3641.35       0                                       3                        Exception: Missing    Missing Docs                                  YES        No               8.05 PASS    181968.64 PASS           7.38  2648.37  10,984.92 PASS         8 N/A    NO     N/A     2648.37           N/A            N/A    N/A    YES                 Yes           11/1/2012    5.25  795.68     12/1/2012     10/1/2030  110724.94            Cure default         0               N                          1064.27 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             final HUD-1- Document                                                                                                                                                                                                                                                                                                                                             with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     appears to be final                                                                                                                                                                                                                                                                                                                                               capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     but is not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/certified by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     settlement agent. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO           7/25/2037 FIXED    Conventional  8/25/2007  75858.32 F         9.939 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/6/2007     87000                SINGLE FAMILY         1              0        0       87.19  87.19 FULL         29.77  4789.19       0                                       3                        Exception: Prepayment State Loan Not Compliant                      YES        No              10.09 PASS    163515.52 FAIL            -56   999.31   5,988.72 PASS         8 N/A    NO     N/A      999.31  3,742.95 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  429.04     10/1/2012      8/1/2037   71480.58            Cure default        36 Penalty       N                           662.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceeds the max                                                                                                                                                                                                                                                                                                                                                                          3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed for the State                                                                                                                                                                                                                                                                                                                                                                    amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Ohio. Prepayment                                                                                                                                                                                                                                                                                                                                                                      prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance                                                                                                                                                                                                                                                                                                                                                                       the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                                       the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge underdisclosed                                                                                                                                                                                                                                                                                                                                                                    months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $56.00. Final TIL                                                                                                                                                                                                                                                                                                                                                                        of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Itemization not                                                                                                                                                                                                                                                                                                                                                                          prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     located in the file. -                                                                                                                                                                                                                                                                                                                                                                   the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Ohio
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer Sales
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Practices Act
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation- Missing the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     required form for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State of Ohio entitled
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Acknowledgement of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Home Mortgage Loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Information Document.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
NO                     FIXED    Conventional  4/17/2008 199499.83 F         7.358 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/12/2008    210000                SINGLE FAMILY         1              0        0          95     95 FULL          46.7     6075       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.51 PASS    298570.16 PASS          -1.65  2863.46  15,730.91 PASS         8 N/A    NO     N/A     5637.64  9,593.81 PASS         0 N/A    NO     YES       Final     Yes           10/1/2012    5.25 1016.37     11/1/2012                171288.94            Cure default         0               N                          1375.58 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES                    FIXED    Conventional   4/3/2008 241685.96 F         6.377 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/13/2008    284500                SINGLE FAMILY         1              0        0       84.95  84.95 FULL         32.13     7360       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.55 PASS    305488.05 PASS          -1.58  4231.71  18,996.34 PASS         8 N/A    NO     N/A     4231.71 18,996.34 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1282.88     12/1/2012                215790.75            Cure default        36 Penalty       N                          1508.18 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with Principal         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       foregiveness           36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/28/2037 FIXED    Conventional 12/28/2007  64649.49 F         8.706 NO              360      360       5        15         0                                                                                                             PRIMARY     REFI CASHOUT        1004  11/2/2007     75500                SINGLE FAMILY         1              0        0       85.63  85.63 FULL         13.18  4551.08       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.98 PASS    119289.51 PASS           0.42  1580.41   5,045.53 PASS         8 N/A    NO     N/A     1580.41           N/A            N/A    N/A    YES       Final     Yes          10/11/2012    5.25   36.73     11/1/2012      1/1/2038   61493.58            Cure default         0               N                           506.55 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES         11/16/2037 FIXED    Conventional 12/16/2007 221027.23 F          8.34 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/8/2007    238000                PUD                   1              0        0       92.87  92.87 FULL          46.5  3999.62       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.37 PASS    382455.02 PASS             -1      660  17,629.38 PASS         8 N/A    NO     N/A         660           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1252.53      8/1/2012      1/1/2038  211015.07            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1674.51 NO     Complete Y         NO
the last 12
months."
NO            5/1/2037 FIXED    Conventional   6/1/2007 168667.66 F         8.306 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/23/2007    171000                SINGLE FAMILY         1              0        0       98.64  98.64 FULL         42.54  3612.21     688                                       3                        Exception: Ohio       Missing Docs                                  YES        No                8.4 PASS    291430.97 PASS           1.65  1514.14  13,372.28 PASS         8 N/A    NO     N/A     4024.23  8,232.17 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  960.46     10/1/2012      6/1/2037  159496.17            Cure default        36 Penalty       N                          1273.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             Consumer Sales                                                                                                                                                                                                                                                HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Practices Act                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation- File is                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     missing the                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     {o^}Acknowledgement of                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Receipt of Home                                                                                                                                                                                                                                                                                                                                                                          balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Mortgage Loan                                                                                                                                                                                                                                                                                                                                                                            the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Information Document.                                                                                                                                                                                                                                                                                                                                                                    months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  3/25/2008 183647.01 F           6.1 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM          2/5/2008    253868                SINGLE FAMILY         1              0        0       72.34  72.34 FULL         31.62     4260       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.28 PASS    220355.94 PASS          -0.39     3374  14,421.84 PASS         8 N/A    NO     N/A        3374         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  970.14      8/1/2012                163946.81            Cure default        36 Penalty       N                          1112.86 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         12/15/2034 FIXED    Conventional  1/15/2005 232117.31 F         8.092 NO              360      360    0.58        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/19/2004    280000                SINGLE FAMILY         1              0        0        82.9   82.9 FULL         37.67  5295.75     570                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.27 PASS     390241.4 PASS           0.02  3864.31  18,260.24 PASS         8 N/A    NO     N/A     9555.73 13,695.18 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1221.62      8/1/2012      1/1/2035  193312.13            Cure default        36 Penalty       N                          1718.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO          11/14/2037 FIXED    Conventional 12/14/2007 140540.66 F         8.012 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/24/2007    148000                SINGLE FAMILY         1              0                94.96  94.96 FULL         39.92  3011.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.22 PASS    233849.89 PASS            4.9  2701.96  11,027.10 PASS         8 N/A    NO     N/A     2701.96 11,027.10 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  751.97      8/1/2012     12/1/2037  126486.99            Cure default        36 Penalty in    N                          1032.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/14/2022 FIXED    Conventional 12/14/2007 127802.88 F         7.268 NO              180      180       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                       0                SINGLE FAMILY         1              0                    0      0 FULL         45.42     2967       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.59 PASS      84942.1 PASS          -0.76  2513.71  10,023.13 PASS         8 N/A    NO     N/A     2513.71 10,023.13 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  983.29     11/1/2012     12/1/2022   92803.89            Cure default        36 Penalty       N                          1167.96 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          11/1/2037 FIXED    Conventional  12/1/2007 258470.42 F         8.012 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/1/2007    275000                SINGLE FAMILY         1              0                93.99  93.99 FULL         23.65 10735.87       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                8.2 PASS    429690.98 PASS          -5.26  4478.06  20,310.18 PASS         8 N/A    NO     N/A     4478.06 15,232.64 PASS         8 PASS   NO     YES       Final     Yes           10/9/2012    5.25 1450.88     10/1/2012     12/1/2037  243282.29            Cure default        36 36 months; 3% N                          1898.82 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   in year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         in year 2, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in year 3.
NO          10/20/2026 FIXED    Conventional  4/20/2008 423395.15 F          6.77 NO              223      223       5        15                                                                                                                       PRIMARY     REFI R/T      Stated      2/22/2008    505000                SINGLE FAMILY         1              0        0       83.84  83.84 FULL         39.15    12628       0                                       2  Exception:            Exception: Missing    Missing Docs                                  YES        No               6.77 PASS    321808.78 PASS           0.07        0  33,871.61 PASS         8 N/A    NO     N/A           0 33,871.61 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 2862.22      8/1/2012     11/1/2026  345455.08            Cure default         0               N                          3341.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      Value Only                                     DETACHED                                                                                                                                       Incomplete copy of    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title- Missing Final  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy. Prelim is in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;
NO                     FIXED    Conventional   4/5/2008 165524.47 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/27/2008    200000                SINGLE FAMILY         1              0                82.76  82.76 FULL         49.61     3000       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.79 PASS    258176.85 PASS           2.68  3106.17  12,993.46 PASS         8 N/A    NO     N/A     3106.17 12,993.46 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  883.15      8/1/2012                149475.79            Cure default        36 Penalty       N                          1168.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/20/2035 FIXED    Conventional  2/20/2005 225809.27 F         7.981 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/7/2004    235000                SINGLE FAMILY         1              0                96.09  96.09 FULL         30.52  8892.91       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               8.01 PASS    370320.52 PASS           0.01   707.79  18,008.12 PASS         8 N/A    NO     N/A      707.79 18,008.12 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1169.04      8/1/2012      2/1/2035  185350.43            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
balance for N                                             1653.95 NO     Complete Y         NO
the last 12
months."
NO          12/19/2037 FIXED    Conventional  1/19/2008    340314 F         9.765 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/1/2007    365000                SINGLE FAMILY         1              0        0       88.39  88.39 FULL         39.53 11160.89       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.96 PASS    719273.48 PASS           -0.3  5684.27  26,770.38 PASS         8 N/A    NO     N/A     5684.27 23,424.08 PASS         7 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1812.04     11/1/2012      1/1/2038  303839.86            Cure default        36 Penalty       N                          2927.51 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/13/2035 FIXED    Conventional 11/13/2005 114996.53 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/27/2005    115000                SINGLE FAMILY         1              0        0         100    100 FULL         38.04     6243     724                                       1                                                                                            YES        No               8.55 PASS    200814.69 PASS           2.75  2199.46   9,023.77 PASS         8 N/A    NO     N/A     5014.27  5,639.85 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  650.73     10/1/2012     12/1/2035  104737.02            Cure default        36 Penalty       N                           871.16 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 3% for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for year 2,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 3 of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO           4/20/2032 FIXED    Conventional  5/20/2002 122017.08 F         8.671 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/19/2002    122000                SINGLE FAMILY         1              0        0      100.01 100.01 FULL         28.74     4585       0 NO MI                                 1                                                                                            YES        No               9.03 PASS     224985.7 PASS           0.01   3875.4   9,448.98 PASS        10 N/A    NO     N/A      3875.4         0 N/A          0 N/A    NO     YES       Final     Yes           10/5/2012    5.25  652.19     10/1/2012      5/1/2032   95866.05            Cure default        36 Penalty       N                           953.05 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/15/2037 FIXED    Conventional 12/15/2007 311949.44 F         8.825 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/24/2007    360000                SINGLE FAMILY         1              0                86.65  86.65 FULL          33.1  8887.66       0                                       3                        Exception: Error on   Right To Cancel Exception                     YES        No               8.89 PASS    579456.27 PASS           6.37  1938.45  24,800.88 PASS         8 N/A    NO     N/A     1938.45 18,600.66 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  1784.8     10/1/2012      1/1/2038  299746.27            Cure default        36 Penalty       N                          2470.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             RTC-  - Rating - 3;                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                                                     3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional   4/5/2008 140218.64 F         6.704 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         2/18/2008    155800                SINGLE FAMILY         1              0                   90     90 FULL         44.87  3117.46       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                6.9 PASS    188390.05 PASS          -1.87   2732.2  10,998.92 PASS         8 N/A    NO     N/A      2732.2  8,249.19 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25     757     12/1/2012                127333.73            Cure default        36 Penalty       N                           905.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Disclosure - EV2 -                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/9/2037 FIXED    Conventional  12/9/2007  94878.19 F         8.323 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/26/2007     97000                SINGLE FAMILY         1              0                97.81  97.81 FULL         23.04     6300       0                                       3                        Exception: Missing    Missing Docs                                  YES        No               8.51 PASS    165094.97 PASS           3.65  1614.39   7,461.10 PASS         8 N/A    NO     N/A     1614.39  4,663.19 PASS         8 PASS   NO     YES       Final     Yes           7/19/2012    5.25  490.93      8/1/2012     12/1/2037   82578.54            Cure default        36 Penalty       N                           717.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan                                                                                                                                                                                                                                                                                                                                                                    equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-                                                                                                                                                                                                                                                                                                                                                                         of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing                                                                                                                                                                                                                                                                                                                                                                                  principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Acknowledgement of                                                                                                                                                                                                                                                                                                                                                                       balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Receipt of Home                                                                                                                                                                                                                                                                                                                                                                          during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Mortgage Loan                                                                                                                                                                                                                                                                                                                                                                            first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Information Document.                                                                                                                                                                                                                                                                                                                                                                    2% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third year.
YES         11/19/2037 FIXED    Conventional 12/19/2007 207489.74 F         7.617 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         11/1/2007    258700                UNKNOWN               1              0        0       80.21  80.21 FULL         57.05   3192.8       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                7.7 PASS    322482.62 PASS          -0.38  1691.06  16,463.89 PASS         8 N/A    NO     N/A     1691.06 12,347.92 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1114.27     11/1/2012     12/1/2037   186541.6            Cure default        36 Penalty       N                          1467.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
YES                    FIXED    Conventional  3/27/2008 289669.65 F         7.071 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/12/2008    310000                SINGLE FAMILY         1              0        0       93.44  93.44 FULL         37.78     6100       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.24 PASS    414049.52 PASS           0.12  4940.83  22,778.31 PASS         8 N/A    NO     N/A     4940.83           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1511.87      8/1/2012                255888.35            Cure default        36 Penalty       N                          1941.05 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/6/2035 FIXED    Conventional  10/6/2005 140998.71 F         9.952 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/11/2005    141000                SINGLE FAMILY         1              0        0         100    100 FULL         54.97  4916.92       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No              10.03 PASS    303608.48 PASS          -18.6   973.94  11,201.98 PASS         8 N/A    NO     N/A      973.94         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  758.92     12/1/2012     10/1/2035  121246.48            Cure default        36 Penalty       N                          1232.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalties in                                                                                                                                                                                                                                                                                                                                                                             3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     connection with loans                                                                                                                                                                                                                                                                                                                                                                    unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     secured by property                                                                                                                                                                                                                                                                                                                                                                      principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     containing a                                                                                                                                                                                                                                                                                                                                                                             balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     single-family dwelling                                                                                                                                                                                                                                                                                                                                                                   the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     are limited to 1% of                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the amount of any                                                                                                                                                                                                                                                                                                                                                                        the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment made within                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3 years of the date of                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the loan. Note calls                                                                                                                                                                                                                                                                                                                                                                     the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for 3/2/1% schedule. -                                                                                                                                                                                                                                                                                                                                                                   12onths and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/22/2036 FIXED    Conventional  9/22/2006 131995.81 F         9.456 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/25/2006    132000                SINGLE FAMILY         1              0        0         100    100 FULL         39.36  5403.89       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               9.55 PASS    267169.38 PASS           -0.3   1113.6  10,470.58 PASS         8 N/A    NO     N/A      1113.6           N/A            N/A    N/A    YES       Final     Yes           9/20/2012    5.25  702.53     10/1/2012      9/1/2036  114903.78            Cure default        36 Penalty       N                           1105.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing all Title     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Info. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                                            3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and %
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  3/28/2008 284973.84 F         7.032 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/31/2008    300000                SINGLE FAMILY         1              0        0       94.99  94.99 NIV /        34.26    10740       0                                       3                        Exception: Missing    State Loan Not Compliant                      YES        No               7.07 PASS    400963.49 PASS          -2.19  1188.02  22,702.87 PASS         8 N/A    NO     N/A     1188.02 14,189.29 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1535.71      8/1/2012                259525.06            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           Stated                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                   Income                                                                                            Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Ohio
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer Sales
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Practices Act
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation- Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure. Also file
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     indicate No income
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     verified. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
balance for N                                             1902.09 NO     Complete Y         NO
the last 12
months."
NO           11/1/2027 FIXED    Conventional  12/1/2007  80741.97 F        10.339 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/17/2007     85000                SINGLE FAMILY         1              0        0       94.99  94.99 FULL         44.31  6447.97       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.68 PASS    112478.08 PASS          -0.55  1817.89   6,312.07 PASS         8 N/A    NO     N/A     1817.89  6,312.07 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  574.74     10/1/2012     12/1/2027   72275.36            Cure default with capitalization     N                           797.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO           10/5/2035 FIXED    Conventional  11/5/2005 122026.66 F         7.091 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/7/2005    153000                PUD                   1              0        0       79.76  79.76 FULL         38.51  3057.89     717                                       1                                                                                            YES        No               7.28 PASS    175231.14 PASS           0.06  2303.35   9,577.86 PASS         8 N/A    NO     N/A     2303.35  9,577.86 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  641.72     12/1/2012     11/1/2035  102715.15            Cure default        36 Penalty       N                           819.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          11/6/2037 FIXED    Conventional  12/6/2007  77447.39 F         8.338 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/22/2007     78000                SINGLE FAMILY         1              0        0       99.29  99.29 FULL         23.54  3228.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.52 PASS     135017.8 PASS          -0.95  1286.93   6,092.84 PASS         8 N/A    NO     N/A     1286.93           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  439.31      8/1/2012      1/1/2038   74011.11            Cure default        36 Penalty       N                           586.61 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower. FACTA                                                                                                                                                                                                                                                                                                                                                                          3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     provided for                                                                                                                                                                                                                                                                                                                                                                             amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower only. -                                                                                                                                                                                                                                                                                                                                                                      prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          11/6/2037 FIXED    Conventional  12/6/2007 332511.01 F         7.289 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/25/2007    430000                SINGLE FAMILY         1              0                77.33  77.33 FULL         51.17  4956.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.46 PASS     492842.3 PASS           1.34  5573.96  26,154.96 PASS         8 N/A    NO     N/A     5573.96 19,616.22 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  1774.4      8/1/2012     12/1/2037  298467.53            Cure default        36 Penalty       N                          2277.16 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/12/2035 FIXED    Conventional  1/12/2006 304429.65 F         9.677 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/15/2005    310000                PUD                   1              0                 98.2   98.2 FULL         43.81     8750       0                                       1                                                                                            YES        No               9.77 PASS    633732.34 PASS           -3.2  2447.54  24,158.57 PASS         8 N/A    NO     N/A     2447.54 21,138.75 PASS         7 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1632.96      8/1/2012      1/1/2036  264266.62            Cure default        36 Penalty       N                          2599.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third.
NO           10/4/2035 FIXED    Conventional  11/4/2005 173019.18 F         8.465 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/12/2005    178000                SINGLE FAMILY         1              0        0        97.2   97.2 FULL         20.68  8782.82       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               8.53 PASS    305430.21 PASS           4.95  1056.19  13,757.04 PASS         8 N/A    NO     N/A     1960.85  8,598.15 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  966.64      8/1/2012     11/1/2035  155867.76            Cure default        36 Penalty       N                          1326.09 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- 815 Ill.                                                                                                                                                                                                                                                                                                                                                                      prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Comp. Stat.                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     205/4(2)(a) does not                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allow a prepayment                                                                                                                                                                                                                                                                                                                                                                       the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty on loans with                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     APRAEs above 8%. Per                                                                                                                                                                                                                                                                                                                                                                     the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the subject Note, the                                                                                                                                                                                                                                                                                                                                                                    months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     interest rate is                                                                                                                                                                                                                                                                                                                                                                         of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     8.465% and the                                                                                                                                                                                                                                                                                                                                                                           prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment penalty is                                                                                                                                                                                                                                                                                                                                                                    the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3% of the unpaid                                                                                                                                                                                                                                                                                                                                                                         months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     principal balance the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     first 12 months, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for the next 12 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     and 1% for the final
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     12 months. Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty has expired. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO          10/24/2037 FIXED    Conventional 11/24/2007 263999.95 F          8.27 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/11/2007    264000                SINGLE FAMILY         1              0        0         100    100 FULL         55.79  5598.81       0                                       2                        Exception: Missing FACTA disclosure-  - Rating - 2;  Exception: Prepayment penalty not allowed per state- 815 Ill. Comp. Stat. 205/4(2)(a) does not allow a prepayment penalty on loans with APRAEs above 8%. Per the subject
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED
Note, the interest rate is 8.26993% and the prepayment penalty is 3% of the unpaid principal balance the first 12 months, 2% for the next 12 months and 1% for the final 12 months. Prepayment penalty has expired.
 - Rating - Prepay Penalty Not Enforceable   YES        No          8.46 PASS     455916.39 PASS          4.17 4576.48 20,753.88 PASS               8 N/A        NO         N/A        10256.47 12,971.17 PASS       6 PASS   NO      YES      Final   Yes              7/1/2012       5.25     1425.6  8/1/2012      11/1/2037      239420.83          Cure default         36 First 36    N                                  1987.04 NO         Complete Y          NO
2; "                                                                                                                                                                                                                                           HUD1                                                                                                     with                    months at
                                                                                                                                                                                                                                                                                                                                                        capitalization          3% of the
                                                                                                                                                                                                                                                                                                                                                                                UPB 1st
                                                                                                                                                                                                                                                                                                                                                                                year, 2% of
                                                                                                                                                                                                                                                                                                                                                                                the UPB 2nd
                                                                                                                                                                                                                                                                                                                                                                                year and 1%
                                                                                                                                                                                                                                                                                                                                                                                of the UPB
                                                                                                                                                                                                                                                                                                                                                                                the final
                                                                                                                                                                                                                                                                                                                                                                                year.
NO            9/1/2037 FIXED    Conventional  10/1/2007 165913.47 F         8.636 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/15/2007    166000                SINGLE FAMILY         1              0                99.95  99.95 FULL         58.38  5001.26     730                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.85 PASS    302299.63 PASS         188.44  3126.34  13,019.79 PASS         8 N/A    NO     N/A     3126.34         0 N/A          0 N/A    NO     YES       Final     Yes           12/1/2012    5.25  906.69      1/1/2013     10/1/2037  150813.41            Cure default        36 36 month      N                           1291.8 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   3/2/1 unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Not allowed                                                                                                                                                                                                                                                                                                                                            capitalization         principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state regs but                                                                                                                                                                                                                                                                                                                                                                       balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond term - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;
NO           11/8/2035 FIXED    Conventional  12/8/2005 144964.04 F         9.449 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/20/2005    145000                SINGLE FAMILY         1              0        0       99.98  99.98 FULL         52.48  6074.11       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.54 PASS     293055.8 PASS           1.36     1142  11,505.76 PASS         8 N/A    NO     N/A        1142 11,505.76 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  804.62     11/1/2012     12/1/2035  129268.07            Cure default        36 Penalty within first 36 months at 3% of the amount prepaid for the first 12 months;
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   2% of the amount prepaid for the second 12 months and 1% of the amount prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         the last 12 months.
."          N                                             1213.53 NO     Complete Y         NO
YES         11/16/2037 FIXED    Conventional 12/16/2007 157990.41 F         9.181 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/27/2007    158000                SINGLE FAMILY         1              0                99.99  99.99 FULL         32.69    11167       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                9.4 PASS    310058.63 PASS          -6.58  2994.83  12,399.65 PASS         8 N/A    NO     N/A     2994.83           N/A            N/A    N/A    YES       Final     Yes          10/19/2012    5.25  784.64     12/1/2012     12/1/2037  131148.01            Cure default        36 36 months,    N                          1291.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   3%b in year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         1, 2% in year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2, 1% in year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3.
NO            8/8/2037 FIXED    Conventional   9/8/2007    184700 F         9.638 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/17/2007    198000                SINGLE FAMILY         1              0                93.28  93.28 FULL         16.37 10153.32       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.78 PASS    383347.31 PASS           0.09   2231.6  14,597.47 PASS         8 N/A    NO     N/A      2231.6 14,597.47 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010    7.25 1165.15     12/1/2010                 170799.3            Cure default        36 Penalty       N                          1571.71 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          7/13/2037 FIXED    Conventional  8/13/2007 215962.23 F         7.484 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         6/14/2007    398600                SINGLE FAMILY         1              0        0       54.18  54.18 FULL         38.85  4394.87     723                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.57 PASS    328646.16 PASS           1.61   1837.8  17,129.95 PASS         8 N/A    NO     N/A      1837.8 12,847.47 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1042.69      8/1/2012      8/1/2037   174279.9            Cure default        36 Penalty       N                          1507.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy. - Rating - 2; co-borrower. - Rating                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;                                                                                                                                                                                                                                                                                                                                                                                     amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         12/21/2036 FIXED    Conventional  1/21/2007  433221.3 F         9.824 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 11/21/2006    435500                SINGLE FAMILY         1              0                99.48  99.48 FULL         19.66     9214       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.02 PASS    922278.63 PASS           6.08  7062.29  34,092.72 PASS         8 N/A    NO     N/A     7062.29           N/A            N/A    N/A    YES       Final     Yes            4/9/2009    5.15 2405.23      6/1/2009    12/21/2036  424636.28            Cure default        36 Penalty       N                          3745.64 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           10/5/2035 FIXED    Conventional  11/5/2005 219457.79 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/7/2005    231000                SINGLE FAMILY         1              0        0          95     95 FULL         63.41  3044.88       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                8.5 PASS    382300.07 PASS          17.53  3253.22  17,296.37 PASS         8 N/A    NO     N/A     3243.22 10,432.11 PASS         0 N/A    NO     YES       Final     Yes           11/1/2012    5.25 1176.96     12/1/2012     11/1/2035  188385.83            Cure default         0               N                           1662.5 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           7/12/2032 FIXED    Conventional  6/12/2004  53231.41 F          7.75 NO              338      338       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/2/2004     65000                SINGLE FAMILY         1              0        0       81.89  81.89 FULL         30.19     1656       0                                       1                                                                                            YES        No               7.81 PASS     78138.61 PASS           0.02      297   4,234.75 PASS         8 N/A    NO     N/A         297           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  269.91      8/1/2012      8/1/2032   40149.81            Cure default        36 Penalty       N                           387.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/16/2037 FIXED    Conventional  8/16/2007  264863.5 F         8.397 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/21/2007    265000                PUD                   1              0        0       99.95  99.95 FULL         28.31    11671     749                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.58 PASS    465760.71 PASS          -3.53  4393.54  20,837.60 PASS         8 N/A    NO     N/A     4393.54 15,628.20 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1438.56      8/1/2012      8/1/2037  240448.38            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower/coborrower -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
balance for N                                             2017.32 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional   4/3/2008 308628.13 F         7.035 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/22/2008    332000                SINGLE FAMILY         1              0        0       92.96  92.96 FULL          42.8  7291.31       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.07 PASS    434317.91 PASS           3.47  1117.81  24,600.83 PASS         8 N/A    NO     N/A     1117.81 24,600.83 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1614.61     10/1/2012                272436.67            Cure default        36 Penalty       N                          2060.62 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/6/2037 FIXED    Conventional   1/6/2008 139395.78 F         8.012 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073 11/23/2007    150000                CONDO                 1              0                92.93  92.93 FULL         36.37   3603.6       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.22 PASS    232000.01 PASS           4.89  2735.04  10,932.86 PASS         8 N/A    NO     N/A     5324.17  6,619.30 PASS         0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  666.05     12/1/2012      1/1/2038   111504.7            Cure default with capitalization     N                          1024.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO           9/26/2035 FIXED    Conventional 10/26/2005 294796.27 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/30/2005    295000                SINGLE FAMILY         1              0        0       99.93  99.93 FULL         38.97   7441.1       0                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No               8.52 PASS    514022.84 PASS          18.55   4856.6  23,195.17 PASS         8 N/A    NO     N/A    12088.54 14,496.98 PASS         6 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1558.71     12/1/2012     10/1/2035  249021.56            Cure default        36 Penalty       N                          2233.23 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             violation - expiration                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date not 3 days after                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction                                                                                                                                                                                                                                                                                                                                                                     unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date-  - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                     principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/26/2037 FIXED    Conventional 10/26/2007 349954.32 F         8.448 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/8/2007    350000                PUD                   1              0                99.99  99.99 FULL         48.81  8421.14       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.63 PASS     619929.6 PASS           5.61  5796.74  27,532.61 PASS         8 N/A    NO     N/A     5796.74 27,532.61 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   6.625 2130.36     12/1/2010                332707.62            Cure default        36 Penalty       N                             2678 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third.
NO                     FIXED    Conventional   5/1/2008  56047.75 F           7.2 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/15/2008     59000                SINGLE FAMILY         1              0        0          95     95 FULL         48.06  1817.28       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.42 PASS     82105.76 PASS           2.91  1179.82   4,388.54 PASS         8 N/A    NO     N/A     1179.82  2,742.84 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  301.73      8/1/2012                 51146.14            Cure default         0               N                           380.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES         11/14/2035 FIXED    Conventional 12/14/2005 275203.35 F         7.091 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/18/2005    349000                SINGLE FAMILY         1              0                78.86  78.86 FULL         39.28   5496.4     727                                       1                                                                                            YES        No               7.26 PASS    394666.19 PASS           0.02  4667.04  21,642.90 PASS         8 N/A    NO     N/A     4667.04           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   4.875 1346.74     12/1/2010                254481.35            Cure default        36 Penalty       N                          1847.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/14/2035 FIXED    Conventional 11/14/2005     89502 F         8.718 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/7/2005     96000                SINGLE FAMILY         1              0        0       95.22  95.22 FULL         28.47  5069.51       0                                       1                                                                                            YES        No               8.81 PASS    164010.61 PASS          10.16   757.96   7,099.52 PASS         8 N/A    NO     N/A      757.96  7,099.52 PASS         8 PASS   NO     YES       Final     Yes            8/1/2011   7.375  529.25      9/1/2011     11/1/2035   71635.83            Cure default        36 Penalty       N                           702.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  3/26/2008 455240.96 F         6.685 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/18/2008    550000                SINGLE FAMILY         1              0        0       82.77  82.77 FULL         50.67 10915.44       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.71 PASS    602032.66 PASS           3.72  1352.13  36,311.11 PASS         8 N/A    NO     N/A     1352.13           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 2459.07      8/1/2012                416205.45            Cure default        36 Penalty       N                           2933.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional   4/6/2008 598214.14 F          6.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/26/2005    700000                SINGLE FAMILY         1              0                85.46  85.46 FULL         42.13  11539.2       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.86 PASS    813595.83 PASS           2.79      660  47,804.33 PASS         8 N/A    NO     N/A         660           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 3312.73     10/1/2012                558965.37            Cure default        36 Penalty       N                          3919.85 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          11/7/2027 FIXED    Conventional  12/7/2007 207659.46 F         7.245 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM        10/27/2007    264704                SINGLE FAMILY         1              0        0       78.45  78.45 FULL          35.6   5154.4     750                                       3  Exception: Missing evidence of title-       Missing Docs                                  YES        No               7.48 PASS     189830.4 PASS           0.13  3728.86  16,314.45 PASS         8 N/A    NO     N/A     3728.86           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1261.99     12/1/2012     12/1/2027  157560.92            Cure default        36 Penalty       N                          1640.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Prelim, Commitment and Policy -                                                                                                                                                                                                                                             HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;                                                                                                                                                                                                                                                                                                                                                                             capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 3% for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for year 2
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 3
NO           3/28/2037 FIXED    Conventional  4/28/2007 113192.41 F         9.353 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/26/2007    114000                SINGLE FAMILY         1              0                99.29  99.29 FULL         27.56  4945.04     712                                       3                        Exception: Late       Late charge not allowed                       YES        No                9.4 PASS    225511.23 PASS          -2.67   429.19   9,021.06 PASS         8 N/A    NO     N/A      831.34  5,659.62 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  647.48      8/1/2012      5/1/2037  107699.33            Cure default         0               N                           939.66 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- Mass. Gen. L.                                                                                                                                                                                                                                                                                                                                              capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     ch. 183, o 59 allows
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for a maximum late
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge of 3% after 15
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     days. The Note
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     indicates the late
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge as 5% after 15
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     days. - Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;
NO                     FIXED    Conventional  3/28/2008 156799.13 F         7.349 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                       0                PUD                   1              0                    0      0 FULL         53.05  3336.85       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.54 PASS     235000.9 PASS           0.09  2942.23  12,308.55 PASS         8 N/A    NO     N/A     2942.23 12,308.55 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  808.01      8/1/2012                135960.66            Cure default        36 Prepayment within the first 36 months equal to 3% penalty on the unpaid balance
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing both          Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               commitment/prelim
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               report and final
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title policy - Rating
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - 3;
within the  N                                             1080.16 NO     Complete Y         NO
first 12
months, 2%
in the
second 12
months and
1% in the
last 12
months."
NO          11/14/2035 FIXED    Conventional 12/14/2005 298916.41 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/15/2005    310000                PUD                   1              0        0       96.43  96.43 FULL         59.51  6929.61     658                                       3                        Exception: Missing    Right To Cancel Exception                     YES        No               9.53 PASS    597630.16 PASS          16.59  5082.48  23,506.71 PASS         8 N/A    NO     N/A    12414.76 14,691.70 PASS         6 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1594.35     11/1/2012     12/1/2035  256142.69            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower/coborrower -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: RTC
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disbursement date
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prior to RTC
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
balance for N                                             2476.31 NO     Complete Y         NO
the last 12
months."
NO           3/26/2033 FIXED    Conventional  4/26/2008  94058.23 F         6.885 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/8/2008    101000                SINGLE FAMILY         1              0        0       93.13  93.13 FULL         37.25  6399.11       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.13 PASS    105381.25 PASS             -1  2065.02   7,359.46 PASS         8 N/A    NO     N/A     2065.02         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  548.69      8/1/2012      5/1/2033    83306.3            Cure default        36 Penalty       N                           657.92 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Michigan                                                                                                                                                                                                                                                                                                                                                                      principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limits prepayment to                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1%. Subject prepayment                                                                                                                                                                                                                                                                                                                                                                   the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is 3% in year 1. 2% in                                                                                                                                                                                                                                                                                                                                                                   months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year 2 and 1% in year                                                                                                                                                                                                                                                                                                                                                                    the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3. Prepayment period                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has expired. - Rating                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;                                                                                                                                                                                                                                                                                                                                                                                     the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/28/2035 FIXED    Conventional 10/28/2005 190117.33 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/10/2005    194500                SINGLE FAMILY         1              0        0       97.75  97.75 FULL          37.7  5599.58     659                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.28 PASS    367934.93 PASS          -2.08  3309.62  14,944.62 PASS         8 N/A    NO     N/A     3309.62         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25   929.7      8/1/2012     10/1/2035  149637.68            Cure default        36 Penalty       N                          1540.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/11/2037 FIXED    Conventional  1/11/2008 209891.95 F         9.181 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/6/2007    210000                SINGLE FAMILY         1              0                99.95  99.95 FULL         66.99  3650.31       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.36 PASS    411303.76 PASS          -4.38  3361.85  16,522.41 PASS         8 N/A    NO     N/A     3361.85           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1159.63      8/1/2012                195668.07            Cure default        36 36 months; 3% N                          1716.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   in year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         in year 2, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in year 3.
NO          10/27/2036 FIXED    Conventional 11/27/2006 175550.21 F         9.882 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/14/2006    185000                SINGLE FAMILY         1              0                94.89  94.89 FULL         36.57   8422.3       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.04 PASS    375911.71 PASS         -14.91  2359.62  13,855.25 PASS         8 N/A    NO     N/A     2359.62  8,659.53 PASS         8 PASS   NO     YES       Final     Yes           5/29/2009    5.07  971.81     7/27/2009    10/27/2036  172313.14            Cure default         0               N                          1525.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           10/4/2035 FIXED    Conventional  11/4/2005   88408.5 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/12/2005     88500                SINGLE FAMILY         1              0        0        99.9   99.9 FULL         29.61  2781.14       0                                       3                        Exception: Missing    Missing Docs                                  YES        No               8.56 PASS    154502.67 PASS            4.3  1806.53   6,928.16 PASS         8 N/A    NO     N/A     1806.53  6,928.16 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  468.07     12/1/2012     11/1/2035   74919.16            Cure default        36 Penalty       N                           669.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- Final HUD                                                                                                                                                                                                                                                                                                                                                                   unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     missing true/certified                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamp - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         10/22/2033 FIXED    Conventional 11/22/2003 178591.15 F         7.387 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/29/2003    175000                SINGLE FAMILY         1              0        0      102.05 102.05 FULL         33.79   7759.5       0                                       2  Exception: Missing evidence of title- Only  Missing Docs                                  YES        No               7.71 PASS    271561.73 PASS           0.01  5563.68  13,842.20 PASS         8 N/A    NO     N/A     5563.68 13,842.20 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  911.19      8/1/2012     11/1/2033  140150.26            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       preliminary report in file. Missing final                                                                                                                                                                                                                                           HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                    capitalization         12 months and 1% of the unpaid principal
balance for N                                             1234.97 NO     Complete Y         NO
the last 12
months."
YES          9/14/2035 FIXED    Conventional 10/14/2005 174297.26 F         7.091 NO              360      360       5        15                                                                                                                       PRIMARY     DEBT          AVM         8/16/2005    284150                SINGLE FAMILY         1              0        0       61.34  61.34 FULL         23.41  6423.14       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.28 PASS    250176.71 PASS          -1.12  3175.82  13,689.72 PASS         8 N/A    NO     N/A     3175.82 10,267.29 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  910.14     11/1/2012     10/1/2035  145405.46            Cure default        36 PPP of 3%     N                          1170.26 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                        CONSOLIDATION                                                DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         year 2 and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 3 if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              greater than
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO          11/16/2037 FIXED    Conventional 12/16/2007 126612.18 F         7.646 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         11/8/2007    150334                SINGLE FAMILY         1              0                84.22  84.22 FULL         47.91  2253.33     699                                       3  Exception: Missing evidence of title-  -    Missing Docs                                  YES        No               7.73 PASS    197633.02 PASS          -5.12   964.87  10,051.78 PASS         8 N/A    NO     N/A     1372.92  6,282.37 PASS         6 PASS   NO     YES       Final     Yes            8/1/2012    5.25   659.8      8/1/2012     12/1/2037  110984.08            Cure default        36 If prepayment N                           898.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Rating - 3;                                                                                                                                                                                                                                                                         HUD1                                                                                                with                   in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the Unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the Unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the Unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   5/1/2008 130467.56 F         6.873 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  3/12/2008    148000                CONDO                 1              0                88.15  88.15 FULL         39.44  3980.46       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.07 PASS    180643.07 PASS           -3.3  2602.72  10,227.19 PASS         8 N/A    NO     N/A     5411.81  6,392.00 PASS         6 PASS   NO     YES       Final     Yes           11/1/2012    5.25  681.09     12/1/2012                 114743.9            Cure default        36 Penalty       N                           856.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/7/2037 FIXED    Conventional  12/7/2007 243991.28 F         8.131 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/30/2007    244000                SINGLE FAMILY         1              0        0         100    100 FULL         32.04     8460     777                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.32 PASS     412840.6 PASS          -0.72  4260.78  19,178.44 PASS         8 N/A    NO     N/A     4260.78 19,178.44 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1374.58      8/1/2012     12/1/2037  231214.85            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;
balance for N                                              1812.7 NO     Complete Y         NO
the last 12
months."
NO          11/19/2037 FIXED    Conventional 12/19/2007 194900.59 F         7.735 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/1/2007    220000                SINGLE FAMILY         1              0        0       88.59  88.59 FULL         58.98  3771.69       0                                       2  Exception:            Exception: Missing    Missing Docs                                  YES        No               7.92 PASS    310545.82 PASS           0.28   3505.3  15,311.62 PASS         8 N/A    NO     N/A      3505.3         0 N/A          8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1099.24     11/1/2012      1/1/2038  184318.63            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Incomplete copy of    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title- Missing Final  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy. Prelim is in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;
balance for N                                             1394.28 NO     Complete Y         NO
the last 12
months."
NO          11/21/2037 FIXED    Conventional 12/21/2007 145629.22 F         7.933 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/8/2007    160000                SINGLE FAMILY         1              0        0       91.02  91.02 FULL          25.6   5505.6     696                                       1                                                                                            YES        No               8.14 PASS    239445.33 PASS          -0.54  2827.16  11,424.16 PASS         8 N/A    NO     N/A     2827.16  8,568.12 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  703.23      8/1/2012     12/1/2037  118289.59            Cure default        36 Penalty       N                           1061.8 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            2/1/2036 FIXED    Conventional   3/1/2006 165730.18 F         7.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/29/2005    244000                PUD                   1              0        0       67.92  67.92 FULL         31.23  4819.16       0                                       1                                                                                            YES        No               8.02 PASS    268236.69 PASS          10.54  2947.62  13,013.95 PASS         8 N/A    NO     N/A     2947.62 13,013.95 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  874.24     12/1/2012      3/1/2036  140969.19            Cure default         0               N                          1196.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          10/23/2037 FIXED    Conventional 11/23/2007 224993.88 F         8.131 NO              360      360       5        15         1                                                                                                             PRIMARY     REFI R/T            1004  9/29/2007    225000                SINGLE FAMILY         1              0                  100    100 FULL         52.13  3753.54       0                                       1                                                                                            YES        No               8.32 PASS    380719.33 PASS           1.23  3950.03  17,683.51 PASS         8 N/A    NO     N/A     3950.03         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1272.82      8/1/2012     11/1/2037  213762.33            Cure default        36 Penalty       N                          1671.56 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/12/2035 FIXED    Conventional 11/12/2005 105635.74 F         8.889 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/2/2005    118000                SINGLE FAMILY         1              0                89.52  89.52 FULL         28.45  7262.43       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.05 PASS    198874.12 PASS           7.46   1545.9   8,327.19 PASS         8 N/A    NO     N/A      1545.9  5,204.49 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  561.25      8/1/2012    11/12/2035   90500.73            Cure default         0               N                           841.55 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          9/10/2037 FIXED    Conventional 10/10/2007 294036.74 F         8.351 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/28/2007    310000                PUD                   1              0                94.85  94.85 FULL         41.91  5728.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.43 PASS    511009.25 PASS          -1.47   2258.9  23,342.23 PASS         8 N/A    NO     N/A      2258.9           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1570.79      8/1/2012     10/1/2037  263388.04            Cure default        36 3 year pre    N                           653.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   pay, 3,2,1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         penalty
NO          10/20/2034 FIXED    Conventional 11/20/2004 134935.21 F         8.345 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/6/2004    140000                SINGLE FAMILY         1              0        0       96.38  96.38 FULL         40.56  4682.25       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.53 PASS    235503.73 PASS           0.01  2256.14  10,614.33 PASS         8 N/A    NO     N/A     2256.14 10,614.33 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  711.13     11/1/2012     11/1/2034  111427.22            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1022.73 NO     Complete Y         NO
the last 12
months."
NO           1/10/2036 FIXED    Conventional  2/10/2006 165415.65 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1025  12/5/2005    167000                2 FAMILY              1              0        0       99.05  99.05 FULL         51.19   4378.4     725                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No                8.8 PASS    299823.18 PASS          10.85  3192.57  12,939.96 PASS         8 N/A    NO     N/A     3192.57 12,939.96 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  875.71     11/1/2012      3/1/2036  141462.87            Cure default        36 Penalty       N                          1282.15 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- OH only                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allows 1% of the                                                                                                                                                                                                                                                                                                                                                                         3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     original principal                                                                                                                                                                                                                                                                                                                                                                       unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     balance within the                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     first 5 years. On Note                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     in years 1 and 2 was                                                                                                                                                                                                                                                                                                                                                                     the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3% and 2% of unpaid                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     principal balance. -                                                                                                                                                                                                                                                                                                                                                                     the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           5/1/2036 FIXED    Conventional   6/1/2006 208946.72 F         7.972 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing      5/1/2005    194000                SINGLE FAMILY         1              0                107.7  107.7 FULL         26.64  6206.68       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.02 PASS    342537.69 PASS           1.98  1006.25  16,635.24 PASS         8 N/A    NO     N/A     1006.25           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1178.46      8/1/2012      7/1/2036  192746.05            Cure default        36 Penalty       N                          1529.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          11/7/2037 FIXED    Conventional  12/7/2007 282697.67 F         7.487 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/27/2007    350000                SINGLE FAMILY         1              0        0       80.77  80.77 FULL         45.39  7261.32       0                                       1                                                                                            YES        No               7.66 PASS    432860.22 PASS         400.61   4437.8  22,260.79 PASS         8 N/A    NO     N/A      4437.8           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1518.57      8/1/2012     12/1/2037  255434.96            Cure default        36 Penalty       N                          1974.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/6/2036 FIXED    Conventional  10/6/2006 170982.27 F         9.577 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/15/2006    190000                SINGLE FAMILY         1              0        0       89.99  89.99              50.86     3400       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.79 PASS    353515.83 PASS           2.94  3137.13  13,402.14 PASS         8 N/A    NO     N/A     3137.13         0 N/A          8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  982.81      8/1/2012     11/1/2036  161852.17            Cure default        36 Penalty       N                          1447.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            3/7/2036 FIXED    Conventional   4/7/2008 409341.49 F          7.49 NO              336      336       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/27/2006    415000                SINGLE FAMILY         1              0                98.64  98.64 FULL         41.23  9130.25       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.51 PASS    570867.27 PASS           3.21      660  32,694.52 PASS         8 N/A    NO     N/A         660           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 2350.06      8/1/2012      5/1/2036  383031.54            Cure default        36 Penalty       N                          2915.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/25/2037 FIXED    Conventional 10/25/2007 185189.62 F         7.394 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM          9/6/2007    241216                SINGLE FAMILY         1              0        0       76.77  76.77 FULL         33.29  4749.38     719                                       2  Exception:            Exception: Missing    Missing Docs                                  YES        No               7.48 PASS    277580.89 PASS          -4.66  1469.07  14,697.64 PASS         8 N/A    NO     N/A     1469.07 14,697.64 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  1035.3      8/1/2012     11/1/2037  173871.48            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Incomplete copy of    FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title- Missing final  Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy. Prelim is in  co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;   2;
balance for N                                             1281.41 NO     Complete Y         NO
the last 12
months."
NO          12/23/2035 FIXED    Conventional  1/23/2006 175386.58 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/12/2005    209000                SINGLE FAMILY         1              0        0       83.92  83.92 FULL         43.15  3051.26       0                                       3                        Exception: Missing    Right To Cancel Exception                     YES        No               8.04 PASS    284272.65 PASS          -2.65  3216.92  13,773.57 PASS         8 N/A    NO     N/A     3216.92           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  972.06      8/1/2012      1/1/2036  157310.09            Cure default        36 Penalty       N                          1267.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: RTC                                                                                                                                                                                                                                                                                                                                                                           3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation -                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disbursement date                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prior to RTC                                                                                                                                                                                                                                                                                                                                                                             the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date- RTC                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     shows closing date of                                                                                                                                                                                                                                                                                                                                                                    the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     12/19/2005 with an                                                                                                                                                                                                                                                                                                                                                                       prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date of                                                                                                                                                                                                                                                                                                                                                                       the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     12/22/2005. Loan                                                                                                                                                                                                                                                                                                                                                                         months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     documents were signed                                                                                                                                                                                                                                                                                                                                                                    of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by borrower on                                                                                                                                                                                                                                                                                                                                                                           prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     12/20/2005 with                                                                                                                                                                                                                                                                                                                                                                          the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     payment due dates on                                                                                                                                                                                                                                                                                                                                                                     months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the 23rd of each
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     month. Unable to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     determine if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disbursement date was
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     delayed due to the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     later signing date. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO          11/16/2037 FIXED    Conventional 12/16/2007 141711.28 F         8.323 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/31/2007    142000                SINGLE FAMILY         1              0                 99.8   99.8              27.62  5334.04       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.48 PASS    246193.97 PASS          -5.34  2028.08  11,174.66 PASS         8 N/A    NO     N/A     2028.08  6,984.16 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  782.67      8/1/2012      1/1/2038  131856.79            Cure default         0               N                           1071.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          12/18/2037 FIXED    Conventional  1/18/2008 371008.89 F           7.2 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/7/2007    425000                SINGLE FAMILY         1              0        0        87.3   87.3              29.59    10000       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.37 PASS    541749.78 PASS            1.8  6142.89  29,189.28 PASS         8 N/A    NO     N/A     6142.89           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25    2057      8/1/2012      1/1/2038  346544.98            Cure default        36 Penalty       N                          2518.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/15/2035 FIXED    Conventional  8/15/2005 175587.45 F         6.843 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/20/2005    275000                SINGLE FAMILY         1              0        0       63.85  63.85 FULL         30.23  5958.11     692                                       1                                                                                            YES        No               7.02 PASS    241423.46 PASS          12.26  3094.89  13,799.40 PASS         8 N/A    NO     N/A     3094.89 13,799.40 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  925.52      8/1/2012      8/1/2035  148416.66            Cure default        36 Penalty       N                          1149.76 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional   4/5/2008 173516.17 F         6.706 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/26/2008    201000                SINGLE FAMILY         1              0        0       86.33  86.33 FULL         25.73  4955.61       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.76 PASS    230715.89 PASS           1.96   914.04  13,808.17 PASS         8 N/A    NO     N/A      914.04           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  936.78     12/1/2012                157573.17            Cure default        36 Penalty       N                          1120.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/28/2035 FIXED    Conventional 12/28/2005 106552.09 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/1/2005    108100                SINGLE FAMILY         1              0        0       98.57  98.57 FULL         22.58  4504.86       0                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.55 PASS    186103.95 PASS           1.35  2074.66   8,358.19 PASS         8 N/A    NO     N/A     2074.66           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  571.68      8/1/2012      1/1/2036   92516.26            Cure default        36 Penalty       N                           807.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing final title - Rating - 2;                                                                                                                                                                                                                                                   HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/16/2037 FIXED    Conventional 11/16/2007 183330.83 F         8.116 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/26/2007    205000                SINGLE FAMILY         1              0        0       89.43  89.43              35.71     4500       0                                       3  Exception: Missing evidence of title-  -    Missing Docs                                  YES        No               8.18 PASS    307335.06 PASS           2.91  1040.54  14,583.22 PASS         8 N/A    NO     N/A     1040.54         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  1042.3      8/1/2012     12/1/2037  175322.58            Cure default        36 Penalty       N                          1360.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Rating - 3;                                                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/4/2035 FIXED    Conventional  11/4/2005  125696.5 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/5/2005    135000                SINGLE FAMILY         1              0        0       93.11  93.11 FULL         32.31  5360.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                8.8 PASS    227389.01 PASS          -4.99  2357.58   9,867.11 PASS         8 N/A    NO     N/A     2357.58  9,867.11 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  676.61     12/1/2012     11/1/2035  108299.54            Cure default        36 Penalty       N                           974.24 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/18/2037 FIXED    Conventional  2/18/2007  92549.27 F         8.889 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/29/2006     93000                SINGLE FAMILY         1              0                99.52  99.52 FULL         63.38  4347.06       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.08 PASS    174418.77 PASS          -1.02  1541.33   7,280.64 PASS         8 N/A    NO     N/A     1541.33  4,550.40 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  493.92     11/1/2012      2/1/2037      81341            Cure default         0               N                            737.3 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          12/26/2032 FIXED    Conventional  1/26/2003 108511.87 F         9.044 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT          70  12/2/2002    109000                SINGLE FAMILY         1              0                99.55  99.55 FULL          55.1  3572.42       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.41 PASS    210539.24 PASS           0.03  3482.31   8,402.36 PASS         8 N/A    NO     N/A     3482.31           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  568.96     10/1/2012      1/1/2033   85225.15            Cure default        36 Penalty       N                           876.58 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      to 5% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              4% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 3% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third year.
NO            1/7/2038 FIXED    Conventional   2/7/2008 123805.14 F         7.972 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/17/2007    190000                SINGLE FAMILY         1              0        0       65.16  65.16 FULL         41.36  2679.56       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.05 PASS    203321.28 PASS          -5.39   948.38   9,828.54 PASS         8 N/A    NO     N/A      948.38  9,828.54 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  670.57     11/1/2012                112617.55            Cure default        36 Penalty       N                           906.07 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title - Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           3/19/2034 FIXED    Conventional  4/19/2004  62688.03 F         9.823 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/3/2004     65000                SINGLE FAMILY         1              0        0       96.44  96.44 FULL         18.15     3745       0                                       1                                                                                            YES        No              10.06 PASS    133665.93 PASS              0  1248.36   4,915.17 PASS         8 N/A    NO     N/A     1248.36  4,915.17 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  352.64      8/1/2012      5/1/2034   54921.54            Cure default        36 If full       N                           541.96 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within one
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year, then
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance; If
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years, then
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance; If
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within three
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years, then
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO                     FIXED    Conventional   4/1/2008    247000 F         6.903 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  1/11/2008    260000                SINGLE FAMILY         1              0                   95     95 FULL         47.82  6933.48       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.08 PASS    343114.51 PASS          -2.53  4278.87  19,413.90 PASS         8 N/A    NO     N/A     4278.87 14,560.43 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1321.96     12/1/2012                222363.57            Cure default        36 Penalty       N                           1627.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy - Rating - 2;  Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond term - Rating -                                                                                                                                                                                                                                                                                                                                                                   to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
YES          9/15/2035 FIXED    Conventional 10/15/2005  226735.7 F         6.853 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/23/2005    230000                SINGLE FAMILY         1              0        0       98.58  98.58 FULL         48.23  4526.67     715                                       1                                                                                            YES        No               7.01 PASS    311895.32 PASS          12.41  3600.77  17,850.79 PASS         8 N/A    NO     N/A     3600.77           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1189.61      8/1/2012     10/1/2035  191470.54            Cure default        36 Penalty       N                          1486.18 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           3/6/2028 FIXED    Conventional   4/6/2008 125006.33 F          8.75 NO              240      240       5        15                                                                                                                       PRIMARY     REFI R/T            1004  1/16/2008    132000                SINGLE FAMILY         1              0                 94.7   94.7 FULL         35.97  4104.28       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.82 PASS    140782.07 PASS           1.76      660   9,947.71 PASS         8 N/A    NO     N/A         660  9,947.71 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  836.63      8/1/2012      5/1/2028   107797.2            Cure default        36 Penalty       N                          1104.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy, but have                                                                                                                                                                                                                                                                                                                                                                                               3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Commitment - Rating -                                                                                                                                                                                                                                                                                                                                                                                          unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               2;                                                                                                                                                                                                                                                                                                                                                                                                             principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/17/2027 FIXED    Conventional  1/17/2008 186294.13 F          7.12 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM        11/15/2007    207000                UNKNOWN               1              0        0          90     90 FULL          41.9     7329     675                                       3  Exception: Missing evidence of title-       Missing Docs                                  YES        No               7.17 PASS    164909.54 PASS          -1.17      710  14,796.63 PASS         8 N/A    NO     N/A         710           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1285.88     10/1/2012      1/1/2028  162278.73            Cure default        36 Penalty       N                          1457.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing final title - Rating - 3;                                                                                                                                                                                                                                                   HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/12/2035 FIXED    Conventional  1/12/2006 197276.11 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/4/2005    203000                SINGLE FAMILY         1              0        0       97.18  97.18 FULL         40.07  4506.66       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.54 PASS    394648.37 PASS          14.73  3580.41  15,495.66 PASS         8 N/A    NO     N/A     3580.41 11,621.74 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1056.67     11/1/2012      1/1/2036  170073.69            Cure default        36 First 36      N                          1634.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   months at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Wisc. Stat.                                                                                                                                                                                                                                                                                                                                            capitalization         of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     oo 138.01 et seq WI                                                                                                                                                                                                                                                                                                                                                                      the 1st year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regulations allow a 60                                                                                                                                                                                                                                                                                                                                                                   2% of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     month prepayment of 60                                                                                                                                                                                                                                                                                                                                                                   the 2nd year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     days interest at the                                                                                                                                                                                                                                                                                                                                                                     and 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan rate if greater                                                                                                                                                                                                                                                                                                                                                                     UPB the final
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     than 20% is prepaid in                                                                                                                                                                                                                                                                                                                                                                   year.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     a 12 month period
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     which equals $810.89.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Per the Note, the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment penalty is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3% of the UPB the 1st
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year, 2% of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the 2nd year and 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the UPB the final
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year. Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty has expired. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
YES          2/13/2037 FIXED    Conventional  3/13/2007 303268.03 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   2/3/2007    349000                PUD                   1              0        0        86.9   86.9 FULL         32.17  8170.62     804                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.02 PASS    491131.44 PASS          -2.02  5141.79  23,850.10 PASS         8 N/A    NO     N/A     5141.79           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1621.28      8/1/2012      3/1/2037  268790.24            Cure default        36 Penalty       N                          2192.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing final title - Rating - 2;                                                                                                                                                                                                                                                   HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO          12/22/2035 FIXED    Conventional  1/22/2006 218439.63 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/23/2005    321000                PUD                   1              0        0       68.05  68.05 FULL         48.32  6843.33     597                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.53 PASS    381012.92 PASS          13.91  3728.17  17,176.92 PASS         8 N/A    NO     N/A     3728.17 17,176.92 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1155.69     11/1/2012      1/1/2036  186010.98            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing disclosure for                                                                                                                                                                                                                                                                                                                                            capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;
balance for N                                             1654.79 NO     Complete Y         YES
the last 12
months."
NO          11/21/2035 FIXED    Conventional 12/21/2007 291329.63 F          7.84 NO              336      336       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/15/2007    328000                SINGLE FAMILY         1              0        0       88.82  88.82 FULL         46.06  8451.91       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.86 PASS       429592 PASS           0.04      625  23,256.37 PASS         8 N/A    NO     N/A         635 14,566.48 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1618.35      8/1/2012     12/1/2035  261428.42            Cure default         0               N                          2143.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Policy. Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim is in file -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;
YES          9/25/2037 FIXED    Conventional 10/25/2007 249117.56 F         7.686 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/4/2007    277000                SINGLE FAMILY         1              0                89.93  89.93 FULL         76.34   3409.4     782                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.87 PASS    393731.68 PASS           3.37  4341.54  19,582.08 PASS         8 N/A    NO     N/A     4341.54 14,686.56 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1341.42      8/1/2012     10/1/2037  224927.82            Cure default        36 First 36      N                          1773.62 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   months lesser
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         of 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower. - Rating                                                                                                                                                                                                                                                                                                                                                                    UPB the 1st
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;                                                                                                                                                                                                                                                                                                                                                                                     year, 2% the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2nd year and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% the final
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year or 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              both with a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance.
NO          10/19/2037 FIXED    Conventional 11/19/2007 259519.12 F         9.428 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1025  9/25/2007    265000                2 FAMILY              1              0        0       97.93  97.93 FULL         51.68   7344.6     677                                       1                                                                                            YES        No               9.63 PASS    525637.54 PASS          -2.68  4460.26  20,404.71 PASS         8 N/A    NO     N/A     4460.26           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1391.17      8/1/2012     11/1/2037  233638.31            Cure default        36 Penalty       N                          2168.61 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   3/6/2008 110926.79 F           8.9 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/16/2008    130000                SINGLE FAMILY         1              0                85.33  85.33 FULL         28.86  3391.31       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.96 PASS    208146.99 PASS            2.8      625   8,824.14 PASS         8 N/A    NO     N/A         625  5,515.09 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  593.93      8/1/2012                100369.52            Cure default         0               N                           884.57 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES         10/17/2037 FIXED    Conventional 11/17/2007 356948.87 F         9.943 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/23/2007    370000                SINGLE FAMILY         1              0        0       96.47  96.47 FULL         53.84    11180     634                                       1                                                                                            YES        No              10.14 PASS    771257.96 PASS           0.39  5935.11  28,081.10 PASS         8 N/A    NO     N/A     5935.11           N/A            N/A    N/A    YES       Final     Yes           11/1/2010    7.25 2366.24     12/1/2010                346865.83            Cure default        36 Penalty       N                          3117.42 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/21/2037 FIXED    Conventional 12/21/2007 300269.57 F         8.201 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/7/2003    312000                SINGLE FAMILY         1              0                96.24  96.24 FULL         55.34   8351.6       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.38 PASS    513163.63 PASS          -5.28  5092.48  23,614.17 PASS         8 N/A    NO     N/A     5092.48 23,614.17 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1621.85      8/1/2012     12/1/2037  271012.32            Cure default        36 Penalty       N                          2245.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          9/10/2037 FIXED    Conventional 10/10/2007 293482.83 F         7.577 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/24/2007    500000                SINGLE FAMILY         1              0        0        58.7   58.7              38.58   6554.8     828                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.75 PASS     455807.2 PASS              0  4997.18  23,078.85 PASS         8 N/A    NO     N/A     4997.18 17,309.14 PASS         8 PASS   NO     YES                 Yes           11/1/2012    5.25 1583.13     12/1/2012     10/1/2037  263758.79            Cure default        36 Penalty       N                          2067.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                                                                                                                                 with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Provided loan file                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     only included FACTA                                                                                                                                                                                                                                                                                                                                                                      3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure for                                                                                                                                                                                                                                                                                                                                                                           amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower disclosing a                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     score of 828 dated                                                                                                                                                                                                                                                                                                                                                                       the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     07/18/2007. Missing                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA for co-borrower                                                                                                                                                                                                                                                                                                                                                                    the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                            prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months. Also
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              states six
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayments
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              exceeding the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              permintted
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount.
NO            8/1/2016 15 YEAR  Conventional   9/1/2001    113000 F          8.99 YES             180      360       5        10                                                                                                                       PRIMARY     PURCHASE            1073   7/5/2001    113000         113000 CONDO                 1              0                  100    100 FULL         43.45  5470.08     720                                       2  Exception: Missing    Exception: Prepayment penalty not allowed per state- Colo. Rev. Stat. o 5-2-210. Colorado Consumer Credit Code, a consumer may prepay in full, or in part if payment is no less than $5, the unpaid balance at any time without penalty. Per the Note prepayment is first 36 at 6 months advance interest with a 20% allowance. Penalty has expired.
                       BALLOON                                                                                                                                                                                                                                                                                                                                                                                                                                                 evidence of title-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy - commitment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               in file - Rating - 2;


 - Rating - Prepay Penalty Not Enforceable   NO         No         9.442 PASS     144832.48 PASS       2041.39    2492           N/A                  N/A        N/A        N/A            2492           N/A          N/A    N/A     YES      Final   Yes              7/1/2012       5.25     637.12  8/1/2012       9/1/2033       97578.39          Cure default         36 36 month    N                                   908.42 NO         Complete Y          NO
2; "                                                                                                                                                                                                                                           HUD1                                                                                                     with                    prepay in
                                                                                                                                                                                                                                                                                                                                                        capitalization          excess of
                                                                                                                                                                                                                                                                                                                                                                                20% in any
                                                                                                                                                                                                                                                                                                                                                                                12 month
                                                                                                                                                                                                                                                                                                                                                                                period =''s
                                                                                                                                                                                                                                                                                                                                                                                6 month
                                                                                                                                                                                                                                                                                                                                                                                interest
NO           8/13/2037 FIXED    Conventional  9/13/2007 161029.68 F         8.815 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/21/2007    163000                SINGLE FAMILY         1              0        0       98.79  98.79 FULL         56.85  2926.98     697                                       1                                                                                            YES        No               9.03 PASS    300742.36 PASS           1.88  3039.75  12,639.19 PASS         8 N/A    NO     N/A     3039.75 12,639.19 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  870.68     11/1/2012      9/1/2037  145060.27            Cure default with capitalization     N                          1274.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO                     FIXED    Conventional  4/24/2008 221732.84 F          6.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/12/2008    255000                SINGLE FAMILY         1              0        0       86.95  86.95 FULL         38.54  5428.65       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.88 PASS    301983.95 PASS           3.83      660  17,685.83 PASS         8 N/A    NO     N/A         660           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25    1233      8/1/2012                209008.17            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1452.92 NO     Complete Y         NO
the last 12
months."
NO            2/1/2036 FIXED    Conventional   3/1/2006 204067.11 F         9.082 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI CASHOUT        1004  1/14/2006    232000                2 FAMILY              1              0                87.96  87.96 FULL          0.62  4544.25       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.29 PASS    395053.15 PASS           -9.4  3680.77            N/A            N/A    N/A    N/A     3680.77           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1104.08     12/1/2012      3/1/2036  178028.99            Cure default        36 Penalty       N                             1654 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                                                                                                                                                                                                   FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/10/2034 FIXED    Conventional 12/10/2004 132004.11 F           8.5 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/5/2004    132000                SINGLE FAMILY         1              0        0         100    100 FULL         29.54     4500       0                                       1                                                                                            YES        No               8.53 PASS    233690.49 PASS           0.01      309  10,535.61 PASS         8 N/A    NO     N/A         309         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  753.25     10/1/2012      1/1/2035   118731.4            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1014.96 NO     Complete Y         NO
the last 12
months."
NO          12/21/2037 FIXED    Conventional  1/21/2008    121500 F          7.81 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/30/2007    121500                SINGLE FAMILY         1              0        0         100    100 FULL         40.41  3239.27       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.87 PASS    194353.57 PASS           4.36      675   9,666.00 PASS         8 N/A    NO     N/A         675         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  653.59      8/1/2012      1/1/2038  110110.24            Cure default        36 Penalty       N                           875.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
YES         11/18/2035 FIXED    Conventional 12/18/2005  88354.95 F         8.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/1/2005    120000                PUD                   1              0        0       73.63  73.63 FULL         37.87   2930.2     582                                       1                                                                                            YES        No               9.08 PASS    165723.39 PASS           4.95  1930.74   6,913.94 PASS         8 N/A    NO     N/A     1930.74           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  472.66      8/1/2012     12/1/2035   76353.83            Cure default        36 Penalty       N                           700.42 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
YES          9/18/2037 FIXED    Conventional 10/18/2007 219999.12 F        10.309 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/4/2007    220000                SINGLE FAMILY         1              0                  100    100 FULL         43.39  7422.94     632                                       1                                                                                            YES        No              10.53 PASS    497087.59 PASS          -5.23  3911.22  17,287.03 PASS         8 N/A    NO     N/A     3911.22           N/A            N/A    N/A    YES       Final     Yes          10/14/2012    5.25 1208.08     11/1/2012     10/1/2037  201600.18            Cure default        36 36 months; 3% N                          1981.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   in year, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         in year 2, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in year 3.
NO           12/1/2037 FIXED    Conventional   1/1/2008    160000 F         7.884 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/13/2007    160000                SINGLE FAMILY         1              0        0         100    100 FULL         54.42  3615.71       0                                       3                        Exception: Missing    State Loan Not Compliant                      YES        No               8.09 PASS    261055.89 PASS          -5.22  3039.01  12,554.08 PASS         8 N/A    NO     N/A      4886.1  7,755.70 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  900.82      8/1/2012      1/1/2038  151762.45            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Ohio
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer Sales
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Practices Act
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation- Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Acknowledgement of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Receipt of Home
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Mortgage Loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Information Document -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
balance for N                                             1161.08 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional  4/28/2008 307826.29 F         6.377 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/19/2008    365000                SINGLE FAMILY         1              0                84.34  84.34 FULL         20.88 11736.02       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               6.54 PASS    388924.24 PASS          -0.77  5224.16  24,208.17 PASS         8 N/A    NO     N/A    11867.97 15,130.11 PASS         6 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1637.48     11/1/2012                276296.43            Cure default        36 36 month      N                          1920.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                3/2/1 on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy - equity                                                                                                                                                                                                                                                                                                                                                                                                principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               report in file -                                                                                                                                                                                                                                                                                                                                                                                               balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;
YES                    FIXED    Conventional  4/24/2008 503358.68 F         6.718 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/4/2008    560000                SINGLE FAMILY         1              0        0       89.89  89.89              38.45     9870       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.86 PASS    675543.88 PASS          -3.45  7388.48  39,677.62 PASS         8 N/A    NO     N/A     7388.48 29,758.21 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  2699.2     11/1/2012                454736.17            Cure default        36 1st yr 3%,    N                          3254.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   2nd yr 2%,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         3rd yr 1%
NO           8/26/2035 FIXED    Conventional  9/26/2005 279793.98 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/6/2005    342000                PUD                   1              0        0       81.81  81.81 FULL         45.29  5892.33     725                                       1                                                                                            YES        No               7.77 PASS    435793.37 PASS          29.69  4634.89  22,012.73 PASS         8 N/A    NO     N/A     4634.89 22,012.73 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010       6 1566.33     12/1/2010                261250.89            Cure default        36 Penalty       N                          1974.85 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   5/9/2008  169328.1 F         7.458 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/13/2008    180000                2 FAMILY              1              0        0       94.07  94.07 FULL         33.69     4732       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                7.5 PASS    256223.97 PASS            4.3   761.64  13,460.06 PASS         8 N/A    NO     N/A     4453.51  7,585.49 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  887.71     10/1/2012                150016.52            Cure default         0               N                          1179.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           11/1/2035 FIXED    Conventional  12/1/2005 369120.63 F         7.389 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/15/2005    400000                PUD                   1              0        0       92.28  92.28 FULL         29.74 14401.33     753                                       1                                                                                            YES        No                7.5 PASS    554155.55 PASS         -14.54  4153.91  29,191.28 PASS         8 N/A    NO     N/A     4153.91           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1936.75     12/1/2012     12/1/2035   310575.8            Cure default         0               N                          2552.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          10/11/2035 FIXED    Conventional 11/11/2005 166019.72 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/29/2005    175000                PUD                   1              0        0       94.87  94.87 FULL         38.45  4572.84       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.03 PASS    269004.02 PASS           2.62  2953.49  13,045.30 PASS         8 N/A    NO     N/A     7021.28  8,153.31 PASS         6 PASS   NO     YES       Final     Yes           11/1/2012    5.25  883.71     12/1/2012     11/1/2035  141447.96            Cure default        36 Penalty       N                          1200.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/24/2037 FIXED    Conventional  1/24/2008 125840.37 F         7.912 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/12/2007    126000                SINGLE FAMILY         1              0                99.87  99.87 FULL         49.63  4151.33       0                                       3                        Exception: Missing    Missing Docs                                  YES        No               8.05 PASS    205395.68 PASS          -1.83  1611.78   9,938.29 PASS         8 N/A    NO     N/A     1611.78  6,211.43 PASS         8 PASS   NO     YES       Final     Yes           10/3/2012    5.25  675.78     10/1/2012      1/1/2038  113493.26            Cure default        36 36 months; 3% N                           915.63 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   in year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         in year 2, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       in year 3.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan program
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure- Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Acknowledgement of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Receipt of Home
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Mortgage Loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Information Document.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
NO            7/1/2036 FIXED    Conventional   8/1/2006  92841.61 F        10.483 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/12/2006     93000                SINGLE FAMILY         1              0        0       99.83  99.83 FULL         51.14  3492.66       0                   0                   2                        Exception: Missing    Missing Docs                                  YES        No              10.55 PASS    213088.33 PASS           5.52   526.39   7,378.73 PASS         8 N/A    NO     N/A      526.39  7,378.73 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  537.71      8/1/2012      8/1/2036   88099.63            Cure default        36 Penalty       N                            848.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO          11/28/2037 FIXED    Conventional 12/28/2007    127300 F        10.131 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/5/2007    134000                SINGLE FAMILY         1              0                   95     95 FULL          52.5  4043.87       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.38 PASS    281860.31 PASS          -7.43  2556.28   9,979.50 PASS         8 N/A    NO     N/A     2556.28  7,484.62 PASS         8 PASS   NO     YES       Final     Yes          10/18/2012    5.25  681.43     11/1/2012     12/1/2037  114079.67            Cure default        36 Penalty       N                          1129.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/23/2035 FIXED    Conventional 12/23/2005 144336.89 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/28/2005    177000                SINGLE FAMILY         1              0        0       81.55  81.55 FULL         38.38  4369.97       0                                       1                                                                                            YES        No                7.8 PASS    225171.79 PASS           7.98  2758.06  11,326.31 PASS         8 N/A    NO     N/A     2758.06  8,494.73 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  760.11      8/1/2012     12/1/2035  122788.48            Cure default        36 Penalty       N                          1018.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/6/2036 FIXED    Conventional  12/6/2006 264077.66 F        10.071 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/23/2006    265000                SINGLE FAMILY         1              0        0       99.65  99.65 FULL         45.96  6042.66       0                                       3                        Exception: Missing    State Loan Not Compliant                      YES        No              10.28 PASS    579758.38 PASS           3.06  4517.63  20,764.80 PASS         8 N/A    NO     N/A     4517.63         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25 1437.93     12/1/2012     12/1/2036  235592.23            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Vermont
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure to Borrower
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     that they may qualify
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for lesser rate loans
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: VT
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     additional test fails-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing disclosures -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
balance for N                                             2331.43 NO     Complete Y         NO
the last 12
months."
NO           1/10/2036 FIXED    Conventional  2/10/2006 111440.68 F          8.96 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/22/2005    115000                SINGLE FAMILY         1              0        0       96.91  96.91 FULL         40.19  6572.29     713 NO MI                                 1                                                                                            YES        No               9.06 PASS     211215.1 PASS         -12.28  1018.35   8,833.79 PASS         8 N/A    NO     N/A     1018.35         0 N/A          0 N/A    NO     YES       Final     Yes            7/4/2012    5.25  636.89      8/1/2012      2/1/2036  103254.92            Cure default        36 PPP within    N                           893.43 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1st 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2nd 12 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% in 3rd
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period.
NO           1/16/2034 FIXED    Conventional  2/16/2004 113220.73 F         9.467 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/3/2003    116150                SINGLE FAMILY         1              0        0       97.48  97.48 FULL         41.67  6033.17     550                                       1                                                                                            YES        No               9.53 PASS    229134.27 PASS           0.02    614.2   9,008.52 PASS         8 N/A    NO     N/A     1126.15  5,630.33 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25  662.94     10/1/2012      2/1/2034  102183.94            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                              949.28 NO     Complete Y         NO
the last 12
months."
YES         11/26/2037 FIXED    Conventional 12/26/2007 114953.46 F          9.35 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/12/2007    115000                SINGLE FAMILY         1              0        0       99.96  99.96 FULL         32.97  5179.72       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.42 PASS    229151.88 PASS          -7.49      660   9,143.48 PASS         8 N/A    NO     N/A         660           N/A            N/A    N/A    YES       Final     Yes           6/26/2012    5.25  626.11      8/1/2012     12/1/2037   105315.9            Cure default        36 Penalty       N                           954.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/11/2037 FIXED    Conventional  1/11/2008    111000 F          8.18 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/5/2007    111000                SINGLE FAMILY         1              0                  100    100 FULL         54.62  7245.16       0                                       3                        Exception: State      Missing Docs                                  YES        No               8.24 PASS    187917.19 PASS           0.24      675   8,826.00 PASS         8 N/A    NO     N/A         675  5,516.25 PASS         8 PASS   NO     YES       Final     Yes           9/28/2012    5.25  598.34     10/1/2012      1/1/2038  100487.83            Cure default        36 36 months; 3% N                           828.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             compliance violation-                                                                                                                                                                                                                                         HUD1                                                                                                with                   in year 1; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing                                                                                                                                                                                                                                                                                                                                                           capitalization         in year 2; 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Acknowledgement of                                                                                                                                                                                                                                                                                                                                                                       in year 3.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Receipt of Home
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Mortgage Loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Information Document -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
YES                    FIXED    Conventional  4/18/2008 190303.47 F         8.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing      3/1/2008    210000                SINGLE FAMILY         1              0                90.62  90.62 FULL         35.07  4848.13       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.04 PASS    356258.08 PASS           -5.4  3472.37  14,946.49 PASS         8 N/A    NO     N/A     3472.37           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25 1016.69     11/1/2012                171282.94            Cure default        36 Penalty       N                           1508.6 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           3/20/2036 FIXED    Conventional  4/20/2006 190766.33 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/6/2006    250000                SINGLE FAMILY         1              0        0       76.31  76.31 FULL         64.95     3220     678                                       1                                                                                            YES        No               8.79 PASS    344957.68 PASS          -8.49  3434.21  14,986.57 PASS         8 N/A    NO     N/A     3434.21 14,986.57 PASS         8 PASS   NO     YES       Final     Yes          10/10/2012    5.25 1018.08     11/1/2012      4/1/2036  164758.46            Cure default        36 Penalty       N                          1478.58 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/24/2037 FIXED    Conventional  1/24/2008 192359.06 F         9.118 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073 11/29/2007    192500                CONDO<5FLOORS         1              0        0       99.93  99.93 FULL         20.08 13624.24       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.26 PASS    373173.41 PASS           5.08  2464.55  15,191.56 PASS         8 N/A    NO     N/A     6631.76  8,545.25 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   967.2      8/1/2012      1/1/2038  162945.64            Cure default with Principal          N                          1564.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                           FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                foregiveness
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO          11/19/2037 FIXED    Conventional 12/19/2007 118685.93 F         9.181 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/17/2007    120000                SINGLE FAMILY         1              0        0       98.91  98.91 FULL         53.66     2037       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.41 PASS       233051 PASS          -6.12  2378.98   9,304.56 PASS         8 N/A    NO     N/A     2378.98  5,815.35 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  678.31      8/1/2012     12/1/2037  114097.73            Cure default        36 Penalty       N                           970.46 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           3/27/2036 FIXED    Conventional  4/27/2006 172209.33 F         10.13 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/10/2006    175000                SINGLE FAMILY         1              0        0       98.41  98.41 FULL         37.45  5095.15     673                                       1                                                                                            YES        No              10.29 PASS    380088.36 PASS          24.01  2255.04  13,596.34 PASS         8 N/A    NO     N/A     6493.01  7,647.94 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  898.11      8/1/2012      4/1/2036  146122.47            Cure default         0               N                          1527.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES                    FIXED    Conventional  3/26/2008 247463.64 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/15/2008    275000                SINGLE FAMILY         1              0                89.99  89.99 FULL         40.02  7170.06       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.28 PASS    478912.32 PASS         275.29   4317.1  19,451.72 PASS         8 N/A    NO     N/A      4317.1 14,588.79 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1345.16     11/1/2012                226266.28            Cure default        36 Penalty       N                          2005.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the lesser of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              6 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              or 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          12/5/2037 FIXED    Conventional   1/5/2008 362220.71 F         7.567 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                  415000                PUD                   1              0        0       87.28  87.28 FULL          53.9  5329.31       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.74 PASS    561521.43 PASS          -0.54  6013.02  28,496.62 PASS         8 N/A    NO     N/A     6013.02 28,496.62 PASS         8 PASS   NO     YES       Final     Yes          10/10/2012    5.25 1929.57     11/1/2012      1/1/2038  323547.35            Cure default        36 Penalty within first 36 months at 3% of the unpaid Principal Balance for the first
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure- DSI                                                                                                                                                                                                                                         HUD1                                                                                                with                   12 months; 2% of the unpaid Principal Balance for the second 12 months and 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan - Rating - 2;                                                                                                                                                                                                                                                                                                                                                capitalization
  the       N                                             2549.25 NO     Complete Y         NO
unpaid
Principal
Balance for
the last 12
months."
NO           12/6/2037 FIXED    Conventional   1/6/2008    209000 F         8.053 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/9/2007    209000                SINGLE FAMILY         1              0        0         100    100 FULL         54.19     4018       0                                       3                        Exception: Missing    Missing Docs                                  YES        No               8.21 PASS    349013.64 PASS           1.72  3143.43  16,468.53 PASS         8 N/A    NO     N/A     3143.43 14,409.96 PASS         7 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1131.75     12/1/2012      1/1/2038  189468.45            Cure default        36 Penalty       N                           1541.3 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final TIL- There is no                                                                                                                                                                                                                                                                                                                                                                   paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     preliminary title in                                                                                                                                                                                                                                                                                                                                                                     at 3% for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                       year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 2 and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 3
NO           8/23/2035 FIXED    Conventional  9/23/2005 266071.71 F         7.143 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/5/2005    335000                SINGLE FAMILY         1              0        0       79.42  79.42 FULL         34.46  6530.02       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.26 PASS    383605.67 PASS          14.81  3171.64  21,032.01 PASS         8 N/A    NO     N/A     3171.64 11,830.50 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1399.03     12/1/2012      9/1/2035  223089.63            Cure default         0               N                          1795.85 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          10/13/2035 FIXED    Conventional 11/13/2005 179833.55 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1025  9/24/2005    180000                2 FAMILY              1              0        0       99.91  99.91 FULL         45.88  3718.71       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.28 PASS    302511.56 PASS         -10.93  3157.64  14,134.07 PASS         8 N/A    NO     N/A     3157.64 10,600.55 PASS         8 PASS   NO     YES                 Yes            7/1/2012    5.25   945.3      8/1/2012     11/1/2035  152426.48            Cure default        36 Penalty       N                          1131.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                              with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/20/2037 FIXED    Conventional 12/20/2007   84902.1 F         8.247 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073 10/17/2007     85000                CONDO<5FLOORS         1              0        0       99.89  99.89 FULL         40.61   2809.3     683                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.45 PASS    146219.46 PASS          -1.23  1565.52   6,666.93 PASS         8 N/A    NO     N/A     3398.97  4,166.83 PASS         6 PASS   NO     YES       Final     Yes          10/11/2012    5.25  463.88     11/1/2012      1/2/2038   77783.23            Cure default        36 Penalty       N                           637.66 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                           penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Illinois exceeds                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/16/2035 FIXED    Conventional  9/16/2005 144959.82 F         9.824 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/19/2005    145000                SINGLE FAMILY         1              0        0       99.97  99.97 FULL         50.68  2808.63       0                                       1                                                                                            YES        No              10.04 PASS     308872.8 PASS           -2.6  2642.26  11,385.40 PASS         8 N/A    NO     N/A     2642.26  8,539.05 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25     858     10/1/2012     10/1/2035  137589.29            Cure default        36 Penalty       N                          1253.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance x a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within one
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year- 3%, b)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years- 2% and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              c) within 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years- 1%
YES          2/12/2028 FIXED    Conventional  3/12/2008 222440.56 F         6.947 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         1/26/2008    277355                SINGLE FAMILY         1              0        0        80.2   80.2 FULL         30.88   7451.6       0                                       2  Exception:            Exception: Missing    Missing Docs                                  YES        No               7.09 PASS    192194.05 PASS          -0.19  2420.61  17,601.60 PASS         8 N/A    NO     N/A     2420.61 17,601.60 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1295.55     11/1/2012      3/1/2028  164075.91            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Incomplete copy of    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title- Missing Final  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy. Prelim is in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;
balance for N                                             1717.56 NO     Complete Y         NO
the last 12
months."
YES          9/19/2037 FIXED    Conventional 10/19/2007 139604.21 F         8.271 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/11/2007    142000                SINGLE FAMILY         1              0        0       98.31  98.31 FULL         20.24  6766.09       0                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.34 PASS    239619.87 PASS           -3.9   901.56  11,096.21 PASS         8 N/A    NO     N/A      901.56         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25     709     12/1/2012     10/1/2037  118123.99            Cure default        36 Penalty       N                          1050.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing final title. - Rating - 2;                                                                                                                                                                                                                                                  HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           11/7/2037 FIXED    Conventional  12/7/2007 247443.67 F         7.666 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/18/2007    295000                SINGLE FAMILY         1              0                83.88  83.88              22.59  8924.55       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.85 PASS    389830.73 PASS          -4.64   4281.8  19,452.95 PASS         8 N/A    NO     N/A      4281.8           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1315.13      8/1/2012     12/1/2037  221214.94            Cure default        36 36 months     N                          1758.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   3/2/1 unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     coborrower - Rating -                                                                                                                                                                                                                                                                                                                                                                    balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;
NO           11/7/2035 FIXED    Conventional  12/7/2005  184328.7 F         9.199 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/15/2005    214000                PUD                   1              0        0       86.14  86.14 FULL         25.11  7550.62       0                                       3                        Exception:            Missing Docs                                  YES        No               9.28 PASS    360443.07 PASS         -25.23  1334.02  14,639.57 PASS         8 N/A    NO     N/A     1334.02 14,639.57 PASS         8 PASS   NO     YES                 Yes           11/1/2010    6.75 1087.97     12/1/2010                167741.33            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Incomplete/Illegible                                                                                                                                                                                                                                                                                                                                              with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 in file- Missing                                                                                                                                                                                                                                                                                                                                            capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrowers' signatures
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     or Escrow stamped. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower/coborrower -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
balance for N                                             1509.57 NO     Complete Y         NO
the last 12
months."
NO            9/1/2037 FIXED    Conventional  10/1/2007  130840.1 F        10.042 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/15/2007    136000                PUD                   1              0        0       94.81  94.81 NO DOC       40.79     3363     661                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              10.28 PASS    286577.33 PASS           7.86  2558.06  10,259.64 PASS         8 N/A    NO     N/A     2558.06  6,412.28 PASS         8 PASS   NO     YES       Final     Yes           12/1/2012    5.25  693.79      1/1/2013     10/1/2037  115400.86            Cure default         0               N                          1152.26 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES         12/17/2037 FIXED    Conventional  1/17/2008 306852.36 F         7.752 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/6/2007    393000                SINGLE FAMILY         1              0        0       78.08  78.08 FULL         43.18  7122.16       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.81 PASS    486473.21 PASS         396.72  1383.48  24,437.51 PASS         8 N/A    NO     N/A     1383.48 18,328.13 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1656.39     11/1/2012      1/1/2038  277741.74            Cure default        36 Penalty       N                          2198.74 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest=
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              9514.79
NO            1/1/2038 FIXED    Conventional   2/1/2008 119639.82 F         7.816 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/17/2007    122000                SINGLE FAMILY         1              0        0       98.07  98.07 FULL         28.13     7804       0                                       1                                                                                            YES        No               7.98 PASS    192724.27 PASS           -2.6   1809.3   9,424.36 PASS         8 N/A    NO     N/A      1809.3  5,890.23 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  651.94      8/1/2012                110003.53            Cure default         0               N                           862.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES                    FIXED    Conventional  4/12/2008 221658.75 F         6.704 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/1/2008    250000                SINGLE FAMILY         1              0        0       88.66  88.66 FULL          27.6 11254.23       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               6.88 PASS    297424.47 PASS          -3.66  3935.75  17,417.84 PASS         8 N/A    NO     N/A     3935.75 13,063.38 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1174.02      8/1/2012                198706.48            Cure default        36 Penalty       N                          1430.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final policy, Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               preliminary title                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               work was provided -                                                                                                                                                                                                                                                                                                                                                                                            equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                                    of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           12/6/2037 FIXED    Conventional   1/6/2008    128967 F         8.022 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/19/2007    132000                SINGLE FAMILY         1              0                 97.7   97.7 FULL          33.9  3509.39       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.23 PASS    214961.78 PASS           2.07  2530.92  10,114.89 PASS         8 N/A    NO     N/A     2530.92           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  675.58      8/1/2012      1/1/2038  113816.25            Cure default        36 Penalty       N                           948.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                           3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
NO           7/25/2037 FIXED    Conventional  8/25/2007 203996.23 F          8.69 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/14/2007    204000                PUD                   1              0        0         100    100 FULL         32.71 10791.67     710                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.83 PASS    373266.46 PASS           -2.5  2644.76  16,108.12 PASS         8 N/A    NO     N/A     2644.76 10,067.57 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1107.88     10/1/2012      8/1/2037   184579.9            Cure default         0               N                          1596.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower/coborrower -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO           1/26/2034 FIXED    Conventional  2/26/2004 184718.57 F         8.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073 12/31/2003    185000                CONDO<5FLOORS         1              0        0       99.85  99.85 FULL            42  4640.25       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.77 PASS    334010.22 PASS           0.01  2899.19  14,545.55 PASS         8 N/A    NO     N/A     7172.78  9,090.97 PASS         6 PASS   NO     YES       Final     Yes           10/1/2012    5.25  967.48     11/1/2012      3/1/2034  149124.54            Cure default        36 Penalty       N                          1432.86 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                           penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    of 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Illinois is not                                                                                                                                                                                                                                                                                                                                                                       unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliant with State                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regulations, term has                                                                                                                                                                                                                                                                                                                                                                    balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third.
YES           8/1/2037 FIXED    Conventional   9/1/2007 315549.36 F         7.713 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/18/2007    465000                SINGLE FAMILY         1              0        0       67.86  67.86 FULL          41.3  6610.93     758                                       1                                                                                            YES        No               7.81 PASS    498451.16 PASS           3.13  2989.12  24,999.41 PASS         8 N/A    NO     N/A     2989.12 18,749.56 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1678.22      8/1/2012      9/1/2037  280954.09            Cure default        36 Lessor of Penalty within first 36 months at 3% of the unpaid principal balance for
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   the first 12 months; 2% of the unpaid principal balance for the second 12 months and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         1% of the unpaid principal balance for the last 12 months; or  Penalty within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at 20% allowance equal to 6 months
interest"   N                                             2252.61 NO     Complete Y         NO
NO          12/19/2037 FIXED    Conventional  1/19/2008 144436.99 F         7.656 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/4/2007    151500                SINGLE FAMILY         1              0        0       95.34  95.34 FULL         47.74  4625.27       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               7.86 PASS    227508.19 PASS           -0.8  2809.54  11,330.20 PASS         8 N/A    NO     N/A     2809.54  8,497.65 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  775.73     11/1/2012      1/1/2038  130073.32            Cure default        36 Penalty       N                          1025.38 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Wisc. Stat.                                                                                                                                                                                                                                                                                                                                                                   prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     oo 138.01 et seq WI                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regulations allow a 60                                                                                                                                                                                                                                                                                                                                                                   months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     month prepayment of 60                                                                                                                                                                                                                                                                                                                                                                   the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     days interest at the                                                                                                                                                                                                                                                                                                                                                                     prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan rate if greater                                                                                                                                                                                                                                                                                                                                                                     the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     than 20% is prepaid in                                                                                                                                                                                                                                                                                                                                                                   months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     a 12 month period                                                                                                                                                                                                                                                                                                                                                                        of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     which equals $810.89.                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Per the Note, the                                                                                                                                                                                                                                                                                                                                                                        the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment penalty is                                                                                                                                                                                                                                                                                                                                                                    months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3% of the UPB the 1st
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year, 2% of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the 2nd year and 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the UPB the final
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year. Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty has expired. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO          11/21/2035 FIXED    Conventional 12/21/2005 100389.22 F        10.319 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/17/2005    142000                SINGLE FAMILY         1              0        0        70.7   70.7 FULL         62.37     2028     513                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No              10.56 PASS    227295.35 PASS          -6.33  1983.58   7,872.45 PASS         8 N/A    NO     N/A     1983.58         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  535.85      8/1/2012     12/1/2035   86561.09            Cure default        36 Penalty       N                           904.73 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Michigan                                                                                                                                                                                                                                                                                                                                               capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limits prepayment to                                                                                                                                                                                                                                                                                                                                                                     3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1%. Subject prepayment                                                                                                                                                                                                                                                                                                                                                                   unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is 3% in year 1, 2% in                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year 2 and 1% in year                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3. Prepayment period                                                                                                                                                                                                                                                                                                                                                                     the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has expired. - Rating                                                                                                                                                                                                                                                                                                                                                                    months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;                                                                                                                                                                                                                                                                                                                                                                                     the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/21/2035 FIXED    Conventional 12/21/2007 206038.32 F          8.62 NO              336      336       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM        10/30/2007    250631                SINGLE FAMILY         1              0                82.21  82.21 FULL         37.14  4937.25       0                                       1                                                                                            YES        No               8.66 PASS    341283.32 PASS          -1.36      685  16,428.27 PASS         8 N/A    NO     N/A         685 12,321.20 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1188.72      8/1/2012      1/1/2036  192373.49            Cure default        36 3 year,       N                           1626.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   3,2,1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         penalty
NO          12/26/2037 FIXED    Conventional  1/26/2008 349357.68 F         7.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/11/2007    350000                SINGLE FAMILY         1              0        0       99.82  99.82 FULL         26.92 12317.08       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.01 PASS    564809.72 PASS          -0.23  5822.92  27,482.78 PASS         8 N/A    NO     N/A     5822.92           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1849.05      8/1/2012                311994.64            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             2523.18 NO     Complete Y         NO
the last 12
months."
YES          9/12/2035 FIXED    Conventional 10/12/2005 162059.27 F         6.957 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                  239000                SINGLE FAMILY         1              0        0       67.81  67.81 FULL         45.04  5195.84       0                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               7.03 PASS    225512.23 PASS         -17.48  1125.96  12,874.66 PASS         8 N/A    NO     N/A     1125.96 12,874.66 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  862.22     12/1/2012     10/1/2035  137749.61            Cure default        36 Penalty       N                          1073.47 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy, but have                                                                                                                                                                                                                                                HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               prelim/Commitment - Rating - 2;                                                                                                                                                                                                                                                                                                                                                         capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/27/2037 FIXED    Conventional 10/27/2007  262347.1 F          8.27 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/11/2007    266000                SINGLE FAMILY         1              0        0       98.63  98.63 FULL         28.37     7900       0                                       1                                                                                            YES        No               8.46 PASS    453050.42 PASS           3.35  4537.05  20,624.80 PASS         8 N/A    NO     N/A     4537.05 20,624.80 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1233.89      8/1/2012     10/1/2037  206896.65            Cure default        36 3-2-1% of     N                           1974.6 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years 1-2-3
NO          12/18/2037 FIXED    Conventional  1/18/2008  159992.3 F         7.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/21/2007    163000                SINGLE FAMILY         1              0        0       98.16  98.16 FULL         31.27  4721.18       0                                       3  Exception: Missing    Exception: Missing    State Loan Not Compliant                      YES        No               8.04 PASS    259032.18 PASS          -1.67  3039.42  12,556.23 PASS         8 N/A    NO     N/A     4887.17  7,755.26 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  863.68      8/1/2012      1/1/2038  145505.57            Cure default        36 Penalty       N                          1155.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy. - Rating - 2; Exception: Ohio                                                                                                                                                                                                                                                                                                                                                                          3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer Sales                                                                                                                                                                                                                                                                                                                                                                           amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Practices Act                                                                                                                                                                                                                                                                                                                                                                            prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation- Missing                                                                                                                                                                                                                                                                                                                                                                       the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     {o^}Acknowledgement of                                                                                                                                                                                                                                                                                                                                                                   months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Receipt of Home                                                                                                                                                                                                                                                                                                                                                                          the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Mortgage Loan                                                                                                                                                                                                                                                                                                                                                                            prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Information                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Document{o"} - Rating                                                                                                                                                                                                                                                                                                                                                                    months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                                                     of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/3/2037 FIXED    Conventional   1/3/2008    236000 F         8.399 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  10/9/2007    238000                CONDO                 1              0                99.16  99.16 FULL            84  4844.72       0                                       1                                                                                            YES        No               8.46 PASS    412510.21 PASS          -2.16  1294.11  18,776.47 PASS         8 N/A    NO     N/A     1294.11 18,776.47 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1262.75      8/1/2012      1/1/2038   212736.4            Cure default with capitalization     N                          1798.83 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1
NO                     FIXED    Conventional   4/7/2008 113529.19 F           7.2 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/20/2008    123000                SINGLE FAMILY         1              0                 92.3   92.3 FULL         23.61  4342.62       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.36 PASS     165638.5 PASS          -3.34  1749.05   8,942.41 PASS         8 N/A    NO     N/A     1749.05  5,589.01 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  602.14      8/1/2012                101913.09            Cure default         0               N                           770.62 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Policy  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;
NO           9/20/2037 FIXED    Conventional 10/20/2007    153000 F         9.794 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/4/2007    153000                SINGLE FAMILY         1              0        0         100    100 FULL            57  7720.05       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.02 PASS    324908.96 PASS           2.44  2886.08  12,009.11 PASS         8 N/A    NO     N/A     2886.08  7,505.70 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25     866      8/1/2012     11/1/2037  145438.73            Cure default        36 Penalty       N                           1319.5 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12months and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           9/10/2037 FIXED    Conventional 10/10/2007 109932.87 F         8.636 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/28/2007    110000                SINGLE FAMILY         1              0        0       99.94  99.94 FULL          24.4  6144.67       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.86 PASS    200455.84 PASS           3.51  2249.62   8,614.66 PASS         8 N/A    NO     N/A     2249.62           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  596.15      8/1/2012     10/1/2037   99961.86            Cure default         0               N                           855.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 2;
NO            9/6/2035 FIXED    Conventional  10/6/2005  154393.9 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/17/2005    155500                SINGLE FAMILY         1              0        0       99.29  99.29 FULL          42.9  4828.36       0                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.29 PASS    259783.28 PASS         -14.44  2781.68  12,128.98 PASS         8 N/A    NO     N/A     2781.68 12,128.98 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  815.68     12/1/2012     10/1/2035  130313.67            Cure default        36 Penalty       N                          1142.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title - Rating - 2;                                                                                                                                                                                                                                                   HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
NO           9/19/2037 FIXED    Conventional 10/19/2007 139903.48 F        10.876 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/8/2007    152000                SINGLE FAMILY         1              0        0       92.04  92.04 FULL         44.13     3460       0                                       1                                                                                            YES        No              10.99 PASS    336226.21 PASS         -12.14  1231.57  11,093.75 PASS         8 N/A    NO     N/A     1231.57         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  766.48     11/1/2012     10/1/2037  126807.58            Cure default        36 Penalty       N                           1319.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance x a)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within one
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year- 3%, b)
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years- 2% and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              c) within 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years- 1%
NO          10/24/2037 FIXED    Conventional 11/24/2007  76459.34 F        10.529 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/12/2007     76500                SINGLE FAMILY         1              0        0       99.95  99.95 FULL         58.12   2709.1       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No              10.71 PASS    177041.42 PASS           6.21  1108.35   6,028.08 PASS         8 N/A    NO     N/A     2766.59  3,767.55 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  421.54      8/1/2012     12/1/2037   70907.06            Cure default        36 Penalty       N                           701.07 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty for he State                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Illinois exceeds                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          9/17/2037 FIXED    Conventional 10/17/2007  315001.8 F         9.452 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/28/2007    350000                SINGLE FAMILY         1              0        0          90     90 FULL         41.37  7750.82     659                                       1                                                                                            YES        No               9.51 PASS    636248.88 PASS         265.41  1448.13  25,084.29 PASS         8 N/A    NO     N/A     1448.13           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1739.46      8/1/2012     10/1/2037  291670.37            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                              2637.6 NO     Complete Y         NO
the last 12
months."
NO          11/16/2035 FIXED    Conventional 12/16/2005 129452.38 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/21/2005    130000                SINGLE FAMILY         1              0        0       99.58  99.58 FULL         49.57  5004.18       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.54 PASS    225996.64 PASS           4.12  2413.09  10,163.14 PASS         8 N/A    NO     N/A     2413.09           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25   681.7      8/1/2012     12/1/2035  110122.76            Cure default        36 Penalty       N                           980.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing title policy  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                                                  3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/27/2037 FIXED    Conventional 12/27/2007 103218.58 F        10.076 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing     8/22/2007    105000                SINGLE FAMILY         1              0        0        98.3   98.3 FULL         43.32  4476.68       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               10.2 PASS    226007.71 PASS          10.02  1035.01   8,174.69 PASS         8 N/A    NO     N/A     1035.01  8,174.69 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  576.63      8/1/2012     12/1/2037   96994.11            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                              911.61 NO     Complete Y         NO
the last 12
months."
NO          10/19/2035 FIXED    Conventional 11/19/2005 129207.95 F        10.566 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing      9/1/2005    145000                SINGLE FAMILY         1              0        0       89.11  89.11 FULL         47.15  3916.68     551                                       1                                                                                            YES        No               10.8 PASS    300986.78 PASS          -1.36  2409.48  10,143.88 PASS         8 N/A    NO     N/A     2159.48  6,119.47 PASS         0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  686.69     11/1/2012     11/1/2035  110117.93            Cure default with capitalization     N                          1188.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO          12/26/2036 FIXED    Conventional  1/26/2007 204954.96 F         9.577 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/9/2006    205000                SINGLE FAMILY         1              0        0       99.98  99.98 FULL         42.38  8346.73       0                                       1                                                                                            YES        No               9.79 PASS     423241.2 PASS           -6.1  3653.89  16,104.09 PASS         8 N/A    NO     N/A     3653.89           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1106.06      8/1/2012      1/1/2037   182764.1            Cure default        36 Penalty       N                          1734.86 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/5/2037 FIXED    Conventional   1/5/2008 114528.82 F         8.828 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1025 11/23/2007    130000                2 FAMILY              1              0        0        88.1   88.1 FULL         56.16  2322.53       0                                       3                        Exception: Late       Late charge not allowed                       YES        No               8.94 PASS    213255.97 PASS           1.65  1115.15   9,073.09 PASS         8 N/A    NO     N/A     1115.15  5,670.68 PASS         8 PASS   NO     YES       Final     Yes          12/13/2013       2  389.12      1/1/2014                110911.48            Cure default        36 36 months; 3% N                           907.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with                   in year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- N.Y. Real Prop.                                                                                                                                                                                                                                                                                                                                            capitalization         in year 2, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Law o 254-b allows a                                                                                                                                                                                                                                                                                                                                                                     in year 3.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     maximum late charge of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2% after 15 days. The
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Note reflects a late
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge of 5% after 15
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     days. - Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO          11/26/2037 FIXED    Conventional 12/26/2007    151050 F        10.438 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/6/2007    159000                SINGLE FAMILY         1              0                   95     95 FULL         48.26  8328.05       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.61 PASS    345987.63 PASS           2.13  2117.91  11,914.57 PASS         8 N/A    NO     N/A     2117.91  7,446.60 PASS         8 PASS   NO     YES       Final     Yes            8/1/2011    7.25  997.03      9/1/2011                146153.99            Cure default         0               N                          1374.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          12/13/2037 FIXED    Conventional  1/13/2008 228492.06 F         7.398 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/4/2007    245000                SINGLE FAMILY         1              0                93.26  93.26 FULL         26.09  7368.41       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.58 PASS    344979.68 PASS           3.61  4036.73  17,956.43 PASS         8 N/A    NO     N/A     4036.73 17,956.43 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1227.81      8/1/2012      1/1/2038  206850.83            Cure default with capitalization     N                          1581.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO          12/13/2037 FIXED    Conventional  1/13/2008    213750 F         7.567 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/28/2007    240000                SINGLE FAMILY         1              0                89.06  89.06 FULL         31.09     9087       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.75 PASS    331592.07 PASS          -3.09  3783.87  16,797.29 PASS         8 N/A    NO     N/A     3783.87 16,797.29 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1148.21      8/1/2012                193740.57            Cure default        36 Penalty       N                          1504.34 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
NO           9/12/2035 FIXED    Conventional 10/12/2005 335498.79 F         8.202 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/2/2005    357000                SINGLE FAMILY         1              0        0       93.98  93.98 FULL         39.27  9267.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.27 PASS    569798.27 PASS         -21.45  2014.39  26,678.75 PASS         8 N/A    NO     N/A     2014.39 26,678.75 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1770.82     12/1/2012     10/1/2035  282908.47            Cure default        36 Penalty       N                          2509.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower.                                                                                                                                                                                                                                                                                                                                                                                equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Co-borrower's FACTA is                                                                                                                                                                                                                                                                                                                                                                   of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     within the file. -                                                                                                                                                                                                                                                                                                                                                                       prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           6/21/2037 FIXED    Conventional  7/21/2007 118284.12 F         8.022 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/15/2007    119000                SINGLE FAMILY         1              0                 99.4   99.4              48.87     3832       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.24 PASS    197253.45 PASS             -2  2423.04   9,268.89 PASS         8 N/A    NO     N/A     4133.52  5,707.53 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  669.03      8/1/2012      8/1/2037  111824.93            Cure default        36 Penalty       N                           869.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
YES           8/1/2035 FIXED    Conventional   9/1/2005 126045.71 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/11/2005    129000                SINGLE FAMILY         1              0        0       97.71  97.71 FULL         59.95  3894.85     686                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.29 PASS    212269.06 PASS          -2.87  2361.49   9,887.94 PASS         8 N/A    NO     N/A     2361.49           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  667.76     12/1/2012      9/1/2035  106482.06            Cure default        36 Penalty       N                           932.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy, but have                                                                                                                                                                                                                                                HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Commitment - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/10/2027 FIXED    Conventional  1/10/2008 116975.89 F         9.407 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/16/2007    147000                SINGLE FAMILY         1              0                79.58  79.58 FULL         40.75  6153.34       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.65 PASS    145006.39 PASS           1.08  1988.71   9,198.97 PASS         8 N/A    NO     N/A     1988.71           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  756.15     10/1/2012      1/1/2028   95426.99            Cure default        36 Penalty       N                           1083.3 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/1/2037 FIXED    Conventional  10/1/2007 219891.29 F         8.715 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/24/2007    220000                SINGLE FAMILY         1              0        0       99.95  99.95 FULL         47.88  6053.13     700                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.76 PASS    401948.49 PASS          -5.01   984.37  17,504.04 PASS         8 N/A    NO     N/A     5791.46 10,940.02 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  1240.5      8/1/2012     10/1/2037  208004.83            Cure default        36 Penalty       N                          1724.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA provided for                                                                                                                                                                                                                                                                                                                                                capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower only. Missing                                                                                                                                                                                                                                                                                                                                                                   equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA for co-borrower.                                                                                                                                                                                                                                                                                                                                                                   of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/16/2035 FIXED    Conventional 12/16/2005 194428.79 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/27/2005    217500                PUD                   1              0        0       89.39  89.39 FULL         42.62  4408.84       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.78 PASS     351499.4 PASS         -11.85  3422.33  15,280.52 PASS         8 N/A    NO     N/A     3422.33 15,280.52 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   6.125 1105.37     12/1/2010                181921.19            Cure default        36 Penalty       N                          1506.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                without                within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -                                                                                                                                                                                                                                                                                                                                                                   months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO          10/18/2035 FIXED    Conventional 11/18/2005 274998.78 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/20/2005    275000                SINGLE FAMILY         1              0        0         100    100 FULL          45.6  6235.67     734                                       1                                                                                            YES        No               8.52 PASS    479590.89 PASS          21.76  4614.02  21,630.78 PASS         8 N/A    NO     N/A     4614.02 18,926.93 PASS         7 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1453.77      8/1/2012     11/1/2035  234416.11            Cure default        36 Penalty       N                          2083.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/3/2037 FIXED    Conventional  11/3/2007 154556.55 F         8.181 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/19/2007    165000                SINGLE FAMILY         1              0                93.67  93.67 SIVA         38.44     3464     705                                       3  Exception: Missing evidence of title- No    Missing Docs                                  YES        No               8.38 PASS    263656.55 PASS           0.68  2909.09  12,131.80 PASS         8 N/A    NO     N/A     2909.09         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  815.27     11/1/2012     11/1/2037  136268.22            Cure default        36 Penalty       N                          1153.62 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       title in file - Rating - 3;                                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            5/1/2037 FIXED    Conventional   6/1/2007  549925.9 F         7.409 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/14/2007    700000                SINGLE FAMILY         1              0        0       78.56  78.56 NIV /        40.65 13218.75     699                                       3                        Exception: Late       Late charge not allowed                       YES        No               7.52 PASS    828088.42 PASS          -0.96  6003.69  43,504.72 PASS         8 N/A    NO     N/A     6003.69           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 2980.86      8/1/2012      6/1/2037  496628.32            Cure default         0               N                          3810.83 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           Stated                                                                                            charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                   Income                                                                                            state- Late Charges                                                                                                                                                                                                                                                                                                                                               capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceed the State
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Maximum allowed -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower/coborrower -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO          12/26/2037 FIXED    Conventional  1/26/2008 250398.78 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/3/2007    375000                SINGLE FAMILY         1              0                66.77  66.77 FULL         38.96  6026.83       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.03 PASS     405588.7 PASS          -4.66  4325.47  19,685.86 PASS         8 N/A    NO     N/A     4325.47 19,685.86 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1365.99     11/1/2012                229408.86            Cure default        36 Penalty       N                          1810.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          1/15/2023 FIXED    Conventional  2/15/2008  89968.86 F         7.705 NO              180      180       5        15                                                                                                                       PRIMARY     REFI CASHOUT  1004C      12/27/2007    120000                MANUFACTURED          1              0        0       74.97  74.97 FULL         21.23   4182.5       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.07 PASS     64034.83 PASS          -0.65  1989.59   7,038.34 PASS         8 N/A    NO     N/A     1989.59         0 N/A          0 N/A    NO     YES       Final     Yes            2/1/2013       5  726.77      3/1/2013      2/1/2023   68521.02            Cure default         0               N                           844.53 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     HOUSING                                                                                                                                                              FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          12/28/2037 FIXED    Conventional  1/28/2008 303893.22 F            10 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/9/2007    304000                SINGLE FAMILY         1              0                99.97  99.97 FULL         35.95 12450.24       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No              10.03 PASS     656859.4 PASS           0.63      675  24,257.46 PASS         8 N/A    NO     N/A     7333.13 15,160.91 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1636.99      8/1/2012      1/1/2038  275784.87            Cure default        36 Penalty       N                          2666.88 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Missing Facta                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 2;  disclosure - Rating -                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;  Exception:                                                                                                                                                                                                                                                                                                                                                                           amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty not                                                                                                                                                                                                                                                                                                                                                                   prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed per state-                                                                                                                                                                                                                                                                                                                                                                       the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepay penalty not                                                                                                                                                                                                                                                                                                                                                                       months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliant with State                                                                                                                                                                                                                                                                                                                                                                     the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regs but beyond the                                                                                                                                                                                                                                                                                                                                                                      prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                       the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/3/2037 FIXED    Conventional  11/3/2007  164963.5 F        10.438 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/21/2007    165000                SINGLE FAMILY         1              0        0       99.98  99.98 FULL         44.79  5259.93     599                                       1                                                                                            YES        No              10.65 PASS    378293.14 PASS          -9.05  2802.88  12,972.85 PASS         8 N/A    NO     N/A     2802.88         0 N/A          8 PASS   NO     YES       Final     Yes           11/1/2012    5.25   899.9     12/1/2012     11/1/2037  150171.65            Cure default        36 Penalty       N                          1501.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third.
NO          11/17/2030 FIXED    Conventional 12/17/2005 148813.56 F         7.941 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/7/2005    168000                SINGLE FAMILY         1              0        0       88.58  88.58 FULL         29.29  5538.73       0 NO MI                                 1                                                                                            YES        No               8.04 PASS    195268.49 PASS           2.85  1252.11  11,804.92 PASS         8 N/A    NO     N/A     1252.11 11,804.92 PASS         8 PASS   NO     YES       Final     Yes          10/23/2012    5.25     834     12/1/2012     12/1/2030     116705            Cure default        36 PPP within    N                          1142.76 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1st 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within 2nd 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within 3rd 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              month period.
YES                    FIXED    Conventional  4/25/2008 192399.66 F          7.05 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   3/3/2008    205000                SINGLE FAMILY         1              0        0       93.85  93.85 FULL         40.33  4492.79     719                                       1                                                                                            YES        No               7.08 PASS    271400.46 PASS           -2.4      660  15,339.17 PASS         8 N/A    NO     N/A         660           N/A            N/A    N/A    YES       Final     Yes           6/27/2012    5.25 1001.14      8/1/2012                169446.08            Cure default        36 Penalty within first 36 months at 3% of the unpaid Principal Balance for the first
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   12 months; 2% of the unpaid Principal Balance for the second 12 months and 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
  the       N                                             1286.51 NO     Complete Y         NO
unpaid
Principal
Balance for
the last 12
months."
NO          12/17/2037 FIXED    Conventional  1/17/2008 147526.16 F         7.368 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM        11/29/2007    168581                SINGLE FAMILY         1              0        0       87.51  87.51 FULL         58.85     3480       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.57 PASS    221907.67 PASS           1.05  2855.19  11,573.68 PASS         8 N/A    NO     N/A     6034.56  7,233.55 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  795.05      8/1/2012      1/1/2038  133942.38            Cure default        36 Penalty       N                          1018.27 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           9/18/2036 FIXED    Conventional 10/18/2006 270413.46 F         8.984 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/30/2006    286000                PUD                   1              0        0       94.55  94.55 FULL         31.29 10413.07       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.03 PASS    512789.72 PASS          -0.23  1038.65  21,549.98 PASS         8 N/A    NO     N/A     1038.65           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1500.01      8/1/2012     11/1/2036  247026.51            Cure default        36 Penalty       N                          2172.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/1/2037 FIXED    Conventional  10/1/2007 178102.38 F         8.032 NO              360      360       5        15         0                                                                                                             PRIMARY     REFI CASHOUT        1073  7/24/2007    214000                CONDO                 1              0        0       83.23  83.23 FULL         29.87  5770.18     739                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.23 PASS    297152.97 PASS          -0.37  3306.47  13,980.49 PASS         8 N/A    NO     N/A     7146.49  8,737.81 PASS         6 PASS   NO     YES       Final     Yes           12/1/2012    5.25  968.52      1/1/2013     10/1/2037  161098.68            Cure default        36 Penalty       N                          1310.86 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                             capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceeds max allowed                                                                                                                                                                                                                                                                                                                                                                      equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for the state of                                                                                                                                                                                                                                                                                                                                                                         of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Illinois. Prepayment                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO          12/19/2037 FIXED    Conventional  1/19/2008  61166.34 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/21/2007     68000                SINGLE FAMILY         1              0        0       89.95  89.95 FULL         28.29  3180.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.38 PASS    118893.52 PASS           5.91  1578.94   4,766.99 PASS         8 N/A    NO     N/A     1578.94         0 N/A          0 N/A    NO     YES       Final     Yes            4/1/2013    5.25  278.35      5/1/2013      1/1/2038   46223.83            Cure default        36 Penalty       N                           495.76 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          3/10/2034 FIXED    Conventional  4/10/2004 203061.05 F           7.1 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/20/2004    245000                SINGLE FAMILY         1              0                82.88  82.88 FULL         39.13     4000       0                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               7.27 PASS    291625.25 PASS           0.03   3397.9  15,973.05 PASS         8 N/A    NO     N/A      3397.9 15,973.05 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1035.83      8/1/2012      4/1/2034  160993.77            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy. Prelim is in                                                                                                                                                                                                                                            HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                     capitalization         12 months and 1% of the unpaid principal
balance for N                                             1364.69 NO     Complete Y         NO
the last 12
months."
NO           2/27/2028 FIXED    Conventional  3/27/2008  73071.12 F         7.399 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/11/2008     77000                SINGLE FAMILY         1              0                 94.9   94.9 FULL          41.4  2333.38       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.59 PASS     68176.16 PASS          -7.52  1062.18   5,760.72 PASS         8 N/A    NO     N/A     1062.18  3,600.45 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  477.22     10/1/2012      4/1/2028   60861.27            Cure default         0 n/a           N                           584.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES                    FIXED    Conventional  4/26/2008 232974.41 F          6.49 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         3/13/2008    378000                SINGLE FAMILY         1              0        0       61.63  61.63 FULL         46.35     3921     797                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.52 PASS    297257.87 PASS            3.3      660  18,585.15 PASS         8 N/A    NO     N/A         660 13,938.86 PASS         8 PASS   NO     YES       Final     Yes           6/27/2012    5.25 1290.51      8/1/2012                 218755.3            Cure default        36 Penalty       N                          1471.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES         12/13/2037 FIXED    Conventional  1/13/2008 108605.72 F         9.824 NO              360      360       3        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/29/2007    128000                SINGLE FAMILY         1              0        0       84.85  84.85 FULL         24.63   3812.6       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.07 PASS    231698.48 PASS           -3.7  2265.01   8,507.26 PASS         8 N/A    NO     N/A     2265.01         0 N/A          0 N/A    NO     YES       Final     Yes            8/1/2011   6.625  680.21      9/1/2011                 106231.5            Cure default        36 Penalty       N                           939.01 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     missing Facta                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure - Rating -                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          9/18/2037 FIXED    Conventional 10/18/2007 184126.74 F         7.728 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/5/2007    234000                SINGLE FAMILY         1              0                78.69  78.69              34.98     4160     825                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               7.83 PASS    291508.91 PASS           3.98  1755.15  14,589.73 PASS         8 N/A    NO     N/A     1755.15           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25   973.1     12/1/2012     10/1/2037  162124.64            Cure default        36 Penalty       N                          1316.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years, and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years.
NO           9/16/2035 FIXED    Conventional 10/16/2005 114592.43 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/25/2005    115000                SINGLE FAMILY         1              0        0       99.65  99.65 FULL         39.51   4465.5       0                                       1                                                                                            YES        No               9.55 PASS     229346.9 PASS           1.02  2193.48   8,991.92 PASS         8 N/A    NO     N/A     4997.28  5,619.95 PASS         6 PASS   NO     YES       Final     Yes          10/27/2012    5.25  602.85     12/1/2012     10/1/2035   96311.95            Cure default        36 Penalty       N                           949.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO          11/14/2035 FIXED    Conventional 12/14/2005 148745.83 F         7.349 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073 10/20/2005    175000                CONDO<5FLOORS         1              0        0          85     85 FULL         36.64  3833.08     740                                       1                                                                                            YES        No               7.54 PASS     222840.7 PASS          -9.45  2698.21  11,683.81 PASS         8 N/A    NO     N/A     2698.21 11,683.81 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  779.02     11/1/2012     12/1/2035  125154.51            Cure default        36 Penalty       N                          1024.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                                                                                                                                                                                                                                                                                         HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          11/2/2035 FIXED    Conventional  12/2/2005 150486.69 F         9.577 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/16/2005    151000                SINGLE FAMILY         1              0                99.66  99.66 FULL         46.26  4416.66     640                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.79 PASS    310799.72 PASS         -18.72  2723.94  11,821.02 PASS         8 N/A    NO     N/A     2723.94           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  809.06      8/1/2012     12/1/2035  130696.49            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing disclosure for                                                                                                                                                                                                                                                                                                                                            capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;  Exception:
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed per state-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepay Penalty not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliant with State
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regs but beyond the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term - Rating - 2;
balance for N                                             1273.81 NO     Complete Y         NO
the last 12
months."
NO          12/19/2037 FIXED    Conventional  1/19/2008  203019.6 F          7.86 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/29/2007    205000                SINGLE FAMILY         1              0        0       99.03  99.03              34.58     6661       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.03 PASS    329323.52 PASS          -3.94  3155.65  15,989.12 PASS         8 N/A    NO     N/A     3155.65 15,989.12 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1069.92      8/1/2012                180250.05            Cure default        36 Penalty       N                          1469.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
YES          12/1/2035 FIXED    Conventional   1/1/2006 250421.62 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/17/2005    276000                SINGLE FAMILY         1              0        0       90.73  90.73 FULL         33.91  6033.37     733                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.28 PASS    421212.51 PASS         -19.52  4360.81  19,684.86 PASS         8 N/A    NO     N/A     4360.81           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1336.26     12/1/2012      1/1/2036  214679.36            Cure default        36 Partial PPP: Penalty within first 36 months, at 20% allowance, equal to 6 months
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   advance interest on the amount prepaid in 12 months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA only provided                                                                                                                                                                                                                                                                                                                                               capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for borrower. Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA for co-borrower.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;
Full PPP:   N                                             1853.53 NO     Complete Y         NO
Penalty
within
first 36
months
equal to 3%
of the
principal
balance if
paid in
full within
the first
12 months,
2% of the
principal
balance if
paid in
full within
the second
12 months,
and 1% of
the
principal
balance if
paid in
full within
the third
12 months."
NO            9/1/2035 FIXED    Conventional  10/1/2005 169812.88 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/15/2005    170000                SINGLE FAMILY         1              0                99.89  99.89 FULL          26.9  5489.07       0                                       1                                                                                            YES        No               8.28 PASS    285715.99 PASS         -14.84  3008.99  13,341.26 PASS         8 N/A    NO     N/A     3008.99 13,341.26 PASS         8 PASS   NO     YES       Final     Yes           12/1/2012    5.25  901.87      1/1/2013     10/1/2035  143812.22            Cure default        36 Penalty       N                           1256.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            2/4/2032 FIXED    Conventional   3/4/2002  158521.7 F         8.671 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Exterior    1/14/2002    165000                SINGLE FAMILY         1              0                96.07  96.07 FULL         27.25     7974       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.02 PASS    292161.59 PASS           0.02  4938.49  12,286.66 PASS        10 N/A    NO     N/A     4938.49           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  824.67     12/1/2012      3/1/2032  120033.42            Cure default        36 Penalty       N                          1238.18 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      Drive-by                                       DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                 (2055,                                                                                                                                                                                                              per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                 1075, 466,                                                                                                                                                                                                          Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    5% of the
                                                                                                                                                                                                                                                                                 2095)                                                                                                                                                                                                               with State regs but                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         12/10/2027 FIXED    Conventional  1/10/2008 296866.04 F          7.57 NO              240      240       5        15                                                                                                                       PRIMARY     REFI R/T            1004   4/6/2007    350000                SINGLE FAMILY         1              0        0       84.82  84.82 FULL         25.28 12087.98       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No                7.6 PASS    280813.83 PASS           -1.4      660  23,696.48 PASS         8 N/A    NO     N/A         660 17,772.36 PASS         8 PASS   NO     YES                 Yes           10/1/2012    5.25 1955.32     11/1/2012      1/1/2028  245886.83            Cure default        36 Penalty       N                          2404.26 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                              with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           9/18/2037 FIXED    Conventional 10/18/2007 114952.13 F         8.939 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/31/2007    115000                SINGLE FAMILY         1              0                99.96  99.96 FULL         21.62  5033.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.12 PASS     218016.3 PASS           1.75  1813.14   9,051.12 PASS         8 N/A    NO     N/A     1813.14  5,656.95 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25   601.1     12/1/2012     10/1/2037  100146.28            Cure default         0               N                           919.87 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES         11/21/2035 FIXED    Conventional 12/21/2005  166017.3 F         7.163 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/10/2005    235000                SINGLE FAMILY         1              0        0       70.65  70.65 FULL         23.25  5520.78     713                                       1                                                                                            YES        No               7.28 PASS    240069.16 PASS           2.74   1893.5  13,129.90 PASS         8 N/A    NO     N/A     3986.47  9,847.43 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  869.07      8/1/2012     12/1/2035   140390.1            Cure default        36 Lessor of Penalty within first 36 months at 3% of the unpaid principal balance for
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   the first 12 months; 2% of the unpaid principal balance for the second 12 months and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         1% of the unpaid principal balance for the last 12 months; or  Penalty within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at 20% allowance equal to 6 months
interest"   N                                             1122.76 NO     Complete Y         NO
NO            9/1/2037 FIXED    Conventional  10/1/2007 122472.85 F         8.264 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         8/13/2007    141151                SINGLE FAMILY         1              0        0       86.77  86.77 FULL             0  2722.55     752                                       1                                                                                            YES        No                8.4 PASS    210788.31 PASS            144  1545.47   9,669.69 PASS         8 N/A    NO     N/A     1545.47  7,252.27 PASS         8 PASS   NO     YES       Final     Yes            2/3/2011   3.013  522.61      3/1/2011      9/1/2037   114612.3            Cure default        36 Penalty       N                           921.26 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/18/2037 FIXED    Conventional 10/18/2007 117681.51 F         7.656 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         8/31/2007    154096                UNKNOWN               1              0        0       76.37  76.37 STATED /      24.6     6800     758                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               7.87 PASS    185438.08 PASS          -2.23  2364.14   9,225.39 PASS         8 N/A    NO     N/A     2364.14  9,225.39 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  633.81     12/1/2012     10/1/2037  105595.74            Cure default        36 Penalty       N                           835.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                        STATED                                                                      Missing final title - Rating - 2;                                                                                                                                                                                                                                                   HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  4/11/2008 247713.65 F          6.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1025  2/25/2008    272000                2 FAMILY              1              0        0       91.07  91.07 FULL         44.08  5416.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.88 PASS    337283.46 PASS          -2.84      660  19,764.29 PASS         8 N/A    NO     N/A         660 14,823.22 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1333.28      8/1/2012                225662.18            Cure default        36 Lesser of     N                          1623.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           6/15/2037 FIXED    Conventional  7/15/2007 214968.72 F         7.438 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   6/4/2007    240000                SINGLE FAMILY         1              0        0       89.57  89.57 FULL          29.6  6895.87       0                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               7.62 PASS     326659.9 PASS            3.6  3801.88  16,893.35 PASS         8 N/A    NO     N/A     3801.88 16,893.35 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1148.83      8/1/2012      7/1/2037   191711.8            Cure default        36 Penalty       N                          1493.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title. - Rating - 2;                                                                                                                                                                                                                                                  HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              theunpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance  for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         12/17/2037 FIXED    Conventional  1/17/2008 290813.74 F          6.82 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/6/2007    375000                SINGLE FAMILY         1              0                77.55  77.55 FULL         23.18     8045       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.84 PASS    393764.48 PASS            3.2      660  23,212.30 PASS         8 N/A    NO     N/A         660 17,409.22 PASS         8 PASS   NO     YES                 Yes            7/1/2012    5.25  1577.7      8/1/2012      1/1/2038   265796.9            Cure default         0               N                          1899.76 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                                                                                                                                 with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Disclosure - EV2 -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO                     FIXED    Conventional  4/25/2008 237022.01 F         7.157 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/14/2008    250000                SINGLE FAMILY         1              0        0       94.81  94.81 FULL         53.73  4345.27       0                                       3  Exception: Missing    Exception: Late       Late charge not allowed                       YES        No                7.2 PASS    340656.52 PASS           0.17   943.59  18,882.50 PASS         8 N/A    NO     N/A     1619.36 11,851.10 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1263.13      8/1/2012                213787.58            Cure default with capitalization     N                          1601.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    charge not allowed per                                                                                                                                                                                                                                        HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   state- Late fee is 15
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy but there is a days @5%, state limit
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim - Rating - 2;  is 15 days @3% -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO           12/1/2037 FIXED    Conventional   1/1/2008 124997.28 F          8.27 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/18/2007    125000                SINGLE FAMILY         1              0        0         100    100 FULL         19.79  5521.33       0                                       3                        Exception: Late       TIL Exception                                 YES        No               8.49 PASS    216044.09 FAIL        -152.06  2470.48   9,799.85 PASS         8 N/A    NO     N/A     2470.48  6,124.91 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  709.09      8/1/2012      1/1/2038  119461.41            Cure default         0               N                           940.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- N.C. Gen. Stat.                                                                                                                                                                                                                                                                                                                                            capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     o 24-10.1. allows a
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     maximum late charge of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     4% after 15 days. Per
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the Note the late
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge is 5% after 15
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     days. - Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Under
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $152.06.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Finance charges match
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     itemization - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
NO           9/27/2037 FIXED    Conventional 10/27/2007 187994.92 F          8.27 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/24/2007    188000                SINGLE FAMILY         1              0        0         100    100 FULL          31.7   7352.1     730                                       1                                                                                            YES        No               8.45 PASS    324432.75 PASS          -2.63  3038.25  14,796.53 PASS         8 N/A    NO     N/A     3038.25           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1000.07     12/1/2012     10/1/2037  166734.52            Cure default        36 Penalty       N                          1414.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     ATTACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/17/2037 FIXED    Conventional  1/17/2008  220922.7 F         8.815 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/20/2007    222000                SINGLE FAMILY         1              0                99.52  99.52 FULL          41.3  4864.05       0                                       1                                                                                            YES        No               9.01 PASS    412320.89 PASS           4.15  3889.87  17,362.63 PASS         8 N/A    NO     N/A     3889.87           N/A            N/A    N/A    YES       Final     Yes            1/1/2012   6.625  1380.3      2/1/2012      1/1/2038  205147.16            Cure default        36 Penalty       N                          1748.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/13/2037 FIXED    Conventional 10/13/2007 101312.47 F         7.847 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         8/27/2007    130000                SINGLE FAMILY         1              0                77.93  77.93 FULL         28.47  4576.16       0                                       1                                                                                            YES        No               7.95 PASS    163368.11 PASS          -2.18   947.47   8,029.20 PASS         8 N/A    NO     N/A      947.47  8,029.20 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   573.3      8/1/2012     10/1/2037   96129.65            Cure default        36 Penalty       N                            732.6 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/14/2036 FIXED    Conventional  9/14/2006  86915.65 F         10.13 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/23/2006    100000                SINGLE FAMILY         1              0        0       86.92  86.92 FULL         25.97  3466.66     676                                       1                                                                                            YES        No              10.34 PASS    192171.57 PASS          -5.49  1482.05   6,834.69 PASS         8 N/A    NO     N/A     1482.05  4,271.68 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   466.9      8/1/2012      9/1/2036   76629.38            Cure default         0               N                           771.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          11/5/2037 FIXED    Conventional  12/5/2007 196339.63 F         7.269 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/27/2007    310000                SINGLE FAMILY         1              0        0       63.34  63.34 FULL         29.53  5238.14       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.46 PASS    290326.96 PASS          -3.06  3561.57  15,422.24 PASS         8 N/A    NO     N/A     3561.57           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1058.77     12/1/2012     12/1/2037  176967.75            Cure default        36 Penalty       N                          1341.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA provided for                                                                                                                                                                                                                                                                                                                                                capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower only.                                                                                                                                                                                                                                                                                                                                                                        equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                                        of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower. - Rating -                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/21/2037 FIXED    Conventional 12/21/2007 267737.12 F         8.904 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/7/2007    283000                SINGLE FAMILY         1              0        0       94.61  94.61 FULL         37.56     7429     675                                       2                        Exception: Missing    Missing Docs                                  YES        No                9.1 PASS    505754.06 PASS          -5.57  4631.71  21,048.43 PASS         8 N/A    NO     N/A    10410.23 13,155.27 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1457.57      8/1/2012     12/1/2037  245175.26            Cure default        36 Penalty       N                          2135.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months, at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower.                                                                                                                                                                                                                                                                                                                                                                             20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower's FACTA                                                                                                                                                                                                                                                                                                                                                                         allowance,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure is within                                                                                                                                                                                                                                                                                                                                                                     equal to the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the loan file. -                                                                                                                                                                                                                                                                                                                                                                         lessor of 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, or 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/11/2038 FIXED    Conventional  2/11/2008 169165.22 F         7.368 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1073 11/20/2007    188000                CONDO<5FLOORS         1              0        0       89.98  89.98 FULL         53.64  4624.11       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.56 PASS     254342.4 PASS           0.64  3159.98  13,280.42 PASS         8 N/A    NO     N/A     3159.98           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  964.51     11/1/2012                162237.64            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                           FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1167.63 NO     Complete Y         NO
the last 12
months."
NO           2/28/2033 FIXED    Conventional  3/28/2008 199049.21 F         6.141 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/13/2008    250000                SINGLE FAMILY         1              0        0       79.62  79.62 FULL         40.73     6439       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               6.33 PASS    194436.04 PASS          -0.13  3566.61  15,638.61 PASS         8 N/A    NO     N/A     3566.61 15,638.61 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1150.98      8/1/2012      3/1/2033   173975.4            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Policy. FACTA disclosure not                                                                                                                                                                                                                                                                                                                                              capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim is in file. -  provided. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;           2;
balance for N                                             1299.73 NO     Complete Y         NO
the last 12
months."
YES          9/28/2037 FIXED    Conventional 10/28/2007 324790.82 F         8.012 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/13/2007    342000                PUD                   1              0        0       94.97  94.97 FULL         54.24     5196     765                                       2  Exception:            Exception: Missing    Missing Docs                                  YES        No               8.19 PASS    539636.76 PASS           3.14  5459.86  25,546.48 PASS         8 N/A    NO     N/A     5459.86           N/A            N/A    N/A    YES       Final     Yes            8/1/2011    6.25 1885.26      9/1/2011                306189.75            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Incomplete copy of    FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title- Missing Final  Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy. Commitment is Borrower/coborrower -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               in file. - Rating -   Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               2;
balance for N                                             2386.01 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional  3/21/2008 275337.81 F         8.042 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/4/2008    290000                SINGLE FAMILY         1              0                94.94  94.94 FULL         50.17     6033       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.23 PASS    459627.96 PASS           4.19  4729.03  21,648.70 PASS         8 N/A    NO     N/A     4729.03           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  1537.7      8/1/2012                260260.79            Cure default        36 Penalty       N                          2028.42 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
NO           7/28/2029 FIXED    Conventional  8/28/1999  81796.41 F         10.89 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/6/1999     87000                SINGLE FAMILY         1              0        0       94.02  94.02 FULL         34.54  5089.88     625                                       1                                                                                            YES        No              11.48 PASS     199940.2 PASS          -1.86  3755.41   6,243.28 PASS        10 N/A    NO     N/A     3755.41           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  500.36      8/1/2012      8/1/2029   67631.94            Cure default        36 If prepayment N                           772.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   made in first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty is 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
YES          9/10/2037 FIXED    Conventional 10/10/2007 137829.18 F         7.636 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Stated Value Only        201183                SINGLE FAMILY         1              0                68.51  68.51 FULL         38.57  2879.07       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.84 PASS    216438.08 PASS          258.5  2436.88  10,831.38 PASS         8 N/A    NO     N/A     2436.88           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  674.26      8/1/2012     10/1/2037  113058.87            Cure default        36 Penalty       N                           976.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/17/2037 FIXED    Conventional  1/17/2008 228759.86 F         8.537 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/1/2007    250000                SINGLE FAMILY         1              0        0        91.5   91.5 FULL          26.4  8957.98       0                                       3  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.73 PASS    410676.65 PASS          -5.01  4035.69  17,977.93 PASS         8 N/A    NO     N/A     4035.69           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1237.51     10/1/2012                208159.81            Cure default        36 Penalty       N                          1765.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing final title. - Rating - 3;                                                                                                                                                                                                                                                  HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          9/24/2037 FIXED    Conventional 10/24/2007 338009.27 F         7.765 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/3/2007    349000                PUD                   1              0                96.85  96.85 FULL         48.74 10060.54       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.94 PASS    540645.84 PASS           2.43  5655.21  26,588.32 PASS         8 N/A    NO     N/A     5655.21 26,588.32 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1827.08     12/1/2012     10/1/2037  304403.25            Cure default        36 Penalty       N                          2424.99 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/28/2035 FIXED    Conventional 12/28/2005 139543.57 F         8.889 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/4/2005    147000                SINGLE FAMILY         1              0                94.93  94.93 FULL         27.14   4759.2       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.03 PASS       262447 PASS           6.98  1781.62  11,020.96 PASS         8 N/A    NO     N/A     1781.62  6,888.10 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  746.87     10/1/2012     12/1/2035  120211.47            Cure default         0               N                          1111.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional   5/1/2008 303974.82 F         7.024 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/4/2008    320000                SINGLE FAMILY         1              0        0       94.99  94.99 FULL         47.97  5758.81       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.07 PASS    427340.32 PASS         337.46  1464.15  24,196.11 PASS         8 N/A    NO     N/A     1464.15           N/A            N/A    N/A    YES       Final     Yes          10/23/2012    5.25 1640.73     12/1/2012                276415.18            Cure default        36 Penalty       N                          2027.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           6/22/2037 FIXED    Conventional  7/22/2007 249396.45 F         8.345 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/11/2007    252000                SINGLE FAMILY         1              0                98.97  98.97 FULL         47.66  5497.15       0                                       3  Exception: Missing    Exception: Prepayment Missing Docs                                  YES        No               8.39 PASS    432159.64 PASS            2.5  1012.54  19,870.71 PASS         8 N/A    NO     N/A     1012.54 14,903.03 PASS         8 PASS   NO     YES       Final     Yes            8/1/2013       4  710.91      9/1/2013                167459.11            Cure default        36 Penalty       N                          1890.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title- No penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Title Policy or       per state- Per State                                                                                                                                                                                                                                                                                                                                              capitalization         first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Commitment for        Regulations, the max                                                                                                                                                                                                                                                                                                                                                                     of 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               subject loan in file. penalty amount is 60                                                                                                                                                                                                                                                                                                                                                                     unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 3;         days interest on                                                                                                                                                                                                                                                                                                                                                                         principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount prepaid in                                                                                                                                                                                                                                                                                                                                                                        balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     excess of 20% of                                                                                                                                                                                                                                                                                                                                                                         during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     original principal                                                                                                                                                                                                                                                                                                                                                                       first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     balance. Current                                                                                                                                                                                                                                                                                                                                                                         2% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty provision does                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     not provide the                                                                                                                                                                                                                                                                                                                                                                          balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     required 20% allowance                                                                                                                                                                                                                                                                                                                                                                   during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     as well as the                                                                                                                                                                                                                                                                                                                                                                           second, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     progressive penalty                                                                                                                                                                                                                                                                                                                                                                      1% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount exceeds the max                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount allowed.                                                                                                                                                                                                                                                                                                                                                                          balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty phase has                                                                                                                                                                                                                                                                                                                                                                        during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   third.
NO           9/27/2037 FIXED    Conventional 10/27/2007 232589.73 F         8.181 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/18/2007    248000                SINGLE FAMILY         1              0        0       93.79  93.79 FULL         46.94  6259.27     702                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.37 PASS    396500.33 PASS           -5.7  4112.29  18,278.20 PASS         8 N/A    NO     N/A      9131.5 11,423.87 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1293.16      8/1/2012     11/1/2037   217177.8            Cure default        36 Penalty       N                          1736.07 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/15/2037 FIXED    Conventional 12/15/2007 157499.48 F         8.725 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI CASHOUT        1004  11/8/2007    175000                SINGLE FAMILY         1              0        0          90     90 STATED /     30.77 14509.73       0                                       2                        Exception: Missing    Missing Docs                                  NO         No               8.94 PASS    290511.06 PASS          -5.09  2952.58            N/A            N/A    N/A    N/A     2952.58           N/A            N/A    N/A    YES                 Yes            2/1/2011    6.75  985.32      3/1/2011                151915.41            Cure default         0               N                          1236.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                              DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                              without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional  2/24/2008 115373.91 F          7.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         1/19/2008    123736                SINGLE FAMILY         1              0        0       93.24  93.24 FULL         20.51     4580       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.36 PASS    167547.21 PASS           0.06  2380.03   9,039.51 PASS         8 N/A    NO     N/A     2380.03           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  620.32      8/1/2012                 104667.8            Cure default        36 If full       N                           779.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/27/2037 FIXED    Conventional 12/27/2007  81936.71 F         8.502 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/13/2007     82000                SINGLE FAMILY         1              0        0       99.92  99.92 FULL         18.62  4819.48       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No                8.7 PASS    146342.34 PASS          -0.39  1436.25   6,440.04 PASS         8 N/A    NO     N/A     1436.25  4,025.02 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  418.42     10/1/2012     12/1/2037   70160.33            Cure default         0               N                           630.12 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final Title.  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;
NO           3/24/2036 FIXED    Conventional  4/24/2006 157960.96 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/4/2006    158000                SINGLE FAMILY         1              0                99.98  99.98 FULL         48.75  3216.72     739                                       1                                                                                            YES        No                9.3 PASS    305948.41 PASS          -5.46   2999.4  12,396.92 PASS         8 N/A    NO     N/A      2584.4  7,480.68 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  907.84      8/1/2012      5/1/2036  147966.82            Cure default with capitalization     N                           1280.3 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO          10/10/2037 FIXED    Conventional 11/10/2007 187524.88 F         7.319 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  2055        9/27/2007    268068                SINGLE FAMILY         1              0                69.95  69.95 FULL          9.18    12000       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.51 PASS    279597.88 PASS           0.42   3431.3  14,727.49 PASS         8 N/A    NO     N/A      3431.3 14,727.49 PASS         8 PASS   NO     YES       Final     Yes            9/1/2011   2.318  740.43     10/1/2011     10/1/2037   173792.5            Cure default        36 Penalty       N                          1288.03 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      w/Interior                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Disclosure - EV2 -                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/11/2037 FIXED    Conventional  8/11/2007 174774.61 F         9.181 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/14/2007    175000                SINGLE FAMILY         1              0        0       99.87  99.87 STATED /     53.47     4000       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.39 PASS    342942.24 PASS           7.18  3242.88  13,722.54 PASS         8 N/A    NO     N/A     3242.88 13,722.54 PASS         8 PASS   NO     YES       Final     Yes          10/15/2012    5.25  913.42     11/1/2012      8/1/2037  151933.94            Cure default        36 Penalty within first 36 months at 3% of the unpaid Principal Balance for the first
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   12 months; 2% of the unpaid Principal Balance for the second 12 months and 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
  the       N                                             1429.07 NO     Complete Y         NO
unpaid
Principal
Balance for
the last 12
months."
NO           8/16/2035 FIXED    Conventional  9/16/2005 329819.27 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/2/2005    330000                SINGLE FAMILY         1              0                99.95  99.95 FULL         48.52  7960.06       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.27 PASS    554394.09 PASS         -22.79  5374.18  25,955.61 PASS         8 N/A    NO     N/A    13466.74 16,222.25 PASS         6 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1738.98     12/1/2012      9/1/2035  277298.06            Cure default        36 Penalty       N                           2411.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Illinois                                                                                                                                                                                                                                                                                                                                                                      principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limits prepayments to                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Notes that do not                                                                                                                                                                                                                                                                                                                                                                        the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     exceed 8.00%. Subject                                                                                                                                                                                                                                                                                                                                                                    months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Note rate is 8.092%.                                                                                                                                                                                                                                                                                                                                                                     the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment period has                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/14/2035 FIXED    Conventional 12/14/2005 177745.74 F         9.577 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/29/2005    180000                SINGLE FAMILY         1              0        0       98.75  98.75 FULL         41.29  4351.27     606                                       1                                                                                            YES        No               9.79 PASS    367144.87 PASS          -9.42  3251.78  13,959.52 PASS         8 N/A    NO     N/A     3251.78           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1029.74      8/1/2012     12/1/2035  166344.21            Cure default        36 Penalty       N                          1504.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         10/28/2030 FIXED    Conventional 11/28/2005 259094.19 F         7.827 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/5/2005    310000                SINGLE FAMILY         1              0        0       83.58  83.58 FULL         57.14  3900.13     703                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.03 PASS    336412.43 PASS           13.9  4453.98  20,371.22 PASS         8 N/A    NO     N/A     4453.98 20,371.22 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  1578.4      8/1/2012     12/1/2030  223295.16            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing co-borrower                                                                                                                                                                                                                                                                                                                                               capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Facta. - Rating - 2;
balance for N                                             1970.18 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional  4/27/2008 337387.76 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/17/2008    375000                PUD                   1              0                89.97  89.97 FULL         46.66 11031.61       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.27 PASS    652720.39 PASS          -4.16  5661.03  26,538.14 PASS         8 N/A    NO     N/A    12946.03 16,586.34 PASS         6 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1833.06     11/1/2012                308817.15            Cure default        36 Penalty       N                          2734.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            1/7/2038 FIXED    Conventional   2/7/2008 258296.38 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/21/2007    305000                SINGLE FAMILY         1              0        0       84.69  84.69 FULL         48.43  4468.36       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.28 PASS    434432.35 PASS          -2.88  4477.19  20,305.54 PASS         8 N/A    NO     N/A     4477.19           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  1382.4     11/1/2012                232164.83            Cure default        36 Penalty       N                          1911.82 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO            6/1/2036 FIXED    Conventional   7/1/2006  203714.6 F         9.824 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/18/2006    225000                SINGLE FAMILY         1              0                90.54  90.54 FULL         33.54   6261.4       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.04 PASS    433991.09 PASS          10.68  3625.56  16,007.12 PASS         8 N/A    NO     N/A     3625.56 14,006.23 PASS         7 PASS   NO     YES       Final     Yes            1/1/2012   6.625 1305.45      2/1/2012      7/1/2036  189601.22            Cure default        36 Penalty       N                          1761.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/28/2037 FIXED    Conventional  1/28/2008 378686.24 F         7.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/17/2007    384000                SINGLE FAMILY         1              0        0       98.62  98.62 FULL         45.56  9424.35       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.01 PASS    612185.84 PASS           0.52  6271.35  29,793.19 PASS         8 N/A    NO     N/A     6271.35 18,620.74 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25  2054.3     10/1/2012      1/1/2038  345006.78            Cure default        36 Penalty       N                             2735 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title - Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                                    3%of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12months.
NO                     FIXED    Conventional  4/18/2008 204029.37 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/1/2008    215000                SINGLE FAMILY         1              0        0        94.9   94.9 FULL         44.23  5695.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.53 PASS    356041.71 PASS           5.93  3640.21  16,031.13 PASS         8 N/A    NO     N/A     3640.21         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1137.76      8/1/2012                193156.17            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
balance for N                                             1545.62 NO     Complete Y         NO
the last 12
months."
NO            7/3/2037 FIXED    Conventional   8/3/2007 114383.82 F          8.28 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/23/2007    158000                SINGLE FAMILY         1              0        0        72.4   72.4 FULL          41.9  3831.64     667                                       3  Exception:            Exception:            Missing Docs                                  YES        No                8.5 PASS    198180.91 PASS            0.4  2315.01   8,963.40 PASS         8 N/A    NO     N/A     2315.01  8,963.40 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  625.13     10/1/2012      8/1/2037  104150.95            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Incomplete copy of    Incomplete/Illegible                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title- Missing final  final TIL in file-                                                                                                                                                                                                                                                                                                                                                capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy. Prelim is in  Missing Borrowers'
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;   signature date -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing co-borrower
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
balance for N                                              861.73 NO     Complete Y         NO
the last 12
months."
NO            2/5/2033 FIXED    Conventional   3/5/2003 142066.63 F         8.064 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  1/16/2003    143000                SINGLE FAMILY         1              0        0       99.35  99.35 FULL         39.47   4150.1       0                                       1                                                                                            YES        No                8.4 PASS    239953.79 PASS           0.02  4459.62  11,008.56 PASS         8 N/A    NO     N/A     4459.62           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  712.28     12/1/2012      3/1/2033     106692            Cure default         0               N                          1048.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           6/18/2037 FIXED    Conventional  7/18/2007 119994.63 F         8.696 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/28/2007    120000                SINGLE FAMILY         1              0                  100    100 FULL         47.69  2416.67     683                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.92 PASS    220606.57 PASS            1.5  2433.32   9,404.90 PASS         8 N/A    NO     N/A     2433.32  9,404.90 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  680.92      8/1/2012      8/1/2037  113811.61            Cure default         0               N                           939.35 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Missing Facta for co                                                                                                                                                                                                                                                                                                                                              capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy...only have    borrower - Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               initial title search
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               in file. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               2;
YES           9/2/2035 FIXED    Conventional  10/2/2005 294310.33 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/4/2005    345000                SINGLE FAMILY         1              0        0       85.31  85.31 FULL         51.48  7334.43     690                                       1                                                                                            YES        No               8.02 PASS    476566.89 PASS           2.86  4929.41  23,150.47 PASS         8 N/A    NO     N/A     4929.41           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1567.76      8/1/2012     10/1/2035  252334.34            Cure default        36 Penalty       N                          2127.63 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           2/3/2036 FIXED    Conventional   3/3/2006 175955.48 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Missing                  245880                UNKNOWN               1              0        0       71.56  71.56 FULL         44.79   5595.1       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.79 PASS    318226.87 PASS         -14.32  3225.33  13,818.41 PASS         8 N/A    NO     N/A     7536.96 10,363.81 PASS         8 PASS   NO     YES       Final     Yes            7/6/2012    5.25  934.38      8/1/2012      3/1/2036   151755.4            Cure default        36 Penalty       N                          1363.79 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final policy  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                                  3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/18/2038 FIXED    Conventional  2/18/2008  88126.32 F          8.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/17/2007     93000                SINGLE FAMILY         1              0        0       94.76  94.76 FULL         50.08  2709.36       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.83 PASS    162118.18 PASS           0.05      660   6,997.31 PASS         8 N/A    NO     N/A         660  6,997.31 PASS         8 PASS   NO     YES       Final     Yes            1/1/2012     6.5  550.52      2/1/2012                 82998.12            Cure default        36 Penalty       N                           693.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
NO          12/24/2037 FIXED    Conventional  1/24/2008 254999.92 F         7.656 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/6/2007    255000                SINGLE FAMILY         1              0                  100    100 FULL         48.68     5039       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.84 PASS    401095.64 PASS           0.86  4393.47  20,048.52 PASS         8 N/A    NO     N/A     4393.47         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25 1346.95     10/1/2012      1/1/2038  226212.03            Cure default        36 Penalty       N                          1810.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                           equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid from
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
NO          10/12/2037 FIXED    Conventional 11/12/2007 102599.45 F         8.012 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/8/2007    108000                SINGLE FAMILY         1              0        0          95     95 FULL         51.07  1732.97       0                                       1                                                                                            YES        No               8.24 PASS    170879.61 PASS          -3.89  2141.25   8,036.66 PASS         8 N/A    NO     N/A     2141.25  8,036.66 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  552.57      8/1/2012     11/1/2037   92800.67            Cure default        36 Penalty       N                           753.73 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
YES         10/18/2035 FIXED    Conventional 11/18/2005 160225.67 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/20/2005    220000                PUD                   1              0        0       72.83  72.83              30.93     5000       0                                       3  Exception:            Exception: Missing    Missing Docs                                  YES        No               8.04 PASS    259762.46 PASS           6.69  2992.87  12,578.62 PASS         8 N/A    NO     N/A     2992.87           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  747.11     12/1/2012     11/1/2035  119583.06            Cure default        36 Penalty       N                           1158.3 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Incomplete/Illegible  FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               copy of subject lien  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Mortgage- Spouse      Exception: Right to                                                                                                                                                                                                                                                                                                                                                                      3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               shown on Title, and   Cancel in file not                                                                                                                                                                                                                                                                                                                                                                       unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               first page of         signed by all vested                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Mortgage, did not     parties- Spouse shown                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               sign Mortgage. -      on Title did not sign                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           RTC. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                       months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional   3/1/2008 239970.73 F         6.615 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  1/19/2008    300000                CONDO<5FLOORS         1              0        0       79.99  79.99 FULL         55.56  12636.9     688                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               6.67 PASS    313954.95 PASS            2.6   1270.6  19,092.48 PASS         8 N/A    NO     N/A      1270.6 14,319.36 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1290.66     12/1/2012                 216758.9            Cure default        36 Penalty       N                          1535.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                     Missing final title - Rating - 2;                                                                                                                                                                                                                                                   HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
NO          10/18/2035 FIXED    Conventional 11/18/2005 202244.41 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/15/2005    250000                SINGLE FAMILY         1              0        0        80.9   80.9 FULL         36.18  6944.17     694                                       1                                                                                            YES        No               7.78 PASS    315141.91 PASS          18.82  3488.83  15,900.45 PASS         8 N/A    NO     N/A     3488.83 15,900.45 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1037.85      8/1/2012     11/1/2035   167351.1            Cure default        36 Penalty       N                          1427.49 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     ATTACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the note
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              after the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              date of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              note.  2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the note
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid from
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              one year but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years after
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the note
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              date.  1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the note
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid from
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              after the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              note date
YES         10/25/2037 FIXED    Conventional 11/25/2007 318692.42 F         8.706 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/10/2007    375000                SINGLE FAMILY         1              0        0       84.99  84.99 FULL         43.77  7673.01     666                                       1                                                                                            YES        No               8.89 PASS    585622.49 PASS            2.8  5369.74  25,065.81 PASS         8 N/A    NO     N/A     5369.74 18,799.36 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1676.36     12/1/2012     11/1/2037   279744.3            Cure default        36 Penalty       N                          2497.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           7/13/2033 FIXED    Conventional  8/13/2006 299822.51 F         9.568 NO              324      324       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/16/2006    316000                SINGLE FAMILY         1              0        0       94.88  94.88 FULL         53.31  5227.97     667                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.78 PASS    543776.62 PASS          -0.65  5045.87  23,582.13 PASS         8 N/A    NO     N/A     5045.87         0 N/A          0 N/A    NO     YES       Final     Yes            2/1/2013    5.25 1691.05      3/1/2013      8/1/2033  254460.01            Cure default        36 Penalty       N                          2588.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing for                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower. - Rating                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;  Exception:                                                                                                                                                                                                                                                                                                                                                                         unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty not                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed per state-                                                                                                                                                                                                                                                                                                                                                                       balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty                                                                                                                                                                                                                                                                                                                                                                       the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     period has expired. -                                                                                                                                                                                                                                                                                                                                                                    months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         12/21/2035 FIXED    Conventional  1/21/2006 333538.68 F         7.217 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/9/2005    444000                SINGLE FAMILY         1              0        0       75.12  75.12 FULL         28.12  8948.18     795                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.26 PASS    484301.09 PASS          34.11  1375.71  26,573.04 PASS         8 N/A    NO     N/A     1375.71           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25 1730.97     11/1/2012      2/1/2036  279114.17            Cure default        36 Partial PPP: Penalty within first 36 months, at 20% allowance, equal to 6 months
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   advance interest on the amount prepaid in 12 months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA provided for                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower only. Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA for co-borrower.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;
Full PPP:   N                                             2267.94 NO     Complete Y         NO
3% of the
principal
balance if
paid in
full within
the first
12 months,
2% of the
principal
balance if
paid in
full within
the second
12 months,
and 1% of
the
principal
balance if
paid in
full within
the third
12 months."
NO           9/12/2037 FIXED    Conventional 10/12/2007 185271.46 F        10.309 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/7/2007    220000                PUD Attached          1              0        0       84.21  84.21 FULL         47.64     4700     585                                       1                                                                                            YES        No              10.54 PASS    418874.12 PASS          -5.73  3493.22  14,538.02 PASS         8 N/A    NO     N/A     3493.22           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1015.33     12/1/2012     10/1/2037  169160.16            Cure default        36 Penalty       N                          1668.35 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          12/8/2035 FIXED    Conventional   1/8/2006 314285.42 F         8.339 NO              360      360       5        15                                                                                                                       SECOND HOME REFI CASHOUT        1004  9/19/2005    452600                SINGLE FAMILY         1              0        0       69.44  69.44 FULL          62.3 13408.55       0                                       2                        Exception: Missing    Missing Docs                                  NO         No               8.52 PASS    548096.65 PASS          19.91     5269            N/A            N/A    N/A    N/A        5269           N/A            N/A    N/A    YES       Final     Yes            1/1/2013    5.25 1665.88      2/1/2013      1/1/2036  266642.46            Cure default        36 Partial PPP: Penalty within first 36 months, at 20% allowance, equal to 6 months
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   advance interest on the amount prepaid in 12 months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA provided for                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower only. Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA for co-borrower.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;
Full PPP:   N                                             2380.87 NO     Complete Y         NO
3% of the
principal
balance if
paid in
full within
the first
12 months,
2% of the
principal
balance if
paid in
full within
the second
12 months,
and 1% of
the
principal
balance if
paid in
full within
the third
12 months"
NO          10/19/2035 FIXED    Conventional 11/19/2005  85948.67 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/25/2005     98000                SINGLE FAMILY         1              0        0        87.7   87.7 FULL         40.62  2513.33       0                                       1                                                                                            YES        No               7.81 PASS    134211.18 PASS           4.46  1770.18   6,734.28 PASS         8 N/A    NO     N/A     1770.18         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  485.74      8/1/2012     12/1/2035   78466.23            Cure default         0               N                           606.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           10/5/2037 FIXED    Conventional  11/5/2007  402759.5 F         8.181 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/24/2007    425000                SINGLE FAMILY         1              0        0       94.77  94.77 FULL         36.88     9156       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.36 PASS    686097.87 PASS           4.74  6612.11  31,691.79 PASS         8 N/A    NO     N/A     6612.11           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 2181.71     12/1/2012     11/1/2037   364075.2            Cure default        36 Penalty       N                          3006.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 3% for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third
NO           9/12/2035 FIXED    Conventional 10/12/2005 287801.73 F         8.641 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/30/2005    320000                SINGLE FAMILY         1              0        0       89.94  89.94 FULL         55.92  4831.83     663                                       1                                                                                            YES        No               8.77 PASS    522642.59 PASS         -17.18  3424.52  22,750.18 PASS         8 N/A    NO     N/A    10516.46 12,796.97 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1638.67      8/1/2012     10/1/2035  263748.59            Cure default         0               N                          2241.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           11/6/2037 FIXED    Conventional  12/6/2007 260006.21 F          7.21 NO              360      360       5        15                                                                                                                       PRIMARY     HOME                1004 10/22/2007    350000                SINGLE FAMILY         1              0                74.29  74.29 FULL         34.33     7800       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.39 PASS    380453.01 PASS           0.85  4467.46  20,443.10 PASS         8 N/A    NO     N/A     4467.46 20,443.10 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1384.05      8/1/2012     12/1/2037  232807.43            Cure default        36 If fully      N                          1766.64 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                        IMPROVEMENT                                                  DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   pre-paid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty is as
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              follows: If
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              fully
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              pre-paid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty is 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance. If
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              fully
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              pre-paid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 13-24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty is 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance. if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              fully
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              pre-paid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              25-26months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              is 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
NO           12/7/2035 FIXED    Conventional   1/7/2006 125080.96 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/18/2005    162000                SINGLE FAMILY         1              0        0       77.21  77.21 FULL         15.01  8305.62       0                                       1                                                                                            YES        No                8.8 PASS    226277.93 PASS          -4.97  2348.49   9,818.60 PASS         8 N/A    NO     N/A     2348.49  9,818.60 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  655.92     12/1/2012      1/1/2036  105377.86            Cure default        36 Penalty       N                           969.47 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/23/2037 FIXED    Conventional 11/23/2007 260023.97 F         7.814 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/3/2007    289000                PUD                   1              0        0       89.97  89.97              42.66   6671.6       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                  8 PASS    419234.69 PASS           2.47  4467.72  20,444.50 PASS         8 N/A    NO     N/A     4467.72 20,444.50 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   6.125 1496.72     12/1/2010                246328.12            Cure default        36 1st yr 3%     N                         18747.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   2nd   2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         3rd  1%
NO           9/14/2035 FIXED    Conventional 10/14/2005 128231.35 F          8.34 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/1/2005    155000                SINGLE FAMILY         1              0        0       82.73  82.73 FULL         37.56     3861     647                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.54 PASS    224328.06 PASS          -9.15  2388.46  10,031.78 PASS         8 N/A    NO     N/A     2388.46 10,031.78 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  726.81     10/1/2012     10/1/2035  116550.84            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
balance for N                                              971.47 NO     Complete Y         NO
the last 12
months."
YES           9/1/2035 FIXED    Conventional  10/1/2005 227746.86 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/12/2005    254000                SINGLE FAMILY         1              0        0       89.66  89.66 FULL         46.02  4424.46     687                                       1                                                                                            YES        No               8.78 PASS    411734.21 PASS           -3.8  3944.91  17,899.81 PASS         8 N/A    NO     N/A     3944.91           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1226.36     10/1/2012     10/1/2035  196659.39            Cure default        36 Penalty       N                          1765.21 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/20/2033 FIXED    Conventional 12/20/2006 562839.79 F          7.92 NO              324      324       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/4/2006    775000                SINGLE FAMILY         1              0        0       72.62  72.62 FULL         60.49 11083.32     702                                       2                        Exception: Missing    Missing Docs                                  YES        No                  8 PASS    806977.39 PASS           0.73  4207.84  44,690.56 PASS         8 N/A    NO     N/A     4207.84           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 3244.82     10/1/2012     12/1/2033  498026.47            Cure default        36 Partial PPP: Penalty within first 36 months, at 20% allowance, equal to 6 months
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   advance interest on the amount prepaid in 12 months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA provided for                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower only. Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA for co-borrower.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;
Full PPP:   N                                             4214.84 NO     Complete Y         NO
Penalty
within
first 36
months
equal to 3%
of the
principal
balance if
paid in
full within
the first
12 months,
2% of the
principal
balance if
paid in
full within
the second
12 months,
and 1% of
the
principal
balance if
paid in
full within
the third
12 months."
NO           10/1/2037 FIXED    Conventional  11/1/2007 439355.65 F          7.97 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/20/2006    503000                SINGLE FAMILY         1              0        0       87.35  87.35 FULL         57.19  8382.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.99 PASS    718839.06 PASS           3.05      625  35,075.11 PASS         8 N/A    NO     N/A         625 35,075.11 PASS         8 PASS   NO     YES       Final     Yes           2/12/2013   5.125 1784.58      3/1/2013     10/1/2037  299501.59            Cure default        36 Penalty       N                          3214.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/18/2036 FIXED    Conventional 10/18/2006 172490.93 F          9.11 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/1/2006    200000                SINGLE FAMILY         1              0        0       86.25  86.25 FULL          44.6  4023.01     604                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.15 PASS    332718.71 PASS          -7.41      650  13,747.27 PASS         8 N/A    NO     N/A         650           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25     981      8/1/2012     11/1/2036  161554.51            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower/coborrower -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
balance for N                                             1401.58 NO     Complete Y         NO
the last 12
months."
NO            2/1/2033 FIXED    Conventional   3/3/2003 123881.24 F         8.048 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/3/2003    155000                SINGLE FAMILY         1              0        0       79.92  79.92 FULL         20.76     4398       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.16 PASS    206130.42 PASS           0.02  1266.86   9,809.15 PASS         8 N/A    NO     N/A     1266.86  9,809.15 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  786.05     11/1/2012      4/1/2033  118280.56            Cure default        36 Penalty       N                           913.18 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- OH - PPP                                                                                                                                                                                                                                                                                                                                               capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     max is 1% - actual was                                                                                                                                                                                                                                                                                                                                                                   months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3/2% in years 1/2 -                                                                                                                                                                                                                                                                                                                                                                      to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     PPP term is expired -                                                                                                                                                                                                                                                                                                                                                                    unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          9/24/2037 FIXED    Conventional 10/24/2007  333722.1 F         7.269 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/10/2007    510000                SINGLE FAMILY         1              0        0       65.44  65.44 FULL         29.56  9294.34       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.44 PASS    493013.63 PASS          -3.86  5591.85  26,250.42 PASS         8 N/A    NO     N/A     5591.85 19,687.82 PASS         8 PASS   NO     YES       Final     Yes          10/23/2012    5.25 1799.01     12/1/2012     10/1/2037  299725.86            Cure default        36 Penalty       N                          2280.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure- DSI                                                                                                                                                                                                                                         HUD1                                                                                                with                   within 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan - Rating - 2;                                                                                                                                                                                                                                                                                                                                                capitalization         months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lesser of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two exceeding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% equals to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months or at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           2/10/2036 FIXED    Conventional  3/10/2006  90792.59 F         9.003 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/16/2006     91200                SINGLE FAMILY         1              0                99.55  99.55 FULL         34.89  3229.75     595                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.23 PASS    174105.41 PASS           -7.9  1841.76   7,116.07 PASS         8 N/A    NO     N/A     1841.76  7,116.07 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  530.45     11/1/2012      4/1/2036   85844.11            Cure default        36 Penalty       N                           730.71 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- OH - PPP                                                                                                                                                                                                                                                                                                                                               capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     max 1% - actual PPP                                                                                                                                                                                                                                                                                                                                                                      3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     was 3/2% in years 1/2                                                                                                                                                                                                                                                                                                                                                                    unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - PPP term expired -                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           6/24/2035 FIXED    Conventional  7/24/2005 124867.04 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/26/2005    147000                SINGLE FAMILY         1              0        0       84.94  84.94 FULL         37.49  3340.34       0                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.04 PASS    202446.42 PASS           0.67  2345.33   9,801.74 PASS         8 N/A    NO     N/A     2345.33  9,801.74 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  655.35     12/1/2012      7/1/2035  104105.11            Cure default        36 Penalty       N                           902.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months;2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
YES          1/10/2038 FIXED    Conventional  2/10/2008 288729.66 F         6.748 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/30/2007    368000                SINGLE FAMILY         1              0        0       78.46  78.46 FULL         47.44   6145.2       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.82 PASS    387502.79 PASS           1.68  2187.66  22,923.36 PASS         8 N/A    NO     N/A     2187.66 17,192.52 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012 2.24816 1081.41      8/1/2012      1/1/2038  251683.95            Cure default        36 Partial PPP: Penalty within first 36 months, at 20% allowance, equal to 6 months
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with Principal         advance interest on the amount prepaid in 12 months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       foregiveness
Partial     N                                             1872.34 NO     Complete Y         NO
PPP:
Penalty
within
first 36
months
equal to 3%
of the
principal
balance if
paid in
full within
the first
12 months,
2% of the
principal
balance if
paid in
full within
the second
12 months,
and 1% of
the
principal
balance if
paid in
full within
the third
12 months."
YES         10/27/2035 FIXED    Conventional 11/27/2005 106411.67 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/12/2005    115000                SINGLE FAMILY         1              0        0       92.53  92.53 FULL         45.46  2166.66     731                                       3                        Exception: Missing    Right To Cancel Exception                     YES        No               8.31 PASS    179331.65 PASS          -7.05  2197.59   8,337.13 PASS         8 N/A    NO     N/A     2197.59           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  579.87     10/1/2012     11/1/2035   93159.85            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;  Exception: RTC
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disbursement date
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prior to RTC
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
balance for N                                              787.62 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional  4/19/2008 196828.44 F          7.31 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004   3/2/2008    202000                SINGLE FAMILY         1              0        0       97.44  97.44              47.95     4581       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.34 PASS    290058.11 PASS          -3.57      625  15,696.28 PASS         8 N/A    NO     N/A         625 15,696.28 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1060.46      8/1/2012                179486.28            Cure default        36 Penalty       N                          1350.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 3% for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for year 2,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
NO          10/17/2035 FIXED    Conventional 11/17/2005 225484.49 F         8.469 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/3/2005    250000                SINGLE FAMILY         1              0        0       90.19  90.19 FULL          54.2  4525.52     701                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.53 PASS    398101.45 PASS          18.12  1189.31  17,943.61 PASS         8 N/A    NO     N/A     2759.87 10,093.28 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1289.52      8/1/2012     12/1/2035  208310.08            Cure default         0               N                          1728.86 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;
YES          9/17/2037 FIXED    Conventional 10/17/2007 438115.42 F         8.181 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/27/2007    500000                SINGLE FAMILY         1              0                87.62  87.62 FULL         48.26  8052.66       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.36 PASS    746266.46 PASS           3.14  7134.61  34,478.46 PASS         8 N/A    NO     N/A     7134.61           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 2347.92      8/1/2012     10/1/2037   393695.6            Cure default        36 Prepayment    N                          3270.12 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% in if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid from
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              one year but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years, and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two y
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              ears but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
NO           9/12/2037 FIXED    Conventional 10/12/2007  84975.33 F         8.636 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/27/2007     85000                SINGLE FAMILY         1              0                99.97  99.97 FULL         45.88     2513     733                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.89 PASS    155141.13 PASS           4.66  1930.79   6,643.56 PASS         8 N/A    NO     N/A     1930.79           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  436.29     12/1/2012     10/1/2037   72688.09            Cure default        36 Penalty       N                           661.61 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
YES          9/17/2037 FIXED    Conventional 10/17/2007 165538.73 F          7.73 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T      AVM          9/6/2007    230000                SINGLE FAMILY         1              0        0       71.97  71.97 FULL         37.59     4824       0                                       3                        Exception: Missing    Missing Docs                                  YES        No               7.77 PASS    261239.21 PASS           2.96      660  13,190.30 PASS         8 N/A    NO     N/A         660  9,892.72 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  923.73      8/1/2012     11/1/2037  155135.15            Cure default        36 Penalty       N                          1183.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- Final                                                                                                                                                                                                                                                                                                                                                                       amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 is not                                                                                                                                                                                                                                                                                                                                                                             prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by the                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent. -                                                                                                                                                                                                                                                                                                                                                                         months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/6/2037 FIXED    Conventional  10/6/2007 208852.07 F         8.498 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/16/2007    212000                SINGLE FAMILY         1              0        0       98.52  98.52              39.37  6234.44     640                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No                8.7 PASS    372892.43 PASS           0.08  3746.48  16,408.45 PASS         8 N/A    NO     N/A     3746.48 16,408.45 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1164.28     11/1/2012     10/1/2037  194289.45            Cure default         0               N                          1605.55 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy - Rating - 2;
NO            9/1/2035 FIXED    Conventional  10/1/2005 139387.59 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/9/2005    140000                SINGLE FAMILY         1              0        0       99.56  99.56 FULL             0        0       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               9.27 PASS    269679.47 PASS           2.45   2309.4  10,963.44 PASS         8 N/A    NO     N/A      2309.4           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  711.43     11/1/2012     10/1/2035  113871.79            Cure default        36 Penalty       N                          1129.76 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title - Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;           Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- Final                                                                                                                                                                                                                                                                                                                                                                       unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 is not                                                                                                                                                                                                                                                                                                                                                                             principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by the                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent. -                                                                                                                                                                                                                                                                                                                                                                         the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          9/26/2035 FIXED    Conventional 10/26/2005 102599.22 F         7.184 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Stated Value Only        177000                CONDO                 1              0        0       57.97  57.97 FULL         23.53     3285       0                                       1                                                                                            YES        No                7.3 PASS    148900.83 PASS         -16.37  1201.04   8,111.85 PASS         8 N/A    NO     N/A     2142.19  6,083.89 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  536.97     12/1/2012     10/1/2035   85787.87            Cure default        36 Penalty       N                           695.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           12/4/2032 FIXED    Conventional   1/4/2008 234841.78 F         8.184 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/19/2007    235000                SINGLE FAMILY         1              0        0       99.93  99.93 FULL         31.72 10933.66       0                                       1                                                                                            YES        No               8.39 PASS    321637.29 PASS          -2.47  4095.57  18,459.70 PASS         8 N/A    NO     N/A     4095.57           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25 1183.26     11/1/2012      1/1/2033  176832.58            Cure default        36 Penalty       N                          1841.29 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/18/2035 FIXED    Conventional 11/18/2005  82965.87 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/21/2005     91000                SINGLE FAMILY         1              0        0       91.17  91.17 FULL         19.78  3807.27       0                                       1                                                                                            YES        No               8.06 PASS     134677.7 PASS          -1.86   1726.1   6,499.18 PASS         8 N/A    NO     N/A      1726.1  6,499.18 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  435.38     11/1/2012     11/1/2035   69817.55            Cure default        36 Penalty       N                           599.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third year.
NO           10/1/2036 FIXED    Conventional  11/1/2006  56828.57 F         7.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/26/2006     85000                SINGLE FAMILY         1              0        0       66.86  66.86 FULL         11.25  6111.17       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.12 PASS     92456.45 PASS          -1.86  1504.47   4,423.95 PASS         8 N/A    NO     N/A     1504.47         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  298.16      8/1/2012     11/1/2036   49101.62            Cure default        36 Penalty       N                           410.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Michigan                                                                                                                                                                                                                                                                                                                                                                      principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limits prepayment to                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1%. Subject prepayment                                                                                                                                                                                                                                                                                                                                                                   the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is 3% in year 1, 2% in                                                                                                                                                                                                                                                                                                                                                                   months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year 2 and 1% in year                                                                                                                                                                                                                                                                                                                                                                    the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3. Prepayment period                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has expired. - Rating                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;                                                                                                                                                                                                                                                                                                                                                                                     the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/27/2037 FIXED    Conventional 10/27/2007 142366.78 F          8.27 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/7/2007    143000                SINGLE FAMILY         1              0        0       99.56  99.56 FULL         46.42  4371.68       0                                       1                                                                                            YES        No               8.48 PASS    246169.16 PASS          -0.79  2778.94  11,167.03 PASS         8 N/A    NO     N/A     2778.94 11,167.03 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  805.91     11/1/2012     10/1/2037  134486.23            Cure default        36 Penalty       N                          1071.55 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
NO          12/14/2037 FIXED    Conventional  1/14/2008 143312.78 F         7.656 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/9/2007    143500                SINGLE FAMILY         1              0        0       99.87  99.87 FULL         45.34  4360.02       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.86 PASS    225726.38 PASS          -2.07  2777.92  11,242.79 PASS         8 N/A    NO     N/A     2777.92 11,242.79 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  777.35     10/1/2012                130756.14            Cure default        36 Penalty       N                           1017.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/1/2037 FIXED    Conventional  10/1/2007  77946.62 F         8.636 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   6/2/2007     78000                SINGLE FAMILY         1              0        0       99.93  99.93 FULL         47.11  2423.99     606                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No                8.9 PASS    142381.13 PASS           1.67  1826.64   6,088.10 PASS         8 N/A    NO     N/A     1826.64         0 N/A          0 N/A    NO     YES       Final     Yes          10/10/2012    5.25  400.62      1/1/2013     10/1/2037   66637.88            Cure default        36 Penalty       N                           606.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           3/21/2037 FIXED    Conventional  4/21/2007 144236.89 F        10.319 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/16/2007    165000                SINGLE FAMILY         1              0                87.42  87.42 FULL         59.08  3966.71       0                                       1                                                                                            YES        No              10.56 PASS    326536.58 PASS           5.56  2806.58  11,314.42 PASS         8 N/A    NO     N/A     2806.58  8,485.82 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  794.52     10/1/2012      4/1/2037  131504.98            Cure default        36 Penalty       N                          1299.89 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/1/2035 FIXED    Conventional  12/1/2005 179955.47 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/17/2005    180000                SINGLE FAMILY         1              0        0       99.98  99.98 FULL         39.43  4333.34     681                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               8.54 PASS    314180.74 PASS          11.04  3323.82  14,127.20 PASS         8 N/A    NO     N/A     3323.82 10,595.40 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  902.24     11/1/2012     12/1/2035  144951.06            Cure default        36 Penalty       N                          1363.26 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing disclosure to                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower. - Rating                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;  Exception:                                                                                                                                                                                                                                                                                                                                                                         unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty not                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed per state-                                                                                                                                                                                                                                                                                                                                                                       balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Wisconsin limits                                                                                                                                                                                                                                                                                                                                                                         the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty to 60 days'                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     interest. The Note's                                                                                                                                                                                                                                                                                                                                                                     the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3% penalty exceeds                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     this. Terms of PPP                                                                                                                                                                                                                                                                                                                                                                       balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     have expired. - Rating                                                                                                                                                                                                                                                                                                                                                                   the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;                                                                                                                                                                                                                                                                                                                                                                                     months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional   3/6/2008 169997.77 F         6.952 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         1/21/2008    196608                SINGLE FAMILY         1              0        0       86.47  86.47 NIV /        34.14     3650     744                                       2  Exception: Incomplete copy of title-        Missing Docs                                  YES        No               7.14 PASS    238371.89 PASS          -2.95  3172.28  13,346.04 PASS         8 N/A    NO     N/A     3172.28           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  912.22     11/1/2012                 153442.1            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           Stated                                                                      Missing Final Policy. Prelim is in file. -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                   Income                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                                             capitalization         12 months and 1% of the unpaid principal
balance for N                                             1125.56 NO     Complete Y         NO
the last 12
months."
NO           1/15/2038 FIXED    Conventional  2/15/2008 131584.64 F         7.269 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/10/2007    140000                PUD Attached          1              0        0       93.99  93.99 FULL         66.95  2083.33       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               7.47 PASS     194824.6 PASS           3.82  2604.21  10,316.31 PASS         8 N/A    NO     N/A     2604.21         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  723.59      8/1/2012               1220936.69            Cure default        36 Penalty       N                           899.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Kansas                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     limits prepayment to                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the first 6 months.                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Subject prepayment is                                                                                                                                                                                                                                                                                                                                                                    months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3% in year 1, 2% year                                                                                                                                                                                                                                                                                                                                                                    the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2 and 1% year 3.                                                                                                                                                                                                                                                                                                                                                                         principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment period has                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           2/24/2033 FIXED    Conventional  3/24/2003 114161.11 F         7.328 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/1/2003    128000                SINGLE FAMILY         1              0                89.19  89.19 FULL         27.06  2900.83       0                                       3                        Exception: State loan State Loan Not Compliant                      YES        No               7.66 PASS    172035.54 PASS           0.08     3647   8,841.13 PASS         8 N/A    NO     N/A        3647         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  554.58      8/1/2012      3/1/2033   83826.19            Cure default        36 Penalty       N                           784.86 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             - not compliant-                                                                                                                                                                                                                                              HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing required                                                                                                                                                                                                                                                                                                                                                  capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer caution and                                                                                                                                                                                                                                                                                                                                                                     3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Bill of rights                                                                                                                                                                                                                                                                                                                                                                           unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosures. - Rating                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/27/2031 FIXED    Conventional  9/27/2001  70630.47 F           9.9 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/1/2001     70800                SINGLE FAMILY         1              0                99.76  99.76 FULL         17.55  3501.33       0                                       1                                                                                            YES        No              10.31 PASS    153011.94 PASS          50.01  2329.21   5,464.10 PASS        10 N/A    NO     N/A     2329.21           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  358.11      8/1/2012      9/1/2031   51863.83            Cure default        36 If full       N                           614.62 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO          10/23/2037 FIXED    Conventional 11/23/2007 164995.93 F         9.428 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/24/2007    165000                2 FAMILY              1              0                  100    100 FULL         37.13  7728.26       0                                       1                                                                                            YES        No               9.62 PASS    334049.54 PASS         257.67  2438.36  13,004.61 PASS         8 N/A    NO     N/A     2438.36           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  896.28     10/1/2012     11/1/2037  150047.95            Cure default        36 Penalty       N                          1378.75 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          7/16/2037 FIXED    Conventional  8/16/2007 174601.54 F         7.911 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         6/20/2007    197615                SINGLE FAMILY         1              0                88.35  88.35 STATED /     22.92  6394.24     776                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No                  8 PASS    284183.33 PASS          -4.96  1479.85  13,849.74 PASS         8 N/A    NO     N/A     1479.85           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  925.33     11/1/2012     8/12/2037  153914.62            Cure default        36 Penalty       N                          1270.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                      evidence of title-  - FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
NO          11/14/2035 FIXED    Conventional 12/14/2005 186917.29 F         8.473 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/19/2005    187000                SINGLE FAMILY         1              0        0       99.96  99.96 FULL         24.12     6725     725                                       1                                                                                            YES        No               8.53 PASS    330174.29 PASS          16.76   958.26  14,876.72 PASS         8 N/A    NO     N/A      958.26 11,157.54 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1063.66      8/1/2012      1/1/2036  172134.42            Cure default        36 Penalty       N                          1433.71 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         10/10/2037 FIXED    Conventional 11/10/2007 158200.53 F         7.255 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         9/28/2007    267400                SINGLE FAMILY         1              0        0       59.16  59.16 FULL         40.15   3385.2       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                7.4 PASS    232813.64 PASS         178.98  2292.94  12,472.61 PASS         8 N/A    NO     N/A     2292.94  9,354.46 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  829.58     12/1/2012     11/1/2037  138437.17            Cure default        36 Penalty       N                          1079.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months, at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lessor of 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, or 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          9/25/2037 FIXED    Conventional 10/25/2007 295686.42 F         7.269 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/15/2007    430000                PUD Attached          1              0        0       68.76  68.76 FULL         37.87    11250     740                                       1                                                                                            YES        No               7.44 PASS    436905.89 PASS            4.4  5029.75  23,252.53 PASS         8 N/A    NO     N/A     5029.75           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1570.75     12/1/2012     10/1/2037  261696.03            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             2020.99 NO     Complete Y         NO
the last 12
months."
YES          9/25/2037 FIXED    Conventional 10/25/2007 384739.36 F         7.561 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/9/2007    460000                SINGLE FAMILY         1              0        0       83.64  83.64 FULL         24.16 15586.71       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.66 PASS    593098.11 PASS           4.22   3554.7  30,494.77 PASS         8 N/A    NO     N/A      3554.7 22,871.08 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 2072.47     10/1/2012     10/1/2037  346401.83            Cure default        36 Partial PPP: Penalty within first 36 months, at 20% allowance, equal to 6 months
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   advance interest on the amount prepaid in 12 months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA only provided                                                                                                                                                                                                                                                                                                                                               capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for co-borrower.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;
Full PPP:   N                                             2706.33 NO     Complete Y         NO
Penalty
within
first 36
months
equal to 3%
of the
principal
balance if
paid in
full within
the first
12 months,
2% of the
principal
balance if
paid in
full within
the second
12 months,
and 1% of
the
principal
balance if
paid in
full within
the third
12 months."
NO           6/19/2037 FIXED    Conventional  7/19/2007 448602.61 F         7.567 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/28/2007    550000                PUD                   1              0        0       81.56  81.56 FULL         35.07 10411.69     723                                       3                        Exception:            Missing Docs                                  YES        No               7.74 PASS    695240.76 PASS           0.19   7254.6  35,307.84 PASS         8 N/A    NO     N/A      7254.6         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25 2413.61     12/1/2012      7/1/2037  400149.48            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Incomplete/Illegible                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     RTC in file- Missing                                                                                                                                                                                                                                                                                                                                              capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower/coborrower's
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Signature &
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signature's date. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower/coborrower -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
balance for N                                             3157.19 NO     Complete Y         NO
the last 12
months."
NO           8/24/2035 FIXED    Conventional  9/24/2005  173866.9 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/21/2005    174000                SINGLE FAMILY         1              0        0       99.92  99.92 FULL         52.08  4275.27       0                                       1                                                                                            YES        No               9.53 PASS     347734.7 PASS          15.23  3069.46  13,663.80 PASS         8 N/A    NO     N/A     3069.46 13,663.80 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   7.375 1074.17     12/1/2010                155525.15            Cure default        36 Penalty       N                          1440.36 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/19/2037 FIXED    Conventional  1/19/2008 337230.75 F         7.567 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/7/2007    355000                SINGLE FAMILY         1              0        0          95     95              46.78  8987.76       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.74 PASS    522856.58 PASS           4.02  5668.71  26,524.96 PASS         8 N/A    NO     N/A     5668.71 16,578.10 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1898.61     11/1/2012                318860.23            Cure default        36 Penalty       N                          2373.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/24/2035 FIXED    Conventional 11/24/2005 184990.75 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/16/2005    187000                SINGLE FAMILY         1              0        0       98.93  98.93 FULL         24.71  7661.54       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.53 PASS    322743.32 PASS           8.77  3233.85  14,540.55 PASS         8 N/A    NO     N/A     3233.85         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  959.59      8/1/2012     12/1/2035  155012.01            Cure default         0               N                           1401.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          10/14/2035 FIXED    Conventional 11/14/2005 144317.57 F         8.096 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1025  9/27/2005    148000                2 FAMILY              1              0        0       97.51  97.51 FULL         21.29  6582.55     765                                       1                                                                                            YES        No               8.29 PASS    243018.82 PASS           8.09  2623.19  11,335.55 PASS         8 N/A    NO     N/A     2623.19         0 N/A          8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  821.98      8/1/2012     12/1/2035  132783.33            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1068.63 NO     Complete Y         NO
the last 12
months."
NO           1/14/2038 FIXED    Conventional  2/14/2008 167828.57 F         7.656 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/18/2007    168000                SINGLE FAMILY         1              0        0        99.9   99.9 FULL         41.44     4500       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.85 PASS    264243.94 PASS          188.3  3155.23  13,173.87 PASS         8 N/A    NO     N/A     6774.35  8,233.67 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  892.89      8/1/2012                150659.91            Cure default        36 Penalty       N                          1191.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months, at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              lessor of 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, or 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           1/16/2038 FIXED    Conventional  2/16/2008 509529.48 F         6.595 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/27/2007    700000                PUD                   1              0        0       72.79  72.79 FULL         27.46 15713.89       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.75 PASS    669573.11 PASS           3.02  8154.99  40,109.96 PASS         8 N/A    NO     N/A     8154.99 40,109.96 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 2702.34     11/1/2012                453840.87            Cure default        36 Penalty       N                          3252.62 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           1/1/2038 FIXED    Conventional  2/14/2008 127871.03 F         7.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/19/2007    128000                SINGLE FAMILY         1              0        0        99.9   99.9 FULL         56.31     2475       0                                       3                        Exception: Missing    TIL Exception                                 YES        No               8.01 PASS    206746.49 FAIL        -402.28  2549.72  10,025.70 PASS         8 N/A    NO     N/A     2549.72         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  697.14     10/1/2012                117265.27            Cure default        36 If full       N                           923.53 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance                                                                                                                                                                                                                                                                                                                                                                       first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within                                                                                                                                                                                                                                                                                                                                                                        months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                                       penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed                                                                                                                                                                                                                                                                                                                                                                   equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $402.28. It appears                                                                                                                                                                                                                                                                                                                                                                      of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     that the $400                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     settlement fee (poc)                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     was not included in                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the lender's                                                                                                                                                                                                                                                                                                                                                                             months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     calculation. Refinance                                                                                                                                                                                                                                                                                                                                                                   the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     transaction. - Rating                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/22/2035 FIXED    Conventional  9/22/2005 129951.19 F         8.144 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/6/2005    130000                SINGLE FAMILY         1              0        0       99.96  99.96 FULL         27.26  5171.09       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.29 PASS    219820.86 PASS            4.7  1786.65  10,253.16 PASS         8 N/A    NO     N/A     1786.65  6,408.23 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   682.7      8/1/2012      9/1/2035     109680            Cure default         0               N                           966.61 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          1/14/2038 FIXED    Conventional  2/14/2008 213612.77 F         7.502 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/22/2007    225000                SINGLE FAMILY         1              0        0       94.94  94.94 FULL         42.29  7461.54       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.58 PASS    325853.59 PASS           1.28  1660.67  16,956.17 PASS         8 N/A    NO     N/A     1660.67 16,956.17 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1113.72      8/1/2012                187920.51            Cure default        36 Penalty       N                           1493.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           12/1/2037 FIXED    Conventional   1/1/2008 404953.74 F         7.567 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/14/2007    450000                SINGLE FAMILY         1              0        0       89.99  89.99 FULL         42.93  7815.25       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.74 PASS    627875.74 PASS          -3.71  6657.02  31,850.12 PASS         8 N/A    NO     N/A     6657.02 23,887.59 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 2156.99     11/1/2012      1/1/2038  361680.39            Cure default        36 Penalty       N                          2850.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   5/1/2008  147249.4 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/10/2008    175000                SINGLE FAMILY         1              0        0       84.14  84.14 FULL         51.71  4818.17       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.55 PASS    257200.27 PASS          36.86   2835.6  11,553.10 PASS         8 N/A    NO     N/A      2835.6           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  787.87     12/1/2012                132732.35            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1115.49 NO     Complete Y         NO
the last 12
months."
NO          11/22/2036 FIXED    Conventional 12/22/2006 163987.39 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/10/2006    164000                SINGLE FAMILY         1              0                99.99  99.99 FULL         28.14     5775     683                                       1                                                                                            YES        No                9.3 PASS    317583.57 PASS          -5.25  3083.46  12,872.31 PASS         8 N/A    NO     N/A     3083.46 12,872.31 PASS         8 PASS   NO     YES                 Yes            7/1/2012    5.25  922.78      8/1/2012      1/1/2037  152478.07            Cure default        36 Penalty       N                          1329.15 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          9/26/2037 FIXED    Conventional 10/26/2007  56037.78 F         8.448 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/11/2007     58000                SINGLE FAMILY         1              0        0       96.62  96.62              34.07     2700     681                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.74 PASS     99822.63 PASS          -3.86  1488.14   4,363.97 PASS         8 N/A    NO     N/A     1488.14           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  302.74      8/1/2012     10/1/2037    50762.9            Cure default        36 If prepayment N                           428.83 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Missouri:                                                                                                                                                                                                                                                                                                                                              capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepay Penalty not                                                                                                                                                                                                                                                                                                                                                                       36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliant with State                                                                                                                                                                                                                                                                                                                                                                     penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regs but beyond the                                                                                                                                                                                                                                                                                                                                                                      equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                       of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/13/2036 FIXED    Conventional 10/13/2006 225037.64 F         8.889 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/25/2006    275000                SINGLE FAMILY         1              0                81.83  81.83 FULL          22.9  9602.12       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.03 PASS    423158.94 PASS          -5.78   2803.1  17,778.76 PASS         8 N/A    NO     N/A     8345.15 10,000.55 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1198.49      8/1/2012     10/1/2036   197036.3            Cure default         0               N                          1792.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           7/17/2036 FIXED    Conventional  8/17/2006 299829.06 F         9.882 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/24/2006    360000                SINGLE FAMILY         1              0                83.29  83.29 FULL         45.32   7082.4       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.02 PASS    641553.73 PASS           5.46   3518.6  23,704.84 PASS         8 N/A    NO     N/A     10907.5 13,333.97 PASS         8 PASS   NO     YES       Final     Yes            7/6/2012    5.25  1670.5      8/1/2012      8/1/2036   273695.6            Cure default with capitalization     N                          2605.16 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO          12/14/2035 FIXED    Conventional  1/14/2006 292287.41 F         9.137 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073 11/21/2005    318000                CONDO                 1              0        0       91.91  91.91 FULL         50.17  7464.63       0                                       1                                                                                            YES        No               9.27 PASS    568231.26 PASS          29.92  3443.93  23,107.48 PASS         8 N/A    NO     N/A    10646.62 12,997.96 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1544.69     11/1/2012      2/1/2036   249076.2            Cure default         0               N                          2380.77 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES         11/25/2035 FIXED    Conventional 12/25/2005 114865.14 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/3/2005    127000                SINGLE FAMILY         1              0        0       90.45  90.45 FULL         36.65  5465.66     624                                       1                                                                                            YES        No               9.31 PASS    222621.34 PASS          -1.85  2322.51   9,003.41 PASS         8 N/A    NO     N/A     2322.51           N/A            N/A    N/A    YES       Final     Yes          10/15/2012    5.25  582.29     12/1/2012     12/1/2035   93375.76            Cure default        36 Penalty       N                              931 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/21/2035 FIXED    Conventional 11/21/2005 144485.63 F         7.586 NO              360      360       5        15                                                                                                                       SECOND HOME REFI CASHOUT        1004  9/26/2005    200000                SINGLE FAMILY         1              0        0       72.24  72.24 FULL         39.23  7998.72       0                                       2                        Exception: Missing    Missing Docs                                  NO         No               7.78 PASS    224931.38 PASS          18.55  2635.26            N/A            N/A    N/A    N/A     2635.26           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  788.91      8/1/2012     12/1/2035  127441.57            Cure default        36 Penalty       N                          1018.83 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/24/2035 FIXED    Conventional 11/24/2005 175198.59 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/22/2005    244000                PUD                   1              0        0        71.8   71.8 FULL         39.62     6942     657                                       1                                                                                            YES        No               8.03 PASS    283844.78 PASS          -1.48  3089.14  13,768.76 PASS         8 N/A    NO     N/A     3089.14 13,768.76 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  980.08     11/1/2012     11/1/2035  157165.56            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1266.55 NO     Complete Y         NO
the last 12
months."
NO          10/19/2035 FIXED    Conventional 11/19/2005 345454.17 F         7.075 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/3/2005    515000                SINGLE FAMILY         1              0        0       67.08  67.08 FULL         59.24  4982.54     693                                       3  Exception: Missing    Exception: RTC        Right To Cancel Exception                     YES        No               7.11 PASS       489582 PASS           6.68   1362.4  27,527.34 PASS         8 N/A    NO     N/A      1362.4 27,527.34 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1738.58     11/1/2012     11/1/2035  278797.69            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    violation - expiration                                                                                                                                                                                                                                        HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Policy. date not 3 days after                                                                                                                                                                                                                                                                                                                                             capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim is in file. -  the later of signature
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;           date and transaction
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date- This is due to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the mortgage notary
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date is 10/15/2005. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
balance for N                                             2315.77 NO     Complete Y         NO
the last 12
months."
YES          7/16/2037 FIXED    Conventional  8/16/2007 238002.59 F         9.735 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/28/2007    270000                SINGLE FAMILY         1              0                88.15  88.15 FULL         38.66    22000       0                                       1                                                                                            YES        No               9.94 PASS    501364.14 PASS         265.29  4177.28  18,706.02 PASS         8 N/A    NO     N/A     4177.28 14,029.52 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  1262.1     11/1/2012      8/1/2037   209930.8            Cure default        36 Prepay within N                           2042.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         months is 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% 2nd year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3rd year.  Or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              6 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the current
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              rate.  Which
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              ever is less.
NO           10/1/2027 FIXED    Conventional  11/1/2007    160000 F         8.726 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/7/2007    160000                PUD                   1              0        0         100    100 FULL         33.08 10497.77       0                                       1                                                                                            YES        No               8.91 PASS    180916.48 PASS          -0.94  2165.22  12,626.78 PASS         8 N/A    NO     N/A     2165.22  7,891.74 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  869.33     12/1/2012     11/1/2027  108141.99            Cure default         0               N                          1411.47 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           9/20/2035 FIXED    Conventional 10/20/2005 172166.73 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/22/2005    175000                PUD                   1              0                98.38  98.38 FULL         32.11  5352.88     692                                       1                                                                                            YES        No               8.53 PASS    300406.63 PASS          10.18  3044.34  13,529.79 PASS         8 N/A    NO     N/A     3044.34  8,456.12 PASS         6 PASS   NO     YES       Final     Yes           11/1/2012    5.25  846.73     12/1/2012     10/1/2035  135274.45            Cure default        36 Penalty       N                          1304.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           4/23/2023 FIXED    Conventional  5/23/2008 119058.39 F         8.868 NO              180      180       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/11/2008    129000                SINGLE FAMILY         1              0                92.29  92.29 FULL         30.42  5381.12       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               9.09 PASS     98171.51 PASS           0.76  1543.42   9,401.20 PASS         8 N/A    NO     N/A     1543.42  5,875.75 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  998.21     11/1/2012      6/1/2023   97674.83            Cure default with capitalization     N                          1198.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title - Rating - 2;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;
NO                     FIXED    Conventional  5/11/2008 165760.02 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/4/2008    163000                SINGLE FAMILY         1              0        0      101.69 101.69 FULL         51.22  4029.99       0                                       3                        Exception: Missing    TIL Exception                                 YES        No               8.03 PASS    272311.64 FAIL         -36.21      660  13,208.00 PASS         8 N/A    NO     N/A         660           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  931.56     10/1/2012                157427.79            Cure default        36 Penalty       N                          1215.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within                                                                                                                                                                                                                                                                                                                                                                        unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance-                                                                                                                                                                                                                                                                                                                                                                               principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed $36.21.                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Borrower paid a $220                                                                                                                                                                                                                                                                                                                                                                     the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     processing fee through                                                                                                                                                                                                                                                                                                                                                                   months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     settlement and an                                                                                                                                                                                                                                                                                                                                                                        the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     additional $40 POC. It                                                                                                                                                                                                                                                                                                                                                                   principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     does not appear lender                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     included the                                                                                                                                                                                                                                                                                                                                                                             the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     additional $40 POC. -                                                                                                                                                                                                                                                                                                                                                                    months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   5/9/2008 164701.38 F          6.83 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/13/2008    183000                SINGLE FAMILY         1              0        0          90     90 FULL         37.79  5992.14       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.89 PASS    224029.74 PASS           2.68   1017.9  13,094.68 PASS         8 N/A    NO     N/A      1017.9  9,821.01 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  886.85      8/1/2012                150331.76            Cure default        36 Penalty       N                          1076.97 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  5/28/2008 299863.19 F         6.804 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/9/2008    360000                SINGLE FAMILY         1              0                 83.3   83.3 STATED /     40.41  5073.55       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.97 PASS    409249.91 PASS         -16.11  5111.48  23,580.14 PASS         8 N/A    NO     N/A     5111.48         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  1592.1     11/1/2012                 269053.9            Cure default        36 Penalty       N                           1955.6 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  5/17/2008 119532.32 F         7.141 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/29/2008    150000                SINGLE FAMILY         1              0                79.69  79.69 STATED /     46.17     2067       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.35 PASS    173256.52 PASS          -2.11  2426.49   9,368.47 PASS         8 N/A    NO     N/A     2426.49  7,026.35 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  645.36     10/1/2012                109060.93            Cure default        36 Penalty       N                           806.57 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third.
NO                     FIXED    Conventional   6/1/2008    250000 F         7.151 NO              360      360       5        15                                                                                                                       SECOND HOME REFI CASHOUT        1073  4/18/2008    264000                CONDO<5FLOORS         1              0                 94.7   94.7 FULL         37.97   9991.8     703                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.33 PASS    362318.04 PASS           2.43  4368.85            N/A            N/A    N/A    N/A     4368.85           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1397.04      8/1/2012                237173.16            Cure default        36 Penalty       N                           1688.6 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                           FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  5/24/2008 146638.27 F          6.55 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/3/2008    165000                SINGLE FAMILY         1              0                88.87  88.87              34.38  3235.16       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.64 PASS    190195.68 PASS           2.74  1410.84  11,618.19 PASS         8 N/A    NO     N/A     1410.84  8,713.65 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  813.05     10/1/2012                137611.39            Cure default with capitalization     N                           931.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO                     FIXED    Conventional  5/14/2008 308497.99 F         7.256 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/31/2008    349000                SINGLE FAMILY         1              0                 88.4   88.4 FULL         27.21  7880.63       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.29 PASS    450614.69 PASS           0.69  1063.27  24,594.78 PASS         8 N/A    NO     N/A     1063.27         0 N/A          8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  1663.2      8/1/2012                281931.48            Cure default        36 Penalty       N                          2105.69 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Disclosure - EV2 -                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  5/10/2008 173309.63 F         8.324 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/26/2008    183000                SINGLE FAMILY         1              0        0       94.71  94.71 FULL         42.36  7981.87       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.49 PASS    301352.86 PASS           1.19  2668.61  13,651.28 PASS         8 N/A    NO     N/A     2668.61           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25   913.2      8/1/2012                154797.33            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
balance for N                                             1311.09 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional   5/3/2008 309215.83 F          7.42 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  12/3/2007    317000                SINGLE FAMILY         1              0        0       97.54  97.54 FULL         54.55  4405.74       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.44 PASS     463703.1 PASS          -1.69      660  24,684.47 PASS         8 N/A    NO     N/A         660 24,684.47 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1732.44     10/1/2012                292770.68            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Policy. Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim is in file. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;
balance for N                                             2145.17 NO     Complete Y         NO
the last 12
months."
NO           4/16/2028 FIXED    Conventional  5/16/2008 195319.32 F         7.419 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/25/2008    235000                SINGLE FAMILY         1              0        0       83.12  83.12 FULL         62.52   4830.6       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.59 PASS    182555.32 PASS          -0.59  2558.85  15,420.84 PASS         8 N/A    NO     N/A     2558.85  9,638.02 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1321.63      8/1/2012      6/1/2028   170862.3            Cure default         0               N                          1563.82 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES                    FIXED    Conventional   5/8/2008 164891.78 F         6.179 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         3/17/2008    206208                CONDO                 1              0        0       79.96  79.96 REDUCED      21.21     6660       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               6.36 PASS     200966.7 PASS           0.29  3096.82  12,943.60 PASS         8 N/A    NO     N/A     3096.82           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  882.48      8/1/2012                149590.09            Cure default        36 Penalty       N                          1007.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Title report in file- Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               need Policy - Rating                                                                                                                                                                                                                                                                                                                                                                                           3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - 2;                                                                                                                                                                                                                                                                                                                                                                                                           amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional   5/8/2008 452490.12 F          7.61 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/12/2008    540000                SINGLE FAMILY         1              0        0       83.79  83.79 FULL         57.39   9569.1       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.77 PASS    705646.13 PASS          -2.39  6859.43  35,650.46 PASS         8 N/A    NO     N/A     6859.43 26,737.84 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 2515.44     10/1/2012                425744.68            Cure default        36 Penalty       N                             3198 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title.  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                                  3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO                     FIXED    Conventional   5/7/2008 169367.43 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/22/2008    193000                SINGLE FAMILY         1              0                87.76  87.76 FULL          34.9  3901.45       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.04 PASS    274580.18 PASS            3.3  3162.97  13,296.36 PASS         8 N/A    NO     N/A     3162.97 13,296.36 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  920.24      8/1/2012                155991.12            Cure default         0               N                          1224.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           12/2/2036 FIXED    Conventional   6/2/2008 376094.78 F          7.67 NO              343      343       5        15                                                                                                                       PRIMARY     REFI R/T            1004   8/9/2007    393000                SINGLE FAMILY         1              0                 95.7   95.7 FULL         32.74 10577.86       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                7.7 PASS    554039.22 PASS         -13.55  1007.64  29,994.15 PASS         8 N/A    NO     N/A     1007.64 16,878.92 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 2135.39      8/1/2012      1/1/2037   352848.7            Cure default         0               N                           2708.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional  5/22/2008  99283.28 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/11/2008    105000                SINGLE FAMILY         1              0                94.56  94.56 FULL         51.53  3555.07       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               8.83 PASS    179885.13 PASS           -0.7  2142.24   7,771.28 PASS         8 N/A    NO     N/A     2142.24  5,828.46 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010    7.25  644.18     12/1/2010                 94430.34            Cure default        36 Penalty       N                           769.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond term - Rating -                                                                                                                                                                                                                                                                                                                                                                   to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
YES                    FIXED    Conventional   5/7/2008 215205.17 F         6.911 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/22/2008    255000                SINGLE FAMILY         1              0        0       84.39  84.39 STATED /      48.3     4200       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.98 PASS    297111.67 PASS           1.49  1514.17  17,095.28 PASS         8 N/A    NO     N/A     1514.17           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25 1187.32     11/1/2012                 200339.3            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1418.89 NO     Complete Y         NO
the last 12
months."
YES                    FIXED    Conventional   6/1/2008 149871.93 F          7.42 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T      Missing                  150000                SINGLE FAMILY         1              0                99.92  99.92 FULL         22.26  5668.35       0                                       3                        Exception: Missing    TIL Exception                                 YES        No               7.45 PASS    224859.93 FAIL        -261.31      660  11,934.48 PASS         8 N/A    NO     N/A         660           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  805.83      8/1/2012                136805.15            Cure default        36 Penalty       N                          1039.73 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within                                                                                                                                                                                                                                                                                                                                                                        balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                                       the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge is                                                                                                                                                                                                                                                                                                                                                                                months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     underdisclosed by                                                                                                                                                                                                                                                                                                                                                                        of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $261.31 - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  5/22/2008 164621.64 F          7.13 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073   4/2/2008    175000                CONDO                 1              0        0       94.07  94.07 FULL         28.79  6666.66       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.34 PASS    238726.23 PASS         799.67  3057.83  12,925.10 PASS         8 N/A    NO     N/A     3057.83 12,925.10 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  863.71     10/1/2012                145962.02            Cure default        36 Penalty       N                          1111.92 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional   5/9/2008 342641.96 F         6.697 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/26/2008    402000                SINGLE FAMILY         1              0        0       85.23  85.23 STATED /      54.5     5100       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.74 PASS    454555.98 PASS            0.8  1456.43  27,294.84 PASS         8 N/A    NO     N/A     1456.43           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1795.73      8/1/2012                304395.64            Cure default        36 Penalty       N                          2210.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and10%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  5/10/2008 233255.72 F         6.903 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/15/2008    250000                SINGLE FAMILY         1              0        0        93.3   93.3 SINA         45.95     5538       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.08 PASS    324041.34 PASS          -2.95  4107.13  18,331.89 PASS         8 N/A    NO     N/A     4107.13           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1298.34     10/1/2012                219410.43            Cure default        36 Penalty       N                          1536.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              0% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO                     FIXED    Conventional   5/2/2008 180487.54 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073   3/5/2008    190000                CONDO<5FLOORS         1              0                94.99  94.99 FULL         58.35  7147.58       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.54 PASS     361127.8 PASS          -2.05   3342.3  14,171.62 PASS         8 N/A    NO     N/A     7234.23  8,857.26 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1032.17     10/1/2012                174429.83            Cure default        36 Penalty       N                          1495.21 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                           FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  5/18/2008 275787.05 F         6.579 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/28/2008    325000                SINGLE FAMILY         1              0        0       84.86  84.86 FULL         25.71     8083       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.72 PASS    361012.91 PASS           3.04  4073.93  21,737.05 PASS         8 N/A    NO     N/A     4073.93           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1462.76      8/1/2012                247954.29            Cure default        36 Penalty within first 36 months at 3% of the unpaid principal balance for the first
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   12 months; 2% of the unpaid principal balance for the second 12 months and 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         unpaid principal balance for the last 12 months.

2% of the unpaid principal balance
for the second 12 months
and 1% of the unpaid principal balance for the last 12
months."    N                                             1757.56 NO     Complete Y
NO                     FIXED    Conventional  5/25/2008 337587.68 F           8.7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/31/2008    370000                SINGLE FAMILY         1              0                91.24  91.24 FULL         50.25  6721.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.72 PASS    614786.27 PASS         381.23      625  26,957.01 PASS         8 N/A    NO     N/A         625 16,848.13 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1894.77      8/1/2012                321185.43            Cure default with capitalization     N                          2643.76 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO                     FIXED    Conventional  5/16/2008 260910.56 F         7.704 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/14/2008    340000                SINGLE FAMILY         1              0        0       76.74  76.74 STATED /     33.69     7249       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.75 PASS    410104.42 PASS         257.47    764.3  20,807.23 PASS         8 N/A    NO     N/A     1326.29 12,979.21 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1408.81      8/1/2012                 238808.3            Cure default         0               N                          1860.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                      evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional  5/17/2008 148587.64 F         6.556 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1025   3/3/2008    175000                2 FAMILY              1              0        0       84.91  84.91 FULL         51.89  2758.13       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.72 PASS    193938.77 PASS           2.53  2455.88  11,690.54 PASS         8 N/A    NO     N/A     2455.88           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  796.18     10/1/2012                134548.84            Cure default        36 Penalty       N                           944.63 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third.
YES                    FIXED    Conventional   5/1/2008 261953.58 F         7.029 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI CASHOUT        1004  3/11/2008    428000                SINGLE FAMILY         1              0                 61.2   61.2 FULL         21.96   5834.4       0                                       2                        Exception: Missing    Missing Docs                                  NO         No               7.13 PASS    369818.51 PASS            1.6  2518.55            N/A            N/A    N/A    N/A     2518.55           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1380.76      8/1/2012                234054.67            Cure default        36 Penalty       N                          1747.92 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                              DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        months and 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months  1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO                     FIXED    Conventional   5/3/2008 247643.03 F         6.774 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/29/2008    270000                SINGLE FAMILY         1              0                91.72  91.72 FULL         47.72   9376.1       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.95 PASS    336291.33 PASS           5.99  4284.75  19,468.66 PASS         8 N/A    NO     N/A     4284.75         0 N/A          8 PASS   NO     YES       Final     Yes          10/10/2013       5 1047.75     11/1/2013                217285.93            Cure default        36 Penalty       N                          1610.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years, and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
YES                    FIXED    Conventional  5/16/2008 220047.31 F          7.02 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/24/2008    246000                SINGLE FAMILY         1              0        0       89.45  89.45 FULL         17.87 10458.78       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.05 PASS       308708 PASS          -2.05      660  17,550.98 PASS         8 N/A    NO     N/A         660 13,163.24 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1103.87      8/1/2012                187119.07            Cure default        36 Lessor of     N                          1466.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES                    FIXED    Conventional   5/9/2008 280254.82 F          6.55 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  5/12/2007    355000                SINGLE FAMILY         1              0        0       78.95  78.95 NIV /        58.53   4527.7       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.57 PASS    361530.27 PASS          -2.48      660  22,359.43 PASS         8 N/A    NO     N/A         660 16,769.57 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1488.74      8/1/2012                252358.35            Cure default        36 Lesser of     N                          1780.63 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           Stated                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   Penalty
                                                                                                                                                                                                                                                                                                                                                                                                   Income                                                                                            Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO                     FIXED    Conventional  5/15/2008 237562.52 F         6.704 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  3/20/2008    264000                CONDO                 1              0        0       89.99  89.99 FULL         50.44  5777.13       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.88 PASS    318682.79 PASS          -3.12  4135.78  18,674.14 PASS         8 N/A    NO     N/A     4135.78 18,674.14 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1257.24      8/1/2012                213116.76            Cure default        36 Penalty       N                          1533.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
NO                     FIXED    Conventional  5/28/2008 135210.91 F          7.17 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/29/2008    143000                SINGLE FAMILY         1              0        0       94.55  94.55              23.21  7431.26       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.22 PASS    194864.03 PASS           1.43      655  10,764.47 PASS         8 N/A    NO     N/A         655           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  710.41      8/1/2012                120604.64            Cure default        36 Penalty       N                           915.05 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title- No FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Final Policy or       Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Commitment provided                                                                                                                                                                                                                                                                                                                                                                                            months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               in loan file. -                                                                                                                                                                                                                                                                                                                                                                                                paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;                                                                                                                                                                                                                                                                                                                                                                                                    at 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for year 2,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the 3rd year
NO                     FIXED    Conventional   6/1/2008    148044 F         8.755 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/16/2008    165000                SINGLE FAMILY         1              0                89.72  89.72 FULL         56.77  3630.22       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.97 PASS    274278.55 PASS          -1.16  2812.31  11,615.66 PASS         8 N/A    NO     N/A     2812.31 11,615.66 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   6.125  876.78     12/1/2010                144299.96            Cure default        36 Penalty       N                          1165.21 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
NO                     FIXED    Conventional  5/18/2008 165290.48 F         6.903 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/20/2008    174000                SINGLE FAMILY         1              0        0          95     95              42.03     3900       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.09 PASS    229821.08 PASS           3.37  3102.72  12,975.02 PASS         8 N/A    NO     N/A     3102.72 12,975.02 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  851.47      8/1/2012                144553.44            Cure default        36 Penalty       N                           1088.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  5/21/2008   61507.2 F         6.903 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/15/2008     65000                SINGLE FAMILY         1              0                94.63  94.63 FULL         59.78  2499.31       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.15 PASS     85896.85 PASS          -1.35  1533.97   4,797.86 PASS         8 N/A    NO     N/A     1533.97  2,998.66 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  341.24      8/1/2012                 57931.84            Cure default        36 Penalty       N                            405.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   6/1/2008 131093.76 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/9/2008    138000                SINGLE FAMILY         1              0        0          95     95 FULL         57.99     3900       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.31 PASS    254018.64 PASS           2.46  2561.86  10,279.91 PASS         8 N/A    NO     N/A     2561.86           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  741.42     10/1/2012                125487.25            Cure default        36 Penalty       N                          1062.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
NO                     FIXED    Conventional  5/28/2008 338695.01 F          7.74 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 11/15/2005    350000                SINGLE FAMILY         1              0                96.77  96.77              30.87    17029       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.76 PASS    534663.41 PASS           2.93      675  27,041.60 PASS         8 N/A    NO     N/A         675         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1760.94      8/1/2012                 298952.4            Cure default        36 Penalty       N                          2424.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                                                    unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State Regs but                                                                                                                                                                                                                                                                                                                                                                      balance is
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond PPP term -                                                                                                                                                                                                                                                                                                                                                                        prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2 years, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
NO                     FIXED    Conventional  5/17/2008     94000 F          8.29 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/21/2008     99000                SINGLE FAMILY         1              0        0       94.95  94.95 FULL         13.78     6609       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.52 PASS    163185.87 PASS           -2.7  2014.16   7,358.87 PASS         8 N/A    NO     N/A     2014.16           N/A            N/A    N/A    YES       Final     Yes           7/17/2012    5.25  493.79      8/1/2012                 83702.24            Cure default        36 Penalty       N                           708.82 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   6/1/2008 173303.84 F          7.55 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/17/2008    186000                SINGLE FAMILY         1              0        0       93.17  93.17 FULL         30.77     5560       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.59 PASS    265822.17 PASS           4.64      675  13,804.49 PASS         8 N/A    NO     N/A         675         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  919.43      8/1/2012                156090.07            Cure default        36 Penalty       N                           1217.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional   5/3/2008  211307.9 F         6.576 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT          70  3/15/2008    235000                SINGLE FAMILY         1              0                89.92  89.92               38.4  3925.48       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.75 PASS    277080.19 PASS          -3.52  3782.78  16,602.01 PASS         8 N/A    NO     N/A     3782.78 16,602.01 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1061.08     12/1/2012                178760.48            Cure default        36 Penalty       N                          1346.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           4/14/2033 FIXED    Conventional  5/14/2008  75726.18 F         8.426 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/11/2008     80000                SINGLE FAMILY         1              0        0       94.66  94.66 FULL         22.71     6903       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.52 PASS    106650.99 PASS           2.96   578.91   6,011.78 PASS         8 N/A    NO     N/A      578.91  3,757.36 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  446.28     10/1/2012      5/1/2033   67457.35            Cure default         0               N                           605.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional   5/9/2008    114000 F         7.319 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  3/15/2008    120000                CONDO                 1              0        0          95     95 FULL         28.82 10598.24       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.53 PASS    170245.05 PASS          -1.42  2359.73   8,931.22 PASS         8 N/A    NO     N/A      4399.8  5,402.28 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  637.09      8/1/2012                107994.22            Cure default         0               N                           783.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional  5/14/2008  206078.7 F         7.262 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/20/2008    220000                SINGLE FAMILY         1              0        0       93.67  93.67 FULL         56.69  4323.49       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.33 PASS    302029.81 PASS          -0.35  1394.57  16,374.73 PASS         8 N/A    NO     N/A     1394.57           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1092.92      8/1/2012                185261.83            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1407.54 NO     Complete Y         NO
the last 12
months."
YES                    FIXED    Conventional  5/25/2008 163715.61 F         7.299 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/12/2008    242000                SINGLE FAMILY         1              0        0       67.65  67.65 FULL         57.41   4458.7       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.49 PASS    243386.66 PASS          -1.11  3079.44  12,850.89 PASS         8 N/A    NO     N/A     3079.44  9,638.17 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  911.97      8/1/2012                154824.62            Cure default        36 Partial PPP: Penalty within first 36 months, at 20% allowance, equal to 6 months
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   advance interest on the amount prepaid in 12 months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
Full PPP:   N                                             1122.29 NO     Complete Y         NO
Penalty
within
first 36
months
equal to 3%
of the
principal
balance if
paid in
full within
the first
12 months,
2% of the
principal
balance if
paid in
full within
the second
12 months,
and 1% of
the
principal
balance if
paid in
full within
the third
12 months."
NO                     FIXED    Conventional  5/22/2008 393815.51 F           7.3 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/24/2008    415000                SINGLE FAMILY         1              0        0        94.9   94.9 FULL         41.12  8132.36       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.32 PASS    578772.96 PASS           4.06   625.93  31,455.17 PASS         8 N/A    NO     N/A      625.93         0 N/A          8 PASS   NO     YES       Final     Yes           6/24/2011   4.675 2001.46      8/1/2011                   366850            Cure default        36 Penalty       N                          2699.88 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title.  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                                                  3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  5/17/2008  235314.4 F          7.27 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 11/17/2007    267000                SINGLE FAMILY         1              0        0       88.13  88.13 FULL         50.99     6875       0                                       2  Exception:            Exception: Missing    Missing Docs                                  YES        No                7.3 PASS    344391.25 PASS            2.2   660.58  18,772.31 PASS         8 N/A    NO     N/A      660.58           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25 1270.65     11/1/2012                 214400.6            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Incomplete copy of    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title- Missing Final  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy. Prelim is in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;
balance for N                                             1068.45 NO     Complete Y         NO
the last 12
months."
YES                    FIXED    Conventional   5/8/2008 238483.85 F         6.166 NO              360      360       5        15                                                                                                                       SECOND HOME REFI CASHOUT        1004  3/26/2008    318000                PUD                   1              0                   75     75 FULL         25.15 36055.24       0                                       2                        Exception: Missing FACTA disclosure-  - Rating - 2;                 NO         No               6.27 PASS       287977 PASS           1.09  2522.21            N/A            N/A    N/A    N/A     2522.21           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1285.11     12/1/2012                 216504.3            Cure default        36 Penalty       N                          1455.38 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  5/21/2008    285000 F          7.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/4/2008    300000                SINGLE FAMILY         1              0        0          95     95 FULL         37.51 10247.15       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               7.32 PASS    412889.17 PASS           1.74  4886.82  22,409.05 PASS         8 N/A    NO     N/A     4886.82 16,806.79 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1596.86      8/1/2012                271095.82            Cure default        36 Penalty       N                             1925 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      the first 00
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        months; 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  5/14/2008  97733.68 F         7.067 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/3/2008    110000                SINGLE FAMILY         1              0                88.85  88.85 FULL         21.23  5978.64       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.16 PASS     138886.5 PASS           2.56   946.23   7,743.00 PASS         8 N/A    NO     N/A      946.23  4,839.37 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   490.4      8/1/2012                 83128.81            Cure default         0               N                           654.64 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 2;
YES                    FIXED    Conventional   5/9/2008 111982.83 F         7.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/24/2008    118000                SINGLE FAMILY         1              0        0        94.9   94.9              22.26     5400       0                                       3                        Exception: Missing    State Loan Not Compliant                      YES        No               7.28 PASS     160814.6 PASS           3.12  2080.21   8,792.21 PASS         8 N/A    NO     N/A     2080.21         0 N/A          0 N/A    NO     YES       Final     Yes            1/1/2012    5.75  632.83      2/1/2012                103048.12            Cure default        36 Penalty       N                           751.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-                                                                                                                                                                                                                                                                                                                                                                         unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Idaho written                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     letter of loan                                                                                                                                                                                                                                                                                                                                                                           balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     approval provided                                                                                                                                                                                                                                                                                                                                                                        the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prior to closing -                                                                                                                                                                                                                                                                                                                                                                       months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional   6/1/2008 144891.97 F         7.164 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/18/2008    161000                PUD Attached          1              0                   90     90               18.5     7089       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.27 PASS    209403.34 PASS          -3.63   1460.7  11,472.19 PASS         8 N/A    NO     N/A      1460.7           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  739.36      8/1/2012                125520.55            Cure default        36 Penalty       N                           980.03 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                                           3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2$ if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years.
NO                     FIXED    Conventional  5/28/2008 125844.19 F         6.805 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/19/2008    144000                SINGLE FAMILY         1              0        0       87.39  87.39 FULL         49.72     2300       0                                       3                        Exception: Missing    State Loan Not Compliant                      YES        No                6.9 PASS    170908.94 PASS           0.89  1249.51   9,967.57 PASS         8 N/A    NO     N/A     1249.51         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  677.89      8/1/2012                114909.21            Cure default        36 Penalty       N                           820.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan                                                                                                                                                                                                                                                                                                                                                                    equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-                                                                                                                                                                                                                                                                                                                                                                         of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing the Borrower's                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Bill of Rights                                                                                                                                                                                                                                                                                                                                                                           balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Disclosure and the                                                                                                                                                                                                                                                                                                                                                                       paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Consumer Caution &                                                                                                                                                                                                                                                                                                                                                                       within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Homeownership                                                                                                                                                                                                                                                                                                                                                                            first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Counseling Notice, as                                                                                                                                                                                                                                                                                                                                                                    months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     required per Michigan                                                                                                                                                                                                                                                                                                                                                                    the principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state law. - Rating -                                                                                                                                                                                                                                                                                                                                                                    balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                                       paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   6/1/2008  215631.1 F         7.319 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/8/2008    227000                SINGLE FAMILY         1              0                94.99  94.99 FULL         35.25  4859.19     651                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.47 PASS    320784.34 PASS          -5.03  3186.02  16,992.10 PASS         8 N/A    NO     N/A     3186.02 16,992.10 PASS         8 PASS   NO     YES       Final     Yes           9/17/2013   5.875  338.12     10/1/2013                 62438.66            Cure default        36 Penalty       N                          1481.09 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  6/21/2008 109283.61 F         7.051 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/25/2008    132000                SINGLE FAMILY         1              0                82.79  82.79 FULL                   4800       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.26 PASS    156060.87 PASS            1.5  2240.03   8,563.49 PASS         8 N/A    NO     N/A     2240.03  5,352.18 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  611.41     10/1/2012                103640.08            Cure default        36 Penalty       N                           730.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              after the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              date of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              note, 2% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid from
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              one year but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years, 1% if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid from
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years.
NO           5/19/2028 FIXED    Conventional  6/19/2008     90250 F         7.419 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/14/2008     95000                SINGLE FAMILY         1              0        0          95     95 FULL         26.52  7418.04       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.64 PASS     84690.01 PASS           1.31  1518.56   7,098.52 PASS         8 N/A    NO     N/A     1518.56  4,436.57 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  595.86      8/1/2012      6/1/2028   77033.05            Cure default         0               N                           722.58 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES                    FIXED    Conventional  6/13/2008 110855.78 F          9.75 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/14/2008    122000                SINGLE FAMILY         1              0        0       90.87  90.87 FULL         30.98     4705       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               9.82 PASS    232680.41 PASS           4.15      660   8,815.66 PASS         8 N/A    NO     N/A         660  8,815.66 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  590.55      8/1/2012                100256.85            Cure default        36 Penalty       N                           952.42 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       final 1003- Missing   FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               1003 for co-borrower. Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                                                  months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year one, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for year 2,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1 % for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year three
YES                    FIXED    Conventional  6/12/2008 118959.94 F         6.519 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/29/2008    150500                SINGLE FAMILY         1              0                79.04  79.04 FULL         20.79     4000       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.62 PASS     153544.4 PASS          -2.07  1290.76   9,413.53 PASS         8 N/A    NO     N/A     1290.76         0 N/A          0 N/A    NO     YES       Final     Yes            1/1/2012   5.375  673.54      2/1/2012                114068.73            Cure default        36 Penalty       N                           753.38 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   6/2/2008  99745.29 F         7.022 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/11/2008    105000                PUD                   1              0                   95     95 FULL         33.11   3790.8       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.24 PASS    141804.08 PASS          -0.88  2129.07   7,809.30 PASS         8 N/A    NO     N/A     2129.07  7,809.30 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  535.95     11/1/2012                 90571.37            Cure default        36 If a full     N                           665.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-  - FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in the third
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
NO                     FIXED    Conventional  6/22/2008 331396.53 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/5/2008    390000                SINGLE FAMILY         1              0        0       84.97  84.97 NIV /        27.89    11447       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.02 PASS    536631.32 PASS            5.8  5557.49  26,067.12 PASS         8 N/A    NO     N/A     5557.49           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1875.48     10/1/2012                317914.71            Cure default        36 Penalty       N                          2395.73 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           Stated                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                   Income                                                                                            Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   6/7/2008 140351.45 F         7.567 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  4/18/2008    148000                SINGLE FAMILY         1              0        0       94.83  94.83 FULL         46.87     5400       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.77 PASS     217980.1 PASS           0.13  2734.16  11,009.38 PASS         8 N/A    NO     N/A     2734.16 11,009.38 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010    5.75   768.7     12/1/2010                131722.68            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure- not                                                                                                                                                                                                                                         HUD1                                                                                                without                balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final policy. in file - Rating - 2;                                                                                                                                                                                                                                                                                                                                             capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Only commitment in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file. - Rating - 2;
balance for N                                              987.77 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional   6/5/2008 242864.09 F         7.151 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/14/2008    256000                SINGLE FAMILY         1              0                94.87  94.87              43.09  4518.17       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                7.2 PASS    348801.09 PASS          -2.09  1081.01  19,342.65 PASS         8 N/A    NO     N/A     1081.01           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1312.85     10/1/2012                222204.05            Cure default with capitalization     N                          1640.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO                     FIXED    Conventional  6/20/2008 109698.77 F         7.448 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         4/15/2008    122320                SINGLE FAMILY         1              0        0       89.68  89.68 FULL          26.6  7191.81       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.66 PASS    167315.45 PASS          -1.08  2296.16   8,592.21 PASS         8 N/A    NO     N/A     4243.24  5,225.86 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  590.07      8/1/2012                100326.88            Cure default         0               N                           763.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing the final     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               title policy, equity
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               report in file. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;
NO                     FIXED    Conventional   7/1/2008     96900 F         9.577 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/30/2008    108000                SINGLE FAMILY         1              0        0       89.72  89.72 FULL            41  4010.93       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.83 PASS    200512.75 PASS           0.82  2106.64   7,581.41 PASS         8 N/A    NO     N/A     2106.64           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25  527.94     10/1/2012                 89491.69            Cure default        36 Penalty       N                           820.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    balance the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Iowa exceeds State                                                                                                                                                                                                                                                                                                                                                                    first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     regulations, term has                                                                                                                                                                                                                                                                                                                                                                    months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                    the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  6/19/2008 107271.74 F          7.51 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/5/2008    113000                SINGLE FAMILY         1              0                94.93  94.93 FULL         42.28     3036       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.62 PASS    164103.18 PASS           0.46  1096.99   8,493.98 PASS         8 N/A    NO     N/A     1096.99  6,370.49 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  602.75      8/1/2012                102482.01            Cure default        36 Penalty       N                           750.77 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   6/2/2008 270674.89 F         7.448 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/4/2008    285000                PUD                   1              0                94.97  94.97 FULL         49.43  4646.22       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.57 PASS    410414.39 PASS           3.66  3189.95  21,398.80 PASS         8 N/A    NO     N/A     3189.95 13,374.25 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1516.71     10/1/2012                256707.48            Cure default         0               N                          1883.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional   6/5/2008 461616.68 F         7.697 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/24/2008    500000                SINGLE FAMILY         1              0        0       92.32  92.32 FULL         55.63  7120.86       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.81 PASS    727964.15 PASS          -0.08  5130.46  36,518.90 PASS         8 N/A    NO     N/A     5130.46           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 2393.55      8/1/2012                406348.62            Cure default         0               N                          3290.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Policy. Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim is in file. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;
NO                     FIXED    Conventional  6/20/2008 166247.59 F          7.15 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT          70  4/26/2008    175000                SINGLE FAMILY         1              0        0          95     95 FULL         45.97  2749.95       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.34 PASS    241115.19 PASS           1.42  3116.86  13,050.46 PASS         8 N/A    NO     N/A     3116.86 13,050.46 PASS         8 PASS   NO     YES       Final     Yes           9/18/2012    5.25  879.04     10/1/2012                149007.51            Cure default        36 Penalty       N                           1122.9 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            5/5/2033 FIXED    Conventional   6/5/2008 231320.88 F         7.314 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/19/2008    265000                PUD                   1              0        0       87.29  87.29 NIV /        42.74     5200       0                                       3                        Exception:            Missing Docs                                  YES        No               7.38 PASS    274547.39 PASS           0.04  1394.25  18,394.13 PASS         8 N/A    NO     N/A     1394.25           N/A            N/A    N/A    YES                 Yes            7/1/2012    5.25 1350.85      8/1/2012      6/1/2033  205547.44            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                                                                                        Stated                                                                                            Incomplete/Illegible                                                                                                                                                                                                                                                                                                                                              with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                   Income                                                                                            HUD-1 in file- Missing                                                                                                                                                                                                                                                                                                                                            capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower's signature
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     or Escrow stamped -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
balance for N                                             1681.58 NO     Complete Y         NO
the last 12
months."
YES                    FIXED    Conventional  6/27/2008 107153.81 F         7.398 NO              360      360       5        15                                                                                                                       SECOND HOME REFI R/T            1004  5/16/2008    134000                PUD                   1              0        0       79.97  79.97 FULL         59.01  3451.65       0                                       3                        Exception: Missing    Right To Cancel Exception                     NO         No               7.61 PASS    162130.96 PASS           0.23  2243.55            N/A            N/A    N/A    N/A     2243.55           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  578.87      8/1/2012                 98273.38            Cure default        36 Penalty       N                           741.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: RTC                                                                                                                                                                                                                                                                                                                                                                           3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     violation -                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disbursement date                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prior to RTC                                                                                                                                                                                                                                                                                                                                                                             balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date- RTC                                                                                                                                                                                                                                                                                                                                                                     the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disbursement date of                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     05/27/2008 is prior to                                                                                                                                                                                                                                                                                                                                                                   the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the expiration date of                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     05/30/2008. - Rating -                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                                       the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO                     FIXED    Conventional  6/16/2008 204175.35 F         8.537 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T              70   5/7/2008    220000                SINGLE FAMILY         1              0                92.81  92.81              32.68  6889.62       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.74 PASS    366624.82 PASS           3.16  3677.37  16,039.84 PASS         8 N/A    NO     N/A     3677.37 16,039.84 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1083.61     10/1/2012                183404.42            Cure default        36 Penalty       N                          1575.33 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   6/9/2008 139500.98 F         6.952 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM          4/4/2008    155000                SINGLE FAMILY         1              0        0          90     90 FULL        183.68   712.92       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.15 PASS    195692.33 PASS           -2.6  2686.59  10,945.15 PASS         8 N/A    NO     N/A     2686.59         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  746.28     10/1/2012                126309.58            Cure default        36 Penalty       N                           923.64 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  6/13/2008 200254.86 F          8.06 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  4/26/2008    210000                SINGLE FAMILY         1              0        0       95.36  95.36 FULL         43.27  3813.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.09 PASS    332376.89 PASS           4.24   625.29  15,970.37 PASS         8 N/A    NO     N/A      625.29  9,981.48 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1100.48     11/1/2012                185973.06            Cure default         0               N                          1477.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            5/7/2028 FIXED    Conventional   6/7/2008 179805.64 F         7.275 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/21/2008    191000                SINGLE FAMILY         1              0    10000       94.14  99.38 FULL         35.85     6300       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.52 PASS    165199.74 PASS          -0.37  3282.23  14,121.87 PASS         8 N/A    NO     N/A     3282.23         0 N/A          8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1172.92     11/1/2012      6/1/2028  150101.51            Cure default        36 Penalty within first 36 months at 3% of the unpaid Principal Balance for the first
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   12 months; 2% of the unpaid Principal Balance for the second 12 months and 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
  the       N                                             1423.85 NO     Complete Y         NO
unpaid
Principal
Balance for
the last 12
months."
NO                     FIXED    Conventional   6/5/2008 156458.99 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/8/2008    165000                SINGLE FAMILY         1              0        0       94.82  94.82 FULL         51.55  4176.58       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                8.8 PASS    283079.58 PASS              4   2972.2  12,278.94 PASS         8 N/A    NO     N/A      2972.2 12,278.94 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  859.24      8/1/2012                146092.24            Cure default        36 Penalty       N                          1212.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO                     FIXED    Conventional   6/2/2008 170376.93 F          7.42 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/12/2007    175000                SINGLE FAMILY         1              0        0       97.36  97.36 FULL         20.57   9081.3       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.46 PASS    255761.69 PASS           0.49      625  13,580.15 PASS         8 N/A    NO     N/A         625  8,487.60 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  918.08      8/1/2012                  15861.7            Cure default         0               N                          1181.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional  6/12/2008 101328.56 F         8.272 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/2/2008    122000                SINGLE FAMILY         1              0                83.06  83.06 FULL         31.03  3108.94       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.45 PASS    174892.91 PASS             -5  1616.52   7,976.96 PASS         8 N/A    NO     N/A     1616.52  4,985.60 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25   548.3      8/1/2012                 93083.94            Cure default        36 Penalty       N                           762.81 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional   6/2/2008 337879.91 F         7.269 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T              70  4/28/2008    370000                SINGLE FAMILY         1              0                91.32  91.32              33.62     7500       0                                       3  Exception: Missing    Exception: RTC        Missing Docs                                  YES        No               7.44 PASS    499155.66 PASS           3.93   5653.3  26,578.13 PASS         8 N/A    NO     N/A      5653.3         0 N/A          0 N/A    NO     YES       Final     Yes            7/2/2012    5.25 1762.11      8/1/2012                299150.92            Cure default        36 36 months; 3% N                          2309.38 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       credit report-  -     violation -                                                                                                                                                                                                                                                   HUD1                                                                                                with                   in year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 3;           disbursement date                                                                                                                                                                                                                                                                                                                                                 capitalization         in year 2, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prior to RTC                                                                                                                                                                                                                                                                                                                                                                             in year 3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO                     FIXED    Conventional   7/1/2008 119344.42 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/30/2008    155000                SINGLE FAMILY         1              0                   77     77 FULL         27.77  3959.82       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               8.56 PASS    208592.74 PASS          -3.79   2438.3   9,350.28 PASS         8 N/A    NO     N/A      2438.3  5,843.92 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25  670.38     10/1/2012                113637.67            Cure default        36 Penalty       N                            904.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Disclosure - EV2 -                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Per                                                                                                                                                                                                                                                                                                                                                                           the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Illinois statute, It                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is unlawful to provide                                                                                                                                                                                                                                                                                                                                                                   the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     a prepayment penalty                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     or other charge for                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment on any loan                                                                                                                                                                                                                                                                                                                                                                   the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     secured by a mortgage                                                                                                                                                                                                                                                                                                                                                                    months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     on residential real                                                                                                                                                                                                                                                                                                                                                                      of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     estate, if the annual                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     interest rate exceeds                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     8% - However,                                                                                                                                                                                                                                                                                                                                                                            the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment penalty                                                                                                                                                                                                                                                                                                                                                                       months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     period has expired -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     EV2. - Rating - 2;
NO           5/15/2028 FIXED    Conventional  6/15/2008  93982.23 F         7.106 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT          70   5/7/2008    112000                SINGLE FAMILY         1              0                83.91  83.91 FULL         27.32     3500       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.39 PASS     84346.85 PASS           0.87   2013.9   7,357.47 PASS         8 N/A    NO     N/A      2013.9  4,598.42 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  607.65      8/1/2012      7/1/2028    78820.8            Cure default        36 Penalty       N                           734.64 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                           3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   6/9/2008 253352.31 F         6.952 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/15/2008    285000                SINGLE FAMILY         1              0        0        88.9   88.9 FULL         58.64  3228.68       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.13 PASS    354895.87 PASS          -2.04  4369.12  19,918.66 PASS         8 N/A    NO     N/A     4369.12           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25 1356.75     11/1/2012                229281.84            Cure default        36 Penalty       N                          1677.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Service Link Property Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Report in file -                                                                                                                                                                                                                                                                                                                                                                                               3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                                    unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  6/16/2008 234235.25 F         6.823 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/18/2008    263000                SINGLE FAMILY         1              0        0       89.06  89.06 FULL         31.31  7308.21       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                  7 PASS    320934.11 PASS          -2.84   4121.6  18,409.09 PASS         8 N/A    NO     N/A      4121.6           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25 1254.23     11/1/2012                211956.49            Cure default        36 Penalty       N                           1530.7 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional  6/21/2008  283595.2 F         8.537 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/5/2008    310000                SINGLE FAMILY         1              0        0       91.48  91.48 FULL         35.71     9000       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.73 PASS    508976.91 PASS           3.99  4851.06  22,299.53 PASS         8 N/A    NO     N/A     4851.06         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  1561.2      8/1/2012                265042.32            Cure default        36 Penalty       N                           2188.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principle
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional   7/1/2008  97798.71 F         7.398 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/22/2008    103000                SINGLE FAMILY         1              0        0       94.95  94.95 FULL         38.72     2080       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.62 PASS    148283.42 PASS          17.35  2101.74   7,636.46 PASS         8 N/A    NO     N/A     2101.74           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  547.69      8/1/2012                 93120.44            Cure default        36 Penalty       N                           677.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   7/2/2008 242979.58 F         8.208 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  4/18/2008    270000                PUD                   1              0        0       89.99  89.99 FULL         45.47  5833.31     677                                       1                                                                                            YES        No               8.28 PASS    413157.52 PASS          -5.12  1584.51  19,311.61 PASS         8 N/A    NO     N/A     1584.51         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1338.89      8/1/2012                228325.52            Cure default        36 Penalty       N                          1818.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   7/2/2008 227781.66 F         7.377 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/19/2008    270000                SINGLE FAMILY         1              0        0       84.36  84.36 FULL         21.83 11999.52       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.48 PASS    341015.34 PASS           4.36  2298.58  18,038.65 PASS         8 N/A    NO     N/A     4656.24 11,274.15 PASS         6 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1208.64     10/1/2012                204877.49            Cure default        36 Penalty       N                          1573.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  1/26/2009  134604.6 F         9.577 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/1/2008    150000                SINGLE FAMILY         1              0        0       89.74  89.74 FULL         51.98  3293.33       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.75 PASS    277559.49 PASS            1.4  1989.23  10,609.23 PASS         8 N/A    NO     N/A     1989.23 10,609.23 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  732.74      8/1/2012                125874.91            Cure default        36 Penalty       N                          1139.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  1/22/2009 223486.44 F         7.864 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/12/2008    249000                SINGLE FAMILY         1              0        0       89.75  89.75 FULL         39.92     4558       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.05 PASS    363209.72 PASS           1.05  3962.76  17,561.89 PASS         8 N/A    NO     N/A     3962.76 17,561.89 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1258.05      8/1/2012                216116.91            Cure default        36 Penalty       N                           1618.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES                    FIXED    Conventional   2/9/2009 220406.49 F          7.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/19/2008    245000                SINGLE FAMILY         1              0        0       89.96  89.96 FULL         29.45  9071.07       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.88 PASS    354670.48 PASS          -3.38      660  17,541.27 PASS         8 N/A    NO     N/A         660           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1193.35     10/1/2012                 204406.9            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Policy. Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim is in file. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;
balance for N                                             1594.28 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional   2/5/2009  65627.19 F         6.358 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/18/2008    111500                SINGLE FAMILY         1              0        0       58.86  58.86 FULL         30.73     1800       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No                6.6 PASS     83140.86 PASS          -0.99  1644.86   5,118.59 PASS         8 N/A    NO     N/A     1644.86           N/A            N/A    N/A    YES       Final     Yes            6/1/2012       4  312.72      7/1/2012                 61362.77            Cure default        36 Penalty       N                           408.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final Title.  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                                                  3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   2/1/2009  286378.8 F         7.879 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/16/2008    319000                SINGLE FAMILY         1              0        0       89.77  89.77 FULL         56.96  6453.19       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.05 PASS    466039.32 PASS          -2.32  4478.59  22,541.99 PASS         8 N/A    NO     N/A     4478.59 22,541.99 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1559.36      8/1/2012                267877.59            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             2077.27 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional   2/1/2009 196064.16 F         6.903 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/15/2008    218000                PUD                   1              0        0       89.94  89.94 FULL         31.84  8053.36       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.08 PASS    272520.63 PASS           0.05  3556.94  15,397.57 PASS         8 N/A    NO     N/A     3556.94         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1049.72      8/1/2012                180328.64            Cure default        36 If paid in    N                          1291.64 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  1/23/2009  89849.46 F         8.359 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI R/T            1004  12/2/2008    124500                SINGLE FAMILY         1              0                72.17  72.17 FULL         11.09  2100.75       0                                       2                        Exception: Missing    Missing Docs                                  NO         No                8.6 PASS    157590.71 PASS          -0.29  1952.82            N/A            N/A    N/A    N/A     1952.82           N/A            N/A    N/A    YES       Final     Yes            1/1/2012    6.75  575.61      2/1/2012                 85707.83            Cure default        36 Penalty       N                           681.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                              DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional   3/1/2009  85123.61 F          8.95 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/12/2009     94600                SINGLE FAMILY         1              0        0       89.98  89.98 FULL         37.59  4089.69       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.03 PASS    161012.86 PASS              5   597.09   6,757.04 PASS         8 N/A    NO     N/A      597.09           N/A            N/A    N/A    YES       Final     Yes            1/1/2012    7.75  612.71      2/1/2012                 83237.76            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                              681.86 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional   3/4/2009  96971.51 F         8.042 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/24/2009    108000                SINGLE FAMILY         1              0        0       89.79  89.79 FULL         38.82   3499.2       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.27 PASS    162305.61 PASS           2.67  2093.08   7,590.27 PASS         8 N/A    NO     N/A     2093.08           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   7.125  638.65     12/1/2010                 94794.32            Cure default        36 Penalty       N                           714.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  3/23/2009 170635.17 F         6.774 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/6/2009    190000                SINGLE FAMILY         1              0                89.81  89.81 FULL         20.05   7711.6       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.96 PASS    231942.67 PASS          -4.16   3181.7  13,396.28 PASS         8 N/A    NO     N/A      3181.7           N/A            N/A    N/A    YES       Final     Yes            1/1/2012   5.875  996.32      2/1/2012                162294.29            Cure default        36 Penalty       N                          1109.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA that was                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     issued with original                                                                                                                                                                                                                                                                                                                                                                     3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     credit report. -                                                                                                                                                                                                                                                                                                                                                                         unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  3/27/2009 133184.72 F         6.903 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  2/10/2009    148000                SINGLE FAMILY         1              0                89.99  89.99 FULL         51.44  3883.14     716                                       2                        Exception: Missing    Missing Docs                                  YES        No                7.1 PASS     185304.1 PASS          -2.38  2628.25  10,444.52 PASS         8 N/A    NO     N/A     2628.25         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2010       6  786.39     12/1/2010                131163.61            Cure default        36 Penalty       N                            877.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Disclosure - EV2 -                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                                                    months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalties allowed in                                                                                                                                                                                                                                                                                                                                                                     the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Virginia up to 2%;                                                                                                                                                                                                                                                                                                                                                                       prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Subject loan has 3%                                                                                                                                                                                                                                                                                                                                                                      the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment penalty for                                                                                                                                                                                                                                                                                                                                                                   months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1st year, 2% penalty                                                                                                                                                                                                                                                                                                                                                                     of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     for the 2nd year, and                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1% penalty for 3rd                                                                                                                                                                                                                                                                                                                                                                       the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year. However,                                                                                                                                                                                                                                                                                                                                                                           months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment period has
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired - EV2. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO                     FIXED    Conventional  3/25/2009 179098.86 F         6.774 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   2/6/2009    209000                SINGLE FAMILY         1              0        0       85.69  85.69 FULL         58.58  5705.45     787                                       2                        Exception: Missing    Missing Docs                                  YES        No               6.96 PASS    243447.85 PASS         393.94  2941.78  14,092.57 PASS         8 N/A    NO     N/A     2941.78           N/A            N/A    N/A    YES       Final     Yes            8/1/2011       6 1040.71      9/1/2011                170336.08            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1164.47 NO     Complete Y         NO
the last 12
months."
NO           4/21/2034 FIXED    Conventional  5/21/2009 240804.92 F           7.2 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/5/2009    268000                SINGLE FAMILY         1              0        0       89.85  89.85 FULL         56.13  4814.74     758                                       3  Exception: Missing    Exception: Error on   TIL Exception                                 YES        No               7.33 PASS    350676.81 PASS       68599.74  3044.21  19,020.86 PASS         8 N/A    NO     N/A     3044.21 11,888.04 PASS         8 PASS   NO     YES       Final     Yes            8/1/2011   6.375 1458.91      9/1/2011                227452.88            Cure default         0               N                          1634.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    final TIL- Final TIL                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final Title   in file indicates a                                                                                                                                                                                                                                                                                                                                               capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Policy - Rating - 2;  360 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amortization, actual
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Note is amortized over
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     300 months - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;  Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-  -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO                     FIXED    Conventional  5/13/2009 200015.52 F          7.42 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 12/22/2006    219000                SINGLE FAMILY         1              0        0       91.33  91.33 FULL         35.54  6641.95       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.45 PASS    300177.01 PASS          -2.88   660.47  15,948.40 PASS         8 N/A    NO     N/A      660.47 15,948.40 PASS         8 PASS   NO     YES       Final     Yes            1/1/2012   5.875 1168.26      2/1/2012                190773.26            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Policy. Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim is in file. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;
balance for N                                              1387.6 NO     Complete Y         NO
the last 12
months."
YES                    FIXED    Conventional  5/14/2009 148392.29 F         6.903 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/2/2009    165000                SINGLE FAMILY         1              0                89.94  89.94 FULL         57.01  2970.41       0                                       2                        Exception: Missing    Missing Docs                                  YES        No                7.1 PASS    206391.17 PASS           1.01  2852.99  11,643.14 PASS         8 N/A    NO     N/A     2852.99           N/A            N/A    N/A    YES       Final     Yes            8/1/2011   6.125  875.31      9/1/2011                141729.22            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                              977.58 NO     Complete Y         NO
the last 12
months."
NO                     FIXED    Conventional  6/15/2009 116994.63 F         8.185 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/1/2009    130000                SINGLE FAMILY         1              0                   90     90               21.2  4470.91       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.26 PASS    198319.58 PASS           0.49   821.13   9,293.88 PASS         8 N/A    NO     N/A      821.13  9,293.88 PASS         8 PASS   NO     YES       Final     Yes            1/1/2012    7.25  784.62      2/1/2012                111968.07            Cure default        36 Penalty       N                           873.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO                     FIXED    Conventional  7/15/2009  86421.72 F         7.071 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   6/2/2009     97000                SINGLE FAMILY         1              0        0        89.1   89.1 FULL         31.75  4982.61     613                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No                7.3 PASS    123991.76 PASS        1153.77   782.17   6,851.16 PASS         8 N/A    NO     N/A      782.17  6,851.16 PASS         8 PASS   NO     YES       Final     Yes            8/1/2011    6.25  517.04      9/1/2011                 83651.74            Cure default         0               N                            579.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     ATTACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title.  Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 2;
NO                     FIXED    Conventional  8/15/2009  98340.09 F           8.9 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI R/T            1004  6/22/2009    105000                2 FAMILY              1              0                93.66  93.66 FULL         47.99  7401.04       0                                       2                        Exception: Missing    Missing Docs                                  NO         No               8.98 PASS    184756.14 PASS            1.7   660.59            N/A            N/A    N/A    N/A      660.59           N/A            N/A    N/A    YES       Final     Yes            1/1/2012    7.25  663.19      2/1/2012                 94910.63            Cure default with capitalization     N                            784.2 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                                                                                                                                                                                                   FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO                     FIXED    Conventional   9/4/2009  67481.16 F          9.28 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/25/2009     75000                SINGLE FAMILY         1              0        0       89.98  89.98 FULL         60.87  2556.69       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.57 PASS    134552.64 PASS          -2.62  1657.26   5,265.91 PASS         8 N/A    NO     N/A     1657.26           N/A            N/A    N/A    YES       Final     Yes          12/20/2011   6.375  427.93      2/1/2012                 66752.93            Cure default         0               N                           556.61 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO                     FIXED    Conventional  8/10/2009 128685.45 F         7.071 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/19/2009    143000                SINGLE FAMILY         1              0        0       89.99  89.99 FULL         22.86  4189.78       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.27 PASS     184307.6 PASS          -0.23  2561.76  10,089.90 PASS         8 N/A    NO     N/A     2561.76  6,306.18 PASS         8 PASS   NO     YES       Final     Yes           7/10/2011  4.3212  630.25      8/1/2011                 122713.7            Cure default         0               N                           862.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy - Rating - 2;
YES                    FIXED    Conventional   8/8/2009 111595.97 F         8.706 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/22/2009    124000                SINGLE FAMILY         1              0                   90     90 FULL         42.15  2400.79       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.94 PASS    205496.36 PASS           2.24     2309   8,742.96 PASS         8 N/A    NO     N/A        2309         0 N/A          0 N/A    NO     YES       Final     Yes            1/1/2012   7.125  740.94      2/1/2012                107202.99            Cure default with capitalization     N                           874.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO                     FIXED    Conventional  9/21/2009 119313.69 F        10.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/30/2009    133000                SINGLE FAMILY         1              0        0       89.71  89.71 FULL         46.41     4594       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.85 PASS    279102.45 PASS            6.2  2423.26   9,351.23 PASS         8 N/A    NO     N/A     2423.26           N/A            N/A    N/A    YES       Final     Yes           11/1/2010   9.375   986.3     12/1/2010                118581.56            Cure default         0               N                          1099.96 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES                    FIXED    Conventional  10/8/2009  83250.09 F         9.616 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/4/2009     94000                SINGLE FAMILY         1              0        0       88.56  88.56 FULL         42.59  6270.53       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.89 PASS    173187.33 PASS           0.64   1885.3   6,509.18 PASS         8 N/A    NO     N/A      1885.3           N/A            N/A    N/A    YES       Final     Yes            1/2/2012       8  600.99      2/1/2012                 80351.12            Cure default         0               N                           707.09 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES                    FIXED    Conventional 12/17/2009 144601.18 F         6.685 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004 10/29/2009    235000                PUD                   1              0        0       61.53  61.53 FULL         33.06     3850     698                                       3                        Exception: Missing    RESPA                                         YES        No               6.88 PASS    193573.86 PASS          -1.04  2796.96  11,344.34 PASS         8 N/A    NO     N/A     2796.96         0 N/A          0 N/A    NO     YES       Final     Yes           5/24/2013 5.18466  723.81      6/1/2013                124999.08            Cure default         0               N                           931.61 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       foregiveness
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Federal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Higher-Priced Mortgage
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan (2009) -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     compliant-  - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
NO            4/1/2037 FIXED    Conventional   5/1/2007     98000 F          9.05 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/5/2007    120000                SINGLE FAMILY         1              0        0       81.67  81.67 FULL         14.53  3366.61     549                                       1                                                                                            YES        No              9.549 PASS    191339.21 PASS          -2.22   4200.4   7,503.97 PASS         8 N/A    NO     N/A      4200.4         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  574.01     10/1/2012      7/1/2037   95478.54            Cure default        36 Penalty within first 36 months at 3% of the amount prepaid for the first
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
 12 months; 2% of the amount prepaid for the second 12 months and 1% of
the amount  N                                              792.06 NO     Complete Y         NO
prepaid for
the last 12
months."
YES           6/1/2037 5/1 OR   Conventional   7/1/2007    480000 O             6 NO              360      360       6        15        60   6/1/2012   7/1/2012   6/1/2015   7/1/2015     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004   4/5/2007    640000                SINGLE FAMILY         1              0   133000          75  95.78 STATED /     43.88    10621     738                                       1                                                                                            YES        No              7.173 PASS    743807.77 PASS         368.07    14030  37,176.61 PASS         8 N/A    NO     N/A       14030           N/A            N/A    N/A    YES       Final     Yes            5/1/2010       2 1846.66      5/1/2010                507663.07            Cure default         0               N                             2400 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            1/1/2037 FIXED    Conventional   2/1/2007     54900 F          9.25 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004 11/29/2006     55000          54900 SINGLE FAMILY         1              0        0         100    100 FULL         46.77  2683.01     638                                       1                                                                                            NO         No              9.687 PASS    109879.14 PASS         -46.53     2093            N/A            N/A    N/A    N/A        2093           N/A            N/A    N/A    YES       Final     Yes           10/1/2010    6.75  448.88     11/1/2010      1/1/2037   66166.83            Cure default        36 Penalty       N                           451.65 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 3 years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third.
NO            2/1/2036 10/1 OR  Conventional   3/1/2006    581000 O             6 NO              360      360       5        15       120   2/1/2016   3/1/2016   2/1/2016   3/1/2016     2.25         5     2     11   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004 12/18/2005    766000                PUD                   1              0                75.85  75.85 STATED /     37.14    10600     754                                       1                                                                                            YES        No              6.519 PASS    866623.05 PASS         540.24   6154.8  45,926.49 PASS         8 N/A    NO     N/A      6154.8         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2010       2 1644.42     11/1/2010                543024.97            Cure default without capitalization  N                             2905 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                                                                                               STATED                                                                                                                                                                                                                                                                                                                                                          HUD1
                       ARM (IO)
NO            8/1/2037 FIXED    Conventional   9/1/2007    225000 F             9 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/9/2007    250000                SINGLE FAMILY         1              0        0          90     90 FULL         48.42     5056     627                                       1                                                                                            YES        No              9.201 PASS    430759.48 PASS          99.67     3860  17,686.76 PASS         8 N/A    NO     N/A        3860 17,686.76 PASS         8 PASS   NO     YES       Final     Yes            2/1/2010    2.13  978.78      2/1/2010     10/1/2037  246077.75            Cure default        36 Penalty       N                           1810.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          12/1/2037 10/1 OR  Conventional   1/1/2008    440000 O         7.875 NO              360      360       5        15       120  12/1/2017   1/1/2018  12/1/2017   1/1/2018     2.25         5     2 12.875  2.875      12       12 1 Year  PRIMARY     REFI R/T            1004  9/14/2007    550000                SINGLE FAMILY         1              0        0          80     80 FULL          58.9     5450     676                                       1                                                                                            YES        No              7.855 PASS    731204.99 PASS        2745.94     9629  34,308.17 PASS         8 N/A    NO     N/A        9629           N/A            N/A    N/A    YES       Final     Yes            9/1/2009       2 1202.99      9/1/2009                   397254            Cure default         0               N                           2887.5 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           9/1/2021 FIXED    Conventional  10/1/1991    180000 F          9.75 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  8/19/1991    203000         200000 SINGLE FAMILY         1              0                   90     90 SIVA         17.91     9459     414                                       3                        Exception: Finance    TIL Exception                                 NO         No              9.873 PASS    378595.89 FAIL        -291.58  2059.25            N/A            N/A    N/A    N/A     2059.25           N/A            N/A    N/A    YES       Final     Yes            9/1/2010       2 1144.69      9/1/2010      4/1/2023   153590.9            Cure default         0               N                          1546.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $291.58. Lender
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     didn't include
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     interest, Tax service,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Doc prep and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     recording. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
YES           8/1/2036 5/1 OR   Conventional   9/1/2006    544800 O         7.375 NO              360      360       5        15       120   8/1/2011   9/1/2011   8/1/2015   9/1/2015        5         6     2 13.375      5       6        6 6 Month PRIMARY     PURCHASE            1004  7/19/2006    681000         681000 PUD                   1              0   136200          80    100 FULL         49.36 13169.58     683                                       1                                                                                            NO         No              9.281 PASS   1264007.82 PASS         318.51     1659            N/A            N/A    N/A    N/A        1659           N/A            N/A    N/A    YES       Final     Yes            4/1/2010   2.375 2509.07      4/1/2010      8/1/2036  590372.99            Cure default         6 Penalty       N                          3348.25 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         6 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            3/1/2037 FIXED    Conventional   4/1/2007    174600 F          7.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/28/2006    194000                SINGLE FAMILY         1              0                   90     90 FULL         47.06  3466.67     575                                       1                                                                                            YES        No              8.338 PASS    292360.57 PASS           1.44  5608.85  13,473.43 PASS         8 N/A    NO     N/A     5608.85 13,473.43 PASS         8 PASS   NO     YES       Final     Yes           4/22/2009       3  700.67      5/1/2009                174685.84            Cure default        36 Penalty       N                          1279.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES          12/1/2036 10/1 OR  Conventional   1/1/2007    392000 O         6.875 NO              360      360       5        15       120  12/1/2016   1/1/2017  12/1/2016   1/1/2017     2.25         6     2 12.875   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004 10/23/2006    490000                SINGLE FAMILY         1              0    98000          80    100 FULL         38.46 10328.07     709                                       1                                                                                            YES        No              7.255 PASS    648987.36 PASS         698.31  4873.95  30,875.57 PASS         8 N/A    NO     N/A     4873.95 23,156.68 PASS         8 PASS   NO     YES       Final     Yes            5/1/2010     4.5 2094.41      5/1/2010     12/1/2036  389911.12            Cure default        36 Penalty       N                          2245.83 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           10/1/2036 FIXED    Conventional  11/1/2006    292000 I          8.49 NO              360      360       5        15        60                                                                                                             PRIMARY     REFI CASHOUT        1004  8/17/2006    312000                SINGLE FAMILY         1              0                93.59  93.59 FULL         43.64  6537.18     680                                       1                                                                                            YES        No              8.766 PASS       545947 PASS          985.3     6521  22,702.48 PASS         8 N/A    NO     N/A        6521 17,026.86 PASS         8 PASS   NO     YES       Final     Yes            1/1/2013    5.25 1611.71      2/1/2013                291868.93            Cure default        36 Penalty       N                           2065.9 NO         Complete Y         NO
                       RATE I/O                                                                                                                                                                                                                                                                                                 DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            8/1/2036 5/1 OR   Conventional   9/1/2006    269600 O             7 NO              360      360       5        15       120   8/1/2011   9/1/2011   8/1/2015   9/1/2015     2.25         5     1     12   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  6/23/2006    339000         336999 SINGLE FAMILY         1              0    67400          80    100 STATED /     38.06     7575     696                                       1                                                                                            YES        No              7.674 PASS    471821.82 PASS        9411.47    -5261            N/A            N/A    N/A    N/A       -5261         0 N/A          8 N/A    NO     YES       Final     Yes           11/1/2010       2 1111.14     11/1/2010                288702.44            Cure default        36 PPP within 36 N                          1572.67 YES        Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                months at 20%
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO           12/1/2034 FIXED    Conventional   1/1/2005     72200 F           7.5 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/15/2004     76000                SINGLE FAMILY         1              0                   95     95 FULL         17.88  3621.52     507                                       1                                                                                            YES        No             8.1317 PASS    113795.15 PASS          -1.73     4242   5,435.44 PASS         8 N/A    NO     N/A        4242         0 N/A          0 N/A    NO     YES       Final     Yes            5/1/2009   4.875  409.12      6/1/2009     12/1/2034   71699.16            Cure default        36 Penalty       N                           504.83 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES          10/1/2035 10/1 OR  Conventional  11/1/2005    576800 A         5.875 NO              360      360       6        15            10/1/2015  11/1/2015  10/1/2015  11/1/2015     2.25         5     2 10.875   2.25      12       12 1 Year  INVESTMENT  PURCHASE            1004               950000         950000 SINGLE FAMILY         1              0                60.72  60.72 SIVA          9.14 69982.75     655                                       1                                                                                            NO         No               6.11 PASS    690724.75 PASS         201.93     4138            N/A            N/A    N/A    N/A        4138           N/A            N/A    N/A    YES       Final     Yes           11/1/2012     4.5 3015.76     12/1/2012     11/1/2035  517975.02            Cure default with capitalization     N                          3411.99 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM
YES           7/1/2037 FIXED    Conventional   8/1/2007    442500 F         6.875 NO              360      360       6        15                                                                                                                       INVESTMENT  REFI CASHOUT        1025  5/18/2007    590000                3 FAMILY              1              0        0          75     75 NIVA             0        0     701                                       1                                                                                            NO         No              7.023 PASS    611686.27 PASS         435.16     6430            N/A            N/A    N/A    N/A        6430           N/A            N/A    N/A    YES       Final     Yes           4/15/2010       2 1377.18      5/1/2010                454775.95            Cure default with capitalization     N                          2906.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1
YES           3/1/2035 3/1 OR   Conventional   4/1/2005    460000 O          5.25 NO              360      360       6        10       120   3/1/2008   4/1/2008   9/1/2015  10/1/2015     2.25         5     1  11.25   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004 12/16/2004    575000                SINGLE FAMILY         1              0    57500          80     90 STATED /     27.88    12397     748                                       1                                                                                            YES        No              5.264 PASS    521047.02 PASS         364.65     6502  36,242.28 PASS         8 N/A    NO     N/A        6502           N/A            N/A    N/A    YES       Final     Yes            5/1/2009       3 1786.35      6/1/2009                470341.23            Cure default         0               N                           2012.5 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          6/27/2033 FIXED    Conventional  7/27/2003     95200 F          6.79 NO              360      360       0        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/26/2003    119000                SINGLE FAMILY         1              0    23800          80    100 FULL          18.7  3743.54       0                                       3                        Exception: Finance    TIL Exception                                 YES        No              7.056 PASS    130529.94 FAIL        -104.62     2635   7,405.20 PASS         8 N/A    NO     N/A        2635           N/A            N/A    N/A    YES       Final     Yes            1/1/2011    2.75   451.7      1/1/2011      6/1/2033   90865.62            Cure default        36 Penalty at    N                              620 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed                                                                                                                                                                                                                                                                                                                                                                   36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $104.62, appears                                                                                                                                                                                                                                                                                                                                                                      3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the lender did not                                                                                                                                                                                                                                                                                                                                                                       amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     include the $55                                                                                                                                                                                                                                                                                                                                                                          prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     wire/email and $55                                                                                                                                                                                                                                                                                                                                                                       the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     courier fees in their                                                                                                                                                                                                                                                                                                                                                                    months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     TIL itemization. -                                                                                                                                                                                                                                                                                                                                                                       the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           8/1/2035 3/1 OR   Conventional   9/1/2005    104500 A         7.875 NO              360      360       5        15             8/1/2008   9/1/2008   8/1/2015   9/1/2015    5.645         3     1 14.875  7.875       6        6 6 Month PRIMARY     REFI CASHOUT        1004  7/13/2005    110000                SINGLE FAMILY         1              0                   95     95 FULL         24.39  6376.95     604                                       1                                                                                            YES        No              9.222 PASS    205035.35 PASS          29.01     2455   8,150.97 PASS         8 N/A    NO     N/A        2455           N/A            N/A    N/A    YES       Final     Yes           2/17/2010   5.375  671.09      3/1/2010      8/1/2035  111660.03            Cure default        36 Penalty       N                            757.7 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            9/1/2035 FIXED    Conventional  10/1/2005    130000 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/16/2005    130000                SINGLE FAMILY         1              0                  100    100 FULL         38.16     3375     701                                       1                                                                                            YES        No              7.202 PASS    183782.31 PASS         135.19     2550  10,192.02 PASS         8 N/A    NO     N/A        2550  6,370.01 PASS         8 PASS   NO     YES       Final     Yes            7/1/2010    4.49  724.02      8/1/2010      9/1/2035  130861.98            Cure default        24 Penalty       N                           864.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO          11/12/2029 FIXED    Conventional 12/12/2004    184396 F           6.9 NO              300      300       6        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/19/2004    232000                SINGLE FAMILY         1              0        0       79.48  79.48 FULL             0        0       0                                       3                        Exception: Prepayment State Loan Not Compliant                      YES        No                6.9 PASS       206063 PASS        2774.82   224.25  14,733.74 PASS         8 N/A    NO     N/A      224.25         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2010     4.4 1179.18      8/1/2010     12/1/2029  184519.84            Cure default        36 Penalty       N                          1291.53 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-                                                                                                                                                                                                                                                                                                                                                                         months; 4% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Consumer                                                                                                                                                                                                                                                                                                                                                                         the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Caution and Borrower                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Bill of Rights                                                                                                                                                                                                                                                                                                                                                                           balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosures - Rating -                                                                                                                                                                                                                                                                                                                                                                   the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                                       months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          1/15/2037 FIXED    Conventional  2/15/2007    355000 F          6.86 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/14/2006    355000                SINGLE FAMILY         1              0        0         100    100 FULL         43.09     8049     640                                       1                                                                                            YES        No               7.38 PASS     501295.5 PASS            0.4    17750  26,958.35 PASS         8 N/A    NO     N/A       17750           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 2002.14     10/1/2012      2/1/2037  330275.78            Cure default        36 Penalty       N                          2328.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid in 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/29/2036 FIXED    Conventional 12/29/2006    220000 F         7.375 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/20/2006    220000                SINGLE FAMILY         1              0        0         100    100 FULL          46.5   7892.5     693                                       1                                                                                            YES        No              7.536 PASS     330462.4 PASS          52.68     3395  17,328.40 PASS         8 N/A    NO     N/A        3395 10,830.25 PASS         8 PASS   NO     YES       Final     Yes           10/9/2012    5.25 1266.01     11/1/2012      2/1/2037  208490.26            Cure default        36 Penalty       N                          1519.49 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            4/1/2035 FIXED    Conventional   5/1/2005    250000 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/2/2005    250000                SINGLE FAMILY         1              0        0         100    100 FULL         40.65   5105.2     672                                       2                        Exception:            Missing Docs                                  YES        No               7.21 PASS    353653.58 PASS           0.87     4623  19,561.22 PASS         8 N/A    NO     N/A        4623 12,225.76 PASS         8 PASS   NO     YES       Final     Yes            5/1/2009       3 1017.73      6/1/2009                 248676.1            Cure default        24 Penalty       N                          1661.58 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             Incomplete/Illegible                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA- Missing scores                                                                                                                                                                                                                                                                                                                                             capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     and report date. -                                                                                                                                                                                                                                                                                                                                                                       2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
YES           9/1/2036 10/1 OR  Conventional  10/1/2006    288000 O          7.25 NO              360      360       5        15       120   9/1/2016  10/1/2016   9/1/2016  10/1/2016     2.75         5     2  12.25   2.75      12       12 1 Yr    INVESTMENT  PURCHASE            1004  8/11/2006    360000         380000 SINGLE FAMILY         1              0    54000          80     95 FULL         41.01    17031     725                                       1                                                                                            NO         No              7.604 PASS    497939.21 PASS         116.18     4470            N/A            N/A    N/A    N/A        4470           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1599.12     12/1/2012                289589.46            Cure default         0               N                             1740 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                CMT     / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization
NO           3/30/2023 FIXED    Conventional  4/30/2003    130000 F          6.49 NO              240      240       5        15                                                                                                                       PRIMARY     REFI R/T            1004  3/22/2003    132000                SINGLE FAMILY         1              0                98.49  98.49 FULL         15.85     7100     721                                       1                                                                                            YES        No               6.85 PASS    106054.78 PASS           0.03  3619.58  10,110.43 PASS         8 N/A    NO     N/A     3619.58 10,110.43 PASS         8 PASS   NO     YES       Final     Yes            4/1/2013       4  870.61      5/1/2013      5/1/2023   86572.55            Cure default         0               N                           968.48 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           11/1/2034 FIXED    Conventional  12/1/2004    150000 F          6.99 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/27/2004    175000                SINGLE FAMILY         1              0        0       85.71  85.71 STATED /     45.47     2500     653                                       2                        Exception: Missing    Missing Docs                                  YES        No              7.322 PASS    214318.94 PASS          -7.96     4909  11,565.91 PASS         8 N/A    NO     N/A        4909  8,674.43 PASS         8 PASS   NO     YES       Final     Yes           4/29/2009       3  593.33      6/1/2009                144283.77            Cure default        36 Penalty       N                           996.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                           STATED                                                                                            FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO           12/1/2037 FIXED    Conventional   1/1/2008     62050 F         10.45 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/11/2007     73000                SINGLE FAMILY         1              0        0          85     85 FULL         30.44     4575     605                                       3                        Exception: Finance    TIL Exception                                 YES        No             10.935 PASS    144296.71 FAIL        -404.96     2790   4,703.86 PASS         8 N/A    NO     N/A        2790  4,703.86 PASS         8 PASS   NO     YES       Final     Yes            5/1/2009       3  227.83      6/1/2009                 62592.67            Cure default        36 Penalty       N                           565.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- TIL Finance                                                                                                                                                                                                                                                                                                                                            capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Charge out of                                                                                                                                                                                                                                                                                                                                                                            3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Tolerance --Under                                                                                                                                                                                                                                                                                                                                                                        unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $404.96.                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Lender did not include                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     settlement fee in                                                                                                                                                                                                                                                                                                                                                                        the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     finance charges -                                                                                                                                                                                                                                                                                                                                                                        months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          10/1/2037 5/1 OR   Conventional  11/1/2007    416000 O          6.75 NO              360      360       6        15        60  10/1/2012  11/1/2012  10/1/2015  11/1/2015     2.25         5     2  11.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004   9/7/2007    520000         520000 SINGLE FAMILY         1              0    77900          80  94.98 FULL          39.5    13800     714                                       1                                                                                            YES        No              7.343 PASS    646602.26 PASS          74.83  9451.12            N/A            N/A    N/A    N/A     9451.12 24,360.62 PASS         8 PASS   NO     YES       Final     Yes            2/1/2010       2  735.87      3/1/2010                   243000            Cure default         0               N                             2340 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            7/1/2036 FIXED    Conventional   8/1/2006    200000 I          7.59 NO              360      360       5        15        60                                                                                                             PRIMARY     REFI CASHOUT        1004   6/2/2006    300000                SINGLE FAMILY         1              0                66.67  66.67 FULL         27.05     7280     626                                       1                                                                                            YES        No             8.2039 PASS    334685.87 PASS          12.89    11649  15,051.21 PASS         8 N/A    NO     N/A       11649 13,169.81 PASS         7 PASS   NO     YES       Final     Yes            1/1/2013    5.25 1115.58      2/1/2013                202022.95            Cure default        36 PPP within 36 N                             1265 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         to 5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount.
YES           5/1/2035 3/1 OR   Conventional   6/1/2005    340000 A         5.875 NO              360      360       5        15             5/1/2008   6/1/2008  11/1/2015  12/1/2015     2.25         6     2 11.875   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004   4/5/2005    425000                SINGLE FAMILY         1              0    85000          80    100 FULL         41.64  8534.65     729                                       1                                                                                            YES        No              6.187 PASS    400132.74 PASS        1379.19  6372.07  26,681.36 PASS         8 N/A    NO     N/A     6372.07           N/A            N/A    N/A    YES       Final     Yes          11/11/2009       4 1774.69     12/1/2009      5/1/2035  340097.46            Cure default with capitalization     N                          2011.23 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM
NO           10/1/2036 FIXED    Conventional  11/1/2006    330000 F          7.49 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/29/2006    630000                SINGLE FAMILY         1              0        0       52.38  52.38 FULL         34.93     7885     538                                       1                                                                                            YES        No              7.647 PASS    504864.28 PASS           75.5     5003  26,005.18 PASS         8 N/A    NO     N/A        5003 26,005.18 PASS         8 PASS   NO     YES       Final     Yes            4/1/2009       4 1666.43      5/1/2009     11/1/2036  333765.68            Cure default        36 Penalty       N                          2305.15 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              5% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              original
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
YES           2/1/2036 5/1 OR   Conventional   3/1/2006    550580 O         5.625 NO              360      360       5        15       120   2/1/2011   3/1/2011   2/1/2016   3/1/2016     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004 12/21/2005    690000         688225 PUD                   1              0   137645          80    100 FULL         44.17    12683     708                                       2                        Exception: Missing    Missing Docs                                  NO         No              6.755 PASS    838232.84 PASS        3564.92  13220.5            N/A            N/A    N/A    N/A     13220.5           N/A            N/A    N/A    YES       Final     Yes            4/1/2010   2.375 2434.02      4/1/2010      2/1/2036  564870.29            Cure default         0               N                          2580.84 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          11/25/2036 FIXED    Conventional 12/25/2006    195000 F             7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/13/2006    195000                SINGLE FAMILY         1              0        0         100    100 FULL         49.61     7132     752                                       1                                                                                            YES        No              7.304 PASS     277884.4 PASS          35.05     5807  15,135.44 PASS         8 N/A    NO     N/A        5807  9,459.65 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1104.03      8/1/2012     12/1/2036  182121.61            Cure default         0               N                          1297.34 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           12/1/2035 5/1 OR   Conventional   1/1/2006    173500 O         5.875 NO              360      360       5        15       120  12/1/2010   1/1/2011  12/1/2015   1/1/2016     2.25         5     2 10.875   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004 11/16/2005    236000                PUD                   1              0                73.52  73.52 FULL         30.06     3500     641                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No             6.7437 PASS    264247.57 PASS          446.1   2804.7  13,657.89 PASS         8 N/A    NO     N/A      2804.7 13,657.89 PASS         8 PASS   NO     YES                 Yes            4/1/2010       2  635.21      5/1/2010                182715.44            Cure default         0               N                           849.43 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 violation - expiration                                                                                                                                                                                                                                                                                                                                            with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      date not 3 days after                                                                                                                                                                                                                                                                                                                                             capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date- ROR Expiration
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date not 3 days after
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signature date and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     transaction date - RTC
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     form prepared 11/28/05
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with expiration date
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     12/1/05; Borrower
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed 11/29/05, with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     remaining at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     12/01/2005. - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;
YES          10/1/2035 5/1 OR   Conventional  11/1/2005    238000 O         5.875 NO              360      360       6        15        60  10/1/2010  11/1/2010  10/1/2015  11/1/2015     2.25         5     2 10.875   2.25      12       12 1 Year  SECOND HOME REFI CASHOUT        1004  8/10/2005    340000                SINGLE FAMILY         1              0        0          70     70 SINA         23.27    11370     693                                       2                        Exception: Missing    Missing Docs                                  NO         No               6.42 PASS    319345.96 PASS          77.88  4338.12            N/A            N/A    N/A    N/A     4338.12           N/A            N/A    N/A    YES       Final     Yes           4/16/2010       4 1281.91      1/1/2010     10/1/2035   247499.2            Cure default         0               N                          1165.21 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            7/1/2036 2/1 OR   Conventional   8/1/2006     72000 A          10.5 NO              360      360       5        15             7/1/2008   8/1/2008   7/1/2015   8/1/2015      5.9         3     1   17.5   10.5       6        6 6 Month PRIMARY     REFI CASHOUT        1004  5/10/2006     90000                SINGLE FAMILY         1              0    18000          80    100 STATED /     32.21     3000     644                                       1                                                                                            YES        No             11.509 PASS    180808.94 PASS         -21.19  2395.95   5,566.67 PASS         8 N/A    NO     N/A     2755.95  3,479.17 PASS         8 PASS   NO     YES       Final     Yes            4/1/2010    3.15  359.62      4/1/2010      9/1/2036   77479.03            Cure default        24 If full       N                           658.61 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with                   pre-payment
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         is made
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty is 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan amount
NO            6/1/2036 5/1 OR   Conventional   7/1/2006    205492 O             8 NO              360      360       5        15       120   6/1/2011   7/1/2011   6/1/2015   7/1/2015        5         5     1     13      5       6        6 6 Month INVESTMENT  PURCHASE            1004   5/2/2006    286000         273990 PUD                   1              0    54798          75     95 FULL         12.72     9659     683                                       1                                                                                            NO         No               9.47 PASS    469741.23 PASS         175.33  2157.73            N/A            N/A    N/A    N/A     2157.73           N/A            N/A    N/A    YES       Final     Yes            2/1/2011     5.5    1271      3/1/2011      6/1/2036  208247.66            Cure default         0               N                          1369.95 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           2/1/2037 3/1 OR   Conventional   3/1/2007    372000 O          6.75 NO              360      360       5        15       120   2/1/2012   3/1/2012   8/1/2015   9/1/2015     2.25         6     2  12.75   2.25       6        6 6 Month PRIMARY     PURCHASE            1004   1/5/2007    465000         465000 SINGLE FAMILY         1              0    93000          80    100 STATED /     40.83     9975     686                                       2                        Exception: Missing    Missing Docs                                  YES        No              7.501 PASS       630069 PASS          -4.56  7579.37            N/A            N/A    N/A    N/A     7579.37 21,802.46 PASS         8 PASS   NO     YES       Final     Yes            5/1/2010       2 1226.09      6/1/2010                403780.14            Cure default         6 Penalty       N                          2412.78 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                            FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Missing FACTA                                                                                                                                                                                                                                                                                                                                                     capitalization         6 months, at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosure issued at                                                                                                                                                                                                                                                                                                                                                                     20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     time of application -                                                                                                                                                                                                                                                                                                                                                                    equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advanced
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            8/1/2035 5/1 OR   Conventional   9/1/2005    232800 O         6.875 NO              360      360       5        15       120   8/1/2010   9/1/2010   8/1/2015   9/1/2015    4.375         6     2 12.875  4.375       6        6 6 Month PRIMARY     PURCHASE            1004  7/19/2005    291000         291000 PUD Attached          1              0    58800          80 100.21 FULL         36.39     7700     710                                       2                        Exception: Missing    Missing Docs                                  NO         No               7.85 PASS     426785.2 PASS         379.23   1368.5            N/A            N/A    N/A    N/A      1368.5           N/A            N/A    N/A    YES       Final     Yes            4/1/2009       3  677.15      5/1/2009                239668.77            Cure default        24 Penalty       N                          1333.75 YES        Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         24 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to{a'}2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES           1/1/2038 FIXED    Conventional   2/1/2008    465500 F         9.875 NO              360      360       5        15                                                                                                                       PRIMARY     LIMITED             1004  11/1/2007    490000                SINGLE FAMILY         1              0        0          95     95 FULL         53.73    10759     638                                       1                                                                                            YES        No             10.132 PASS    999635.77 PASS         600.35     6712  36,491.46 PASS         8 N/A    NO     N/A        6712           N/A            N/A    N/A    YES       Final     Yes            5/1/2010   5.125 2863.33      5/1/2010      1/1/2038  508246.95            Cure default        12 Penalty       N                          4042.16 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                        CASH-OUT REFI                                                DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                   (GSE)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           4/1/2036 7/1 OR   Conventional   5/1/2006    252000 O         6.875 NO              360      360       5        15       120   4/1/2013   5/1/2013   4/1/2015   5/1/2015     2.25         5     1 11.875   2.25       6        6 6 Month INVESTMENT  PURCHASE            1004  2/10/2006    325000         315000 SINGLE FAMILY         1              0        0          80     80 FULL         16.96    15000     716                                       1                                                                                            NO         No                7.3 PASS    412995.69 PASS        5319.18  -438.75            N/A            N/A    N/A    N/A     -438.75           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1393.44     12/1/2012                252341.06            Cure default        36 Penalty       N                          1443.75 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           8/1/2037 FIXED    Conventional   9/1/2007    412750 I             7 NO              360      360       5        15       120                                                                                                             PRIMARY     PURCHASE            1004  6/27/2007    635000         635000 SINGLE FAMILY         1              0        0          65     65 NINA             0        0     683                                       1                                                                                            YES        No              7.055 PASS    647297.37 PASS         274.29  2274.95            N/A            N/A    N/A    N/A     2274.95 24,594.80 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 2291.29     12/1/2012                414934.92            Cure default with capitalization     N                          2407.71 NO         Complete Y         NO
                       RATE I/O                                                                                                                                                                                                                                                                                                 DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO            2/1/2036 FIXED    Conventional   3/1/2006    116500 F           8.8 NO              360      360       6        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/5/2006    123000                SINGLE FAMILY         1              0                94.72  94.72 FULL         33.88  6421.15     675                                       2                        Exception: Missing    Missing Docs                                  YES        No              9.257 PASS    219824.22 PASS          -0.82  4659.33   8,929.28 PASS         8 N/A    NO     N/A     4659.33         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  688.95      8/1/2012      5/1/2036   109766.9            Cure default         0               N                           920.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            4/1/2022 FIXED    Conventional   5/1/2007     96000 F         8.875 NO              180      180       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  3/19/2007    125000                SINGLE FAMILY         1              0        0        76.8   76.8 FULL         27.89   4993.8     597                                       1                                                                                            YES        No             9.5558 PASS      81815.1 PASS         346.06     3393   7,401.09 PASS         8 N/A    NO     N/A        3393  4,625.68 PASS         8 PASS   NO     YES       Final     Yes            2/1/2013       4  852.26      3/1/2013      7/1/2022   80136.08            Cure default         0               N                           966.57 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           3/1/2035 FIXED    Conventional   4/1/2005    367000 F         5.875 NO              360      360       6        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  1/19/2005    505000                PUD                   1              0        0       72.67  72.67 FULL         33.71  8727.75       0                                       2                        Exception: Missing    Missing Docs                                  YES        No              5.926 PASS    416861.27 PASS           2.47  2023.75  29,174.47 PASS         8 N/A    NO     N/A     2023.75           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 2065.52      8/1/2012      5/1/2035  329369.57            Cure default         0               N                          2170.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            2/1/2036 FIXED    Conventional   3/1/2006    163000 F          8.63 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   1/6/2006    163000                SINGLE FAMILY         1              0                  100    100 FULL         41.07     7333     646                                       2                        Exception: Missing    Missing Docs                                  YES        No              9.246 PASS    302375.05 PASS        1131.94     7319  12,429.81 PASS         8 N/A    NO     N/A        7319  9,322.36 PASS         8 PASS   NO     YES       Final     Yes            2/2/2010    8.63 1209.89      3/1/2010      2/1/2036  168534.28            Cure default        36 Penalty       N                          1268.38 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO           12/1/2037 FIXED    Conventional   1/1/2008    320000 F         7.625 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1025  10/8/2007    400000                3 FAMILY              1              0        0          80     80 NIVA             0        0     710                                       1                                                                                            YES        No              7.901 PASS    504132.42 PASS          -0.23     8420  24,899.66 PASS         8 N/A    NO     N/A        8420         0 N/A          8 PASS   NO     YES       Final     Yes           2/23/2010       2  677.28      3/1/2010                223654.95            Cure default         0               N                          2264.94 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           2/1/2036 FIXED    Conventional   3/1/2006    258000 F          7.48 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/22/2005    380000                SINGLE FAMILY         1              0                 67.9   67.9 FULL         34.06     5800     652                                       1                                                                                            YES        No              7.738 PASS    397726.56 PASS         947.43     5880  20,110.38 PASS         8 N/A    NO     N/A        5880           N/A            N/A    N/A    YES       Final     Yes            5/1/2010   4.605  1442.5      6/1/2010      4/1/2036  261675.76            Cure default        60 Penalty       N                          1600.44 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         60 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 5%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
YES          12/1/2036 FIXED    Conventional   1/1/2007    275000 F          6.84 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/30/2006    360000                PUD                   1              0                76.39  76.39 FULL         32.15     9417     678                                       1                                                                                            YES        No             7.0374 PASS    378489.92 PASS         478.48     4584  21,574.76 PASS         8 N/A    NO     N/A        4584 21,574.76 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1561.77     10/1/2012      1/1/2037  257196.87            Cure default        36 Penalty       N                          1800.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO            7/1/2036 BALLOON  Conventional   8/1/2006    130000 F           9.2 YES             360      480       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/15/2006    130000                SINGLE FAMILY         1              0        0         100    100 FULL         37.24     4463     660                                       1                                                           Exception: Missing   3/19/15:    YES        No              9.552 PASS    323411.06 PASS             28     4254   9,991.52 PASS         8 N/A    NO     N/A        4254  6,244.70 PASS         8 PASS   NO     YES                 Yes            9/1/2010       2  344.53      9/1/2010                113770.52            Cure default         0               N                          1022.84 NO         Complete Y         NO
                       OTHER                                                                                                                                                                                                                                                                                                    DETACHED                                                                                                                                                                                                final HUD-1- HUD1 in  Received                                                                                                                                                                                                                                                                                                 without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        file is not signed or Final HUD-1                                                                                                                                                                                                                                                                                              capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        stamped               executed by
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        true/certified. -     all
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Rating - 1;           parties.;
YES           4/1/2036 5/1 OR   Conventional   5/1/2006    218000 O         7.125 NO              360      360       5        15       120   4/1/2011   5/1/2011   4/1/2015   5/1/2015        5         6     2 13.125      5       6        6 6 Month INVESTMENT  PURCHASE            1073  2/25/2006    273000         273000 CONDO<5FLOORS         1              0    84000       79.85 110.62 FULL         31.15    24418     791                                       3  Exception: Missing evidence of title-       Missing Docs                                  NO         No              8.972 PASS    477897.04 PASS         408.93  3798.13            N/A            N/A    N/A    N/A     3798.13           N/A            N/A    N/A    YES                 Yes            7/1/2013    5.25 1161.61      8/1/2013                210359.46            Cure default         0               N                          1294.38 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                              (LOW RISE)                                                                                                                                     Appears to be an error on title policy,                                                                                                                                                                                                                                                                                                                                                 with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                Schedule B states 2nd lien is $84,000; - Per                                                                                                                                                                                                                                                                                                                                            capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD and 1008 amount is $54,000 - Rating - 3;
NO            2/1/2036 FIXED    Conventional   3/1/2006     85500 F          9.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/22/2005     95000                SINGLE FAMILY         1              0                   90     90 FULL         45.45     3100     654                                       1                                                                                            YES        No              9.635 PASS    170533.91 PASS            301     2015   6,638.93 PASS         8 N/A    NO     N/A        2015         0 N/A          0 N/A    NO     YES       Final     Yes            4/1/2010       2  270.07      4/1/2010                 89061.07            Cure default        36 If full       N                           703.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance.
YES          12/1/2036 FIXED    Conventional   1/1/2007    540000 I          7.26 NO              360      360       6        10        60                                                                                                             PRIMARY     REFI CASHOUT        1073 10/25/2006    675000                CONDO<5FLOORS         1              0   135000          80    100 NIV /        38.23 27648.77     655                                       3                        Exception:            Missing Docs                                  YES        No             7.3739 PASS    834338.65 PASS        1250.66  4314.66  42,793.84 PASS         8 N/A    NO     N/A     4314.66           N/A            N/A    N/A    YES                 Yes           11/1/2012    5.25 2974.06     12/1/2012                538579.38            Cure default        36 Penalty       N                             3267 NO         Complete Y         NO
                       RATE I/O                                                                                                                                                                                                                                                                                                 (LOW RISE)                                                         Stated                                                                                            Incomplete/Illegible                                                                                                                                                                                                                                                                                                                                              with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                   Income                                                                                            HUD-1 in file- Missing                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower's signature                                                                                                                                                                                                                                                                                                                                                                     20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     or Escrow stamped -                                                                                                                                                                                                                                                                                                                                                                      equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            7/1/2036 FIXED    Conventional   8/1/2006    149000 F        10.656 NO              360      360      10        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/13/2006    149000                SINGLE FAMILY         1              0        0         100    100 FULL         51.34  7099.12     625                                       1                                                                                            YES        No             10.775 PASS    349515.93 PASS         -17.85  1768.75  11,764.58 PASS         8 N/A    NO     N/A     1768.75 11,764.58 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  622.04      8/1/2012      8/1/2036  101915.83            Cure default        36 If a full     N                           1380.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3 years,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 5% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO           12/1/2036 FIXED    Conventional   1/1/2007    128250 F           8.7 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT          70  11/9/2006    135000                SINGLE FAMILY         1              0                   95     95 FULL         36.62   4900.5     573                                       1                                                                                            YES        No              9.057 PASS    237652.33 PASS          -8.29   4059.6   9,912.92 PASS         8 N/A    NO     N/A      4059.6  6,195.57 PASS         8 PASS   NO     YES       Final     Yes            2/1/2013       5  763.51      3/1/2013      5/1/2037  128599.63            Cure default         0               N                          1004.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          12/11/2037 FIXED    Conventional  1/11/2008    126400 F         9.625 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/22/2007    158000                SINGLE FAMILY         1              0                   80     80 FULL         48.86  3999.63     551                                       1                                                                                            YES        No             10.162 PASS    265997.03 PASS          -5.16     5623   9,662.16 PASS         8 N/A    NO     N/A        5623  6,038.85 PASS         6 PASS   NO     YES       Final     Yes            1/1/2013    5.25  755.36      2/1/2013                126858.44            Cure default with capitalization     N                          1074.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
YES          12/1/2036 10/1 OR  Conventional   1/1/2007    305000 O           6.5 NO              360      360       5        15       120  12/1/2011   1/1/2012  12/1/2015   1/1/2016     2.25         6     2   12.5   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004 10/19/2006    430000                SINGLE FAMILY         1              0        0       70.93  70.93 SIVA         21.36    10200     732                                       1                                                                                            YES        No              7.385 PASS    512173.84 PASS         621.64     4688  23,932.44 PASS         8 N/A    NO     N/A        4688 17,949.33 PASS         8 PASS   NO     YES       Final     Yes            3/1/2010       2 1084.59      3/1/2010                311411.93            Cure default        36 Penalty       N                          1927.81 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            8/1/2036 BALLOON  Conventional   9/1/2006    119000 F          8.85 YES             360      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/6/2006    140000                SINGLE FAMILY         1              0        0          85     85 FULL         46.12  3660.25     532                                       1                                                                                            YES        No              9.522 PASS    285958.63 PASS        1023.47  6468.28   8,993.31 PASS         8 N/A    NO     N/A     6468.28  8,993.31 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  724.16      8/1/2012     11/1/2036  119256.83            Cure default        36 Penalty       N                           904.21 NO         Complete Y         NO
                       OTHER                                                                                                                                                                                                                                                                                                    DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           2/1/2035 3/1 OR   Conventional   3/1/2005    395800 O           5.5 NO              360      360       5        15       120   2/1/2008   3/1/2008   8/1/2015   9/1/2015     2.25         5     1   11.5   2.25       6        6 6 Month PRIMARY     PURCHASE            1004 12/27/2004    495000         494750 PUD                   1              0        0          80     80 FULL         24.89    10000       0                                       3                        Exception: Missing    Missing Docs                                  NO         No               5.24         442931.43                            0            N/A            N/A    N/A    N/A           0           N/A            N/A    N/A    NO                  Yes           3/16/2010       2 1143.97      4/1/2010                377764.71            Cure default        36 Penalty       N                          1814.09 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                              with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1-  - Rating                                                                                                                                                                                                                                                                                                                                                                   equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 3;                                                                                                                                                                                                                                                                                                                                                                                     months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            8/1/2037 FIXED    Conventional   9/1/2007    225250 F        10.525 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   4/2/2007    265000                SINGLE FAMILY         1              0        0          85     85 FULL         31.87   9236.5     538                                       2                        Exception: Missing    Missing Docs                                  YES        No             10.932 PASS    525312.16 PASS          78.44     6621  17,443.55 PASS         8 N/A    NO     N/A        6621         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25 1344.69     10/1/2012     12/1/2037     225475            Cure default        36 Penalty       N                          2064.66 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            1/1/2036 5/1 OR   Conventional   2/1/2006    217211 O         6.125 NO              360      360       5        15       120   1/1/2011   2/1/2011   7/1/2015   8/1/2015     2.25         6     2 12.125   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  12/5/2005    274000         271514 CONDO<5FLOORS         1              0  53988.8          80  99.88 NO DOC       47.62  7443.73     702                                       2                        Exception: Missing    Missing Docs                                  NO         No              6.656 PASS    326235.18 PASS         -16.26  1571.71            N/A            N/A    N/A    N/A     1571.71           N/A            N/A    N/A    YES       Final     Yes            2/1/2010       4 1205.61      3/1/2010      1/1/2036  233195.88            Cure default         0               N                          1108.68 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            (LOW RISE)                                                                                                                                                           FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES           2/1/2036 FIXED    Conventional   3/1/2006    520000 F         6.625 NO              360      360       6        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/13/2005    725000                PUD                   1              0    65000       71.72  80.69 FULL         45.14    11250     572                                       2                        Exception: Missing    Missing Docs                                  YES        No              6.665 PASS    680897.32 PASS         987.82     1153  41,500.21 PASS         8 N/A    NO     N/A        1153           N/A            N/A    N/A    YES       Final     Yes            4/1/2009       3 1712.34      5/1/2009                478328.38            Cure default         0               N                          3329.62 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                without
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          11/1/2034 3/1 OR   Conventional  12/1/2004    230400 O         4.625 NO              360      360       5        15        36  11/1/2007  12/1/2007  11/1/2015  12/1/2015     2.75         2     2 10.625   2.75      12       12 1 Yr    PRIMARY     PURCHASE            1004  9/29/2004    288000         288000 PUD                   1              0    43200          80     95 FULL         22.45     6427     729                                       2  Exception: Missing evidence of title-       Missing Docs                                  NO         No              4.925 PASS    219284.89 PASS         328.53  2667.25            N/A            N/A    N/A    N/A     2667.25           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1353.71      8/1/2012     12/1/2034  213799.03            Cure default         0               N                              888 YES        Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 CMT                                                                                                                                                                                                                             Missing final title policy-prelim only in                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                Weekly                                                                                                                                                                                                                          file - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                      capitalization
YES           7/1/2037 FIXED    Conventional   8/1/2007    292500 F         8.929 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/31/2007    325000                SINGLE FAMILY         1              0        0          90     90 FULL          61.8    11929     584                                       3  Exception: Missing    Exception: Prepayment Missing Docs                                  YES        No             8.9976 PASS    552493.28 PASS         426.55     1760  23,156.16 PASS         8 N/A    NO     N/A        1760 17,367.12 PASS         8 PASS   NO     YES       Final     No                                                                                                            36 Penalty       N                          2338.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       copy of Modification  penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                                       within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               agreement-  - Rating  per state- Prepay                                                                                                                                                                                                                                                                                                                                                                        36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - 3;                  Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    6 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of California exceeds                                                                                                                                                                                                                                                                                                                                                                    interest
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO            2/1/2037 3/1 OR   Conventional   3/1/2007    330720 A           7.1 YES             360      480       2        15             2/1/2010   3/1/2010   8/1/2015   9/1/2015      5.1         3     1   13.1    5.1       6        6 6 Month PRIMARY     PURCHASE            1004 12/12/2005    415000         413400 SINGLE FAMILY         1              0    82680          80    100 STATED /     53.92    10000     743                                       1                                                                                            NO         No              10.08 PASS    917091.17 PASS        3277.95  9931.52            N/A            N/A    N/A    N/A     9931.52           N/A            N/A    N/A    YES       Final     Yes           12/1/2010       2 1112.17     12/1/2010                355547.93            Cure default         0               N                          2079.26 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                           STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES          8/21/2036 FIXED    Conventional  9/21/2006    123500 F           8.7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/3/2006    145000                SINGLE FAMILY         1              0                85.17  85.17 FULL         21.61  4543.95     544                                       1                                                                                            YES        No              9.061 PASS    228628.84 PASS         -10.67     3959   9,563.28 PASS         8 N/A    NO     N/A        3959           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25   720.9     11/1/2012     12/1/2036   118316.1            Cure default        36 If a full     N                           967.17 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty at 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan balance.
YES          10/1/2036 7/1 OR   Conventional  11/1/2006    452000 O         5.625 NO              360      360       6        15        84  10/1/2013  11/1/2013  10/1/2015  11/1/2015     2.75         5     2 10.625   6.75      12       12 1 Yr    PRIMARY     REFI CASHOUT        1004  8/25/2006    565000                SINGLE FAMILY         1              0    75000          80  93.27 FULL         40.82 10381.67     690                                       1                                                                                            YES        No              6.888 PASS    706832.35 PASS          12.74 10669.25  35,273.02 PASS         8 N/A    NO     N/A    10669.25           N/A            N/A    N/A    YES       Final     Yes            5/1/2009       3 1831.91      6/1/2009                463530.69            Cure default with capitalization     N                          2118.75 NO         Complete Y
                       7/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
                       ARM (IO)                                                                                                                                                                                                                Weekly
NO            4/1/2036 FIXED    Conventional   5/1/2006 198129.63 F         7.544 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   3/8/2006    210000                SINGLE FAMILY         1              0                94.35  94.35 FULL        120.74   3646.5     689                                       2                        Exception: Missing    Missing Docs                                  YES        No             7.8795 PASS    309269.04 PASS          -0.41  6333.88  15,327.05 PASS         8 N/A    NO     N/A     6333.88           N/A            N/A    N/A    YES       Final     Yes           3/24/2009       3  791.99      5/1/2009                200108.71            Cure default        36 Penalty       N                          1391.27 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           9/1/2036 5/1 OR   Conventional  10/1/2006    300000 O             7 NO              360      360       5        15       120   9/1/2011  10/1/2011   9/1/2015  10/1/2015     2.25         6     2     13   2.25       6        6 6 Month PRIMARY     PURCHASE            1004  7/20/2006    375000         375000 SINGLE FAMILY         1              0    75000          80    100 FULL         34.82    12000     730                                       1                                                                                            NO         No              7.686 PASS    519650.14 PASS         635.84     5398            N/A            N/A    N/A    N/A        5398           N/A            N/A    N/A    YES       Final     Yes            8/1/2010       2 1115.06      8/1/2010                315483.09            Cure default         0               N                             1750 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES          11/1/2036 5/1 OR   Conventional  12/1/2006    324000 O          6.25 NO              360      360       6        15        60  11/1/2011  12/1/2011  11/1/2015  12/1/2015     2.25         5     2  11.25   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073  9/23/2006    411000         405000 CONDO                 1              0    81000          80    100 FULL         38.93  9851.63     749                                       1                                                                                            YES        No               7.26 PASS    510532.88 PASS         115.44     6558            N/A            N/A    N/A    N/A        6558 19,023.22 PASS         8 PASS   NO     YES       Final     Yes            3/1/2010       2  766.88      4/1/2010                 253242.2            Cure default         0               N                           1687.5 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           8/1/2037 FIXED    Conventional   9/1/2007     99000 F         7.125 NO              360      360       5        15                                                                                                                       INVESTMENT  REFI CASHOUT        1004  6/25/2007    152500                SINGLE FAMILY         1              0                64.92  64.92 FULL          40.8     5800     787                                       3                        Exception: Missing    Missing Docs                                  NO         No                  0 FAIL            0 FAIL     -143513.65  2400.36            N/A            N/A    N/A    N/A     2400.36           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  565.13      8/1/2012     10/1/2037   94760.64            Cure default         0               N                           666.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                            / NON-OWNER                                                              DETACHED                                                                                                                                                             final TIL-  - Rating -                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                capitalization
YES           6/1/2037 5/1 OR   Conventional   7/1/2007    421000 O          5.75 NO              360      360       5        15        60   6/1/2012   7/1/2012   6/1/2015   7/1/2015     2.25         5     2  10.75   2.25      12       12 1 Year  PRIMARY     REFI CASHOUT        1004   5/3/2007    530000                SINGLE FAMILY         1              0                79.43  79.43 FULL         37.77  6969.34     769                                       1                                                                                            YES        No               6.99 PASS    648406.83 PASS       10462.89     4090  33,315.15 PASS         8 N/A    NO     N/A        4090           N/A            N/A    N/A    YES       Final     Yes            3/1/2010       2 1285.74      3/1/2010                424581.51            Cure default         0               N                          2017.29 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            1/1/2037 5/1 OR   Conventional   2/1/2007    330000 O         6.375 NO              360      360       5        15       120   1/1/2012   2/1/2012   7/1/2015   8/1/2015     3.25         6     2 12.375   3.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004 10/23/2006    420000                SINGLE FAMILY         1              0                78.57  78.57 FULL         35.74  5833.33     682                                       1                                                                                            YES        No              8.005 PASS     621405.7 PASS          88.51  9579.06  25,582.25 PASS         8 N/A    NO     N/A     9579.06         0 N/A          0 N/A    NO     YES       Final     Yes            2/1/2010       2 1093.69      3/1/2010                352688.68            Cure default         0               N                          1753.13 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
NO            8/1/2037 FIXED    Conventional   9/1/2007    291000 F          9.68 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  5/16/2007    315000                SINGLE FAMILY         1              0        0       92.38  92.38 FULL         54.91  7402.89     603                                       3                        Exception: Error on   Missing Docs                                  YES        No            10.1168 PASS    616593.81 PASS        6566.51     6060  22,771.39 PASS         8 N/A    NO     N/A      9697.5 14,232.12 PASS         6 PASS   NO     YES       Final     Yes           11/1/2010    4.93 1667.72     11/1/2010      8/1/2037  297514.25            Cure default         0               N                          2485.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             final HUD-1- Final                                                                                                                                                                                                                                            HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 in file                                                                                                                                                                                                                                                                                                                                                     capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     indicates loan
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disbursed on 7/2/2007,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per the Note the 1st
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     payment was due on
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     9/1/2007 and per the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1 the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     interest collected was
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     from
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     6/27/2007-7/1/2007;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     however should have
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     been from
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     7/2/2007-7/31/2007. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO                     FIXED    Conventional   8/1/2007    116250 F           8.6 NO              480      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/22/2007    155000                SINGLE FAMILY         1              0                   75     75 FULL         50.83     2301     534                                       3                        Exception: Finance    TIL Exception                                 YES        No              8.989 PASS    301551.96 FAIL         -61.23  4491.96   8,936.26 PASS         8 N/A    NO     N/A     4491.96  5,585.16 PASS         6 PASS   NO     YES       Final     Yes           8/31/2010       2  287.36      9/1/2010                  94892.5            Cure default with capitalization     N                           861.08 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $61.23. Unable to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     determine cause, no
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     itemization in file -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO            2/1/2035 FIXED    Conventional   3/1/2005 163560.74 F          6.95 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T      Missing     8/21/2003    205000                UNKNOWN               1              0    15000       79.79   87.1 FULL         38.22     4847     669                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No             7.0057 PASS    227376.67 PASS          -2.48      920  12,991.05 PASS         8 N/A    NO     N/A         920         0 N/A          0 N/A    NO     YES       Final     Yes            3/1/2010   3.625  819.51      3/1/2010      3/1/2035  161856.55            Cure default        36 Penalty       N                          1082.68 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Title commitment only Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               in file - Rating - 2; Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalties in                                                                                                                                                                                                                                                                                                                                                                             balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     connection with loans                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     secured by property                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     containing a                                                                                                                                                                                                                                                                                                                                                                             the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     single-family dwelling                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     are limited to 1% of                                                                                                                                                                                                                                                                                                                                                                     balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the amount of any                                                                                                                                                                                                                                                                                                                                                                        the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment made within                                                                                                                                                                                                                                                                                                                                                                   months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3 years of the date of                                                                                                                                                                                                                                                                                                                                                                   of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the loan. - Rating -                                                                                                                                                                                                                                                                                                                                                                     principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO            2/1/2036 FIXED    Conventional   3/1/2006    114900 F         6.125 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1073 12/22/2005    155000         154900 CONDO                 1              0        0       74.18  74.18 FULL         28.01     5567     586                                       1                                                                                            YES        No              6.255 PASS    138006.73 PASS         -11.73     1215            N/A            N/A    N/A    N/A        1215         0 N/A          0 N/A    NO     YES       Final     Yes            3/1/2013    4.75  617.83      4/1/2013      3/1/2036  103623.18            Cure default with capitalization     N                           698.14 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1
YES          12/1/2037 7/1 OR   Conventional   1/1/2008    648750 O         8.375 NO              360      360       6        15        84  12/1/2014   1/1/2015  12/1/2015   1/1/2016     2.25         5     2 13.375   2.25      12       12 1 Year  INVESTMENT  PURCHASE            1025  11/1/2007    865000         865000 2 FAMILY              1              0        0          75     75              19.24 33479.22     680                                       2                        Exception: Error on   TIL Exception                                 NO         No              7.812 PASS   1036810.58 PASS          -0.49  8618.75            N/A            N/A    N/A    N/A     8618.75           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 3607.42     12/1/2012                653277.73            Cure default         0               N                          4527.73 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                   final TIL- Final TIL                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      in file not signed -                                                                                                                                                                                                                                                                                                                                              capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO            8/1/2037 10/20    Conventional   9/1/2007    288000 F          9.89 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/26/2007    320000                SINGLE FAMILY         1              0        0          90     90 FULL         50.74  6283.33     645                                       1                                                                                            YES        No              9.943 PASS    643394.72 PASS        29053.1     1627  22,941.05 PASS         8 N/A    NO     N/A        1627         0 N/A          0 N/A    NO     YES       Final     Yes           3/31/2009    3.25 1335.68      5/1/2009      8/1/2037  296553.16            Cure default        36 Penalty       N                          2420.69 NO         Complete Y         NO
                       TWO STEP                                                                                                                                                                                                                                                                                                 DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
YES           5/1/2037 5/1 OR   Conventional   6/1/2007    528000 O         5.625 NO              360      360       5        15        60   5/1/2012   6/1/2012   5/1/2016   6/1/2016     2.25         5     2 10.625   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073  4/13/2007    660000         660000 CONDO                 1              0    66000          80     90 SIVA         39.48 13270.55     757                                       2                        Exception: Missing    Missing Docs                                  NO         No              6.942 PASS    810410.98 PASS        3416.24   2537.5            N/A            N/A    N/A    N/A      2537.5           N/A            N/A    N/A    YES       Final     Yes            6/1/2010       2 1815.01      6/1/2010                574275.94            Cure default         0               N                             2475 YES        Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          12/1/2035 5/1 OR   Conventional   1/1/2006    334000 O         5.875 NO              360      360       5        15        60  12/1/2010   1/1/2011  12/1/2015   1/1/2016     2.25         2     2 10.875   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073 11/22/2005    430000         425000 CONDO                 1              0                78.59  78.59 FULL         46.83  5001.05     699                                       3                        Exception: Missing    Missing Docs                                  NO         No              6.673 PASS     476449.8 PASS        3871.18      852            N/A            N/A    N/A    N/A         852           N/A            N/A    N/A    YES                 Yes            3/1/2010       2  608.32      4/1/2010                200881.28            Cure default         0               N                          1635.21 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 final HUD-1- HUD in                                                                                                                                                                                                                                                                                                                                               with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      file is marked Final;                                                                                                                                                                                                                                                                                                                                             capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     however it is not
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped by settlement
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     agent. - Rating - 3;
NO            7/1/2020 FIXED    Conventional   8/1/2005     60800 F           6.5 NO              180      180       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   5/1/2005     76000                SINGLE FAMILY         1              0        0          80     80 FULL         21.93  3166.67       0                                       1                                                                                            YES        No               7.33 PASS     37589.04 PASS           44.4     2835   4,623.15 PASS         8 N/A    NO     N/A        2835  3,467.36 PASS         8 PASS   NO     YES       Final     Yes            2/1/2010       2  327.31      2/1/2010      8/1/2024   49647.16            Cure default         0               N                           529.63 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           11/1/2033 FIXED    Conventional  12/1/2003    153900 F          7.99 NO              360      360       5        10                                                                                                                       PRIMARY     REFI R/T            1004   9/9/2003    162000                SINGLE FAMILY         1              0        0          95     95 FULL         47.23  3312.69     643                                       3                        Exception: Finance    TIL Exception                                 YES        No             8.1527 PASS    254771.08 PASS          -0.37  2351.89  12,110.19 PASS         8 N/A    NO     N/A     2351.89  7,568.87 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  983.57      8/1/2012      9/1/2034  154424.94            Cure default with capitalization     N                          1128.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Under
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disclosed $600.37,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     lender did not include
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     attorney fees in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     amount financed -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO           12/1/2035 2/1 OR   Conventional   1/1/2006    280000 A         7.399 NO              360      360       5        10            12/1/2007   1/1/2008   6/1/2015   7/1/2015    5.899       1.5   1.5 14.399  7.399       6        6 6 Month PRIMARY     REFI CASHOUT        1004 11/17/2005    280000                SINGLE FAMILY         1              0        0         100    100 FULL          53.9  8889.42     641                                       1                                                                                            YES        No              9.732 PASS    603538.66 PASS         362.06   3085.5  22,148.62 PASS         8 N/A    NO     N/A      3085.5         0 N/A          0 N/A    NO     YES       Final     Yes           5/27/2011       2  808.82      6/1/2011                230115.07            Cure default        36 Penalty       N                          1938.48 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without                within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              10% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
NO            8/1/2037 FIXED    Conventional   9/1/2007    175000 F          8.65 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/30/2007    195000                SINGLE FAMILY         1              0                89.74  89.74 FULL         36.66  8451.82     631                                       1                                                                                            YES        No              8.799 PASS    318478.36 PASS         194.49     1865  13,827.58 PASS         8 N/A    NO     N/A        1865  8,656.75 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  979.92      8/1/2012      9/1/2037  164050.95            Cure default        36 Penalty       N                          1364.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES           9/1/2037 3/1 OR   Conventional  10/1/2007    364000 O         5.875 NO              360      360       6        15        36   9/1/2010  10/1/2010   9/1/2015  10/1/2015     2.25         2     2 11.875   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073  6/11/2007    455000         455000 CONDO                 1              0    91000          80    100 SIVA         46.51     7500     720                                       1                                                                                            YES        No              7.395 PASS    570479.54 PASS        1189.46     7550            N/A            N/A    N/A    N/A        7550 21,281.54 PASS         8 PASS   NO     YES       Final     Yes           3/27/2010       2  726.44      5/1/2010                388242.21            Cure default with capitalization     N                          1782.08 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1
                       ARM (IO)
YES           3/1/2037 2/1 OR   Conventional   4/1/2007    164000 O          7.49 NO              360      360       6        10       120   3/1/2009   4/1/2009   9/1/2015  10/1/2015     6.49         3     1  13.49   7.49       6        6 6 Month PRIMARY     PURCHASE            1025  1/11/2007    205000         205000 2 FAMILY              1              0    41000          80    100 STATED /     39.64     6100     727                                       1                                                                                            YES        No            11.2201 PASS    450064.45 PASS         867.33  3602.25            N/A            N/A    N/A    N/A     3602.25  9,580.87 PASS         8 PASS   NO     YES       Final     Yes            1/7/2012    5.25  906.69      2/1/2013                164193.97            Cure default        24 Penalty       N                          1023.63 YES        Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                               STATED                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            8/1/2037 FIXED    Conventional   9/1/2007    185250 F          11.8 NO              360      360       5        10                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/18/2007    195000                SINGLE FAMILY         1              0                   95     95 FULL         33.68  9962.45     589                                       1                                                                                            YES        No             12.016 PASS    493421.13 PASS          53.76  3004.95  14,589.19 PASS         8 N/A    NO     N/A     3004.95  9,118.24 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1091.45      8/1/2012      9/1/2037  182722.23            Cure default        36 Penalty       N                          1877.03 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid.
NO                     FIXED    Conventional  12/1/2006    130000 F           8.5 NO              480      480       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/2/2006    130000                SINGLE FAMILY         1              0        0         100    100 FULL         28.73     5098     662                                       2                        Exception: Missing    Missing Docs                                  YES        No             8.7417 PASS    331108.93 PASS         254.11     2950  10,127.67 PASS         8 N/A    NO     N/A        2950  6,329.79 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  673.36     11/1/2012                128321.25            Cure default         0               N                           953.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          12/1/2035 10/1 OR  Conventional   1/1/2006    448000 A           6.5 NO              360      360       6        15            12/1/2015   1/1/2016  12/1/2015   1/1/2016     2.25         6     2   12.5   2.25       6        6 6 Month PRIMARY     REFI CASHOUT        1004  9/17/2005    560000                SINGLE FAMILY         1              0    50000          80  88.93 STATED /     39.66    11000     743                                       3  Exception: Error on copy of Modification    Missing Docs                                  YES        No               6.81 PASS    595238.37 PASS        1128.71   8418.5  35,101.81 PASS         8 N/A    NO     N/A      8418.5           N/A            N/A    N/A    YES       Final     Yes           10/1/2009       2  584.99     11/1/2009                193177.66            Cure default        36 Penalty       N                          2831.66 NO         Complete Y         NO
                       10/6 MOS                                                                                                                                                                                                                LIBOR                                                                            DETACHED                                                           STATED                                                                      agreement- GPM repayment schedule, last                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                     payment step should state 372 monthly                                                                                                                                                                                                                                                                                                                                                   capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               payments, it states 360. Modification is not                                                                                                                                                                                                                                                                                                                                                                   20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               a balloon. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                                       equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES           2/1/2035 5/1 OR   Conventional   3/1/2005    336250 O         6.125 NO              360      360       5        15       120   2/1/2010   3/1/2010   2/1/2016   3/1/2016     2.25         5     2 11.125   2.25      12       12 1 Year  PRIMARY     PURCHASE            1073   1/5/2005    435000         420324 CONDO                 1              0    84050          80  99.99 FULL         33.04     9755     726                                       2                        Exception: Missing    Missing Docs                                  NO         No              5.818 PASS    418124.03 PASS        1332.17  1850.31            N/A            N/A    N/A    N/A     1850.31           N/A            N/A    N/A    YES       Final     Yes            1/1/2010       2  821.25      2/1/2010                271195.67            Cure default         0               N                          2043.09 YES        Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                 FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with Principal
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Rating - 2;                                                                                                                                                                                                                                                                                                                                                       foregiveness
YES          12/1/2037 7/1 OR   Conventional   1/1/2008    464250 O             7 NO              360      360       5        15        84  12/1/2014   1/1/2015  12/1/2015   1/1/2016     2.25         5     2     12   2.25      12       12 1 Year  INVESTMENT  PURCHASE            1004  10/4/2007    850000         619000 PUD                   1              0        0          75     75 FULL          41.2    30000     701                                       1                                                                                            NO         No              7.284 PASS    707554.41 PASS         238.12    16638            N/A            N/A    N/A    N/A       16638           N/A            N/A    N/A    YES                 Yes           11/1/2012    5.25  2574.1     12/1/2012                466150.07            Cure default         0               N                          2708.13 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 LIBOR   / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization
YES           7/1/2036 2/1 OR   Conventional   8/1/2006    182400 O           7.5 NO              360      360       5        15        60   7/1/2008   8/1/2008   7/1/2015   8/1/2015      6.5         3     1   13.5    7.5       6        6 6 Month PRIMARY     PURCHASE            1004   5/3/2006    230000         228000 SINGLE FAMILY         1              0    45600          80    100 FULL         43.85  4219.16     741                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No            11.3156 PASS     486927.5 PASS          572.1     6355            N/A            N/A    N/A    N/A        6355 10,539.90 PASS         8 PASS   NO     YES       Final     Yes           6/15/2010       2   433.9      7/1/2010                143282.44            Cure default        24 Penalty       N                             1140 NO         Complete Y         NO
                       2/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                       Missing final title policy, only have the                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                preliminary commitment in the file. - Rating                                                                                                                                                                                                                                                                                                                                            capitalization         24 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - 2;                                                                                                                                                                                                                                                                                                                                                                                                           20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO            9/1/2036 5/1 OR   Conventional  10/1/2006    292000 A         7.875 NO              360      360       5        15             9/1/2011  10/1/2011   9/1/2015  10/1/2015    4.875         6     2 13.875  4.875       6        6 6 Month PRIMARY     PURCHASE            1004  8/19/2006    375000         365000 PUD                   1              0    73000          80    100 FULL         44.53     8200     682                                       1                                                                                            YES        No             9.2653 PASS       613097 PASS          63.53        0            N/A            N/A    N/A    N/A           0         0 N/A          8 N/A    NO     YES       Final     Yes           11/1/2009       2  964.46     11/1/2009                302872.73            Cure default        36 Penalty       N                           2117.2 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               HUD1                                                                                                with                   within first
                       ARM                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
YES          10/1/2036 7/1 OR   Conventional  11/1/2006    243750 O         6.875 NO              360      360       5        15        84  10/1/2013  11/1/2013  10/1/2015  11/1/2015     2.75         5     2 11.875   2.75      12       12 1 Yr    INVESTMENT  PURCHASE            1025  8/28/2006    325000         325000 4 FAMILY              1              0        0          75     75 SIVA         17.85    30000     743                                       1                                                                                            NO         No              7.413 PASS    400170.12 PASS         315.26     2605            N/A            N/A    N/A    N/A        2605           N/A            N/A    N/A    YES       Final     Yes          10/26/2009   4.375  1357.8     11/1/2009     10/1/2036  257884.81            Cure default         0               N                          1396.48 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 CMT     / NON-OWNER                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization
YES          6/11/2037 FIXED    Conventional  7/11/2007    337500 F          8.85 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/11/2007    378000                SINGLE FAMILY         1              0        0       89.29  89.29 FULL         27.48     9750     653                                       2                        Exception: Missing    Missing Docs                                  YES        No              9.313 PASS     640649.5 PASS         188.21  13429.5  25,925.64 PASS         8 N/A    NO     N/A     13429.5 19,444.23 PASS         8 PASS   NO     YES       Final     Yes           5/11/2014       3  950.96     6/11/2009                251355.13            Cure default        36 If full       N                          2679.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              then penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              outstanding
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              loan balance
YES           8/1/2035 5/1 OR   Conventional   9/1/2005    277600 O          5.75 NO              360      360       5        15        60   8/1/2010   9/1/2010   8/1/2015   9/1/2015     2.25         6     2  11.75   2.25      12       12 1 Year  PRIMARY     PURCHASE            1004  6/23/2005    347000         347000 SINGLE FAMILY         1              0    69400          80    100 SIVA          36.9     6500     721                                       1                                                                                            NO         No              6.232 PASS     356956.2 PASS         277.57     4571            N/A            N/A    N/A    N/A        4571           N/A            N/A    N/A    YES       Final     Yes            7/1/2010       2  504.95      8/1/2010                166746.48            Cure default         0               N                          1330.17 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 LIBOR                                                                            DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM (IO)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        capitalization
YES           4/1/2034 FIXED    Conventional   5/1/2004    198128 F          5.75 NO              360      360       6        15         0                                                                                                             PRIMARY     PURCHASE            1004 12/30/2003    248000         252805 SINGLE FAMILY         1              0                79.89  79.89 FULL        113.11     1871     691                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No              5.843 PASS    220964.38 PASS        1170.06      840            N/A            N/A    N/A    N/A         840 11,786.72 PASS         8 PASS   NO     YES       Final     Yes            5/1/2009       3  680.97      6/1/2009                188757.09            Cure default         0               N                          1156.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing final title policy, preliminary                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               report was provided - Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           10/1/2037 FIXED    Conventional  11/1/2007    328500 F         6.875 NO              360      360       5        15                                                                                                                       PRIMARY     PURCHASE            1004  7/16/2007    365000         365000 SINGLE FAMILY         1              0        0          90     90 FULL         63.36  7104.87     679 MGIC             17   25370485        1                                                                                            YES        No              7.236 PASS    463678.94 PASS         362.15   2576.5            N/A            N/A    N/A    N/A      2576.5 14,666.56 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1757.77     12/1/2012                349019.03            Cure default         0               N                          2158.02 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            3/1/2031 5/1 OR   Conventional   4/1/2001    800000 A           6.5 NO              360      360       5        15             3/1/2006   4/1/2006   3/1/2016   4/1/2016    2.625         2     2   11.5  2.625      12       12 1 Yr    PRIMARY     PURCHASE            1004  1/10/2001   1300000        1275000 SINGLE FAMILY         1              0                62.75  62.75 FULL         26.96    25000     751                                       1                                                                                            NO         No              7.115 PASS   1168610.28 PASS         474.35     1629            N/A            N/A    N/A    N/A        1629           N/A            N/A    N/A    YES       Final     Yes           7/17/2003     4.5 4095.61      9/1/2003      3/1/2031  775770.03            Cure default         0               N                          5056.55 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization
NO            6/1/2032 5/1 OR   Conventional   7/1/2002    438000 A         6.125 NO              360      360       5        15             6/1/2007   7/1/2007   6/1/2015   7/1/2015     2.75         2     2 11.125  4.125      12       12 1 Yr    PRIMARY     REFI CASHOUT  Missing     3/26/2002    660000                SINGLE FAMILY         1              0                66.36  66.36 FULL         19.81    17970     733                                       1                                                                                            YES        No              5.505 PASS    442241.96 PASS         401.03   3017.5  34,698.64 PASS        10 N/A    NO     N/A      3017.5 21,686.65 PASS         6 PASS   NO     YES       Final     Yes           7/21/2003     4.5 2229.67      9/1/2003      6/1/2023  431735.74            Cure default         0               N                          2661.33 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  capitalization
NO            9/1/2032 7/1 OR   Conventional  10/1/2002    410000 A           5.5 NO              360      360       2        15             9/1/2009  10/1/2009   9/1/2015  10/1/2015     2.75         5     2   10.5   2.75      12       12 1 Yr    PRIMARY     PURCHASE      Exterior    7/15/2002    560000         560500 TOWNHOUSE             1              0        0       73.21  73.21 FULL         39.33  9945.01     706                                       1                                                                                            NO         No              4.962 PASS    366307.09 PASS          74.53     1388            N/A            N/A    N/A    N/A        1388           N/A            N/A    N/A    YES       Final     Yes          10/15/2003    5.25 1726.75     11/1/2003      9/1/2032  307915.05            Cure default         0               N                          2327.93 NO         Complete Y         NO
                       7/6 MOS                                                                                                                                                                                                                 CMT                               Drive-by                                                                                                                                                                                                                                                                                                                                                                                                                                                                          HUD1                                                                                                with
                       ARM                                                                                                                                                                                                                     Weekly                            (2055,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                 1075, 466,
                                                                                                                                                                                                                                                                                 2095)
NO           5/27/2035 FIXED    Conventional  6/27/2005 168938.13 F         9.577 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  Exterior     5/9/2005    213000                SINGLE FAMILY         1              0        0       79.31  79.31 FULL         24.65   6533.3       0                                       1                                                                                            YES        No               9.79 PASS    348853.12 PASS         -14.02  2996.62  13,275.32 PASS         8 N/A    NO     N/A     2996.62 13,275.32 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  913.28      8/1/2012      6/1/2035  145906.25            Cure default        36 Penalty       N                          1429.99 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      Drive-by                                       DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                 (2055,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                 1075, 466,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                 2095)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           6/28/2035 FIXED    Conventional  7/28/2005 115004.44 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  5/18/2005    142000                SINGLE FAMILY         1              0        0       80.99  80.99 FULL         42.58  2776.57     629                                       1                                                                                            YES        No                8.8 PASS     208087.7 PASS          -6.13  2199.57   9,024.39 PASS         8 N/A    NO     N/A     2199.57  9,024.39 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25   674.7     11/1/2012      9/1/2035  107791.31            Cure default        36 Penalty       N                           891.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 02 of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/11/2035 FIXED    Conventional  8/11/2005 183937.17 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/17/2005    273000                PUD Attached          1              0        0       67.38  67.38 FULL         47.82  4353.12       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.29 PASS    309520.75 PASS         -18.59  3343.28  14,447.51 PASS         8 N/A    NO     N/A     3343.28         0 N/A          0 N/A    NO     YES       Final     Yes          10/12/2012    5.25 1021.77     11/1/2012      8/1/2035  162932.52            Cure default        36 Penalty       N                          1361.44 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months, 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within next
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty
NO           7/13/2035 FIXED    Conventional  8/13/2005 184963.65 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/18/2005    185000                SINGLE FAMILY         1              0                99.98  99.98 FULL         39.51  5483.02       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.28 PASS     311116.9 PASS         -21.36  3233.45  14,538.42 PASS         8 N/A    NO     N/A     3233.45 14,538.42 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  998.84     10/1/2012      8/1/2035  159575.77            Cure default        36 Penalty       N                          1369.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy-commitment                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               only in file - Rating                                                                                                                                                                                                                                                                                                                                                                                          of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - 2;                                                                                                                                                                                                                                                                                                                                                                                                           principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during third
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 month
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              period
NO           7/14/2035 FIXED    Conventional  8/14/2005  159971.2 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/17/2005    160000                SINGLE FAMILY         1              0        0       99.98  99.98 FULL         44.76  3596.66       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.54 PASS    319974.49 PASS            5.3  2864.11  12,568.57 PASS         8 N/A    NO     N/A     2864.11 12,568.57 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  907.84     12/1/2012      8/1/2035  144489.89            Cure default        36 Penalty       N                          1325.25 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/21/2035 FIXED    Conventional  8/21/2005 174994.44 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/6/2005    175000                SINGLE FAMILY         1              0        0         100    100 FULL         38.63  4820.54     708                                       1                                                                                            YES        No               8.53 PASS    305333.66 PASS          11.64  3086.12  13,752.67 PASS         8 N/A    NO     N/A     2836.12  8,307.37 PASS         0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  947.64     12/1/2012      8/1/2035  150824.77            Cure default         0               N                          1325.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     ATTACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           7/22/2035 FIXED    Conventional  8/22/2005 171454.62 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  6/29/2005    175000                CONDO                 1              0        0       97.97  97.97 FULL         25.45   8009.4       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.28 PASS    288431.36 PASS         -19.09  3033.81  13,473.66 PASS         8 N/A    NO     N/A     7235.99  8,421.04 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25  912.81      8/1/2012      8/1/2035  146377.42            Cure default        36 Penalty       N                          1269.05 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Illinois exceeds                                                                                                                                                                                                                                                                                                                                                                      of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO           7/25/2035 FIXED    Conventional  8/25/2005 125359.36 F         7.896 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   6/8/2005    132000                SINGLE FAMILY         1              0        0       94.97  94.97              40.46  3322.52     763                                       1                                                                                            YES        No               8.04 PASS    204241.51 PASS         232.38  1491.18   9,909.45 PASS         8 N/A    NO     N/A     1491.18  6,193.41 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  584.91     11/1/2012      8/1/2035   93269.92            Cure default with capitalization     N                           910.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
NO           7/22/2035 FIXED    Conventional  8/22/2005 224982.99 F        10.071 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/30/2005    225000                SINGLE FAMILY         1              0        0       99.99  99.99 FULL             0        0     605                                       1                                                                                            YES        No              10.28 PASS    493905.21 PASS          30.95  3824.87  17,692.65 PASS         8 N/A    NO     N/A     3574.87 10,696.83 PASS         0 N/A    NO     YES       Final     Yes           11/1/2012    5.25 1262.78     12/1/2012      8/1/2035  200981.26            Cure default         0               N                          1986.28 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           7/26/2035 FIXED    Conventional  8/26/2005  86045.06 F         7.696 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/5/2005    103000                SINGLE FAMILY         1              0        0       83.54  83.54              14.47  8276.32     684                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No               7.81 PASS    135662.57 PASS         244.66   700.31   6,827.58 PASS         8 N/A    NO     N/A      700.31         0 N/A          0 N/A    NO     YES       Final     Yes            9/1/2012    5.25  482.35     10/1/2012      8/1/2035   77060.86            Cure default        36 Penalty       N                           613.21 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing for                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;  Exception:                                                                                                                                                                                                                                                                                                                                                                           unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty not                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed per state-                                                                                                                                                                                                                                                                                                                                                                       balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Beyond Term - Rating -                                                                                                                                                                                                                                                                                                                                                                   the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/26/2035 FIXED    Conventional  8/26/2005 127288.43 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/7/2005    130000                SINGLE FAMILY         1              0        0       97.91  97.91 FULL         24.47     6879     633                                       1                                                                                            YES        No               9.55 PASS    254713.76 PASS          13.44  2381.11   9,992.59 PASS         8 N/A    NO     N/A     2381.11  9,992.59 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  669.94     11/1/2012      8/1/2035  106829.21            Cure default        36 Penalty       N                          1054.49 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/27/2035 FIXED    Conventional  8/27/2005 219991.64 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/18/2005    225000                PUD Attached          1              0        0       97.77  97.77 FULL         18.77 11515.27     697                                       1                                                                                            YES        No               8.53 PASS     383712.5 PASS          10.06  3751.11  17,299.24 PASS         8 N/A    NO     N/A     3501.11 10,459.00 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25 1151.04      8/1/2012      8/1/2035  184580.02            Cure default         0               N                          1666.55 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           7/26/2035 FIXED    Conventional  8/26/2005 377614.35 F         7.963 NO              360      360       2        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/7/2005    399000                SINGLE FAMILY         1              0        0       94.64  94.64 FULL          44.4  9788.55     774                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.02 PASS    618303.87 PASS          13.51  1920.75  30,055.49 PASS         8 N/A    NO     N/A     1920.75           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25 1792.41     11/1/2012      8/1/2035  285818.55            Cure default        36 Penalty       N                          2761.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA provided for                                                                                                                                                                                                                                                                                                                                                capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower only. Missing                                                                                                                                                                                                                                                                                                                                                                   equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA for co-borrower.                                                                                                                                                                                                                                                                                                                                                                   of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           7/28/2035 FIXED    Conventional  8/28/2005  99942.58 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   7/1/2005    100000                SINGLE FAMILY         1              0        0       99.94  99.94 FULL         21.93   6346.1     727                                       1                                                                                            YES        No                8.3 PASS    168339.78 PASS          -9.36  1976.98   7,837.25 PASS         8 N/A    NO     N/A     1976.98  7,837.25 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  522.89     11/1/2012      8/1/2035   83379.65            Cure default        36 Penalty       N                           739.74 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            8/2/2035 FIXED    Conventional   9/2/2005  230458.5 F           7.7 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  7/12/2005    257000                CONDO                 1              0        0       89.67  89.67 FULL         46.84  5927.94       0                                       1                                                                                            YES        No               7.77 PASS    362653.99 PASS          -8.43  1613.08  18,307.63 PASS         8 N/A    NO     N/A     3443.13 11,442.27 PASS         6 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1241.29      8/1/2012      9/1/2035  199421.82            Cure default        36 Penalty       N                          1643.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months; 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the UPB
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months.
NO            8/4/2035 FIXED    Conventional   9/4/2005 152639.62 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  7/14/2005    189000                SINGLE FAMILY         1              0        0       80.76  80.76 FULL         58.73  4694.86       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.29 PASS    256843.12 PASS          -8.38  2755.76  11,990.71 PASS         8 N/A    NO     N/A     2755.76  8,993.03 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  798.22     11/1/2012      9/1/2035  127524.21            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
balance for N                                             1129.78 NO     Complete Y         NO
the last 12
months."
NO           8/16/2035 FIXED    Conventional  9/16/2005 123687.16 F         9.577 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/14/2005    130000                SINGLE FAMILY         1              0        0       95.14  95.14 FULL         59.55  2270.66     630                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               9.77 PASS    255702.84 PASS           8.51  2072.14   9,697.61 PASS         8 N/A    NO     N/A     2072.14           N/A            N/A    N/A    YES       Final     Yes          10/23/2007       8  914.19    11/23/2007    10/23/2037  124589.37            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       Missing Final Policy. Preliminary title work                                                                                                                                                                                                                                        HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               was provided. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                             capitalization         12 months and 1% of the unpaid principal
balance for N                                             1047.01 NO     Complete Y         NO
the last 12
months."
NO            8/5/2035 FIXED    Conventional   9/5/2005  127929.9 F          8.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073 11/22/2004    128000                CONDO                 1              0                99.95  99.95 FULL          53.1  3054.77     779                                       1                                                                                            YES        No               8.29 PASS    218569.63 PASS           5.46      500  10,194.39 PASS         8 N/A    NO     N/A         250  6,326.32 PASS         0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  612.35     12/1/2012      9/1/2035   97645.37            Cure default         0               N                           961.09 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            8/3/2035 FIXED    Conventional   9/3/2005 305828.05 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/30/2005    340000                PUD                   1              0        0       89.95  89.95 FULL             0        0       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.52 PASS    533241.14 PASS          20.64  5019.63  24,064.67 PASS         8 N/A    NO     N/A     5019.63 24,064.67 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010   6.375 1715.01     12/1/2010                274898.15            Cure default        36 Penalty       N                           2316.8 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing coborrower                                                                                                                                                                                                                                                                                                                                                capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Facta disclosure -                                                                                                                                                                                                                                                                                                                                                                       months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              at 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for year 2,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 3
NO           8/10/2035 FIXED    Conventional  9/10/2005     90000 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/12/2005     91000                SINGLE FAMILY         1              0        0        98.9   98.9 FULL         42.41  1924.66     704                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.31 PASS    151641.31 PASS          -9.71  1830.05   7,053.60 PASS         8 N/A    NO     N/A     1830.05  7,053.60 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  473.05     11/1/2012     10/1/2035   75717.09            Cure default        36 Penalty       N                           666.15 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       commitment only - Rating - 2;                                                                                                                                                                                                                                                       HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/15/2035 FIXED    Conventional  9/15/2005 180475.77 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/15/2005    210000                SINGLE FAMILY         1              0                85.94  85.94 FULL         57.78  4392.37     670                                       1                                                                                            YES        No               8.53 PASS    314936.82 PASS          16.89  3217.13  14,180.69 PASS         8 N/A    NO     N/A     3217.13 14,180.69 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1025.78     11/1/2012     10/1/2035  164188.33            Cure default        36 Penalty       N                          1367.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           8/15/2035 FIXED    Conventional  9/15/2005 140313.79 F         9.577 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/26/2005    155000                PUD                   1              0        0       90.53  90.53 FULL         59.63  8671.76     564                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               9.79 PASS    289824.65 PASS         -16.27   2573.6  11,019.22 PASS         8 N/A    NO     N/A      2573.6 11,019.22 PASS         8 PASS   NO     YES       Final     Yes            8/1/2011    5.75  763.69      9/1/2011                130864.74            Cure default        36 Penalty       N                           1187.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing Final Title Policy - Rating - 2;                                                                                                                                                                                                                                            HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            5/1/2033 FIXED    Conventional   6/1/2003    262000 F         5.875 NO              360      360       2        15                                                                                                                       PRIMARY     PURCHASE            1004  2/28/2003    276000         276000 SINGLE FAMILY         1              0        0       94.93  94.93 FULL         26.76  7504.28     668 MGIC             30 18 850321         3                        Exception: APR not    TIL Exception                                 YES        No                6.5 FAIL    318358.59 FAIL       -3834.02   5512.5            N/A            N/A    N/A    N/A      5512.5 12,824.38 PASS         8 PASS   NO     YES       Final     Yes            4/1/2010       2 1061.22      5/1/2010      5/1/2033  235288.49            Cure default with capitalization     N                          1549.83 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             within tolerance-                                                                                                                                                                                                                                             HUD1
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Variance 0.15% due to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the discount fee. Need
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     verification the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     discount fees were
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     bona fide and resulted
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     in a rate reduction. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge not within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     $4720.43 due to the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     discount fee. Need
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     verification the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     discount fees were
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     bona fide and resulted
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     in a rate reduction. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO            9/1/2035 FIXED    Conventional  10/1/2005 211978.49 F         6.938 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  7/27/2005    320000                SINGLE FAMILY         1              0        0       66.24  66.24 FULL         54.96  4703.14       0                                       1                                                                                            YES        No               7.01 PASS    294238.37 PASS          -18.7  1620.09  16,822.14 PASS         8 N/A    NO     N/A     1620.09 16,822.14 PASS         8 PASS   NO     YES       Final     Yes            4/1/2013       2  292.92      5/1/2013                  94998.7            Cure default        36 Prepayment within the first 36 months equal to 3% penalty on the unpaid balance
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       foregiveness
within the  N                                             1401.43 NO     Complete Y         NO
first 12
months, 2%
in the
second 12
months and
1% in the
last 12
months."
NO            7/1/2033 3/1 OR   Conventional   8/1/2003    117000 A         3.375 NO              360      360       5        15             7/1/2006   8/1/2006   7/1/2015   8/1/2015     2.75         2     2  9.375   2.75      12       12 1 Yr    PRIMARY     REFI R/T            1004  4/14/2003    525000                SINGLE FAMILY         1              0        0       22.29  22.29 NINA             0        0     741                                       3                        Exception: Missing    Missing Docs                                  YES        No              3.891 PASS     81003.21 PASS        3100.29     1299   9,249.16 PASS         8 N/A    NO     N/A        1299  5,780.72 PASS         6 PASS   NO     YES       Final     Yes           6/11/2007     6.5  533.99      7/1/2007      7/1/2033   80407.93            Cure default without capitalization  N                           517.25 NO         Complete Y         NO
                       3/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             final TIL- TIL in file                                                                                                                                                                                                                                        HUD1
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                dated 6/12/2003
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     appears to be final
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     but is not signed or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     dated by the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrowers. Unable to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     determine if it was
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     provided at time of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing. - Rating - 3;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Right to Cancel form-
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 3;
NO            9/8/2035 FIXED    Conventional  10/8/2005 149994.47 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/20/2005    150000                SINGLE FAMILY         1              0        0         100    100 FULL         30.43  4871.73     657                                       1                                                                                            YES        No               9.29 PASS    290387.12 PASS          -5.02  2716.67  11,782.22 PASS         8 N/A    NO     N/A     2716.67           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  806.58     12/1/2012     10/1/2035  128859.89            Cure default        36 Penalty       N                          1215.73 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12months and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/8/2035 FIXED    Conventional  10/8/2005 164738.77 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  6/12/2005    255000                PUD                   1              0        0        64.6   64.6 FULL         29.23 10190.74     598                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               8.28 PASS    277154.97 PASS          -16.5  2934.56  12,944.34 PASS         8 N/A    NO     N/A     2934.56 12,944.34 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25   884.1     12/1/2012     10/1/2035  141244.67            Cure default        36 Penalty       N                          1219.34 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing Final Title Policy, but have                                                                                                                                                                                                                                                HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               commitment - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO            9/8/2035 FIXED    Conventional  10/8/2005  88630.67 F         9.577 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/10/2005     92000                SINGLE FAMILY         1              0                96.34  96.34 FULL         26.45   5663.9       0                                       3                        Exception: Missing    Missing Docs                                  YES        No                  0 FAIL            0 FAIL     -183265.21  1809.81   6,945.67 PASS         8 N/A    NO     N/A     1809.81  6,945.67 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  456.72      8/1/2012     10/1/2035   73509.82            Cure default        36 Penalty       N                           750.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final TIL-  - Rating -                                                                                                                                                                                                                                                                                                                                                                   unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/13/2035 FIXED    Conventional 10/13/2005 179402.72 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  8/15/2005    267500                CONDO<5FLOORS         1              0        0       67.07  67.07 FULL         42.72  5690.23       0                                       2  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               8.28 PASS    301777.77 PASS         -21.16  3151.27  14,100.12 PASS         8 N/A    NO     N/A     3151.27 14,100.12 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  928.59     11/1/2012     11/1/2035  148907.62            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                     evidence of title-    FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Policy. Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization         12 months and 1% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Prelim in file. -     borrower. Only has
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;           coborrower's Facta in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     file. - Rating - 2;
balance for N                                             1327.88 NO     Complete Y         NO
the last 12
months."
YES          9/16/2035 FIXED    Conventional 10/16/2005 245067.06 F         7.349 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/24/2005    290000                PUD                   1              0        0       84.51  84.51 FULL         39.54  5528.42       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.53 PASS    366896.25 PASS         -18.04  4201.68  19,269.23 PASS         8 N/A    NO     N/A     4201.68 19,269.23 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1278.07      8/1/2012     10/1/2035  205708.76            Cure default        36 Penalty       N                          1688.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/19/2035 FIXED    Conventional 10/19/2005 104499.06 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/25/2005    123000                SINGLE FAMILY         1              0        0       84.96  84.96 FULL          28.7  3757.25     685                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No                7.8 PASS    163074.66 PASS           9.88  2044.32   8,196.38 PASS         8 N/A    NO     N/A     2044.32  8,196.38 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  590.23     10/1/2012     11/1/2035      94825            Cure default        36 Penalty       N                           737.58 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- OH - Max                                                                                                                                                                                                                                                                                                                                               capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     PPP is 1%, actual is                                                                                                                                                                                                                                                                                                                                                                     3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3%, 2% in years 1, 2 -                                                                                                                                                                                                                                                                                                                                                                   unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     PPP term is expired -                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          9/21/2035 FIXED    Conventional 10/21/2005 267003.29 F         7.971 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/1/2005    310000                SINGLE FAMILY         1              0        0       86.13  86.13 FULL         33.01  7843.58     724                                       1                                                                                            YES        No               8.03 PASS    437726.16 PASS          15.71  1352.79  21,252.04 PASS         8 N/A    NO     N/A     1352.79           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1412.07     12/1/2012     10/1/2035  225594.45            Cure default        36 Penalty within first 36 months at lesser of: a) Penalty within first 36 months at 3%
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   of the unpaid principal balance for the first 12 months; 2% of the unpaid principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         balance for the second 12 months and 1% of the unpaid principal balance for the last
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months
or b) 20%   N                                             1953.84 NO     Complete Y         NO
allowance
equal to 6
months
interest"
NO           9/20/2035 FIXED    Conventional 10/20/2005 129753.42 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/10/2005    130000                SINGLE FAMILY         1              0                99.81  99.81 FULL             0        0     741                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.54 PASS    226531.47 PASS           4.57  2427.54  10,186.07 PASS         8 N/A    NO     N/A     2427.54 10,186.07 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  737.29      8/1/2012     11/1/2035  118885.13            Cure default        36 If a full     N                           982.95 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant                                                                                                                                                                                                                                                                                                                                                                    36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but                                                                                                                                                                                                                                                                                                                                                                      penalty 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -                                                                                                                                                                                                                                                                                                                                                                        the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/21/2035 FIXED    Conventional 10/21/2005 189996.88 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   8/8/2005    190000                SINGLE FAMILY         1              0        0         100    100 FULL         59.92  4230.14     747                                       1                                                                                            YES        No               8.53 PASS    331469.27 PASS          14.56  3307.84  14,935.12 PASS         8 N/A    NO     N/A     3057.84  9,024.44 PASS         0 N/A    NO     YES       Final     Yes            9/1/2012    5.25 1084.32     10/1/2012     11/1/2035  174202.86            Cure default         0               N                          1439.32 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           9/22/2035 FIXED    Conventional 10/22/2005 292135.42 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/7/2005    335000                SINGLE FAMILY         1              0                87.21  87.21 FULL         37.85  6900.57       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.02 PASS    472967.02 PASS           0.44  4817.27  22,985.45 PASS         8 N/A    NO     N/A     4817.27 22,985.45 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1553.69     12/1/2012     10/1/2035  245806.68            Cure default        36 Penalty       N                          2111.91 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           9/26/2035 FIXED    Conventional 10/26/2005 184005.38 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT          70  6/20/2005    190000                SINGLE FAMILY         1              0        0       96.85  96.85 FULL         31.45  9594.98       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.53 PASS    321033.25 PASS           15.1  3219.29  14,462.89 PASS         8 N/A    NO     N/A     3219.29         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25  972.91     12/1/2012     10/1/2035  155434.16            Cure default        36 Penalty       N                          1393.93 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           10/1/2030 FIXED    Conventional  11/1/2005 189586.98 F          9.68 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  8/25/2005    212000                SINGLE FAMILY         1              0                89.43  89.43 FULL         20.59 12465.23     584                                       1                                                                                            YES        No               9.78 PASS    316109.24 PASS          -8.41  1543.11  15,035.35 PASS         8 N/A    NO     N/A     3258.78  9,397.10 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1121.66     10/1/2012     11/1/2030  157391.83            Cure default        36 Penalty       N                          1680.19 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/11/2035 FIXED    Conventional 11/11/2005 101776.81 F         7.091 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  9/11/2005    130000                CONDO<5FLOORS         1              0        0       78.29  78.29 FULL         29.11  3206.82     743                                       1                                                                                            YES        No               7.29 PASS    146232.82 PASS          -2.32  2004.09   7,981.82 PASS         8 N/A    NO     N/A     2004.09  7,981.82 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  533.38      8/1/2012     11/1/2035   86005.46            Cure default        36 Penalty
                       RATE                                                                                                                                                                                                                                                                                                     (LOW RISE)                                                                                                                                                                                                                                                                                                                                                                                                                         HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
  within first 36 months at 3% of the unpaid principal balance for the first 12
  months; 2% of the unpaid principal balance for the second 12 months and 1% of
  the       N                                              683.36 NO     Complete Y         NO
unpaid
principal
balance for
the last 12
months."
NO          10/13/2035 FIXED    Conventional 11/13/2005 151991.73 F         9.702 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/24/2008    152000                SINGLE FAMILY         1              0        0         100    100 FULL         48.51  4699.34       0                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               9.79 PASS    317324.57 PASS          21.13  1119.05  12,069.81 PASS         8 N/A    NO     N/A     1119.05         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  835.67     11/1/2012     11/1/2035  134007.02            Cure default        36 Penalty       N                          1300.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Virginia exceeds                                                                                                                                                                                                                                                                                                                                                                      unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations, tem                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     has expired. - Rating                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - 2;                                                                                                                                                                                                                                                                                                                                                                                     the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO          10/21/2035 FIXED    Conventional 11/21/2005  196580.9 F         8.481 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/4/2005    227000                SINGLE FAMILY         1              0        0        86.6   86.6 FULL         32.28  6689.74     698                                       3                        Exception: Late       Late charge not allowed                       YES        No               8.53 PASS    347749.19 PASS           3.23   940.93  15,636.38 PASS         8 N/A    NO     N/A      940.93  9,782.00 PASS         8 PASS   NO     YES       Final     Yes           9/20/2012    5.25 1024.75     10/1/2012     11/1/2035  164632.84            Cure default        36 Penalty       N                          1508.92 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- NY max allowed                                                                                                                                                                                                                                                                                                                                             capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is 2% - actual per                                                                                                                                                                                                                                                                                                                                                                       months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Note is 5% - Rating -                                                                                                                                                                                                                                                                                                                                                                    to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;  Exception:                                                                                                                                                                                                                                                                                                                                                                           unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty not                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed per state- NY                                                                                                                                                                                                                                                                                                                                                                    balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - if rate is > 6%, no                                                                                                                                                                                                                                                                                                                                                                    the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     PPP allowed after 1                                                                                                                                                                                                                                                                                                                                                                      months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     year - actual rate was                                                                                                                                                                                                                                                                                                                                                                   the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     8.481% and PPP was for                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the first 3 years -                                                                                                                                                                                                                                                                                                                                                                      balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     PPP term has expired.                                                                                                                                                                                                                                                                                                                                                                    the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                            months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/28/2035 FIXED    Conventional 11/28/2005 134230.47 F         7.597 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  8/23/2005    152000                CONDO                 1              0        0       88.31  88.31 FULL         41.87  3132.92       0                                       1                                                                                            YES        No               7.79 PASS    209620.92 PASS          -8.08  2479.51  10,517.41 PASS         8 N/A    NO     N/A     2479.51 10,517.41 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  699.51      8/1/2012     11/1/2035  112793.73            Cure default        36 Penalty       N                           947.46 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/24/2035 FIXED    Conventional 11/24/2005 109972.64 F         9.451 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004   9/1/2005    110000                SINGLE FAMILY         1              0                99.98  99.98 FULL         24.66  8577.85       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.55 PASS    222471.98 PASS          -3.95   967.57   8,720.41 PASS         8 N/A    NO     N/A      967.57  8,720.41 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  590.77     10/1/2012     11/1/2035   94910.51            Cure default        36 Penalty       N                           920.78 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% in the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months,  2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% in the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              third 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO          10/19/2035 FIXED    Conventional 11/19/2005 165149.96 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/28/2005    180000                PUD                   1              0        0       91.75  91.75 FULL         40.84  5873.54       0                                       1                                                                                            YES        No               8.28 PASS    277849.44 PASS         -12.62  2940.64  12,976.75 PASS         8 N/A    NO     N/A     2940.64 12,976.75 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  868.78      8/1/2012     11/1/2035  140087.99            Cure default        36 Penalty       N                          1222.38 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/20/2035 FIXED    Conventional 11/20/2005 187391.35 F         8.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  10/3/2005    205000                SINGLE FAMILY         1              0                91.41  91.41              49.28  3813.33       0                                       1                                                                                            YES        No               9.03 PASS    350663.25 PASS          17.82  3269.33  14,729.76 PASS         8 N/A    NO     N/A     3269.33 11,047.32 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  999.52     11/1/2012     11/1/2035  160282.53            Cure default         0               N                          1485.51 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          10/24/2035 FIXED    Conventional 11/24/2005  301105.3 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/22/2005    323000                PUD                   1              0        0       93.22  93.22 FULL             0     5798     690                                       1                                                                                            YES        No               8.27 PASS    506222.02 PASS         -21.01  4999.83  23,688.44 PASS         8 N/A    NO     N/A     4999.83 20,727.38 PASS         7 PASS   NO     YES       Final     Yes            9/1/2012    5.25 1698.33     10/1/2012     12/1/2035   273350.8            Cure default        36 Penalty       N                          2228.67 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/25/2035 FIXED    Conventional 11/25/2005 142297.56 F         9.334 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/28/2005    214000                SINGLE FAMILY         1              0        0       66.49  66.49 FULL         32.45  6274.47     547                                       1                                                                                            YES        No               9.54 PASS    284843.44 PASS         -10.33  2596.48  11,176.09 PASS         8 N/A    NO     N/A     2596.48 11,176.09 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  770.52      8/1/2012     12/1/2035  124470.08            Cure default        36 Penalty       N                          1179.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          10/28/2035 FIXED    Conventional 11/28/2005 128339.11 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/17/2005    131000                TOWNHOUSE             1              0                97.97  97.97 FULL         25.68  4791.67       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.79 PASS    232161.95 PASS          -2.22  2396.64  10,075.40 PASS         8 N/A    NO     N/A     2146.64  6,077.68 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  677.07      8/1/2012     11/1/2035  109176.33            Cure default         0               N                           994.72 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO          10/28/2035 FIXED    Conventional 11/28/2005 315104.56 F         8.641 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/12/2005    320000                SINGLE FAMILY         1              0        0       98.47  98.47 FULL         59.95     7239     719                                       3  Exception: Incomplete copy of title- Title  Missing Docs                                  YES        No               8.77 PASS    572137.31 PASS         -25.98  3669.85  24,914.78 PASS         8 N/A    NO     N/A    11436.15 14,014.56 PASS         8 PASS   NO     YES       Final     Yes           6/26/2012    5.25 1697.64      8/1/2012     11/1/2035  273740.02            Cure default         0               N                          2454.39 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       shows in co-borrower name only as single -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Note and Mortgage show co-borrower now                                                                                                                                                                                                                                                                                                                                                  capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               married to borrower and both should be
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               showing on title - Rating - 3;
YES          11/1/2035 FIXED    Conventional  12/1/2005 119986.69 F         7.091 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  9/29/2005    176000                SINGLE FAMILY         1              0        0       68.17  68.17 FULL          42.9   2139.1       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.29 PASS    172464.29 PASS           5.97  2397.85   9,405.22 PASS         8 N/A    NO     N/A     5334.36  7,053.91 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  630.87     11/1/2012     12/1/2035   101354.2            Cure default        36 Penalty       N                           805.62 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta for co                                                                                                                                                                                                                                                                                                                                              capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrower - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   the lesser of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1)3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance  if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              but prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              from two
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              or 2)Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO           11/5/2035 FIXED    Conventional  12/5/2005 169978.92 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/10/2005    170000                SINGLE FAMILY         1              0        0       99.99  99.99 FULL          41.4  6268.41       0                                       1                                                                                            YES        No               8.53 PASS     296796.3 PASS          15.99   3009.9  13,341.77 PASS         8 N/A    NO     N/A      3009.9 13,341.77 PASS         8 PASS   NO     YES       Final     Yes            7/1/2010    5.25  972.84      8/1/2012     12/1/2035  157153.55            Cure default        36 Penalty       N                           1287.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          11/2/2035 FIXED    Conventional  12/2/2005 107947.71 F          9.32 NO              360      360       5        15                                                                                                                       PRIMARY     REFI R/T            1004  9/19/2005    113000                SINGLE FAMILY         1              0        0       95.53  95.53 FULL         48.35  4716.15       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.57 PASS    216207.14 PASS         260.01  2220.29   8,458.19 PASS         8 N/A    NO     N/A     2220.29  8,458.19 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  620.59      8/1/2012      6/1/2034   96849.59            Cure default        36 Penalty       N                           894.27 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          11/2/2035 FIXED    Conventional  12/2/2005 154848.75 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT          70 10/18/2005    180000                SINGLE FAMILY         1              0        0       86.03  86.03 FULL         42.64     2983       0                                       1                                                                                            YES        No               8.04 PASS    251065.21 PASS           5.45  2913.41  12,154.83 PASS         8 N/A    NO     N/A     2913.41           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25  818.11     12/1/2012     12/1/2035  131192.23            Cure default        36 Penalty       N                          1119.43 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/7/2035 FIXED    Conventional  12/7/2005 194066.68 F         8.889 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  10/6/2005    205000                CONDO                 1              0        0       94.67  94.67 FULL         49.99  5045.18     675                                       3                        Exception: Late       Late charge not allowed                       YES        No               9.04 PASS    365035.88 PASS          10.38  2521.45  15,323.62 PASS         8 N/A    NO     N/A     2521.45  9,577.26 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1124.82      8/1/2012     12/1/2035  181704.59            Cure default        36 Penalty       N                          1546.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          charge not allowed per                                                                                                                                                                                                                                        HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state- NY - max late                                                                                                                                                                                                                                                                                                                                              capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charge is 2% - actual                                                                                                                                                                                                                                                                                                                                                                    months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     late charge is 5% -                                                                                                                                                                                                                                                                                                                                                                      to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- NY - no PPP                                                                                                                                                                                                                                                                                                                                                                   the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     allowed after 1 year                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     if rate was > 6% -                                                                                                                                                                                                                                                                                                                                                                       the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     actual rate was 8.889%                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     and PPP was for 36                                                                                                                                                                                                                                                                                                                                                                       balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     months - PPP term has                                                                                                                                                                                                                                                                                                                                                                    the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                    months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           11/8/2035 FIXED    Conventional  12/8/2005 117627.62 F         8.392 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/25/2005    127000                PUD                   1              0        0       92.62  92.62 FULL         45.98     2374     739                                       3  Exception: Missing evidence of title- No    Missing Docs                                  YES        No               8.55 PASS    206417.15 PASS          12.09  1664.63   9,277.04 PASS         8 N/A    NO     N/A     1664.63  5,798.15 PASS         8 PASS   NO     YES       Final     Yes          10/10/2012    5.25     628     11/1/2012     12/1/2035  100892.84            Cure default         0               N                            895.5 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    preliminary or Commitment - Rating - 3;                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
YES          11/9/2035 FIXED    Conventional  12/9/2005 163727.22 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/11/2005    190000                SINGLE FAMILY         1              0                86.17  86.17 FULL         25.37  6194.76       0                                       1                                                                                            YES        No               8.79 PASS    296157.16 PASS         -10.86  3044.61  12,854.61 PASS         8 N/A    NO     N/A     7056.29  9,640.96 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  874.48      8/1/2012     12/1/2035  141263.66            Cure default        36 If full       N                          1269.01 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              be at 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/10/2035 FIXED    Conventional 12/10/2005 270236.87 F         7.203 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073 10/20/2005    375000                CONDO                 1              0        0       72.06  72.06 FULL         40.61   7184.7       0                                       1                                                                                            YES        No               7.26 PASS    391955.04 PASS          21.59  1611.77  21,490.01 PASS         8 N/A    NO     N/A     1611.77           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1430.04      8/1/2012     12/1/2035  231008.48            Cure default        36 Penalty       N                          1834.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/14/2035 FIXED    Conventional 12/14/2005  268596.9 F         9.329 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/11/2005    330000                SINGLE FAMILY         1              0        0       81.39  81.39 FULL         40.13  8106.86       0                                       1                                                                                            YES        No               9.53 PASS    537045.32 PASS          21.08  4594.41  21,120.20 PASS         8 N/A    NO     N/A     4594.41           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1554.18     10/1/2012      1/1/2036  250607.33            Cure default        36 Penalty       N                          2225.13 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/14/2035 FIXED    Conventional 12/14/2005 108030.36 F         9.824 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/14/2005    110000                SINGLE FAMILY         1              0        0       98.21  98.21              32.52     3610       0                                       2                        Exception: Missing    Prepay Penalty Not Enforceable                YES        No              10.06 PASS     230324.3 PASS           9.54  2096.51   8,474.71 PASS         8 N/A    NO     N/A     2096.51           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  578.28     11/1/2012     12/1/2035    92904.9            Cure default        36 Penalty       N                           934.03 NO         Complete Y         YES
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Prepayment                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty not allowed                                                                                                                                                                                                                                                                                                                                                                      amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- The lender                                                                                                                                                                                                                                                                                                                                                                    prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     is prohibited from                                                                                                                                                                                                                                                                                                                                                                       the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     imposing any penalty                                                                                                                                                                                                                                                                                                                                                                     months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     or other charge in                                                                                                                                                                                                                                                                                                                                                                       the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     addition to interest                                                                                                                                                                                                                                                                                                                                                                     prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     due as a result of the                                                                                                                                                                                                                                                                                                                                                                   the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prepayment of the                                                                                                                                                                                                                                                                                                                                                                        months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     loan. Subject loan has                                                                                                                                                                                                                                                                                                                                                                   of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     a tiered prepayment                                                                                                                                                                                                                                                                                                                                                                      prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty of 3%, 2% and                                                                                                                                                                                                                                                                                                                                                                    the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     1% for 36 months.                                                                                                                                                                                                                                                                                                                                                                        months.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
NO          11/16/2035 FIXED    Conventional 12/16/2005 213023.41 F          8.25 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/20/2005    225000                SINGLE FAMILY         1              0        0       94.68  94.68 FULL         58.36  4277.56     734                                       1                                                                                            YES        No               8.28 PASS    363665.69 PASS           4.55      550  16,997.87 PASS         8 N/A    NO     N/A         550         0 N/A          8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1253.33      8/1/2012      5/1/2036  204276.64            Cure default        36 Penalty       N                          1600.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the Note
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid prior
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to one year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              after the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              date of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Note; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Balance of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the Note
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid from
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              two years but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prior to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              three years
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              after the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              date of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Note.
YES         11/16/2035 FIXED    Conventional 12/16/2005 179333.62 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/28/2005    216000                SINGLE FAMILY         1              0        0       83.03  83.03 FULL         27.92     5890     668                                       1                                                                                            YES        No               8.54 PASS    313019.76 PASS          14.33  3275.25  14,084.67 PASS         8 N/A    NO     N/A     3275.25           N/A            N/A    N/A    YES       Final     Yes            4/5/2011   7.839 1137.12      5/1/2011     11/1/2035  148572.06            Cure default        36 Penalty       N                          1358.54 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/21/2035 FIXED    Conventional 12/21/2005  88996.11 F         8.457 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/2/2005     89000                SINGLE FAMILY         1              0                  100    100 FULL         26.92  3820.34     711                                       1                                                                                            YES        No               8.56 PASS    157234.29 PASS           6.79   850.18   7,051.67 PASS         8 N/A    NO     N/A      850.18           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  468.23      8/1/2012     12/1/2035   75638.25            Cure default        36 Penalty       N                           681.61 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/21/2035 FIXED    Conventional 12/21/2005 490345.65 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/24/2005    660000                SINGLE FAMILY         1              0        0        74.3   74.3 FULL         48.04  9694.53       0                                       3                        Exception: Finance    TIL Exception                                 YES        No               8.26 PASS    824101.57 FAIL         -37.26  7871.49  38,597.93 PASS         8 N/A    NO     N/A     7871.49           N/A            N/A    N/A    YES       Final     Yes            8/1/2011     5.5 2655.86      9/1/2011     10/1/2036  433826.64            Cure default        36 Penalty       N                          3629.36 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     tolerance- Finance                                                                                                                                                                                                                                                                                                                                                capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $37.26 - Rating -                                                                                                                                                                                                                                                                                                                                                                     amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;                                                                                                                                                                                                                                                                                                                                                                                       prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/21/2035 FIXED    Conventional 12/21/2005 143978.11 F         7.164 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/2/2005    188000                SINGLE FAMILY         1              0        0       76.58  76.58 FULL         46.51  3372.68       0                                       1                                                                                            YES        No               7.28 PASS    208304.92 PASS          10.43  1704.55  11,381.88 PASS         8 N/A    NO     N/A     3483.98  8,536.41 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010     5.5  769.41     12/1/2010                135509.74            Cure default        36 Penalty       N                           973.84 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         11/23/2035 FIXED    Conventional 12/23/2005  164308.9 F         7.935 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/22/2005    190000                SINGLE FAMILY         1              0        0       86.48  86.48 FULL         19.66   6505.2       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.04 PASS    268683.37 PASS           2.33  1636.66  13,013.78 PASS         8 N/A    NO     N/A     3301.72  9,760.33 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25  871.34     11/1/2012     12/1/2035  139987.35            Cure default        36 Penalty       N                          1198.22 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1, 2% during
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 2, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% during
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 3.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Penalty for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              partial
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              with 20%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              advance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest.
NO          11/25/2035 FIXED    Conventional 12/25/2005  190285.4 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/31/2005    201000                SINGLE FAMILY         1              0                94.67  94.67 FULL         22.41  8070.51     659                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.78 PASS    343977.37 PASS          -5.67   3312.1  14,957.86 PASS         8 N/A    NO     N/A      3312.1 14,957.86 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25    1016      8/1/2012      1/1/2036   164421.7            Cure default        36 Penalty       N                          1474.85 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Facta for                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;                                                                                                                                                                                                                                                                                                                                                                                       unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          11/23/2035 FIXED    Conventional 12/23/2005 209759.85 F         9.671 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1073  11/4/2005    215000                TOWNHOUSE             1              0                97.56  97.56 FULL         32.66  6933.34       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               9.78 PASS     436586.1 PASS         -29.26  1973.79  16,622.88 PASS         8 N/A    NO     N/A     5506.29  9,350.37 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1121.66     11/1/2012     12/1/2035  180201.62            Cure default         0               N                          1789.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                          FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
YES         11/28/2035 FIXED    Conventional 12/28/2005  259964.5 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/4/2005    290000                SINGLE FAMILY         1              0        0       89.64  89.64 FULL         52.57  4324.67     598                                       1                                                                                            YES        No               9.28 PASS    503039.38 PASS         -15.24  4466.84  20,439.81 PASS         8 N/A    NO     N/A     4466.84           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1382.16      8/1/2012     12/1/2035  223274.06            Cure default        36 Penalty       N                          2107.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/1/2035 FIXED    Conventional   1/1/2006 171868.25 F          7.55 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/8/2005    206500                SINGLE FAMILY         1              0        0       83.23  83.23 FULL         26.14  5915.25       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.78 PASS    267954.91 PASS        1986.41  3038.85  13,500.55 PASS         8 N/A    NO     N/A     3038.85 13,500.55 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25  902.58     12/1/2012      1/1/2036  145005.23            Cure default        36 Penalty       N                           1213.1 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/1/2025 FIXED    Conventional   1/1/2006 153949.66 F         8.674 NO              240      240       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/14/2005    154000                SINGLE FAMILY         1              0                99.97  99.97 FULL         42.49   3796.4     700                                       1                                                                                            YES        No                8.8 PASS     172206.3 PASS           4.69     1391  12,201.73 PASS         8 N/A    NO     N/A        1391 12,201.73 PASS         8 PASS   NO     YES       Final     Yes           10/1/2012    5.25 1006.42     11/1/2012      1/1/2026   115130.3            Cure default        36 Penalty       N                          1353.04 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1, 2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              2, and 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              during year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3.
NO           12/1/2035 FIXED    Conventional   1/1/2006 157237.23 F         7.596 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  2055       10/31/2005    185000                SINGLE FAMILY         1              0        0       84.99  84.99              35.95     4388       0                                       3  Exception: Missing    Exception: Missing    Missing Docs                                  YES        No               7.78 PASS    245186.21 PASS          13.51  2822.72  12,347.85 PASS         8 N/A    NO     N/A     2822.72         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  825.66     11/1/2012      1/1/2036  132892.31            Cure default        36 Penalty       N                          1109.83 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                      w/Interior                                     DETACHED                                                                                                                                       evidence of title-    FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing evidence of   Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Title-No Prelim,                                                                                                                                                                                                                                                                                                                                                                                               months if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Commitment or Policy                                                                                                                                                                                                                                                                                                                                                                                           paid in full
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                                                  at 3% for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 1, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              for year 2
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year 3
YES          12/1/2035 FIXED    Conventional   1/5/2006 127985.54 F         9.824 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/5/2005    128000                SINGLE FAMILY         1              0        0       99.99  99.99 FULL         46.93   3686.9       0                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No              10.05 PASS    272763.05 PASS          -2.69  2391.41  10,047.53 PASS         8 N/A    NO     N/A     2391.41           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  738.05      8/1/2012      1/1/2036  119440.84            Cure default         0               N                          1106.57 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             violation - expiration                                                                                                                                                                                                                                        HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date not 3 days after                                                                                                                                                                                                                                                                                                                                             capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     the later of signature
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date and transaction
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date-  - Rating - 3;
NO           12/5/2035 FIXED    Conventional   1/5/2006   98497.9 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/26/2005    108000                SINGLE FAMILY         1              0        0        91.2   91.2 FULL         29.13  5050.94       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.32 PASS    166055.38 PASS         -12.48  2100.63   7,711.78 PASS         8 N/A    NO     N/A     1705.63  4,641.42 PASS         0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  539.88      8/1/2012      1/1/2036   87369.57            Cure default         0               N                           729.05 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization
NO            6/5/2023 FIXED    Conventional   1/5/2006 260983.41 F         8.029 NO              210      210       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/4/2005    265000                SINGLE FAMILY         1              0        0       98.48  98.48 FULL         34.54  8250.02       0                                       2                        Exception: Prepayment Missing Docs                                  YES        No               8.29 PASS     230208.2 PASS           6.11   4521.9  20,516.92 PASS         8 N/A    NO     N/A      4521.9         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25 1813.89     12/1/2012      7/1/2023  177488.55            Cure default        36 If payment in N                          2317.47 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   full within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepayment                                                                                                                                                                                                                                                                                                                                             capitalization         the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     penalty exceeds the                                                                                                                                                                                                                                                                                                                                                                      months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     max allowed for the                                                                                                                                                                                                                                                                                                                                                                      penalty will
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     state of Michigan.                                                                                                                                                                                                                                                                                                                                                                       be at 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Prepayment term has                                                                                                                                                                                                                                                                                                                                                                      the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/5/2035 FIXED    Conventional   1/5/2006  89917.33 F        10.379 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/16/2005     90000                SINGLE FAMILY         1              0                99.91  99.91 FULL         56.15   2173.4     617                                       1                                                                                            YES        No              10.57 PASS    204634.15 PASS         -17.75  1390.27   7,082.16 PASS         8 N/A    NO     N/A     1390.27  4,426.35 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  494.06      8/1/2012      1/1/2036   79955.69            Cure default         0               N                           814.37 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
NO           12/8/2035 FIXED    Conventional   1/8/2006 194457.62 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/20/2005    195000                SINGLE FAMILY         1              0                99.72  99.72 FULL         47.18   6209.5       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.53 PASS    339242.16 PASS          17.31  3373.76  15,286.71 PASS         8 N/A    NO     N/A     3373.76         0 N/A          0 N/A    NO     YES       Final     Yes           11/1/2012    5.25 1025.22     12/1/2012      1/1/2036  164707.77            Cure default        36 Penalty       N                          1473.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO           12/9/2035 FIXED    Conventional   1/9/2006  57470.33 F         10.14 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/17/2005     65000                SINGLE FAMILY         1              0                88.42  88.42 FULL         56.32  1875.52     577                                       2                        Exception: Missing    Missing Docs                                  YES        No              10.36 PASS     127291.8 PASS            7.1   1047.4   4,513.83 PASS         8 N/A    NO     N/A      1047.4  2,821.15 PASS         8 PASS   NO     YES       Final     Yes            1/1/2012   7.625  388.16      2/1/2012      1/1/2036   51231.62            Cure default         0               N                           510.31 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-                                                                                                                                                                                                                                             HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing disclosure for                                                                                                                                                                                                                                                                                                                                            capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     co-borrower - Rating -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     2;
NO           12/7/2035 FIXED    Conventional   1/7/2006 123303.17 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/18/2005    140000                SINGLE FAMILY         1              0        0       88.07  88.07 FULL          41.6   2953.6       0                                       1                                                                                            YES        No               8.04 PASS    199922.19 PASS           5.67  2322.21   9,678.48 PASS         8 N/A    NO     N/A     2322.21  9,678.48 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   655.4      8/1/2012      1/1/2036  106064.34            Cure default        36 Penalty       N                           891.38 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          12/8/2035 FIXED    Conventional   1/8/2006 379591.77 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/11/2005    420000                SINGLE FAMILY         1              0        0       90.38  90.38              55.42  5683.27     732                                       1                                                                                            YES        No               8.27 PASS    638103.39 PASS         -29.19  6234.73  29,868.56 PASS         8 N/A    NO     N/A     6234.73           N/A            N/A    N/A    YES       Final     Yes           11/1/2012    5.25 1991.28     12/1/2012      1/1/2036  319911.88            Cure default        36 Penalty       N                           2809.6 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
YES          12/9/2035 FIXED    Conventional   1/9/2006  246906.7 F         7.586 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  11/3/2005    365000                SINGLE FAMILY         1              0        0       67.65  67.65 FULL         45.85  4591.05     762                                       1                                                                                            YES        No               7.77 PASS    384143.06 PASS          26.43  4273.87  19,410.63 PASS         8 N/A    NO     N/A     4273.87 19,410.63 PASS         8 PASS   NO     YES       Final     Yes           11/1/2012    5.25 1312.77     12/1/2012      1/1/2036  210906.03            Cure default        36 Penalty       N                          1741.05 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/12/2030 FIXED    Conventional  1/12/2006  67084.34 F         9.464 NO              300      300       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/23/2005     78000                SINGLE FAMILY         1              0        0       86.01  86.01 FULL         16.84  8918.33       0                                       3                        Exception: Prepayment State Loan Not Compliant                      YES        No                9.6 PASS    108938.79 PASS          -2.06   694.46   5,311.19 PASS         8 N/A    NO     N/A      694.46         0 N/A          0 N/A    NO     YES       Final     Yes            7/1/2012    5.25  357.39      8/1/2012      2/1/2031   50830.45            Cure default        36 PPP within 36 N                           584.41 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of Michigan exceeds                                                                                                                                                                                                                                                                                                                                                                      principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     State regulations,                                                                                                                                                                                                                                                                                                                                                                       balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     term has expired. -                                                                                                                                                                                                                                                                                                                                                                      during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              first year;
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: State loan                                                                                                                                                                                                                                                                                                                                                                    2% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     - not compliant-                                                                                                                                                                                                                                                                                                                                                                         unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Missing Consumer                                                                                                                                                                                                                                                                                                                                                                         principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     caution and Bill of                                                                                                                                                                                                                                                                                                                                                                      balance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rights disclosures. -                                                                                                                                                                                                                                                                                                                                                                    during the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              second year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              and 1% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the third
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              year.
NO           11/1/2033 5/1 OR   Conventional  12/1/2003    304500 A             5 NO              360      360       5        15            11/1/2008  12/1/2008  11/1/2015  12/1/2015     2.75         5     2     10   2.75      12       12 1 Yr    PRIMARY     REFI CASHOUT        1004   9/8/2003    435000                SINGLE FAMILY         1              0    87000          70     90 FULL         36.25     9166     755                                       3                        Exception: Finance    TIL Exception                                 YES        No              4.391 PASS     237817.3 FAIL         -66.24   901.63  24,237.82 PASS         8 N/A    NO     N/A      901.63           N/A            N/A    N/A    YES       Final     Yes            3/1/2004    4.75 1587.83      5/1/2004     11/1/2033  302456.74            Cure default without capitalization  N                          1634.62 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                                                                              DETACHED                                                                                                                                                             charge not within                                                                                                                                                                                                                                             HUD1
                       ARM                                                                                                                                                                                                                     Weekly                                                                                                                                                                                                                                                tolerance- Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges underdisclosed
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     by $66.24. Lender did
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     include $51.00 Courier
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Fee and $15.00 Wire
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Fee in TIL Finance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     charges calculations -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;
NO          12/12/2035 FIXED    Conventional  1/12/2006  191925.6 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/15/2005    195000                SINGLE FAMILY         1              0        0       98.42  98.42 FULL         32.44  5636.62       0                                       1                                                                                            YES        No               8.54 PASS    334994.86 PASS          15.53  3501.34  15,073.94 PASS         8 N/A    NO     N/A     3501.34  9,421.21 PASS         6 PASS   NO     YES                 Yes            7/1/2012    5.25 1012.11      8/1/2012      1/1/2036  163792.13            Cure default        36 Penalty       N                          1453.93 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/12/2035 FIXED    Conventional  1/12/2006 142292.01 F         7.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/11/2005    235000                SINGLE FAMILY         1              0                60.55  60.55 FULL            21  6164.37       0                                       3  Exception: Missing    Exception:            Missing Docs                                  YES        No               7.53 PASS    212849.25 PASS          -4.82  2602.84  11,175.13 PASS         8 N/A    NO     N/A     2602.84 11,175.13 PASS         8 PASS   NO     YES                 Yes           10/1/2012    5.25  746.54     11/1/2012      1/1/2036  120158.33            Cure default        36 Penalty       N                           979.26 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    Incomplete/Illegible                                                                                                                                                                                                                                                                                                                                              with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing Final Title - RTC in file- No RTC                                                                                                                                                                                                                                                                                                                                               capitalization         36 months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;           forms in the file are                                                                                                                                                                                                                                                                                                                                                                    equal to 3%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed by the                                                                                                                                                                                                                                                                                                                                                                            of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     borrowers. - Rating -                                                                                                                                                                                                                                                                                                                                                                    principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     3;  Exception: Missing                                                                                                                                                                                                                                                                                                                                                                   balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     FACTA disclosure-  -                                                                                                                                                                                                                                                                                                                                                                     the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Exception: Missing                                                                                                                                                                                                                                                                                                                                                                       the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     final HUD-1- Final                                                                                                                                                                                                                                                                                                                                                                       principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     HUD-1 is not                                                                                                                                                                                                                                                                                                                                                                             balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     stamped/signed by the                                                                                                                                                                                                                                                                                                                                                                    the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     closing agent. -                                                                                                                                                                                                                                                                                                                                                                         months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 3;                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
NO          12/13/2035 FIXED    Conventional  1/13/2006 132002.44 F         7.336 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/16/2005    180000                SINGLE FAMILY         1              0        0       73.34  73.34 FULL         13.59  8301.44       0                                       1                                                                                            YES        No               7.53 PASS    197490.61 PASS          89.54  2450.77  10,364.13 PASS         8 N/A    NO     N/A     2450.77 10,364.13 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  693.17      8/1/2012      1/1/2036  112177.87            Cure default        36 Penalty       N                           908.45 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         12/12/2035 FIXED    Conventional  1/12/2006 301023.85 F         7.349 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/28/2005    355000                SINGLE FAMILY         1              0        0        84.8   84.8 FULL         57.47  6439.83       0                                       1                                                                                            YES        No               7.52 PASS    450578.81 PASS         -26.53  5073.63  23,676.02 PASS         8 N/A    NO     N/A     5073.63           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25 1579.06     11/1/2012      1/1/2036  254153.61            Cure default        36 Penalty       N                           2073.7 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/13/2035 FIXED    Conventional  1/13/2006  145587.8 F         7.844 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/18/2005    175000                SINGLE FAMILY         1              0        0       83.19  83.19 FULL         36.73  3708.12     741                                       1                                                                                            YES        No               8.04 PASS    236012.71 PASS           5.57  2701.54  11,430.90 PASS         8 N/A    NO     N/A     2701.54           N/A            N/A    N/A    YES       Final     Yes           10/1/2012    5.25  765.53     11/1/2012      1/1/2036  123214.14            Cure default        36 PPP within    N                          1052.48 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% within
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1st 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within 2nd 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within 3rd 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         12/13/2035 FIXED    Conventional  1/13/2006 121954.48 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/16/2005    122000                SINGLE FAMILY         1              0        0       99.96  99.96 FULL         47.12  4428.65     757                                       2                        Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               8.53 PASS     212728.8 PASS           2.84  2096.28   9,588.66 PASS         8 N/A    NO     N/A     2096.28           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25  643.27      8/1/2012      1/1/2036  104102.32            Cure default        36 If a full prepayment within first 36 months,
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Penalty not compliant
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     with State regs but
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     beyond the term -
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;
penalty 3% of the unpaid principal balance for the first 12 months; 2% of the unpaid principal balance for the second 12 months and 1% of the unpaid
principal   N                                              923.87 NO     Complete Y         NO
balance for
the last 12
months"
NO          12/13/2035 FIXED    Conventional  1/13/2006 151151.48 F         8.731 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1025  12/2/2004    153000                2 FAMILY              1              0                98.79  98.79 FULL         54.75  3493.71     690                                       1                                                                                            YES        No                8.8 PASS    277118.91 PASS           3.96   925.27  12,018.10 PASS         8 N/A    NO     N/A      925.27 12,018.10 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25   897.2      8/1/2012     12/1/2035  144934.71            Cure default        36 Penalty       N                          1187.06 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/13/2035 FIXED    Conventional  1/13/2006 143990.54 F         8.889 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/28/2005    160000                SINGLE FAMILY         1              0        0       89.99  89.99 FULL         29.17  4433.87       0                                       1                                              Missing Docs                                  YES        No               9.04 PASS    270893.24 PASS           2.54  1925.65  11,365.19 PASS         8 N/A    NO     N/A     1925.65  7,103.24 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  766.76      8/1/2012      1/1/2036  124087.23            Cure default with capitalization     N                          1147.11 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1
YES         12/14/2035 FIXED    Conventional  1/14/2006    329471 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/26/2005    408000                SINGLE FAMILY         1              0        0       80.75  80.75 FULL         57.88  5093.92     644                                       1                                                                                            YES        No               8.77 PASS    595341.44 PASS          -9.69  5494.03  25,918.16 PASS         8 N/A    NO     N/A     5494.03           N/A            N/A    N/A    YES       Final     Yes            9/1/2012    5.25 1778.05     10/1/2012      1/1/2036  286705.29            Cure default        36 Penalty       N                          2553.64 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES         12/16/2035 FIXED    Conventional  1/16/2006 228706.31 F         7.091 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         11/3/2005    368000                SINGLE FAMILY         1              0        0       62.15  62.15 FULL         29.06 11324.61       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               7.27 PASS    328116.98 PASS           5.33   4004.9  17,976.11 PASS         8 N/A    NO     N/A     9612.94 13,482.08 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  1186.2      8/1/2012      1/1/2036  191964.93            Cure default        36 The Lesser    N                          1535.59 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   Of: Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest; or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/19/2035 FIXED    Conventional  1/19/2006 166995.25 F         8.689 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/28/2005    237000                SINGLE FAMILY         1              0                70.46  70.46 FULL         29.98  5302.44       0                                       2                        Exception: Missing    Missing Docs                                  YES        No               8.78 PASS    304763.85 PASS           5.12  1419.89  13,246.03 PASS         8 N/A    NO     N/A     1419.89 13,246.03 PASS         8 PASS   NO     YES       Final     Yes            9/1/2012    5.25  889.98     10/1/2012      1/1/2036  143506.49            Cure default        36 If a full     N                          1306.52 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             FACTA disclosure-  -                                                                                                                                                                                                                                          HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance if
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12months, 2%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12months, and
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              1% if prepaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in the third
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              12months.
YES         12/20/2035 FIXED    Conventional  1/20/2006 221368.44 F         8.188 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT          70 11/29/2005    250000                PUD                   1              0        0       88.55  88.55 FULL         47.53  8159.33       0                                       1                                                                                            YES        No               8.28 PASS    375761.51 PASS          -16.7  1912.45  17,556.48 PASS         8 N/A    NO     N/A     1912.45           N/A            N/A    N/A    YES                 Yes            9/1/2012    5.25 1173.31     10/1/2012      2/1/2036  189537.09            Cure default        36 Penalty       N                           1653.4 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/21/2035 FIXED    Conventional  1/21/2006 168048.37 F          8.23 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/6/2005    295000                SINGLE FAMILY         1              0                56.97  56.97 FULL         44.73  5254.44     659                                       1                                                                                            YES        No               8.28 PASS       286416 PASS           7.22   810.61  13,379.02 PASS         8 N/A    NO     N/A      810.61 13,379.02 PASS         8 PASS   NO     YES       Final     Yes            7/1/2012    5.25  897.41      8/1/2012      1/1/2036  145229.25            Cure default        36 If a full prepayment within first 36 months, penalty 3% of the unpaid principal
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   balance for the first 12 months; 2% of the unpaid principal balance for the second
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         12 months and 1% of the unpaid principal
balance for N                                             1260.16 NO     Complete Y         NO
the last 12
months."
NO          12/20/2035 FIXED    Conventional  1/20/2006 230538.72 F         7.203 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT  AVM         11/8/2005    292000                SINGLE FAMILY         1              0        0       78.95  78.95 FULL         50.27  4011.49       0                                       2  Exception: Missing    Exception: Prepayment Prepay Penalty Not Enforceable                YES        No               7.26 PASS    334390.03 PASS          15.34  1391.77  18,331.76 PASS         8 N/A    NO     N/A     1391.77           N/A            N/A    N/A    YES       Final     Yes            4/1/2013    5.25 1203.24      5/1/2013      1/1/2036  191505.99            Cure default        36 Penalty       N                          1565.38 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                       evidence of title-    penalty not allowed                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Missing final title   per state- Prepay                                                                                                                                                                                                                                                                                                                                                 capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               policy, only have     Penalty for the State                                                                                                                                                                                                                                                                                                                                                                    3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               preliminary           of Rhode Island                                                                                                                                                                                                                                                                                                                                                                          unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               commitment in file -  exceeds State                                                                                                                                                                                                                                                                                                                                                                            principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Rating - 2;           regulations, term has                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expired. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                   the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/21/2035 FIXED    Conventional  1/21/2006  82907.47 F         8.834 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 10/28/2005    100000                SINGLE FAMILY         1              0        0       82.91  82.91 FULL         23.24  3440.41     602                                       1                                                                                            YES        No               9.09 PASS    155592.51 PASS          12.83  1890.23   6,481.38 PASS         8 N/A    NO     N/A     1890.23         0 N/A          0 N/A    NO     YES       Final     Yes           10/1/2012    5.25  441.32     11/1/2012      1/1/2036   71031.79            Cure default        36 Penalty
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization
  within first 36 months at 3% of the unpaid principal balance for the first 12
  months; 2% of the unpaid principal balance for the second 12 months and 1% of
  the       N                                              657.23 NO     Complete Y         NO
unpaid
principal
balance for
the last 12
months."
YES         12/23/2035 FIXED    Conventional  1/23/2006 187485.74 F         7.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/5/2005    250000                PUD                   1              0        0       74.99  74.99 FULL         36.03  5365.29     693                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               7.53 PASS    280414.42 PASS         -10.97  3395.73  14,727.20 PASS         8 N/A    NO     N/A     3395.73 14,727.20 PASS         8 PASS   NO     YES       Final     Yes           11/1/2010    5.75 1020.28     12/1/2010                174833.04            Cure default        36 Penalty       N                          1290.29 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing the final title policy, commitment                                                                                                                                                                                                                                          HUD1                                                                                                without                within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               in file page 70 ( showing borrower as vested                                                                                                                                                                                                                                                                                                                                            capitalization         36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               owner). Final short form title policy in                                                                                                                                                                                                                                                                                                                                                                       3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               file page 218) reflects vesting to other                                                                                                                                                                                                                                                                                                                                                                       unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               individuals, however the property address is                                                                                                                                                                                                                                                                                                                                                                   principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               the same as subject property. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                                    balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 24
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES          11/1/2033 5/1 OR   Conventional  12/1/2003    314200 A         5.375 NO              360      360       6        15            11/1/2008  12/1/2008  11/1/2015  12/1/2015     2.75         5     2 10.375   2.75      12       12 1 Yr    PRIMARY     REFI CASHOUT  Exterior    9/21/2003    425000                SINGLE FAMILY         1              0        0       73.93  73.93 FULL         64.18  5307.03     584                                       1                                                                                            YES        No              4.664 PASS    259596.58 PASS        5943.43     2889  24,893.78 PASS         8 N/A    NO     N/A        2889           N/A            N/A    N/A    YES       Final     Yes           1/21/2004   4.625 1615.84      3/1/2004     11/1/2033  313062.78            Cure default         0               N                          1759.43 NO         Complete Y         NO
                       5/6 MOS                                                                                                                                                                                                                 CMT                               Drive-by                                       DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                without
                       ARM                                                                                                                                                                                                                     Weekly                            (2055,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                capitalization
                                                                                                                                                                                                                                                                                 1075, 466,
                                                                                                                                                                                                                                                                                 2095)
NO          12/27/2035 FIXED    Conventional  1/27/2006  183807.9 F         7.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 12/12/2005    240000                PUD                   1              0        0       76.59  76.59 FULL         29.29  7173.75     691                                       2  Exception: Missing evidence of title-       Missing Docs                                  YES        No               7.52 PASS    274799.62 PASS         -12.01  3216.37  14,447.32 PASS         8 N/A    NO     N/A     3216.37 14,447.32 PASS         8 PASS   NO     YES       Final     Yes           7/11/2012    5.25  966.42      8/1/2012      1/1/2036  156398.65            Cure default        36 Penalty       N                          1264.98 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                                                                                                                                                                    Missing final Title policy, only have                                                                                                                                                                                                                                               HUD1                                                                                                with                   within the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Commitment in file. - Rating - 2;                                                                                                                                                                                                                                                                                                                                                       capitalization         first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months equal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              to 3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 1% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/27/2035 FIXED    Conventional  1/27/2006 276465.59 F         8.587 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/21/2005    278000                SINGLE FAMILY         1              0                99.45  99.45 FULL             0        0     644                                       1                                                                                            YES        No               8.77 PASS    499588.04 PASS          -8.35   4635.7  21,746.39 PASS         8 N/A    NO     N/A      4635.7         0 N/A          8 PASS   NO     YES       Final     Yes            7/1/2012    5.25 1477.32      8/1/2012      1/1/2036  239078.79            Cure default        36 If a full     N                          2142.81 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   prepayment
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months,
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              penalty 3% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
YES           1/1/2036 FIXED    Conventional   2/1/2006 266610.01 F         8.092 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/16/2005    330000                SINGLE FAMILY         1              0                80.79  80.79 FULL         47.53  4880.28     695                                       3                        Exception: RTC        Right To Cancel Exception                     YES        No               8.27 PASS    448395.84 PASS         -22.92  4539.16  20,960.87 PASS         8 N/A    NO     N/A     4539.16           N/A            N/A    N/A    YES       Final     Yes            7/1/2012    5.25 1512.56      8/1/2012      2/1/2036  245221.55            Cure default        36 Lessor of     N                          1973.36 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                             violation -                                                                                                                                                                                                                                                   HUD1                                                                                                with                   Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     disbursement date                                                                                                                                                                                                                                                                                                                                                 capitalization         within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     prior to RTC                                                                                                                                                                                                                                                                                                                                                                             36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     expiration date- There                                                                                                                                                                                                                                                                                                                                                                   3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     are three RTC in file                                                                                                                                                                                                                                                                                                                                                                    amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed by 3 vestees.                                                                                                                                                                                                                                                                                                                                                                     prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     One of which has the                                                                                                                                                                                                                                                                                                                                                                     the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     different date who has                                                                                                                                                                                                                                                                                                                                                                   months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     signed at a later                                                                                                                                                                                                                                                                                                                                                                        the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     date. - Rating - 3;                                                                                                                                                                                                                                                                                                                                                                      prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              prepaid for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; or
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Penalty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              36 months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              20% allowance
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              equal to 6
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              interest
NO          12/28/2035 FIXED    Conventional  1/28/2006 173206.85 F         9.082 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004  12/5/2005    200000                SINGLE FAMILY         1              0                 86.6   86.6 FULL         34.05   5905.9     640                                       1                                                                                            YES        No               9.29 PASS    335414.51 PASS          -4.87  3224.71  13,598.57 PASS         8 N/A    NO     N/A     7469.33  8,499.11 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25   864.9     10/1/2012      2/1/2036  139715.79            Cure default        36 Penalty       N                          1403.87 NO         Complete Y
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   within first
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         36  months at
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              3% of the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the first 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months; 2% of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the second 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months and 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              of the unpaid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              principal
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              balance for
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the last 12
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.
NO          12/28/2035 FIXED    Conventional  1/28/2006    175000 F         8.339 NO              360      360       5        15                                                                                                                       PRIMARY     REFI CASHOUT        1004 11/18/2005    175000                SINGLE FAMILY         1              0                  100    100 FULL         42.18   5772.5     773                                       1                                                                                            YES        No               8.54 PASS    305511.35 PASS          14.63  3251.21  13,739.90 PASS         8 N/A    NO     N/A      7539.1  8,587.44 PASS         6 PASS   NO     YES       Final     Yes            9/1/2012    5.25  898.87     10/1/2012      1/1/2036  144940.58            Cure default        36 3% first      N                          1325.71 NO         Complete Y         NO
                       RATE                                                                                                                                                                                                                                                                                                     DETACHED                                                                                                                                                                                                                                                                                                                                                                                                                           HUD1                                                                                                with                   year, 2% the
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       capitalization         2nd year, 1%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              the 3rd year
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              on amount
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              paid, if paid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              in full in
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              first 36
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              months.